The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   690,013 5,704 SH   SOLE   0 0 5,704
ALPHABET INC CAP STK CL A 02079K305   483,827 4,042 SH   SOLE   0 0 4,042
AMAZON COM INC COM 023135106   461,605 3,541 SH   SOLE   0 0 3,541
APPLE INC COM 037833100   788,491 4,065 SH   SOLE   0 0 4,065
COCA COLA CO COM 191216100   224,419 3,727 SH   SOLE   0 0 3,727
ELEVANCE HEALTH INC COM 036752103   303,722 684 SH   SOLE   0 0 684
EXXON MOBIL CORP COM 30231G102   206,922 1,929 SH   SOLE   0 0 1,929
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   403,529 11,900 SH   SOLE   0 0 11,900
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   2,288,296 14,999 SH   SOLE   0 0 14,999
ISHARES TR RUS 1000 GRW ETF 464287614   441,298 1,604 SH   SOLE   0 0 1,604
ISHARES TR CONSER ALLOC ETF 464289883   516,743 14,664 SH   SOLE   0 0 14,664
ISHARES TR CORE S&P TTL STK 464287150   256,665 2,623 SH   SOLE   0 0 2,623
ISHARES TR RUS MID CAP ETF 464287499   495,323 6,782 SH   SOLE   0 0 6,782
ISHARES TR MODERT ALLOC ETF 464289875   1,349,147 33,386 SH   SOLE   0 0 33,386
ISHARES TR GRWT ALLOCAT ETF 464289867   554,107 10,770 SH   SOLE   0 0 10,770
ISHARES TR MSCI EAFE ETF 464287465   785,666 10,837 SH   SOLE   0 0 10,837
JOHNSON & JOHNSON COM 478160104   297,378 1,797 SH   SOLE   0 0 1,797
JPMORGAN CHASE & CO COM 46625H100   713,732 4,907 SH   SOLE   0 0 4,907
LILLY ELI & CO COM 532457108   283,253 604 SH   SOLE   0 0 604
LOCKHEED MARTIN CORP COM 539830109   249,926 543 SH   SOLE   0 0 543
MARRIOTT INTL INC NEW CL A 571903202   376,595 2,050 SH   SOLE   0 0 2,050
MCDONALDS CORP COM 580135101   203,749 683 SH   SOLE   0 0 683
MICROSOFT CORP COM 594918104   1,201,289 3,528 SH   SOLE   0 0 3,528
NORTHROP GRUMMAN CORP COM 666807102   373,300 819 SH   SOLE   0 0 819
NVIDIA CORPORATION COM 67066G104   265,394 627 SH   SOLE   0 0 627
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   236,645 4,924 SH   SOLE   0 0 4,924
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,910,589 55,055 SH   SOLE   0 0 55,055
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,896,696 117,608 SH   SOLE   0 0 117,608
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   2,335,448 46,292 SH   SOLE   0 0 46,292
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,552,573 120,290 SH   SOLE   0 0 120,290
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,933,268 138,381 SH   SOLE   0 0 138,381
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,437,178 19,175 SH   SOLE   0 0 19,175
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   34,632,209 601,567 SH   SOLE   0 0 601,567
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   27,352,420 840,578 SH   SOLE   0 0 840,578
SPDR S&P 500 ETF TR TR UNIT 78462F103   622,542 1,404 SH   SOLE   0 0 1,404
SPDR SER TR PORTFOLIO S&P600 78468R853   451,112 11,615 SH   SOLE   0 0 11,615
SPDR SER TR PRTFLO S&P500 GW 78464A409   40,246,584 659,672 SH   SOLE   0 0 659,672
SPDR SER TR S&P 600 SMCP VAL 78464A300   12,104,077 156,809 SH   SOLE   0 0 156,809
SPDR SER TR PRTFLO S&P500 VL 78464A508   10,307,143 238,591 SH   SOLE   0 0 238,591
SPDR SER TR PORTFOLIO AGRGTE 78464A649   24,822,848 978,433 SH   SOLE   0 0 978,433
SPDR SER TR PORTFOLIO S&P400 78464A847   19,077,247 415,717 SH   SOLE   0 0 415,717
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   1,133,049 27,942 SH   SOLE   0 0 27,942
TESLA INC COM 88160R101   212,819 813 SH   SOLE   0 0 813
UNION PAC CORP COM 907818108   406,107 1,985 SH   SOLE   0 0 1,985
UNITEDHEALTH GROUP INC COM 91324P102   286,772 597 SH   SOLE   0 0 597
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,201,586 30,287 SH   SOLE   0 0 30,287
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   770,486 5,177 SH   SOLE   0 0 5,177