The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PUB LTD CO ORD SHS FOREIGN EQUITIES G0176J109   219,018 1,676 SH   SOLE   1,676 0 0
ALLEGION PUB LTD CO ORD SHS FOREIGN EQUITIES G0176J109   5,749 44 SH   DFND   44 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101   1,158,760 3,294 SH   SOLE   3,294 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101   532,237 1,513 SH   DFND   1,511 2 0
EATON CORP CMN FOREIGN EQUITIES G29183103   382,963 1,154 SH   SOLE   1,154 0 0
EATON CORP CMN FOREIGN EQUITIES G29183103   920,573 2,774 SH   DFND   2,768 6 0
LINDE PLC COM EURO .001 FOREIGN EQUITIES G54950103   76,613 183 SH   SOLE   183 0 0
LINDE PLC COM EURO .001 FOREIGN EQUITIES G54950103   182,527 436 SH   DFND   357 79 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103   183,803 2,301 SH   SOLE   2,301 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103   54,397 681 SH   DFND   665 16 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103   1,846,700 5,000 SH   SOLE   5,000 0 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103   211,999 574 SH   DFND   573 1 0
WHITE MTNS INS GROUP LTD COM FOREIGN EQUITIES G9618E107   552,394 284 SH   DFND   284 0 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104   177,927 644 SH   SOLE   644 0 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104   447,586 1,620 SH   DFND   1,616 4 0
AERCAP HOLDINGS NV FOREIGN EQUITIES N00985106   9,570 100 SH   SOLE   100 0 0
AERCAP HOLDINGS NV FOREIGN EQUITIES N00985106   309,589 3,235 SH   DFND   3,235 0 0
ASML HOLDING NV NY REG SHS FOREIGN EQUITIES N07059210   596,046 860 SH   SOLE   860 0 0
ASML HOLDING NV NY REG SHS FOREIGN EQUITIES N07059210   151,090 218 SH   DFND   218 0 0
ROYAL CARIBBEAN CRUISES LTD COM FOREIGN EQUITIES V7780T103   92,276 400 SH   SOLE   400 0 0
ROYAL CARIBBEAN CRUISES LTD COM FOREIGN EQUITIES V7780T103   114,881 498 SH   DFND   498 0 0
AFLAC INC COM COMMON STOCK 001055102   880,377 8,511 SH   SOLE   511 0 8,000
AFLAC INC COM COMMON STOCK 001055102   75,302 728 SH   DFND   728 0 0
AT&T INC COM COMMON STOCK 00206R102   97,294 4,273 SH   SOLE   4,273 0 0
AT&T INC COM COMMON STOCK 00206R102   388,316 17,054 SH   DFND   15,554 1,500 0
ABBOTT LABS COM COMMON STOCK 002824100   255,624 2,260 SH   SOLE   2,260 0 0
ABBOTT LABS COM COMMON STOCK 002824100   466,233 4,122 SH   DFND   3,865 257 0
ABBVIE INC COM COMMON STOCK 00287Y109   983,207 5,533 SH   SOLE   4,033 0 1,500
ABBVIE INC COM COMMON STOCK 00287Y109   1,431,366 8,055 SH   DFND   7,708 347 0
ADOBE INC COM COMMON STOCK 00724F101   1,193,491 2,684 SH   SOLE   2,684 0 0
ADOBE INC COM COMMON STOCK 00724F101   596,741 1,342 SH   DFND   1,334 8 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107   177,197 1,467 SH   SOLE   1,467 0 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107   263,079 2,178 SH   DFND   2,178 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106   116,011 400 SH   SOLE   400 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106   413,868 1,427 SH   DFND   1,418 9 0
ALLSTATE CORP COM COMMON STOCK 020002101   208,016 1,079 SH   DFND   1,079 0 0
ALPHABET INC. COMMON STOCK 02079K107   2,277,848 11,961 SH   SOLE   9,461 0 2,500
ALPHABET INC. COMMON STOCK 02079K107   3,981,708 20,908 SH   DFND   20,908 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305   1,214,926 6,418 SH   SOLE   3,918 0 2,500
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305   3,699,103 19,541 SH   DFND   18,572 969 0
ALTRIA GROUP INC COMMON STOCK 02209S103   173,444 3,317 SH   SOLE   3,317 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   389,715 7,453 SH   DFND   5,678 1,775 0
AMAZON COM INC COM COMMON STOCK 023135106   1,605,488 7,318 SH   SOLE   4,518 0 2,800
AMAZON COM INC COM COMMON STOCK 023135106   5,706,538 26,011 SH   DFND   24,263 1,748 0
AMBEV SA SPONSORED ADR FOREIGN EQUITIES 02319V103   1,177 640 SH   SOLE   640 0 0
AMBEV SA SPONSORED ADR FOREIGN EQUITIES 02319V103   34,606 18,808 SH   DFND   18,297 511 0
TR AVANTIS EXCHANGE TRADED FDS-EQUITY 025072877   124,620 1,291 SH   SOLE   1,291 0 0
TR AVANTIS EXCHANGE TRADED FDS-EQUITY 025072877   128,771 1,334 SH   DFND   1,334 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101   70,002 759 SH   SOLE   759 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101   326,583 3,541 SH   DFND   3,541 0 0
AMERICAN EXPRESS COMMON STOCK 025816109   176,287 594 SH   SOLE   594 0 0
AMERICAN EXPRESS COMMON STOCK 025816109   698,614 2,354 SH   DFND   2,344 10 0
AMER STATES WTR CO COM COMMON STOCK 029899101   272,952 3,512 SH   SOLE   3,512 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100   48,967 267 SH   SOLE   267 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100   195,877 1,068 SH   DFND   1,068 0 0
AMGEN INC COM COMMON STOCK 031162100   313,011 1,201 SH   SOLE   1,201 0 0
AMGEN INC COM COMMON STOCK 031162100   793,611 3,045 SH   DFND   1,399 1,646 0
ANALOG DEVICES INC COMMON STOCK 032654105   25,920 122 SH   SOLE   122 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   177,398 835 SH   DFND   823 12 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100   15,924,446 63,591 SH   SOLE   24,391 0 39,200
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100   12,284,828 49,057 SH   DFND   46,478 2,579 0
ARISTA NETWORKS INC COM COMMON STOCK 040413205   235,207 2,128 SH   SOLE   2,128 0 0
ARISTA NETWORKS INC COM COMMON STOCK 040413205   365,631 3,308 SH   DFND   3,308 0 0
ASTRAZENECA PLC SPONSORED ADR FOREIGN EQUITIES 046353108   70,170 1,071 SH   SOLE   1,071 0 0
ASTRAZENECA PLC SPONSORED ADR FOREIGN EQUITIES 046353108   295,425 4,509 SH   DFND   4,509 0 0
AUTODESK INC COM COMMON STOCK 052769106   11,822 40 SH   SOLE   40 0 0
AUTODESK INC COM COMMON STOCK 052769106   213,102 721 SH   DFND   714 7 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103   11,949,999 40,824 SH   SOLE   4,454 0 36,370
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103   886,644 3,029 SH   DFND   1,729 1,300 0
AVERY DENNISON CORP COM COMMON STOCK 053611109   126,125 674 SH   SOLE   674 0 0
AVERY DENNISON CORP COM COMMON STOCK 053611109   237,093 1,267 SH   DFND   1,267 0 0
BP AMOCO PLC ADS (UK) FOREIGN EQUITIES 055622104   78,780 2,666 SH   SOLE   2,666 0 0
BP AMOCO PLC ADS (UK) FOREIGN EQUITIES 055622104   153,629 5,199 SH   DFND   4,844 355 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104   62,627 1,425 SH   SOLE   1,425 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104   392,646 8,934 SH   DFND   8,639 295 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100   37,262 485 SH   SOLE   485 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100   208,054 2,708 SH   DFND   2,434 274 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108   10,213,800 15 SH   SOLE   0 0 15
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108   680,920 1 SH   DFND   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702   970,899 2,142 SH   SOLE   2,142 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702   3,889,497 8,581 SH   DFND   8,381 200 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108   327,795 6,713 SH   SOLE   6,713 0 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108   37,597 770 SH   DFND   740 30 0
BLACKSTONE GROUP INC COM CL A COMMON STOCK 09260D107   258,630 1,500 SH   SOLE   1,500 0 0
BLACKSTONE GROUP INC COM CL A COMMON STOCK 09260D107   153,622 891 SH   DFND   879 12 0
BLACKROCK INC COM COMMON STOCK 09290D101   1,099,928 1,073 SH   SOLE   822 0 251
BLACKROCK INC COM COMMON STOCK 09290D101   864,155 843 SH   DFND   817 26 0
BOEING CO COM COMMON STOCK 097023105   396,657 2,241 SH   SOLE   1,241 0 1,000
BOEING CO COM COMMON STOCK 097023105   198,594 1,122 SH   DFND   1,122 0 0
BOOKING HLDGS INC.COM COMMON STOCK 09857L108   218,608 44 SH   DFND   44 0 0
BOSTON SCIENTIFIC CORP COM COMMON STOCK 101137107   114,762 1,285 SH   SOLE   1,285 0 0
BOSTON SCIENTIFIC CORP COM COMMON STOCK 101137107   217,915 2,440 SH   DFND   2,440 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108   281,554 4,978 SH   SOLE   4,978 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108   704,388 12,454 SH   DFND   9,801 2,653 0
BROADCOM INC COMMON STOCK 11135F101   3,421,491 14,758 SH   SOLE   14,758 0 0
BROADCOM INC COMMON STOCK 11135F101   2,498,999 10,779 SH   DFND   10,739 40 0
BROOKFIELD ASSET MGMT INC FOREIGN EQUITIES 11271J107   34,470 600 SH   SOLE   600 0 0
BROOKFIELD ASSET MGMT INC FOREIGN EQUITIES 11271J107   251,744 4,382 SH   DFND   4,382 0 0
CIGNA CORP NEW COMMON STOCK 125523100   375,258 1,359 SH   SOLE   1,359 0 0
CIGNA CORP NEW COMMON STOCK 125523100   548,940 1,988 SH   DFND   1,983 5 0
CMS ENERGY CORP COMMON STOCK 125896100   22,260 334 SH   SOLE   334 0 0
CMS ENERGY CORP COMMON STOCK 125896100   211,542 3,174 SH   DFND   3,157 17 0
CVS CORP. COMMON STOCK 126650100   628,991 14,015 SH   SOLE   6,015 0 8,000
CVS CORP. COMMON STOCK 126650100   140,650 3,134 SH   DFND   2,186 948 0
CANADIAN PAC RY LTD COM FOREIGN EQUITIES 13646K108   225,358 3,114 SH   DFND   2,739 375 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104   274,267 4,018 SH   SOLE   2,018 0 2,000
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104   174,129 2,551 SH   DFND   951 1,600 0
CATERPILLAR INC COM COMMON STOCK 149123101   801,334 2,209 SH   SOLE   2,209 0 0
CATERPILLAR INC COM COMMON STOCK 149123101   1,422,015 3,920 SH   DFND   3,345 575 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208   853,031 3,970 SH   DFND   3,964 6 0
CHESAPEAKE ENERGY CORP COM COMMON STOCK 165167735   9,457 95 SH   SOLE   95 0 0
CHESAPEAKE ENERGY CORP COM COMMON STOCK 165167735   216,520 2,175 SH   DFND   2,175 0 0
CHEVRON COM COMMON STOCK 166764100   18,406,695 127,083 SH   SOLE   27,083 0 100,000
CHEVRON COM COMMON STOCK 166764100   1,044,724 7,213 SH   DFND   6,992 221 0
CISCO COMMON STOCK 17275R102   1,399,663 23,643 SH   SOLE   18,643 0 5,000
CISCO COMMON STOCK 17275R102   702,638 11,869 SH   DFND   11,618 251 0
CITIGROUP INC COM NEW COMMON STOCK 172967424   128,371 1,824 SH   SOLE   1,824 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424   207,476 2,948 SH   DFND   2,948 0 0
CLEAR SECURE INC COM CL A COMMON STOCK 18467V109   263,663 9,901 SH   DFND   9,901 0 0
CLOROX CO DEL COM COMMON STOCK 189054109   324,820 2,000 SH   SOLE   0 0 2,000
CLOROX CO DEL COM COMMON STOCK 189054109   16,241 100 SH   DFND   100 0 0
COCA COLA CO COM COMMON STOCK 191216100   638,846 10,261 SH   SOLE   10,261 0 0
COCA COLA CO COM COMMON STOCK 191216100   638,715 10,259 SH   DFND   9,934 325 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   434,501 4,780 SH   SOLE   780 0 4,000
COLGATE PALMOLIVE CO COMMON STOCK 194162103   878,092 9,660 SH   DFND   9,660 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101   40,369 1,076 SH   SOLE   1,076 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101   646,091 17,220 SH   DFND   17,046 174 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104   509,732 5,140 SH   SOLE   812 0 4,328
CONOCOPHILLIPS COM COMMON STOCK 20825C104   423,546 4,271 SH   DFND   4,037 234 0
CONSTELLATION ENERGY CORP COMMON STOCK 21037T109   246,081 1,100 SH   SOLE   1,100 0 0
CONSTELLATION ENERGY CORP COMMON STOCK 21037T109   177,176 792 SH   DFND   792 0 0
CORNING INC COM COMMON STOCK 219350105   200,247 4,214 SH   SOLE   4,214 0 0
CORNING INC COM COMMON STOCK 219350105   202,098 4,253 SH   DFND   4,221 32 0
CORTEVA INC COM COMMON STOCK 22052L104   13,269 233 SH   SOLE   233 0 0
CORTEVA INC COM COMMON STOCK 22052L104   219,997 3,863 SH   DFND   3,863 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105   349,093 381 SH   SOLE   381 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105   1,334,085 1,456 SH   DFND   1,454 2 0
CROWDSTRIKE HLDGS INC CL A COMMON STOCK 22788C105   16,764 49 SH   SOLE   49 0 0
CROWDSTRIKE HLDGS INC CL A COMMON STOCK 22788C105   208,709 610 SH   DFND   609 1 0
CROWN CASTLE INC COM COMMON STOCK 22822V101   34,125 376 SH   SOLE   376 0 0
CROWN CASTLE INC COM COMMON STOCK 22822V101   166,541 1,835 SH   DFND   1,835 0 0
CUMMINS INC COM COMMON STOCK 231021106   604,803 1,735 SH   SOLE   1,735 0 0
CUMMINS INC COM COMMON STOCK 231021106   548,331 1,573 SH   DFND   1,573 0 0
DANAHER CORPORATION COMMON STOCK 235851102   642,048 2,797 SH   SOLE   2,797 0 0
DANAHER CORPORATION COMMON STOCK 235851102   455,652 1,985 SH   DFND   1,970 15 0
DEERE & CO COM COMMON STOCK 244199105   2,023,167 4,775 SH   SOLE   1,775 0 3,000
DEERE & CO COM COMMON STOCK 244199105   235,150 555 SH   DFND   549 6 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205   274,600 2,160 SH   SOLE   160 0 2,000
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205   57,079 449 SH   DFND   349 100 0
DISNEY WALT CO COM COMMON STOCK 254687106   544,605 4,891 SH   SOLE   4,891 0 0
DISNEY WALT CO COM COMMON STOCK 254687106   539,931 4,849 SH   DFND   4,799 50 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109   83,375 1,548 SH   SOLE   1,548 0 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109   170,627 3,168 SH   DFND   2,540 628 0
DOVER CORP COMMON STOCK 260003108   450,240 2,400 SH   SOLE   2,400 0 0
DOVER CORP COMMON STOCK 260003108   297,719 1,587 SH   DFND   1,575 12 0
DOW INC COM COMMON STOCK 260557103   105,098 2,619 SH   SOLE   2,619 0 0
DOW INC COM COMMON STOCK 260557103   99,681 2,484 SH   DFND   2,484 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204   453,258 4,207 SH   SOLE   3,541 0 666
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204   385,166 3,575 SH   DFND   3,340 235 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102   494,405 6,484 SH   SOLE   6,484 0 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102   150,441 1,973 SH   DFND   1,973 0 0
ECOLAB INC COM COMMON STOCK 278865100   620,945 2,650 SH   SOLE   2,150 0 500
ECOLAB INC COM COMMON STOCK 278865100   134,496 574 SH   DFND   574 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   582,965 4,704 SH   SOLE   4,704 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   547,149 4,415 SH   DFND   4,215 200 0
EQUINIX INC COM COMMON STOCK 29444U700   226,290 240 SH   DFND   240 0 0
EXELON CORP COM COMMON STOCK 30161N101   237,481 6,311 SH   SOLE   6,311 0 0
EXELON CORP COM COMMON STOCK 30161N101   54,638 1,452 SH   DFND   1,452 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102   16,741,326 155,632 SH   SOLE   47,132 0 108,500
EXXON MOBIL CORPORATION COMMON STOCK 30231G102   2,511,106 23,344 SH   DFND   21,314 2,030 0
FACEBOOK INC CL A COMMON STOCK 30303M102   402,827 688 SH   SOLE   688 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102   2,569,209 4,388 SH   DFND   4,333 55 0
FEDEX CORP COMMON STOCK 31428X106   35,164 125 SH   SOLE   125 0 0
FEDEX CORP COMMON STOCK 31428X106   324,360 1,153 SH   DFND   1,153 0 0
FIDELITY NATL INFORMATION SVCOM COMMON STOCK 31620M106   226,961 2,810 SH   DFND   2,810 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM COMMON STOCK 31620R303   101,090 1,801 SH   SOLE   1,801 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM COMMON STOCK 31620R303   250,338 4,460 SH   DFND   4,460 0 0
FIRST TR EXCHANGE TRADED FD IV LIMITED DURATION EXCHANGE TRADED FDS-OTHER 33738D804   41,076 2,178 SH   SOLE   2,178 0 0
FIRST TR EXCHANGE TRADED FD IV LIMITED DURATION EXCHANGE TRADED FDS-OTHER 33738D804   243,311 12,901 SH   DFND   12,901 0 0
FISERV INC COMMON STOCK 337738108   127,360 620 SH   SOLE   620 0 0
FISERV INC COMMON STOCK 337738108   100,653 490 SH   DFND   490 0 0
FLEXSHARES MORNINGSTAR US EXCHANGE TRADED FDS-EQUITY 33939L100   441,617 2,045 SH   DFND   2,045 0 0
FLEXSHARES TR MORNSTAR UPSTR EXCHANGE TRADED FDS-OTHER 33939L407   231,648 6,371 SH   DFND   6,371 0 0
FLEXSHARES TR ESG & CLM US LRG EXCHANGE TRADED FDS-EQUITY 33939L613   624,055 9,500 SH   SOLE   9,500 0 0
FLEXSHARES TR HIG YLD VL ETF EXCHANGE TRADED FDS-EQUITY 33939L662   142,380 3,500 SH   SOLE   3,500 0 0
FLEXSHARES TR HIG YLD VL ETF EXCHANGE TRADED FDS-EQUITY 33939L662   60,084 1,477 SH   DFND   1,477 0 0
FLEXSHARES TRUST INTERNATIONAL QUALITY DIV EXCHANGE TRADED FDS-EQUITY 33939L837   331,900 14,263 SH   DFND   14,263 0 0
FLUOR CORP. (NEW) COMMON STOCK 343412102   246,550 5,000 SH   SOLE   5,000 0 0
FLUOR CORP. (NEW) COMMON STOCK 343412102   37,870 768 SH   DFND   768 0 0
FORTINET INC COM COMMON STOCK 34959E109   42,516 450 SH   SOLE   450 0 0
FORTINET INC COM COMMON STOCK 34959E109   161,087 1,705 SH   DFND   1,705 0 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857   330,104 8,671 SH   SOLE   8,671 0 0
FREEPORT-MCMORAN COPPER & GOLD COM COMMON STOCK 35671D857   299,912 7,878 SH   DFND   7,878 0 0
GALLAGHER ARTHUR J & CO COM COMMON STOCK 363576109   63,011 222 SH   SOLE   222 0 0
GALLAGHER ARTHUR J & CO COM COMMON STOCK 363576109   172,003 606 SH   DFND   599 7 0
GE VERNOVA INC COM COMMON STOCK 36828A101   13,485 41 SH   SOLE   41 0 0
GE VERNOVA INC COM COMMON STOCK 36828A101   221,359 673 SH   DFND   672 1 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108   890,561 3,380 SH   SOLE   1,380 0 2,000
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108   545,397 2,070 SH   DFND   2,062 8 0
GENERAL ELECTRIC CO COM NEW COMMON STOCK 369604301   42,030 252 SH   SOLE   252 0 0
GENERAL ELECTRIC CO COM NEW COMMON STOCK 369604301   509,038 3,052 SH   DFND   3,052 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   310,269 3,359 SH   SOLE   3,359 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   118,599 1,284 SH   DFND   1,284 0 0
GOLDMAN SACHS COMMON STOCK 38141G104   431,739 754 SH   SOLE   754 0 0
GOLDMAN SACHS COMMON STOCK 38141G104   711,748 1,243 SH   DFND   1,242 1 0
GRAINGER W.W. INC COMMON STOCK 384802104   947,581 899 SH   SOLE   899 0 0
GRAINGER W.W. INC COMMON STOCK 384802104   99,079 94 SH   DFND   94 0 0
HCA HLDGS INC COM COMMON STOCK 40412C101   237,410 791 SH   DFND   791 0 0
HALEON PLC SPNSD ADR FOREIGN EQUITIES 405552100   8,594 901 SH   SOLE   901 0 0
HALEON PLC SPNSD ADR FOREIGN EQUITIES 405552100   137,220 14,384 SH   DFND   14,083 301 0
HOME DEPOT COM COMMON STOCK 437076102   3,563,049 9,160 SH   SOLE   8,010 0 1,150
HOME DEPOT COM COMMON STOCK 437076102   2,938,343 7,554 SH   DFND   6,292 1,262 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   767,797 3,399 SH   SOLE   3,399 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   603,121 2,670 SH   DFND   2,663 7 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109   798,967 3,151 SH   SOLE   3,151 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109   226,423 893 SH   DFND   893 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106   399,109 4,412 SH   SOLE   4,412 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106   108,367 1,198 SH   DFND   1,192 6 0
INTEL COM COMMON STOCK 458140100   102,683 5,124 SH   SOLE   5,124 0 0
INTEL COM COMMON STOCK 458140100   119,295 5,953 SH   DFND   5,953 0 0
INTERCONTINENTALEXCHANGE INCCOM COMMON STOCK 45866F104   216,062 1,450 SH   DFND   1,450 0 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101   1,043,968 4,749 SH   SOLE   2,749 0 2,000
INTL BUSINESS MACHINES COM COMMON STOCK 459200101   705,868 3,211 SH   DFND   2,993 218 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 46090E103   1,527,006 2,987 SH   SOLE   2,987 0 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 46090E103   2,057,144 4,024 SH   DFND   4,024 0 0
INTUITIVE SURGICAL INC COM NEW COMMON STOCK 46120E602   59,501 114 SH   SOLE   114 0 0
INTUITIVE SURGICAL INC COM NEW COMMON STOCK 46120E602   284,981 546 SH   DFND   546 0 0
INTUIT COM COMMON STOCK 461202103   80,447 128 SH   SOLE   128 0 0
INTUIT COM COMMON STOCK 461202103   325,561 518 SH   DFND   518 0 0
INVESCO ETF S&P 500 EQUAL WEIGHT EXCHANGE TRADED FDS-EQUITY 46137V357   361,498 2,063 SH   SOLE   2,063 0 0
INVESCO ETF S&P 500 EQUAL WEIGHT EXCHANGE TRADED FDS-EQUITY 46137V357   320,143 1,827 SH   DFND   1,827 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354   15,190 217 SH   SOLE   217 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354   243,740 3,482 SH   DFND   1,677 1,805 0
IRON MTN INC NEW COM COMMON STOCK 46284V101   339,608 3,231 SH   SOLE   3,231 0 0
IRON MTN INC NEW COM COMMON STOCK 46284V101   148,623 1,414 SH   DFND   1,414 0 0
ISHARES GOLD TRUST EXCHANGE TRADED FDS-EQUITY 464285204   239,283 4,834 SH   SOLE   4,834 0 0
ISHARES GOLD TRUST EXCHANGE TRADED FDS-EQUITY 464285204   210,721 4,257 SH   DFND   4,257 0 0
I SHARES TR S&P 100 ETF EXCHANGE TRADED FDS-EQUITY 464287101   251,290 870 SH   DFND   870 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150   1,982,032 15,410 SH   DFND   15,410 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168   102,537 781 SH   SOLE   781 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168   292,907 2,231 SH   DFND   2,231 0 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200   4,313,184 7,327 SH   SOLE   6,367 0 960
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200   1,535,249 2,608 SH   DFND   2,593 15 0
ISHARES TR INDEX BARCLY USAGG B EXCHANGE TRADED FDS-OTHER 464287226   128,876 1,330 SH   SOLE   1,330 0 0
ISHARES TR INDEX BARCLY USAGG B EXCHANGE TRADED FDS-OTHER 464287226   92,539 955 SH   DFND   955 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309   919,354 9,055 SH   SOLE   9,055 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309   899,148 8,856 SH   DFND   8,856 0 0
ISHARES TR S&P 500 VAL ETF EXCHANGE TRADED FDS-EQUITY 464287408   618,832 3,242 SH   SOLE   3,242 0 0
ISHARES TR S&P 500 VAL ETF EXCHANGE TRADED FDS-EQUITY 464287408   180,763 947 SH   DFND   947 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465   294,949 3,901 SH   SOLE   3,901 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465   505,752 6,689 SH   DFND   6,689 0 0
ISHARES TR RUSSELL MIDCAP VALUE INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287473   37,120 287 SH   SOLE   287 0 0
ISHARES TR RUSSELL MIDCAP VALUE INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287473   243,545 1,883 SH   DFND   1,883 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481   20,406 161 SH   SOLE   161 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481   639,200 5,043 SH   DFND   5,043 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499   278,812 3,154 SH   SOLE   3,154 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499   468,076 5,295 SH   DFND   5,295 0 0
ISHARES TR S&P MIDCAP 400 EXCHANGE TRADED FDS-EQUITY 464287507   696,374 11,176 SH   SOLE   11,176 0 0
ISHARES TR S&P MIDCAP 400 EXCHANGE TRADED FDS-EQUITY 464287507   561,535 9,012 SH   DFND   9,012 0 0
ISHARES TR EXPANDED TECH EXCHANGE TRADED FDS-EQUITY 464287515   252,802 2,525 SH   SOLE   2,525 0 0
ISHARES TR PHLX SEMICND ETF EXCHANGE TRADED FDS-EQUITY 464287523   231,436 1,074 SH   DFND   1,074 0 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598   208,085 1,124 SH   SOLE   1,124 0 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598   300,832 1,625 SH   DFND   1,625 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614   418,434 1,042 SH   SOLE   1,042 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614   1,052,109 2,620 SH   DFND   2,620 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655   1,322,223 5,984 SH   SOLE   2,309 0 3,675
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655   856,880 3,878 SH   DFND   3,878 0 0
ISHARES CORE S&P VALUE EXCHANGE TRADED FDS-EQUITY 464287663   567,019 6,124 SH   DFND   6,124 0 0
ISHARES TR DJ US TECH SEC EXCHANGE TRADED FDS-EQUITY 464287721   640,472 4,015 SH   DFND   0 4,015 0
ISHARES TR S&P SMALL CAP 600 INDEX EXCHANGE TRADED FDS-EQUITY 464287804   832,001 7,221 SH   SOLE   7,221 0 0
ISHARES TR S&P SMALL CAP 600 INDEX EXCHANGE TRADED FDS-EQUITY 464287804   941,112 8,168 SH   DFND   8,168 0 0
ISHARES TR MSCI ACWI INDX EXCHANGE TRADED FDS-EQUITY 464288257   309,612 2,635 SH   DFND   2,635 0 0
ISHARES TR USD INV GRDE ETF EXCHANGE TRADED FDS-OTHER 464288620   180,517 3,591 SH   SOLE   3,591 0 0
ISHARES TR USD INV GRDE ETF EXCHANGE TRADED FDS-OTHER 464288620   36,697 730 SH   DFND   730 0 0
ISHARES TR DJ PHARMA INDX EXCHANGE TRADED FDS-EQUITY 464288836   216,876 3,300 SH   SOLE   3,300 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877   417,028 7,948 SH   SOLE   7,948 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877   55,932 1,066 SH   DFND   1,066 0 0
ISHARES TR MSCI GRW IDX EXCHANGE TRADED FDS-EQUITY 464288885   192,298 1,986 SH   SOLE   1,986 0 0
ISHARES TR MSCI GRW IDX EXCHANGE TRADED FDS-EQUITY 464288885   68,748 710 SH   DFND   710 0 0
I SHARES US TREASURY BOND ETF EXCHANGE TRADED FDS-OTHER 46429B267   127,344 5,544 SH   SOLE   5,544 0 0
I SHARES US TREASURY BOND ETF EXCHANGE TRADED FDS-OTHER 46429B267   176,408 7,680 SH   DFND   4,338 3,342 0
ISHARES TR CORE HIGH DV ETF EXCHANGE TRADED FDS-EQUITY 46429B663   56,130 500 SH   SOLE   500 0 0
ISHARES TR CORE HIGH DV ETF EXCHANGE TRADED FDS-EQUITY 46429B663   216,322 1,927 SH   DFND   1,927 0 0
ISHARES TR USA QUALITY FCTR EXCHANGE TRADED FDS-EQUITY 46432F339   264,803 1,487 SH   SOLE   1,487 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842   234,590 3,338 SH   SOLE   3,338 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842   609,043 8,666 SH   DFND   8,666 0 0
ISHARES TR CORE 1 5 YR USD EXCHANGE TRADED FDS-OTHER 46432F859   79,775 1,670 SH   SOLE   1,670 0 0
ISHARES TR CORE 1 5 YR USD EXCHANGE TRADED FDS-OTHER 46432F859   181,525 3,800 SH   DFND   3,800 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103   662,667 12,690 SH   SOLE   6,045 0 6,645
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103   181,409 3,474 SH   DFND   3,474 0 0
ISHARES DIVIDEND GROWTH ETF EXCHANGE TRADED FDS-EQUITY 46434V621   1,057,253 17,236 SH   DFND   17,236 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100   3,038,793 12,677 SH   SOLE   10,707 0 1,970
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100   3,811,135 15,899 SH   DFND   14,224 1,675 0
J P MORGAN EXCHANGE-TRADED FEQUITY PREMIUM EXCHANGE TRADED FDS-EQUITY 46641Q332   185,156 3,219 SH   SOLE   3,219 0 0
J P MORGAN EXCHANGE-TRADED FEQUITY PREMIUM EXCHANGE TRADED FDS-EQUITY 46641Q332   33,936 590 SH   DFND   590 0 0
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL MUTUAL FUNDS-TAX EXEMPT 46641Q654   96,482 1,903 SH   SOLE   1,903 0 0
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL MUTUAL FUNDS-TAX EXEMPT 46641Q654   258,823 5,105 SH   DFND   2,976 2,129 0
JP MORGAN ETF ULTRA SHORT INCOME EXCHANGE TRADED FDS-OTHER 46641Q837   220,727 4,383 SH   SOLE   4,383 0 0
JP MORGAN ETF ULTRA SHORT INCOME EXCHANGE TRADED FDS-OTHER 46641Q837   1,211,812 24,063 SH   DFND   24,063 0 0
J P MORGAN EXCHANGE TRADED FHEDGED EQUITY LA EXCHANGE TRADED FDS-EQUITY 46654Q724   216,516 3,490 SH   SOLE   3,490 0 0
J P MORGAN EXCHANGE TRADED FHEDGED EQUITY LA EXCHANGE TRADED FDS-EQUITY 46654Q724   313,921 5,060 SH   DFND   5,060 0 0
JACOBS SOLUTIONS INC COM COMMON STOCK 46982L108   200,430 1,500 SH   SOLE   1,500 0 0
JACOBS SOLUTIONS INC COM COMMON STOCK 46982L108   3,206 24 SH   DFND   24 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   7,583,425 52,437 SH   SOLE   23,495 0 28,942
JOHNSON & JOHNSON COM COMMON STOCK 478160104   2,450,861 16,947 SH   DFND   15,242 1,705 0
KKR & CO INC COM COMMON STOCK 48251W104   192,283 1,300 SH   SOLE   1,300 0 0
KKR & CO INC COM COMMON STOCK 48251W104   220,977 1,494 SH   DFND   1,494 0 0
KENVUE INC COM COMMON STOCK 49177J102   330,023 15,465 SH   SOLE   15,465 0 0
KENVUE INC COM COMMON STOCK 49177J102   41,483 1,944 SH   DFND   1,944 0 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103   1,412,218 10,777 SH   SOLE   1,277 0 9,500
KIMBERLY - CLARK CORP COMMON STOCK 494368103   94,215 719 SH   DFND   369 350 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109   1,014,388 4,824 SH   SOLE   1,999 0 2,825
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109   227,101 1,080 SH   DFND   1,080 0 0
LABORATORY CORP AMER HLDGS COM NEW COMMON STOCK 504922105   288,022 1,256 SH   DFND   1,256 0 0
LAM RESEARCH CORP COM COMMON STOCK 512807306   214,419 2,969 SH   DFND   2,969 0 0
LENNAR CORP COMMON STOCK 526057104   239,600 1,757 SH   DFND   1,757 0 0
LILLY ELI & COMPANY COMMON STOCK 532457108   5,459,584 7,072 SH   SOLE   3,072 0 4,000
LILLY ELI & COMPANY COMMON STOCK 532457108   3,074,104 3,982 SH   DFND   3,978 4 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109   748,343 1,540 SH   SOLE   770 0 770
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109   863,506 1,777 SH   DFND   1,577 200 0
LOWES COMPANIES COMMON STOCK 548661107   81,443 330 SH   SOLE   330 0 0
LOWES COMPANIES COMMON STOCK 548661107   365,508 1,481 SH   DFND   1,371 110 0
MSCI INC CL A COMMON STOCK 55354G100   2,400 4 SH   SOLE   4 0 0
MSCI INC CL A COMMON STOCK 55354G100   200,401 334 SH   DFND   333 1 0
MARSH & MCLENNAN COS INC COM COMMON STOCK 571748102   40,993 193 SH   SOLE   193 0 0
MARSH & MCLENNAN COS INC COM COMMON STOCK 571748102   259,986 1,224 SH   DFND   1,209 15 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202   4,741 17 SH   SOLE   17 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202   382,146 1,370 SH   DFND   1,370 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104   577,643 1,097 SH   SOLE   1,097 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104   1,722,404 3,271 SH   DFND   3,263 8 0
MCDONALDS CORP COM COMMON STOCK 580135101   518,011 1,787 SH   SOLE   1,787 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   1,606,795 5,543 SH   DFND   4,879 664 0
MERCK & CO INC COMMON STOCK 58933Y105   1,775,617 17,849 SH   SOLE   17,849 0 0
MERCK & CO INC COMMON STOCK 58933Y105   1,543,724 15,518 SH   DFND   12,058 3,460 0
METLIFE INC COM COMMON STOCK 59156R108   83,599 1,021 SH   SOLE   1,021 0 0
METLIFE INC COM COMMON STOCK 59156R108   285,511 3,487 SH   DFND   2,728 759 0
MICROSOFT COM COMMON STOCK 594918104   3,009,082 7,139 SH   SOLE   5,729 0 1,410
MICROSOFT COM COMMON STOCK 594918104   9,039,057 21,445 SH   DFND   19,527 1,918 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105   567,638 9,505 SH   SOLE   2,505 0 7,000
MONDELEZ INTL INC CL A COMMON STOCK 609207105   197,547 3,308 SH   DFND   3,290 18 0
MOODYS CORP COM COMMON STOCK 615369105   1,936,041 4,090 SH   SOLE   90 0 4,000
MOODYS CORP COM COMMON STOCK 615369105   13,726 29 SH   DFND   28 1 0
MORGAN STANLEY DEAN WITTER COMMON STOCK 617446448   21,622 172 SH   SOLE   172 0 0
MORGAN STANLEY DEAN WITTER COMMON STOCK 617446448   404,939 3,221 SH   DFND   3,192 29 0
NETFLIX INC COM COMMON STOCK 64110L106   137,260 154 SH   SOLE   154 0 0
NETFLIX INC COM COMMON STOCK 64110L106   1,506,323 1,690 SH   DFND   1,690 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   208,186 2,904 SH   SOLE   2,904 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   761,408 10,621 SH   DFND   10,056 565 0
NIKE INC CL B COMMON STOCK 654106103   532,715 7,040 SH   SOLE   5,040 0 2,000
NIKE INC CL B COMMON STOCK 654106103   277,475 3,667 SH   DFND   3,612 55 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108   1,453,966 6,195 SH   SOLE   6,195 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108   70,878 302 SH   DFND   185 117 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102   183,955 392 SH   SOLE   392 0 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102   200,379 427 SH   DFND   391 36 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109   183,234 1,883 SH   SOLE   1,883 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109   199,679 2,052 SH   DFND   2,052 0 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205   616,247 7,164 SH   SOLE   164 0 7,000
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205   212,639 2,472 SH   DFND   2,172 300 0
NVIDIA CORP COMMON STOCK 67066G104   371,979 2,770 SH   SOLE   2,770 0 0
NVIDIA CORP COMMON STOCK 67066G104   5,891,291 43,870 SH   DFND   43,801 69 0
OGE ENERGY CORP COM COMMON STOCK 670837103   217,799 5,280 SH   DFND   5,280 0 0
ONEOK INC NEW COM COMMON STOCK 682680103   312,845 3,116 SH   DFND   2,996 120 0
ORACLE CORPORATION COMMON STOCK 68389X105   546,411 3,279 SH   SOLE   3,279 0 0
ORACLE CORPORATION COMMON STOCK 68389X105   796,699 4,781 SH   DFND   4,756 25 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107   212,907 2,299 SH   SOLE   1,299 0 1,000
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107   108,257 1,169 SH   DFND   345 824 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105   111,466 578 SH   SOLE   578 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105   503,333 2,610 SH   DFND   1,747 863 0
PPG INDS INC COM COMMON STOCK 693506107   4,658 39 SH   SOLE   39 0 0
PPG INDS INC COM COMMON STOCK 693506107   257,770 2,158 SH   DFND   2,152 6 0
PACER FDS TR US CASH COWS 100 EXCHANGE TRADED FDS-EQUITY 69374H881   171,892 3,044 SH   SOLE   3,044 0 0
PACER FDS TR US CASH COWS 100 EXCHANGE TRADED FDS-EQUITY 69374H881   89,561 1,586 SH   DFND   0 1,586 0
PACKAGING CORP AMER COM COMMON STOCK 695156109   337,695 1,500 SH   SOLE   0 0 1,500
PACKAGING CORP AMER COM COMMON STOCK 695156109   14,183 63 SH   DFND   63 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105   993,497 5,460 SH   SOLE   5,460 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105   612,837 3,368 SH   DFND   3,366 2 0
PARKER HANNIFIN CORP COM COMMON STOCK 701094104   34,980 55 SH   SOLE   55 0 0
PARKER HANNIFIN CORP COM COMMON STOCK 701094104   241,685 380 SH   DFND   378 2 0
PAYCHEX INC COM COMMON STOCK 704326107   393,176 2,804 SH   SOLE   2,804 0 0
PAYCHEX INC COM COMMON STOCK 704326107   120,585 860 SH   DFND   860 0 0
PEPSICO INC COMMON STOCK 713448108   1,719,336 11,307 SH   SOLE   8,307 0 3,000
PEPSICO INC COMMON STOCK 713448108   1,345,570 8,849 SH   DFND   8,563 286 0
PFIZER INC COM COMMON STOCK 717081103   645,706 24,348 SH   SOLE   22,848 0 1,500
PFIZER INC COM COMMON STOCK 717081103   435,427 16,419 SH   DFND   12,629 3,790 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109   87,252 725 SH   SOLE   725 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109   318,803 2,649 SH   DFND   2,481 168 0
PHILLIPS 66 COM COMMON STOCK 718546104   294,052 2,581 SH   SOLE   417 0 2,164
PHILLIPS 66 COM COMMON STOCK 718546104   338,593 2,972 SH   DFND   2,672 300 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108   304,889 2,696 SH   SOLE   2,696 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108   36,187 320 SH   DFND   320 0 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109   2,970,580 17,719 SH   SOLE   16,719 0 1,000
PROCTER & GAMBLE CO. COMMON STOCK 742718109   2,540,055 15,151 SH   DFND   13,172 1,979 0
PROSHARES TR S&P MDCP 400 DIV EXCHANGE TRADED FDS-EQUITY 74347B680   13,952 173 SH   SOLE   173 0 0
PROSHARES TR S&P MDCP 400 DIV EXCHANGE TRADED FDS-EQUITY 74347B680   324,212 4,020 SH   DFND   4,020 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467   238,920 2,400 SH   SOLE   2,400 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467   245,490 2,466 SH   DFND   1,000 1,466 0
QUALCOMM INC COM COMMON STOCK 747525103   238,568 1,553 SH   SOLE   1,553 0 0
QUALCOMM INC COM COMMON STOCK 747525103   480,058 3,125 SH   DFND   2,425 700 0
RTX CORPORATION COM COMMON STOCK 75513E101   1,931,711 16,693 SH   SOLE   8,497 0 8,196
RTX CORPORATION COM COMMON STOCK 75513E101   1,094,818 9,461 SH   DFND   7,171 2,290 0
REALTY INCOME CORP COM COMMON STOCK 756109104   141,028 2,641 SH   SOLE   2,641 0 0
REALTY INCOME CORP COM COMMON STOCK 756109104   276,982 5,187 SH   DFND   5,187 0 0
SHELL PLC SPONSORED ADR REPRESENTING B SHRS FOREIGN EQUITIES 780259305   174,729 2,789 SH   SOLE   2,789 0 0
SHELL PLC SPONSORED ADR REPRESENTING B SHRS FOREIGN EQUITIES 780259305   190,578 3,042 SH   DFND   3,010 32 0
RUSH ENTERPRISES INC CL A COMMON STOCK 781846209   221,899 4,050 SH   DFND   4,050 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103   1,238,380 2,113 SH   SOLE   2,113 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103   2,135,671 3,644 SH   DFND   1,855 1,789 0
SPDR GOLD TRUST GOLD SHS EXCHANGE TRADED FDS-OTHER 78463V107   128,328 530 SH   SOLE   530 0 0
SPDR GOLD TRUST GOLD SHS EXCHANGE TRADED FDS-OTHER 78463V107   252,055 1,041 SH   DFND   886 155 0
SPDR INDEX SHS FDS GLB NAT RESRCE EXCHANGE TRADED FDS-EQUITY 78463X541   229,993 4,623 SH   DFND   4,623 0 0
SPDR SER TR PRTFLO S&P500 VL EXCHANGE TRADED FDS-EQUITY 78464A508   228,192 4,463 SH   SOLE   4,463 0 0
SPDR SER TR PRTFLO S&P500 VL EXCHANGE TRADED FDS-EQUITY 78464A508   76,950 1,505 SH   DFND   1,505 0 0
SPDR SERIES TRUST S&P DIVID ETF EXCHANGE TRADED FDS-EQUITY 78464A763   85,865 650 SH   SOLE   650 0 0
SPDR SERIES TRUST S&P DIVID ETF EXCHANGE TRADED FDS-EQUITY 78464A763   165,785 1,255 SH   DFND   1,255 0 0
SPDR SER TR RUSSELL 1000 ETF EXCHANGE TRADED FDS-EQUITY 78464A854   6,894 100 SH   SOLE   100 0 0
SPDR SER TR RUSSELL 1000 ETF EXCHANGE TRADED FDS-EQUITY 78464A854   325,189 4,717 SH   DFND   4,717 0 0
SPDR SERIES TRUST S&P BIOTECH EXCHANGE TRADED FDS-EQUITY 78464A870   141,933 1,576 SH   SOLE   1,576 0 0
SPDR SERIES TRUST S&P BIOTECH EXCHANGE TRADED FDS-EQUITY 78464A870   73,128 812 SH   DFND   812 0 0
SPDR S & P MIDCAP ETF EXCHANGE TRADED FDS-EQUITY 78467Y107   150,368 264 SH   SOLE   264 0 0
SPDR S & P MIDCAP ETF EXCHANGE TRADED FDS-EQUITY 78467Y107   86,006 151 SH   DFND   151 0 0
SPDR SER TRU PORTOLIO SH TSR EXCHANGE TRADED FDS-OTHER 78468R101   167,591 5,779 SH   SOLE   5,779 0 0
SPDR SER TRU PORTOLIO SH TSR EXCHANGE TRADED FDS-OTHER 78468R101   38,338 1,322 SH   DFND   1,322 0 0
SPDR SER TR PORTFOLIO SM ETF EXCHANGE TRADED FDS-EQUITY 78468R853   203,930 4,541 SH   SOLE   4,541 0 0
SPDR SER TR PORTFOLIO SM ETF EXCHANGE TRADED FDS-EQUITY 78468R853   119,099 2,652 SH   DFND   2,652 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302   701,066 2,097 SH   SOLE   2,097 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302   828,439 2,478 SH   DFND   2,478 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108   40,257 1,050 SH   SOLE   1,050 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108   163,940 4,276 SH   DFND   4,276 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105   1,220,942 16,497 SH   SOLE   16,497 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105   397,206 5,367 SH   DFND   5,251 116 0
SCHWAB STRATEGIC TR US BRD MKT ETF EXCHANGE TRADED FDS-OTHER 808524102   27,034 1,191 SH   SOLE   1,191 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF EXCHANGE TRADED FDS-OTHER 808524102   326,108 14,366 SH   DFND   0 0 14,366
SCHWAB STRATEGIC TR US LRG CAP ETF EXCHANGE TRADED FDS-EQUITY 808524201   337,962 14,580 SH   SOLE   14,580 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF EXCHANGE TRADED FDS-EQUITY 808524201   104,310 4,500 SH   DFND   4,500 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797   409,103 14,980 SH   SOLE   14,980 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ EXCHANGE TRADED FDS-EQUITY 808524797   52,762 1,932 SH   DFND   1,932 0 0
SCHWAB STRATEGIC INTL EQUITYETF EXCHANGE TRADED FDS-OTHER 808524805   303,936 16,429 SH   DFND   6,980 0 9,449
TECHNOLOGY SELECT SECTOR EXCHANGE TRADED FDS-EQUITY 81369Y803   6,975 30 SH   SOLE   30 0 0
TECHNOLOGY SELECT SECTOR EXCHANGE TRADED FDS-EQUITY 81369Y803   240,654 1,035 SH   DFND   1,035 0 0
SERVICENOW INC COM COMMON STOCK 81762P102   116,609 110 SH   SOLE   110 0 0
SERVICENOW INC COM COMMON STOCK 81762P102   542,772 512 SH   DFND   508 4 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106   93,815 276 SH   SOLE   276 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106   210,068 618 SH   DFND   618 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102   12,551 257 SH   SOLE   257 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102   807,373 16,531 SH   DFND   16,531 0 0
SOUTHERN COMPANY COMMON STOCK 842587107   346,029 4,204 SH   SOLE   4,204 0 0
SOUTHERN COMPANY COMMON STOCK 842587107   509,495 6,190 SH   DFND   5,320 870 0
STARBUCKS CORP COM COMMON STOCK 855244109   178,390 1,955 SH   SOLE   1,955 0 0
STARBUCKS CORP COM COMMON STOCK 855244109   492,285 5,395 SH   DFND   5,295 100 0
STATE STREET CORP COMMON STOCK 857477103   363,155 3,700 SH   SOLE   3,700 0 0
STRYKER CORP COMMON STOCK 863667101   1,737,913 4,827 SH   SOLE   1,827 0 3,000
STRYKER CORP COMMON STOCK 863667101   365,078 1,014 SH   DFND   469 545 0
TJX COS INC NEW COM COMMON STOCK 872540109   226,999 1,879 SH   SOLE   1,879 0 0
TJX COS INC NEW COM COMMON STOCK 872540109   268,797 2,225 SH   DFND   2,178 47 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR FOREIGN EQUITIES 874039100   64,578 327 SH   SOLE   327 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR FOREIGN EQUITIES 874039100   629,000 3,185 SH   DFND   3,165 20 0
TARGET CORPORATION COMMON STOCK 87612E106   4,231,943 31,306 SH   SOLE   1,306 0 30,000
TARGET CORPORATION COMMON STOCK 87612E106   173,294 1,282 SH   DFND   1,282 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101   43,208 107 SH   SOLE   107 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101   1,289,425 3,193 SH   DFND   3,193 0 0
TEVA PHARMACEUTICAL INDUS. LTD ADR FOREIGN EQUITIES 881624209   325,382 14,770 SH   DFND   14,770 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104   195,381 1,042 SH   SOLE   1,042 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104   297,010 1,584 SH   DFND   1,573 11 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   520,217 1,000 SH   SOLE   1,000 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   389,116 748 SH   DFND   748 0 0
3M COMPANY COM COMMON STOCK 88579Y101   250,946 1,944 SH   SOLE   1,944 0 0
3M COMPANY COM COMMON STOCK 88579Y101   563,476 4,365 SH   DFND   3,435 930 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109   278,950 1,158 SH   SOLE   123 0 1,035
ST PAUL TRAVELERS COS COMMON STOCK 89417E109   323,272 1,342 SH   DFND   1,338 4 0
US BANCORP DEL COM NEW COMMON STOCK 902973304   290,984 6,085 SH   SOLE   1,585 0 4,500
US BANCORP DEL COM NEW COMMON STOCK 902973304   299,590 6,265 SH   DFND   6,265 0 0
UBER TECHNOLOGIES INC COM COMMON STOCK 90353T100   166,515 2,761 SH   SOLE   2,761 0 0
UBER TECHNOLOGIES INC COM COMMON STOCK 90353T100   299,134 4,960 SH   DFND   4,960 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704   9,639 170 SH   SOLE   170 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704   252,767 4,458 SH   DFND   2,808 1,650 0
UNION PAC CORP COM COMMON STOCK 907818108   1,131,077 4,960 SH   SOLE   1,960 0 3,000
UNION PAC CORP COM COMMON STOCK 907818108   514,221 2,255 SH   DFND   2,236 19 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106   491,410 3,897 SH   SOLE   3,897 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106   283,973 2,252 SH   DFND   1,265 987 0
UNITED RENTALS INC COM COMMON STOCK 911363109   24,655 35 SH   SOLE   35 0 0
UNITED RENTALS INC COM COMMON STOCK 911363109   208,512 296 SH   DFND   296 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   277,708 549 SH   SOLE   549 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   1,018,266 2,013 SH   DFND   1,925 88 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100   406,506 3,316 SH   DFND   3,016 300 0
VANECK ETF TRUST MRNGSTR WDE MOAT EXCHANGE TRADED FDS-OTHER 92189F643   266,662 2,876 SH   SOLE   2,876 0 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844   846,569 4,323 SH   SOLE   4,323 0 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844   484,482 2,474 SH   DFND   2,474 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505   1,114,986 3,046 SH   SOLE   3,046 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505   507,710 1,387 SH   DFND   1,387 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX EXCHANGE TRADED FDS-EQUITY 921932828   329,148 3,104 SH   SOLE   3,104 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX EXCHANGE TRADED FDS-EQUITY 921932885   648,403 6,146 SH   SOLE   6,146 0 0
VANGUARD WELLINGTON FD SHORT TRM TAX EX ETF - TAX EXEMPT 921935870   249,622 2,490 SH   DFND   2,490 0 0
VANGUARD BD INDEX FD INC INTERMED TERM EXCHANGE TRADED FDS-OTHER 921937819   61,269 820 SH   SOLE   820 0 0
VANGUARD BD INDEX FD INC INTERMED TERM EXCHANGE TRADED FDS-OTHER 921937819   173,422 2,321 SH   DFND   1,603 0 718
VANGUARD BD INDEX FD INC SHORT TRM BOND EXCHANGE TRADED FDS-OTHER 921937827   9,581 124 SH   SOLE   124 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND EXCHANGE TRADED FDS-OTHER 921937827   196,651 2,545 SH   DFND   1,057 0 1,488
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858   1,627,783 34,047 SH   SOLE   34,047 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858   861,913 18,028 SH   DFND   18,028 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406   1,171,783 9,184 SH   SOLE   9,184 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406   896,697 7,028 SH   DFND   6,243 785 0
VANGUARD CHARLOTTE FDS TOTALINTL BD INDEX FD ETF EXCHANGE TRADED FDS-OTHER 92203J407   9,023 184 SH   SOLE   184 0 0
VANGUARD CHARLOTTE FDS TOTALINTL BD INDEX FD ETF EXCHANGE TRADED FDS-OTHER 92203J407   247,356 5,044 SH   DFND   2,536 0 2,508
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858   223,150 5,067 SH   SOLE   5,067 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858   496,065 11,264 SH   DFND   9,764 0 1,500
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS EXCHANGE TRADED FDS-OTHER 92206C102   6,748 116 SH   SOLE   116 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS EXCHANGE TRADED FDS-OTHER 92206C102   868,741 14,932 SH   DFND   14,932 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409   115,141 1,476 SH   SOLE   1,476 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409   328,265 4,208 SH   DFND   4,208 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS EXCHANGE TRADED FDS-OTHER 92206C706   45,820 790 SH   SOLE   790 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS EXCHANGE TRADED FDS-OTHER 92206C706   1,535,144 26,468 SH   DFND   26,468 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714   22,912 282 SH   SOLE   282 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714   477,505 5,877 SH   DFND   5,877 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS EXCHANGE TRADED FDS-OTHER 92206C847   205,366 3,711 SH   SOLE   3,711 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS EXCHANGE TRADED FDS-OTHER 92206C847   413,389 7,470 SH   DFND   7,470 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363   2,918,679 5,417 SH   SOLE   5,417 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363   2,181,599 4,049 SH   DFND   3,055 994 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED FDS-EQUITY 922908512   131,518 813 SH   SOLE   813 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED FDS-EQUITY 922908512   304,119 1,880 SH   DFND   1,880 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629   1,644,470 6,226 SH   SOLE   4,956 0 1,270
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629   523,240 1,981 SH   DFND   1,981 0 0
VANGUARD INDEX FDS GROWTH ETF EXCHANGE TRADED FDS-OTHER 922908736   77,573 189 SH   SOLE   189 0 0
VANGUARD INDEX FDS GROWTH ETF EXCHANGE TRADED FDS-OTHER 922908736   198,242 483 SH   DFND   223 260 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-EQUITY 922908744   227,539 1,344 SH   SOLE   1,344 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-EQUITY 922908744   640,798 3,785 SH   DFND   3,785 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751   1,067,562 4,443 SH   SOLE   4,443 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751   758,322 3,156 SH   DFND   3,156 0 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769   288,930 997 SH   SOLE   997 0 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769   1,639,108 5,656 SH   DFND   5,551 105 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   135,331 3,385 SH   SOLE   3,385 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   479,152 11,985 SH   DFND   11,664 321 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106   4,269,010 15,500 SH   SOLE   15,500 0 0
VERISK ANALYTICS INC CL A COMMON STOCK 92345Y106   35,803 130 SH   DFND   130 0 0
VERTEX PHARMACEUTICALS INC COM COMMON STOCK 92532F100   43,490 108 SH   SOLE   108 0 0
VERTEX PHARMACEUTICALS INC COM COMMON STOCK 92532F100   235,173 584 SH   DFND   584 0 0
VISA INC COM CL A COMMON STOCK 92826C839   2,433,742 7,701 SH   SOLE   2,721 0 4,980
VISA INC COM CL A COMMON STOCK 92826C839   2,497,258 7,902 SH   DFND   7,220 682 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106   17,866 190 SH   SOLE   190 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106   193,624 2,059 SH   DFND   2,059 0 0
WAL-MART COMMON STOCK 931142103   2,602,709 28,807 SH   SOLE   28,807 0 0
WAL-MART COMMON STOCK 931142103   1,532,869 16,966 SH   DFND   13,237 3,729 0
WASTE MANAGEMENT INC DEL COMMON STOCK 94106L109   48,428 240 SH   SOLE   240 0 0
WASTE MANAGEMENT INC DEL COMMON STOCK 94106L109   213,086 1,056 SH   DFND   1,056 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   759,224 10,809 SH   SOLE   2,809 0 8,000
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   493,149 7,021 SH   DFND   6,951 70 0
WILLIAMS COS INC COM COMMON STOCK 969457100   59,088 1,092 SH   SOLE   1,092 0 0
WILLIAMS COS INC COM COMMON STOCK 969457100   148,368 2,742 SH   DFND   2,742 0 0
WIPRO LTD SPONS ADR FOREIGN EQUITIES 97651M109   96,404 27,310 SH   DFND   27,310 0 0
WISDOMTREE TRUST MIDCAP DIVI FD EXCHANGE TRADED FDS-EQUITY 97717W505   214,074 4,200 SH   SOLE   4,200 0 0
WISDOMTREE TRUST SMLCAP EARN FD EXCHANGE TRADED FDS-EQUITY 97717W562   226,506 4,200 SH   SOLE   4,200 0 0
YUM BRANDS INC COM COMMON STOCK 988498101   111,352 830 SH   SOLE   830 0 0
YUM BRANDS INC COM COMMON STOCK 988498101   131,204 978 SH   DFND   972 6 0