The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   11,673,689 191,090 SH   SOLE   0 0 191,090
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   2,167,186 46,942 SH   SOLE   0 0 46,942
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   663,754 10,661 SH   SOLE   0 0 10,661
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   674,022 10,726 SH   SOLE   0 0 10,726
AMERICAN CENTY ETF TR US SML CP VALU 025072877   10,181,964 113,486 SH   SOLE   0 0 113,486
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   2,153,600 51,844 SH   SOLE   0 0 51,844
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   588,543 22,750 SH   SOLE   0 0 22,750
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   125,653 4,235 SH   SOLE   0 0 4,235
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   114,570 3,056 SH   SOLE   0 0 3,056
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   44,927 1,554 SH   SOLE   0 0 1,554
GE VERNOVA INC COM 36828A101   3,088 18 SH   SOLE   0 0 18
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101   1,187 72 SH   SOLE   0 0 72
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   35,248 946 SH   SOLE   0 0 946
ISHARES INC CORE MSCI EMKT 46434G103   38,060 711 SH   SOLE   0 0 711
ISHARES TR AGENCY BOND ETF 464288166   17,758 165 SH   SOLE   0 0 165
ISHARES TR EAFE SML CP ETF 464288273   254,265 4,125 SH   SOLE   0 0 4,125
ISHARES TR ESG ADV TTL USD 46436E619   8,936 210 SH   SOLE   0 0 210
ISHARES TR ESG AW MSCI EAFE 46435G516   105,881 1,344 SH   SOLE   0 0 1,344
ISHARES TR ESG AWRE 1 5 YR 46435G243   33,723 1,377 SH   SOLE   0 0 1,377
ISHARES TR ESG SCRD S&P MID 46436E551   24,573 621 SH   SOLE   0 0 621
ISHARES TR ESG SCRND S&P500 46436E569   4,416 105 SH   SOLE   0 0 105
ISHARES TR INTRM GOV CR ETF 464288612   2,463,484 23,749 SH   SOLE   0 0 23,749
ISHARES TR USD GRN BOND ETF 46435U440   7,493 161 SH   SOLE   0 0 161
KRAFT HEINZ CO COM 500754106   1,579 49 SH   SOLE   0 0 49
MFS INTER INCOME TR SH BEN INT 55273C107   5,012 1,884 SH   SOLE   0 0 1,884
MONDELEZ INTL INC CL A 609207105   9,686 148 SH   SOLE   0 0 148
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   700,892 26,389 SH   SOLE   0 0 26,389
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   16,272,454 423,541 SH   SOLE   0 0 423,541
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   3,176,298 89,272 SH   SOLE   0 0 89,272
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   20,889 434 SH   SOLE   0 0 434
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   19,645 431 SH   SOLE   0 0 431
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   224,389 3,029 SH   SOLE   0 0 3,029
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,655,119 56,889 SH   SOLE   0 0 56,889
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   380,644 8,022 SH   SOLE   0 0 8,022
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   291,000 10,532 SH   SOLE   0 0 10,532
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,192,775 86,147 SH   SOLE   0 0 86,147
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   8,311,460 49,241 SH   SOLE   0 0 49,241
VANGUARD INDEX FDS GROWTH ETF 922908736   3,722,896 9,954 SH   SOLE   0 0 9,954
VANGUARD INDEX FDS MID CAP ETF 922908629   557,557 2,303 SH   SOLE   0 0 2,303
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   17,120,778 34,233 SH   SOLE   0 0 34,233
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   186,182 3,175 SH   SOLE   0 0 3,175
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   158,809 1,410 SH   SOLE   0 0 1,410
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,812,132 119,739 SH   SOLE   0 0 119,739
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   7,203,577 93,220 SH   SOLE   0 0 93,220
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   63,733 259 SH   SOLE   0 0 259
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   568,924 11,512 SH   SOLE   0 0 11,512
VANGUARD WORLD FD ESG US STK ETF 921910733   110,341 1,142 SH   SOLE   0 0 1,142
VANGUARD WORLD FD MEGA CAP INDEX 921910873   7,498 38 SH   SOLE   0 0 38