The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,672 12,871 SH   SOLE   4,664 0 8,207
ABBOTT LABS COM 002824100 2,154 26,863 SH   SOLE   20,411 0 6,452
ABBVIE INC COM 00287Y109 295 3,673 SH   SOLE   720 0 2,953
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 373 2,114 SH   SOLE   2,054 0 60
ADOBE INC COM 00724F101 796 2,993 SH   SOLE   2,130 0 863
ALIGN TECHNOLOGY INC COM 016255101 1,293 4,548 SH   SOLE   45 0 4,503
ALPHABET INC CAP STK CL A 02079K305 5,640 4,789 SH   SOLE   3,088 0 1,701
ALPHABET INC CAP STK CL C 02079K107 2,989 2,547 SH   SOLE   451 0 2,096
AMAZON COM INC COM 023135106 2,020 1,135 SH   SOLE   145 0 990
AMERICAN ELEC PWR CO INC COM 025537101 303 3,629 SH   SOLE   2,876 0 753
AMERICAN EXPRESS CO COM 025816109 567 5,176 SH   SOLE   360 0 4,816
AMERICAN TOWER CORP NEW COM 03027X100 235 1,193 SH   SOLE   66 0 1,127
AMGEN INC COM 031162100 606 3,184 SH   SOLE   1,540 0 1,644
APPLE INC COM 037833100 20,856 109,809 SH   SOLE   40,233 0 69,576
AT&T INC COM 00206R102 1,033 32,871 SH   SOLE   6,920 0 25,951
BANK AMER CORP COM 060505104 1,009 36,605 SH   SOLE   5,407 0 31,198
BANK NEW YORK MELLON CORP COM 064058100 245 4,845 SH   SOLE   0 0 4,845
BANK OF MARIN BANCORP COM 063425102 277 6,810 SH   SOLE   3,878 0 2,932
BB&T CORP COM 054937107 262 5,641 SH   SOLE   0 0 5,641
BECTON DICKINSON & CO COM 075887109 352 1,415 SH   SOLE   996 0 419
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,108 9 SH   SOLE   9 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 17,524 87,286 SH   SOLE   40,301 0 46,985
BLACKROCK INC COM 09247X101 265 620 SH   SOLE   0 0 620
BOEING CO COM 097023105 521 1,368 SH   SOLE   932 0 436
BOOKING HLDGS INC COM 09857L108 299 172 SH   SOLE   26 0 146
BOX INC CL A 10316T104 807 41,784 SH   SOLE   0 0 41,784
BRISTOL MYERS SQUIBB CO COM 110122108 382 8,037 SH   SOLE   4,835 0 3,202
CAPITAL ONE FINL CORP COM 14040H105 424 5,181 SH   SOLE   0 0 5,181
CENTERPOINT ENERGY INC COM 15189T107 986 32,110 SH   SOLE   285 0 31,825
CHARTER COMMUNICATIONS INC N CL A 16119P108 442 1,276 SH   SOLE   73 0 1,203
CHEVRON CORP NEW COM 166764100 3,155 25,565 SH   SOLE   13,146 0 12,419
CHUBB LIMITED COM H1467J104 254 1,807 SH   SOLE   0 0 1,807
CIGNA CORP NEW COM 125523100 305 1,922 SH   SOLE   332 0 1,590
CINCINNATI FINL CORP COM 172062101 3,909 45,509 SH   SOLE   605 0 44,904
CISCO SYS INC COM 17275R102 2,149 39,780 SH   SOLE   5,702 0 34,078
CLOROX CO DEL COM 189054109 268 1,673 SH   SOLE   1,521 0 152
COCA COLA CO COM 191216100 984 21,040 SH   SOLE   14,622 0 6,418
COMCAST CORP NEW CL A 20030N101 1,626 40,661 SH   SOLE   21,134 0 19,527
COSTCO WHSL CORP NEW COM 22160K105 301 1,240 SH   SOLE   850 0 390
CVS HEALTH CORP COM 126650100 310 5,757 SH   SOLE   2,502 0 3,255
DANAHER CORPORATION COM 235851102 1,824 13,794 SH   SOLE   10,453 0 3,341
DISNEY WALT CO COM DISNEY 254687106 2,964 26,672 SH   SOLE   13,859 0 12,813
DOMINION ENERGY INC COM 25746U109 212 2,759 SH   SOLE   0 0 2,759
DUKE ENERGY CORP NEW COM NEW 26441C204 422 4,669 SH   SOLE   2,621 0 2,048
EMERSON ELEC CO COM 291011104 266 3,874 SH   SOLE   2,406 0 1,468
ENBRIDGE INC COM 29250N105 641 17,641 SH   SOLE   9,918 0 7,723
ENTERPRISE PRODS PARTNERS L COM 293792107 388 13,365 SH   SOLE   565 0 12,800
EOG RES INC COM 26875P101 397 4,174 SH   SOLE   3,638 0 536
EXXON MOBIL CORP COM 30231G102 1,518 18,804 SH   SOLE   9,944 0 8,860
FACEBOOK INC CL A 30303M102 9,189 55,070 SH   SOLE   36,962 0 18,108
FEDEX CORP COM 31428X106 434 2,393 SH   SOLE   95 0 2,298
FULL HOUSE RESORTS INC COM 359678109 157 77,600 SH   SOLE   0 0 77,600
GABELLI EQUITY TR INC COM 362397101 117 19,021 SH   SOLE   0 0 19,021
GENERAL ELECTRIC CO COM 369604103 281 28,199 SH   SOLE   24,489 0 3,710
GENUINE PARTS CO COM 372460105 261 2,324 SH   SOLE   1,773 0 551
GILEAD SCIENCES INC COM 375558103 236 3,651 SH   SOLE   250 0 3,401
HOME DEPOT INC COM 437076102 849 4,428 SH   SOLE   3,058 0 1,370
HONEYWELL INTL INC COM 438516106 519 3,263 SH   SOLE   970 0 2,293
HUNTINGTON BANCSHARES INC COM 446150104 145 11,425 SH   SOLE   0 0 11,425
IDEAL PWR INC COM 451622104 7 19,700 SH   SOLE   0 0 19,700
ILLUMINA INC COM 452327109 492 1,582 SH   SOLE   1,325 0 257
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 37,278 1,239,781 SH   SOLE   276,160 0 963,621
INTEL CORP COM 458140100 1,062 19,817 SH   SOLE   14,038 0 5,779
INTERNATIONAL BUSINESS MACHS COM 459200101 833 5,913 SH   SOLE   2,541 0 3,372
INVESCO EXCHANGE TRADED FD T DYNMC SOFTWARE 46137V639 224 2,455 SH   SOLE   2,455 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 269 1,357 SH   SOLE   1,324 0 33
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324 547 4,576 SH   SOLE   4,282 0 294
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,052 10,075 SH   SOLE   0 0 10,075
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 386 7,336 SH   SOLE   7,336 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 421 2,343 SH   SOLE   1,391 0 952
ISHARES INC CORE MSCI EMKT 46434G103 32,269 623,954 SH   SOLE   197,070 0 426,884
ISHARES INC EM MKTS DIV ETF 464286319 212 5,249 SH   SOLE   2,252 0 2,997
ISHARES INC MIN VOL EMRG MKT 464286533 8,609 145,176 SH   SOLE   33,273 0 111,903
ISHARES INC MIN VOL GBL ETF 464286525 164,411 1,837,537 SH   SOLE   875,469 0 962,068
ISHARES INC MSCI PAC JP ETF 464286665 275 6,000 SH   SOLE   0 0 6,000
ISHARES TR 0-5YR INVT GR CP 46434V100 218 4,325 SH   SOLE   2,961 0 1,364
ISHARES TR CORE MSCI EAFE 46432F842 12,488 205,493 SH   SOLE   93,179 0 112,314
ISHARES TR CORE S&P MCP ETF 464287507 600 3,169 SH   SOLE   112 0 3,057
ISHARES TR CORE S&P SCP ETF 464287804 1,032 13,370 SH   SOLE   0 0 13,370
ISHARES TR CORE S&P US GWT 464287671 318 5,275 SH   SOLE   0 0 5,275
ISHARES TR CORE S&P US VLU 464287663 49,323 899,664 SH   SOLE   211,281 0 688,383
ISHARES TR CORE S&P500 ETF 464287200 35,027 123,083 SH   SOLE   20,141 0 102,942
ISHARES TR CORE US AGGBD ET 464287226 3,683 33,776 SH   SOLE   6,478 0 27,298
ISHARES TR DOW JONES US ETF 464287846 2,666 18,874 SH   SOLE   0 0 18,874
ISHARES TR EAFE SML CP ETF 464288273 561 9,770 SH   SOLE   5,099 0 4,671
ISHARES TR EAFE VALUE ETF 464288877 8,972 183,432 SH   SOLE   35,164 0 148,268
ISHARES TR EDGE MSCI USA VL 46432F388 304 3,810 SH   SOLE   0 0 3,810
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 3,117 123,523 PRN   SOLE   0 0 123,523
ISHARES TR IBONDS DEC21 ETF 46434VBK5 3,043 123,102 PRN   SOLE   0 0 123,102
ISHARES TR IBONDS DEC22 ETF 46434VBA7 3,069 123,203 PRN   SOLE   0 0 123,203
ISHARES TR IBONDS DEC23 ETF 46434VAX8 3,085 123,355 PRN   SOLE   0 0 123,355
ISHARES TR IBONDS DEC24 ETF 46434VBG4 3,096 124,429 PRN   SOLE   0 0 124,429
ISHARES TR IBOXX HI YD ETF 464288513 1,086 12,565 SH   SOLE   7,102 0 5,463
ISHARES TR INTL DEV RE ETF 464288489 2,119 69,695 SH   SOLE   8,001 0 61,694
ISHARES TR INTL SEL DIV ETF 464288448 8,069 261,480 SH   SOLE   0 0 261,480
ISHARES TR MIN VOL EAFE ETF 46429B689 3,846 53,400 SH   SOLE   10,871 0 42,529
ISHARES TR MIN VOL USA ETF 46429B697 16,734 284,608 SH   SOLE   26,938 0 257,670
ISHARES TR MRNGSTR INC ETF 46432F875 6,024 243,703 SH   SOLE   0 0 243,703
ISHARES TR MSCI ACWI ETF 464288257 826 11,448 SH   SOLE   8,468 0 2,980
ISHARES TR MSCI ACWI EX US 464288240 5,523 119,370 SH   SOLE   359 0 119,011
ISHARES TR MSCI EAFE ETF 464287465 7,278 112,207 SH   SOLE   0 0 112,207
ISHARES TR MSCI EMG MKT ETF 464287234 8,697 202,619 SH   SOLE   67,421 0 135,198
ISHARES TR NATIONAL MUN ETF 464288414 56,650 509,485 SH   SOLE   153,097 0 356,388
ISHARES TR PFD AND INCM SEC 464288687 4,835 132,275 SH   SOLE   0 0 132,275
ISHARES TR RUS 1000 ETF 464287622 13,528 86,012 SH   SOLE   6,406 0 79,606
ISHARES TR RUS 1000 GRW ETF 464287614 1,269 8,395 SH   SOLE   2,966 0 5,429
ISHARES TR RUS 1000 VAL ETF 464287598 7,267 58,832 SH   SOLE   4,494 0 54,338
ISHARES TR RUS 2000 GRW ETF 464287648 486 2,470 SH   SOLE   0 0 2,470
ISHARES TR RUS 2000 VAL ETF 464287630 1,174 9,791 SH   SOLE   5,586 0 4,205
ISHARES TR RUS MD CP GR ETF 464287481 404 2,975 SH   SOLE   645 0 2,330
ISHARES TR RUS MID CAP ETF 464287499 2,763 51,251 SH   SOLE   28,540 0 22,711
ISHARES TR RUSSELL 2000 ETF 464287655 18,779 122,689 SH   SOLE   14,212 0 108,477
ISHARES TR RUSSELL 3000 ETF 464287689 3,816 22,890 SH   SOLE   11,562 0 11,328
ISHARES TR S&P 500 GRWT ETF 464287309 202 1,170 SH   SOLE   1,170 0 0
ISHARES TR S&P 500 VAL ETF 464287408 208 1,837 SH   SOLE   308 0 1,529
ISHARES TR SELECT DIVID ETF 464287168 264 2,694 SH   SOLE   0 0 2,694
ISHARES TR SH TR CRPORT ETF 464288646 1,598 30,261 SH   SOLE   0 0 30,261
ISHARES TR SHORT TREAS BD 464288679 1,000 9,047 SH   SOLE   9,047 0 0
ISHARES TR TIPS BD ETF 464287176 385 3,411 SH   SOLE   0 0 3,411
ISHARES TR U.S. MED DVC ETF 464288810 206 890 SH   SOLE   890 0 0
ISHARES TR U.S. REAL ES ETF 464287739 16,080 184,742 SH   SOLE   184,693 0 49
JOHNSON & JOHNSON COM 478160104 5,913 42,380 SH   SOLE   19,131 0 23,249
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,659 65,051 SH   SOLE   48,817 0 16,234
JPMORGAN CHASE & CO COM 46625H100 3,104 30,620 SH   SOLE   17,488 0 13,132
KIMBERLY CLARK CORP COM 494368103 235 1,912 SH   SOLE   427 0 1,485
LINDE PLC COM G5494J103 319 1,801 SH   SOLE   941 0 860
LOWES COS INC COM 548661107 411 3,740 SH   SOLE   0 0 3,740
MARATHON OIL CORP COM 565849106 336 20,083 SH   SOLE   20,083 0 0
MARATHON PETE CORP COM 56585A102 576 9,620 SH   SOLE   7,597 0 2,023
MASTERCARD INC CL A 57636Q104 1,041 4,416 SH   SOLE   533 0 3,883
MCDONALDS CORP COM 580135101 470 2,474 SH   SOLE   516 0 1,958
MERCK & CO INC COM 58933Y105 1,218 14,674 SH   SOLE   7,379 0 7,295
MICROSOFT CORP COM 594918104 6,005 50,914 SH   SOLE   15,166 0 35,748
MONGODB INC CL A 60937P106 219 1,496 SH   SOLE   1,192 0 304
NEXTERA ENERGY INC COM 65339F101 1,563 8,021 SH   SOLE   5,400 0 2,621
NIKE INC CL B 654106103 800 9,438 SH   SOLE   7,433 0 2,005
NOVARTIS A G SPONSORED ADR 66987V109 558 5,797 SH   SOLE   270 0 5,527
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 211 15,283 SH   SOLE   15,283 0 0
OCCIDENTAL PETE CORP COM 674599105 277 4,182 SH   SOLE   3,716 0 466
ORACLE CORP COM 68389X105 833 15,578 SH   SOLE   1,420 0 14,158
PAYPAL HLDGS INC COM 70450Y103 1,118 10,720 SH   SOLE   5,726 0 4,994
PEPSICO INC COM 713448108 3,336 27,231 SH   SOLE   16,103 0 11,128
PERCEPTRON INC COM 71361F100 76 10,143 SH   SOLE   10,143 0 0
PFIZER INC COM 717081103 1,068 25,164 SH   SOLE   12,507 0 12,657
PHILIP MORRIS INTL INC COM 718172109 259 2,904 SH   SOLE   590 0 2,314
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 226 9,211 SH   SOLE   0 0 9,211
PRECISION DRILLING CORP COM 2010 74022D308 36 15,000 SH   SOLE   0 0 15,000
PROCTER AND GAMBLE CO COM 742718109 4,234 40,702 SH   SOLE   3,012 0 37,690
QUALCOMM INC COM 747525103 1,266 22,092 SH   SOLE   19,356 0 2,736
RAYTHEON CO COM NEW 755111507 2,044 11,173 SH   SOLE   7,959 0 3,214
REALTY INCOME CORP COM 756109104 458 6,222 SH   SOLE   4,622 0 1,600
ROYAL BK CDA MONTREAL QUE COM 780087102 2,758 36,500 SH   SOLE   0 0 36,500
SALESFORCE COM INC COM 79466L302 532 3,351 SH   SOLE   189 0 3,162
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,714 65,966 SH   SOLE   51,077 0 14,889
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,710 52,193 SH   SOLE   44,971 0 7,222
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 403 7,711 SH   SOLE   0 0 7,711
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 351 6,418 SH   SOLE   1,781 0 4,637
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,546 67,251 SH   SOLE   41,439 0 25,812
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,013 54,360 SH   SOLE   48,529 0 5,831
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,017 22,906 SH   SOLE   1,233 0 21,673
SELECT SECTOR SPDR TR ENERGY 81369Y506 383 5,798 SH   SOLE   55 0 5,743
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 10,913 424,534 SH   SOLE   1,781 0 422,753
SEMPRA ENERGY COM 816851109 264 2,094 SH   SOLE   2,094 0 0
SILGAN HOLDINGS INC COM 827048109 685 23,128 SH   SOLE   0 0 23,128
SPDR GOLD TRUST GOLD SHS 78463V107 355 2,904 SH   SOLE   0 0 2,904
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 10,885 277,146 SH   SOLE   259,631 0 17,515
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 1,268 21,433 SH   SOLE   5,667 0 15,766
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 808 26,644 SH   SOLE   8,860 0 17,784
SPDR S&P 500 ETF TR TR UNIT 78462F103 26,780 94,781 SH   SOLE   45,029 0 49,752
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,665 4,823 SH   SOLE   1,321 0 3,502
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 1,009 19,314 SH   SOLE   19,314 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 465 4,700 SH   SOLE   0 0 4,700
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 282 4,907 SH   SOLE   0 0 4,907
SPDR SERIES TRUST S&P DIVID ETF 78464A763 674 6,777 SH   SOLE   0 0 6,777
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,242 25,910 SH   SOLE   24,109 0 1,801
STARBUCKS CORP COM 855244109 325 4,372 SH   SOLE   1,685 0 2,687
SUNTRUST BKS INC COM 867914103 201 3,386 SH   SOLE   190 0 3,196
SUPPORT COM INC COM NEW 86858W200 47 20,649 SH   SOLE   0 0 20,649
TABLEAU SOFTWARE INC CL A 87336U105 922 7,241 SH   SOLE   7,241 0 0
THE CHARLES SCHWAB CORPORATI COM 808513105 1,980 46,309 SH   SOLE   25,494 0 20,815
THERMO FISHER SCIENTIFIC INC COM 883556102 204 745 SH   SOLE   0 0 745
TJX COS INC NEW COM 872540109 2,435 45,710 SH   SOLE   33,136 0 12,574
TORONTO DOMINION BK ONT COM NEW 891160509 310 5,738 SH   SOLE   3,011 0 2,727
UBS AG JERSEY BRH ALERIAN INFRST 902641646 67,401 2,966,544 SH   SOLE   1,046,107 0 1,920,437
UBS AG LONDON BRH ETRAC ALER MLP 90267B682 9,004 561,781 SH   SOLE   188,275 0 373,506
UNION PACIFIC CORP COM 907818108 2,656 15,894 SH   SOLE   9,628 0 6,266
UNITED PARCEL SERVICE INC CL B 911312106 236 2,113 SH   SOLE   723 0 1,390
UNITED SECURITY BANCSHARES C COM 911460103 119 11,230 SH   SOLE   0 0 11,230
UNITED TECHNOLOGIES CORP COM 913017109 311 2,410 SH   SOLE   80 0 2,330
UNITEDHEALTH GROUP INC COM 91324P102 840 3,399 SH   SOLE   790 0 2,609
US BANCORP DEL COM NEW 902973304 5,554 115,416 SH   SOLE   26,327 0 89,089
V F CORP COM 918204108 249 2,871 SH   SOLE   1,343 0 1,528
VANECK VECTORS ETF TR BIOTECH ETF 92189F726 1,089 8,514 SH   SOLE   6,485 0 2,029
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 277 4,417 SH   SOLE   4,417 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,518 19,095 SH   SOLE   2,733 0 16,362
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 40,657 500,885 SH   SOLE   200,147 0 300,738
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 6,062 108,692 SH   SOLE   0 0 108,692
VANGUARD GROUP DIV APP ETF 921908844 47,671 434,802 SH   SOLE   123,471 0 311,331
VANGUARD INDEX FDS GROWTH ETF 922908736 840 5,372 SH   SOLE   950 0 4,422
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,161 32,063 SH   SOLE   0 0 32,063
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 45,880 528,089 SH   SOLE   301,724 0 226,365
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 41,376 159,425 SH   SOLE   49,119 0 110,306
VANGUARD INDEX FDS SM CP VAL ETF 922908611 228 1,767 SH   SOLE   0 0 1,767
VANGUARD INDEX FDS SMALL CP ETF 922908751 978 6,402 SH   SOLE   564 0 5,838
VANGUARD INDEX FDS SML CP GRW ETF 922908595 573 3,185 SH   SOLE   479 0 2,706
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,452 58,414 SH   SOLE   39,780 0 18,634
VANGUARD INDEX FDS VALUE ETF 922908744 1,219 11,318 SH   SOLE   2,697 0 8,621
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 13,002 259,266 SH   SOLE   119,080 0 140,186
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,002 188,165 SH   SOLE   78,025 0 110,140
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 214 4,000 SH   SOLE   0 0 4,000
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 208 2,000 SH   SOLE   0 0 2,000
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 47,303 794,197 SH   SOLE   417,896 0 376,301
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,048 55,319 SH   SOLE   55,142 0 177
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,827 99,152 SH   SOLE   99,152 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,800 32,224 SH   SOLE   28,936 0 3,288
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 367 6,086 SH   SOLE   4,955 0 1,131
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,229 103,175 SH   SOLE   87,795 0 15,380
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 25,165 615,732 SH   SOLE   293,789 0 321,943
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 416 5,307 SH   SOLE   0 0 5,307
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 5,898 68,858 SH   SOLE   6,178 0 62,680
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,594 17,933 SH   SOLE   15,673 0 2,260
VANGUARD WORLD FDS MATERIALS ETF 92204A801 833 6,760 SH   SOLE   5,199 0 1,561
VAREX IMAGING CORP COM 92214X106 326 9,610 SH   SOLE   9,610 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,627 27,558 SH   SOLE   19,268 0 8,290
VISA INC COM CL A 92826C839 780 4,990 SH   SOLE   2,346 0 2,644
WALMART INC COM 931142103 389 3,983 SH   SOLE   1,096 0 2,887
WELLS FARGO CO NEW COM 949746101 1,662 34,392 SH   SOLE   10,564 0 23,828
WENDYS CO COM 95058W100 1,148 64,196 SH   SOLE   0 0 64,196
WISDOMTREE TR EMER MKT HIGH FD 97717W315 13,088 298,537 SH   SOLE   80,573 0 217,964
WORKDAY INC CL A 98138H101 203 1,051 SH   SOLE   0 0 1,051
XCEL ENERGY INC COM 98389B100 348 6,197 SH   SOLE   0 0 6,197