The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   647 33,606 SH   SOLE   26,810 0 6,796
AT&T INC COM 00206R102   21 1,100 SH   OTR   1,100 0 0
APPLE INC COM 037833100   3,597 21,812 SH   SOLE   21,812 0 0
CATERPILLAR INC COM 149123101   2,388 10,434 SH   SOLE   10,434 0 0
CISCO SYS INC COM 17275R102   589 11,263 SH   SOLE   11,263 0 0
COMCAST CORP NEW CL A 20030N101   461 12,148 SH   SOLE   10,142 0 2,006
ETF SER SOLUTIONS VIDENT INTERNATI 26922A404   438 19,181 SH   SOLE   19,181 0 0
ETF SER SOLUTIONS VIDENT US EQUITY 26922A503   746 16,691 SH   SOLE   16,691 0 0
EXXON MOBIL CORP COM 30231G102   2,063 18,812 SH   SOLE   18,812 0 0
INTEL CORP COM 458140100   398 12,193 SH   SOLE   12,193 0 0
INTEL CORP COM 458140100   52 1,600 SH   OTR   1,600 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   3,681 28,077 SH   SOLE   28,002 0 75
ISHARES TR CORE US AGGBD ET 464287226   440,931 4,425,241 SH   SOLE   4,424,091 115 1,035
ISHARES TR CORE US AGGBD ET 464287226   148 1,489 SH   OTR   1,489 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   616 15,622 SH   SOLE   15,622 0 0
ISHARES TR IBOXX INV CP ETF 464287242   409,704 3,737,837 SH   SOLE   3,737,311 79 447
ISHARES TR IBOXX INV CP ETF 464287242   95 871 SH   OTR   871 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   128,408 1,295,484 SH   SOLE   1,295,175 65 244
ISHARES TR 7-10 YR TRSY BD 464287440   43 434 SH   OTR   434 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   122,199 1,487,329 SH   SOLE   1,486,572 0 757
ISHARES TR 1 3 YR TREAS BD 464287457   40 491 SH   OTR   491 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,135 29,846 SH   SOLE   29,296 0 550
ISHARES TR CORE S&P MCP ETF 464287507   188,029 751,636 SH   SOLE   751,199 293 144
ISHARES TR CORE S&P MCP ETF 464287507   42 169 SH   OTR   169 0 0
ISHARES TR S&P MC 400VL ETF 464287705   4,062 39,525 SH   SOLE   39,525 0 0
ISHARES TR CORE S&P SCP ETF 464287804   174,242 1,801,877 SH   SOLE   1,800,907 655 315
ISHARES TR CORE S&P SCP ETF 464287804   41 429 SH   OTR   429 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   223,941 4,430,965 SH   SOLE   4,430,525 42 398
ISHARES TR ISHS 1-5YR INVS 464288646   44 871 SH   OTR   871 0 0
ISHARES TR CORE MSCI EAFE 46432F842   278,137 4,160,606 SH   SOLE   4,158,453 1,381 772
ISHARES TR CORE MSCI EAFE 46432F842   58 870 SH   OTR   870 0 0
ISHARES INC CORE MSCI EMKT 46434G103   233,230 4,780,292 SH   SOLE   4,777,482 1,708 1,102
ISHARES INC CORE MSCI EMKT 46434G103   52 1,062 SH   OTR   1,062 0 0
MARATHON OIL CORP COM 565849106   270 11,255 SH   SOLE   11,255 0 0
MARATHON PETE CORP COM 56585A102   1,541 11,430 SH   SOLE   11,430 0 0
MICROSOFT CORP COM 594918104   7,811 27,092 SH   SOLE   27,092 0 0
PFIZER INC COM 717081103   1,129 27,674 SH   SOLE   27,674 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   442,614 1,081,156 SH   SOLE   1,080,167 368 621
SPDR S&P 500 ETF TR TR UNIT 78462F103   110 269 SH   OTR   269 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   1,868 63,031 SH   SOLE   63,031 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   65,005 852,742 SH   SOLE   852,742 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   133,310 1,661,803 SH   SOLE   1,661,803 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   30,893 142,750 SH   SOLE   142,684 18 48
VANGUARD INDEX FDS GROWTH ETF 922908736   26,538 106,389 SH   SOLE   106,343 12 34
VANGUARD INDEX FDS VALUE ETF 922908744   388,421 2,812,405 SH   SOLE   2,811,055 807 543
VANGUARD INDEX FDS VALUE ETF 922908744   75 540 SH   OTR   540 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   809 20,796 SH   SOLE   18,422 0 2,374
VERIZON COMMUNICATIONS INC COM 92343V104   30 782 SH   OTR   782 0 0