The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,146,623 8,388 SH   SOLE   8,388 0 0
ABBVIE INC COM 00287Y109   592,440 3,000 SH Call SOLE   0 0 0
ABBVIE INC COM 00287Y109   1,232,440 6,241 SH   SOLE   6,241 0 0
ADVANCED MICRO DEVICES INC COM 007903107   264,825 1,614 SH   SOLE   1,614 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   237,178 2,235 SH   SOLE   2,235 0 0
ALPHABET INC CAP STK CL C 02079K107   1,441,895 8,624 SH   SOLE   8,624 0 0
ALPHABET INC CAP STK CL A 02079K305   5,620,122 33,887 SH   SOLE   33,887 0 0
ALTRIA GROUP INC COM 02209S103   1,403,964 27,507 SH   SOLE   27,507 0 0
AMAZON COM INC COM 023135106   5,967,964 32,029 SH   SOLE   32,029 0 0
AMERICAN BATTERY TECHNOLOGY COM NEW 02451V309   1,923,800 507 SH   SOLE   507 0 0
AMERICAN HEALTHCARE REIT INC COM SHS 398182303   620,893 23,789 SH   SOLE   23,789 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   328,272 2,245 SH   SOLE   2,245 0 0
ANAVEX LIFE SCIENCES CORP COM NEW 032797300   203,280 500 SH   SOLE   500 0 0
AON PLC SHS CL A G0403H108   428,336 1,238 SH   SOLE   1,238 0 0
APPIAN CORP CL A 03782L101   204,840 6,000 SH Call SOLE   0 0 0
APPLE INC COM 037833100   139,800 600 SH Call SOLE   0 0 0
APPLE INC COM 037833100   24,365,296 104,572 SH   SOLE   104,572 0 0
APPLIED MATLS INC COM 038222105   1,160,260 5,742 SH   SOLE   5,742 0 0
ARCHER AVIATION INC COM CL A 03945R102   121,200 40,000 SH   SOLE   40,000 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   319,001 5,340 SH   SOLE   5,340 0 0
AT&T INC COM 00206R102   1,409,828 64,083 SH   SOLE   64,083 0 0
BANK AMERICA CORP COM 060505104   5,458,592 137,565 SH   SOLE   137,565 0 0
BANK AMERICA CORP COM 060505104   39,680 1,000 SH Call SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,811,673 10,454 SH   SOLE   10,454 0 0
BLACKROCK CORPOR HI YLD FD I COM 09255P107   119,094 11,838 SH   SOLE   11,838 0 0
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202   136,514 12,377 SH   SOLE   12,377 0 0
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106   901,489 80,779 SH   SOLE   80,779 0 0
BLACKROCK N Y MUN INCOME TRU SH BEN INT 09248L106   1,303,308 118,483 SH   SOLE   118,483 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   10,311,544 578,650 SH   SOLE   578,650 0 0
BLACKSTONE INC COM 09260D107   7,494,514 48,942 SH   SOLE   48,942 0 0
BLOCK INC CL A 852234103   174,538 2,600 SH Call SOLE   0 0 0
BLOCK INC CL A 852234103   95,996 1,430 SH   SOLE   1,430 0 0
BOEING CO COM 097023105   460,786 3,031 SH   SOLE   3,031 0 0
BORGWARNER INC COM 099724106   230,784 456 SH   SOLE   456 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   232,388 4,491 SH   SOLE   4,491 0 0
C3 AI INC CL A 12468P104   502,773 20,750 SH   SOLE   20,750 0 0
CATERPILLAR INC COM 149123101   2,999,212 7,668 SH   SOLE   7,668 0 0
CHEVRON CORP NEW COM 166764100   273,402 1,856 SH   SOLE   1,856 0 0
CHEVRON CORP NEW COM 166764100   323,994 2,200 SH Call SOLE   0 0 0
CION INVT CORP COM 17259U204   119,704 10,059 SH   SOLE   10,059 0 0
CISCO SYS INC COM 17275R102   527,243 9,907 SH   SOLE   9,907 0 0
CITIGROUP INC COM NEW 172967424   2,694,863 43,049 SH   SOLE   43,049 0 0
CITIGROUP INC COM NEW 172967424   225,360 3,600 SH Call SOLE   0 0 0
COLGATE PALMOLIVE CO COM 194162103   494,114 4,760 SH   SOLE   4,760 0 0
CONSOLIDATED EDISON INC COM 209115104   398,552 3,827 SH   SOLE   3,827 0 0
CONSTELLATION ENERGY CORP COM 21037T109   204,020 785 SH   SOLE   785 0 0
COSTCO WHSL CORP NEW COM 22160K105   120,024 135 SH   SOLE   135 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,546,080 4,000 SH Put SOLE   0 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,546,080 4,000 SH Call SOLE   0 0 0
CSX CORP COM 126408103   547,450 479 SH   SOLE   479 0 0
CURIS INC COM 231269309   291,416 54,066 SH   SOLE   54,066 0 0
DECKERS OUTDOOR CORP COM 243537107   620,130 444 SH   SOLE   444 0 0
DEXCOM INC COM 252131107   134,080 2,000 SH Call SOLE   0 0 0
DEXCOM INC COM 252131107   87,688 1,308 SH   SOLE   1,308 0 0
DIGITALOCEAN HLDGS INC COM 25402D102   344,244 8,523 SH   SOLE   8,523 0 0
DIGITALOCEAN HLDGS INC COM 25402D102   258,496 6,400 SH Call SOLE   0 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   308,961 4,967 SH   SOLE   4,967 0 0
DISNEY WALT CO COM 254687106   2,057,579 21,391 SH   SOLE   21,391 0 0
DISNEY WALT CO COM 254687106   1,923,800 20,000 SH Call SOLE   0 0 0
DXC TECHNOLOGY CO COM 23355L106   209,430 10,093 SH   SOLE   10,093 0 0
EATON CORP PLC SHS G29183103   423,580 1,278 SH   SOLE   1,278 0 0
EATON VANCE TAX-MANAGED BUY- COM 27828Y108   195,051 14,134 SH   SOLE   14,134 0 0
EATON VANCE TAX-MANAGED DIVE COM 27828N102   191,063 13,042 SH   SOLE   13,042 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108   4,076,774 467,520 SH   SOLE   467,520 0 0
EDISON INTL COM 281020107   273,663 3,142 SH   SOLE   3,142 0 0
ELI LILLY & CO COM 532457108   622,178 702 SH   SOLE   702 0 0
ENBRIDGE INC COM 29250N105   258,496 497 SH   SOLE   497 0 0
EOS ENERGY ENTERPRISES INC COM CL A 29415C101   46,035 15,500 SH   SOLE   15,500 0 0
EXXON MOBIL CORP COM 30231G102   2,811,820 23,988 SH   SOLE   23,988 0 0
FASTLY INC CL A 31188V100   126,381 16,695 SH   SOLE   16,695 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   353,741 4,941 SH   SOLE   4,941 0 0
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150   225,360 464 SH   SOLE   464 0 0
FORD MTR CO COM 345370860   113,344 10,733 SH   SOLE   10,733 0 0
FREEPORT-MCMORAN INC CL B 35671D857   348,790 6,987 SH   SOLE   6,987 0 0
GE AEROSPACE COM NEW 369604301   2,024,417 10,735 SH   SOLE   10,735 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   296,197 3,156 SH   SOLE   3,156 0 0
GE VERNOVA INC COM 36828A101   673,402 2,641 SH   SOLE   2,641 0 0
GITLAB INC CLASS A COM 37637K108   206,160 4,000 SH Call SOLE   0 0 0
GITLAB INC CLASS A COM 37637K108   67,002 1,300 SH   SOLE   1,300 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   2,362,876 4,772 SH   SOLE   4,772 0 0
GOLUB CAP BDC INC COM 38173M102   156,361 10,348 SH   SOLE   10,348 0 0
HIGH TIDE INC COM NEW 42981E401   469,800 500 SH   SOLE   500 0 0
HOME DEPOT INC COM 437076102   428,119 1,057 SH   SOLE   1,057 0 0
HONEYWELL INTL INC COM 438516106   620,130 3,000 SH Put SOLE   0 0 0
HONEYWELL INTL INC COM 438516106   1,360,538 6,582 SH   SOLE   6,582 0 0
HUBSPOT INC COM 443573100   202,540 381 SH   SOLE   381 0 0
HYATT HOTELS CORP COM CL A 448579102   365,280 2,400 SH Put SOLE   0 0 0
ILLUMINA INC COM 452327109   251,700 485 SH   SOLE   485 0 0
INNOVATIVE INDL PPTYS INC COM 45781V101   517,152 3,842 SH   SOLE   3,842 0 0
INTEL CORP COM 458140100   1,770,020 75,448 SH   SOLE   75,448 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,504,190 11,327 SH   SOLE   11,327 0 0
INVESCO EXCHANGE TRADED FD T AI AND NEXT GEN 46137V639   354,416 462 SH   SOLE   462 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   13,012,073 72,628 SH   SOLE   72,628 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   65,523,972 134,251 SH   SOLE   134,251 0 0
ISHARES TR ESG AWARE MSCI 46435U663   273,440 403 SH   SOLE   403 0 0
ISHARES TR S&P 100 ETF 464287101   373,642 1,350 SH   SOLE   1,350 0 0
ISHARES TR NATIONAL MUN ETF 464288414   248,763 2,290 SH   SOLE   2,290 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841   314,429 13,891 SH   SOLE   13,891 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   1,343,156 13,689 SH   SOLE   13,689 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858   376,680 16,331 SH   SOLE   16,331 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866   763,757 32,611 SH   SOLE   32,611 0 0
ISHARES TR MSCI USA MMENTM 46432F396   1,075,953 5,307 SH   SOLE   5,307 0 0
ISHARES TR CORE S&P US GWT 464287671   3,831,940 502 SH   SOLE   502 0 0
ISHARES TR CORE S&P MCP ETF 464287507   241,122 3,869 SH   SOLE   3,869 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   207,054 552 SH   SOLE   552 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,061,180 11,083 SH   SOLE   11,083 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,269,203 2,200 SH   SOLE   2,200 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   36,735,775 364,732 SH   SOLE   364,732 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   365,280 437 SH   SOLE   437 0 0
ISHARES TR CRE U S REIT ETF 464288521   204,840 485 SH   SOLE   485 0 0
ISHARES TR ESG SCRND S&P500 46436E569   504,168 481 SH   SOLE   481 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   4,385,832 73,699 SH   SOLE   73,699 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   397,688 7,240 SH   SOLE   7,240 0 0
JFROG LTD ORD SHS M6191J100   63,888 2,200 SH   SOLE   2,200 0 0
JFROG LTD ORD SHS M6191J100   203,280 7,000 SH Call SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   1,629,803 10,057 SH   SOLE   10,057 0 0
JPMORGAN CHASE & CO. COM 46625H100   2,124,983 10,078 SH   SOLE   10,078 0 0
KIMBERLY-CLARK CORP COM 494368103   660,817 4,644 SH   SOLE   4,644 0 0
KIMCO RLTY CORP COM 49446R109   1,235,640 498 SH   SOLE   498 0 0
KINDER MORGAN INC DEL COM 49456B101   1,286,049 58,219 SH   SOLE   58,219 0 0
LIVE NATION ENTERTAINMENT IN COM 538034109   547,450 5,000 SH Put SOLE   0 0 0
M & T BK CORP COM 55261F104   404,565 2,271 SH   SOLE   2,271 0 0
MAIN STR CAP CORP COM 56035L104   230,863 4,604 SH   SOLE   4,604 0 0
MARATHON PETE CORP COM 56585A102   323,994 436 SH   SOLE   436 0 0
MARVELL TECHNOLOGY INC COM 573874104   230,784 3,200 SH Put SOLE   0 0 0
MARVELL TECHNOLOGY INC COM 573874104   26,536 368 SH   SOLE   368 0 0
MEDICAL PPTYS TRUST INC COM 58463J304   86,009 14,702 SH   SOLE   14,702 0 0
MEDTRONIC PLC SHS G5960L103   504,168 5,600 SH Call SOLE   0 0 0
MEDTRONIC PLC SHS G5960L103   87,840 976 SH   SOLE   976 0 0
MERCK & CO INC COM 58933Y105   839,429 7,392 SH   SOLE   7,392 0 0
META PLATFORMS INC CL A 30303M102   6,450,562 11,269 SH   SOLE   11,269 0 0
MICROSOFT CORP COM 594918104   4,391,440 10,206 SH   SOLE   10,206 0 0
MORGAN STANLEY COM NEW 617446448   354,416 3,400 SH Call SOLE   0 0 0
MORGAN STANLEY COM NEW 617446448   10,713 103 SH   SOLE   103 0 0
NASDAQ INC COM 631103108   3,546,080 473 SH   SOLE   473 0 0
NBT BANCORP INC COM 628778102   216,590 4,897 SH   SOLE   4,897 0 0
NCINO INC COM 63947X101   221,130 7,000 SH Put SOLE   0 0 0
NCINO INC COM 63947X101   1,580 50 SH   SOLE   50 0 0
NETFLIX INC COM 64110L106   560,323 790 SH   SOLE   790 0 0
NEXTERA ENERGY INC COM 65339F101   788,430 9,327 SH   SOLE   9,327 0 0
NOVO-NORDISK A S ADR 670100205   635,361 5,336 SH   SOLE   5,336 0 0
NUCOR CORP COM 670346105   1,436,138 9,553 SH   SOLE   9,553 0 0
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101   3,815,077 278,067 SH   SOLE   278,067 0 0
NUVEEN TAXABLE MUNICPAL INM COM 67074C103   297,954 17,938 SH   SOLE   17,938 0 0
NVIDIA CORPORATION COM 67066G104   2,940,514 24,214 SH   SOLE   24,214 0 0
ONEOK INC NEW COM 682680103   291,725 3,201 SH   SOLE   3,201 0 0
ORACLE CORP COM 68389X105   674,448 3,958 SH   SOLE   3,958 0 0
ORGANON & CO COMMON STOCK 68622V106   1,129,800 509 SH   SOLE   509 0 0
OWENS CORNING NEW COM 690742101   1,235,640 7,000 SH Put SOLE   0 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   425,940 11,450 SH   SOLE   11,450 0 0
PALO ALTO NETWORKS INC COM 697435105   59,815 175 SH   SOLE   175 0 0
PALO ALTO NETWORKS INC COM 697435105   273,440 800 SH Call SOLE   0 0 0
PAN AMERN SILVER CORP COM 697900108   62,610 3,000 SH   SOLE   3,000 0 0
PAN AMERN SILVER CORP COM 697900108   197,680 7,000 SH Call SOLE   0 0 0
PEPSICO INC COM 713448108   371,369 2,184 SH   SOLE   2,184 0 0
PFIZER INC COM 717081103   3,029,896 104,696 SH   SOLE   104,696 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107   526,566 10,578 SH   SOLE   10,578 0 0
PHILIP MORRIS INTL INC COM 718172109   354,729 2,922 SH   SOLE   2,922 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   523,973 5,538 SH   SOLE   5,538 0 0
PINTEREST INC CL A 72352L106   645,458 19,940 SH   SOLE   19,940 0 0
PROCTER AND GAMBLE CO COM 742718109   567,432 3,276 SH   SOLE   3,276 0 0
PROGRESSIVE CORP COM 743315103   325,780 511 SH   SOLE   511 0 0
PURECYCLE TECHNOLOGIES INC COM 74623V103   123,358 12,985 SH   SOLE   12,985 0 0
PURPLE INNOVATION INC COM 74640Y106   29,661 30,000 SH   SOLE   30,000 0 0
REALTY INCOME CORP COM 756109104   526,430 8,301 SH   SOLE   8,301 0 0
REDFIN CORP COM 75737F108   325,780 26,000 SH Call SOLE   0 0 0
RH COM 74967X103   203,333 608 SH   SOLE   608 0 0
RHINEBECK BANCORP INC COM 762093102   92,500 10,000 SH   SOLE   10,000 0 0
ROKU INC COM CL A 77543R102   437,881 5,865 SH   SOLE   5,865 0 0
ROYCE SMALL CAP TRUST INC COM 780910105   842,680 53,674 SH   SOLE   53,674 0 0
SALESFORCE INC COM 79466L302   3,831,940 14,000 SH Call SOLE   0 0 0
SALESFORCE INC COM 79466L302   538,096 1,966 SH   SOLE   1,966 0 0
SCHLUMBERGER LTD COM STK 806857108   33,064 788 SH   SOLE   788 0 0
SCHLUMBERGER LTD COM STK 806857108   251,700 6,000 SH Call SOLE   0 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   381,714 3,664 SH   SOLE   3,664 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   224,033 2,788 SH   SOLE   2,788 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   507,037 10,352 SH   SOLE   10,352 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   11,810,549 76,682 SH   SOLE   76,682 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   19,822,938 437,399 SH   SOLE   437,399 0 0
SHOPIFY INC CL A 82509L107   582,858 7,273 SH   SOLE   7,273 0 0
SNOWFLAKE INC CL A 833445109   9,189 80 SH   SOLE   80 0 0
SNOWFLAKE INC CL A 833445109   459,440 4,000 SH Call SOLE   0 0 0
SOFI TECHNOLOGIES INC COM 83406F102   9,385 1,194 SH   SOLE   1,194 0 0
SOFI TECHNOLOGIES INC COM 83406F102   188,640 24,000 SH Call SOLE   0 0 0
SOLITARIO RESOURCES CORP COM 8342EP107   259,630 370,900 SH   SOLE   370,900 0 0
SONO TEK CORP COM 835483108   49,742 12,343 SH   SOLE   12,343 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   279,855 661 SH   SOLE   661 0 0
SPDR GOLD TR GOLD SHS 78463V107   228,780 941 SH   SOLE   941 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   421,321 734 SH   SOLE   734 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   319,321 4,169 SH   SOLE   4,169 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   306,212 4,371 SH   SOLE   4,371 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   632,346 13,852 SH   SOLE   13,852 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   14,315,987 155,931 SH   SOLE   155,931 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   328,586 6,216 SH   SOLE   6,216 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   118,184,916 1,424,945 SH   SOLE   1,424,945 0 0
STARWOOD PPTY TR INC COM 85571B105   3,251,642 159,551 SH   SOLE   159,551 0 0
STRYKER CORPORATION COM 863667101   253,231 701 SH   SOLE   701 0 0
SUNOPTA INC COM 8676EP108   65,650 10,290 SH   SOLE   10,290 0 0
SUPER MICRO COMPUTER INC COM 86800U104   871,109 2,092 SH   SOLE   2,092 0 0
SYSCO CORP COM 871829107   206,160 475 SH   SOLE   475 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   221,130 500 SH   SOLE   500 0 0
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   1,230 8 SH   SOLE   8 0 0
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   245,936 1,600 SH Call SOLE   0 0 0
TAPESTRY INC COM 876030107   469,800 10,000 SH Put SOLE   0 0 0
TERADYNE INC COM 880770102   326,120 2,435 SH   SOLE   2,435 0 0
TESLA INC COM 88160R101   5,843,435 22,335 SH   SOLE   22,335 0 0
THE CIGNA GROUP COM 125523100   279,952 808 SH   SOLE   808 0 0
THE TRADE DESK INC COM CL A 88339J105   527,965 4,815 SH   SOLE   4,815 0 0
TRAVELERS COMPANIES INC COM 89417E109   221,626 947 SH   SOLE   947 0 0
UNDER ARMOUR INC CL C 904311206   459,440 474 SH   SOLE   474 0 0
UNION PAC CORP COM 907818108   482,057 1,956 SH   SOLE   1,956 0 0
UNITEDHEALTH GROUP INC COM 91324P102   337,187 577 SH   SOLE   577 0 0
US BANCORP DEL COM NEW 902973304   227,353 4,972 SH   SOLE   4,972 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   377,380 7,111 SH   SOLE   7,111 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   24,776,042 329,863 SH   SOLE   329,863 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,557,625 5,501 SH   SOLE   5,501 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   977,149 2,545 SH   SOLE   2,545 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,458,919 44,091 SH   SOLE   44,091 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   592,440 444 SH   SOLE   444 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   91,656,729 525,043 SH   SOLE   525,043 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   7,455,049 27,883 SH   SOLE   27,883 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   21,886,748 457,403 SH   SOLE   457,403 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   31,199,673 372,533 SH   SOLE   372,533 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   207,400 3,433 SH   SOLE   3,433 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   469,444 2,370 SH   SOLE   2,370 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   245,936 427 SH   SOLE   427 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   20,923,636 237,014 SH   SOLE   237,014 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   26,293,421 205,097 SH   SOLE   205,097 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   11,801,085 36,655 SH   SOLE   36,655 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,425,122 5,050 SH   SOLE   5,050 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405   415,686 3,782 SH   SOLE   3,782 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   9,516,263 16,225 SH   SOLE   16,225 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   645,172 14,366 SH   SOLE   14,366 0 0
VISA INC COM CL A 92826C839   311,224 1,132 SH   SOLE   1,132 0 0
WABTEC COM 929740108   3,546,080 468 SH   SOLE   468 0 0
WALMART INC COM 931142103   1,904,877 23,590 SH   SOLE   23,590 0 0
WELLS FARGO CO NEW COM 949746101   1,129,800 20,000 SH Call SOLE   0 0 0
WELLS FARGO CO NEW COM 949746101   79,932 1,415 SH   SOLE   1,415 0 0
WP CAREY INC COM 92936U109   203,676 3,269 SH   SOLE   3,269 0 0