The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 311 1,773 SH   SOLE NONE 0 0 1,773
ABBVIE INC COM COM 00287Y109 1,164 10,799 SH   SOLE NONE 0 0 10,799
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 772 290 SH   SOLE NONE 0 0 290
AMAZON COM INC COM COM 023135106 850 259 SH   SOLE NONE 0 0 259
AMERICAN AIRLS GROUP INC COM COM 02376R102 343 16,739 SH   SOLE NONE 0 0 16,739
AMERICAN TOWER CORP NEW COM COM 03027X100 255 964 SH   SOLE NONE 0 0 964
ANNALY CAPITAL MANAGEMENT INC COM COM 035710409 668 79,422 SH   SOLE NONE 0 0 79,422
APPLE INC COM 037833100 5,290 37,386 SH   SOLE NONE 0 0 37,386
ARK INNOVATION ETF INNOVATION ETF 00214Q104 5,819 52,647 SH   SOLE NONE 0 0 52,647
ASTRA SPACE INC COM CL A COM CL A 04634X103 501 57,759 SH   SOLE NONE 0 0 57,759
AT&T INC COM COM 00206R102 570 21,132 SH   SOLE NONE 0 0 21,132
B&G FOODS INC CLASS A COM 05508R106 391 13,100 SH   SOLE NONE 0 0 13,100
BARRICK GOLD CORP F COM 067901108 664 36,800 SH   SOLE NONE 0 0 36,800
BAUSCH HEALTH COS INC COM COM 071734107 675 24,258 SH   SOLE NONE 0 0 24,258
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 883 3,237 SH   SOLE NONE 0 0 3,237
BK OF AMERICA CORP COM COM 060505104 248 5,846 SH   SOLE NONE 0 0 5,846
BLACKROCK CAP INVT CORP NOTE 5.000% 6/1 092533AC2 20 20,000 SH   SOLE NONE 0 0 20,000
BLACKROCK SHORT MATURITY BOND ETF BLACKROCK ST MAT 46431W507 436 8,700 SH   SOLE NONE 0 0 8,700
BLACKROCK TAX MUNICPAL BD TR SHS SHS 09248X100 18,607 722,627 SH   SOLE NONE 0 0 722,627
BLACKSTONE MTG TR INC COM CL A COM CL A 09257W100 351 11,603 SH   SOLE NONE 0 0 11,603
BOEING CO COM COM 097023105 246 1,122 SH   SOLE NONE 0 0 1,122
BOOT BARN HLDGS INC COM COM 099406100 267 3,007 SH   SOLE NONE 0 0 3,007
BP PLC SPONSORED ADR SPONSORED ADR 055622104 720 26,351 SH   SOLE NONE 0 0 26,351
BROADCOM INC COM COM 11135F101 1,125 2,321 SH   SOLE NONE 0 0 2,321
CBS CORP CL B CL B 92556H206 690 17,470 SH   SOLE NONE 0 0 17,470
CHARLES SCHWAB CORP COM 808513105 736 10,107 SH   SOLE NONE 0 0 10,107
COCA COLA CO COM COM 191216100 233 4,457 SH   SOLE NONE 0 0 4,457
CORESITE RLTY CORP COM COM 21870Q105 251 1,814 SH   SOLE NONE 0 0 1,814
CORSAIR GAMING INC COM COM 22041X102 436 16,850 SH   SOLE NONE 0 0 16,850
CROCS INC COM COM 227046109 282 1,967 SH   SOLE NONE 0 0 1,967
DELL TECHNOLOGIES INC CL C CL C 24703L202 217 2,092 SH   SOLE NONE 0 0 2,092
DICKS SPORTING GOODS INC COM COM 253393102 647 5,403 SH   SOLE NONE 0 0 5,403
DISNEY WALT CO COM COM 254687106 403 2,385 SH   SOLE NONE 0 0 2,385
DOMINION RESOURCES INC COM 25746U109 377 5,167 SH   SOLE NONE 0 0 5,167
DROPBOX INC CL A CL A 26210C104 429 14,697 SH   SOLE NONE 0 0 14,697
EBAY INC COM 278642103 543 7,799 SH   SOLE NONE 0 0 7,799
EMERSON ELEC CO COM COM 291011104 210 2,239 SH   SOLE NONE 0 0 2,239
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506 536 10,290 SH   SOLE NONE 0 0 10,290
EXTRA SPACE STORAGE INC COM 30225T102 685 4,080 SH   SOLE NONE 0 0 4,080
EXXON MOBIL CORP COM COM 30231G102 373 6,351 SH   SOLE NONE 0 0 6,351
FACEBOOK INC CL A CL A 30303M102 368 1,085 SH   SOLE NONE 0 0 1,085
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF MSCI INFO TECH I 316092808 293 2,470 SH   SOLE NONE 0 0 2,470
FINANCIAL SELECT SECTOR SPDR FUND FINANCIAL 81369Y605 287 7,660 SH   SOLE NONE 0 0 7,660
FIRST TRUST CAPITAL STRENGTH ETF CAP STRENGTH ETF 33733E104 227 3,040 SH   SOLE NONE 0 0 3,040
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND SHS 336917109 208 6,355 SH   SOLE NONE 0 0 6,355
FORD MOTOR COMPANY COM 345370860 550 38,868 SH   SOLE NONE 0 0 38,868
FREEPORT-MCMORAN INC CL B CL B 35671D857 497 15,296 SH   SOLE NONE 0 0 15,296
FS KKR CAP CORP COM COM 302635206 354 16,064 SH   SOLE NONE 0 0 16,064
GENERAC HLDGS INC COM COM 368736104 651 1,594 SH   SOLE NONE 0 0 1,594
GENERAL ELECTRIC CO COM NEW COM NEW 369604301 376 3,655 SH   SOLE NONE 0 0 3,655
GOLDMAN SACHS GROUP INC COM 38141G104 441 1,167 SH   SOLE NONE 0 0 1,167
GOLUB CAP BDC INC COM COM 38173M102 361 22,843 SH   SOLE NONE 0 0 22,843
GOOGLE INC CAP STK CL A 02079K305 350 131 SH   SOLE NONE 0 0 131
GREENBRIER COS INC NOTE 2.875% 2/0 393657AK7 17 17,000 SH   SOLE NONE 0 0 17,000
HCI GROUP INC NOTE 4.250% 3/0 40416EAD5 34 19,000 SH   SOLE NONE 0 0 19,000
HERSHEY CO COM COM 427866108 387 2,287 SH   SOLE NONE 0 0 2,287
HOME DEPOT COM 437076102 1,840 5,608 SH   SOLE NONE 0 0 5,608
HP INC COM COM 40434L105 505 18,487 SH   SOLE NONE 0 0 18,487
IDACORP INC COM COM 451107106 256 2,482 SH   SOLE NONE 0 0 2,482
INMODE LTD SHS SHS M5425M103 470 2,950 SH   SOLE NONE 0 0 2,950
INSPIRE MED SYS INC COM COM 457730109 824 3,540 SH   SOLE NONE 0 0 3,540
INTL BUSINESS MACHINES COM 459200101 627 4,518 SH   SOLE NONE 0 0 4,518
INVESCO DWA HEALTHCARE MOMENTUM ETF DWA HEALTHCARE 46137V852 233 1,450 SH   SOLE NONE 0 0 1,450
INVESCO DYNAMIC SEMICONDUCTORS ETF DYNMC SEMICNDT 46137V647 366 2,870 SH   SOLE NONE 0 0 2,870
INVESCO DYNAMIC SOFTWARE ETF DYNMC SOFTWARE 46137V639 474 3,300 SH   SOLE NONE 0 0 3,300
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF NATL AMT MUNI 46138E537 679 25,300 SH   SOLE NONE 0 0 25,300
IQVIA HLDGS INC COM COM 46266C105 838 3,501 SH   SOLE NONE 0 0 3,501
ISHARES CONVERTIBLE BOND ETF CONV BD ETF 46435G102 1,041 10,440 SH   SOLE NONE 0 0 10,440
ISHARES FLOATING RATE BOND ETF FLTG RATE NT ETF 46429B655 404 7,950 SH   SOLE NONE 0 0 7,950
ISHARES IBOXX IBOXX HI YD ETF 464288513 3,971 45,399 SH   SOLE NONE 0 0 45,399
ISHARES MSCI USA QUALITY FACTOR ETF MSCI USA QLT FCT 46432F339 3,405 25,855 SH   SOLE NONE 0 0 25,855
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 4,326 15,787 SH   SOLE NONE 0 0 15,787
ISHARES S&P 100 ETF S&P 100 ETF 464287101 237 1,205 SH   SOLE NONE 0 0 1,205
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 3,572 32,717 SH   SOLE NONE 0 0 32,717
ISHARES U.S. FINANCIAL SERVICES ETF U.S. FIN SVC ETF 464287770 297 1,579 SH   SOLE NONE 0 0 1,579
JOHNSON & JOHNSON COM COM 478160104 390 2,419 SH   SOLE NONE 0 0 2,419
JPMORGAN CHASE & CO COM COM 46625H100 726 4,439 SH   SOLE NONE 0 0 4,439
KEYCORP COM COM 493267108 405 18,754 SH   SOLE NONE 0 0 18,754
KIMBERLY-CLARK CORP COM COM 494368103 557 4,213 SH   SOLE NONE 0 0 4,213
KINDER MORGAN INC COM 49456B101 725 43,352 SH   SOLE NONE 0 0 43,352
MACYS INC COM COM 55616P104 905 40,062 SH   SOLE NONE 0 0 40,062
MATERIALS SELECT SECTOR SPDR FUND SBI MATERIALS 81369Y100 4,022 50,842 SH   SOLE NONE 0 0 50,842
MERCK & CO INC COM 58933Y105 688 9,172 SH   SOLE NONE 0 0 9,172
MICRON TECHNOLOGY COM 595112103 738 10,400 SH   SOLE NONE 0 0 10,400
MICROSOFT COM 594918104 928 3,292 SH   SOLE NONE 0 0 3,292
MORGAN STANLEY COM NEW COM NEW 617446448 362 3,724 SH   SOLE NONE 0 0 3,724
NETAPP INC COM COM 64110D104 430 4,792 SH   SOLE NONE 0 0 4,792
NEXTERA ENERGY INC COM COM 65339F101 1,017 12,962 SH   SOLE NONE 0 0 12,962
NORFOLK SOUTHERN CRP COM 655844108 216 906 SH   SOLE NONE 0 0 906
OMNICELL COM COM COM 68213N109 408 2,755 SH   SOLE NONE 0 0 2,755
PACIRA BIOSCIENCES INC NOTE 2.375% 4/0 695127AD2 19 19,000 SH   SOLE NONE 0 0 19,000
PAYPAL HLDGS INC COM COM 70450Y103 237 911 SH   SOLE NONE 0 0 911
PERKINELMER INC COM COM 714046109 523 3,023 SH   SOLE NONE 0 0 3,023
PRICE T ROWE GROUP INC COM COM 74144T108 371 1,888 SH   SOLE NONE 0 0 1,888
QUALCOMM INC COM COM 747525103 668 5,184 SH   SOLE NONE 0 0 5,184
REDWOOD TRUST INC NOTE 4.750% 8/1 758075AC9 30 30,000 SH   SOLE NONE 0 0 30,000
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF SCHWB FDT INT LG 808524755 13,672 416,464 SH   SOLE NONE 0 0 416,464
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 271 7,008 SH   SOLE NONE 0 0 7,008
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 3,511 47,305 SH   SOLE NONE 0 0 47,305
SKILLZ INC COM COM 83067L109 232 23,712 SH   SOLE NONE 0 0 23,712
SOUTHERN CO COM COM 842587107 314 5,081 SH   SOLE NONE 0 0 5,081
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF BLMBRG BRC CNVRT 78464A359 340 3,992 SH   SOLE NONE 0 0 3,992
SPDR DOW JONES INDUSTRIAL AVERAGE ETF UT SER 1 78467X109 372 1,100 SH   SOLE NONE 0 0 1,100
SPDR GOLD ETF GOLD SHS 78463V107 330 2,012 SH   SOLE NONE 0 0 2,012
SPDR S&P 500 ETF TR UNIT 78462F103 17,824 41,534 SH   SOLE NONE 0 0 41,534
STARWOOD PPTY TR INC COM COM 85571B105 299 12,270 SH   SOLE NONE 0 0 12,270
TECHNOLOGY SELECT SECTOR SPDR FUND TECHNOLOGY 81369Y803 887 5,945 SH   SOLE NONE 0 0 5,945
TESLA INC COM COM 88160R101 818 1,055 SH   SOLE NONE 0 0 1,055
TEXAS INSTRS INC COM COM 882508104 544 2,833 SH   SOLE NONE 0 0 2,833
TOPBUILD CORP COM COM 89055F103 303 1,482 SH   SOLE NONE 0 0 1,482
TRIMBLE INC COM COM 896239100 369 4,496 SH   SOLE NONE 0 0 4,496
UNITEDHEALTH GROUP COM 91324P102 464 1,189 SH   SOLE NONE 0 0 1,189
UWM HOLDINGS CORPORATION COM CL A COM CL A 91823B109 624 89,883 SH   SOLE NONE 0 0 89,883
VALERO ENERGY CORP COM COM 91913Y100 823 11,668 SH   SOLE NONE 0 0 11,668
VANECK SEMICONDUCTOR ETF SEMICONDUCTR ETF 92189F676 333 1,300 SH   SOLE NONE 0 0 1,300
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 1,704 34,086 SH   SOLE NONE 0 0 34,086
VANGUARD HEALTH CARE INDEX FUND HEALTH CAR ETF 92204A504 3,507 14,192 SH   SOLE NONE 0 0 14,192
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF INTL HIGH ETF 921946794 4,235 64,118 SH   SOLE NONE 0 0 64,118
VANGUARD SMALL-CAP INDEX FUND SMALL CP ETF 922908751 251 1,150 SH   SOLE NONE 0 0 1,150
VANGUARD VALUE ETF VALUE ETF 922908744 3,272 24,176 SH   SOLE NONE 0 0 24,176
VERIZON COMMUNICATIONS COM 92343V104 1,504 27,851 SH   SOLE NONE 0 0 27,851
VISA INC COM CL A 92826C839 222 1,001 SH   SOLE NONE 0 0 1,001
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3 24 24,000 SH   SOLE NONE 0 0 24,000
WALGREENS BOOTS ALLIANCE INC COM COM 931427108 726 15,436 SH   SOLE NONE 0 0 15,436
WILLIAMS COS INC COM COM 969457100 413 15,950 SH   SOLE NONE 0 0 15,950
WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND EM EX ST-OWNED 97717X578 8,340 223,475 SH   SOLE NONE 0 0 223,475
WISDOMTREE U.S. LARGECAP DIVIDEND FUND US LARGECAP DIVD 97717W307 259 2,173 SH   SOLE NONE 0 0 2,173