The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 205,781 1,208 SH   SOLE   1,208 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 245,900 1,354 SH   SOLE   1,354 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,129,680 6,104 SH   SOLE   6,104 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,510,451 8,087 SH   SOLE   8,086 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,739,344 8,943 SH   SOLE   8,943 0 0
APPLE INC COM 037833100 BBG001S5N8V8 11,814,705 51,248 SH   SOLE   51,247 0 0
ATLASSIAN CORPORATION CL A 049468101 BBG01BGWHFS4 1,088,700 6,000 SH   SOLE   6,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,282,658 3,022 SH   SOLE   3,022 0 0
BLACKROCK ETF TRUST US EQT FACTOR 09290C103 BBG00NNWBWQ2 576,208 11,957 SH   SOLE   11,957 0 0
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603 BBG01GQYLJY8 435,585 8,292 SH   SOLE   8,292 0 0
BLUE OWL CAPITAL CORPORATION COM 69121K104 BBG00DB0XYD3 285,853 18,242 SH   SOLE   18,242 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,657,223 974 SH   SOLE   974 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 404,757 8,543 SH   SOLE   8,542 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 661,468 785 SH   SOLE   784 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 BBG001S9Z3V8 516,259 12,153 SH   SOLE   12,153 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 1,752,844 64,078 SH   SOLE   64,077 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 BBG015DLMLQ7 1,190,142 36,274 SH   SOLE   36,273 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 BBG01BN5Z188 3,061,568 103,888 SH   SOLE   103,887 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 1,932,598 48,099 SH   SOLE   48,098 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 761,672 12,220 SH   SOLE   12,219 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 554,398 585 SH   SOLE   584 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 561,124 4,954 SH   SOLE   4,953 0 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 2,409,286 34,438 SH   SOLE   34,438 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 BBG0078W3NP4 263,953 12,468 SH   SOLE   12,468 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 289,909 806 SH   SOLE   805 0 0
INTUIT COM 461202103 BBG001S6TWR2 1,131,368 1,762 SH   SOLE   1,762 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 264,928 3,993 SH   SOLE   3,992 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 350,190 9,000 SH   SOLE   9,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 13,943,654 28,179 SH   SOLE   28,179 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 4,032,515 72,280 SH   SOLE   72,280 0 0
ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 15,051,237 243,390 SH   SOLE   243,389 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 1,232,597 11,791 SH   SOLE   11,790 0 0
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 1,644,827 28,686 SH   SOLE   28,685 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 10,388,406 137,195 SH   SOLE   137,195 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 11,136,547 184,319 SH   SOLE   184,318 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,472,542 13,232 SH   SOLE   13,231 0 0
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 6,740,996 51,126 SH   SOLE   51,126 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 951,729 10,568 SH   SOLE   10,567 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,626,307 4,665 SH   SOLE   4,664 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 6,657,379 145,389 SH   SOLE   145,389 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 1,093,146 10,272 SH   SOLE   10,272 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 7,403,051 133,992 SH   SOLE   133,991 0 0
ISHARES TR HDG MSCI EAFE 46434V803 BBG005XKVF72 3,764,232 104,999 SH   SOLE   104,999 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 1,058,826 20,516 SH   SOLE   20,515 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 2,529,209 27,161 SH   SOLE   27,160 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 7,754,286 270,845 SH   SOLE   270,844 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 624,589 3,583 SH   SOLE   3,583 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 638,350 1,694 SH   SOLE   1,694 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 56,910,194 594,300 SH   SOLE   594,300 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 49,983,628 268,686 SH   SOLE   268,685 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 603,414 5,751 SH   SOLE   5,750 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 307,874 2,864 SH   SOLE   2,863 0 0
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 297,632 1,909 SH   SOLE   1,909 0 0
J P MORGAN EXCHANGE TRADED F INTERNL GWT 46641Q324 BBG00TSG1GG6 8,753,117 130,469 SH   SOLE   130,468 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 257,172 1,716 SH   SOLE   1,715 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 549,025 2,679 SH   SOLE   2,678 0 0
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 294,066 275 SH   SOLE   274 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 533,080 1,211 SH   SOLE   1,211 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 233,752 1,830 SH   SOLE   1,829 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,303,487 2,613 SH   SOLE   2,612 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,688,294 10,337 SH   SOLE   10,336 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 200,756 310 SH   SOLE   310 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 22,106,541 171,050 SH   SOLE   171,050 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 47,819,456 330,313 SH   SOLE   330,313 0 0
PEPSICO INC COM 713448108 BBG001S695T1 531,135 3,192 SH   SOLE   3,192 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 228,066 1,369 SH   SOLE   1,368 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 312,033 3,081 SH   SOLE   3,080 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 438,170 1,725 SH   SOLE   1,725 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 207,746 2,295 SH   SOLE   2,295 0 0
SNOWFLAKE INC CL A 833445109 BBG007DHGNK2 63,547,562 468,122 SH   SOLE   468,122 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 348,874 623 SH   SOLE   623 0 0
SYNOPSYS INC COM 871607107 BBG001S5VTR8 2,569,799 4,185 SH   SOLE   4,185 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 359,925 1,921 SH   SOLE   1,921 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 1,545,976 6,228 SH   SOLE   6,228 0 0
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 600,952 8,297 SH   SOLE   8,297 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 287,197 561 SH   SOLE   561 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 BBG002XRNHT5 554,921 6,291 SH   SOLE   6,290 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 628,825 8,286 SH   SOLE   8,286 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 491,773 6,370 SH   SOLE   6,370 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 506,633 10,342 SH   SOLE   10,341 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 54,614,643 141,459 SH   SOLE   141,459 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 3,458,248 13,904 SH   SOLE   13,904 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 8,733,237 38,668 SH   SOLE   38,668 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,277,164 4,633 SH   SOLE   4,633 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 39,209,472 238,646 SH   SOLE   238,645 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 5,184,337 113,717 SH   SOLE   113,716 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 205,892 1,769 SH   SOLE   1,768 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 221,506 4,387 SH   SOLE   4,387 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 609,641 7,513 SH   SOLE   7,512 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 233,113 5,063 SH   SOLE   5,063 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,225,992 6,551 SH   SOLE   6,550 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 9,674,610 187,856 SH   SOLE   187,856 0 0
VEEVA SYS INC CL A COM 922475108 BBG001TX0CB4 1,279,171 6,807 SH   SOLE   6,807 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,883,296 7,087 SH   SOLE   7,086 0 0
WALMART INC COM 931142103 BBG001S5XH92 322,427 4,657 SH   SOLE   4,656 0 0