The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,163 8,987 SH   SOLE   8,987 0 0
ABBOTT LABS COM 002824100 400 3,680 SH   SOLE   3,680 0 0
ABBVIE INC COM 00287Y109 269 1,756 SH   SOLE   1,756 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 338 923 SH   SOLE   923 0 0
ALPHABET INC CAP STK CL C 02079K107 1,945 889 SH   SOLE   889 0 0
ALPHABET INC CAP STK CL A 02079K305 1,619 743 SH   SOLE   743 0 0
AMAZON COM INC COM 023135106 1,181 11,122 SH   SOLE   11,122 0 0
AMERICAN EXPRESS CO COM 025816109 1,116 8,048 SH   SOLE   8,048 0 0
APPLE INC COM 037833100 5,473 40,032 SH   SOLE   40,032 0 0
BECTON DICKINSON & CO COM 075887109 891 3,613 SH   SOLE   3,613 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 645 2,364 SH   SOLE   2,364 0 0
BK OF AMERICA CORP COM 060505104 400 12,841 SH   SOLE   12,841 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 623 8,087 SH   SOLE   8,087 0 0
CATERPILLAR INC COM 149123101 238 1,332 SH   SOLE   1,332 0 0
CISCO SYS INC COM 17275R102 1,510 35,419 SH   SOLE   35,419 0 0
CLOROX CO DEL COM 189054109 468 3,318 SH   SOLE   3,318 0 0
CME GROUP INC COM 12572Q105 723 3,531 SH   SOLE   3,531 0 0
COLGATE PALMOLIVE CO COM 194162103 641 7,995 SH   SOLE   7,995 0 0
COMCAST CORP NEW CL A 20030N101 530 13,517 SH   SOLE   13,517 0 0
COSTCO WHSL CORP NEW COM 22160K105 562 1,172 SH   SOLE   1,172 0 0
CSX CORP COM 126408103 397 13,651 SH   SOLE   13,651 0 0
DANAHER CORPORATION COM 235851102 1,483 5,850 SH   SOLE   5,850 0 0
DEERE & CO COM 244199105 421 1,407 SH   SOLE   1,407 0 0
DISNEY WALT CO COM 254687106 1,373 14,543 SH   SOLE   14,543 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 640 5,971 SH   SOLE   5,971 0 0
Dominion Res Inc Va New COM 25746u109 595 7,457 SH   SOLE   7,457 0 0
EATON CORP PLC SHS G29183103 513 4,070 SH   SOLE   4,070 0 0
ECOLAB INC COM 278865100 678 4,407 SH   SOLE   4,407 0 0
ELECTRONIC ARTS INC COM 285512109 343 2,816 SH   SOLE   2,816 0 0
ESSENTIAL UTILS INC COM 29670G102 276 6,014 SH   SOLE   6,014 0 0
EXXON MOBIL CORP COM 30231G102 1,044 12,187 SH   SOLE   12,187 0 0
FASTENAL CO COM 311900104 226 4,523 SH   SOLE   4,523 0 0
FEDEX CORP COM 31428X106 669 2,952 SH   SOLE   2,952 0 0
FORD MTR CO DEL COM 345370860 124 11,102 SH   SOLE   11,102 0 0
GENERAL DYNAMICS CORP COM 369550108 1,133 5,122 SH   SOLE   5,122 0 0
GILEAD SCIENCES INC COM 375558103 344 5,565 SH   SOLE   5,565 0 0
GSK PLC SPONSORED ADR 37733W105 489 11,225 SH   SOLE   11,225 0 0
HOME DEPOT INC COM 437076102 1,052 3,834 SH   SOLE   3,834 0 0
IDEXX LABS INC COM 45168D104 563 1,605 SH   SOLE   1,605 0 0
ILLINOIS TOOL WKS INC COM 452308109 286 1,569 SH   SOLE   1,569 0 0
INTEL CORP COM 458140100 859 22,973 SH   SOLE   22,973 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 374 2,650 SH   SOLE   2,650 0 0
ISHARES GOLD TR ISHARES NEW 464285204 2,327 67,837 SH   SOLE   67,837 0 0
ISHARES INC CORE MSCI EMKT 46434G103 876 17,852 SH   SOLE   17,852 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 267 8,270 SH   SOLE   8,270 0 0
ISHARES TR MSCI EAFE ETF 464287465 311 4,979 SH   SOLE   4,979 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,985 13,193 SH   SOLE   13,193 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 241 1,100 SH   SOLE   1,100 0 0
ISHARES TR RUS 1000 ETF 464287622 207 995 SH   SOLE   995 0 0
ISHARES TR GNMA BOND ETF 46429B333 6,562 144,090 SH   SOLE   144,090 0 0
ISHARES TR U.S. FINLS ETF 464287788 674 9,630 SH   SOLE   9,630 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,745 18,888 SH   SOLE   18,888 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 3,565 71,406 SH   SOLE   71,406 0 0
ISHARES TR CORE S&P500 ETF 464287200 7,907 20,855 SH   SOLE   20,855 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,742 17,135 SH   SOLE   17,135 0 0
ISHARES TR CORE INTL AGGR 46435G672 613 12,304 SH   SOLE   12,304 0 0
ISHARES TR MSCI KLD400 SOC 464288570 714 9,936 SH   SOLE   9,936 0 0
ISHARES TR TIPS BD ETF 464287176 695 6,100 SH   SOLE   6,100 0 0
ISHARES TR MSCI USA ESG SLC 464288802 1,409 17,464 SH   SOLE   17,464 0 0
ISHARES TR TRS FLT RT BD 46434V860 607 12,045 SH   SOLE   12,045 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 827 9,862 SH   SOLE   9,862 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,127 36,135 SH   SOLE   36,135 0 0
ISHARES TR A RATE CP BD ETF 46429B291 1,841 38,145 SH   SOLE   38,145 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,474 13,855 SH   SOLE   13,855 0 0
ISHARES TR MBS ETF 464288588 415 4,257 SH   SOLE   4,257 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 404 6,434 SH   SOLE   6,434 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 6,343 125,470 SH   SOLE   125,470 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 1,421 27,838 SH   SOLE   27,838 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 534 23,076 SH   SOLE   23,076 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,146 47,560 SH   SOLE   47,560 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 240 2,289 SH   SOLE   2,289 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 2,590 21,699 SH   SOLE   21,699 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 583 5,695 SH   SOLE   5,695 0 0
ISHARES TR JPMORGAN USD EMG 464288281 561 6,572 SH   SOLE   6,572 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 451 5,450 SH   SOLE   5,450 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 646 3,814 SH   SOLE   3,814 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 237 4,839 SH   SOLE   4,839 0 0
ISHARES TR INTRM GOV CR ETF 464288612 1,480 14,023 SH   SOLE   14,023 0 0
JOHNSON & JOHNSON COM 478160104 3,149 17,738 SH   SOLE   17,738 0 0
JPMORGAN CHASE & CO COM 46625H100 924 8,205 SH   SOLE   8,205 0 0
KIMBERLY-CLARK CORP COM 494368103 341 2,522 SH   SOLE   2,522 0 0
LOWES COS INC COM 548661107 714 4,091 SH   SOLE   4,091 0 0
MASTERCARD INCORPORATED CL A 57636Q104 637 2,019 SH   SOLE   2,019 0 0
MCCORMICK & CO INC COM NON VTG 579780206 567 6,811 SH   SOLE   6,811 0 0
MCDONALDS CORP COM 580135101 388 1,573 SH   SOLE   1,573 0 0
MEDTRONIC PLC SHS G5960L103 863 9,616 SH   SOLE   9,616 0 0
MERCK & CO INC COM 58933Y105 1,471 16,131 SH   SOLE   16,131 0 0
META PLATFORMS INC CL A 30303M102 313 1,944 SH   SOLE   1,944 0 0
MICROSOFT CORP COM 594918104 3,544 13,799 SH   SOLE   13,799 0 0
NEXTERA ENERGY INC COM 65339F101 1,956 25,253 SH   SOLE   25,253 0 0
NIKE INC CL B 654106103 1,174 11,487 SH   SOLE   11,487 0 0
NORFOLK SOUTHN CORP COM 655844108 1,081 4,756 SH   SOLE   4,756 0 0
NVIDIA CORPORATION COM 67066G104 432 2,849 SH   SOLE   2,849 0 0
ORACLE CORP COM 68389X105 655 9,380 SH   SOLE   9,380 0 0
PAYPAL HLDGS INC COM 70450Y103 468 6,700 SH   SOLE   6,700 0 0
PEPSICO INC COM 713448108 1,911 11,464 SH   SOLE   11,464 0 0
PFIZER INC COM 717081103 1,464 27,931 SH   SOLE   27,931 0 0
PROCTER AND GAMBLE CO COM 742718109 1,761 12,249 SH   SOLE   12,249 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,499 15,592 SH   SOLE   15,592 0 0
ROLLINS INC COM 775711104 917 26,250 SH   SOLE   26,250 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,709 30,619 SH   SOLE   30,619 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 540 13,854 SH   SOLE   13,854 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,048 16,710 SH   SOLE   16,710 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 201 3,227 SH   SOLE   3,227 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 678 21,563 SH   SOLE   21,563 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,786 117,617 SH   SOLE   117,617 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,505 123,266 SH   SOLE   123,266 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,596 96,020 SH   SOLE   96,020 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,714 38,783 SH   SOLE   38,783 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,865 32,161 SH   SOLE   32,161 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 216 10,237 SH   SOLE   10,237 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 347 13,678 SH   SOLE   13,678 0 0
SPDR GOLD TR GOLD SHS 78463V107 216 1,282 SH   SOLE   1,282 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 218 9,165 SH   SOLE   9,165 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,846 28,751 SH   SOLE   28,751 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 446 6,914 SH   SOLE   6,914 0 0
STARBUCKS CORP COM 855244109 808 10,581 SH   SOLE   10,581 0 0
TESLA INC COM 88160R101 343 509 SH   SOLE   509 0 0
TEXAS INSTRS INC COM 882508104 1,219 7,934 SH   SOLE   7,934 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,163 2,140 SH   SOLE   2,140 0 0
TJX COS INC NEW COM 872540109 767 13,727 SH   SOLE   13,727 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 278 2,144 SH   SOLE   2,144 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,489 8,157 SH   SOLE   8,157 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,964 5,771 SH   SOLE   5,771 0 0
US BANCORP DEL COM NEW 902973304 418 9,075 SH   SOLE   9,075 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 744 2,145 SH   SOLE   2,145 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 498 11,964 SH   SOLE   11,964 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 221 4,420 SH   SOLE   4,420 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,331 41,633 SH   SOLE   41,633 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,341 17,583 SH   SOLE   17,583 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,985 41,718 SH   SOLE   41,718 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 1,449 35,504 SH   SOLE   35,504 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 527 5,180 SH   SOLE   5,180 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 637 2,705 SH   SOLE   2,705 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 623 1,907 SH   SOLE   1,907 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 312 2,050 SH   SOLE   2,050 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,320 26,000 SH   SOLE   26,000 0 0
VISA INC COM CL A 92826C839 901 4,575 SH   SOLE   4,575 0 0
WATERS CORP COM 941848103 216 654 SH   SOLE   654 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 215 3,745 SH   SOLE   3,745 0 0
XCEL ENERGY INC COM 98389B100 615 8,688 SH   SOLE   8,688 0 0