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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   20,352 34,573 SH   SOLE   0 0 34,573
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   18,167 226,324 SH   SOLE   0 0 226,324
AMAZON COM INC COM 023135106   14,021 63,911 SH   SOLE   0 0 63,911
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   11,620 148,952 SH   SOLE   0 0 148,952
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,044 22,159 SH   SOLE   0 0 22,159
SPDR SER TR PRTFLO S&P500 GW 78464A409   9,907 112,707 SH   SOLE   0 0 112,707
COSTCO WHSL CORP NEW COM 22160K105   5,413 5,907 SH   SOLE   0 0 5,907
ISHARES TR RUS MD CP GR ETF 464287481   5,354 42,243 SH   SOLE   0 0 42,243
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,222 93,812 SH   SOLE   0 0 93,812
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,064 99,025 SH   SOLE   0 0 99,025
ISHARES TR CORE MSCI EAFE 46432F842   4,580 65,167 SH   SOLE   0 0 65,167
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   4,430 27,385 SH   SOLE   0 0 27,385
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,254 84,861 SH   SOLE   0 0 84,861
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,870 44,351 SH   SOLE   0 0 44,351
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   3,864 37,405 SH   SOLE   0 0 37,405
ALPHABET INC CAP STK CL A 02079K305   3,857 20,376 SH   SOLE   0 0 20,376
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,427 52,662 SH   SOLE   0 0 52,662
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,376 12,056 SH   SOLE   0 0 12,056
UNION PAC CORP COM 907818108   3,290 14,426 SH   SOLE   0 0 14,426
JOHNSON & JOHNSON COM 478160104   3,289 22,742 SH   SOLE   0 0 22,742
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   3,136 63,193 SH   SOLE   0 0 63,193
AMERICAN EXPRESS CO COM 025816109   2,809 9,464 SH   SOLE   0 0 9,464
VANGUARD INDEX FDS VALUE ETF 922908744   2,413 14,250 SH   SOLE   0 0 14,250
ISHARES TR BLACKROCK ULTRA 46434V878   2,371 47,026 SH   SOLE   0 0 47,026
NVIDIA CORPORATION COM 67066G104   2,331 17,359 SH   SOLE   0 0 17,359
TJX COS INC NEW COM 872540109   2,324 19,237 SH   SOLE   0 0 19,237
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,043 49,927 SH   SOLE   0 0 49,927
ISHARES TR ISHS 5-10YR INVT 464288638   1,815 35,235 SH   SOLE   0 0 35,235
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,702 18,833 SH   SOLE   0 0 18,833
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,683 40,781 SH   SOLE   0 0 40,781
ISHARES TR S&P MC 400GR ETF 464287606   1,470 16,161 SH   SOLE   0 0 16,161
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,408 36,705 SH   SOLE   0 0 36,705
PROGRESSIVE CORP COM 743315103   1,407 5,872 SH   SOLE   0 0 5,872
ISHARES TR U.S. REAL ES ETF 464287739   1,370 14,721 SH   SOLE   0 0 14,721
APPLE INC COM 037833100   1,268 5,062 SH   SOLE   0 0 5,062
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,196 11,891 SH   SOLE   0 0 11,891
ISHARES TR EAFE SML CP ETF 464288273   1,140 18,766 SH   SOLE   0 0 18,766
ISHARES TR RUS 1000 GRW ETF 464287614   1,067 2,657 SH   SOLE   0 0 2,657
ISHARES TR CORE MSCI EMKT 46434G103   1,047 20,055 SH   SOLE   0 0 20,055
ISHARES TR S&P MC 400VL ETF 464287705   1,025 8,202 SH   SOLE   0 0 8,202
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   993 5,072 SH   SOLE   0 0 5,072
AMGEN INC COM 031162100   967 3,711 SH   SOLE   0 0 3,711
ISHARES TR CORE MSCI TOTAL 46432F834   949 14,353 SH   SOLE   0 0 14,353
BK OF AMERICA CORP COM 060505104   870 19,802 SH   SOLE   0 0 19,802
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   777 33,382 SH   SOLE   0 0 33,382
VISA INC COM CL A 92826C839   771 2,441 SH   SOLE   0 0 2,441
SPDR SER TR S&P 400 MDCP VAL 78464A839   752 9,376 SH   SOLE   0 0 9,376
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   726 8,123 SH   SOLE   0 0 8,123
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   721 8,502 SH   SOLE   0 0 8,502
ISHARES TR S&P SML 600 GWT 464287887   720 5,315 SH   SOLE   0 0 5,315
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   699 14,913 SH   SOLE   0 0 14,913
ISHARES TR SP SMCP600VL ETF 464287879   690 6,349 SH   SOLE   0 0 6,349
JPMORGAN CHASE & CO COM 46625H100   664 2,772 SH   SOLE   0 0 2,772
ISHARES TR RUSSELL 2000 ETF 464287655   639 2,894 SH   SOLE   0 0 2,894
ESAB CORPORATION COM 29605J106   630 5,245 SH   SOLE   0 0 5,245
ISHARES TR SHRT NAT MUN ETF 464288158   621 5,887 SH   SOLE   0 0 5,887
META PLATFORMS INC CL A 30303M102   619 1,058 SH   SOLE   0 0 1,058
MICROSOFT CORP COM 594918104   579 1,374 SH   SOLE   0 0 1,374
KKR & CO INC COM 48251W104   558 3,776 SH   SOLE   0 0 3,776
ISHARES TR U S EQUITY FACTR 46434V282   531 8,800 SH   SOLE   0 0 8,800
KONTOOR BRANDS INC COM 50050N103   526 6,156 SH   SOLE   0 0 6,156
SCHWAB CHARLES CORP COM 808513105   503 6,801 SH   SOLE   0 0 6,801
ULTA BEAUTY INC COM 90384S303   489 1,125 SH   SOLE   0 0 1,125
LAUDER ESTEE COS INC CL A 518439104   484 6,456 SH   SOLE   0 0 6,456
MONDELEZ INTL INC CL A 609207105   442 7,340 SH   SOLE   0 0 7,340
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   427 3,734 SH   SOLE   0 0 3,734
LILLY ELI & CO COM 532457108   401 519 SH   SOLE   0 0 519
INVESCO QQQ TR UNIT SER 1 46090E103   394 771 SH   SOLE   0 0 771
PEPSICO INC COM 713448108   388 2,527 SH   SOLE   0 0 2,527
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434v666   384 12,781 SH   SOLE   0 0 12,781
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   366 6,311 SH   SOLE   0 0 6,311
CARMAX INC COM 143130102   356 4,357 SH   SOLE   0 0 4,357
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   340 13,169 SH   SOLE   0 0 13,169
ISHARES TR MSCI EMG MKT ETF 464287234   330 7,894 SH   SOLE   0 0 7,894
ISHARES TR MRGSTR MD CP GRW 464288307   276 3,659 SH   SOLE   0 0 3,659
CHUBB LIMITED COM H1467J104   272 980 SH   SOLE   0 0 980
PAYPAL HLDGS INC COM 70450Y103   268 3,140 SH   SOLE   0 0 3,140
VANGUARD BD INDEX FDS INTERMED TERM 921937819   265 3,542 SH   SOLE   0 0 3,542
SKECHERS U S A INC CL A 830566105   263 3,912 SH   SOLE   0 0 3,912
INTERNATIONAL BUSINESS MACHS COM 459200101   259 1,180 SH   SOLE   0 0 1,180
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   259 2,096 SH   SOLE   0 0 2,096
ISHARES TR RUS MID CAP ETF 464287499   258 2,915 SH   SOLE   0 0 2,915
BROOKFIELD CORP CL A LTD VT SH 11271J107   256 4,455 SH   SOLE   0 0 4,455
ISHARES TR ISHS 1-5YR INVS 464288646   251 4,850 SH   SOLE   0 0 4,850
TRUIST FINL CORP COM 89832Q109   248 5,725 SH   SOLE   0 0 5,725
ISHARES TR BROAD USD HIGH 46435U853   244 6,641 SH   SOLE   0 0 6,641
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   238 3,181 SH   SOLE   0 0 3,181
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   224 9,128 SH   SOLE   0 0 9,128
LOCKHEED MARTIN CORP COM 539830109   216 445 SH   SOLE   0 0 445
ENOVIS CORPORATION COM 194014502   215 4,902 SH   SOLE   0 0 4,902
TARGET CORP COM 87612E106   215 1,590 SH   SOLE   0 0 1,590
RTX CORPORATION COM 75513E101   223 1,841 SH   SOLE   0 0 1,841