The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   996,716 5,526 SH   SOLE   0 0 5,526
APPLE INC COM 037833100   2,718,471 15,853 SH   SOLE   0 0 15,853
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,359,557 3,233 SH   SOLE   0 0 3,233
BERKSHIRE HILLS BANCORP INC COM 084680107   373,596 16,300 SH   SOLE   0 0 16,300
BOEING CO COM 097023105   219,816 1,139 SH   SOLE   0 0 1,139
CHEVRON CORP NEW COM 166764100   341,800 2,167 SH   SOLE   0 0 2,167
COSTCO WHSL CORP NEW COM 22160K105   336,277 459 SH   SOLE   0 0 459
EXXON MOBIL CORP COM 30231G102   300,341 2,584 SH   SOLE   0 0 2,584
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168   3,596,058 50,407 SH   SOLE   0 0 50,407
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   2,334,745 11,384 SH   SOLE   0 0 11,384
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101   923,892 12,096 SH   SOLE   0 0 12,096
FIRST TR MULTI CP VAL ALPHA SHS ISSUED FRST 33733C108   348,259 4,215 SH   SOLE   0 0 4,215
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108   1,814,682 14,720 SH   SOLE   0 0 14,720
FS KKR CAP CORP COM 302635206   394,882 20,707 SH   SOLE   0 0 20,707
GENERAL MLS INC COM 370334104   489,941 7,002 SH   SOLE   0 0 7,002
HOME DEPOT INC COM 437076102   246,271 642 SH   SOLE   0 0 642
HONEYWELL INTL INC COM 438516106   515,178 2,510 SH   SOLE   0 0 2,510
INTERNATIONAL BUSINESS MACHS COM 459200101   353,276 1,850 SH   SOLE   0 0 1,850
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   317,738 1,876 SH   SOLE   0 0 1,876
INVESCO QQQ TR UNIT SER 1 46090E103   8,390,053 18,896 SH   SOLE   0 0 18,896
INVESTMENT MANAGERS SER TR I AXS CHANGE FINAN 46144X107   506,465 13,807 SH   SOLE   0 0 13,807
ISHARES INC MSCI PAC JP ETF 464286665   277,649 6,486 SH   SOLE   0 0 6,486
ISHARES INC MSCI GERMANY ETF 464286806   253,714 7,991 SH   SOLE   0 0 7,991
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   724,186 32,828 SH   SOLE   0 0 32,828
ISHARES TR US AER DEF ETF 464288760   1,036,487 7,856 SH   SOLE   0 0 7,856
ISHARES TR US REGNL BKS ETF 464288778   271,993 6,270 SH   SOLE   0 0 6,270
ISHARES TR MSCI USA MIN VOL 46429B697   818,782 9,796 SH   SOLE   0 0 9,796
ISHARES TR MSCI EAFE MIN VL 46429B689   324,985 4,585 SH   SOLE   0 0 4,585
ISHARES TR NEW YORK MUN ETF 464288323   788,747 14,658 SH   SOLE   0 0 14,658
ISHARES TR CORE MSCI EAFE 46432F842   1,058,418 14,261 SH   SOLE   0 0 14,261
ISHARES TR HDG MSCI EAFE 46434V803   563,172 16,146 SH   SOLE   0 0 16,146
ISHARES TR CORE DIV GRWTH 46434V621   33,043,425 569,125 SH   SOLE   0 0 569,125
ISHARES TR RUS MD CP GR ETF 464287481   2,652,779 23,241 SH   SOLE   0 0 23,241
ISHARES TR RUS MDCP VAL ETF 464287473   10,988,833 87,679 SH   SOLE   0 0 87,679
ISHARES TR ISHARES BIOTECH 464287556   3,395,468 24,745 SH   SOLE   0 0 24,745
ISHARES TR MSCI EMG MKT ETF 464287234   390,658 9,510 SH   SOLE   0 0 9,510
ISHARES TR CORE US AGGBD ET 464287226   271,784 2,775 SH   SOLE   0 0 2,775
ISHARES TR SELECT DIVID ETF 464287168   440,492 3,576 SH   SOLE   0 0 3,576
ISHARES TR MRGSTR MD CP GRW 464288307   8,413,677 119,039 SH   SOLE   0 0 119,039
ISHARES TR GLOBAL TECH ETF 464287291   1,010,608 13,509 SH   SOLE   0 0 13,509
ISHARES TR U.S. FINLS ETF 464287788   8,558,057 89,473 SH   SOLE   0 0 89,473
ISHARES TR US HLTHCARE ETF 464287762   5,969,021 96,430 SH   SOLE   0 0 96,430
ISHARES TR U.S. TECH ETF 464287721   1,107,750 8,202 SH   SOLE   0 0 8,202
ISHARES TR RUS 2000 GRW ETF 464287648   608,488 2,247 SH   SOLE   0 0 2,247
ISHARES TR CORE S&P MCP ETF 464287507   2,909,941 47,908 SH   SOLE   0 0 47,908
ISHARES TR S&P MC 400VL ETF 464287705   6,500,509 54,954 SH   SOLE   0 0 54,954
ISHARES TR S&P MC 400GR ETF 464287606   10,684,189 117,087 SH   SOLE   0 0 117,087
ISHARES TR CORE S&P SCP ETF 464287804   1,807,629 16,356 SH   SOLE   0 0 16,356
ISHARES TR SP SMCP600VL ETF 464287879   12,313,849 119,831 SH   SOLE   0 0 119,831
ISHARES TR S&P SML 600 GWT 464287887   7,805,235 59,705 SH   SOLE   0 0 59,705
ISHARES TR S&P 500 VAL ETF 464287408   512,793 2,745 SH   SOLE   0 0 2,745
ISHARES TR CORE S&P500 ETF 464287200   1,243,542 2,365 SH   SOLE   0 0 2,365
ISHARES TR S&P 500 GRWT ETF 464287309   1,792,644 21,230 SH   SOLE   0 0 21,230
ISHARES TR RUS 1000 VAL ETF 464287598   1,128,393 6,300 SH   SOLE   0 0 6,300
ISHARES TR RUS 1000 GRW ETF 464287614   15,528,231 46,071 SH   SOLE   0 0 46,071
ISHARES TR RUS 2000 VAL ETF 464287630   332,866 2,096 SH   SOLE   0 0 2,096
ISHARES TR U.S. REAL ES ETF 464287739   762,802 8,485 SH   SOLE   0 0 8,485
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,067,564 21,161 SH   SOLE   0 0 21,161
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,323,312 40,154 SH   SOLE   0 0 40,154
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   1,238,959 22,842 SH   SOLE   0 0 22,842
JPMORGAN CHASE & CO COM 46625H100   387,981 1,937 SH   SOLE   0 0 1,937
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   1,033,753 34,713 SH   SOLE   0 0 34,713
LOCKHEED MARTIN CORP COM 539830109   357,294 785 SH   SOLE   0 0 785
LOWES COS INC COM 548661107   1,201,595 4,717 SH   SOLE   0 0 4,717
MERCK & CO INC COM 58933Y105   201,752 1,529 SH   SOLE   0 0 1,529
META PLATFORMS INC CL A 30303M102   229,194 472 SH   SOLE   0 0 472
MICROSOFT CORP COM 594918104   869,208 2,066 SH   SOLE   0 0 2,066
NVIDIA CORPORATION COM 67066G104   492,531 545 SH   SOLE   0 0 545
PROCTER AND GAMBLE CO COM 742718109   1,067,461 6,579 SH   SOLE   0 0 6,579
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   2,844,424 42,208 SH   SOLE   0 0 42,208
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   799,421 18,980 SH   SOLE   0 0 18,980
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   7,358,387 35,331 SH   SOLE   0 0 35,331
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   284,823 3,730 SH   SOLE   0 0 3,730
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   460,474 3,117 SH   SOLE   0 0 3,117
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   592,265 1,489 SH   SOLE   0 0 1,489
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,455,674 4,695 SH   SOLE   0 0 4,695
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   319,930 575 SH   SOLE   0 0 575
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,469,399 17,710 SH   SOLE   0 0 17,710
SPDR SER TR PRTFLO S&P500 GW 78464A409   213,671 2,921 SH   SOLE   0 0 2,921
SPDR SER TR DJ REIT ETF 78464A607   437,046 4,637 SH   SOLE   0 0 4,637
SPDR SER TR S&P DIVID ETF 78464A763   4,204,011 32,033 SH   SOLE   0 0 32,033
SPDR SER TR S&P REGL BKG 78464A698   266,886 5,308 SH   SOLE   0 0 5,308
SPDR SER TR S&P 400 MDCP GRW 78464A821   11,101,629 127,181 SH   SOLE   0 0 127,181
SYSCO CORP COM 871829107   598,398 7,371 SH   SOLE   0 0 7,371
UNITED PARCEL SERVICE INC CL B 911312106   347,063 2,335 SH   SOLE   0 0 2,335
VANECK ETF TRUST GREEN BOND ETF 92189F171   205,019 8,640 SH   SOLE   0 0 8,640
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   654,832 7,284 SH   SOLE   0 0 7,284
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   880,372 7,760 SH   SOLE   0 0 7,760
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   227,333 2,022 SH   SOLE   0 0 2,022
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,015,370 12,926 SH   SOLE   0 0 12,926
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,714,665 7,272 SH   SOLE   0 0 7,272
VANGUARD INDEX FDS LARGE CAP ETF 922908637   748,531 3,122 SH   SOLE   0 0 3,122
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   230,669 480 SH   SOLE   0 0 480
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,498,373 44,290 SH   SOLE   0 0 44,290
VANGUARD INDEX FDS SMALL CP ETF 922908751   910,931 3,985 SH   SOLE   0 0 3,985
VANGUARD INDEX FDS GROWTH ETF 922908736   17,990,267 52,267 SH   SOLE   18 0 52,248
VANGUARD INDEX FDS SML CP GRW ETF 922908595   14,052,808 53,900 SH   SOLE   0 0 53,900
VANGUARD INDEX FDS VALUE ETF 922908744   7,031,550 43,175 SH   SOLE   40 0 43,136
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,242,026 16,336 SH   SOLE   0 0 16,336
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   256,414 6,139 SH   SOLE   0 0 6,139
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   499,441 7,417 SH   SOLE   0 0 7,417
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   567,360 9,674 SH   SOLE   0 0 9,674
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   4,133,206 47,689 SH   SOLE   0 0 47,689
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   441,551 2,418 SH   SOLE   0 0 2,418
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   457,430 3,833 SH   SOLE   0 0 3,833
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   6,625,533 54,761 SH   SOLE   0 0 54,761
VANGUARD WORLD FD MEGA GRWTH IND 921910816   2,202,884 7,686 SH   SOLE   0 0 7,686
VANGUARD WORLD FD INF TECH ETF 92204A702   3,045,450 5,808 SH   SOLE   0 0 5,808
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   286,481 1,059 SH   SOLE   0 0 1,059
WALMART INC COM 931142103   431,660 7,174 SH   SOLE   0 0 7,174
WISDOMTREE TR US LARGECAP DIVD 97717W307   235,628 3,264 SH   SOLE   0 0 3,264
WISDOMTREE TR US MIDCAP DIVID 97717W505   430,696 8,831 SH   SOLE   0 0 8,831