The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 468 2,717 SH   SOLE 0 0 0 2,717
BOEING CO COM 097023105 255 1,166 SH   SOLE 0 0 0 1,166
ISHARES TR CORE S&P MCP ETF 464287507 18,897 70,663 SH   SOLE 0 0 0 70,663
ISHARES TR U.S. REAL ES ETF 464287739 2,297 22,060 SH   SOLE 0 0 0 22,060
ISHARES TR RUS MD CP GR ETF 464287481 2,409 23,568 SH   SOLE 0 0 0 23,568
ISHARES TR IBOXX INV CP ETF 464287242 1,025 8,269 SH   SOLE 0 0 0 8,269
ISHARES TR NATIONAL MUN ETF 464288414 588 5,209 SH   SOLE 0 0 0 5,209
ISHARES TR SHRT NAT MUN ETF 464288158 360 3,400 SH   SOLE 0 0 0 3,400
ISHARES TR 0-5YR HI YL CP 46434V407 1,433 32,505 SH   SOLE 0 0 0 32,505
NVIDIA CORPORATION COM 67066G104 248 959 SH   SOLE 0 0 0 959
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 628 17,675 SH   SOLE 0 0 0 17,675
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 313 7,403 SH   SOLE 0 0 0 7,403
SPDR SER TR PORTFOLIO AGRGTE 78464A649 607 21,404 SH   SOLE 0 0 0 21,404
SPDR SER TR PORTFOLIO S&P600 78468R853 209 5,031 SH   SOLE 0 0 0 5,031
SPDR SER TR BLOOMBERG HIGH Y 78468R622 329 3,179 SH   SOLE 0 0 0 3,179
SPDR SER TR PORTFOLIO S&P500 78464A854 1,235 23,382 SH   SOLE 0 0 0 23,382
SPDR SER TR PRTFLO S&P500 VL 78464A508 298 7,156 SH   SOLE 0 0 0 7,156
SPDR SER TR PRTFLO S&P500 GW 78464A409 22,864 347,687 SH   SOLE 0 0 0 347,687
TESLA INC COM 88160R101 1,251 1,383 SH   SOLE 0 0 0 1,383
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,637 31,433 SH   SOLE 0 0 0 31,433
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 5,707 107,149 SH   SOLE 0 0 0 107,149
VANGUARD INDEX FDS VALUE ETF 922908744 1,750 11,911 SH   SOLE 0 0 0 11,911
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,724 32,876 SH   SOLE 0 0 0 32,876
VANGUARD INDEX FDS SMALL CP ETF 922908751 17,569 82,967 SH   SOLE 0 0 0 82,967
VANGUARD INDEX FDS GROWTH ETF 922908736 1,308 4,536 SH   SOLE 0 0 0 4,536
VANGUARD INDEX FDS SML CP GRW ETF 922908595 559 2,242 SH   SOLE 0 0 0 2,242
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 5,379 36,247 SH   SOLE 0 0 0 36,247
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 336 6,668 SH   SOLE 0 0 0 6,668
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 8,209 79,541 SH   SOLE 0 0 0 79,541
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,513 69,452 SH   SOLE 0 0 0 69,452
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 302 1,864 SH   SOLE 0 0 0 1,864
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 689 9,387 SH   SOLE 0 0 0 9,387