The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 326,204 2,870 SH   SOLE   0 0 2,870
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 494,402 2,715 SH   SOLE   0 0 2,715
ACCELERATE DIAGNOSTICS INC COM NEW 00430H201 BBG001S6TPB4 19,615 19,813 SH   SOLE   0 0 19,813
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 3,334,346 22,092 SH   SOLE   0 0 22,092
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,937,330 19,292 SH   SOLE   0 0 19,292
AMAZON COM INC COM 023135106 BBG001S5PQL7 5,707,876 31,644 SH   SOLE   0 0 31,644
AMERICAN HOMES 4 RENT CL A 02665T306 BBG003NXJNJ4 349,778 9,510 SH   SOLE   0 0 9,510
AMGEN INC COM 031162100 BBG001S5NNL6 1,652,752 5,813 SH   SOLE   0 0 5,813
APPLE INC COM 037833100 BBG001S5N8V8 36,308,394 211,735 SH   SOLE   0 0 211,735
BIOGEN INC COM 09062X103 BBG001S67826 779,287 3,614 SH   SOLE   0 0 3,614
BOEING CO COM 097023105 BBG001S5P0V3 469,738 2,434 SH   SOLE   0 0 2,434
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 757,756 13,973 SH   SOLE   0 0 13,973
CENCORA INC COM 03073E105 BBG001S8X7P0 2,947,712 12,131 SH   SOLE   0 0 12,131
CHOICE HOTELS INTL INC COM 169905106 BBG001S997X6 204,434 1,618 SH   SOLE   0 0 1,618
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 683,196 15,760 SH   SOLE   0 0 15,760
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 2,750,589 3,754 SH   SOLE   0 0 3,754
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 559,188 15,216 SH   SOLE   0 0 15,216
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 330,682 10,350 SH   SOLE   0 0 10,350
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 532,079 9,338 SH   SOLE   0 0 9,338
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 379,143 9,270 SH   SOLE   0 0 9,270
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 2,274,287 36,482 SH   SOLE   0 0 36,482
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 261,318 4,801 SH   SOLE   0 0 4,801
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 281,926 11,082 SH   SOLE   0 0 11,082
DISNEY WALT CO COM 254687106 BBG001S5QHF3 548,295 4,481 SH   SOLE   0 0 4,481
ELI LILLY & CO COM 532457108 BBG001S5STL8 4,146,527 5,330 SH   SOLE   0 0 5,330
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 BBG001SBT983 459,176 7,130 SH   SOLE   0 0 7,130
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 246,288 5,745 SH   SOLE   0 0 5,745
HALEON PLC SPON ADS 405552100 BBG018GZNDB0 97,677 11,505 SH   SOLE   0 0 11,505
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,666,966 4,346 SH   SOLE   0 0 4,346
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 767,225 3,738 SH   SOLE   0 0 3,738
INTEL CORP COM 458140100 BBG001S5SF65 288,973 6,542 SH   SOLE   0 0 6,542
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 1,989,803 10,420 SH   SOLE   0 0 10,420
INTUIT COM 461202103 BBG001S6TWR2 2,865,200 4,408 SH   SOLE   0 0 4,408
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 BBG00Q5LFH79 4,514,012 202,877 SH   SOLE   0 0 202,877
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 BBG00Q5D6ZV0 1,810,605 98,940 SH   SOLE   0 0 98,940
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429 BBG012JBHCX8 185,461 11,505 SH   SOLE   0 0 11,505
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 7,530,274 359,097 SH   SOLE   0 0 359,097
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 BBG00KJR2H78 8,369,387 368,209 SH   SOLE   0 0 368,209
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 8,549,497 418,478 SH   SOLE   0 0 418,478
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 BBG00KXH4WB4 9,289,539 404,773 SH   SOLE   0 0 404,773
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 7,948,252 413,756 SH   SOLE   0 0 413,756
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 BBG00KJR2L24 8,452,451 438,178 SH   SOLE   0 0 438,178
INVESCO EXCH TRD SLF IDX FD INVSCO 28 HYCORP 46138J452 BBG00X3HZJZ8 1,358,129 62,702 SH   SOLE   0 0 62,702
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 BBG00X3HYBX8 947,122 57,787 SH   SOLE   0 0 57,787
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 BBG00LNJYDS0 9,066,424 391,131 SH   SOLE   0 0 391,131
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 BBG00LNJW5P2 8,148,807 406,019 SH   SOLE   0 0 406,019
INVESCO EXCHANGE TRADED FD T LEISURE AND ENTE 46137V720 BBG001SN68L9 743,267 16,095 SH   SOLE   0 0 16,095
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 3,720,133 21,965 SH   SOLE   0 0 21,965
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 4,598,631 10,357 SH   SOLE   0 0 10,357
ISHARES INC MSCI EQUAL WEITE 464286681 BBG001T8MYT8 11,829,960 130,014 SH   SOLE   0 0 130,014
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 1,499,497 13,606 SH   SOLE   0 0 13,606
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 544,294 7,334 SH   SOLE   0 0 7,334
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 16,742,642 275,644 SH   SOLE   0 0 275,644
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 10,995,074 99,485 SH   SOLE   0 0 99,485
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 5,567,072 48,283 SH   SOLE   0 0 48,283
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 53,975,637 102,668 SH   SOLE   0 0 102,668
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 4,963,908 50,683 SH   SOLE   0 0 50,683
ISHARES TR EUROPE ETF 464287861 BBG001SFGXD9 255,394 4,588 SH   SOLE   0 0 4,588
ISHARES TR EXPANDED TECH 464287515 BBG001S7W2J1 290,344 3,405 SH   SOLE   0 0 3,405
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 822,312 10,992 SH   SOLE   0 0 10,992
ISHARES TR IBDS DEC28 ETF 46435U515 BBG00M0P3SC7 1,025,348 41,170 SH   SOLE   0 0 41,170
ISHARES TR IBONDS 2026 TERM 46436E528 BBG00Y1B7X63 734,941 31,871 SH   SOLE   0 0 31,871
ISHARES TR IBONDS 2027 TERM 46436E478 BBG011MMQW86 524,971 23,584 SH   SOLE   0 0 23,584
ISHARES TR IBONDS 24 TRM HG 46435U184 BBG00P3CTJ01 991,526 42,527 SH   SOLE   0 0 42,527
ISHARES TR IBONDS 25 TRM HG 46435U168 BBG00P3CSKH1 1,023,857 43,792 SH   SOLE   0 0 43,792
ISHARES TR IBONDS 27 ETF 46435UAA9 BBG00HPLJP02 1,147,219 48,202 SH   SOLE   0 0 48,202
ISHARES TR IBONDS DEC 2030 46436E726 BBG00VJHRTY3 5,481,468 256,143 SH   SOLE   0 0 256,143
ISHARES TR IBONDS DEC 2031 46436E486 BBG011HVQSJ9 1,431,675 69,872 SH   SOLE   0 0 69,872
ISHARES TR IBONDS DEC 29 46436E205 BBG00Q79F703 5,580,503 244,544 SH   SOLE   0 0 244,544
ISHARES TR IBONDS DEC2026 46435GAA0 BBG00DST7FD2 1,735,316 72,760 SH   SOLE   0 0 72,760
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 1,850,615 73,877 SH   SOLE   0 0 73,877
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 2,241,077 90,330 SH   SOLE   0 0 90,330
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 4,008,105 51,564 SH   SOLE   0 0 51,564
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 3,233,013 29,682 SH   SOLE   0 0 29,682
ISHARES TR INTL SEL DIV ETF 464288448 BBG001S7Y5C9 895,367 31,932 SH   SOLE   0 0 31,932
ISHARES TR ISHARES SEMICDTR 464287523 BBG001SJ8F58 820,767 3,633 SH   SOLE   0 0 3,633
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 7,692,999 96,331 SH   SOLE   0 0 96,331
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 328,567 7,998 SH   SOLE   0 0 7,998
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 437,226 13,566 SH   SOLE   0 0 13,566
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,555,322 4,615 SH   SOLE   0 0 4,615
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 1,719,309 6,349 SH   SOLE   0 0 6,349
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 835,077 9,931 SH   SOLE   0 0 9,931
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 878,604 4,178 SH   SOLE   0 0 4,178
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 14,502,936 171,754 SH   SOLE   0 0 171,754
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 19,235,130 102,966 SH   SOLE   0 0 102,966
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 2,687,355 29,450 SH   SOLE   0 0 29,450
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 5,489,755 46,409 SH   SOLE   0 0 46,409
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 1,745,615 13,353 SH   SOLE   0 0 13,353
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 4,772,221 38,742 SH   SOLE   0 0 38,742
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 6,367,096 61,961 SH   SOLE   0 0 61,961
ISHARES TR U.S. ENERGY ETF 464287796 BBG001SFGXW8 747,373 15,129 SH   SOLE   0 0 15,129
ISHARES TR U.S. FINLS ETF 464287788 BBG001SFC802 541,125 5,657 SH   SOLE   0 0 5,657
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648 BBG00KDZS4F8 792,323 11,191 SH   SOLE   0 0 11,191
ISHARES U S ETF TR US CONSUMER FOC 46431W663 BBG00KDZR0N8 351,196 7,066 SH   SOLE   0 0 7,066
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,596,543 10,093 SH   SOLE   0 0 10,093
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 3,154,597 15,749 SH   SOLE   0 0 15,749
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 630,905 1,387 SH   SOLE   0 0 1,387
LOWES COS INC COM 548661107 BBG001S5SVL3 1,930,868 7,580 SH   SOLE   0 0 7,580
MAPLEBEAR INC COM 565394103 BBG00KG5VJG3 336,952 9,036 SH   SOLE   0 0 9,036
MCDONALDS CORP COM 580135101 BBG001S5T110 1,129,210 4,005 SH   SOLE   0 0 4,005
MERCK & CO INC COM 58933Y105 BBG001S5TC52 744,863 5,645 SH   SOLE   0 0 5,645
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 250,106 515 SH   SOLE   0 0 515
MICROSOFT CORP COM 594918104 BBG001S5TD05 5,309,565 12,620 SH   SOLE   0 0 12,620
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 255,294 3,647 SH   SOLE   0 0 3,647
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 573,761 635 SH   SOLE   0 0 635
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 382,531 5,886 SH   SOLE   0 0 5,886
ORACLE CORP COM 68389X105 BBG001S5SJG6 563,738 4,488 SH   SOLE   0 0 4,488
PEPSICO INC COM 713448108 BBG001S695T1 327,557 1,872 SH   SOLE   0 0 1,872
PFIZER INC COM 717081103 BBG001S5V466 953,407 34,357 SH   SOLE   0 0 34,357
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 1,061,401 10,883 SH   SOLE   0 0 10,883
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 736,881 10,186 SH   SOLE   0 0 10,186
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 310,626 12,302 SH   SOLE   0 0 12,302
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 806,800 20,677 SH   SOLE   0 0 20,677
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 663,001 10,860 SH   SOLE   0 0 10,860
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 396,285 4,274 SH   SOLE   0 0 4,274
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 749,155 9,860 SH   SOLE   0 0 9,860
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 1,283,423 20,680 SH   SOLE   0 0 20,680
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 1,704,591 20,933 SH   SOLE   0 0 20,933
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 1,060,196 21,531 SH   SOLE   0 0 21,531
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 201,945 2,473 SH   SOLE   0 0 2,473
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 1,003,762 23,831 SH   SOLE   0 0 23,831
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 251,745 1,369 SH   SOLE   0 0 1,369
SIMPSON MFG INC COM 829073105 BBG001SB9QN0 205,180 1,000 SH   SOLE   0 0 1,000
SNAP ON INC COM 833034101 BBG001S5W688 586,219 1,979 SH   SOLE   0 0 1,979
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 267,436 1,300 SH   SOLE   0 0 1,300
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,709,460 5,180 SH   SOLE   0 0 5,180
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 473,309 9,447 SH   SOLE   0 0 9,447
SPDR SER TR SPDR S&P 500 ETF 78468R796 BBG00BKMB118 413,448 9,660 SH   SOLE   0 0 9,660
STRYKER CORPORATION COM 863667101 BBG001S8FR03 336,040 939 SH   SOLE   0 0 939
SUMMIT HOTEL PPTYS NOTE 1.500% 2/1 866082AA8   17,705 20,000 PRN   SOLE   0 0 20,000
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 413,673 1,139 SH   SOLE   0 0 1,139
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 215,871 938 SH   SOLE   0 0 938
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 BBG001TC6MR5 443,035 4,365 SH   SOLE   0 0 4,365
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 468,973 1,363 SH   SOLE   0 0 1,363
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 4,510,637 18,813 SH   SOLE   0 0 18,813
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,717,858 6,875 SH   SOLE   0 0 6,875
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 325,720 3,766 SH   SOLE   0 0 3,766
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 693,952 1,444 SH   SOLE   0 0 1,444
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,483,538 6,490 SH   SOLE   0 0 6,490
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 6,543,340 25,176 SH   SOLE   0 0 25,176
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 803,730 4,935 SH   SOLE   0 0 4,935
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 1,425,844 24,311 SH   SOLE   0 0 24,311
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 227,487 1,947 SH   SOLE   0 0 1,947
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 2,387,556 21,607 SH   SOLE   0 0 21,607
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 3,518,109 70,124 SH   SOLE   0 0 70,124
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 283,144 540 SH   SOLE   0 0 540
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3   14,800 15,000 PRN   SOLE   0 0 15,000
WALMART INC COM 931142103 BBG001S5XH92 569,563 9,466 SH   SOLE   0 0 9,466
YUM BRANDS INC COM 988498101 BBG001S7JQ30 687,288 4,957 SH   SOLE   0 0 4,957
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 366,508 2,777 SH   SOLE   0 0 2,777
ZIONS BANCORPORATION N A COM 989701107 BBG001S5XN80 931,494 21,463 SH   SOLE   0 0 21,463