The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   390,127 2,414 SH   SOLE   0 0 2,414
ADOBE SYSTEMS INCORPORATED COM 00724F101   271,243 806 SH   SOLE   0 0 806
AFFIRM HLDGS INC COM CL A 00827B106   111,350 11,515 SH   SOLE   0 0 11,515
AGILENT TECHNOLOGIES INC COM 00846U101   205,778 1,373 SH   SOLE   0 0 1,373
ALPHABET INC CAP STK CL C 02079K107   535,553 6,036 SH   SOLE   0 0 6,036
ALPHABET INC CAP STK CL A 02079K305   475,913 5,394 SH   SOLE   0 0 5,394
AMAZON COM INC COM 023135106   1,123,197 13,371 SH   SOLE   0 0 13,371
AMBEV SA SPONSORED ADR 02319V103   41,660 15,316 SH   SOLE   0 0 15,316
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   676,112 12,180 SH   SOLE   0 0 12,180
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   719,624 14,338 SH   SOLE   0 0 14,338
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   356,595 7,905 SH   SOLE   0 0 7,905
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   8,337,976 165,273 SH   SOLE   0 0 165,273
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   36,293,073 682,329 SH   SOLE   0 0 682,329
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   14,038,834 253,637 SH   SOLE   0 0 253,637
AMERICAN CENTY ETF TR US SML CP VALU 025072877   33,983,951 456,099 SH   SOLE   0 0 456,099
AMERICAN CENTY ETF TR US EQT ETF 025072885   36,273,990 533,362 SH   SOLE   0 0 533,362
APPLE INC COM 037833100   12,454,726 95,857 SH   SOLE   0 0 95,857
AQUA METALS INC COM 03837J101   25,000 20,000 SH   SOLE   0 0 20,000
ASHLAND INC COM 044186104   247,319 2,300 SH   SOLE   0 0 2,300
BANK AMERICA CORP COM 060505104   441,280 13,324 SH   SOLE   0 0 13,324
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   358,942 1,162 SH   SOLE   0 0 1,162
CHEVRON CORP NEW COM 166764100   558,752 3,113 SH   SOLE   0 0 3,113
CISCO SYS INC COM 17275R102   361,822 7,595 SH   SOLE   0 0 7,595
CONOCOPHILLIPS COM 20825C104   341,033 2,874 SH   SOLE   0 0 2,874
COSTCO WHSL CORP NEW COM 22160K105   279,360 612 SH   SOLE   0 0 612
DANAHER CORPORATION COM 235851102   331,288 1,247 SH   SOLE   0 0 1,247
DEERE & CO COM 244199105   224,041 521 SH   SOLE   0 0 521
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   389,039 15,537 SH   SOLE   0 0 15,537
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   784,449 35,738 SH   SOLE   0 0 35,738
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   476,670 11,456 SH   SOLE   0 0 11,456
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   555,253 10,855 SH   SOLE   0 0 10,855
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,025,624 46,089 SH   SOLE   0 0 46,089
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,442,584 100,601 SH   SOLE   0 0 100,601
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   13,168,865 393,335 SH   SOLE   0 0 393,335
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   267,453 12,042 SH   SOLE   0 0 12,042
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   401,227 17,952 SH   SOLE   0 0 17,952
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   4,547,399 149,585 SH   SOLE   0 0 149,585
EXXON MOBIL CORP COM 30231G102   1,181,754 10,714 SH   SOLE   0 0 10,714
META PLATFORMS INC CL A 30303M102   531,751 4,419 SH   SOLE   0 0 4,419
FTC SOLAR INC COM 30320C103   162,167 60,510 SH   SOLE   0 0 60,510
GLOBAL X FDS US INFR DEV ETF 37954Y673   415,185 15,590 SH   SOLE   0 0 15,590
INTEL CORP COM 458140100   423,911 16,039 SH   SOLE   0 0 16,039
INVESCO QQQ TR UNIT SER 1 46090E103   295,038 1,108 SH   SOLE   0 0 1,108
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   227,717 10,114 SH   SOLE   0 0 10,114
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   1,028,491 46,517 SH   SOLE   0 0 46,517
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   3,983,921 180,105 SH   SOLE   0 0 180,105
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858   4,473,567 191,916 SH   SOLE   0 0 191,916
ISHARES GOLD TR ISHARES NEW 464285204   390,452 11,288 SH   SOLE   0 0 11,288
ISHARES TR TIPS BD ETF 464287176   1,306,551 12,275 SH   SOLE   0 0 12,275
ISHARES TR CORE S&P500 ETF 464287200   1,456,421 3,791 SH   SOLE   0 0 3,791
ISHARES TR ISHARES SEMICDTR 464287523   570,687 1,640 SH   SOLE   0 0 1,640
ISHARES TR ISHARES BIOTECH 464287556   257,985 1,965 SH   SOLE   0 0 1,965
ISHARES TR RUS 1000 ETF 464287622   207,362 985 SH   SOLE   0 0 985
ISHARES TR CORE S&P SCP ETF 464287804   263,462 2,784 SH   SOLE   0 0 2,784
ISHARES TR RUS TP200 GR ETF 464289438   605,543 5,024 SH   SOLE   0 0 5,024
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,834,677 18,922 SH   SOLE   0 0 18,922
ISHARES TR IBONDS DEC23 ETF 46434VAX8   1,537,764 61,437 SH   SOLE   0 0 61,437
ISHARES TR IBONDS 23 TRM HG 46435U150   3,901,394 166,229 SH   SOLE   0 0 166,229
ISHARES TR IBONDS 25 TRM HG 46435U168   669,155 29,727 SH   SOLE   0 0 29,727
ISHARES TR IBONDS 24 TRM HG 46435U184   2,393,314 105,386 SH   SOLE   0 0 105,386
ISHARES TR US INFRASTRUC 46435U713   690,205 19,035 SH   SOLE   0 0 19,035
JPMORGAN CHASE & CO COM 46625H100   693,298 5,170 SH   SOLE   0 0 5,170
JOHNSON & JOHNSON COM 478160104   1,141,159 6,460 SH   SOLE   0 0 6,460
KLA CORP COM NEW 482480100   5,359,858 14,216 SH   SOLE   0 0 14,216
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   67,984 30,902 SH   SOLE   0 0 30,902
MARQETA INC CLASS A COM 57142B104   3,012,951 493,118 SH   SOLE   0 0 493,118
MARRIOTT INTL INC NEW CL A 571903202   240,011 1,612 SH   SOLE   0 0 1,612
MASTERCARD INCORPORATED CL A 57636Q104   291,717 839 SH   SOLE   0 0 839
MERCK & CO INC COM 58933Y105   208,208 1,866 SH   SOLE   0 0 1,866
MICROSOFT CORP COM 594918104   1,840,837 7,676 SH   SOLE   0 0 7,676
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   134,914 47,505 SH   SOLE   0 0 47,505
NAUTILUS INC COM 63910B102   16,722 10,930 SH   SOLE   0 0 10,930
NOVO-NORDISK A S ADR 670100205   287,191 2,122 SH   SOLE   0 0 2,122
NVIDIA CORPORATION COM 67066G104   259,490 1,776 SH   SOLE   0 0 1,776
ORACLE CORP COM 68389X105   216,202 2,645 SH   SOLE   0 0 2,645
PEPSICO INC COM 713448108   243,080 1,337 SH   SOLE   0 0 1,337
PFIZER INC COM 717081103   240,879 4,701 SH   SOLE   0 0 4,701
PORCH GROUP INC COM 733245104   273,822 145,650 SH   SOLE   0 0 145,650
PUBLIC STORAGE COM 74460D109   620,060 2,213 SH   SOLE   0 0 2,213
SPDR S&P 500 ETF TR TR UNIT 78462F103   719,110 1,872 SH   SOLE   0 0 1,872
SPDR GOLD TR GOLD SHS 78463V107   291,781 1,720 SH   SOLE   0 0 1,720
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   503,323 17,114 SH   SOLE   0 0 17,114
SALESFORCE INC COM 79466L302   582,733 4,395 SH   SOLE   0 0 4,395
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   299,580 5,392 SH   SOLE   0 0 5,392
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   5,189,407 78,603 SH   SOLE   0 0 78,603
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   211,077 7,261 SH   SOLE   0 0 7,261
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   422,909 9,052 SH   SOLE   0 0 9,052
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   287,937 5,472 SH   SOLE   0 0 5,472
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   164,410 20,500 SH   SOLE   0 0 20,500
TESLA INC COM 88160R101   542,485 4,404 SH   SOLE   0 0 4,404
UNITEDHEALTH GROUP INC COM 91324P102   205,485 388 SH   SOLE   0 0 388
VALVOLINE INC COM 92047W101   207,915 6,368 SH   SOLE   0 0 6,368
VANGUARD STAR FDS VG TL INTL STK F 921909768   451,516 8,730 SH   SOLE   0 0 8,730
VANGUARD BD INDEX FDS INTERMED TERM 921937819   573,899 7,722 SH   SOLE   0 0 7,722
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   591,454 2,384 SH   SOLE   0 0 2,384
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   262,093 2,549 SH   SOLE   0 0 2,549
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   884,250 17,636 SH   SOLE   0 0 17,636
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   386,350 9,911 SH   SOLE   0 0 9,911
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,303,554 6,556 SH   SOLE   0 0 6,556
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   444,650 5,391 SH   SOLE   0 0 5,391
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,169,015 19,956 SH   SOLE   0 0 19,956
VANGUARD INDEX FDS SMALL CP ETF 922908751   931,466 5,075 SH   SOLE   0 0 5,075
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,543,519 18,534 SH   SOLE   0 0 18,534
VISA INC COM CL A 92826C839   843,916 4,062 SH   SOLE   0 0 4,062