The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100 915 18,813 SH   DFND   18,813 0 0
ABBOTT LABS INC COMMON STOCK 002824100 83 1,699 SH   OTR   1,699 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,138 15,700 SH   DFND   15,700 0 0
ABBVIE INC COMMON STOCK 00287Y109 156 2,156 SH   OTR   2,156 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 852 14,800 SH   DFND   14,800 0 0
ADOBE SYS INC COMMON STOCK 00724F101 5,480 38,745 SH   DFND   38,745 0 0
ADOBE SYS INC COMMON STOCK 00724F101 11 75 SH   OTR   75 0 0
AFLAC INC COMMON STOCK 001055102 3,298 42,450 SH   DFND   42,450 0 0
AFLAC INC COMMON STOCK 001055102 211 2,720 SH   OTR   2,720 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 508 8,560 SH   DFND   8,560 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 1,269 8,870 SH   DFND   8,870 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 15 105 SH   OTR   105 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 201 5,000 SH   DFND   5,000 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 4,528 4,871 SH   DFND   4,871 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 144 155 SH   OTR   155 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 158 2,117 SH   DFND   2,117 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 466 6,260 SH   OTR   6,260 0 0
AMAZON COM INC COMMON STOCK 023135106 2,305 2,381 SH   DFND   2,381 0 0
AMAZON COM INC COMMON STOCK 023135106 214 221 SH   OTR   221 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101 123 1,775 SH   DFND   1,775 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101 120 1,725 SH   OTR   1,725 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,016 12,058 SH   DFND   12,058 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 75 885 SH   OTR   885 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 958 12,290 SH   DFND   12,290 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 28 360 SH   OTR   360 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 203 2,150 SH   DFND   2,150 0 0
AMGEN INC COMMON STOCK 031162100 1,889 10,965 SH   DFND   10,965 0 0
AMGEN INC COMMON STOCK 031162100 58 335 SH   OTR   335 0 0
AMPHENOL CORP COMMON STOCK 032095101 305 4,126 SH   DFND   4,126 0 0
AMPHENOL CORP COMMON STOCK 032095101 30 400 SH   OTR   400 0 0
ANADARKO PETROLEUM CORP. COMMON STOCK 032511107 884 19,500 SH   DFND   19,500 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 965 12,400 SH   DFND   12,400 0 0
ANTHEM INC COMMON STOCK 036752103 3,691 19,620 SH   DFND   19,620 0 0
ANTHEM INC COMMON STOCK 036752103 94 500 SH   OTR   500 0 0
APACHE CORP COMMON STOCK 037411105 183 3,825 SH   DFND   3,825 0 0
APACHE CORP COMMON STOCK 037411105 26 550 SH   OTR   550 0 0
APPLE INC COMMON STOCK 037833100 5,573 38,694 SH   DFND   38,694 0 0
APPLE INC COMMON STOCK 037833100 390 2,705 SH   OTR   2,705 0 0
AQUA AMERICA INC COMMON STOCK 03836W103 3,138 94,242 SH   DFND   94,242 0 0
AQUA AMERICA INC COMMON STOCK 03836W103 10 300 SH   OTR   300 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 547 6,980 SH   DFND   6,980 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 20 260 SH   OTR   260 0 0
AT & T INC COMMON STOCK 00206R102 3,138 83,181 SH   DFND   83,181 0 0
AT & T INC COMMON STOCK 00206R102 661 17,521 SH   OTR   17,521 0 0
AUTOLIV INC COMMON STOCK 052800109 1,539 14,020 SH   DFND   14,020 0 0
AUTOLIV INC COMMON STOCK 052800109 208 1,890 SH   OTR   1,890 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 7,308 71,330 SH   DFND   71,330 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 20 200 SH   OTR   200 0 0
AUTOZONE INC COMMON STOCK 053332102 1,261 2,210 SH   DFND   2,210 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 2,397 27,125 SH   DFND   27,125 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 883 36,384 SH   DFND   36,384 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 46 1,898 SH   OTR   1,898 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 2,299 37,979 SH   DFND   37,979 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 64 1,055 SH   OTR   1,055 0 0
BB&T CORP COMMON STOCK 054937107 1,981 43,630 SH   DFND   43,630 0 0
BB&T CORP COMMON STOCK 054937107 56 1,225 SH   OTR   1,225 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 3,322 17,025 SH   DFND   17,025 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 198 1,014 SH   OTR   1,014 0 0
BEMIS CO COMMON STOCK 081437105 2,313 50,000 SH   DFND   50,000 0 0
BEMIS CO COMMON STOCK 081437105 142 3,075 SH   OTR   3,075 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 3,303 19,501 SH   DFND   19,501 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 31 185 SH   OTR   185 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108 1,019 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 1,954 4,625 SH   DFND   4,625 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 4 10 SH   OTR   10 0 0
BOEING CO COMMON STOCK 097023105 379 1,915 SH   DFND   1,915 0 0
BOEING CO COMMON STOCK 097023105 103 520 SH   OTR   520 0 0
BOK FINANCIAL CORPORATION COMMON STOCK 05561Q201 216 2,570 SH   DFND   2,570 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,133 20,340 SH   DFND   20,340 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 362 6,490 SH   OTR   6,490 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 159 3,280 SH   DFND   3,280 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 82 1,690 SH   OTR   1,690 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 462 10,767 SH   DFND   10,767 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 555 12,925 SH   OTR   12,925 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 547 7,020 SH   DFND   7,020 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 1,114 10,370 SH   DFND   10,370 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 196 1,825 SH   OTR   1,825 0 0
CENTERPOINT ENERGY INC COMMON STOCK 15189T107 270 9,860 SH   DFND   9,860 0 0
CENTERPOINT ENERGY INC COMMON STOCK 15189T107 11 400 SH   OTR   400 0 0
CENTURYLINK INC COMMON STOCK 156700106 313 13,090 SH   DFND   13,090 0 0
CENTURYLINK INC COMMON STOCK 156700106 122 5,100 SH   OTR   5,100 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,808 26,914 SH   DFND   26,914 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 257 2,465 SH   OTR   2,465 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 866 16,690 SH   DFND   16,690 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 52 1,000 SH   OTR   1,000 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 2,975 95,053 SH   DFND   95,053 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 334 10,670 SH   OTR   10,670 0 0
CLOROX COMPANY COMMON STOCK 189054109 646 4,845 SH   DFND   4,845 0 0
CLOROX COMPANY COMMON STOCK 189054109 13 100 SH   OTR   100 0 0
COCA COLA CO COMMON STOCK 191216100 488 10,880 SH   DFND   10,880 0 0
COCA COLA CO COMMON STOCK 191216100 18 400 SH   OTR   400 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 3,959 53,400 SH   DFND   53,400 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 331 4,470 SH   OTR   4,470 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 8,363 214,878 SH   DFND   214,878 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 307 7,878 SH   OTR   7,878 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 340 7,730 SH   DFND   7,730 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 230 5,230 SH   OTR   5,230 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 675 8,349 SH   DFND   8,349 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 324 4,005 SH   OTR   4,005 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 2,195 11,330 SH   DFND   11,330 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 78 405 SH   OTR   405 0 0
CORNING INC COMMON STOCK 219350105 1,284 42,740 SH   DFND   42,740 0 0
CORNING INC COMMON STOCK 219350105 242 8,050 SH   OTR   8,050 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 747 4,670 SH   DFND   4,670 0 0
CR BARD INC COMMON STOCK 067383109 4,132 13,070 SH   DFND   13,070 0 0
CR BARD INC COMMON STOCK 067383109 51 160 SH   OTR   160 0 0
CSX CORPORATION COMMON STOCK 126408103 1,089 19,960 SH   DFND   19,960 0 0
CSX CORPORATION COMMON STOCK 126408103 290 5,310 SH   OTR   5,310 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 2,225 23,690 SH   DFND   23,690 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 198 2,110 SH   OTR   2,110 0 0
CUMMINS INC COMMON STOCK 231021106 878 5,410 SH   DFND   5,410 0 0
CUMMINS INC COMMON STOCK 231021106 32 200 SH   OTR   200 0 0
CVS HEALTH CORP COMMON STOCK 126650100 2,782 34,574 SH   DFND   34,574 0 0
CVS HEALTH CORP COMMON STOCK 126650100 155 1,925 SH   OTR   1,925 0 0
CYANOTECH CORP COMMON STOCK 232437301 293 82,400 SH   DFND   82,400 0 0
DANAHER CORP COMMON STOCK 235851102 1,208 14,309 SH   DFND   14,309 0 0
DANAHER CORP COMMON STOCK 235851102 35 410 SH   OTR   410 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105 1,394 15,415 SH   DFND   15,415 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105 7 75 SH   OTR   75 0 0
DAVITA INC COMMON STOCK 23918K108 569 8,780 SH   DFND   8,780 0 0
DEERE & CO. COMMON STOCK 244199105 449 3,635 SH   DFND   3,635 0 0
DEERE & CO. COMMON STOCK 244199105 242 1,955 SH   OTR   1,955 0 0
DIEBOLD NIXDORF INC COMMON STOCK 253651103 226 8,065 SH   DFND   8,065 0 0
DIEBOLD NIXDORF INC COMMON STOCK 253651103 16 580 SH   OTR   580 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 796 10,384 SH   DFND   10,384 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 146 1,905 SH   OTR   1,905 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 767 12,155 SH   DFND   12,155 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 225 3,575 SH   OTR   3,575 0 0
DTE ENERGY CO COMMON STOCK 233331107 424 4,005 SH   DFND   4,005 0 0
DTE ENERGY CO COMMON STOCK 233331107 32 300 SH   OTR   300 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2,974 36,842 SH   DFND   36,842 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 294 3,637 SH   OTR   3,637 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 373 4,460 SH   DFND   4,460 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 8 100 SH   OTR   100 0 0
EATON VANCE CORP COMMON STOCK 278265103 1,979 41,830 SH   DFND   41,830 0 0
EATON VANCE CORP COMMON STOCK 278265103 73 1,535 SH   OTR   1,535 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 2,126 20,110 SH   DFND   20,110 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 82 775 SH   OTR   775 0 0
ELI LILLY & CO COMMON STOCK 532457108 908 11,027 SH   DFND   11,027 0 0
ELI LILLY & CO COMMON STOCK 532457108 25 300 SH   OTR   300 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 1,959 32,866 SH   DFND   32,866 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 142 2,375 SH   OTR   2,375 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 2,268 83,760 SH   DFND   83,760 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 39 1,450 SH   OTR   1,450 0 0
EQT CORPORATION COMMON STOCK 26884L109 766 13,080 SH   DFND   13,080 0 0
EQT CORPORATION COMMON STOCK 26884L109 23 400 SH   OTR   400 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 2,159 26,749 SH   DFND   26,749 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 420 5,201 SH   OTR   5,201 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 1,956 12,955 SH   DFND   12,955 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 193 1,275 SH   OTR   1,275 0 0
FACTSET COMMON STOCK 303075105 1,429 8,600 SH   DFND   8,600 0 0
FACTSET COMMON STOCK 303075105 112 675 SH   OTR   675 0 0
FAIR ISAAC CORP COMMON STOCK 303250104 2,617 18,770 SH   DFND   18,770 0 0
FEDEX CORP COMMON STOCK 31428X106 87 400 SH   DFND   400 0 0
FEDEX CORP COMMON STOCK 31428X106 185 850 SH   OTR   850 0 0
FLOWERS FOODS INC COMMON STOCK 343498101 174 10,080 SH   DFND   10,080 0 0
FLOWERS FOODS INC COMMON STOCK 343498101 31 1,800 SH   OTR   1,800 0 0
FLUOR CORP NEW COMMON STOCK 343412102 329 7,180 SH   DFND   7,180 0 0
FLUOR CORP NEW COMMON STOCK 343412102 7 150 SH   OTR   150 0 0
FORD MOTOR CO DEL COMMON STOCK 345370860 410 36,680 SH   DFND   36,680 0 0
GAMESTOP CORP-A COMMON STOCK 36467W109 299 13,820 SH   DFND   13,820 0 0
GAMESTOP CORP-A COMMON STOCK 36467W109 4 200 SH   OTR   200 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,750 8,836 SH   DFND   8,836 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 168 849 SH   OTR   849 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 1,771 65,564 SH   DFND   65,564 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 553 20,460 SH   OTR   20,460 0 0
GENERAL MILLS COMMON STOCK 370334104 2,378 42,922 SH   DFND   42,922 0 0
GENERAL MILLS COMMON STOCK 370334104 209 3,775 SH   OTR   3,775 0 0
GENTEX CORP COMMON STOCK 371901109 4,002 210,985 SH   DFND   210,985 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 433 6,115 SH   DFND   6,115 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1 10 SH   OTR   10 0 0
GLOBAL PMTS INC COMMON STOCK 37940X102 2,467 27,315 SH   DFND   27,315 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 262 1,180 SH   DFND   1,180 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 4 20 SH   OTR   20 0 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 62 1,770 SH   DFND   1,770 0 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 158 4,510 SH   OTR   4,510 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 736 17,239 SH   DFND   17,239 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 26 600 SH   OTR   600 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 462 4,240 SH   DFND   4,240 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 139 1,270 SH   OTR   1,270 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 490 9,325 SH   DFND   9,325 0 0
HASBRO INC COM COMMON STOCK 418056107 636 5,700 SH   DFND   5,700 0 0
HASBRO INC COM COMMON STOCK 418056107 101 910 SH   OTR   910 0 0
HOLLYFRONTIER CORPORATION COMMON STOCK 436106108 384 13,970 SH   DFND   13,970 0 0
HOLLYFRONTIER CORPORATION COMMON STOCK 436106108 34 1,225 SH   OTR   1,225 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,592 11,946 SH   DFND   11,946 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 59 440 SH   OTR   440 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 2,062 60,445 SH   DFND   60,445 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 65 1,900 SH   OTR   1,900 0 0
IBM CORPORATION COMMON STOCK 459200101 2,104 13,675 SH   DFND   13,675 0 0
IBM CORPORATION COMMON STOCK 459200101 206 1,338 SH   OTR   1,338 0 0
IDEXX LABS INC COMMON STOCK 45168D104 202 1,250 SH   DFND   1,250 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 3,766 26,292 SH   DFND   26,292 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 297 2,075 SH   OTR   2,075 0 0
INTEL CORP COMMON STOCK 458140100 3,409 101,031 SH   DFND   101,031 0 0
INTEL CORP COMMON STOCK 458140100 407 12,068 SH   OTR   12,068 0 0
ITT INC COMMON STOCK 45073V108 200 4,990 SH   DFND   4,990 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 4,519 83,085 SH   DFND   83,085 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 101 850 SH   DFND   850 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 204 1,720 SH   OTR   1,720 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5,570 42,103 SH   DFND   42,103 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,185 8,955 SH   OTR   8,955 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,268 13,878 SH   DFND   13,878 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 422 4,619 SH   OTR   4,619 0 0
KANSAS CITY SOUTHERN COMMON STOCK 485170302 690 6,598 SH   DFND   6,598 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 5,353 41,460 SH   DFND   41,460 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 56 435 SH   OTR   435 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 980 51,124 SH   DFND   51,124 0 0
LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 587 3,810 SH   DFND   3,810 0 0
LOWES COS INC COMMON STOCK 548661107 484 6,240 SH   DFND   6,240 0 0
LOWES COS INC COMMON STOCK 548661107 171 2,210 SH   OTR   2,210 0 0
L3 TECHNOLOGIES INC COMMON STOCK 502413107 492 2,945 SH   DFND   2,945 0 0
M & T BK CORP COMMON STOCK 55261F104 4,431 27,360 SH   DFND   27,360 0 0
M & T BK CORP COMMON STOCK 55261F104 97 599 SH   OTR   599 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 2,092 29,360 SH   DFND   29,360 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 82 1,150 SH   OTR   1,150 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 2,919 55,773 SH   DFND   55,773 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 110 2,100 SH   OTR   2,100 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 1,188 9,780 SH   DFND   9,780 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 145 1,195 SH   OTR   1,195 0 0
MATTEL INC COM COMMON STOCK 577081102 304 14,100 SH   DFND   14,100 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,797 18,260 SH   DFND   18,260 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 298 1,945 SH   OTR   1,945 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 2,039 12,390 SH   DFND   12,390 0 0
MERCK & CO INC COMMON STOCK 58933Y105 3,377 52,691 SH   DFND   52,691 0 0
MERCK & CO INC COMMON STOCK 58933Y105 302 4,708 SH   OTR   4,708 0 0
METTLER-TOLEDO INTL INC COM COMMON STOCK 592688105 291 495 SH   DFND   495 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 483 6,260 SH   DFND   6,260 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 8 100 SH   OTR   100 0 0
MICROSOFT CORP COMMON STOCK 594918104 6,215 90,157 SH   DFND   90,157 0 0
MICROSOFT CORP COMMON STOCK 594918104 738 10,711 SH   OTR   10,711 0 0
MIDDLEBY CORP COMMON STOCK 596278101 990 8,150 SH   DFND   8,150 0 0
MOLSON COORS-B COMMON STOCK 60871R209 235 2,720 SH   DFND   2,720 0 0
MONSANTO CO NEW COMMON STOCK 61166W101 875 7,390 SH   DFND   7,390 0 0
MONSANTO CO NEW COMMON STOCK 61166W101 98 824 SH   OTR   824 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102 2,430 60,420 SH   DFND   60,420 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102 28 700 SH   OTR   700 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 3,463 24,711 SH   DFND   24,711 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 101 720 SH   OTR   720 0 0
NIKE INC CLASS B COMMON STOCK 654106103 4,161 70,520 SH   DFND   70,520 0 0
NIKE INC CLASS B COMMON STOCK 654106103 127 2,150 SH   OTR   2,150 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 59 230 SH   DFND   230 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 212 825 SH   OTR   825 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 2,540 42,430 SH   DFND   42,430 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 163 2,725 SH   OTR   2,725 0 0
OCEAN POWER TECHNOLOGIES INC COMMON STOCK 674870407 37 27,350 SH   DFND   27,350 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 2,996 36,145 SH   DFND   36,145 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 32 390 SH   OTR   390 0 0
ONEOK PARTNERS LP COMMON STOCK 68268N103 1,007 19,720 SH   DFND   19,720 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 3,613 72,049 SH   DFND   72,049 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 146 2,915 SH   OTR   2,915 0 0
PANERA BREAD COMPANY COMMON STOCK 69840W108 1,237 3,930 SH   DFND   3,930 0 0
PANERA BREAD COMPANY COMMON STOCK 69840W108 93 295 SH   OTR   295 0 0
PAYCHEX INC COMMON STOCK 704326107 2,949 51,800 SH   DFND   51,800 0 0
PAYCHEX INC COMMON STOCK 704326107 182 3,205 SH   OTR   3,205 0 0
PEPSICO INC COM COMMON STOCK 713448108 3,793 32,839 SH   DFND   32,839 0 0
PEPSICO INC COM COMMON STOCK 713448108 346 2,995 SH   OTR   2,995 0 0
PFIZER INC COMMON STOCK 717081103 3,408 101,465 SH   DFND   101,465 0 0
PFIZER INC COMMON STOCK 717081103 422 12,565 SH   OTR   12,565 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 1,282 10,912 SH   DFND   10,912 0 0
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XCEL ENERGY INC COMMON STOCK 98389B100 432 9,410 SH   DFND   9,410 0 0
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CHINA MOBILE LIMITED SPONS ADR COMMON STOCK 16941M109 599 11,290 SH   DFND   11,290 0 0
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ROYAL DUTCH-ADR A COMMON STOCK 780259206 839 15,770 SH   DFND   15,770 0 0
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MEDTRONIC PLC OTHER G5960L103 1,010 11,375 SH   DFND   11,375 0 0
MEDTRONIC PLC OTHER G5960L103 9 100 SH   OTR   100 0 0
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ISHARES MSCI EMERGING MKT ETF OTHER 464287234 11 275 SH   OTR   0 0 0
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ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 995 8,357 SH   DFND   0 0 0
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ISHARES S&P PREF STK ETF OTHER 464288687 262 6,678 SH   OTR   0 0 0
POWERSHARES PREFERRED PORT OTHER 73936T565 4,693 310,560 SH   DFND   0 0 0
POWERSHARES PREFERRED PORT OTHER 73936T565 25 1,670 SH   OTR   0 0 0
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SPDR S&P DIVIDEND ETF OTHER 78464A763 124 1,400 SH   OTR   0 0 0
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SPDR S&P INTER DVD ETF OTHER 78463X772 36 925 SH   OTR   0 0 0
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SPDR WELLS FARGO PREFERRED OTHER 78464A292 289 6,425 SH   DFND   0 0 0
THAI FUND INC OTHER 882904105 91 10,500 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 830 15,982 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 31 600 SH   OTR   0 0 0
VANECK VECTORS AGRIBUSINESS ET OTHER 92189F700 252 4,587 SH   DFND   0 0 0
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VANGUARD EUROPEAN ETF OTHER 922042874 772 13,995 SH   DFND   0 0 0
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VANGUARD EXTENDED MARKET ETF OTHER 922908652 198 1,935 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 5,348 106,903 SH   DFND   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 537 10,735 SH   OTR   0 0 0
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VANGUARD FTSE EMERGING MARKETS OTHER 922042858 339 8,307 SH   OTR   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 1,038 18,456 SH   DFND   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 38 675 SH   OTR   0 0 0
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VANGUARD IND FD MID-CAP OTHER 922908629 246 1,725 SH   DFND   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 109 1,750 SH   DFND   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 158 2,525 SH   OTR   0 0 0
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VANGUARD REIT ETF OTHER 922908553 2,447 29,395 SH   DFND   0 0 0
VANGUARD REIT ETF OTHER 922908553 383 4,597 SH   OTR   0 0 0
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VANGUARD S&P MID CAP 400 ETF OTHER 921932885 176 1,500 SH   OTR   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 1,103 8,630 SH   DFND   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 131 1,025 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 1,194 5,375 SH   DFND   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 83 375 SH   OTR   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 2,901 23,605 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 104 850 SH   OTR   0 0 0
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VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 6,236 50,112 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 361 2,900 SH   OTR   0 0 0
WISDOMTREE EMERGING MARKETS OTHER 97717W315 1,053 25,700 SH   DFND   0 0 0
WISDOMTREE EMERGING MARKETS OTHER 97717W315 20 495 SH   OTR   0 0 0
WISDOMTREE EMERGING MKTS S/C D OTHER 97717W281 654 14,300 SH   DFND   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 2,442 35,124 SH   DFND   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 108 1,550 SH   OTR   0 0 0
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ISHARES IBOXX INV GRD CORP BON OTHER 464287242 2,766 22,950 SH   DFND   0 0 0
ISHARES JP MORGAN EM BOND ETF OTHER 464288281 558 4,880 SH   DFND   0 0 0
ISHARES 3-7 YEAR TREASURY BOND OTHER 464288661 257 2,083 SH   DFND   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 4,660 45,970 SH   DFND   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 101 1,000 SH   OTR   0 0 0
POWERSHARES VARIABLE RATE PR OTHER 73937B597 7,633 291,780 SH   DFND   0 0 0
POWERSHARES VARIABLE RATE PR OTHER 73937B597 259 9,895 SH   OTR   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 377 12,275 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 18 600 SH   OTR   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 2,490 89,010 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 197 7,050 SH   OTR   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 9,631 120,243 SH   DFND   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 559 6,985 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 14,037 160,363 SH   DFND   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 1,397 15,965 SH   OTR   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 5,833 69,005 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 209 2,470 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 2,157 27,010 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 95 1,195 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 8,886 111,020 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 246 3,070 SH   OTR   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 1,987 40,366 SH   DFND   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 93 1,880 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 1,619 19,784 SH   DFND   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 409 5,000 SH   OTR   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 1,460 26,864 SH   DFND   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 312 5,735 SH   OTR   0 0 0
VANGUARD TAX-EXEMPT BOND ETF OTHER 922907746 577 11,240 SH   DFND   0 0 0