The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 849 10,759 SH   SOLE 0 0 0 10,759
AMAZON COM INC COM 023135106 4,966 2,547 SH   SOLE 0 0 0 2,547
AMERICAN ELEC PWR CO INC COM 025537101 318 3,979 SH   SOLE 0 0 0 3,979
AMERICAN EXPRESS CO COM 025816109 311 3,631 SH   SOLE 0 0 0 3,631
AMGEN INC COM 031162100 936 4,618 SH   SOLE 0 0 0 4,618
APPLE INC COM 037833100 3,528 13,873 SH   SOLE 0 0 0 13,873
ARISTA NETWORKS INC COM 040413106 375 1,849 SH   SOLE 0 0 0 1,849
ASTRAZENECA PLC SPONSORED ADR 046353108 319 7,152 SH   SOLE 0 0 0 7,152
BP PLC SPONSORED ADR 055622104 246 10,093 SH   SOLE 0 0 0 10,093
BRT APARTMENTS CORP COM 055645303 885 86,348 SH   SOLE 0 0 0 86,348
BK OF AMERICA CORP COM 060505104 948 44,639 SH   SOLE 0 0 0 44,639
BANK NEW YORK MELLON CORP COM 064058100 233 6,914 SH   SOLE 0 0 0 6,914
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,106 6,052 SH   SOLE 0 0 0 6,052
BOEING CO COM 097023105 698 4,679 SH   SOLE 0 0 0 4,679
BOSTON SCIENTIFIC CORP COM 101137107 207 6,344 SH   SOLE 0 0 0 6,344
BRISTOL-MYERS SQUIBB CO COM 110122108 2,052 36,807 SH   SOLE 0 0 0 36,807
BROWN FORMAN CORP CL A 115637100 308 6,000 SH   SOLE 0 0 0 6,000
BROWN FORMAN CORP CL B 115637209 670 12,070 SH   SOLE 0 0 0 12,070
CSX CORP COM 126408103 601 10,488 SH   SOLE 0 0 0 10,488
CVS HEALTH CORP COM 126650100 536 9,030 SH   SOLE 0 0 0 9,030
CAMBRIA ETF TR TAIL RISK 132061862 1,877 78,672 SH   SOLE 0 0 0 78,672
CERNER CORP COM 156782104 314 4,977 SH   SOLE 0 0 0 4,977
CHEVRON CORP NEW COM 166764100 407 5,614 SH   SOLE 0 0 0 5,614
CITIGROUP INC COM NEW 172967424 313 7,438 SH   SOLE 0 0 0 7,438
COCA COLA CO COM 191216100 1,583 35,785 SH   SOLE 0 0 0 35,785
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 224 4,816 SH   SOLE 0 0 0 4,816
COLGATE PALMOLIVE CO COM 194162103 239 3,600 SH   SOLE 0 0 0 3,600
CONSOLIDATED EDISON INC COM 209115104 444 5,687 SH   SOLE 0 0 0 5,687
DIGITAL RLTY TR INC COM 253868103 399 2,870 SH   SOLE 0 0 0 2,870
DISNEY WALT CO COM DISNEY 254687106 1,642 17,002 SH   SOLE 0 0 0 17,002
ECOLAB INC COM 278865100 280 1,800 SH   SOLE 0 0 0 1,800
ELLSWORTH GROWTH & INCOME FD COM 289074106 145 16,882 SH   SOLE 0 0 0 16,882
ERICSSON ADR B SEK 10 294821608 341 42,194 SH   SOLE 0 0 0 42,194
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 260 7,730 SH   SOLE 0 0 0 7,730
FIDELITY COVINGTON TR VLU FACTOR ETF 316092782 1,205 42,827 SH   SOLE 0 0 0 42,827
FIDELITY COVINGTON TR QLTY FCTOR ETF 316092790 1,717 56,204 SH   SOLE 0 0 0 56,204
GENERAL ELECTRIC CO COM 369604103 254 31,945 SH   SOLE 0 0 0 31,945
GILEAD SCIENCES INC COM 375558103 208 2,782 SH   SOLE 0 0 0 2,782
GOLDMAN SACHS ETF TR MOTIF FIN REIM 381430321 644 13,900 SH   SOLE 0 0 0 13,900
HOME DEPOT INC COM 437076102 269 1,443 SH   SOLE 0 0 0 1,443
HUMANA INC COM 444859102 418 1,331 SH   SOLE 0 0 0 1,331
ILLUMINA INC COM 452327109 423 1,550 SH   SOLE 0 0 0 1,550
INFOSYS LTD SPONSORED ADR 456788108 184 22,455 SH   SOLE 0 0 0 22,455
INTEL CORP COM 458140100 1,739 32,139 SH   SOLE 0 0 0 32,139
INTERNATIONAL BUSINESS MACHS COM 459200101 1,533 13,818 SH   SOLE 0 0 0 13,818
ISHARES INC MIN VOL EMRG MKT 464286533 1,018 21,695 SH   SOLE 0 0 0 21,695
ISHARES TR CORE S&P500 ETF 464287200 9,358 36,216 SH   SOLE 0 0 0 36,216
ISHARES TR CORE US AGGBD ET 464287226 554 4,805 SH   SOLE 0 0 0 4,805
ISHARES TR S&P 500 GRWT ETF 464287309 248 1,500 SH   SOLE 0 0 0 1,500
ISHARES TR GLOBAL ENERG ETF 464287341 1,579 93,471 SH   SOLE 0 0 0 93,471
ISHARES TR S&P 500 VAL ETF 464287408 375 3,900 SH   SOLE 0 0 0 3,900
ISHARES TR 20 YR TR BD ETF 464287432 800 4,849 SH   SOLE 0 0 0 4,849
ISHARES TR BARCLAYS 7 10 YR 464287440 20,626 169,791 SH   SOLE 0 0 0 169,791
ISHARES TR CORE S&P MCP ETF 464287507 275 1,913 SH   SOLE 0 0 0 1,913
ISHARES TR NASDAQ BIOTECH 464287556 680 6,315 SH   SOLE 0 0 0 6,315
ISHARES TR RUSSELL 2000 ETF 464287655 404 3,529 SH   SOLE 0 0 0 3,529
ISHARES TR MSCI AC ASIA ETF 464288182 615 10,300 SH   SOLE 0 0 0 10,300
ISHARES TR MSCI ACWI ETF 464288257 3,734 59,680 SH   SOLE 0 0 0 59,680
ISHARES TR MSCI KLD400 SOC 464288570 659 6,765 SH   SOLE 0 0 0 6,765
ISHARES TR 3 7 YR TREAS BD 464288661 1,892 14,189 SH   SOLE 0 0 0 14,189
ISHARES TR U.S. MED DVC ETF 464288810 601 2,669 SH   SOLE 0 0 0 2,669
JOHNSON & JOHNSON COM 478160104 2,817 21,480 SH   SOLE 0 0 0 21,480
LAM RESEARCH CORP COM 512807108 226 941 SH   SOLE 0 0 0 941
LILLY ELI & CO COM 532457108 1,223 8,820 SH   SOLE 0 0 0 8,820
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 50 33,353 SH   SOLE 0 0 0 33,353
LOCKHEED MARTIN CORP COM 539830109 1,140 3,363 SH   SOLE 0 0 0 3,363
MCDONALDS CORP COM 580135101 438 2,647 SH   SOLE 0 0 0 2,647
MICROSOFT CORP COM 594918104 7,453 47,255 SH   SOLE 0 0 0 47,255
MORGAN STANLEY COM NEW 617446448 248 7,303 SH   SOLE 0 0 0 7,303
MORGAN STANLEY CHINA A SH FD COM 617468103 778 42,929 SH   SOLE 0 0 0 42,929
NEW YORK TIMES CO CL A 650111107 515 16,770 SH   SOLE 0 0 0 16,770
NIKE INC CL B 654106103 243 2,934 SH   SOLE 0 0 0 2,934
NOKIA CORP SPONSORED ADR 654902204 274 88,464 SH   SOLE 0 0 0 88,464
ONE LIBERTY PPTYS INC COM 682406103 4,739 340,236 SH   SOLE 0 0 0 340,236
PALO ALTO NETWORKS INC COM 697435105 226 1,380 SH   SOLE 0 0 0 1,380
PEPSICO INC COM 713448108 4,632 38,565 SH   SOLE 0 0 0 38,565
PFIZER INC COM 717081103 2,169 66,462 SH   SOLE 0 0 0 66,462
PHILIP MORRIS INTL INC COM 718172109 282 3,859 SH   SOLE 0 0 0 3,859
PHILLIPS 66 COM 718546104 205 3,823 SH   SOLE 0 0 0 3,823
PINDUODUO INC SPONSORED ADS 722304102 222 6,173 SH   SOLE 0 0 0 6,173
PROCTER & GAMBLE CO COM 742718109 511 4,649 SH   SOLE 0 0 0 4,649
QUALCOMM INC COM 747525103 322 4,761 SH   SOLE 0 0 0 4,761
RAYTHEON CO COM NEW 755111507 1,060 8,079 SH   SOLE 0 0 0 8,079
ROPER TECHNOLOGIES INC COM 776696106 335 1,073 SH   SOLE 0 0 0 1,073
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 208 6,377 SH   SOLE 0 0 0 6,377
SAP SE SPON ADR 803054204 717 6,493 SH   SOLE 0 0 0 6,493
SCHWAB CHARLES CORP COM 808513105 431 12,813 SH   SOLE 0 0 0 12,813
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,517 41,652 SH   SOLE 0 0 0 41,652
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 471 5,919 SH   SOLE 0 0 0 5,919
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,852 132,192 SH   SOLE 0 0 0 132,192
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 785 18,609 SH   SOLE 0 0 0 18,609
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 226 4,390 SH   SOLE 0 0 0 4,390
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 698 33,732 SH   SOLE 0 0 0 33,732
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 529 25,177 SH   SOLE 0 0 0 25,177
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 794 30,742 SH   SOLE 0 0 0 30,742
SCHWAB STRATEGIC TR US REIT ETF 808524847 327 10,002 SH   SOLE 0 0 0 10,002
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 696 13,446 SH   SOLE 0 0 0 13,446
SCHWAB STRATEGIC TR US TIPS ETF 808524870 414 7,190 SH   SOLE 0 0 0 7,190
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 312 12,791 SH   SOLE 0 0 0 12,791
SIMON PPTY GROUP INC NEW COM 828806109 226 4,123 SH   SOLE 0 0 0 4,123
SOUTHERN CO COM 842587107 356 6,582 SH   SOLE 0 0 0 6,582
STARBUCKS CORP COM 855244109 454 6,904 SH   SOLE 0 0 0 6,904
STERICYCLE INC COM 858912108 204 4,189 SH   SOLE 0 0 0 4,189
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 447 9,351 SH   SOLE 0 0 0 9,351
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 208 1,737 SH   SOLE 0 0 0 1,737
US BANCORP DEL COM NEW 902973304 589 17,106 SH   SOLE 0 0 0 17,106
UNION PAC CORP COM 907818108 646 4,582 SH   SOLE 0 0 0 4,582
UNITED TECHNOLOGIES CORP COM 913017109 310 3,290 SH   SOLE 0 0 0 3,290
VMWARE INC CL A COM 928563402 925 7,637 SH   SOLE 0 0 0 7,637
WALMART INC COM 931142103 915 8,055 SH   SOLE 0 0 0 8,055
WELLS FARGO CO NEW COM 949746101 288 10,028 SH   SOLE 0 0 0 10,028
YUM BRANDS INC COM 988498101 677 9,875 SH   SOLE 0 0 0 9,875
INVESCO QQQ TR UNIT SER 1 46090E103 517 2,717 SH   SOLE 0 0 0 2,717
UNIVERSAL HEALTH RLTY INCM T SH BEN INT 91359E105 2,368 23,486 SH   SOLE 0 0 0 23,486
TOTAL S.A. SPONSORED ADS 89151E109 206 5,529 SH   SOLE 0 0 0 5,529
TRAVELERS COMPANIES INC COM 89417E109 230 2,315 SH   SOLE 0 0 0 2,315
AT&T INC COM 00206R102 1,129 38,720 SH   SOLE 0 0 0 38,720
ABBVIE INC COM 00287Y109 1,237 16,234 SH   SOLE 0 0 0 16,234
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 651 3,348 SH   SOLE 0 0 0 3,348
ALLIANZGI ARTIFICIAL INTELLI COM 01883M101 440 27,478 SH   SOLE 0 0 0 27,478
ALPHABET INC CAP STK CL C 02079K107 952 819 SH   SOLE 0 0 0 819
ALPHABET INC CAP STK CL A 02079K305 281 242 SH   SOLE 0 0 0 242
AMERICAN TOWER CORP NEW COM 03027X100 858 3,943 SH   SOLE 0 0 0 3,943
AMPLIFY ENERGY CORP NEW COM 03212B103 10 18,119 SH   SOLE 0 0 0 18,119
BANCO SANTANDER SA ADR 05964H105 55 23,502 SH   SOLE 0 0 0 23,502
BIOMARIN PHARMACEUTICAL INC COM 09061G101 211 2,498 SH   SOLE 0 0 0 2,498
BROADCOM INC COM 11135F101 212 893 SH   SOLE 0 0 0 893
CME GROUP INC COM 12572Q105 259 1,500 SH   SOLE 0 0 0 1,500
CENTRIC BRANDS INC COM 15644G104 101 90,271 SH   SOLE 0 0 0 90,271
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 218 5,796 SH   SOLE 0 0 0 5,796
CISCO SYS INC COM 17275R102 1,618 41,162 SH   SOLE 0 0 0 41,162
CONOCOPHILLIPS COM 20825C104 664 21,572 SH   SOLE 0 0 0 21,572
EOG RES INC COM 26875P101 237 6,592 SH   SOLE 0 0 0 6,592
EQUINIX INC COM 29444U700 363 582 SH   SOLE 0 0 0 582
EXXON MOBIL CORP COM 30231G102 1,383 36,416 SH   SOLE 0 0 0 36,416
FACEBOOK INC CL A 30303M102 949 5,687 SH   SOLE 0 0 0 5,687
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 2,440 44,774 SH   SOLE 0 0 0 44,774
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 16,467 925,626 SH   SOLE 0 0 0 925,626
FIRST TR MLP & ENERGY INCOME COM 33739B104 120 27,084 SH   SOLE 0 0 0 27,084
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 281 15,476 SH   SOLE 0 0 0 15,476
GRAN TIERRA ENERGY INC COM 38500T101 3 10,000 SH   SOLE 0 0 0 10,000
HDFC BANK LTD SPONSORED ADS 40415F101 663 17,226 SH   SOLE 0 0 0 17,226
IPG PHOTONICS CORP COM 44980X109 215 1,946 SH   SOLE 0 0 0 1,946
INNOVATOR ETFS TR MSCI EMGR MKT 45782C714 1,204 52,927 SH   SOLE 0 0 0 52,927
INNOVATOR ETFS TR MSCI EAFE PWR 45782C722 209 9,979 SH   SOLE 0 0 0 9,979
INNOVATOR ETFS TR S&P 500 BUFETF 45782C771 1,981 88,458 SH   SOLE 0 0 0 88,458
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 1,661 73,578 SH   SOLE 0 0 0 73,578
INNOVATOR ETFS TR S&P 500 ULTRA 45782C821 18,370 798,698 SH   SOLE 0 0 0 798,698
INNOVATOR ETFS TR S&P 500 ULTRA 45782C839 42,879 1,862,669 SH   SOLE 0 0 0 1,862,669
INNOVATOR ETFS TR S&P 500 PWR BU 45782C870 1,319 54,585 SH   SOLE 0 0 0 54,585
INVESCO EXCHANGE TRADED FD T CLEANTECH ETF 46137V407 240 6,379 SH   SOLE 0 0 0 6,379
INVESTORS BANCORP INC NEW COM 46146L101 231 28,912 SH   SOLE 0 0 0 28,912
ISHARES TR 0-5 YR TIPS ETF 46429B747 20,325 203,449 SH   SOLE 0 0 0 203,449
ISHARES TR USA QUALITY FCTR 46432F339 392 4,833 SH   SOLE 0 0 0 4,833
ISHARES TR CORE MSCI TOTAL 46432F834 234 4,978 SH   SOLE 0 0 0 4,978
JPMORGAN CHASE & CO COM 46625H100 3,880 43,093 SH   SOLE 0 0 0 43,093
J P MORGAN EXCHANGE-TRADED F US MINMUM VOLT 46641Q787 241 9,743 SH   SOLE 0 0 0 9,743
MACYS INC COM 55616P104 101 20,647 SH   SOLE 0 0 0 20,647
MASTERCARD INC CL A 57636Q104 276 1,141 SH   SOLE 0 0 0 1,141
MERCK & CO. INC COM 58933Y105 1,577 20,502 SH   SOLE 0 0 0 20,502
NOVARTIS A G SPONSORED ADR 66987V109 329 3,991 SH   SOLE 0 0 0 3,991
NVIDIA CORP COM 67066G104 542 2,056 SH   SOLE 0 0 0 2,056
ORACLE CORP COM 68389X105 585 12,096 SH   SOLE 0 0 0 12,096
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 12,810 129,417 SH   SOLE 0 0 0 129,417
PING IDENTITY HLDG CORP COM 72341T103 206 10,293 SH   SOLE 0 0 0 10,293
PROSHARES TR SHRT 20+YR TRE 74347X849 215 13,879 SH   SOLE 0 0 0 13,879
S&P GLOBAL INC COM 78409V104 2,585 10,549 SH   SOLE 0 0 0 10,549
SPDR S&P 500 ETF TR TR UNIT 78462F103 756 2,933 SH   SOLE 0 0 0 2,933
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,138 31,607 SH   SOLE 0 0 0 31,607
SPDR SER TR S&P 600 SMCP VAL 78464A300 3,133 76,680 SH   SOLE 0 0 0 76,680
SPDR SER TR PORTFOLIO SHORT 78464A474 541 17,893 SH   SOLE 0 0 0 17,893
SPDR SER TR PRTFLO S&P500 VL 78464A508 937 36,251 SH   SOLE 0 0 0 36,251
SPDR SER TR S&P 400 MDCP GRW 78464A821 535 12,495 SH   SOLE 0 0 0 12,495
SPDR SER TR S&P BIOTECH 78464A870 607 7,839 SH   SOLE 0 0 0 7,839
SPDR SER TR S&P HOMEBUILD 78464A888 652 21,897 SH   SOLE 0 0 0 21,897
SPDR SER TR PORTFOLIO SH TSR 78468R101 1,021 33,251 SH   SOLE 0 0 0 33,251
SPDR SER TR SPDR BLOOMBERG 78468R663 16,069 175,365 SH   SOLE 0 0 0 175,365
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,528 31,245 SH   SOLE 0 0 0 31,245
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 335 5,682 SH   SOLE 0 0 0 5,682
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 223 2,779 SH   SOLE 0 0 0 2,779
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,546 27,903 SH   SOLE 0 0 0 27,903
SIRIUS XM HLDGS INC COM 82968B103 85 17,218 SH   SOLE 0 0 0 17,218
3M CO COM 88579Y101 1,297 9,500 SH   SOLE 0 0 0 9,500
TWITTER INC COM 90184L102 302 12,280 SH   SOLE 0 0 0 12,280
UNITEDHEALTH GROUP INC COM 91324P102 901 3,614 SH   SOLE 0 0 0 3,614
URBAN EDGE PPTYS COM 91704F104 181 20,598 SH   SOLE 0 0 0 20,598
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 332 14,398 SH   SOLE 0 0 0 14,398
VANECK VECTORS ETF TR RETAIL ETF 92189F684 1,081 10,270 SH   SOLE 0 0 0 10,270
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 877 5,278 SH   SOLE 0 0 0 5,278
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 234 4,297 SH   SOLE 0 0 0 4,297
VERIZON COMMUNICATIONS INC COM 92343V104 2,484 46,230 SH   SOLE 0 0 0 46,230
VIACOMCBS INC CL B 92556H206 235 16,776 SH   SOLE 0 0 0 16,776
VISA INC COM CL A 92826C839 545 3,385 SH   SOLE 0 0 0 3,385
YUM CHINA HLDGS INC COM 98850P109 421 9,873 SH   SOLE 0 0 0 9,873
INTERNATIONAL GAME TECHNOLOG SHS USD G4863A108 170 28,617 SH   SOLE 0 0 0 28,617
MEDTRONIC PLC SHS G5960L103 735 8,152 SH   SOLE 0 0 0 8,152
APTIV PLC SHS G6095L109 293 5,957 SH   SOLE 0 0 0 5,957
PAGSEGURO DIGITAL LTD COM CL A G68707101 209 10,820 SH   SOLE 0 0 0 10,820
ASML HOLDING N V N Y REGISTRY SHS N07059210 278 1,064 SH   SOLE 0 0 0 1,064