The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   253,464 130 SH   SOLE   130 0 0
APPLE INC COM 037833100   369,797 1,454 SH   SOLE   1,454 0 0
CHEVRON CORP NEW COM 166764100   561,068 7,743 SH   SOLE   7,743 0 0
CONOCOPHILLIPS COM 20825C104   362,617 11,773 SH   SOLE   11,773 0 0
EXXON MOBIL CORP COM 30231G102   304,388 8,017 SH   SOLE   8,017 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   259,664 2,809 SH   SOLE   2,809 0 0
ISHARES TR CORE S&P500 ETF 464287200   46,817,863 181,184 SH   SOLE   181,184 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,151,835 8,007 SH   SOLE   8,007 0 0
ISHARES TR CORE US AGGBD ET 464287226   681,806 5,910 SH   SOLE   5,910 0 0
MICROSOFT CORP COM 594918104   249,655 1,583 SH   SOLE   1,583 0 0
NOBLE ENERGY INC COM 655044105   160,531 26,578 SH   SOLE   26,578 0 0
PHILLIPS 66 COM 718546104   264,144 4,923 SH   SOLE   4,923 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   256,909 2,420 SH   SOLE   2,420 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   1,256,958 61,136 SH   SOLE   61,136 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,397,537 66,454 SH   SOLE   66,454 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   1,456,909 62,049 SH   SOLE   62,049 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   2,843,424 90,757 SH   SOLE   90,757 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   2,917,075 112,759 SH   SOLE   112,759 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,257,226 48,654 SH   SOLE   48,654 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,479,857 40,487 SH   SOLE   40,487 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   274,439 3,446 SH   SOLE   3,446 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,502,310 48,570 SH   SOLE   48,570 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,198,186 22,078 SH   SOLE   22,078 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,938,197 59,200 SH   SOLE   59,200 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   431,714 2,916 SH   SOLE   2,916 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,645,786 6,385 SH   SOLE   6,385 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407   371,085 6,596 SH   SOLE   6,596 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   360,876 3,047 SH   SOLE   3,047 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   8,021,401 60,930 SH   SOLE   60,930 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   858,307 3,624 SH   SOLE   3,624 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   47,402,629 410,626 SH   SOLE   410,626 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   231,076 1,793 SH   SOLE   1,793 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   32,688,827 467,986 SH   SOLE   467,986 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   247,897 5,777 SH   SOLE   5,777 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   12,271,013 368,057 SH   SOLE   368,057 0 0