The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 350 2,159 SH   SOLE   2,159 0 0
AMAZON COM INC COM 023135106 1,434 440 SH   SOLE   440 0 0
APPLE INC COM 037833100 1,372 7,858 SH   SOLE   7,858 0 0
APPLIED MATLS INC COM 038222105 372 2,823 SH   SOLE   2,823 0 0
BK OF AMERICA CORP COM 060505104 507 12,306 SH   SOLE   12,306 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 220 3,010 SH   SOLE   3,010 0 0
CHEVRON CORP NEW COM 166764100 328 2,014 SH   SOLE   2,014 0 0
CVS HEALTH CORP COM 126650100 283 2,792 SH   SOLE   2,792 0 0
ENBRIDGE INC COM 29250N105 209 4,537 SH   SOLE   4,537 0 0
EXELON CORP COM 30161N101 287 6,028 SH   SOLE   6,028 0 0
EXXON MOBIL CORP COM 30231G102 507 6,134 SH   SOLE   6,134 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 237 5,219 SH   SOLE   5,219 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 286 3,616 SH   SOLE   3,616 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 296 4,502 SH   SOLE   4,502 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 516 4,188 SH   SOLE   4,188 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 2,460 46,314 SH   SOLE   46,314 0 0
FIRST TR NASDAQ 100 TECH IND SHS 337345102 3,216 21,092 SH   SOLE   21,092 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 562 26,813 SH   SOLE   26,813 0 0
GLOBAL X FDS S&P 500 COVERED 37954Y475 557 11,243 SH   SOLE   11,243 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 2,062 72,911 SH   SOLE   72,911 0 0
INTEL CORP COM 458140100 686 13,844 SH   SOLE   13,844 0 0
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 338 16,955 SH   SOLE   16,955 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 263 3,924 SH   SOLE   3,924 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 456 20,950 SH   SOLE   20,950 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 339 3,234 SH   SOLE   3,234 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 11,858 269,754 SH   SOLE   269,754 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 215 3,126 SH   SOLE   3,126 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 766 15,283 SH   SOLE   15,283 0 0
ISHARES TR CONSER ALLOC ETF 464289883 6,403 169,986 SH   SOLE   169,986 0 0
ISHARES TR CORE DIV GRWTH 46434V621 11,242 210,476 SH   SOLE   210,476 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,115 19,788 SH   SOLE   19,788 0 0
ISHARES TR CORE MSCI EAFE 46432F842 209 3,013 SH   SOLE   3,013 0 0
ISHARES TR CORE S&P SCP ETF 464287804 284 2,636 SH   SOLE   2,636 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,547 3,409 SH   SOLE   3,409 0 0
ISHARES TR CORE TOTAL USD 46434V613 1,088 21,917 SH   SOLE   21,917 0 0
ISHARES TR EAFE VALUE ETF 464288877 334 6,640 SH   SOLE   6,640 0 0
ISHARES TR ESG ADV TTL USD 46436E619 306 6,575 SH   SOLE   6,575 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 927 9,144 SH   SOLE   9,144 0 0
ISHARES TR EXPANDED TECH 464287515 1,563 4,531 SH   SOLE   4,531 0 0
ISHARES TR FALN ANGLS USD 46435G474 358 12,908 SH   SOLE   12,908 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 1,173 23,213 SH   SOLE   23,213 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 1,542 71,652 SH   SOLE   71,652 0 0
ISHARES TR IBOXX HI YD ETF 464288513 448 5,445 SH   SOLE   5,445 0 0
ISHARES TR INTL SEL DIV ETF 464288448 225 7,089 SH   SOLE   7,089 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,098 16,098 SH   SOLE   16,098 0 0
ISHARES TR MBS ETF 464288588 699 6,864 SH   SOLE   6,864 0 0
ISHARES TR MODERT ALLOC ETF 464289875 6,972 162,262 SH   SOLE   162,262 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,701 27,067 SH   SOLE   27,067 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 5,382 145,968 SH   SOLE   145,968 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,917 6,903 SH   SOLE   6,903 0 0
ISHARES TR S&P MC 400GR ETF 464287606 1,922 24,877 SH   SOLE   24,877 0 0
ISHARES TR SELECT DIVID ETF 464287168 2,274 17,746 SH   SOLE   17,746 0 0
ISHARES TR TIPS BD ETF 464287176 282 2,262 SH   SOLE   2,262 0 0
ISHARES TR U.S. MED DVC ETF 464288810 2,266 37,166 SH   SOLE   37,166 0 0
ISHARES TR US HLTHCR PR ETF 464288828 2,046 7,232 SH   SOLE   7,232 0 0
ISHARES TR US TREAS BD ETF 46429B267 8,610 345,646 SH   SOLE   345,646 0 0
ISHARES TR US TRSPRTION 464287192 2,628 9,734 SH   SOLE   9,734 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,209 24,396 SH   SOLE   24,396 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 345 7,024 SH   SOLE   7,024 0 0
JOHNSON & JOHNSON COM 478160104 1,066 6,015 SH   SOLE   6,015 0 0
JPMORGAN CHASE & CO COM 46625H100 264 1,935 SH   SOLE   1,935 0 0
MARRIOTT INTL INC NEW CL A 571903202 215 1,226 SH   SOLE   1,226 0 0
MARSH & MCLENNAN COS INC COM 571748102 222 1,301 SH   SOLE   1,301 0 0
MICROSOFT CORP COM 594918104 1,230 3,989 SH   SOLE   3,989 0 0
ORACLE CORP COM 68389X105 202 2,439 SH   SOLE   2,439 0 0
PFIZER INC COM 717081103 278 5,363 SH   SOLE   5,363 0 0
PROCTER AND GAMBLE CO COM 742718109 368 2,407 SH   SOLE   2,407 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 227 3,238 SH   SOLE   3,238 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 218 2,927 SH   SOLE   2,927 0 0
SOUTHERN CO COM 842587107 229 3,165 SH   SOLE   3,165 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 722 1,599 SH   SOLE   1,599 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 238 4,488 SH   SOLE   4,488 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 6,466 214,598 SH   SOLE   214,598 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 13,164 198,817 SH   SOLE   198,817 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 453 10,316 SH   SOLE   10,316 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 305 7,303 SH   SOLE   7,303 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 2,634 35,488 SH   SOLE   35,488 0 0
SPDR SER TR SSGA US LRG ETF 78468R804 6,304 43,878 SH   SOLE   43,878 0 0
STONEX GROUP INC COM 861896108 210 2,828 SH   SOLE   2,828 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 2,641 9,790 SH   SOLE   9,790 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,399 29,389 SH   SOLE   29,389 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 423 3,902 SH   SOLE   3,902 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 346 832 SH   SOLE   832 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 415 1,825 SH   SOLE   1,825 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 6,560 44,392 SH   SOLE   44,392 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 688 13,434 SH   SOLE   13,434 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 444 7,060 SH   SOLE   7,060 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 410 4,762 SH   SOLE   4,762 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 692 8,867 SH   SOLE   8,867 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,326 14,341 SH   SOLE   14,341 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,203 10,714 SH   SOLE   10,714 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 412 6,095 SH   SOLE   6,095 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 251 4,919 SH   SOLE   4,919 0 0
VISA INC COM CL A 92826C839 214 967 SH   SOLE   967 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 399 972 SH   SOLE   972 0 0
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 1,548 37,847 SH   SOLE   37,847 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 5,263 99,774 SH   SOLE   99,774 0 0