The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A B M Industries Inc COM 000957100   11,253 250 SH   SOLE   0 0 250
Ametek Inc New COM 031100100   12,773 103 SH   SOLE   0 0 103
Apple Computer Inc COM 037833100   2,123 15 SH   SOLE   0 0 15
Applied Materials Inc COM 038222105   2,575 20 SH   SOLE   0 0 20
Bank Of America Corp COM 060505104   29,715 700 SH   SOLE   0 0 700
Central Pacific Finl New COM 154760409   4 0 SH   SOLE   0 0 0
Ford Motor Co Del Par $0.01 COM 345370860   11,328 800 SH   SOLE   0 0 800
General Electric Company COM 369604301   6,388 62 SH   SOLE   0 0 62
Grayscale Bitcoin Tr Btc ETF 389637109   34 1 SH   SOLE   0 0 1
Ishares Core S&P Total ETF 464287150   5,608 57 SH   SOLE   0 0 57
Ishares Tr Lehman Tips ETF 464287176   6,129 48 SH   SOLE   0 0 48
CEF Ishares Tr Funds ETF 464287200   2,753,371 6,391 SH   SOLE   0 0 6,391
Ishares Tr Lehman Bd Fd ETF 464287226   27,444 239 SH   SOLE   0 0 239
Ishares Tr S&P 500 Barra Growth ETF 464287309   2,066,745 27,963 SH   SOLE   0 0 27,963
Ishares Tr S&P 500 Barra ETF 464287408   12,795,819 87,992 SH   SOLE   0 0 87,992
Ishares Tr Lehman Bond Fund ETF 464287457   5,772 67 SH   SOLE   0 0 67
Ishares Tr Msci Eafe Fd ETF 464287465   2,181,628 27,966 SH   SOLE   0 0 27,966
Ishares Russell Mid Cap ETF 464287481   538,945 4,809 SH   SOLE   0 0 4,809
Ishares Russell Midcap ETF 464287499   96,993 1,240 SH   SOLE   0 0 1,240
Ishares Tr S&P Midcap 400 ETF 464287507   2,397,883 9,115 SH   SOLE   0 0 9,115
Ishares Global 100 Etf ETF 464287572   1,408,074 19,793 SH   SOLE   0 0 19,793
Ishares S&P Midcap Growth ETF 464287606   281,600 3,556 SH   SOLE   0 0 3,556
Ishares Tr Russell 1000 Growth Index Fd ETF 464287614   268,559 980 SH   SOLE   0 0 980
Ishares Tr Russell 1000 ETF 464287622   6,891,394 28,511 SH   SOLE   0 0 28,511
Ishares Tr Russell 2000 Value Index Fd ETF 464287630   1,763 11 SH   SOLE   0 0 11
Ishares Tr Russell 2000 Growth ETF 464287648   316,784 1,079 SH   SOLE   0 0 1,079
Ishares Tr Russell 2000 ETF 464287655   8,219,367 37,574 SH   SOLE   0 0 37,574
Ishares Tr S&P Smallcap ETF 464287804   4,926,696 45,120 SH   SOLE   0 0 45,120
Ishares S&P Smallcap ETF 464287879   292,748 2,908 SH   SOLE   0 0 2,908
Ishares Jp Morgan Usd ETF 464288281   2,862 26 SH   SOLE   0 0 26
Ishares International ETF 464288448   199,373 6,554 SH   SOLE   0 0 6,554
Ishares TRUST Barclays ETF 464288588   5,731 53 SH   SOLE   0 0 53
Ishares Int Gov Credit ETF 464288612   4,951 43 SH   SOLE   0 0 43
Ishares Msci Usa Esg ETF 464288802   65,918 687 SH   SOLE   0 0 687
Ishares Msci Eafe Growth ETF 464288885   510,524 4,795 SH   SOLE   0 0 4,795
Liberty All Star Eq Fd COM 530158104   834 97 SH   SOLE   0 0 97
McDonalds Corp COM 580135101   27,969 116 SH   SOLE   0 0 116
Micron Technology Inc COM 595112103   1,420 20 SH   SOLE   0 0 20
Parker-Hannifin Corp COM 701094104   20,133 72 SH   SOLE   0 0 72
Pfizer Incorporated COM 717081103   21,505 500 SH   SOLE   0 0 500
Pioneer Natural Res Co COM 723787107   3,330 20 SH   SOLE   0 0 20
Schw US Brd Mkt Etf ETF 808524102   6,092,986 58,665 SH   SOLE   0 0 58,665
Schwab US Large Cap ETF ETF 808524201   32,622,958 313,592 SH   SOLE   0 0 313,592
Schwab US Large Cap ETF 808524300   7,547,555 50,966 SH   SOLE   0 0 50,966
Schw US Lcap Val Etf ETF 808524409   74,970 1,111 SH   SOLE   0 0 1,111
Schwab US SC ETF ETF 808524607   1,978,076 19,761 SH   SOLE   0 0 19,761
Sch Fnd Intl Lg Etf ETF 808524755   8,094,893 246,570 SH   SOLE   0 0 246,570
Sch Fnd US Lg Etf ETF 808524771   11,229,722 208,151 SH   SOLE   0 0 208,151
Schwab Int'l Equity ETF ETF 808524805   2,683,613 69,344 SH   SOLE   0 0 69,344
Sch St US Trsr Etf ETF 808524862   384,488 7,511 SH   SOLE   0 0 7,511
Teva Pharmaceutical Industries Ltd-Adr COM 881624209   3,896 400 SH   SOLE   0 0 400
Vanguard Esg U.S. Stock ETF 921910733   66,050 825 SH   SOLE   0 0 825
Vanguard S&P Small Cap ETF 921932794   167,791 747 SH   SOLE   0 0 747
Vanguard Long Term Bond ETF 921937793   3,070 30 SH   SOLE   0 0 30
Vanguard Msci Eafe Etf ETF 921943858   1,696,414 33,599 SH   SOLE   0 0 33,599
Vanguard Total World ETF 922042742   335,210 3,292 SH   SOLE   0 0 3,292
Vanguard Msci Emerging ETF 922042858   3,351 67 SH   SOLE   0 0 67
Vanguard S&P 500 Etf New ETF 922908363   705,976 1,790 SH   SOLE   0 0 1,790
Vanguard Mid Cap Value ETF 922908512   1,536 11 SH   SOLE   0 0 11
Vanguard Small Cap ETF 922908595   259,148 925 SH   SOLE   0 0 925
Vanguard Mid Cap ETF 922908629   2,604 11 SH   SOLE   0 0 11
Vanguard Large Cap ETF 922908637   17,211,008 85,661 SH   SOLE   0 0 85,661
Vanguard Growth Etf ETF 922908736   4,663,612 16,072 SH   SOLE   0 0 16,072
Vanguard Value ETF 922908744   5,686 42 SH   SOLE   0 0 42
Western Digital Corp COM 958102105   1,129 20 SH   SOLE   0 0 20
Whirlpool Corp COM 963320106   5,504 27 SH   SOLE   0 0 27
Spdr Msci Eafe Fsl Fuel ETF 78470E106   33,144 401 SH   SOLE   0 0 401
AT&T Corp COM 00206R102   62,293 2,306 SH   SOLE   0 0 2,306
Agilent Technologies Inc COM 00846U101   6,616 42 SH   SOLE   0 0 42
B W X Technologies I COM 05605H100   6,571 122 SH   SOLE   0 0 122
Comcast Corp New Cl A COM 20030N101   7,495 134 SH   SOLE   0 0 134
Conocophillips COM 20825C104   20,331 300 SH   SOLE   0 0 300
Cisco Systems Inc COM 22160K105   27,215 500 SH   SOLE   0 0 500
Dimensional U S Core ETF 25434V708   51,280 1,930 SH   SOLE   0 0 1,930
Dutch Bros Inc COM 26701L100   4,592 106 SH   SOLE   0 0 106
Emergent Biosolution COM 29089Q105   1,502 30 SH   SOLE   0 0 30
Enbridge Inc COM 29250N105   2,269 57 SH   SOLE   0 0 57
Exxon Mobil Corporation COM 30231G102   11,764 200 SH   SOLE   0 0 200
GlaxoSmithKline PLC Sponsored ADR(Frm. Glaxo Well) COM 37733W204   19,105 500 SH   SOLE   0 0 500
Hewlett-Packard Company COM 40434L105   21,888 800 SH   SOLE   0 0 800
Hewlett Packard Enterpri COM 42824C109   4,275 300 SH   SOLE   0 0 300
JP Morgan Chase & Co COM 46137V522   42,232 258 SH   SOLE   0 0 258
Invesco Raymond James COM 46137V522   76,216 1,269 SH   SOLE   0 0 1,269
Ishares Core Msci Eafe ETF 46432F842   29,477 397 SH   SOLE   0 0 397
Ishares Msci Acwi Lw ETF 46434V464   33,022 201 SH   SOLE   0 0 201
iShares iBonds Dec 2023 ETF 46434VAX8   2,694,848 103,648 SH   SOLE   0 0 103,648
Ishares Ibonds Dec ETF 46434VBA7   2,074,594 81,935 SH   SOLE   0 0 81,935
iShare iBonds Dec 2025 ETF 46434VBD1   6,016,716 224,128 SH   SOLE   0 0 224,128
iShares iBonds Dec 2024 ETF 46434VBG4   6,279,787 238,866 SH   SOLE   0 0 238,866
Ishares Ibonds Dec ETF 46434VBK5   1,045,115 42,261 SH   SOLE   0 0 42,261
iShares iBonds Dec 2026 ETF 46435GAA0   4,883,871 184,297 SH   SOLE   0 0 184,297
iShares iBonds Dec 2028 ETF 46435U515   3,887,060 135,674 SH   SOLE   0 0 135,674
Ishares Broad Usd Hg Yld ETF 46435U853   6,059 146 SH   SOLE   0 0 146
iShares iBonds Dec 2027 ETF 46435UAA9   4,063,647 150,617 SH   SOLE   0 0 150,617
Ishares Esg Screened S&P ETF 46436E569   66,360 2,004 SH   SOLE   0 0 2,004
Isoray Inc COM 46489V104   140 222 SH   SOLE   0 0 222
Keysight Tech Inc COM 49338L103   3,450 21 SH   SOLE   0 0 21
Macys Inc COM 55616P104   9,040 400 SH   SOLE   0 0 400
Market Vectors Etf ETF 57060U522   2,727 91 SH   SOLE   0 0 91
Nuveen Div Advan Muni ETF 67071L106   42,805 2,496 SH   SOLE   0 0 2,496
Pareteum Corporation COM 69946T207   0 1 SH   SOLE   0 0 1
Pure Storage Inc COM 74624M102   1,761 70 SH   SOLE   0 0 70
SPDR Trust Unit SR ETF 78462F103   46,922 109 SH   SOLE   0 0 109
Spdr Msci Acwi Ex-Us ETF 78463X848   10,375,606 358,150 SH   SOLE   0 0 358,150
Spdr Portfolio Dvlpd ETF 78463X889   513,965 14,194 SH   SOLE   0 0 14,194
Spdr Intrmdt Trm Crprate ETF 78464A375   3,871 106 SH   SOLE   0 0 106
Spdr Global Dow Etf ETF 78464A706   530,950 4,867 SH   SOLE   0 0 4,867
Diamonds Trust-Unit Series 1 ETF 78467X109   81,495 241 SH   SOLE   0 0 241
Spdr S&P 500 Fossil Fuel ETF 78468R796   66,075 622 SH   SOLE   0 0 622
Sorrento Therapeutcs COM 83587F202   1,145 150 SH   SOLE   0 0 150
Tesla Motors Inc COM 88160R101   8,608 11 SH   SOLE   0 0 11
Tusimple Hldgs Inc COM 90089L108   2,562 69 SH   SOLE   0 0 69
Vanguard Short Term Cor ETF 92206C409   4,038 49 SH   SOLE   0 0 49
Viatris Inc COM 92556V106   840 62 SH   SOLE   0 0 62
Wisdomtree Div Top ETF 97717W406   69,075 735 SH   SOLE   0 0 735
Cyberark Softwre Ltd COM M2682V108   3,156 20 SH   SOLE   0 0 20
Fiverr Interntnl Ltd COM M4R82T106   3,654 20 SH   SOLE   0 0 20