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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   204,737 1,124 SH   SOLE   0 0 1,124
AMAZON COM INC COM 023135106   1,641,079 8,492 SH   SOLE   0 0 8,492
AMERICAN CENTY ETF TR US SML CP VALU 025072877   9,129,633 101,757 SH   SOLE   0 0 101,757
AMERICAN CENTY ETF TR US EQT ETF 025072885   8,349,910 92,581 SH   SOLE   0 0 92,581
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   9,116,836 146,432 SH   SOLE   0 0 146,432
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   5,577,376 91,298 SH   SOLE   0 0 91,298
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   9,270,602 147,527 SH   SOLE   0 0 147,527
APPLE INC COM 037833100   6,146,948 29,185 SH   SOLE   0 0 29,185
ARK ETF TR NEXT GNRTN INTER 00214Q401   247,667 3,174 SH   SOLE   0 0 3,174
ECOLAB INC COM 278865100   291,788 1,226 SH   SOLE   0 0 1,226
FIRST TR EXCHANGE-TRADED FD FT VEST RIS 33738D879   8,828,012 377,588 SH   SOLE   0 0 377,588
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740U810   236,510 6,271 SH   SOLE   0 0 6,271
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740U786   280,300 7,771 SH   SOLE   0 0 7,771
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F839   1,693,925 40,896 SH   SOLE   0 0 40,896
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F763   419,051 8,956 SH   SOLE   0 0 8,956
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F722   290,497 6,002 SH   SOLE   0 0 6,002
FIRST TR EXCHNG TRADED FD VI FT VEST FD OF BU 33740F755   278,991 9,647 SH   SOLE   0 0 9,647
FIRST TR EXCHNG TRADED FD VI VEST FUND OF DEP 33740U703   309,496 12,726 SH   SOLE   0 0 12,726
GENERAL MLS INC COM 370334104   3,960,709 62,610 SH   SOLE   0 0 62,610
HONEST CO INC COM 438333106   223,844 76,659 SH   SOLE   0 0 76,659
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   633,803 16,701 SH   SOLE   0 0 16,701
ISHARES TR 0-5 YR TIPS ETF 46429B747   398,045 4,001 SH   SOLE   0 0 4,001
ISHARES TR RUS 1000 VAL ETF 464287598   280,548 1,608 SH   SOLE   0 0 1,608
ISHARES TR CORE DIV GRWTH 46434V621   2,535,799 44,017 SH   SOLE   0 0 44,017
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   2,826,521 48,267 SH   SOLE   0 0 48,267
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   2,579,298 34,322 SH   SOLE   0 0 34,322
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   16,176,356 355,837 SH   SOLE   0 0 355,837
JPMORGAN CHASE & CO COM 46625H100   449,422 2,222 SH   SOLE   0 0 2,222
META PLATFORMS INC CL A 30303M102   493,127 978 SH   SOLE   0 0 978
MICROSOFT CORP COM 594918104   1,541,531 3,449 SH   SOLE   0 0 3,449
NVIDIA CORPORATION COM 67066G104   257,087 2,081 SH   SOLE   0 0 2,081
PACER FDS TR US CASH COWS 100 69374H881   8,238,723 151,197 SH   SOLE   0 0 151,197
PROSHARES TR S&P 500 DV ARIST 74348A467   349,913 3,640 SH   SOLE   0 0 3,640
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,306,395 61,226 SH   SOLE   0 0 61,226
SPDR SER TR PRTFLO S&P500 GW 78464A409   5,039,184 62,888 SH   SOLE   0 0 62,888
SPDR SER TR PORTFOLI S&P1500 78464A805   1,523,986 22,969 SH   SOLE   0 0 22,969
SPDR SER TR PORTFOLIO SHORT 78464A474   1,525,546 51,365 SH   SOLE   0 0 51,365
TESLA INC COM 88160R101   1,280,976 6,474 SH   SOLE   0 0 6,474
VANGUARD BD INDEX FDS INTERMED TERM 921937819   7,862,867 104,992 SH   SOLE   0 0 104,992
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,648,932 6,164 SH   SOLE   0 0 6,164
VANGUARD INDEX FDS MID CAP ETF 922908629   411,812 1,701 SH   SOLE   0 0 1,701
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   2,603,524 34,320 SH   SOLE   0 0 34,320
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,210,126 64,956 SH   SOLE   0 0 64,956
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,789,740 5,696 SH   SOLE   0 0 5,696
WELLTOWER INC COM 95040Q104   208,500 2,000 SH   SOLE   0 0 2,000