The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 6,796 58,252 SH   SOLE   0 0 58,252
ETFS TR BBRG ALL COMD K1 003261104 27,430 1,046,550 SH   SOLE   0 0 1,046,550
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 18,442 187,747 SH   SOLE   0 0 187,747
ALLEGHANY CORP DEL COM 017175100 3,012 4,489 SH   SOLE   0 0 4,489
ALLSTATE CORP COM 020002101 340 2,606 SH   SOLE   0 0 2,606
AMAZON COM INC COM 023135106 23,385 6,440 SH   SOLE   0 0 6,440
APPLE INC COM 037833100 35,647 240,078 SH   SOLE   0 0 240,078
APPLIED MATLS INC COM 038222105 1,228 9,217 SH   SOLE   0 0 9,217
ARISTA NETWORKS INC COM 040413106 1,058 2,874 SH   SOLE   0 0 2,874
AUTOMATIC DATA PROCESSING IN COM 053015103 935 4,516 SH   SOLE   0 0 4,516
BAXTER INTL INC COM 071813109 245 3,018 SH   SOLE   0 0 3,018
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 1,379 15,430 SH   SOLE   0 0 15,430
BORGWARNER INC COM 099724106 9,117 192,624 SH   SOLE   0 0 192,624
CIGNA CORPORATION COM 125509109 7,369 31,370 SH   SOLE   0 0 31,370
CATERPILLAR INC DEL COM 149123101 652 3,082 SH   SOLE   0 0 3,082
CHEVRON CORP NEW COM 166764100 4,440 43,828 SH   SOLE   0 0 43,828
CITIZENS FINL GROUP INC COM 174610105 4,844 107,919 SH   SOLE   0 0 107,919
CORNING INC COM 219350105 245 6,050 SH   SOLE   0 0 6,050
DANAHER CORP DEL COM 235851102 1,600 5,695 SH   SOLE   0 0 5,695
DEERE & CO COM 244199105 1,507 4,355 SH   SOLE   0 0 4,355
DISNEY WALT CO COM DISNEY 254687106 493 2,679 SH   SOLE   0 0 2,679
DISCOVER FINL SVCS COM 254709108 1,288 10,426 SH   SOLE   0 0 10,426
DOLLAR TREE INC COM 256746108 5,998 60,787 SH   SOLE   0 0 60,787
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 371 7,624 SH   SOLE   0 0 7,624
FIFTH THIRD BANCORP COM 316773100 6,305 166,937 SH   SOLE   0 0 166,937
HERSHEY CO COM 427866108 8,135 45,322 SH   SOLE   0 0 45,322
HOME DEPOT INC COM 437076102 627 1,942 SH   SOLE   0 0 1,942
HONEYWELL INTL INC COM 438516106 476 2,046 SH   SOLE   0 0 2,046
HOWMET AEROSPACE INC COM 443201108 3,188 98,375 SH   SOLE   0 0 98,375
INTEL CORP COM 458140100 495 8,861 SH   SOLE   0 0 8,861
INTERNATIONAL BUSINESS MACHS COM 459200101 1,792 12,761 SH   SOLE   0 0 12,761
ISHARES GOLD TRUST ISHARES 464285105 555 15,933 SH   SOLE   0 0 15,933
ISHARES INC JP MORGAN EM ETF 464286517 13,468 311,336 SH   SOLE   0 0 311,336
ISHARES CNTRY MIN VL ETF 464286525 12,642 121,015 SH   SOLE   0 0 121,015
ISHARES INC MIN VOL EMRG MKT 464286533 830 13,071 SH   SOLE   0 0 13,071
ISHARES TR MORNINGSTR US EQ 464287127 953 15,538 SH   SOLE   0 0 15,538
ISHARES TR CORE S&P TTL STK 464287150 2,827 28,426 SH   SOLE   0 0 28,426
ISHARES TR SELECT DIVID ETF 464287168 216 1,863 SH   SOLE   0 0 1,863
ISHARES TR TIPS BD ETF 464287176 916 7,099 SH   SOLE   0 0 7,099
ISHARES TR CORE S&P500 ETF 464287200 1,108,476 2,539,058 SH   SOLE   0 0 2,539,058
ISHARES TR CORE US AGGBD ET 464287226 205,572 1,772,173 SH   SOLE   0 0 1,772,173
ISHARES TR MSCI EMG MKT ETF 464287234 5,995 110,996 SH   SOLE   0 0 110,996
ISHARES TR IBOXX INV CP ETF 464287242 111,797 827,143 SH   SOLE   0 0 827,143
ISHARES TR S&P 500 GRWT ETF 464287309 1,202 16,107 SH   SOLE   0 0 16,107
ISHARES TR S&P 500 VAL ETF 464287408 455 3,074 SH   SOLE   0 0 3,074
ISHARES TR 1 3 YR TREAS BD 464287457 5,894 68,374 SH   SOLE   0 0 68,374
ISHARES TR MSCI EAFE ETF 464287465 12,389 157,021 SH   SOLE   0 0 157,021
ISHARES TR RUS MID CAP ETF 464287499 427 5,463 SH   SOLE   0 0 5,463
ISHARES TR CORE S&P MCP ETF 464287507 979 3,704 SH   SOLE   0 0 3,704
ISHARES TR RUS 1000 VAL ETF 464287598 69,403 437,483 SH   SOLE   0 0 437,483
ISHARES TR RUS 1000 GRW ETF 464287614 56,886 205,454 SH   SOLE   0 0 205,454
ISHARES TR RUS 1000 ETF 464287622 591 2,416 SH   SOLE   0 0 2,416
ISHARES TR RUS 2000 VAL ETF 464287630 37,958 239,035 SH   SOLE   0 0 239,035
ISHARES TR RUS 2000 GRW ETF 464287648 29,907 102,032 SH   SOLE   0 0 102,032
ISHARES TR RUSSELL 2000 ETF 464287655 3,890 17,873 SH   SOLE   0 0 17,873
ISHARES TR CORE S&P US VLU 464287663 22,102 306,802 SH   SOLE   0 0 306,802
ISHARES TR CORE S&P SCP ETF 464287804 9,476 87,548 SH   SOLE   0 0 87,548
ISHARES TR SP SMCP600VL ETF 464287879 8,061 80,116 SH   SOLE   0 0 80,116
ISHARES TR AGENCY BOND ETF 464288166 27,243 229,225 SH   SOLE   0 0 229,225
ISHARES TR MSCI ACWI ETF 464288257 4,196 41,244 SH   SOLE   0 0 41,244
ISHARES TR EAFE SML CP ETF 464288273 10,280 138,402 SH   SOLE   0 0 138,402
ISHARES TR JPMORGAN USD EMG 464288281 4,097 36,366 SH   SOLE   0 0 36,366
ISHARES TR NATIONAL MUN ETF 464288414 3,286 27,913 SH   SOLE   0 0 27,913
ISHARES TR CRE U S REIT ETF 464288521 39,856 657,089 SH   SOLE   0 0 657,089
ISHARES TR MBS ETF 464288588 8,240 75,953 SH   SOLE   0 0 75,953
ISHARES INC INTRM TR CRP ETF 464288638 301 4,957 SH   SOLE   0 0 4,957
JABIL INC COM 466313103 1,292 22,993 SH   SOLE   0 0 22,993
JOHNSON & JOHNSON COM 478160104 10,745 63,817 SH   SOLE   0 0 63,817
LAM RESEARCH CORP COM 512807108 6,975 11,420 SH   SOLE   0 0 11,420
LILLY ELI & CO COM 532457108 8,376 36,185 SH   SOLE   0 0 36,185
LIVE NATION ENTERTAINMENT IN COM 538034109 1,171 14,650 SH   SOLE   0 0 14,650
LOCKHEED MARTIN CORP COM 539830109 1,292 3,416 SH   SOLE   0 0 3,416
MCDONALDS CORP COM 580135101 1,808 7,632 SH   SOLE   0 0 7,632
MICROSOFT CORP COM 594918104 32,246 114,742 SH   SOLE   0 0 114,742
NIKE INC CL B 654106103 2,764 17,096 SH   SOLE   0 0 17,096
NORFOLK SOUTHERN CORP COM 655844108 1,274 4,835 SH   SOLE   0 0 4,835
NORTHROP GRUMMAN CORP COM 666807102 1,246 3,423 SH   SOLE   0 0 3,423
PNC FINL SVCS GROUP INC COM 693475105 626 3,302 SH   SOLE   0 0 3,302
PEPSICO INC COM 713448108 492 3,171 SH   SOLE   0 0 3,171
PFIZER INC COM 717081103 2,658 66,290 SH   SOLE   0 0 66,290
PHILIP MORRIS INTL INC COM 718172109 1,836 18,488 SH   SOLE   0 0 18,488
PROCTER & GAMBLE CO COM 742718109 3,699 26,582 SH   SOLE   0 0 26,582
PROGRESSIVE CORP OHIO COM 743315103 7,061 74,363 SH   SOLE   0 0 74,363
RESMED INC COM 761152107 4,441 29,525 SH   SOLE   0 0 29,525
RYDER SYS INC COM 783549108 1,188 16,247 SH   SOLE   0 0 16,247
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 11,443 109,015 SH   SOLE   0 0 109,015
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 167,896 1,594,908 SH   SOLE   0 0 1,594,908
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,001 6,708 SH   SOLE   0 0 6,708
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 215,069 3,134,658 SH   SOLE   0 0 3,134,658
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 44,088 575,717 SH   SOLE   0 0 575,717
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 117,186 1,180,120 SH   SOLE   0 0 1,180,120
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 83,162 2,578,661 SH   SOLE   0 0 2,578,661
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,252 39,407 SH   SOLE   0 0 39,407
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,967 59,774 SH   SOLE   0 0 59,774
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 624 11,882 SH   SOLE   0 0 11,882
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 949 17,398 SH   SOLE   0 0 17,398
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,694 74,878 SH   SOLE   0 0 74,878
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 366,123 9,294,825 SH   SOLE   0 0 9,294,825
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 264,599 4,819,657 SH   SOLE   0 0 4,819,657
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 35,772 625,171 SH   SOLE   0 0 625,171
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 59,910 1,169,204 SH   SOLE   0 0 1,169,204
SCHWAB STRATEGIC TR US TIPS ETF 808524870 60,596 960,166 SH   SOLE   0 0 960,166
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 78,078 1,873,274 SH   SOLE   0 0 1,873,274
SHERWIN WILLIAMS CO COM 824348106 6,580 23,573 SH   SOLE   0 0 23,573
SIMON PPTY GROUP INC NEW COM 828806109 1,384 10,939 SH   SOLE   0 0 10,939
STATE STR CORP COM 857477103 9,129 111,362 SH   SOLE   0 0 111,362
SYNOPSYS INC COM 871607107 1,231 4,432 SH   SOLE   0 0 4,432
TERADYNE INC COM 880770102 1,248 10,137 SH   SOLE   0 0 10,137
THERMO FISHER SCIENTIFIC INC COM 883556102 4,047 7,866 SH   SOLE   0 0 7,866
TOLL BROTHERS INC COM 889478103 3,824 70,388 SH   SOLE   0 0 70,388
TYSON FOODS INC CL A 902494103 3,466 48,296 SH   SOLE   0 0 48,296
UNITED PARCEL SERVICE INC CL B 911312106 3,487 16,382 SH   SOLE   0 0 16,382
VANGUARD GROUP DIV APP ETF 921908844 59,318 375,739 SH   SOLE   0 0 375,739
VANGUARD STAR FDS VG TL INTL STK F 921909768 42,128 644,850 SH   SOLE   0 0 644,850
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,177 48,342 SH   SOLE   0 0 48,342
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 19,449 328,695 SH   SOLE   0 0 328,695
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 822 7,911 SH   SOLE   0 0 7,911
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 416,382 7,804,729 SH   SOLE   0 0 7,804,729
VEEVA SYS INC CL A COM 922475108 1,081 3,455 SH   SOLE   0 0 3,455
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 239 4,304 SH   SOLE   0 0 4,304
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 994 2,487 SH   SOLE   0 0 2,487
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 134,182 1,273,311 SH   SOLE   0 0 1,273,311
VANGUARD INDEX FDS SML CP GRW ETF 922908595 10,239 36,897 SH   SOLE   0 0 36,897
VANGUARD INDEX FDS SM CP VAL ETF 922908611 16,404 97,069 SH   SOLE   0 0 97,069
VANGUARD INDEX FDS LARGE CAP ETF 922908637 233 1,148 SH   SOLE   0 0 1,148
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 274 1,504 SH   SOLE   0 0 1,504
VANGUARD INDEX FDS GROWTH ETF 922908736 56,956 195,060 SH   SOLE   0 0 195,060
VANGUARD INDEX FDS VALUE ETF 922908744 60,892 441,115 SH   SOLE   0 0 441,115
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,421 6,527 SH   SOLE   0 0 6,527
VANGUARD INDEX FDS TOTAL STK MKT 922908769 99,496 443,881 SH   SOLE   0 0 443,881
WAL-MART STORES INC COM 931142103 5,719 40,369 SH   SOLE   0 0 40,369
WALGREENS BOOTS ALLIANCE INC COM 931427108 210 4,545 SH   SOLE   0 0 4,545
WELBILT INC COM 949090104 685 29,201 SH   SOLE   0 0 29,201
WEST PHARMACEUTICAL SVSC INC COM 955306105 1,525 4,099 SH   SOLE   0 0 4,099
YUM BRANDS INC COM 988498101 1,220 10,424 SH   SOLE   0 0 10,424
ZEBRA TECHNOLOGIES CORP CL A 989207105 1,136 2,174 SH   SOLE   0 0 2,174
AT&T INC COM 00206R102 5,374 189,030 SH   SOLE   0 0 189,030
ABBVIE INC COM 00287Y109 638 5,445 SH   SOLE   0 0 5,445
ADOBE SYS INC COM 00724F101 3,372 5,563 SH   SOLE   0 0 5,563
ALLY FINL INC COM 02005N100 3,832 75,111 SH   SOLE   0 0 75,111
ASSURANT INC COM 04621X108 1,221 7,826 SH   SOLE   0 0 7,826
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 60,533 2,235,354 SH   SOLE   0 0 2,235,354
BROADCOM INC COM 11135F101 5,673 11,885 SH   SOLE   0 0 11,885
CABLE ONE INC COM 12685J105 2,755 1,472 SH   SOLE   0 0 1,472
CAPITAL ONE FINL CORP COM 14040H105 1,263 7,875 SH   SOLE   0 0 7,875
CHEMED CORP NEW CALL 16359R103 2,753 5,817 SH   SOLE   0 0 5,817
CISCO SYS INC COM 17275R102 9,115 169,896 SH   SOLE   0 0 169,896
COSTCO WHSL CORP NEW COM 22160K105 4,699 11,410 SH   SOLE   0 0 11,410
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,027 38,382 SH   SOLE   0 0 38,382
DISH NETWORK CORPORATION CL A 25470M109 1,196 29,958 SH   SOLE   0 0 29,958
DUKE ENERGY CORP NEW COM NEW 26441C204 4,132 39,754 SH   SOLE   0 0 39,754
EOG RES INC COM 26875P101 1,827 23,976 SH   SOLE   0 0 23,976
ENPHASE ENERGY INC COM 29355A107 2,461 14,888 SH   SOLE   0 0 14,888
EQUITY LIFESTYLE PPTYS INC COM 29472R108 493 6,235 SH   SOLE   0 0 6,235
EVERGY INC COM 30034W106 1,101 17,419 SH   SOLE   0 0 17,419
EXELON CORP COM 30161N101 405 8,859 SH   SOLE   0 0 8,859
EXPEDIA GROUP INC COM NEW 30212P303 1,623 10,187 SH   SOLE   0 0 10,187
EXXON MOBIL CORP COM 30231G102 559 9,489 SH   SOLE   0 0 9,489
FACEBOOK INC CL A 30303M102 12,168 35,326 SH   SOLE   0 0 35,326
FIDELITY NATL INFORMATION SV COM 31620M106 13,323 89,665 SH   SOLE   0 0 89,665
FIRST TR VALUE LINE DIVID IN SHS 33734H106 2,542 63,076 SH   SOLE   0 0 63,076
GLOBAL PMTS INC COM 37940X102 296 1,515 SH   SOLE   0 0 1,515
HP INC COM 40434L105 1,217 43,319 SH   SOLE   0 0 43,319
IDEXX LABS INC COM 45168D104 1,667 2,536 SH   SOLE   0 0 2,536
INVESCO QQQ TR UNIT SER 1 46090E103 293 814 SH   SOLE   0 0 814
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 4,727 237,906 SH   SOLE   0 0 237,906
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 4,843 95,208 SH   SOLE   0 0 95,208
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 824 4,586 SH   SOLE   0 0 4,586
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 6,967 78,709 SH   SOLE   0 0 78,709
POWERSHARES ETF TR II EM MRK LOW VOL 46138E297 4,942 203,690 SH   SOLE   0 0 203,690
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 50,196 802,621 SH   SOLE   0 0 802,621
INVESCO EXCH TRADED FD TR II DWA SMLCP MENT 46138E842 393 4,697 SH   SOLE   0 0 4,697
POWERSHARES ETF TR II S&P600 LOVL PT 46138G102 16,814 361,672 SH   SOLE   0 0 361,672
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 303 13,711 SH   SOLE   0 0 13,711
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 967 45,850 SH   SOLE   0 0 45,850
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 961 43,030 SH   SOLE   0 0 43,030
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 960 43,252 SH   SOLE   0 0 43,252
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 967 44,549 SH   SOLE   0 0 44,549
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 969 44,844 SH   SOLE   0 0 44,844
ISHARES TR MIN VOL USA ETF 46429B697 8,045 106,999 SH   SOLE   0 0 106,999
ISHARES TR MSCI USA QLT FCT 46432F339 9,895 73,271 SH   SOLE   0 0 73,271
ISHARES TR EDGE MSCI USA VL 46432F388 3,950 38,146 SH   SOLE   0 0 38,146
ISHARES TR MSCI USAMOMFCT 46432F396 257,266 1,502,193 SH   SOLE   0 0 1,502,193
ISHARES TR CORE MSCI TOTAL 46432F834 869 11,925 SH   SOLE   0 0 11,925
ISHARES TR CORE MSCI EAFE 46432F842 35,043 467,839 SH   SOLE   0 0 467,839
ISHARES TR CORE 1 5 YR USD 46432F859 1,616 31,495 SH   SOLE   0 0 31,495
ISHARES INC CORE MSCI EMKT 46434G103 3,410 51,757 SH   SOLE   0 0 51,757
ISHARES INC ESG AWR MSCI EM 46434G863 292 6,610 SH   SOLE   0 0 6,610
ISHARES TR 0-5YR HI YL CP 46434V407 305 6,649 SH   SOLE   0 0 6,649
ISHARES TR CORE TOTAL USD 46434V613 351 6,530 SH   SOLE   0 0 6,530
ISHARES TR GLOBAL REIT ETF 46434V647 4,963 173,531 SH   SOLE   0 0 173,531
ISHARES TR ESG MSCI USA ETF 46435G425 1,318 13,202 SH   SOLE   0 0 13,202
ISHARES TR ESG MSCI EAFE 46435G516 644 8,145 SH   SOLE   0 0 8,145
ISHARES TR CORE INTL AGGR 46435G672 6,568 118,219 SH   SOLE   0 0 118,219
JPMORGAN CHASE & CO COM 46625H100 3,911 25,157 SH   SOLE   0 0 25,157
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 248,266 3,969,724 SH   SOLE   0 0 3,969,724
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 460 9,000 SH   SOLE   0 0 9,000
J P MORGAN EXCHANGE-TRADED F US VALUE FACTR 46641Q753 2,546 70,690 SH   SOLE   0 0 70,690
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 16,196 319,361 SH   SOLE   0 0 319,361
JONES LANG LASALLE INC COM 48020Q107 1,351 7,006 SH   SOLE   0 0 7,006
MSCI INC COM 55354G100 2,385 4,260 SH   SOLE   0 0 4,260
MANNKIND CORP COM NEW 56400P706 148 33,150 SH   SOLE   0 0 33,150
MARATHON PETE CORP COM 56585A102 1,156 21,302 SH   SOLE   0 0 21,302
MASTERCARD INC CL A 57636Q104 1,383 3,544 SH   SOLE   0 0 3,544
NETAPP INC COM 64110D104 1,246 15,738 SH   SOLE   0 0 15,738
NETFLIX INC COM 64110L106 2,629 4,843 SH   SOLE   0 0 4,843
NVIDIA CORP COM 67066G104 1,369 1,804 SH   SOLE   0 0 1,804
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 1,348 35,505 SH   SOLE   0 0 35,505
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 359 8,247 SH   SOLE   0 0 8,247
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,597 2,673 SH   SOLE   0 0 2,673
ORACLE CORP COM 68389X105 12,931 149,941 SH   SOLE   0 0 149,941
PIMCO ETF TR INV GRD CRP BD 72201R817 617 5,360 SH   SOLE   0 0 5,360
PRICE T ROWE GROUP INC COM 74144T108 1,321 6,462 SH   SOLE   0 0 6,462
S&P GLOBAL INC COM 78409V104 1,240 3,013 SH   SOLE   0 0 3,013
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,721 6,259 SH   SOLE   0 0 6,259
SPDR GOLD TR GOLD SHS 78463V107 1,739 10,168 SH   SOLE   0 0 10,168
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 3,036 43,713 SH   SOLE   0 0 43,713
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 37,851 497,904 SH   SOLE   0 0 497,904
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,278 118,208 SH   SOLE   0 0 118,208
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 11,597 310,227 SH   SOLE   0 0 310,227
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 12,758 331,125 SH   SOLE   0 0 331,125
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 37,604 1,026,035 SH   SOLE   0 0 1,026,035
SPDR SERIES TRUST BRCLY INTL CRP 78464A151 14,802 406,637 SH   SOLE   0 0 406,637
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 93,317 1,140,232 SH   SOLE   0 0 1,140,232
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 34,674 943,241 SH   SOLE   0 0 943,241
SPDR SERIES TRUST PORTFLI MORTGAGE 78464A383 79,125 3,058,558 SH   SOLE   0 0 3,058,558
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 39,400 1,506,103 SH   SOLE   0 0 1,506,103
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 27,634 696,952 SH   SOLE   0 0 696,952
SPDR SER TR DJ REIT ETF 78464A607 853 7,806 SH   SOLE   0 0 7,806
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 70,366 2,332,312 SH   SOLE   0 0 2,332,312
SPDR SERIES TRUST PORTFLI TIPS ETF 78464A656 6,657 212,006 SH   SOLE   0 0 212,006
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 132,677 2,474,847 SH   SOLE   0 0 2,474,847
SPDR TR TACTIC SSGA ACTIVE ETF TR 78467V848 607 12,542 SH   SOLE   0 0 12,542
SPDR SER TR PORTFOLIO SH TSR 78468R101 20,414 666,237 SH   SOLE   0 0 666,237
SPDR SER TR NUVEEN BLMBRG SR 78468R739 727 14,654 SH   SOLE   0 0 14,654
SPDR SER TR SSGA US LRG ETF 78468R804 9,401 68,850 SH   SOLE   0 0 68,850
SPDR SER TR PORTFOLIO SM ETF 78468R853 11,436 271,513 SH   SOLE   0 0 271,513
SALESFORCE COM INC COM 79466L302 1,386 5,833 SH   SOLE   0 0 5,833
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 635 4,953 SH   SOLE   0 0 4,953
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 267 3,763 SH   SOLE   0 0 3,763
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 748 4,152 SH   SOLE   0 0 4,152
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 518 14,137 SH   SOLE   0 0 14,137
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 394 3,834 SH   SOLE   0 0 3,834
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,498 9,869 SH   SOLE   0 0 9,869
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 510 6,263 SH   SOLE   0 0 6,263
TARGET CORP COM 87612E106 6,092 24,087 SH   SOLE   0 0 24,087
TESLA INC COM 88160R101 1,501 2,307 SH   SOLE   0 0 2,307
UNITEDHEALTH GROUP INC COM 91324P102 2,257 5,373 SH   SOLE   0 0 5,373
VANECK VECTORS ETF TR INTRMDT MUNI ETF 92189H201 461 8,828 SH   SOLE   0 0 8,828
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 612 7,401 SH   SOLE   0 0 7,401
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 4,172 30,022 SH   SOLE   0 0 30,022
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 34,868 172,393 SH   SOLE   0 0 172,393
VERIZON COMMUNICATIONS INC COM 92343V104 5,295 93,628 SH   SOLE   0 0 93,628
VIACOMCBS INC CL B 92556H206 1,276 30,893 SH   SOLE   0 0 30,893
VIRGIN GALACTIC HOLDINGS INC COM 92766K106 827 26,043 SH   SOLE   0 0 26,043
VISA INC COM CL A 92826C839 1,871 7,529 SH   SOLE   0 0 7,529
WEC ENERGY GROUP INC COM 92939U106 3,222 34,006 SH   SOLE   0 0 34,006
WISDOMTREE TR US LARGECAP DIVD 97717W307 468 3,819 SH   SOLE   0 0 3,819
XCEL ENERGY INC COM 98389B100 3,126 45,489 SH   SOLE   0 0 45,489
ZOETIS INC CL A 98978V103 1,402 7,001 SH   SOLE   0 0 7,001
BUNGE LIMITED COM G16962105 1,234 16,303 SH   SOLE   0 0 16,303
JOHNSON CTLS INTL PLC SHS G51502105 8,729 124,489 SH   SOLE   0 0 124,489
NOVOCURE LTD ORD SHS G6674U108 1,442 7,900 SH   SOLE   0 0 7,900
TRANE TECHNOLOGIES PLC SHS G8994E103 10,826 56,332 SH   SOLE   0 0 56,332