The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 10,534 50,696 SH   SOLE   50,696 0 0
A.O. Smith Corp. COM 831865209 16,183 303,506 SH   SOLE   303,506 0 0
Abbott Laboratories COM 002824100 17,256 215,858 SH   SOLE   215,858 0 0
AbbVie Inc. COM 00287y109 14,147 175,540 SH   SOLE   175,540 0 0
ACACIA Communication COM 00401c108 775 13,520 SH   SOLE   13,520 0 0
Activision, Inc. COM 00507V109 250 5,482 SH   SOLE   5,482 0 0
Adobe Inc. COM 00724F101 12,301 46,159 SH   SOLE   46,159 0 0
AdvanSix, Inc. COM 00773T101 217 7,600 SH   SOLE   7,600 0 0
AFLAC Inc. COM 001055102 288 5,762 SH   SOLE   5,762 0 0
Air Products and Chemical Co. COM 009158106 786 4,115 SH   SOLE   4,115 0 0
ALCOA, Corp. COM 013872106 748 26,572 SH   SOLE   26,572 0 0
Alibaba Group Holding Ltd COM 01609w102 505 2,769 SH   SOLE   2,769 0 0
Alphabet Inc Cl A COM 02079K305 11,892 10,105 SH   SOLE   10,105 0 0
Alphabet Inc Cl C COM 02079K107 6,915 5,894 SH   SOLE   5,894 0 0
ALPS Trust Alerian MLP ETF COM 00162q866 1,657 165,189 SH   SOLE   165,189 0 0
Altria Group, Inc. COM 02209S103 3,852 67,080 SH   SOLE   67,080 0 0
Amazon.com, Inc. COM 023135106 1,450 814 SH   SOLE   814 0 0
American Express COM 025816109 869 7,948 SH   SOLE   7,948 0 0
American International Group I COM 026874784 521 12,105 SH   SOLE   12,105 0 0
American Tower Corporation COM 03027x100 369 1,873 SH   SOLE   1,873 0 0
American Water Works, Inc. COM 030420103 1,971 18,905 SH   SOLE   18,905 0 0
Amgen COM 031162100 491 2,587 SH   SOLE   2,587 0 0
Anadarko Pete Corp Com COM 032511107 1,629 35,812 SH   SOLE   35,812 0 0
Apple Inc Com COM 037833100 59,756 314,589 SH   SOLE   314,589 0 0
Ashland Global Holdings, Inc. COM 044186104 1,970 25,210 SH   SOLE   25,210 0 0
AT&T, Inc. COM 00206r102 14,192 452,566 SH   SOLE   452,566 0 0
Autodesk, Inc. COM 052769106 248 1,589 SH   SOLE   1,589 0 0
Automatic Data Processing COM 053015103 1,347 8,434 SH   SOLE   8,434 0 0
Bank of America Corp. COM 060505104 4,589 166,321 SH   SOLE   166,321 0 0
Bank of Montreal COM 063671101 219 2,922 SH   SOLE   2,922 0 0
Bank of New York Mellon Corp c COM 064058100 515 10,208 SH   SOLE   10,208 0 0
BB&T Corporation COM 054937107 3,292 70,757 SH   SOLE   70,757 0 0
Becton, Dickinson Co COM 075887109 325 1,302 SH   SOLE   1,302 0 0
Berkshire Hathaway Inc. Class COM 084670702 965 4,806 SH   SOLE   4,806 0 0
Boeing Corp. COM 097023105 818 2,146 SH   SOLE   2,146 0 0
BP Amoco PLC - Spons ADR COM 055622104 2,300 52,613 SH   SOLE   52,613 0 0
Bristol Myers Squibb Co COM 110122108 2,333 48,897 SH   SOLE   48,897 0 0
Broadcom Ltd F COM 134136316 403 1,340 SH   SOLE   1,340 0 0
Cabot Corp. COM 127055101 293 7,050 SH   SOLE   7,050 0 0
Canadian National Railway Co. COM 136375102 10,298 115,086 SH   SOLE   115,086 0 0
Capstar Financial Holdings, In COM 14070t102 153 10,612 SH   SOLE   10,612 0 0
CarMax, Inc. COM 143130102 2,169 31,080 SH   SOLE   31,080 0 0
Caterpillar COM 149123101 274 2,020 SH   SOLE   2,020 0 0
Celgene Corp. COM 151020104 1,990 21,090 SH   SOLE   21,090 0 0
ChevronTexaco Corporation COM 166764100 8,086 65,647 SH   SOLE   65,647 0 0
Chubb LTD. COM H1467J104 525 3,748 SH   SOLE   3,748 0 0
Cisco Systems, Inc. COM 17275R102 15,913 294,747 SH   SOLE   294,747 0 0
Citigroup, Inc. COM 172967424 6,783 109,019 SH   SOLE   109,019 0 0
Citrix Sys Inc Com COM 177376100 569 5,705 SH   SOLE   5,705 0 0
Coca Cola Company COM 191216100 8,373 178,685 SH   SOLE   178,685 0 0
Colgate-Palmolive Co. COM 194162103 691 10,086 SH   SOLE   10,086 0 0
Comcast Corporation - Class A COM 20030N101 9,046 226,274 SH   SOLE   226,274 0 0
ConocoPhillips COM 20825C104 7,610 114,022 SH   SOLE   114,022 0 0
Constellation Brands, Inc. COM 21036P108 11,675 66,587 SH   SOLE   66,587 0 0
Corning Inc Com COM 219350105 548 16,561 SH   SOLE   16,561 0 0
Costco Wholesale Corp. COM 22160K105 9,646 39,838 SH   SOLE   39,838 0 0
CSX Corp. COM 126408103 314 4,200 SH   SOLE   4,200 0 0
CVS/Caremark Corp. COM 126650100 537 9,955 SH   SOLE   9,955 0 0
Danaher Corp COM 235851102 205 1,555 SH   SOLE   1,555 0 0
Delta Airlines COM 247361702 10,489 203,076 SH   SOLE   203,076 0 0
DexCom Inc. COM 252131107 1,390 11,673 SH   SOLE   11,673 0 0
Dixie Group, Inc. COM 255519100 26 27,800 SH   SOLE   27,800 0 0
Dolby Laboratories, Inc. COM 25659t107 2,934 46,595 SH   SOLE   46,595 0 0
Dollar General COM 256677105 418 3,501 SH   SOLE   3,501 0 0
Dominion Res Inc VA New COM 25746U109 1,352 17,632 SH   SOLE   17,632 0 0
Dover Corp. COM 260003108 277 2,950 SH   SOLE   2,950 0 0
DowDuPont, Inc. COM 26078J100 6,243 117,111 SH   SOLE   117,111 0 0
Duke Energy Corp. COM 26441C204 6,481 72,014 SH   SOLE   72,014 0 0
Eaton Corp. PLC COM G29183103 1,031 12,804 SH   SOLE   12,804 0 0
Ecolabs COM 278865100 3,338 18,906 SH   SOLE   18,906 0 0
Edwards Lifesciences Corp. COM 28176E108 14,969 78,239 SH   SOLE   78,239 0 0
Electronic Arts, Inc. COM 285512109 1,258 12,377 SH   SOLE   12,377 0 0
Eli Lilly COM 532457108 686 5,289 SH   SOLE   5,289 0 0
Emerson Elec Co Com COM 291011104 1,230 17,961 SH   SOLE   17,961 0 0
Enbridge Inc COM 29250N105 468 12,914 SH   SOLE   12,914 0 0
Energy Select Sector SPDR COM 81369y506 991 14,995 SH   SOLE   14,995 0 0
Enterprise Products Partners COM 293792107 262 8,996 SH   SOLE   8,996 0 0
Exxon Mobil Corporation COM 30231G102 8,880 109,898 SH   SOLE   109,898 0 0
Facebook Inc. A COM 30303M102 250 1,499 SH   SOLE   1,499 0 0
FEDEX Corporation COM 31428X106 458 2,527 SH   SOLE   2,527 0 0
Financial Select Sector SPDR ( COM 81369y605 779 30,312 SH   SOLE   30,312 0 0
First Horizon National Corp. COM 320517105 193 13,786 SH   SOLE   13,786 0 0
First Republic Bank COM 33616c100 227 2,263 SH   SOLE   2,263 0 0
General Electric Corp. COM 369604103 1,668 166,917 SH   SOLE   166,917 0 0
General Mills COM 370334104 431 8,327 SH   SOLE   8,327 0 0
General Motors COM 37045V100 4,243 114,361 SH   SOLE   114,361 0 0
Harris Corp. COM 413875105 240 1,500 SH   SOLE   1,500 0 0
HCA Healthcare Co. COM 40412c101 950 7,286 SH   SOLE   7,286 0 0
Health Care Select Sector COM 81369y209 3,680 40,109 SH   SOLE   40,109 0 0
Hilton Worldwide Holdings Inc. COM 43300A203 1,271 15,292 SH   SOLE   15,292 0 0
Home Depot COM 437076102 5,761 30,023 SH   SOLE   30,023 0 0
Honeywell International, Inc. COM 438516106 7,016 44,146 SH   SOLE   44,146 0 0
I Shares Transportation Index COM 464287192 351 1,875 SH   SOLE   1,875 0 0
Imperial Oil Ltd. COM 453038408 312 11,407 SH   SOLE   11,407 0 0
Industrial Select Spdr COM 81369y704 1,402 18,687 SH   SOLE   18,687 0 0
Ingevity Corporation COM 45688C107 18,531 175,467 SH   SOLE   175,467 0 0
Intel Corporation COM 458140100 21,288 396,423 SH   SOLE   396,423 0 0
International Business Machine COM 459200101 1,021 7,233 SH   SOLE   7,233 0 0
International Paper COM 460146103 200 4,331 SH   SOLE   4,331 0 0
Intuit, Inc. COM 461202103 7,845 30,011 SH   SOLE   30,011 0 0
Invesco QQQ Trust Series 1 COM 46090E103 776 4,319 SH   SOLE   4,319 0 0
Invesco S&P 500 High Dividend COM 46138E362 1,023 24,100 SH   SOLE   24,100 0 0
Invesco S&P 500 Low Volatility COM 46138E354 1,011 19,201 SH   SOLE   19,201 0 0
Invesco S&P Equal Weight ETF COM 46137V357 530 5,070 SH   SOLE   5,070 0 0
IShares Core S&P 500 Index Fun COM 464287200 1,227 4,313 SH   SOLE   4,313 0 0
IShares Core S&P Midcap 400 In COM 464287507 296 1,563 SH   SOLE   1,563 0 0
IShares DJ US Financial Sect COM 464287788 9,973 84,421 SH   SOLE   84,421 0 0
IShares DJ US Financial Servic COM 464287770 1,388 11,120 SH   SOLE   11,120 0 0
IShares DJ US Real Estate COM 464287739 254 2,920 SH   SOLE   2,920 0 0
Ishares Dow Jones Select Divid COM 464287168 669 6,809 SH   SOLE   6,809 0 0
iShares Dow Jones U.S. Consume COM 464287580 324 1,588 SH   SOLE   1,588 0 0
iShares Dow Jones U.S. Technol COM 464287721 751 3,940 SH   SOLE   3,940 0 0
IShares Dow Jones US Pharmaceu COM 464288836 1,066 6,920 SH   SOLE   6,920 0 0
iShares Dow Jones US Regional COM 464288778 375 8,635 SH   SOLE   8,635 0 0
iShares High Dividend Equity F COM 46429b663 1,011 10,833 SH   SOLE   10,833 0 0
IShares MSCI EAFE Index Fund ( COM 464287465 269 4,140 SH   SOLE   4,140 0 0
IShares MSCI Emergin Mkt COM 464287234 1,740 40,535 SH   SOLE   40,535 0 0
IShares MSCI EMU COM 464286608 1,651 42,775 SH   SOLE   42,775 0 0
Ishares MSCI USA Minimum Volat COM 46429B697 724 12,307 SH   SOLE   12,307 0 0
Ishares Nasdaq Biotech Index COM 464287556 249 2,230 SH   SOLE   2,230 0 0
Ishares Russell 2000 COM 464287655 1,918 12,527 SH   SOLE   12,527 0 0
IShares Russell 2000 Value COM 464287630 574 4,785 SH   SOLE   4,785 0 0
Ishares S&P Global Tech Sector COM 464287291 16,678 97,494 SH   SOLE   97,494 0 0
J C Penney Co, Inc. COM 708160106 28 18,700 SH   SOLE   18,700 0 0
John Hancock Bk & Thrift Opp F COM 409735206 8,959 280,840 SH   SOLE   280,840 0 0
Johnson and Johnson COM 478160104 13,091 93,648 SH   SOLE   93,648 0 0
JP Morgan Chase & Co Com COM 46625H100 13,275 131,135 SH   SOLE   131,135 0 0
JPMorgan Diversified Return Eu COM 46641q605 454 8,140 SH   SOLE   8,140 0 0
KBW Regional Banking Index COM 78464a698 3,125 60,876 SH   SOLE   60,876 0 0
Keycorp COM 493267108 8,754 555,821 SH   SOLE   555,821 0 0
Kimberly-Clark COM 494368103 2,625 21,190 SH   SOLE   21,190 0 0
Kinder Morgan, Inc COM 49456b101 471 23,547 SH   SOLE   23,547 0 0
Kroger COM 501044101 1,159 47,101 SH   SOLE   47,101 0 0
Linde PLC COM G5494J103 1,014 5,764 SH   SOLE   5,764 0 0
Lockheed Martin Corporation COM 539830109 749 2,497 SH   SOLE   2,497 0 0
Louisiana Pacific COM 546347105 2,013 82,555 SH   SOLE   82,555 0 0
Lowe's Companies COM 548661107 3,263 29,809 SH   SOLE   29,809 0 0
Lululemon Athletica Inc COM 550021109 3,632 22,165 SH   SOLE   22,165 0 0
Macom Technology Solutions COM 55405y100 543 32,509 SH   SOLE   32,509 0 0
Macquarie Infrastr Co LLC Memb COM 55608B105 3,955 95,944 SH   SOLE   95,944 0 0
Marriott International Inc. Cl COM 571903202 827 6,611 SH   SOLE   6,611 0 0
Masco Corp. COM 574599106 1,057 26,888 SH   SOLE   26,888 0 0
MasterCard Inc. - Class A COM 57636Q104 1,720 7,305 SH   SOLE   7,305 0 0
McDonald's Corp. COM 580135101 1,566 8,244 SH   SOLE   8,244 0 0
Medtronic, PLC COM G5960L103 408 4,481 SH   SOLE   4,481 0 0
Merck & Co., Inc. COM 58933y105 11,293 135,783 SH   SOLE   135,783 0 0
Microsoft, Inc. COM 594918104 24,605 208,622 SH   SOLE   208,622 0 0
Mohawk Industries COM 608190104 988 7,835 SH   SOLE   7,835 0 0
Mondelez International Inc. (A COM 609207105 363 7,271 SH   SOLE   7,271 0 0
Morgan Stanley Com New COM 617446448 2,915 69,082 SH   SOLE   69,082 0 0
Nestle SA Spons ADR for REG COM 641069406 875 9,175 SH   SOLE   9,175 0 0
Netflix Inc. COM 64110L106 689 1,932 SH   SOLE   1,932 0 0
NextEra Energy, Inc. COM 65339f101 9,638 49,857 SH   SOLE   49,857 0 0
Nike Inc. Class B COM 654106103 8,048 95,572 SH   SOLE   95,572 0 0
Nokia Corp - ADR COM 654902204 6,293 1,100,190 SH   SOLE   1,100,190 0 0
Nordstrom, Inc. COM 655664100 302 6,800 SH   SOLE   6,800 0 0
Norfolk Southern Corp. COM 655844108 4,267 22,829 SH   SOLE   22,829 0 0
Northrop Grumman Corp. COM 666807102 1,001 3,712 SH   SOLE   3,712 0 0
Novartis A G Sponsored ADR COM 66987V109 6,793 70,662 SH   SOLE   70,662 0 0
Nucor Corp COM 670346105 229 3,922 SH   SOLE   3,922 0 0
Nvidia Corp COM 67066G104 485 2,700 SH   SOLE   2,700 0 0
O'Reilly Automotive, Inc. COM 67103H107 3,523 9,074 SH   SOLE   9,074 0 0
Occidental Pete Corp Del Com COM 674599105 707 10,674 SH   SOLE   10,674 0 0
Oracle Systems Corp COM 68389X105 310 5,780 SH   SOLE   5,780 0 0
Paychex, Inc. COM 704326107 611 7,621 SH   SOLE   7,621 0 0
PayPal Holdings, Inc. COM 70450Y103 15,288 147,226 SH   SOLE   147,226 0 0
Pepsico COM 713448108 7,043 57,467 SH   SOLE   57,467 0 0
Pfizer COM 717081103 5,633 132,626 SH   SOLE   132,626 0 0
Philip Morris International, I COM 718172109 1,068 12,078 SH   SOLE   12,078 0 0
Phillips 66 COM 718546104 1,086 11,415 SH   SOLE   11,415 0 0
Pinnacle Financial Partners, I COM 72346q104 2,000 36,567 SH   SOLE   36,567 0 0
PotNetwork Holdings Inc. COM 737636209 2 10,000 SH   SOLE   10,000 0 0
Procter and Gamble COM 742718109 2,883 27,705 SH   SOLE   27,705 0 0
Progressive Corp. COM 743315103 19,210 266,476 SH   SOLE   266,476 0 0
Prudential Financial, Inc. COM 744320102 763 8,305 SH   SOLE   8,305 0 0
Pulte Homes, Inc. COM 745867101 9,968 356,520 SH   SOLE   356,520 0 0
Qualcomm, Inc. COM 747525103 2,763 48,450 SH   SOLE   48,450 0 0
Raytheon Company COM 755111507 13,483 74,048 SH   SOLE   74,048 0 0
Regions Financial Corp. COM 7591ep100 1,719 121,470 SH   SOLE   121,470 0 0
Republic Svcs Inc Com COM 760759100 1,386 17,240 SH   SOLE   17,240 0 0
Roche Hldg LTD Sponsored ADR COM 771195104 1,104 32,112 SH   SOLE   32,112 0 0
Royal Bank of Canada COM 780087102 551 7,290 SH   SOLE   7,290 0 0
Royal Dutch Shell PLC ADR A (R COM 780259206 401 6,400 SH   SOLE   6,400 0 0
S & P 500 Depositary Receipt ( COM 78462F103 6,834 24,192 SH   SOLE   24,192 0 0
Schlumberger, Ltd. COM 806857108 537 12,319 SH   SOLE   12,319 0 0
Schwab US Dividend Equity ETF COM 808524797 322 6,159 SH   SOLE   6,159 0 0
Sempra Energy COM 816851109 229 1,816 SH   SOLE   1,816 0 0
Simmons First National Corp Cl COM 828730200 245 10,000 SH   SOLE   10,000 0 0
Southern Co. COM 842587107 691 13,364 SH   SOLE   13,364 0 0
SPDR Gold Trust COM 78463v107 535 4,381 SH   SOLE   4,381 0 0
SPDR S&P Biotech ETF (xbi) COM 78464A870 883 9,755 SH   SOLE   9,755 0 0
SPDR S&P Dividend ETF COM 78464a763 272 2,735 SH   SOLE   2,735 0 0
Starbucks Corp. COM 855244109 580 7,804 SH   SOLE   7,804 0 0
Straumann Holding AG COM 013293546 366 450 SH   SOLE   450 0 0
Suntrust Banks, Inc. COM 867914103 3,494 58,969 SH   SOLE   58,969 0 0
Target Corporation COM 87612E106 534 6,650 SH   SOLE   6,650 0 0
Technology Select Sect Spdr (x COM 81369y803 1,504 20,326 SH   SOLE   20,326 0 0
Texas Instruments COM 882508104 9,504 89,601 SH   SOLE   89,601 0 0
TJX Companies COM 872540109 5,919 111,233 SH   SOLE   111,233 0 0
Toll Brothers Inc COM 889478103 369 10,195 SH   SOLE   10,195 0 0
Tractor Supply Company COM 892356106 13,692 140,061 SH   SOLE   140,061 0 0
Union Pacific COM 907818108 922 5,516 SH   SOLE   5,516 0 0
United Parcel Service Co COM 911312106 281 2,511 SH   SOLE   2,511 0 0
United Technologies Corp Com COM 913017109 3,295 25,562 SH   SOLE   25,562 0 0
UnitedHealth Group COM 91324P102 12,324 49,843 SH   SOLE   49,843 0 0
Unum Group Com COM 91529Y106 3,720 109,951 SH   SOLE   109,951 0 0
Utilities Select Sector SPDR F COM 81369Y886 2,091 35,941 SH   SOLE   35,941 0 0
Vanguard Dividend Appreciation COM 921908844 1,187 10,827 SH   SOLE   10,827 0 0
Vanguard Emerging Market ETF COM 922042858 1,301 30,602 SH   SOLE   30,602 0 0
Vanguard Industrials ETF COM 92204A603 340 2,430 SH   SOLE   2,430 0 0
Vanguard Information Technolog COM 92204a702 1,423 7,093 SH   SOLE   7,093 0 0
Vanguard REIT Index ETF COM 922908553 443 5,095 SH   SOLE   5,095 0 0
Vanguard S&P 500 ETF COM 922908363 4,769 18,376 SH   SOLE   18,376 0 0
Vanguard US Total Stock Market COM 922908769 255 1,765 SH   SOLE   1,765 0 0
Verizon Communications COM 92343V104 7,993 135,183 SH   SOLE   135,183 0 0
Visa, Inc. - Cl. A COM 92826c839 17,004 108,869 SH   SOLE   108,869 0 0
Vulcan Matls Co Com COM 929160109 1,007 8,504 SH   SOLE   8,504 0 0
Wal-Mart Stores COM 931142103 2,586 26,517 SH   SOLE   26,517 0 0
Walgreens Boots Alliance, Inc. COM 931427108 3,618 57,179 SH   SOLE   57,179 0 0
Walt Disney COM 254687106 2,561 23,063 SH   SOLE   23,063 0 0
WEC Energy Corp. COM 92939U106 217 2,750 SH   SOLE   2,750 0 0
Wells Fargo COM 949746101 4,354 90,114 SH   SOLE   90,114 0 0
WestRock Company COM 96145D105 49,514 1,291,106 SH   SOLE   1,291,106 0 0
Weyerhaeuser Co. COM 962166104 4,847 184,011 SH   SOLE   184,011 0 0
Williams Companies, Inc. COM 969457100 211 7,350 SH   SOLE   7,350 0 0
Xilinx, Inc. COM 983919101 11,600 91,490 SH   SOLE   91,490 0 0
Xylem, Inc. COM 98419m100 1,114 14,100 SH   SOLE   14,100 0 0
Zoetis, Inc. COM 98978v103 3,389 33,664 SH   SOLE   33,664 0 0