The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BOEING CO COM 097023105 424 1,665 SH   SOLE   0 0 1,665
CATERPILLAR INC COM 149123101 411 1,773 SH   SOLE   0 0 1,773
DEERE & CO COM 244199105 1,160 3,100 SH   SOLE   0 0 3,100
DOMINION ENERGY INC COM 25746U109 264 3,474 SH   SOLE   0 0 3,474
EXXON MOBIL CORP COM 30231G102 297 5,315 SH   SOLE   0 0 5,315
ISHARES TR MORNINGSTR US EQ 464287127 5,372 23,951 SH   SOLE   0 0 23,951
ISHARES TR S&P MC 400GR ETF 464287606 267 3,406 SH   SOLE   0 0 3,406
ISHARES TR MRGSTR MD CP ETF 464288208 5,644 22,448 SH   SOLE   0 0 22,448
ISHARES TR NATIONAL MUN ETF 464288414 698 6,013 SH   SOLE   0 0 6,013
ISHARES TR PFD AND INCM SEC 464288687 246 6,414 SH   SOLE   0 0 6,414
JOHNSON & JOHNSON COM 478160104 287 1,744 SH   SOLE   0 0 1,744
KIMBERLY-CLARK CORP COM 494368103 370 2,658 SH   SOLE   0 0 2,658
MICROSOFT CORP COM 594918104 359 1,524 SH   SOLE   0 0 1,524
PEPSICO INC COM 713448108 273 1,931 SH   SOLE   0 0 1,931
PFIZER INC COM 717081103 773 21,334 SH   SOLE   0 0 21,334
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 16,050 157,491 SH   SOLE   0 0 157,491
ROYCE VALUE TR INC COM 780910105 348 19,224 SH   SOLE   0 0 19,224
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 237 6,211 SH   SOLE   0 0 6,211
SPDR SER TR PORTFLI TIPS ETF 78464A656 217 7,088 SH   SOLE   0 0 7,088
SPDR SER TR S&P DIVID ETF 78464A763 793 6,717 SH   SOLE   0 0 6,717
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,665 17,212 SH   SOLE   0 0 17,212
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,121 15,063 SH   SOLE   0 0 15,063
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,131 70,370 SH   SOLE   0 0 70,370
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,445 23,624 SH   SOLE   0 0 23,624
3M CO COM 88579Y101 361 1,871 SH   SOLE   0 0 1,871
UNITEDHEALTH GROUP INC COM 91324P102 264 708 SH   SOLE   0 0 708
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,982 47,469 SH   SOLE   0 0 47,469
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 355 2,013 SH   SOLE   0 0 2,013
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 19,112 225,594 SH   SOLE   0 0 225,594
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 236 4,797 SH   SOLE   0 0 4,797
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 21,694 214,605 SH   SOLE   0 0 214,605
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 540 10,482 SH   SOLE   0 0 10,482
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 281 4,630 SH   SOLE   0 0 4,630
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,675 44,544 SH   SOLE   0 0 44,544
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 276 1,547 SH   SOLE   0 0 1,547
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 330 1,321 SH   SOLE   0 0 1,321
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 334 2,510 SH   SOLE   0 0 2,510
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 225 2,418 SH   SOLE   0 0 2,418
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 244 1,812 SH   SOLE   0 0 1,812
VANGUARD INDEX FDS MID CAP ETF 922908629 706 3,189 SH   SOLE   0 0 3,189
VANGUARD INDEX FDS GROWTH ETF 922908736 23,713 92,253 SH   SOLE   0 0 92,253
VANGUARD INDEX FDS VALUE ETF 922908744 4,373 33,268 SH   SOLE   0 0 33,268
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,251 33,870 SH   SOLE   0 0 33,870