The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc. Com 001055102   139,974 1,252 SH   SOLE 0 1,252 0 0
Aes Corp Com 00130H105   1,672,302 83,365 SH   SOLE 0 83,365 0 0
Aes Corp Com 00130H105   25,256 1,259 SH   DFND 0 1,259 0 0
AT&T Inc Com 00206R102   119,724 5,442 SH   SOLE 0 5,442 0 0
Abbott Laboratories Com 002824100   3,190,570 27,985 SH   SOLE 0 27,985 0 0
Abbott Laboratories Com 002824100   234,975 2,061 SH   DFND 0 2,061 0 0
Abbvie Inc Com 00287Y109   4,056,042 20,539 SH   SOLE 0 20,539 0 0
Abbvie Inc Com 00287Y109   344,603 1,745 SH   DFND 0 1,745 0 0
Aberdeen Standard Precious Metals ETF Com 003263100   22,658 200 SH   SOLE 0 200 0 0
Adobe Systems Inc. Com 00724F101   2,018,824 3,899 SH   SOLE 0 3,899 0 0
Adobe Systems Inc. Com 00724F101   59,545 115 SH   DFND 0 115 0 0
Agnico Eagle Mines Ltd Com 008474108   110,126 1,367 SH   SOLE 0 1,367 0 0
Albemarle Corp. Com 012653101   1,334,085 14,086 SH   SOLE 0 14,086 0 0
Albemarle Corp. Com 012653101   164,132 1,733 SH   DFND 0 1,733 0 0
Alliant Energy Corp Com 018802108   60,204 992 SH   SOLE 0 992 0 0
Allstate Corp Com 020002101   146,789 774 SH   SOLE 0 774 0 0
Alphabet Class C Com 02079K107   235,738 1,410 SH   SOLE 0 1,410 0 0
Alphabet Class A Com 02079K305   8,068,437 48,649 SH   SOLE 0 48,649 0 0
Alphabet Class A Com 02079K305   1,310,878 7,904 SH   DFND 0 7,904 0 0
Altria Group Inc Com 02209S103   274,646 5,381 SH   SOLE 0 5,381 0 0
Altria Group Inc Com 02209S103   137,298 2,690 SH   DFND 0 2,690 0 0
Amazon.com Inc. Com 023135106   5,660,892 30,381 SH   SOLE 0 30,381 0 0
Amazon.com Inc. Com 023135106   659,422 3,539 SH   DFND 0 3,539 0 0
Amentum Holdings Inc. Com 023939101   6,450 200 SH   SOLE 0 200 0 0
American Express Co Com 025816109   271,200 1,000 SH   SOLE 0 1,000 0 0
American Tower Corp Cl A Com 03027X100   81,396 350 SH   DFND 0 350 0 0
Ameriprise Financial Inc Com 03076C106   115,103 245 SH   SOLE 0 245 0 0
Amgen Inc Com 031162100   11,922 37 SH   SOLE 0 37 0 0
Amicus Therapeutics Inc Com 03152W109   25,739 2,410 SH   SOLE 0 2,410 0 0
Apple Computer Inc Com 037833100   13,049,398 56,006 SH   SOLE 0 56,006 0 0
Apple Computer Inc Com 037833100   632,362 2,714 SH   DFND 0 2,714 0 0
Applied Materials Inc Com 038222105   18,185 90 SH   SOLE 0 90 0 0
Astrazeneca PLC Com 046353108   15,582 200 SH   SOLE 0 200 0 0
Automatic Data Processing Inc Com 053015103   66,692 241 SH   SOLE 0 241 0 0
Automatic Data Processing Inc Com 053015103   11,346 41 SH   DFND 0 41 0 0
Avalonbay Communities Inc Com 053484101   31,535 140 SH   SOLE 0 140 0 0
BJS Whsl Club Hldgs Inc Com 05550J101   24,744 300 SH   SOLE 0 300 0 0
BP Amoco PLC Sponsored ADR Com 055622104   36,569 1,165 SH   SOLE 0 1,165 0 0
Badger Meter Inc Com 056525108   3,771,941 17,270 SH   SOLE 0 17,270 0 0
Badger Meter Inc Com 056525108   224,962 1,030 SH   DFND 0 1,030 0 0
Bank America Corp Com 060505104   190,543 4,802 SH   SOLE 0 4,802 0 0
Baxter Intl Inc Com 071813109   22,782 600 SH   SOLE 0 600 0 0
Becton Dickinson & Co Com 075887109   52,319 217 SH   SOLE 0 217 0 0
Berkshire Hathaway Inc Class B Com 084670702   218,624 475 SH   SOLE 0 475 0 0
Berkshire Hathaway Inc Class B Com 084670702   121,969 265 SH   DFND 0 265 0 0
Biogen Idec Inc Com 09062X103   2,520 13 SH   SOLE 0 13 0 0
Blackrock Inc Com 09247X101   6,587,700 6,938 SH   SOLE 0 6,938 0 0
Blackrock Inc Com 09247X101   736,820 776 SH   DFND 0 776 0 0
Blackstone Inc Com 09260D107   5,104,282 33,333 SH   SOLE 0 33,333 0 0
Blackstone Inc Com 09260D107   606,089 3,958 SH   DFND 0 3,958 0 0
Boeing Co Com 097023105   270,783 1,781 SH   SOLE 0 1,781 0 0
Boeing Co Com 097023105   10,643 70 SH   DFND 0 70 0 0
Booking Holdings Inc Com 09857L108   16,848 4 SH   SOLE 0 4 0 0
Bristol Myers Squibb Co Com 110122108   16,453 318 SH   SOLE 0 318 0 0
Broadcom Inc Com 11135F101   9,655,860 55,976 SH   SOLE 0 55,976 0 0
Broadcom Inc Com 11135F101   570,975 3,310 SH   DFND 0 3,310 0 0
CBOE Global Markes Inc. Com 12503M108   112,679 550 SH   SOLE 0 550 0 0
CF Industries Com 125269100   6,864 80 SH   SOLE 0 80 0 0
CME Group Inc Com 12572Q105   291,479 1,321 SH   SOLE 0 1,321 0 0
CSX Corp. Com 126408103   215,813 6,250 SH   SOLE 0 6,250 0 0
CVS Health Corp Com 126650100   3,270 52 SH   SOLE 0 52 0 0
Canadian Imperial Bank of Commerce Toronto Com 136069101   10,428 170 SH   SOLE 0 170 0 0
Cardinal Health Inc. Com 14149Y108   64,654 585 SH   SOLE 0 585 0 0
Carnival Corp Com 143658300   1,848 100 SH   SOLE 0 100 0 0
Carrier Global Corporation Com 14448C104   64,392 800 SH   SOLE 0 800 0 0
Carrier Global Corporation Com 14448C104   80,490 1,000 SH   DFND 0 1,000 0 0
Caterpillar Inc Com 149123101   165,835 424 SH   SOLE 0 424 0 0
Caterpillar Inc Com 149123101   318,763 815 SH   DFND 0 815 0 0
Celanese Corp Com 150870103   16,315 120 SH   SOLE 0 120 0 0
Centerpoint Energy Inc Com 15189T107   8,826 300 SH   SOLE 0 300 0 0
Charter Communications Inc CL A Com 16119P108   13,287 41 SH   SOLE 0 41 0 0
Chevron Corp Com 166764100   2,547,476 17,298 SH   SOLE 0 17,298 0 0
Chevron Corp Com 166764100   146,386 994 SH   DFND 0 994 0 0
Cisco Systems Inc Com 17275R102   366,100 6,879 SH   SOLE 0 6,879 0 0
Cisco Systems Inc Com 17275R102   87,121 1,637 SH   DFND 0 1,637 0 0
Citigroup Inc New Com 172967424   9,578 153 SH   SOLE 0 153 0 0
Clorox Co Com 189054109   6,842 42 SH   SOLE 0 42 0 0
Coca Cola Co Com 191216100   91,478 1,273 SH   SOLE 0 1,273 0 0
Coca Cola Co Com 191216100   168,871 2,350 SH   DFND 0 2,350 0 0
Cognex Corp Com 192422103   2,268 56 SH   SOLE 0 56 0 0
Cohen & Steers Infrastructure Fund Com 19248A109   19,653 755 SH   SOLE 0 755 0 0
Comcast Corp New Class A Com 20030N101   1,184,681 28,362 SH   SOLE 0 28,362 0 0
Comcast Corp New Class A Com 20030N101   37,301 893 SH   DFND 0 893 0 0
Comerica Inc Com 200340107   472,390 7,885 SH   SOLE 0 7,885 0 0
Conagra Brands Inc Com 205887102   14,634 450 SH   SOLE 0 450 0 0
Concentrix Corp Com 20602D101   5,176 101 SH   SOLE 0 101 0 0
Conocophillips Com 20825C104   52,851 502 SH   SOLE 0 502 0 0
Constellation Energy Corp Com 21037T109   156,272 601 SH   SOLE 0 601 0 0
Corning Inc Com 219350105   1,566,660 34,699 SH   SOLE 0 34,699 0 0
Corning Inc Com 219350105   107,276 2,376 SH   DFND 0 2,376 0 0
Corteva Inc Com 22052L104   8,995 153 SH   DFND 0 153 0 0
Costco Wholesale Corp Com 22160K105   3,371,436 3,803 SH   SOLE 0 3,803 0 0
Costco Wholesale Corp Com 22160K105   255,318 288 SH   DFND 0 288 0 0
Crown Castle Inc Com 22822V101   9,016 76 SH   SOLE 0 76 0 0
Cummins Inc. Com 231021106   5,231,151 16,156 SH   SOLE 0 16,156 0 0
Cummins Inc. Com 231021106   236,043 729 SH   DFND 0 729 0 0
DTE Energy Co. Com 233331107   38,523 300 SH   SOLE 0 300 0 0
Dt Midstream Inc Com 23345M107   11,799 150 SH   SOLE 0 150 0 0
Danaher Corp Com 235851102   2,885,292 10,378 SH   SOLE 0 10,378 0 0
Danaher Corp Com 235851102   398,125 1,432 SH   DFND 0 1,432 0 0
Deere & Co Com 244199105   2,028,641 4,861 SH   SOLE 0 4,861 0 0
Deere & Co Com 244199105   156,916 376 SH   DFND 0 376 0 0
Devon Energy Corp New Com 25179M103   1,017 26 SH   SOLE 0 26 0 0
Diageo PLC ADR Com 25243Q205   28,068 200 SH   DFND 0 200 0 0
Digital Realty Trust Pfd Com 253868103   7,444 46 SH   SOLE 0 46 0 0
Walt Disney Co Com 254687106   1,674,379 17,407 SH   SOLE 0 17,407 0 0
Walt Disney Co Com 254687106   217,967 2,266 SH   DFND 0 2,266 0 0
Discover Financial Services Com 254709108   2,638,294 18,806 SH   SOLE 0 18,806 0 0
Discover Financial Services Com 254709108   133,556 952 SH   DFND 0 952 0 0
Dominion Resources Inc New Com 25746U109   5,028 87 SH   SOLE 0 87 0 0
Dominion Resources Inc New Com 25746U109   28,895 500 SH   DFND 0 500 0 0
Dow Inc Com 260557103   16,389 300 SH   SOLE 0 300 0 0
Dow Inc Com 260557103   43,868 803 SH   DFND 0 803 0 0
Duke Energy Corp Com 26441C204   67,335 584 SH   SOLE 0 584 0 0
Duke Energy Corp Com 26441C204   133,056 1,154 SH   DFND 0 1,154 0 0
EOG Resources Inc Com 26875P101   3,159,916 25,705 SH   SOLE 0 25,705 0 0
EOG Resources Inc Com 26875P101   157,473 1,281 SH   DFND 0 1,281 0 0
Emerson Electric Corp Com 291011104   103,245 944 SH   SOLE 0 944 0 0
Enbridge Inc Com 29250N105   1,886,213 46,447 SH   SOLE 0 46,447 0 0
Enbridge Inc Com 29250N105   149,688 3,686 SH   DFND 0 3,686 0 0
Entergy Corp Com 29364G103   66,068 502 SH   SOLE 0 502 0 0
Entergy Corp Com 29364G103   72,386 550 SH   DFND 0 550 0 0
Enterprise Prods Partners L P Com 293792107   46,576 1,600 SH   SOLE 0 1,600 0 0
Essential Utilities Inc Com 29670G102   61,712 1,600 SH   SOLE 0 1,600 0 0
Exelon Corp Com 30161N101   102,145 2,519 SH   SOLE 0 2,519 0 0
Exxon Mobil Corp Com 30231G102   634,981 5,417 SH   SOLE 0 5,417 0 0
Exxon Mobil Corp Com 30231G102   193,413 1,650 SH   DFND 0 1,650 0 0
Meta Platforms Inc Com 30303M102   25,760 45 SH   SOLE 0 45 0 0
Meta Platforms Inc Com 30303M102   40,071 70 SH   DFND 0 70 0 0
Fastenal Co Com 311900104   42,852 600 SH   DFND 0 600 0 0
Federated Hermes ETF Total Return Com 31423L404   139,501 5,407 SH   SOLE 0 5,407 0 0
Fidelity National Financial Inc New Com 31620R303   8,564 138 SH   SOLE 0 138 0 0
Fifth Third Bancorp Com 316773100   815,074 19,026 SH   SOLE 0 19,026 0 0
First Trust Cybersecurity ETF Com 33734X846   2,092,477 35,328 SH   SOLE 0 35,328 0 0
First Trust Cybersecurity ETF Com 33734X846   83,100 1,403 SH   DFND 0 1,403 0 0
Fiserv Inc Com 337738108   271,810 1,513 SH   SOLE 0 1,513 0 0
Fiserv Inc Com 337738108   21,199 118 SH   DFND 0 118 0 0
Ford Motor Co Com 345370860   4,224 400 SH   SOLE 0 400 0 0
Franklin FTSE India ETF Com 35473P769   7,915,329 188,910 SH   SOLE 0 188,910 0 0
Franklin FTSE India ETF Com 35473P769   245,408 5,857 SH   DFND 0 5,857 0 0
GE Healthcare Technologies Inc Com 36266G107   30,971 330 SH   SOLE 0 330 0 0
GE Healthcare Technologies Inc Com 36266G107   11,262 120 SH   DFND 0 120 0 0
GE Vernova Inc Com 36828A101   10,964 43 SH   SOLE 0 43 0 0
GE Vernova Inc Com 36828A101   16,574 65 SH   DFND 0 65 0 0
General Dynamics Corp Com 369550108   33,544 111 SH   SOLE 0 111 0 0
General Dynamics Corp Com 369550108   90,660 300 SH   DFND 0 300 0 0
GE Aerospace Com 369604301   60,346 320 SH   SOLE 0 320 0 0
GE Aerospace Com 369604301   50,917 270 SH   DFND 0 270 0 0
General Mills Inc Com 370334104   118,160 1,600 SH   SOLE 0 1,600 0 0
Gilead Sciences Inc Com 375558103   25,152 300 SH   DFND 0 300 0 0
GSK PLC ADR Com 37733W204   24,528 600 SH   DFND 0 600 0 0
Global X Preferred ETF Com 37954Y657   20,780 1,000 SH   SOLE 0 1,000 0 0
Goldman Sachs Group Inc Com 38141G104   74,762 151 SH   DFND 0 151 0 0
Grainger, Ww Inc Com 384802104   18,699 18 SH   SOLE 0 18 0 0
Hershey Co. Com 427866108   38,356 200 SH   SOLE 0 200 0 0
Home Depot Inc Com 437076102   2,632,584 6,497 SH   SOLE 0 6,497 0 0
Home Depot Inc Com 437076102   406,821 1,004 SH   DFND 0 1,004 0 0
Honeywell Intl Inc Com 438516106   1,732,023 8,379 SH   SOLE 0 8,379 0 0
Honeywell Intl Inc Com 438516106   79,170 383 SH   DFND 0 383 0 0
Intel Corp Com 458140100   39,155 1,669 SH   SOLE 0 1,669 0 0
Intel Corp Com 458140100   35,190 1,500 SH   DFND 0 1,500 0 0
International Business Machines Corp Com 459200101   221,080 1,000 SH   SOLE 0 1,000 0 0
Invesco QQQ Trust Com 46090E103   380,207 779 SH   SOLE 0 779 0 0
Invesco BulletShares 2026 Muni Bond ETF Com 46138J510   157,871 6,650 SH   SOLE 0 6,650 0 0
Invesco BulletShares 2026 Muni Bond ETF Com 46138J510   29,129 1,227 SH   DFND 0 1,227 0 0
Invesco BulletShares 2025 Muni Bond ETF Com 46138J528   735,704 30,041 SH   SOLE 0 30,041 0 0
Invesco BulletShares 2025 Muni Bond ETF Com 46138J528   14,547 594 SH   DFND 0 594 0 0
Invesco BulletShares 2024 Muni Bond ETF Com 46138J536   450,111 18,135 SH   SOLE 0 18,135 0 0
Invesco BulletShares 2024 Muni Bond ETF Com 46138J536   49,938 2,012 SH   DFND 0 2,012 0 0
Invesco Bulletshares 2026 High Yld ETF Com 46138J635   3,508,611 149,589 SH   SOLE 0 149,589 0 0
Invesco Bulletshares 2026 High Yld ETF Com 46138J635   135,288 5,768 SH   DFND 0 5,768 0 0
Invesco Bulletshares 2028 ETF Com 46138J643   25,186 1,225 SH   SOLE 0 1,225 0 0
Invesco Bulletshares 2028 ETF Com 46138J643   25,186 1,225 SH   DFND 0 1,225 0 0
Invesco Bulletshares 2027 ETF Com 46138J783   203,984 10,344 SH   SOLE 0 10,344 0 0
Invesco Bulletshares 2027 ETF Com 46138J783   25,143 1,275 SH   DFND 0 1,275 0 0
Invesco BulletShares 2026 Corp Bond ETF Com 46138J791   12,524,366 640,305 SH   SOLE 0 640,305 0 0
Invesco BulletShares 2026 Corp Bond ETF Com 46138J791   381,420 19,500 SH   DFND 0 19,500 0 0
Invesco BulletShares 2025 High Yld Bd ETF Com 46138J817   25,085 1,085 SH   SOLE 0 1,085 0 0
Invesco BulletShares 2025 Corporate ETF Com 46138J825   4,153,706 201,148 SH   SOLE 0 201,148 0 0
Invesco BulletShares 2025 Corporate ETF Com 46138J825   103,684 5,021 SH   DFND 0 5,021 0 0
Ishares Gold Trust Com 464285204   18,638 375 SH   SOLE 0 375 0 0
Ishares Core S&P Total Market ETF Com 464287150   265,938 2,117 SH   SOLE 0 2,117 0 0
Ishares Select Dividend ETF Com 464287168   191,394 1,417 SH   SOLE 0 1,417 0 0
Ishares S & P 500 ETF Com 464287200   2,197,684 3,810 SH   SOLE 0 3,810 0 0
Ishares Core Total US Bond Com 464287226   106,435 1,051 SH   SOLE 0 1,051 0 0
Ishares MSCI Emerging Market ETF Com 464287234   227,878 4,969 SH   SOLE 0 4,969 0 0
Ishares S&P 500 Growth Index Com 464287309   615,768 6,431 SH   SOLE 0 6,431 0 0
Ishares MSCI EAFE ETF Com 464287465   424,004 5,070 SH   SOLE 0 5,070 0 0
Ishares Russell Midcap ETF Com 464287499   685,729 7,780 SH   SOLE 0 7,780 0 0
Ishares Core S&P Midcap ETF Com 464287507   31,986,114 513,256 SH   SOLE 0 513,256 0 0
Ishares Core S&P Midcap ETF Com 464287507   591,354 9,489 SH   DFND 0 9,489 0 0
Ishares Russell 1000 Value Index Fund Com 464287598   53,903 284 SH   SOLE 0 284 0 0
IShares Tr S&P Mid Cap 400 Growth Com 464287606   450,641 4,902 SH   SOLE 0 4,902 0 0
Ishares Russell 1000 Growth ETF Com 464287614   142,644 380 SH   SOLE 0 380 0 0
Ishares Russell 1000 Growth ETF Com 464287614   107,734 287 SH   DFND 0 287 0 0
Ishares Russell 2000 ETF Com 464287655   558,410 2,528 SH   SOLE 0 2,528 0 0
Ishares S&P Mid-Cap 400 Value ETF Com 464287705   391,257 3,165 SH   SOLE 0 3,165 0 0
Ishares S&P Mid-Cap 400 Value ETF Com 464287705   21,757 176 SH   DFND 0 176 0 0
Ishares U.S. Healthcare ETF Com 464287762   35,425 545 SH   SOLE 0 545 0 0
Ishares S&P Small-Cap 600 ETF Com 464287804   54,971 470 SH   SOLE 0 470 0 0
Ishares S&P Small-Cap 600 ETF Com 464287804   25,965 222 SH   DFND 0 222 0 0
Ishares U.S. Basic Materials EFT Com 464287838   3,003 20 SH   SOLE 0 20 0 0
Ishares International Select ETF Com 464288448   58,193 1,925 SH   SOLE 0 1,925 0 0
IShares Core US REIT ETF Com 464288521   148,753 2,416 SH   SOLE 0 2,416 0 0
Ishares Barclays MBS Bd Fd Com 464288588   849,931 8,871 SH   SOLE 0 8,871 0 0
Ishares India 50 ETF Com 464289529   33,780 600 SH   DFND 0 600 0 0
Ishares Silver Tr Com 46428Q109   25,171 886 SH   SOLE 0 886 0 0
Ishares Quality Factor EFT Com 46432F339   26,895 150 SH   SOLE 0 150 0 0
Ishares Core MSCI Eafe ETF Com 46432F842   923,878 11,837 SH   SOLE 0 11,837 0 0
Ishares Core Emerging Markets ETF Com 46434G103   272,927 4,754 SH   SOLE 0 4,754 0 0
iShares Core Total US bond Market ETF Com 46434V613   47 1 SH   SOLE 0 1 0 0
MFC Trust Treas Floating Bond ETF Com 46434V860   51 1 SH   SOLE 0 1 0 0
BlackRock Ultra Short Term Bond Fund ETF Com 46434V878   470,563 9,274 SH   SOLE 0 9,274 0 0
iShares Dec 2024 Treasury ETF Com 46436E874   304,080 12,670 SH   SOLE 0 12,670 0 0
J P Morgan Chase & Co Com 46625H100   8,501,664 40,319 SH   SOLE 0 40,319 0 0
J P Morgan Chase & Co Com 46625H100   747,920 3,547 SH   DFND 0 3,547 0 0
JP Morgan US Quality Factor ETF Com 46641Q761   651,064 11,509 SH   SOLE 0 11,509 0 0
Jacobs Solutions Inc Com 46982L108   26,180 200 SH   SOLE 0 200 0 0
Janus Henderson AAA CLO ETF Com 47103U845   412,230 8,102 SH   SOLE 0 8,102 0 0
Johnson & Johnson Com 478160104   4,486,793 27,686 SH   SOLE 0 27,686 0 0
Johnson & Johnson Com 478160104   498,659 3,077 SH   DFND 0 3,077 0 0
KLA Corp Com 482480100   5,455,718 7,045 SH   SOLE 0 7,045 0 0
KLA Corp Com 482480100   262,525 339 SH   DFND 0 339 0 0
Kimberly-Clark Corp Com 494368103   62,319 438 SH   SOLE 0 438 0 0
Kinder Morgan Inc Com 49456B101   1,524 69 SH   SOLE 0 69 0 0
Kraft Heinz Co Com 500754106   6,882 196 SH   SOLE 0 196 0 0
Kraft Heinz Co Com 500754106   14,571 415 SH   DFND 0 415 0 0
Kyndryl Hldgs Inc Com 50155Q100   919 40 SH   SOLE 0 40 0 0
LKQ Corporation Com 501889208   1,716,360 42,995 SH   SOLE 0 42,995 0 0
LKQ Corporation Com 501889208   35,409 887 SH   DFND 0 887 0 0
L3Harris Technologies Com 502431109   2,379 10 SH   SOLE 0 10 0 0
Labcorp Holdings Inc. Com 504922105   22,348 100 SH   SOLE 0 100 0 0
Eli Lilly & Co Com 532457108   6,143,994 6,935 SH   SOLE 0 6,935 0 0
Eli Lilly & Co Com 532457108   158,583 179 SH   DFND 0 179 0 0
Lockheed Martin Corp Com 539830109   305,140 522 SH   SOLE 0 522 0 0
Lowes Companies Inc Com 548661107   24,377 90 SH   SOLE 0 90 0 0
Marathon Pete Corp Com 56585A102   20,690 127 SH   SOLE 0 127 0 0
Marathon Pete Corp Com 56585A102   130,328 800 SH   DFND 0 800 0 0
Marriott International Class A Com 571903202   20,634 83 SH   SOLE 0 83 0 0
Masco Corp Com 574599106   27,868 332 SH   SOLE 0 332 0 0
Mastercard Inc. Com 57636Q104   2,938,604 5,951 SH   SOLE 0 5,951 0 0
Mastercard Inc. Com 57636Q104   630,089 1,276 SH   DFND 0 1,276 0 0
Matthews Pacific Tiger Active Intl ETF Com 577130578   13,078,104 463,585 SH   SOLE 0 463,585 0 0
Matthews Pacific Tiger Active Intl ETF Com 577130578   269,470 9,552 SH   DFND 0 9,552 0 0
McDonalds Corp Com 580135101   2,107,514 6,921 SH   SOLE 0 6,921 0 0
McDonalds Corp Com 580135101   342,269 1,124 SH   DFND 0 1,124 0 0
Merck & Co Inc Com 58933Y105   695,782 6,127 SH   SOLE 0 6,127 0 0
Merck & Co Inc Com 58933Y105   90,848 800 SH   DFND 0 800 0 0
Metlife Inc Com 59156R108   4,489,139 54,427 SH   SOLE 0 54,427 0 0
Metlife Inc Com 59156R108   258,410 3,133 SH   DFND 0 3,133 0 0
Microsoft Corp Com 594918104   14,156,870 32,900 SH   SOLE 0 32,900 0 0
Microsoft Corp Com 594918104   2,593,418 6,027 SH   DFND 0 6,027 0 0
Microchip Technology Inc Com 595017104   22,963 286 SH   SOLE 0 286 0 0
Micron Technology, Inc Com 595112103   41,484 400 SH   SOLE 0 400 0 0
Moderna Inc Com 60770K107   6,683 100 SH   SOLE 0 100 0 0
Mondelez Intl Inc Com 609207105   257,771 3,499 SH   SOLE 0 3,499 0 0
Mondelez Intl Inc Com 609207105   175,703 2,385 SH   DFND 0 2,385 0 0
Morgan Stanley Com 617446448   5,290,180 50,750 SH   SOLE 0 50,750 0 0
Morgan Stanley Com 617446448   262,164 2,515 SH   DFND 0 2,515 0 0
NCR Voyix Corp Com 62886E108   163 12 SH   SOLE 0 12 0 0
NCR Atleos Corporation Com 63001N106   171 6 SH   SOLE 0 6 0 0
National Grid PLC SP-ADR Com 636274409   7,733 111 SH   SOLE 0 111 0 0
Netflix Inc Com 64110L106   56,742 80 SH   SOLE 0 80 0 0
Nexstar Media Group Inc Com 65336K103   47,952 290 SH   SOLE 0 290 0 0
Nextera Energy Inc Com 65339F101   2,942,236 34,807 SH   SOLE 0 34,807 0 0
Nextera Energy Inc Com 65339F101   283,598 3,355 SH   DFND 0 3,355 0 0
Nordstrom Inc Com 655664100   6,747 300 SH   DFND 0 300 0 0
Norfolk Southern Corp Com 655844108   2,732,506 10,996 SH   SOLE 0 10,996 0 0
Norfolk Southern Corp Com 655844108   35,287 142 SH   DFND 0 142 0 0
Northrop Grumman Corp Com 666807102   1,361,364 2,578 SH   SOLE 0 2,578 0 0
Northrop Grumman Corp Com 666807102   59,144 112 SH   DFND 0 112 0 0
Nvidia Corporation Com 67066G104   12,926,438 106,443 SH   SOLE 0 106,443 0 0
Nvidia Corporation Com 67066G104   4,572,337 37,651 SH   DFND 0 37,651 0 0
Oge Energy Corp Com 670837103   16,408 400 SH   SOLE 0 400 0 0
Nuveen Municipal Value Fund Inc Com 670928100   4,510 500 SH   SOLE 0 500 0 0
Occidental Petroleum Corp. Com 674599105   6,185 120 SH   SOLE 0 120 0 0
Occidental Pete Corp Wt Exp 080327 Com 674599162   743 25 SH   SOLE 0 25 0 0
Oneok Inc Com 682680103   57,230 628 SH   SOLE 0 628 0 0
Oneok Inc Com 682680103   50,122 550 SH   DFND 0 550 0 0
Oracle Corp Com 68389X105   283,886 1,666 SH   SOLE 0 1,666 0 0
Oracle Corp Com 68389X105   681,600 4,000 SH   DFND 0 4,000 0 0
Organon & Co Com 68622V106   4,400 230 SH   SOLE 0 230 0 0
Otis Worldwide Corp Com 68902V107   41,576 400 SH   SOLE 0 400 0 0
Otis Worldwide Corp Com 68902V107   31,182 300 SH   DFND 0 300 0 0
Packaging Corp of America Com 695156109   2,033,807 9,442 SH   SOLE 0 9,442 0 0
Packaging Corp of America Com 695156109   128,594 597 SH   DFND 0 597 0 0
Paychex Inc Com 704326107   169,885 1,266 SH   SOLE 0 1,266 0 0
Paypal Holdings Inc Com 70450Y103   9,988 128 SH   SOLE 0 128 0 0
Pepsico Inc. Com 713448108   4,610,396 27,112 SH   SOLE 0 27,112 0 0
Pepsico Inc. Com 713448108   258,136 1,518 SH   DFND 0 1,518 0 0
Pfizer Inc Com 717081103   7,756 268 SH   SOLE 0 268 0 0
Pfizer Inc Com 717081103   31,255 1,080 SH   DFND 0 1,080 0 0
Philip Morris Intl Inc Com 718172109   620,354 5,110 SH   SOLE 0 5,110 0 0
Philip Morris Intl Inc Com 718172109   225,804 1,860 SH   DFND 0 1,860 0 0
Portillos Inc Com 73642K106   4,257 316 SH   SOLE 0 316 0 0
Principal Financial Group Inc Com 74251V102   25,770 300 SH   DFND 0 300 0 0
Procter & Gamble Co Com 742718109   3,378,612 19,507 SH   SOLE 0 19,507 0 0
Procter & Gamble Co Com 742718109   576,929 3,331 SH   DFND 0 3,331 0 0
Progressive Corp Com 743315103   14,718 58 SH   SOLE 0 58 0 0
Prologis Inc Com 74340W103   1,195,493 9,467 SH   SOLE 0 9,467 0 0
Prologis Inc Com 74340W103   14,396 114 SH   DFND 0 114 0 0
Public Service Enterprise Group Inc Com 744573106   2,551,852 28,605 SH   SOLE 0 28,605 0 0
Public Service Enterprise Group Inc Com 744573106   149,694 1,678 SH   DFND 0 1,678 0 0
Pulte Homes, Inc Com 745867101   4,836,100 33,694 SH   SOLE 0 33,694 0 0
Pulte Homes, Inc Com 745867101   1,236,511 8,615 SH   DFND 0 8,615 0 0
Qualcomm Inc Com 747525103   2,215,071 13,026 SH   SOLE 0 13,026 0 0
Qualcomm Inc Com 747525103   234,839 1,381 SH   DFND 0 1,381 0 0
Quest Diagnostics Inc Com 74834L100   69,863 450 SH   SOLE 0 450 0 0
Rpm Inc Com 749685103   49,610 410 SH   SOLE 0 410 0 0
RTX Corp Com 75513E101   53,674 443 SH   SOLE 0 443 0 0
RTX Corp Com 75513E101   60,580 500 SH   DFND 0 500 0 0
Regeneron Pharmaceuticals Inc Com 75886F107   2,639,664 2,511 SH   SOLE 0 2,511 0 0
Regeneron Pharmaceuticals Inc Com 75886F107   333,243 317 SH   DFND 0 317 0 0
Rockwell Automation Inc Com 773903109   53,692 200 SH   SOLE 0 200 0 0
Roper Industries Inc Com 776696106   2,643,090 4,750 SH   SOLE 0 4,750 0 0
Roper Industries Inc Com 776696106   493,006 886 SH   DFND 0 886 0 0
SPDR S&P 500 ETF Com 78462F103   5,873,581 10,237 SH   SOLE 0 10,237 0 0
SPDR S&P 500 ETF Com 78462F103   76,884 134 SH   DFND 0 134 0 0
SPDR Gold Shares Com 78463V107   54,689 225 SH   SOLE 0 225 0 0
SPDR Gold Shares Com 78463V107   74,133 305 SH   DFND 0 305 0 0
SPDR Emerging Market ETF Com 78463X509   421,345 10,207 SH   SOLE 0 10,207 0 0
SPDR Emerging Market ETF Com 78463X509   27,905 676 SH   DFND 0 676 0 0
SPDR Developed World ETF Com 78463X889   306,076 8,149 SH   SOLE 0 8,149 0 0
SPDR Intermediate Corp Bond ETF Com 78464A375   116,064 3,443 SH   SOLE 0 3,443 0 0
SPDR S&P 500 Growth ETF Com 78464A409   191,923 2,314 SH   SOLE 0 2,314 0 0
SPDR S&P 500 Value ETF Com 78464A508   313,830 5,937 SH   SOLE 0 5,937 0 0
SPDR S&P 400 Mid Cap ETF Com 78464A847   458,054 8,377 SH   SOLE 0 8,377 0 0
SPDR S&P 500 Portfolio ETF Com 78464A854   1,815,074 26,886 SH   SOLE 0 26,886 0 0
SPDR S&P 500 Portfolio ETF Com 78464A854   50,430 747 SH   DFND 0 747 0 0
SPDR S&P Biotech ETF Com 78464A870   57,502 582 SH   SOLE 0 582 0 0
SPDR Dow Jones Industrial Average ETF Com 78467X109   565,288 1,336 SH   SOLE 0 1,336 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   1,818,355 3,192 SH   SOLE 0 3,192 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   305,338 536 SH   DFND 0 536 0 0
SPDR S&P 600 Small Cap ETF Com 78468R853   444,587 9,769 SH   SOLE 0 9,769 0 0
Salesforce Inc Com 79466L302   8,485 31 SH   SOLE 0 31 0 0
Schwab Strategic Tr US Broad Market Com 808524102   182,930 2,750 SH   SOLE 0 2,750 0 0
SPDR Materials Sector ETF Com 81369Y100   12,048 125 SH   SOLE 0 125 0 0
SPDR Healthcare Sector ETF Com 81369Y209   28,494 185 SH   SOLE 0 185 0 0
Select Sector Spdr Tr Consumer Staples Com 81369Y308   1,650,206 19,882 SH   SOLE 0 19,882 0 0
Select Sector Spdr Tr Consumer Staples Com 81369Y308   28,054 338 SH   DFND 0 338 0 0
SPDR Discrectionary Sector ETF Com 81369Y407   40,074 200 SH   SOLE 0 200 0 0
SPDR Energy Sector ETF Com 81369Y506   2,729,526 31,088 SH   SOLE 0 31,088 0 0
SPDR Energy Sector ETF Com 81369Y506   269,985 3,075 SH   DFND 0 3,075 0 0
SPDR Financial Sector ETF Com 81369Y605   60,638 1,338 SH   SOLE 0 1,338 0 0
SPDR Industrial Sector ETF Com 81369Y704   54,176 400 SH   SOLE 0 400 0 0
SPDR Technology Sector ETF Com 81369Y803   90,304 400 SH   SOLE 0 400 0 0
SPDR Utilities Sector ETF Com 81369Y886   107,680 1,333 SH   SOLE 0 1,333 0 0
SPDR Utilities Sector ETF Com 81369Y886   129,248 1,600 SH   DFND 0 1,600 0 0
Sempra Energy Com 816851109   4,349 52 SH   SOLE 0 52 0 0
Servicenow Inc Com 81762P102   44,720 50 SH   DFND 0 50 0 0
Sherwin-Williams Company Com 824348106   11,450 30 SH   SOLE 0 30 0 0
Shopify Inc Com 82509L107   88,955 1,110 SH   DFND 0 1,110 0 0
JM Smucker Co Com 832696405   21,798 180 SH   SOLE 0 180 0 0
Snap-On Inc. Com 833034101   57,942 200 SH   DFND 0 200 0 0
Snowflake Inc Com 833445109   9,189 80 SH   DFND 0 80 0 0
Sofi Technologies Inc Com 83406F102   2,441,025 310,563 SH   SOLE 0 310,563 0 0
Sofi Technologies Inc Com 83406F102   117,051 14,892 SH   DFND 0 14,892 0 0
Solventum Corp Com 83444M101   8,715 125 SH   DFND 0 125 0 0
Southern Co. Com 842587107   313,015 3,471 SH   SOLE 0 3,471 0 0
Sprott Physical Gold & Silver Trust Com 85208R101   34,286 1,400 SH   SOLE 0 1,400 0 0
Starbucks Corp Com 855244109   2,443,587 25,065 SH   SOLE 0 25,065 0 0
Starbucks Corp Com 855244109   180,844 1,855 SH   DFND 0 1,855 0 0
Stryker Corp Com 863667101   2,584,454 7,154 SH   SOLE 0 7,154 0 0
Stryker Corp Com 863667101   202,306 560 SH   DFND 0 560 0 0
TD Synnex Corporation Com 87162W100   12,128 101 SH   SOLE 0 101 0 0
Sysco Corporation Com 871829107   15,612 200 SH   SOLE 0 200 0 0
TJX Companies Inc Com 872540109   1,128,384 9,600 SH   SOLE 0 9,600 0 0
T Rowe Price Floating Rate ETF Com 87283Q883   59,839 1,159 SH   SOLE 0 1,159 0 0
Taiwan Semiconductor Mfg Co Ltd ADR Com 874039100   14,936 86 SH   SOLE 0 86 0 0
Taiwan Semiconductor Mfg Co Ltd ADR Com 874039100   25,356 146 SH   DFND 0 146 0 0
Takeda Pharmaceutic Ltd ADR Com 874060205   2,062 145 SH   SOLE 0 145 0 0
Target Corp Com 87612E106   9,352 60 SH   SOLE 0 60 0 0
Target Corp Com 87612E106   124,688 800 SH   DFND 0 800 0 0
Teradata Corp Com 88076W103   364 12 SH   SOLE 0 12 0 0
Tesla Inc Com 88160R101   13,082 50 SH   SOLE 0 50 0 0
Texas Instruments Inc Com 882508104   106,384 515 SH   SOLE 0 515 0 0
Thermo Fisher Scientific Inc. Com 883556102   526,403 851 SH   SOLE 0 851 0 0
Thermo Fisher Scientific Inc. Com 883556102   153,405 248 SH   DFND 0 248 0 0
Thomson Reuters Corp. Com 884903808   67,046 393 SH   SOLE 0 393 0 0
3m Co Com 88579Y101   27,340 200 SH   SOLE 0 200 0 0
3m Co Com 88579Y101   68,350 500 SH   DFND 0 500 0 0
Truist Finl Corp Com 89832Q109   12,831 300 SH   SOLE 0 300 0 0
US Bancorp Del Com New Com 902973304   43,398 949 SH   SOLE 0 949 0 0
Unilever PLC Com 904767704   1,704,096 26,233 SH   SOLE 0 26,233 0 0
Unilever PLC Com 904767704   138,755 2,136 SH   DFND 0 2,136 0 0
Union Pacific Corp Com 907818108   110,423 448 SH   SOLE 0 448 0 0
Union Pacific Corp Com 907818108   98,592 400 SH   DFND 0 400 0 0
United Parcel Service Inc Class B Com 911312106   905,434 6,641 SH   SOLE 0 6,641 0 0
United Parcel Service Inc Class B Com 911312106   73,078 536 SH   DFND 0 536 0 0
Unitedhealth Group Inc Com 91324P102   259,598 444 SH   SOLE 0 444 0 0
Valero Energy Corp Com 91913Y100   2,754,477 20,399 SH   SOLE 0 20,399 0 0
Valero Energy Corp Com 91913Y100   233,872 1,732 SH   DFND 0 1,732 0 0
Vaneck Vectors Morningstar Wide MOAT ETF Com 92189F643   391,290 4,036 SH   SOLE 0 4,036 0 0
VanEk Vectors Semiconductor ETF Com 92189F676   40,499 165 SH   SOLE 0 165 0 0
VanEk Vectors Semiconductor ETF Com 92189F676   34,363 140 SH   DFND 0 140 0 0
Vanguard Dividend Appreciation ETF Com 921908844   47,534 240 SH   SOLE 0 240 0 0
Vanguard Dividend Appreciation ETF Com 921908844   341,455 1,724 SH   DFND 0 1,724 0 0
Vanguard S&P 500 Growth Com 921932505   29,350 85 SH   SOLE 0 85 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   178,551 3,381 SH   SOLE 0 3,381 0 0
Vanguard High Dividend ETF Com 921946406   349,730 2,728 SH   SOLE 0 2,728 0 0
Vanguard High Dividend ETF Com 921946406   141,148 1,101 SH   DFND 0 1,101 0 0
Vanguard Intl Equity Index Fds Com 922042718   80,488 639 SH   SOLE 0 639 0 0
Vanguard MSCI Emerging Markets ETF Com 922042858   193,218 4,038 SH   SOLE 0 4,038 0 0
Vanguard FTSE Europe ETF Com 922042874   12,752,852 179,365 SH   SOLE 0 179,365 0 0
Vanguard FTSE Europe ETF Com 922042874   389,201 5,474 SH   DFND 0 5,474 0 0
Vanguard Info Tech ETF Com 92204A702   35,191 60 SH   SOLE 0 60 0 0
Vanguard Utilities ETF Com 92204A876   1,491,783 8,571 SH   SOLE 0 8,571 0 0
Vanguard Utilities ETF Com 92204A876   67,009 385 SH   DFND 0 385 0 0
Vanguard Intermed Term Treas ETF Com 92206C706   927,568 15,352 SH   SOLE 0 15,352 0 0
Vanguard S&P 500 ETF Com 922908363   654,311 1,240 SH   SOLE 0 1,240 0 0
Vanguard REIT-ETF Com 922908553   13,527,741 138,860 SH   SOLE 0 138,860 0 0
Vanguard REIT-ETF Com 922908553   389,972 4,003 SH   DFND 0 4,003 0 0
Vanguard Small Cap Growth Index ETF Com 922908595   113,632 425 SH   SOLE 0 425 0 0
Vanguard Small Cap Value ETF Com 922908611   93,764 467 SH   SOLE 0 467 0 0
Vanguard Extended Market ETF Com 922908652   39,856 219 SH   SOLE 0 219 0 0
Vanguard Growth ETF Com 922908736   63,348 165 SH   SOLE 0 165 0 0
Vanguard Value ETF Com 922908744   732,147 4,194 SH   SOLE 0 4,194 0 0
Vanguard Small Cap ETF Com 922908751   582,351 2,455 SH   SOLE 0 2,455 0 0
Verizon Communications Com 92343V104   1,153,828 25,692 SH   SOLE 0 25,692 0 0
Verizon Communications Com 92343V104   134,685 2,999 SH   DFND 0 2,999 0 0
Viatris Inc Com 92556V106   673 58 SH   SOLE 0 58 0 0
Viatris Inc Com 92556V106   1,556 134 SH   DFND 0 134 0 0
Visa Inc Com 92826C839   30,794 112 SH   SOLE 0 112 0 0
WEC Energy Group Inc Com 92939U106   430,309 4,474 SH   SOLE 0 4,474 0 0
WEC Energy Group Inc Com 92939U106   57,708 600 SH   DFND 0 600 0 0
Westinghouse Air Brake Technologies Com 929740108   1,272 7 SH   SOLE 0 7 0 0
Wal-Mart Stores Inc Com 931142103   3,493,326 43,261 SH   SOLE 0 43,261 0 0
Wal-Mart Stores Inc Com 931142103   156,171 1,934 SH   DFND 0 1,934 0 0
Walgreens Boots Alliance Inc Com 931427108   40,876 4,562 SH   SOLE 0 4,562 0 0
Warner Bros Discovery Inc Com 934423104   41 5 SH   SOLE 0 5 0 0
Waste Management Co Com 94106L109   242,062 1,166 SH   SOLE 0 1,166 0 0
Waste Management Co Com 94106L109   290,640 1,400 SH   DFND 0 1,400 0 0
Welltower Inc Com 95040Q104   1,829,421 14,289 SH   SOLE 0 14,289 0 0
Welltower Inc Com 95040Q104   30,087 235 SH   DFND 0 235 0 0
Williams Co Inc. Com 969457100   16,799 368 SH   SOLE 0 368 0 0
Wisdomtree US Mid Cap Dvd Fd Com 97717W505   9,203 180 SH   SOLE 0 180 0 0
Woodward Governor Co Com 980745103   137,208 800 SH   SOLE 0 800 0 0
Xcel Energy Com 98389B100   234,949 3,598 SH   SOLE 0 3,598 0 0
Yum Brands Inc Com 988498101   50,296 360 SH   SOLE 0 360 0 0
Yum China Holdings Inc Com 98850P109   10,805 240 SH   SOLE 0 240 0 0
Zimvie Inc Com 98888T107   254 16 SH   SOLE 0 16 0 0
Zimmer Biomet Holdings Inc Com 98956P102   17,272 160 SH   SOLE 0 160 0 0
Zoetis Inc Com 98978V103   2,196,071 11,240 SH   SOLE 0 11,240 0 0
Zoetis Inc Com 98978V103   86,749 444 SH   DFND 0 444 0 0
Allegion PLC Com G0176J109   15,303 105 SH   SOLE 0 105 0 0
Eaton Corp PLC Com G29183103   4,196,362 12,661 SH   SOLE 0 12,661 0 0
Eaton Corp PLC Com G29183103   411,648 1,242 SH   DFND 0 1,242 0 0
Everest Group Ltd Com G3223R108   40,358 103 SH   SOLE 0 103 0 0
Linde Plc EURO .001 share Com G54950103   119,215 250 SH   SOLE 0 250 0 0
Medtronic Holdings LTD Com G5960L103   3,159,513 35,094 SH   SOLE 0 35,094 0 0
Medtronic Holdings LTD Com G5960L103   97,953 1,088 SH   DFND 0 1,088 0 0
Aptiv PLC Com G6095L109   1,439,480 19,990 SH   SOLE 0 19,990 0 0
Aptiv PLC Com G6095L109   102,614 1,425 SH   DFND 0 1,425 0 0
Trane Technologies Plc Com G8994E103   52,479 135 SH   SOLE 0 135 0 0
Alcon Inc Com H01301128   4,186 42 SH   SOLE 0 42 0 0
Chubb LTD Com H1467J104   51,910 180 SH   DFND 0 180 0 0
On Holding AG Com H5919C104   20,060 400 SH   DFND 0 400 0 0