The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   220,535 1,165 SH   SOLE   0 0 1,165
ALPHABET INC CAP STK CL C 02079K107   1,187,393 6,235 SH   SOLE   0 0 6,235
AMERICAN EXPRESS CO COM 025816109   243,368 820 SH   SOLE   0 0 820
AMGEN INC COM 031162100   455,338 1,747 SH   SOLE   0 0 1,747
APPLE INC COM 037833100   2,630,412 10,504 SH   SOLE   0 0 10,504
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,555,204 3,431 SH   SOLE   0 0 3,431
BLACKROCK INC COM 09290D101   636,593 621 SH   SOLE   0 0 621
BONDBLOXX ETF TRUST BLOOMBERG THREE 09789C846   218,977 4,490 SH   SOLE   0 0 4,490
CHEVRON CORP NEW COM 166764100   247,532 1,709 SH   SOLE   0 0 1,709
COCA COLA CO COM 191216100   320,888 5,154 SH   SOLE   0 0 5,154
COSTCO WHSL CORP NEW COM 22160K105   874,122 954 SH   SOLE   0 0 954
DANAHER CORPORATION COM 235851102   692,093 3,015 SH   SOLE   0 0 3,015
EXXON MOBIL CORP COM 30231G102   652,412 6,065 SH   SOLE   0 0 6,065
HOME DEPOT INC COM 437076102   802,097 2,062 SH   SOLE   0 0 2,062
HONEYWELL INTL INC COM 438516106   617,583 2,734 SH   SOLE   0 0 2,734
ILLINOIS TOOL WKS INC COM 452308109   507,374 2,001 SH   SOLE   0 0 2,001
INTERNATIONAL BUSINESS MACHS COM 459200101   439,001 1,997 SH   SOLE   0 0 1,997
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,484,760 14,180 SH   SOLE   0 0 14,180
INVESCO QQQ TR UNIT SER 1 46090E103   4,623,053 9,043 SH   SOLE   0 0 9,043
ISHARES TR CORE S&P SCP ETF 464287804   1,101,503 9,560 SH   SOLE   0 0 9,560
ISHARES TR HDG MSCI EAFE 46434V803   423,950 12,200 SH   SOLE   0 0 12,200
ISHARES TR 0-3 MNTH TREASRY 46436E718   808,378 8,058 SH   SOLE   0 0 8,058
ISHARES TR ISHS 1-5YR INVS 464288646   222,162 4,297 SH   SOLE   0 0 4,297
JOHNSON & JOHNSON COM 478160104   819,851 5,669 SH   SOLE   0 0 5,669
JPMORGAN CHASE & CO. COM 46625H100   1,745,329 7,281 SH   SOLE   0 0 7,281
LOWES COS INC COM 548661107   626,872 2,540 SH   SOLE   0 0 2,540
MICROSOFT CORP COM 594918104   2,625,102 6,228 SH   SOLE   0 0 6,228
NEXTERA ENERGY INC COM 65339F101   222,239 3,100 SH   SOLE   0 0 3,100
NVIDIA CORPORATION COM 67066G104   781,568 5,820 SH   SOLE   0 0 5,820
ORACLE CORP COM 68389X105   1,160,648 6,965 SH   SOLE   0 0 6,965
PACER FDS TR US CASH COWS 100 69374H881   4,949,566 87,634 SH   SOLE   0 0 87,634
PFIZER INC COM 717081103   268,882 10,135 SH   SOLE   0 0 10,135
PROCTER AND GAMBLE CO COM 742718109   736,654 4,394 SH   SOLE   0 0 4,394
RTX CORPORATION COM 75513E101   285,365 2,466 SH   SOLE   0 0 2,466
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   381,439 13,962 SH   SOLE   0 0 13,962
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   338,868 12,229 SH   SOLE   0 0 12,229
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   939,920 41,406 SH   SOLE   0 0 41,406
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,732,828 19,865 SH   SOLE   0 0 19,865
SNAP ON INC COM 833034101   444,719 1,310 SH   SOLE   0 0 1,310
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   340,400 800 SH   SOLE   0 0 800
SPDR S&P 500 ETF TR TR UNIT 78462F103   14,651,415 24,999 SH   SOLE   0 0 24,999
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   6,204,436 10,893 SH   SOLE   0 0 10,893
SPDR SER TR PORTFOLIO S&P600 78468R853   1,983,352 44,153 SH   SOLE   0 0 44,153
SPDR SER TR PORTFOLIO SH TSR 78468R101   343,161 11,829 SH   SOLE   0 0 11,829
SPDR SER TR PORTFOLIO AGRGTE 78464A649   504,751 20,198 SH   SOLE   0 0 20,198
SPDR SER TR BLOOMBERG INVT 78468R200   3,018,457 98,225 SH   SOLE   0 0 98,225
THERMO FISHER SCIENTIFIC INC COM 883556102   802,195 1,542 SH   SOLE   0 0 1,542
TJX COS INC NEW COM 872540109   617,943 5,115 SH   SOLE   0 0 5,115
UNITEDHEALTH GROUP INC COM 91324P102   580,727 1,148 SH   SOLE   0 0 1,148
VANECK ETF TRUST PREFERRED SECURT 92189F429   334,046 19,365 SH   SOLE   0 0 19,365
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,465,103 15,407 SH   SOLE   0 0 15,407
VANGUARD MALVERN FDS CORE BD ETF 922020748   5,366,743 70,792 SH   SOLE   0 0 70,792
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,324,218 28,955 SH   SOLE   0 0 28,955
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,178,770 37,565 SH   SOLE   0 0 37,565
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,593,297 28,562 SH   SOLE   0 0 28,562
VANGUARD STAR FDS VG TL INTL STK F 921909768   4,746,813 80,550 SH   SOLE   0 0 80,550
VANGUARD WORLD FD UTILITIES ETF 92204A876   781,965 4,785 SH   SOLE   0 0 4,785
VANGUARD WORLD FD INF TECH ETF 92204A702   4,661,013 7,496 SH   SOLE   0 0 7,496
VERIZON COMMUNICATIONS INC COM 92343V104   404,899 10,125 SH   SOLE   0 0 10,125
VISA INC COM CL A 92826C839   951,280 3,010 SH   SOLE   0 0 3,010
WALMART INC COM 931142103   879,106 9,730 SH   SOLE   0 0 9,730
WISDOMTREE TR INTL SMCAP DIV 97717W760   1,733,331 27,535 SH   SOLE   0 0 27,535