The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM COM 88579Y101   700,168 5,122 SH   SOLE   5,122 0 0
ABBOTT LABS COM 002824100   8,486,811 74,439 SH   SOLE   74,439 0 0
ABBVIE INC COM 00287Y109   5,229,497 26,481 SH   SOLE   26,481 0 0
ACCENTURE PLC SHS CL A G1151C101   680,096 1,924 SH   SOLE   1,924 0 0
ADOBE INC COM 00724F101   213,843 413 SH   SOLE   413 0 0
AGILENT TECHNOLOGIES INC COM 00846U101   250,239 1,685 SH   SOLE   1,685 0 0
ALLSTATE CORP COM 020002101   641,907 3,385 SH   SOLE   3,385 0 0
ALPHABET INC CAP STK CL A 02079K305   671,527 4,049 SH   SOLE   4,049 0 0
ALPHABET INC CAP STK CL C 02079K107   2,464,795 14,742 SH   SOLE   14,742 0 0
AMAZON COM INC COM 023135106   2,205,402 11,836 SH   SOLE   11,836 0 0
AMERICAN EXPRESS COM 025816109   293,365 1,082 SH   SOLE   1,082 0 0
AMERICAN TOWER CORP NEW COM 03027X100   308,607 1,327 SH   SOLE   1,327 0 0
AMGEN INC COM 031162100   319,310 991 SH   SOLE   991 0 0
APPLE INC COM 037833100   8,872,395 38,079 SH   SOLE   38,079 0 0
APPLIED MATERIALS INC COM 038222105   545,131 2,698 SH   SOLE   2,698 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   366,804 6,140 SH   SOLE   6,140 0 0
AVALONBAY CMNTYS INC COM 053484101   285,598 1,268 SH   SOLE   1,268 0 0
BANK OF MONTREAL QUE COM 063671101   406,622 4,508 SH   SOLE   4,508 0 0
BANK AMERICA CORP COM 060505104   5,031,483 126,801 SH   SOLE   126,801 0 0
BECTON DICKENSON & CO COM 075887109   280,158 1,162 SH   SOLE   1,162 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,593,420 3,462 SH   SOLE   3,462 0 0
BLACKROCK INC COM 09247X101   276,491 291 SH   SOLE   291 0 0
BLACKSTONE INC COM 09260D107   2,107,885 13,765 SH   SOLE   13,765 0 0
BOEING CO COM 097023105   587,162 3,862 SH   SOLE   3,862 0 0
BROADCOM INC COM 11135F101   793,249 4,599 SH   SOLE   4,599 0 0
CATERPILLAR INC COM 149123101   1,470,180 3,759 SH   SOLE   3,759 0 0
CHARLES SCHWAB CORP COM 808513105   856,731 13,219 SH   SOLE   13,219 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   296,108 3,564 SH   SOLE   3,564 0 0
CHEVRON CORP NEW COM 166764100   504,557 3,426 SH   SOLE   3,426 0 0
CHUBB LTD COM H1467J104   576,369 1,999 SH   SOLE   1,999 0 0
CISCO SYSTEMS INC COM 17275R102   456,497 8,578 SH   SOLE   8,578 0 0
COMCAST CORP NEW CL A 20030N101   256,755 6,147 SH   SOLE   6,147 0 0
CONOCO PHILLIPS COM 20825C104   270,581 2,570 SH   SOLE   2,570 0 0
CONSTELLATION BRANDS INC CL A 21036P108   205,191 796 SH   SOLE   796 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,322,999 2,620 SH   SOLE   2,620 0 0
CSX CORP COM 126408103   1,088,170 31,514 SH   SOLE   31,514 0 0
CUMMINS INC COM 231021106   637,515 1,969 SH   SOLE   1,969 0 0
CVS HEALTH CORP COM 126650100   4,195,408 66,721 SH   SOLE   66,721 0 0
DANAHER CORP COM 235851102   359,574 1,293 SH   SOLE   1,293 0 0
DEERE & CO COM 244199105   872,303 2,090 SH   SOLE   2,090 0 0
DELTA AIRLINES INC DEL COM NEW 247361702   305,879 6,022 SH   SOLE   6,022 0 0
DISNEY WALT CO COM 254687106   693,733 7,212 SH   SOLE   7,212 0 0
DOVER CORP COM 260003108   253,097 1,320 SH   SOLE   1,320 0 0
DOW INC COM 260557103   537,556 9,840 SH   SOLE   9,840 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   210,703 1,827 SH   SOLE   1,827 0 0
DUPONT DE NEMOURS INC SHS 26614N102   285,505 3,204 SH   SOLE   3,204 0 0
EASTMAN CHEMICAL CO COM 277432100   384,472 3,434 SH   SOLE   3,434 0 0
EATON CORP PLC COM G29183103   1,138,496 3,435 SH   SOLE   3,435 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   256,371 3,885 SH   SOLE   3,885 0 0
ELEVANCE HEALTH INC COM 036752103   685,142 1,318 SH   SOLE   1,318 0 0
ELI LILLY & CO COM 532457108   2,643,645 2,984 SH   SOLE   2,984 0 0
EMERSON ELECTRIC CO COM 291011104   576,895 5,275 SH   SOLE   5,275 0 0
ENTERPRISE PRODS PARTNERS COM 293792107   319,024 10,959 SH   SOLE   10,959 0 0
EVERSOURCE ENERGY COM 30040W108   215,991 3,174 SH   SOLE   3,174 0 0
EXXON MOBIL CORP COM 30231G102   805,028 6,868 SH   SOLE   6,868 0 0
FEDEX CORP COM 31428X106   821,190 3,001 SH   SOLE   3,001 0 0
GALLAGHER ARTHUR J & CO COM 363576109   478,329 1,700 SH   SOLE   1,700 0 0
GE AEROSPACE COM NEW 369604301   276,122 1,464 SH   SOLE   1,464 0 0
GENERAL DYNAMICS CORP COM 369550108   399,276 1,321 SH   SOLE   1,321 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   740,504 1,496 SH   SOLE   1,496 0 0
HALEON PLC SPON ADS 405552100   1,021,425 96,543 SH   SOLE   96,543 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   296,965 2,525 SH   SOLE   2,525 0 0
HOME DEPOT INC COM 437076102   1,422,438 3,510 SH   SOLE   3,510 0 0
HONEYWELL INTL INC COM 438516106   1,016,599 4,918 SH   SOLE   4,918 0 0
IBM CORP COM 459200101   510,464 2,309 SH   SOLE   2,309 0 0
ILLINOIS TOOL WKS INC COM 452308109   593,039 2,263 SH   SOLE   2,263 0 0
INGREDION INC COM 457187102   372,314 2,709 SH   SOLE   2,709 0 0
INTEL INC COM 458140100   265,442 11,315 SH   SOLE   11,315 0 0
INTERNATIONAL PAPER CO COM 460146103   413,870 8,472 SH   SOLE   8,472 0 0
INTUIT INC COM 461202103   221,076 356 SH   SOLE   356 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,918,310 3,930 SH   SOLE   3,930 0 0
ISHARES TR CORE S&P500 ETF 464287200   210,539 365 SH   SOLE   365 0 0
ISHARES TR CORE S&P MCP ETF 464287507   260,934 4,187 SH   SOLE   4,187 0 0
ISHARES TR PFD AND INCM SEC 464288687   438,138 13,185 SH   SOLE   13,185 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   462,468 1,232 SH   SOLE   1,232 0 0
JACOBS SOLUTIONS INC COM 46982L108   354,928 2,711 SH   SOLE   2,711 0 0
JOHNSON & JOHNSON COM 478160104   1,456,459 8,987 SH   SOLE   8,987 0 0
JP MORGAN CHASE & CO COM 46625H100   5,073,346 24,060 SH   SOLE   24,060 0 0
JP MORGAN EXCHANGE TRADED FD EQUITY PREMIUM 46641Q332   355,430 5,973 SH   SOLE   5,973 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   203,617 856 SH   SOLE   856 0 0
LINDE PLC SHS G54950103   375,289 787 SH   SOLE   787 0 0
LOCKHEED MARTIN XORP COM 539830109   682,200 1,167 SH   SOLE   1,167 0 0
MARSH & MCLENNAN COMPANY COM 571748102   528,350 2,368 SH   SOLE   2,368 0 0
MARTIN MARIETTA MATLS INC COM 573284106   231,448 430 SH   SOLE   430 0 0
MASTERCARD INC CL A 57636Q104   557,846 1,130 SH   SOLE   1,130 0 0
MCDONALDS CORP COM 580135101   1,056,124 3,468 SH   SOLE   3,468 0 0
MEDTRONIC PLC SHS G5960L103   585,105 6,499 SH   SOLE   6,499 0 0
MERCK & CO INC COM 58933Y105   5,426,903 47,789 SH   SOLE   47,789 0 0
META PLATFORMS INC CL A 30303M102   845,045 1,476 SH   SOLE   1,476 0 0
MICROSOFT CORP COM 594918104   4,508,716 10,478 SH   SOLE   10,478 0 0
NEXTERA ENERGY INC COM 65339F101   418,242 4,948 SH   SOLE   4,948 0 0
NORTHROP GRUMMAN CO COM 666807102   463,778 878 SH   SOLE   878 0 0
NOVO NORDISK A S ADR 670100205   732,876 6,155 SH   SOLE   6,155 0 0
NVIDIA CORP COM 67066G104   827,258 6,812 SH   SOLE   6,812 0 0
NXP SEMICONDUCTORS N V COM N6596X109   207,369 864 SH   SOLE   864 0 0
ONEOK CORP NEW COM 682680103   361,299 3,965 SH   SOLE   3,965 0 0
ORACLE CORP COM 68389X105   833,745 4,893 SH   SOLE   4,893 0 0
PACCAR INC COM 693718108   334,315 3,388 SH   SOLE   3,388 0 0
PACKAGING CORP AMER COM 695156109   212,169 985 SH   SOLE   985 0 0
PAYCHEX INC COM 704326107   343,951 2,563 SH   SOLE   2,563 0 0
PEPSICO INC COM 713448108   1,243,832 7,315 SH   SOLE   7,315 0 0
PFIZER INC COM 717081103   1,371,112 47,378 SH   SOLE   47,378 0 0
PHILLIPS 66 COM 718546104   252,065 1,918 SH   SOLE   1,918 0 0
PNC FINL SVCS GROUP INC COM 693475105   543,643 2,941 SH   SOLE   2,941 0 0
PROCTER AND GAMBLE CO COM 742718109   963,157 5,561 SH   SOLE   5,561 0 0
PUBLIC STORAGE COM 74460D109   378,033 1,039 SH   SOLE   1,039 0 0
QUALCOM INC COM 747525103   552,319 3,248 SH   SOLE   3,248 0 0
REALTY INCOME CORP COM 756109104   212,318 3,348 SH   SOLE   3,348 0 0
REPUBLIC SVCS INC COM 760759100   378,068 1,882 SH   SOLE   1,882 0 0
ROCKWELL AUTOMATION INC COM 773903109   366,781 1,366 SH   SOLE   1,366 0 0
RTX CORP COM 75513E101   929,550 7,672 SH   SOLE   7,672 0 0
SALESFORCE INC COM 79466L302   364,622 1,332 SH   SOLE   1,332 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   412,095 4,875 SH   SOLE   4,875 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   326,917 3,138 SH   SOLE   3,138 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   214,020 3,154 SH   SOLE   3,154 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   325,917 6,328 SH   SOLE   6,328 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   324,212 2,105 SH   SOLE   2,105 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   223,161 4,924 SH   SOLE   4,924 0 0
SOUTHERN CO COM 842587107   206,801 2,293 SH   SOLE   2,293 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   362,569 857 SH   SOLE   857 0 0
SPDR GOLD TR GOLD SHS 78463V107   216,323 890 SH   SOLE   890 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,161,606 2,025 SH   SOLE   2,025 0 0
STARBUCKS CORP COM 855244109   490,862 5,035 SH   SOLE   5,035 0 0
STRYKER CORP COM 863667101   792,706 2,194 SH   SOLE   2,194 0 0
SYSCO CORP COM 871829107   248,718 3,186 SH   SOLE   3,186 0 0
TARGET CORP COM 87612E106   375,309 2,408 SH   SOLE   2,408 0 0
TESLA INC COM 88160R101   480,353 1,836 SH   SOLE   1,836 0 0
TEXAS INSTRS INC COM 882508104   358,499 1,735 SH   SOLE   1,735 0 0
THE COCA COLA CO COM 191216100   645,234 8,979 SH   SOLE   8,979 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   645,804 1,044 SH   SOLE   1,044 0 0
TRACTOR SUPPLY CO COM 892356106   357,176 1,228 SH   SOLE   1,228 0 0
TRAVELERS COMPANIES INC COM 89417E109   462,166 1,974 SH   SOLE   1,974 0 0
TRUIST FINL CORP COM 89832Q109   267,106 6,245 SH   SOLE   6,245 0 0
TYSON FOODS INC CL A 902494103   229,689 3,856 SH   SOLE   3,856 0 0
UNION PAC CORP COM 907818108   1,290,211 5,235 SH   SOLE   5,235 0 0
UNITED PARCEL SERVICE INC CL B 911312106   675,155 4,952 SH   SOLE   4,952 0 0
UNITED RENTALS INC COM 911363109   926,331 1,144 SH   SOLE   1,144 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,220,187 2,087 SH   SOLE   2,087 0 0
VALERO ENERGY CORP COM 91913Y100   620,668 4,597 SH   SOLE   4,597 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   749,063 3,782 SH   SOLE   3,782 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   614,086 1,047 SH   SOLE   1,047 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   320,708 1,352 SH   SOLE   1,352 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   319,971 1,130 SH   SOLE   1,130 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   407,679 9,078 SH   SOLE   9,078 0 0
VISA INC COM 92826C839   1,928,703 7,015 SH   SOLE   7,015 0 0
WABTEC COM 929740108   217,243 1,195 SH   SOLE   1,195 0 0
WALMART INC COM 931142103   884,059 10,948 SH   SOLE   10,948 0 0
WASTE MANAGEMENT INC DEL COM 94106L109   1,968,872 9,484 SH   SOLE   9,484 0 0
WEC ENERGY GROUP INC COM 92939U106   226,215 2,352 SH   SOLE   2,352 0 0
WELL FARGO & CO NEW COM 949746101   363,061 6,427 SH   SOLE   6,427 0 0
XCEL ENERGY INC COM 98389B100   254,320 3,895 SH   SOLE   3,895 0 0