The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,042,760 300 SH   SOLE   0 0 300
APPLE INC COM 037833100   2,095,329 8,367 SH   SOLE   0 0 8,367
AMGEN INC COM 031162100   271,326 1,041 SH   SOLE   0 0 1,041
AMAZON COM INC COM 023135106   249,446 1,137 SH   SOLE   0 0 1,137
AMPHENOL CORP NEW CL A 032095101   714,224 10,284 SH   SOLE   0 0 10,284
CARRIER GLOBAL CORPORATION COM 14448C104   913,387 13,381 SH   SOLE   0 0 13,381
CATERPILLAR INC COM 149123101   318,141 877 SH   SOLE   0 0 877
COMMUNITY FINANCIAL SYSTEM I COM 203607106   2,767,150 44,863 SH   SOLE   0 0 44,863
ISHARES TR MSCI EMG MKT ETF 464287234   207,720 4,967 SH   SOLE   0 0 4,967
ISHARES TR MSCI EAFE ETF 464287465   584,995 7,737 SH   SOLE   0 0 7,737
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   7,861,649 270,625 SH   SOLE   0 0 270,625
HOME DEPOT INC COM 437076102   513,467 1,320 SH   SOLE   0 0 1,320
ISHARES TR CORE S&P500 ETF 464287200   50,707,464 86,138 SH   SOLE   0 0 86,138
JPMORGAN CHASE & CO. COM 46625H100   517,054 2,157 SH   SOLE   0 0 2,157
META PLATFORMS INC CL A 30303M102   269,335 460 SH   SOLE   0 0 460
VANGUARD WORLD FD MEGA CAP INDEX 921910873   5,517,727 25,946 SH   SOLE   0 0 25,946
MERCK & CO INC COM 58933Y105   319,132 3,208 SH   SOLE   0 0 3,208
MICROSOFT CORP COM 594918104   1,175,007 2,788 SH   SOLE   0 0 2,788
NATIONAL FUEL GAS CO COM 636180101   405,949 6,690 SH   SOLE   0 0 6,690
NVIDIA CORPORATION COM 67066G104   708,565 5,276 SH   SOLE   0 0 5,276
OTIS WORLDWIDE CORP COM 68902V107   619,561 6,690 SH   SOLE   0 0 6,690
PROCTER AND GAMBLE CO COM 742718109   214,329 1,278 SH   SOLE   0 0 1,278
ISHARES TR GLOBAL REIT ETF 46434V647   6,837,940 285,271 SH   SOLE   0 0 285,271
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,844,298 16,232 SH   SOLE   0 0 16,232
RTX CORPORATION COM 75513E101   1,729,667 14,947 SH   SOLE   0 0 14,947
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   16,208,450 626,777 SH   SOLE   0 0 626,777
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   520,829 22,944 SH   SOLE   0 0 22,944
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   272,845 9,987 SH   SOLE   0 0 9,987
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,406,634 52,821 SH   SOLE   0 0 52,821
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,744,483 256,459 SH   SOLE   0 0 256,459
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   350,605 12,580 SH   SOLE   0 0 12,580
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,862,132 148,145 SH   SOLE   0 0 148,145
SHERWIN WILLIAMS CO COM 824348106   296,759 873 SH   SOLE   0 0 873
SOUTHERN CO COM 842587107   219,877 2,671 SH   SOLE   0 0 2,671
SPDR S&P 500 ETF TR TR UNIT 78462F103   485,274 828 SH   SOLE   0 0 828
TESLA INC COM 88160R101   277,842 688 SH   SOLE   0 0 688
ISHARES INC MSCI WORLD ETF 464286392   573,484 3,688 SH   SOLE   0 0 3,688
VISA INC COM CL A 92826C839   404,531 1,280 SH   SOLE   0 0 1,280
VANGUARD INDEX FDS SMALL CP ETF 922908751   880,626 3,665 SH   SOLE   0 0 3,665
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   17,191,780 359,510 SH   SOLE   0 0 359,510
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,899,990 21,329 SH   SOLE   0 0 21,329
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   327,072 607 SH   SOLE   0 0 607
VANGUARD INDEX FDS VALUE ETF 922908744   22,902,681 135,279 SH   SOLE   0 0 135,279
VANGUARD INDEX FDS GROWTH ETF 922908736   24,748,042 60,296 SH   SOLE   0 0 60,296
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,159,420 185,273 SH   SOLE   0 0 185,273
EXXON MOBIL CORP COM 30231G102   301,461 2,802 SH   SOLE   0 0 2,802