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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   603,732 3,347 SH   SOLE   0 0 3,347
INVESCO QQQ TR UNIT SER 1 46090E103   11,987,221 26,998 SH   SOLE   0 0 26,998
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,049,698 14,643 SH   SOLE   0 0 14,643
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,880,908 11,085 SH   SOLE   0 0 11,085
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,151,524 6,570 SH   SOLE   0 0 6,570
ISHARES TR MSCI EMG MKT ETF 464287234   1,440,470 35,065 SH   SOLE   0 0 35,065
ISHARES TR SHRT NAT MUN ETF 464288158   793,644 7,578 SH   SOLE   0 0 7,578
SPDR S&P 500 ETF TR TR UNIT 78462F103   591,069 1,130 SH   SOLE   0 0 1,130
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396   491,645 6,551 SH   SOLE   0 0 6,551
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   4,227,403 148,382 SH   SOLE   0 0 148,382
HOME DEPOT INC COM 437076102   240,788 628 SH   SOLE   0 0 628
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,494,860 70,976 SH   SOLE   0 0 70,976
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   667,643 10,936 SH   SOLE   0 0 10,936
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   813,372 20,845 SH   SOLE   0 0 20,845
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   749,064 12,070 SH   SOLE   0 0 12,070
SPDR SER TR PORTFOLIO S&P400 78464A847   7,431,620 139,325 SH   SOLE   0 0 139,325
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   4,499,601 196,061 SH   SOLE   0 0 196,061
ISHARES TR CORE S&P SCP ETF 464287804   228,997 2,072 SH   SOLE   0 0 2,072
ISHARES TR IBONDS 27 ETF 46435UAA9   2,679,646 112,590 SH   SOLE   0 0 112,590
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,299,824 5,469 SH   SOLE   0 0 5,469
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   574,640 22,758 SH   SOLE   0 0 22,758
ISHARES TR CORE MSCI INTL 46435G326   3,480,019 51,840 SH   SOLE   0 0 51,840
ALPHABET INC CAP STK CL A 02079K305   234,394 1,553 SH   SOLE   0 0 1,553
GLOBAL X FDS US PFD ETF 37954Y657   1,525,163 75,653 SH   SOLE   0 0 75,653
COMCAST CORP NEW CL A 20030N101   479,624 11,064 SH   SOLE   0 0 11,064
MICROSOFT CORP COM 594918104   2,913,065 6,924 SH   SOLE   0 0 6,924
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   398,464 17,190 SH   SOLE   0 0 17,190
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   SOLE   0 0 1
VANGUARD INDEX FDS SMALL CP ETF 922908751   373,287 1,633 SH   SOLE   0 0 1,633
VANGUARD INDEX FDS MID CAP ETF 922908629   1,547,883 6,195 SH   SOLE   0 0 6,195
VANGUARD INDEX FDS LARGE CAP ETF 922908637   850,429 3,547 SH   SOLE   0 0 3,547
ISHARES TR IBDS DEC28 ETF 46435U515   2,365,169 94,968 SH   SOLE   0 0 94,968
TESLA INC COM 88160R101   249,798 1,421 SH   SOLE   0 0 1,421
ALPS ETF TR ALERIAN MLP 00162Q452   631,218 13,300 SH   SOLE   0 0 13,300
ISHARES TR IBONDS DEC 28 46435U325   545,958 21,605 SH   SOLE   0 0 21,605
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,023,776 1,840 SH   SOLE   0 0 1,840
ISHARES TR EAFE GRWTH ETF 464288885   217,959 2,100 SH   SOLE   0 0 2,100
SUNNOVA ENERGY INTL INC. COM 86745K104   2,956,143 482,242 SH   SOLE   0 0 482,242
SCHWAB STRATEGIC TR US REIT ETF 808524847   395,403 19,478 SH   SOLE   0 0 19,478
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,289,444 15,835 SH   SOLE   0 0 15,835
VANGUARD STAR FDS VG TL INTL STK F 921909768   360,654 5,981 SH   SOLE   0 0 5,981
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623   407,012 2,065 SH   SOLE   0 0 2,065
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486   263,328 11,215 SH   SOLE   0 0 11,215
ISHARES TR IBONDS 29 TRM TS 46436E825   1,431,071 66,561 SH   SOLE   0 0 66,561
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478   478,163 20,575 SH   SOLE   0 0 20,575
ISHARES TR RUS MD CP GR ETF 464287481   413,187 3,620 SH   SOLE   0 0 3,620
ISHARES TR IBONDS 2026 TERM 46436E528   3,971,008 172,203 SH   SOLE   0 0 172,203
ENERGY VAULT HOLDINGS INC COM 29280W109   31,014 17,326 SH   SOLE   0 0 17,326
ISHARES TR IBOND DEC 2030 46436E593   1,430,080 73,640 SH   SOLE   0 0 73,640
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   210,540 3,868 SH   SOLE   0 0 3,868
ISHARES TR MSCI USA MIN VOL 46429B697   813,651 9,735 SH   SOLE   0 0 9,735
VANGUARD INDEX FDS VALUE ETF 922908744   7,078,199 43,462 SH   SOLE   0 0 43,462
VANGUARD INDEX FDS GROWTH ETF 922908736   3,808,229 11,064 SH   SOLE   0 0 11,064
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   3,451,660 71,775 SH   SOLE   0 0 71,775
META PLATFORMS INC CL A 30303M102   1,041,569 2,145 SH   SOLE   0 0 2,145
GLOBAL X FDS GLBL X MLP ETF 37954Y343   230,877 4,788 SH   SOLE   0 0 4,788
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   957,107 78,195 SH   SOLE   0 0 78,195
SCHWAB STRATEGIC TR MUN BD ETF 808524649   289,398 5,560 SH   SOLE   0 0 5,560
NVIDIA CORPORATION COM 67066G104   531,293 588 SH   SOLE   0 0 588
ABBVIE INC COM 00287Y109   270,601 1,486 SH   SOLE   0 0 1,486
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   991,772 16,910 SH   SOLE   0 0 16,910
ISHARES TR IBONDS DEC 2029 46436E163   609,036 24,125 SH   SOLE   0 0 24,125
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104   562,495 14,531 SH   SOLE   0 0 14,531
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   1,908,222 68,740 SH   SOLE   0 0 68,740
SPDR SER TR PORTFOLIO S&P600 78468R853   1,810,521 42,066 SH   SOLE   0 0 42,066
ISHARES TR CORE S&P500 ETF 464287200   2,626,547 4,996 SH   SOLE   0 0 4,996
SALESFORCE INC COM 79466L302   588,807 1,955 SH   SOLE   0 0 1,955
REPUBLIC SVCS INC COM 760759100   377,903 1,974 SH   SOLE   0 0 1,974
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,495,117 41,313 SH   SOLE   0 0 41,313
ISHARES TR NATIONAL MUN ETF 464288414   947,526 8,806 SH   SOLE   0 0 8,806
CONOCOPHILLIPS COM 20825C104   303,308 2,383 SH   SOLE   0 0 2,383
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,929,216 197,911 SH   SOLE   0 0 197,911
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,655,449 183,276 SH   SOLE   0 0 183,276
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,721,446 14,228 SH   SOLE   0 0 14,228
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   721,675 3,952 SH   SOLE   0 0 3,952
SPDR SER TR PORTFOLIO S&P500 78464A854   258,918 4,208 SH   SOLE   0 0 4,208
WISDOMTREE TR EMG MKTS SMCAP 97717W281   341,677 6,718 SH   SOLE   0 0 6,718
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,129,998 62,475 SH   SOLE   0 0 62,475
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,869,064 80,052 SH   SOLE   0 0 80,052
ISHARES TR CORE S&P MCP ETF 464287507   879,819 14,485 SH   SOLE   0 0 14,485
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,043,321 20,619 SH   SOLE   0 0 20,619
APPLE INC COM 037833100   1,581,240 9,221 SH   SOLE   0 0 9,221
ABBOTT LABS COM 002824100   208,680 1,836 SH   SOLE   0 0 1,836
DISNEY WALT CO COM 254687106   248,513 2,031 SH   SOLE   0 0 2,031
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   299,376 25,200 SH   SOLE   0 0 25,200
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,056,325 9,559 SH   SOLE   0 0 9,559