The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,372 10,497 SH   SOLE   10,497 0 0
GLOBANT S A COM L44385109 214 1,196 SH   SOLE   1,196 0 0
AT&T INC COM 00206R102 629 22,062 SH   SOLE   22,062 0 0
ABBOTT LABS COM 002824100 4,514 41,481 SH   SOLE   41,481 0 0
ABBVIE INC COM 00287Y109 666 7,609 SH   SOLE   7,609 0 0
ACTIVISION BLIZZARD INC COM 00507V109 212 2,621 SH   SOLE   2,621 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,561 9,301 SH   SOLE   9,301 0 0
ADVANCED MICRO DEVICES INC COM 007903107 230 2,800 SH   SOLE   2,800 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 288 980 SH   SOLE   980 0 0
ALLEGHENY TECHNOLOGIES INC COM 01741R102 351 15,017 SH   SOLE   15,017 0 0
ALPHABET INC CAP STK CL C 02079K107 855 582 SH   SOLE   582 0 0
ALPHABET INC CAP STK CL A 02079K305 2,206 1,505 SH   SOLE   1,505 0 0
AMAZON COM INC COM 023135106 6,861 2,179 SH   SOLE   2,179 0 0
AMERICAN EXPRESS CO COM 025816109 671 6,694 SH   SOLE   6,694 0 0
AMERICAN TOWER CORP NEW COM 03027X100 3,202 13,246 SH   SOLE   13,246 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 276 1,905 SH   SOLE   1,905 0 0
ANAPLAN INC COM 03272L108 237 3,789 SH   SOLE   3,789 0 0
APPLE INC COM 037833100 6,944 59,958 SH   SOLE   59,958 0 0
AUTODESK INC COM 052769106 446 1,930 SH   SOLE   1,930 0 0
BECTON DICKINSON & CO COM 075887109 379 1,628 SH   SOLE   1,628 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 535 2,513 SH   SOLE   2,513 0 0
BOEING CO COM 097023105 421 2,549 SH   SOLE   2,549 0 0
BROADCOM INC COM 11135F101 844 2,318 SH   SOLE   2,318 0 0
CVS HEALTH CORP COM 126650100 236 4,036 SH   SOLE   4,036 0 0
CHEVRON CORP NEW COM 166764100 400 5,553 SH   SOLE   5,553 0 0
CISCO SYS INC COM 17275R102 1,888 47,943 SH   SOLE   47,943 0 0
CLOROX CO DEL COM 189054109 225 1,072 SH   SOLE   1,072 0 0
COCA COLA CO COM 191216100 746 15,110 SH   SOLE   15,110 0 0
COMMSCOPE HLDG CO INC COM 20337X109 95 10,571 SH   SOLE   10,571 0 0
CONSOLIDATED EDISON INC COM 209115104 710 9,121 SH   SOLE   9,121 0 0
COSTCO WHSL CORP NEW COM 22160K105 4,060 11,437 SH   SOLE   11,437 0 0
CULLEN FROST BANKERS INC COM 229899109 414 6,476 SH   SOLE   6,476 0 0
DATADOG INC CL A COM 23804L103 406 3,974 SH   SOLE   3,974 0 0
DIGITAL RLTY TR INC COM 253868103 1,471 10,024 SH   SOLE   10,024 0 0
DISNEY WALT CO COM DISNEY 254687106 496 3,999 SH   SOLE   3,999 0 0
DOCUSIGN INC COM 256163106 779 3,620 SH   SOLE   3,620 0 0
DOLLAR GEN CORP NEW COM 256677105 701 3,345 SH   SOLE   3,345 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,025 11,577 SH   SOLE   11,577 0 0
ENDAVA PLC ADS 29260V105 233 3,695 SH   SOLE   3,695 0 0
ETSY INC COM 29786A106 636 5,233 SH   SOLE   5,233 0 0
EXXON MOBIL CORP COM 30231G102 914 26,615 SH   SOLE   26,615 0 0
FACEBOOK INC CL A 30303M102 362 1,383 SH   SOLE   1,383 0 0
FASTLY INC CL A 31188V100 367 3,917 SH   SOLE   3,917 0 0
FIRST SOLAR INC COM 336433107 291 4,400 SH   SOLE   4,400 0 0
FISERV INC COM 337738108 434 4,213 SH   SOLE   4,213 0 0
FUELCELL ENERGY INC COM 35952H601 84 39,400 SH   SOLE   39,400 0 0
FS KKR CAP CORP II COM 35952V303 294 19,994 SH   SOLE   19,994 0 0
GENERAL MLS INC COM 370334104 1,594 25,847 SH   SOLE   25,847 0 0
GLOBUS MED INC CL A 379577208 549 11,083 SH   SOLE   11,083 0 0
HILLENBRAND INC COM 431571108 397 14,000 SH   SOLE   14,000 0 0
HOME DEPOT INC COM 437076102 556 2,003 SH   SOLE   2,003 0 0
HONEYWELL INTL INC COM 438516106 328 1,993 SH   SOLE   1,993 0 0
ILLINOIS TOOL WKS INC COM 452308109 451 2,333 SH   SOLE   2,333 0 0
INSPERITY INC COM 45778Q107 308 4,706 SH   SOLE   4,706 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 398 1,434 SH   SOLE   1,434 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 205 289 SH   SOLE   289 0 0
INTUIT COM 461202103 601 1,842 SH   SOLE   1,842 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 997 18,587 SH   SOLE   18,587 0 0
ISHARES TR CORE S&P TTL STK 464287150 521 6,908 SH   SOLE   6,908 0 0
ISHARES TR CORE US AGGBD ET 464287226 640 5,417 SH   SOLE   5,417 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 591 2,723 SH   SOLE   2,723 0 0
ISHARES TR CORE S&P US VLU 464287663 245 4,514 SH   SOLE   4,514 0 0
ISHARES TR CORE S&P US GWT 464287671 3,117 38,976 SH   SOLE   38,976 0 0
ISHARES TR NATIONAL MUN ETF 464288414 259 2,238 SH   SOLE   2,238 0 0
ISHARES TR US AER DEF ETF 464288760 280 1,765 SH   SOLE   1,765 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 2,520 39,548 SH   SOLE   39,548 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 2,459 23,703 SH   SOLE   23,703 0 0
ISHARES TR MSCI SO KOREA 46435G888 1,509 55,289 SH Call SOLE   55,289 0 0
ISHARES TR MORTGE REL ETF 46435G342 487 18,910 SH   SOLE   18,910 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 51,267 1,009,301 SH   SOLE   1,009,301 0 0
JOHNSON & JOHNSON COM 478160104 766 5,146 SH   SOLE   5,146 0 0
KIMBERLY CLARK CORP COM 494368103 1,547 10,476 SH   SOLE   10,476 0 0
LOCKHEED MARTIN CORP COM 539830109 2,830 7,385 SH   SOLE   7,385 0 0
LOWES COS INC COM 548661107 2,160 13,022 SH   SOLE   13,022 0 0
MV OIL TR TR UNITS 553859109 142 62,292 SH   SOLE   62,292 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,997 8,862 SH   SOLE   8,862 0 0
MERCADOLIBRE INC COM 58733R102 233 215 SH   SOLE   215 0 0
MERCK & CO. INC COM 58933Y105 495 5,964 SH   SOLE   5,964 0 0
MICROSOFT CORP COM 594918104 9,079 43,167 SH   SOLE   43,167 0 0
NEXTERA ENERGY INC COM 65339F101 5,231 18,846 SH   SOLE   18,846 0 0
NOVARTIS AG SPONSORED ADR 66987V109 284 3,262 SH   SOLE   3,262 0 0
NVIDIA CORPORATION COM 67066G104 2,556 4,723 SH   SOLE   4,723 0 0
OKTA INC CL A 679295105 245 1,144 SH   SOLE   1,144 0 0
PAYPAL HLDGS INC COM 70450Y103 820 4,162 SH   SOLE   4,162 0 0
PENNYMAC FINL SVCS INC NEW COM 70932M107 541 9,300 SH   SOLE   9,300 0 0
PEPSICO INC COM 713448108 1,255 9,057 SH   SOLE   9,057 0 0
PFIZER INC COM 717081103 344 9,372 SH   SOLE   9,372 0 0
PHILLIPS 66 COM 718546104 223 4,298 SH   SOLE   4,298 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 557 4,955 SH   SOLE   4,955 0 0
POLARIS INC COM 731068102 205 2,175 SH   SOLE   2,175 0 0
PRICE T ROWE GROUP INC COM 74144T108 735 5,735 SH   SOLE   5,735 0 0
PROCTER AND GAMBLE CO COM 742718109 4,174 30,031 SH   SOLE   30,031 0 0
PROLOGIS INC. COM 74340W103 446 4,430 SH   SOLE   4,430 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 246 4,276 SH   SOLE   4,276 0 0
REALTY INCOME CORP COM 756109104 578 9,516 SH   SOLE   9,516 0 0
REDFIN CORP COM 75737F108 776 15,539 SH   SOLE   15,539 0 0
REPUBLIC SVCS INC COM 760759100 621 6,656 SH   SOLE   6,656 0 0
ROPER TECHNOLOGIES INC COM 776696106 1,675 4,240 SH   SOLE   4,240 0 0
S&P GLOBAL INC COM 78409V104 2,328 6,457 SH   SOLE   6,457 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,227 15,609 SH   SOLE   15,609 0 0
SPDR GOLD TR GOLD SHS 78463V107 5,141 29,028 SH   SOLE   29,028 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 12,229 244,045 SH   SOLE   244,045 0 0
SALESFORCE COM INC COM 79466L302 1,106 4,400 SH   SOLE   4,400 0 0
SERVICENOW INC COM 81762P102 230 475 SH   SOLE   475 0 0
SOUTHERN CO COM 842587107 476 8,785 SH   SOLE   8,785 0 0
SOUTHWEST AIRLS CO COM 844741108 374 9,967 SH   SOLE   9,967 0 0
SPROTT INC COM NEW 852066208 1,137 33,305 SH   SOLE   33,305 0 0
SQUARE INC CL A 852234103 260 1,600 SH   SOLE   1,600 0 0
STARBUCKS CORP COM 855244109 300 3,491 SH   SOLE   3,491 0 0
STRYKER CORPORATION COM 863667101 203 973 SH   SOLE   973 0 0
TJX COS INC NEW COM 872540109 273 4,909 SH   SOLE   4,909 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 266 3,282 SH   SOLE   3,282 0 0
TARGET CORP COM 87612E106 693 4,404 SH   SOLE   4,404 0 0
TESLA INC COM 88160R101 329 767 SH   SOLE   767 0 0
TEXAS INSTRS INC COM 882508104 1,428 10,004 SH   SOLE   10,004 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 480 1,086 SH   SOLE   1,086 0 0
TRACTOR SUPPLY CO COM 892356106 416 2,900 SH   SOLE   2,900 0 0
USD PARTNERS LP COM UT REP LTD 903318103 43 13,570 SH   SOLE   13,570 0 0
UNILEVER N V N Y SHS NEW 904784709 412 6,825 SH   SOLE   6,825 0 0
UNION PAC CORP COM 907818108 2,489 12,641 SH   SOLE   12,641 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,699 8,657 SH   SOLE   8,657 0 0
VANECK VECTORS ETF TR BDC INCOME ETF 92189F411 476 39,141 SH   SOLE   39,141 0 0
VANECK VECTORS ETF TR INTL HIGH YIELD 92189F445 1,984 66,716 SH   SOLE   66,716 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 277 2,965 SH   SOLE   2,965 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 17,859 202,437 SH   SOLE   202,437 0 0
VEEVA SYS INC CL A COM 922475108 686 2,440 SH   SOLE   2,440 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,667 15,657 SH   SOLE   15,657 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,585 43,455 SH   SOLE   43,455 0 0
VISA INC COM CL A 92826C839 4,346 21,733 SH   SOLE   21,733 0 0
WP CAREY INC COM 92936U109 264 4,057 SH   SOLE   4,057 0 0
WALMART INC COM 931142103 4,708 33,654 SH   SOLE   33,654 0 0
WASTE MGMT INC DEL COM 94106L109 673 5,945 SH   SOLE   5,945 0 0
WELLTOWER INC COM 95040Q104 551 10,010 SH   SOLE   10,010 0 0
XCEL ENERGY INC COM 98389B100 828 12,002 SH   SOLE   12,002 0 0
ZOETIS INC CL A 98978V103 588 3,553 SH   SOLE   3,553 0 0
ZSCALER INC COM 98980G102 246 1,752 SH   SOLE   1,752 0 0
ZYNGA INC CL A 98986T108 675 74,006 SH   SOLE   74,006 0 0