The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN INCOME CREDIT STRATEGI COM 003057106 BBG001TCSLH4 68,418 10,335 SH   SOLE   10,335 0 0
AIRBNB INC COM CL A 009066101 BBG001Y2XS16 3,994,515 31,500 SH   OTR 1 31,500 0 0
AIRBNB INC COM CL A 009066101 BBG001Y2XS16 3,994,515 31,500 PRN Put OTR 1 31,500 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 91,540 552 SH   SOLE   552 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,185,361 7,147 SH   OTR 1 7,147 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,177,535 7,100 PRN Put OTR 1 7,100 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 670,360 4,010 SH   OTR 1 4,010 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 140,440 840 SH   SOLE   840 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 668,760 4,000 PRN Put OTR 1 4,000 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,209,630 5,192 SH   SOLE   5,192 0 0
APPLE INC COM 037833100 BBG001S5N8V8 2,510,756 10,776 SH   OTR 1 10,776 0 0
APPLE INC COM 037833100 BBG001S5N8V8 2,166,900 9,300 PRN Call OTR 1 9,300 0 0
APPLE INC COM 037833100 BBG001S5N8V8 2,493,100 10,700 PRN Put OTR 1 10,700 0 0
ARK ETF TR FINTECH INNOVA 00214Q708 BBG00N7YFKY9 272,168 9,127 SH   SOLE   9,127 0 0
BALL CORP COM 058498106 BBG001S5P7Q4 610,138 8,985 SH   OTR 1 8,985 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 BBG001S5STN6 377,232 4,888 SH   OTR 1 4,888 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 BBG001S5STN6 370,464 4,800 PRN Put OTR 1 4,800 0 0
DROPBOX INC CL A 26210C104 BBG001TFLWN3 165,295 6,500 SH   OTR 1 6,500 0 0
DROPBOX INC CL A 26210C104 BBG001TFLWN3 165,295 6,500 PRN Put OTR 1 6,500 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 1,874,650 2,116 SH   OTR 1 2,116 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 19,491 22 SH   SOLE   22 0 0
GLOBAL X FDS GENOMIC BIOTECH 37954Y434 BBG00NTYZBH2 141,292 12,559 SH   SOLE   12,559 0 0
INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 392,640 4,000 SH   OTR 1 4,000 0 0
INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 6,283 64 SH   SOLE   64 0 0
INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 392,640 4,000 PRN Put OTR 1 4,000 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 614,579 1,251 SH   SOLE   1,251 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 1,621,191 3,300 SH   OTR 1 3,300 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 1,621,191 3,300 PRN Put OTR 1 3,300 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,016,604 2,083 SH   SOLE   2,083 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 124,599,700 2,170,348 SH   SOLE   2,170,348 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 1,239,290 34,037 SH   SOLE   34,037 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 277,063 3,511 SH   SOLE   3,511 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 137,523,991 1,761,999 SH   SOLE   1,761,999 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 290,685,666 503,945 SH   SOLE   503,945 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 470,498 4,646 SH   SOLE   4,646 0 0
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 1,442,242 23,424 SH   SOLE   23,424 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 31,415,768 464,044 SH   SOLE   464,044 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,902,697 22,605 SH   SOLE   22,605 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 6,055,329 47,990 SH   SOLE   47,990 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 1,722,092 68,446 SH   SOLE   68,446 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 1,010,284 42,467 SH   SOLE   42,467 0 0
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 1,233,253 17,119 SH   SOLE   17,119 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,409,680 28,722 SH   SOLE   28,722 0 0
ISHARES TR INTL EQTY FACTOR 46434V274 BBG008LPBS09 89,906,283 2,860,524 SH   SOLE   2,860,524 0 0
ISHARES TR MICRO-CAP ETF 464288869 BBG001SP7X10 12,423,422 100,741 SH   SOLE   100,741 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 102,019,491 1,219,891 SH   SOLE   1,219,891 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 59,820,401 1,304,413 SH   SOLE   1,304,413 0 0
ISHARES TR MSCI GBL SUS DEV 46435G532 BBG00CRHS639 1,020,996 12,041 SH   SOLE   12,041 0 0
ISHARES TR MSCI LW CRB TG 46434V464 BBG007PGJH85 307,860 1,570 SH   SOLE   1,570 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 161,637,161 514,129 SH   SOLE   514,129 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 290,214 773 SH   SOLE   773 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 76,496,962 346,312 SH   SOLE   346,312 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 6,890,409 21,089 SH   SOLE   21,089 0 0
ISHARES TR U S EQUITY FACTR 46434V282 BBG008LNYFB5 192,182,014 3,270,070 SH   SOLE   3,270,070 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 BBG00GD9GQY8 5,841,612 120,062 SH   SOLE   120,062 0 0
KELLANOVA COM 487836108 BBG001S5SJL0 530,023 6,567 SH   SOLE   6,567 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 8,980,808 20,871 SH   OTR 1 20,871 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 388,093 902 SH   SOLE   902 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,376,960 3,200 PRN Put OTR 1 3,200 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 7,208,503 76,192 SH   SOLE   76,192 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 5,280,004 52,438 SH   SOLE   52,438 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 819,231 8,537 SH   SOLE   8,537 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585 BBG01GZGT490 7,494,617 281,224 SH   SOLE   281,224 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 206,277 1,980 SH   SOLE   1,980 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 218,758 1,615 SH   OTR 1 1,615 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 21,671 160 SH   SOLE   160 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 14,227 71 SH   SOLE   71 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 309,553 1,545 SH   OTR 1 1,545 0 0
SNOWFLAKE INC CL A 833445109 BBG007DHGNK2 258,435 2,250 SH   OTR 1 2,250 0 0
SNOWFLAKE INC CL A 833445109 BBG007DHGNK2 229,720 2,000 PRN Put OTR 1 2,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 469,325 818 SH   SOLE   818 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 536,342 2,050 SH   OTR 1 2,050 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 115,379 441 SH   SOLE   441 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 523,260 2,000 PRN Put OTR 1 2,000 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 2,721,110 7,000 SH   OTR 1 7,000 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 25,729 66 SH   SOLE   66 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 2,721,110 7,000 PRN Put OTR 1 7,000 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 302,841 518 SH   OTR 1 518 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 40,960 70 SH   SOLE   70 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 292,340 500 PRN Put OTR 1 500 0 0
UNITY SOFTWARE INC COM 91332U101 BBG0056JW5H5 428,084 18,925 SH   OTR 1 18,925 0 0
UNITY SOFTWARE INC COM 91332U101 BBG0056JW5H5 422,994 18,700 PRN Put OTR 1 18,700 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 345,295 899 SH   SOLE   899 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 619,577 1,174 SH   SOLE   1,174 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 249,441 1,052 SH   SOLE   1,052 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 667,118 2,356 SH   SOLE   2,356 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 842,013 17,597 SH   SOLE   17,597 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 1,098,669 8,722 SH   SOLE   8,722 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 10,827,567 41,633 SH   SOLE   41,633 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 3,088,645 34,564 SH   SOLE   34,564 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 12,470,328 236,136 SH   SOLE   236,136 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 218,707 3,556 SH   SOLE   3,556 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 1,028,671 10,120 SH   SOLE   10,120 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 BBG001S5XBY7 230,272 25,700 SH   OTR 1 25,700 0 0
WALMART INC COM 931142103 BBG001S5XH92 214,311 2,654 SH   SOLE   2,654 0 0
WISDOMTREE TR CYBERSECURITY FD 97717Y659 BBG00YZ66B57 229,101 9,006 SH   SOLE   9,006 0 0
WISDOMTREE TR EMERGING MARKETS 97717Y642 BBG0112YXBJ8 913,379 28,379 SH   SOLE   28,379 0 0
WISDOMTREE TR INTERNATIONL EFI 97717Y634 BBG0112Z5KQ8 118,961,666 3,032,083 SH   SOLE   3,032,083 0 0
WISDOMTREE TR US EFFICIENT COR 97717Y790 BBG00LLPH6R3 287,252,286 6,113,051 SH   SOLE   6,113,051 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 264,275 3,176 SH   SOLE   3,176 0 0
WISDOMTREE TR US QUALITY GROW 97717Y477 BBG01BY3ZP60 341,230 7,479 SH   SOLE   7,479 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 BBG001SHKFX7 1,248,727 36,205 SH   SOLE   36,205 0 0
ZIONS BANCORPORATION N A COM 989701107 BBG001S5XN80 902,327 19,109 SH   OTR 1 19,109 0 0