The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANECK MORNINGSTAR WIDE MOAT ETF ETF 92189F643   28,194,821 413,960 SH   SOLE   0 0 413,960
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854   26,574,599 578,589 SH   SOLE   0 0 578,589
T. ROWE PRICE DIVIDEND GROWTH ETF ETF 87283Q404   22,268,551 698,512 SH   SOLE   0 0 698,512
SPDR S&P 500 ETF TRUST ETF 78462F103   18,261,459 46,755 SH   SOLE   0 0 46,755
ISHARES SHORT TREASURY BOND ETF ETF 464288679   3,242,269 29,478 SH   SOLE   0 0 29,478
SPDR S&P 600 SMALL CAP ETF ETF 78464A813   2,487,353 29,157 SH   SOLE   0 0 29,157
ISHARES CORE S&P MID-CAP ETF ETF 464287507   2,355,921 9,407 SH   SOLE   0 0 9,407
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805   1,931,243 39,926 SH   SOLE   0 0 39,926
APPLE INC COM Stock 037833100   1,316,509 10,070 SH   SOLE   0 0 10,070
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570   1,306,068 17,789 SH   SOLE   0 0 17,789
ISHARES MSCI USA ESG SELECT ETF ETF 464288802   1,305,047 15,448 SH   SOLE   0 0 15,448
CGI INC CL A SUB VTG Stock 12532H104   1,194,200 14,000 SH   SOLE   0 0 14,000
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243   1,097,191 45,850 SH   SOLE   0 0 45,850
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   630,390 7,732 SH   SOLE   0 0 7,732
ANALOG DEVICES INC COM Stock 032654105   470,262 2,779 SH   SOLE   0 0 2,779
CVS HEALTH CORP COM Stock 126650100   468,389 5,167 SH   SOLE   0 0 5,167
EXXON MOBIL CORP COM Stock 30231G102   447,406 4,064 SH   SOLE   0 0 4,064
MICROSOFT CORP COM Stock 594918104   433,671 1,895 SH   SOLE   0 0 1,895
SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812   422,986 3,756 SH   SOLE   0 0 3,756
HOME DEPOT INC COM Stock 437076102   392,014 1,223 SH   SOLE   0 0 1,223
SPDR S&P DIVIDEND ETF ETF 78464A763   391,994 3,064 SH   SOLE   0 0 3,064
ALPHABET INC CAP STK CL A Stock 02079K305   325,297 3,679 SH   SOLE   0 0 3,679
NEW JERSEY RES CORP COM Stock 646025106   299,084 5,869 SH   SOLE   0 0 5,869
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   291,358 921 SH   SOLE   0 0 921
INVESCO QQQ TRUST ETF 46090E103   285,380 1,046 SH   SOLE   0 0 1,046
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663   278,875 8,159 SH   SOLE   0 0 8,159
ALPHABET INC CAP STK CL C Stock 02079K107   258,350 2,895 SH   SOLE   0 0 2,895
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   240,009 4,782 SH   SOLE   0 0 4,782
PARSONS CORP DEL COM Stock 70202L102   220,785 5,035 SH   SOLE   0 0 5,035
VANGUARD RUSSELL 1000 ETF ETF 92206C730   202,589 1,140 SH   SOLE   0 0 1,140