The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   288,684 13,122 SH   SOLE 0 13,122 0 0
Abbott Labs Com 002824100   223,688 1,962 SH   SOLE 0 1,962 0 0
Abbott Labs Com 002824100   20,522 180 SH   DFND 0 180 0 0
Abbvie Inc Com 00287Y109   734,626 3,720 SH   SOLE 0 3,720 0 0
Abbvie Inc Com 00287Y109   62,601 317 SH   DFND 0 317 0 0
ABRDN Physical Platinum Shares ETF Com 003260106   13,470 150 SH   SOLE 0 150 0 0
ABRDN Physical Silver Shares ETF Com 003264108   41,650 1,400 SH   SOLE 0 1,400 0 0
Advanced Micor Devices Com 007903107   307,978 1,877 SH   SOLE 0 1,877 0 0
AllianceBernstein Holding LP Com 01881G106   20,934 600 SH   DFND 0 600 0 0
Allstate Corp Com 020002101   139,393 735 SH   SOLE 0 735 0 0
Alphabet Inc Cl C Com 02079K107   165,518 990 SH   SOLE 0 990 0 0
Alphabet Inc Cl C Com 02079K107   150,471 900 SH   DFND 0 900 0 0
Alphabet Inc Cl A Com 02079K305   237,166 1,430 SH   SOLE 0 1,430 0 0
Alphabet Inc Cl A Com 02079K305   165,850 1,000 SH   DFND 0 1,000 0 0
Altria Group Inc Com 02209S103   712,110 13,952 SH   SOLE 0 13,952 0 0
Altria Group Inc Com 02209S103   119,842 2,348 SH   DFND 0 2,348 0 0
Amazon Com Inc Com 023135106   596,256 3,200 SH   SOLE 0 3,200 0 0
Amazon Com Inc Com 023135106   108,071 580 SH   DFND 0 580 0 0
Ameren Corp Com 023608102   87,460 1,000 SH   SOLE 0 1,000 0 0
Avantis Emerging Markets Value ETF Com 025072372   1,194,006 22,900 SH   SOLE 0 22,900 0 0
Avantis Emerging Markets Value ETF Com 025072372   104,280 2,000 SH   DFND 0 2,000 0 0
Avantis Emerging Markets Equity ETF Com 025072604   3,217,145 49,801 SH   SOLE 0 49,801 0 0
Avantis Intl Small Cap Value Com 025072802   6,154,792 87,092 SH   SOLE 0 87,092 0 0
Avantis Intl Small Cap Value Com 025072802   381,265 5,395 SH   DFND 0 5,395 0 0
Avantis US Small Cap Value Com 025072877   4,481,633 46,708 SH   SOLE 0 46,708 0 0
Avantis US Small Cap Value Com 025072877   395,794 4,125 SH   DFND 0 4,125 0 0
American Express Co Com 025816109   761,530 2,808 SH   SOLE 0 2,808 0 0
American International Group Com 026874784   10,106 138 SH   SOLE 0 138 0 0
American Tower Corp Com 03027X100   258,142 1,110 SH   SOLE 0 1,110 0 0
American Tower Corp Com 03027X100   28,605 123 SH   DFND 0 123 0 0
American Water Works Co Inc Com 030420103   119,186 815 SH   SOLE 0 815 0 0
Ameriprise Financial Inc Com 03076C106   148,930 317 SH   SOLE 0 317 0 0
Amgen Inc Com 031162100   709,829 2,203 SH   SOLE 0 2,203 0 0
Amgen Inc Com 031162100   10,633 33 SH   DFND 0 33 0 0
Analog Devices Com 032654105   11,509 50 SH   SOLE 0 50 0 0
Elevance Health Inc Com 036752103   6,240 12 SH   SOLE 0 12 0 0
Apple Inc Com 037833100   11,619,710 49,870 SH   SOLE 0 49,870 0 0
Apple Inc Com 037833100   53,124 228 SH   DFND 0 228 0 0
Applied Materials Inc Com 038222105   5,859 29 SH   SOLE 0 29 0 0
Archer-Daniels Midland Co Com 039483102   35,725 598 SH   SOLE 0 598 0 0
ARES Management LP Com 03990B101   637,386 4,090 SH   SOLE 0 4,090 0 0
Arrow Electrs Inc Com 042735100   64,157 483 SH   SOLE 0 483 0 0
Artisan Partners Asset MA-A Com 04316A108   17,111 395 SH   SOLE 0 395 0 0
AstraZeneca PLC ADR Com 046353108   18,698 240 SH   SOLE 0 240 0 0
Automatic Data Processing Inc Com 053015103   506,693 1,831 SH   SOLE 0 1,831 0 0
Axon Enterprise Inc Com 05464C101   39,960 100 SH   SOLE 0 100 0 0
BP P.L.C. Adr Com 055622104   19,713 628 SH   SOLE 0 628 0 0
Bank Of America Corporation Com 060505104   287,402 7,243 SH   SOLE 0 7,243 0 0
Bank Of America Corporation Com 060505104   22,022 555 SH   DFND 0 555 0 0
Bank of Hawaii Corp Com 062540109   61,828 985 SH   SOLE 0 985 0 0
Bank New York Mellon Corp Com 064058100   94,855 1,320 SH   SOLE 0 1,320 0 0
Baxter International Inc Com 071813109   34,173 900 SH   SOLE 0 900 0 0
Becton Dickinson & Co Com 075887109   403,119 1,672 SH   SOLE 0 1,672 0 0
Berkshire Hathaway Inc Cl A Com 084670108   691,180 1 SH   SOLE 0 1 0 0
Berkshire Hathaway Inc Cl B Com 084670702   984,036 2,138 SH   SOLE 0 2,138 0 0
BHP Group LTD Com 088606108   18,633 300 SH   SOLE 0 300 0 0
Biogen Idec Inc Com 09062X103   58,927 304 SH   SOLE 0 304 0 0
Blackrock Inc Com 09247X101   45,576 48 SH   SOLE 0 48 0 0
Blackrock Enhanced Equity Dividend Trust Com 09251A104   5,744 664 SH   SOLE 0 664 0 0
Blackrock Enhanced Int'l Dividend Trust Com 092524107   2,900 500 SH   SOLE 0 500 0 0
Boeing Co Com 097023105   57,927 381 SH   SOLE 0 381 0 0
Bristol Myers Squibb Co Com 110122108   311,475 6,020 SH   SOLE 0 6,020 0 0
Bristol Myers Squibb Co Com 110122108   41,909 810 SH   DFND 0 810 0 0
British American Tobacco ADR Com 110448107   7,316 200 SH   SOLE 0 200 0 0
British American Tobacco ADR Com 110448107   38,409 1,050 SH   DFND 0 1,050 0 0
Broadcom Inc Com 11135F101   12,075 70 SH   SOLE 0 70 0 0
Cigna Group Com 125523100   731,681 2,112 SH   SOLE 0 2,112 0 0
CME Group Inc Com 12572Q105   10,150 46 SH   DFND 0 46 0 0
Csx Corp Com 126408103   55,213 1,599 SH   SOLE 0 1,599 0 0
CVS Corp Com 126650100   28,925 460 SH   SOLE 0 460 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300   1,134,470 40,735 SH   SOLE 0 40,735 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300   41,775 1,500 SH   DFND 0 1,500 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706   609,998 17,630 SH   SOLE 0 17,630 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706   19,895 575 SH   DFND 0 575 0 0
Canadian National Railway Co Com 136375102   124,062 1,059 SH   SOLE 0 1,059 0 0
Canadian Natural Resources LTD Com 136385101   4,483 135 SH   SOLE 0 135 0 0
Capitol Federal Financial Inc Com 14057J101   69,408 11,885 SH   SOLE 0 11,885 0 0
Cardinal Health Inc Com 14149Y108   88,748 803 SH   SOLE 0 803 0 0
Carrier Global Corporation Com 14448C104   24,147 300 SH   SOLE 0 300 0 0
Caterpillar Inc Com 149123101   422,018 1,079 SH   SOLE 0 1,079 0 0
Caterpillar Inc Com 149123101   61,406 157 SH   DFND 0 157 0 0
Chemours Co Com 163851108   10,607 522 SH   DFND 0 522 0 0
Chevron Corp Com 166764100   1,878,429 12,755 SH   SOLE 0 12,755 0 0
Chevron Corp Com 166764100   71,426 485 SH   DFND 0 485 0 0
Church & Dwight Co Inc Com 171340102   387,464 3,700 SH   SOLE 0 3,700 0 0
Cisco Sys Inc Com Com 17275R102   570,572 10,721 SH   SOLE 0 10,721 0 0
Citigroup Inc Com 172967424   11,393 182 SH   SOLE 0 182 0 0
The Clorox Company Com 189054109   105,077 645 SH   SOLE 0 645 0 0
Coca Cola Co Com 191216100   990,375 13,782 SH   SOLE 0 13,782 0 0
Cognizant Technology Solutions Corp Com 192446102   19,758 256 SH   SOLE 0 256 0 0
Colgate Palmolive Co Com 194162103   13,023,691 125,457 SH   SOLE 0 125,457 0 0
Colgate Palmolive Co Com 194162103   112,945 1,088 SH   DFND 0 1,088 0 0
Comcast Corp Cl A Com 20030N101   81,243 1,945 SH   SOLE 0 1,945 0 0
Comcast Corp Cl A Com 20030N101   66,247 1,586 SH   DFND 0 1,586 0 0
Commerce Bancshares Inc Com 200525103   30,353 511 SH   SOLE 0 511 0 0
Conagra Brands Inc Com 205887102   152,226 4,681 SH   SOLE 0 4,681 0 0
Conocophillips Com 20825C104   1,235,356 11,734 SH   SOLE 0 11,734 0 0
Constellation Brands Inc-A Com 21036P108   4,381 17 SH   SOLE 0 17 0 0
Constellation Energy Com 21037T109   52,004 200 SH   SOLE 0 200 0 0
Corning Inc Com 219350105   445,992 9,878 SH   SOLE 0 9,878 0 0
Corteva Inc. Com 22052L104   60,201 1,024 SH   SOLE 0 1,024 0 0
Costco Whsl Corp New Com 22160K105   571,805 645 SH   SOLE 0 645 0 0
Cummins Inc Com 231021106   133,078 411 SH   SOLE 0 411 0 0
Danaher Corp Del Com 235851102   837,952 3,014 SH   SOLE 0 3,014 0 0
Deere & Co Com 244199105   541,277 1,297 SH   SOLE 0 1,297 0 0
Diageo Plc Com 25243Q205   40,979 292 SH   SOLE 0 292 0 0
Dimensional California Muni Bond ETF Com 25434V633   19,258 380 SH   SOLE 0 380 0 0
Dimensional US Core Equity 2 Com 25434V708   265,199 7,734 SH   SOLE 0 7,734 0 0
Dimensional World Ex US Core Equity 2 ETF Com 25434V880   8,913 330 SH   SOLE 0 330 0 0
The Walt Disney Co Com 254687106   712,672 7,409 SH   SOLE 0 7,409 0 0
Discover Financial Services Com 254709108   290,541 2,071 SH   SOLE 0 2,071 0 0
Dollar General Corp Com 256677105   126,009 1,490 SH   SOLE 0 1,490 0 0
Dominion Energy Inc Com 25746U109   44,845 776 SH   SOLE 0 776 0 0
Dow Inc. Com 260557103   121,880 2,231 SH   SOLE 0 2,231 0 0
Dow Inc. Com 260557103   59,929 1,097 SH   DFND 0 1,097 0 0
Duke Energy Corp Com 26441C204   100,542 872 SH   SOLE 0 872 0 0
DuPont de Nemours Inc. Com 26614N102   139,012 1,560 SH   SOLE 0 1,560 0 0
Eog Res Inc Com 26875P101   65,153 530 SH   SOLE 0 530 0 0
Eaton Vance Enhanced Equity Income II Com 278277108   39,038 1,799 SH   SOLE 0 1,799 0 0
Eaton Vance Tax Managed Diversified Equity Com 27828N102   53,106 3,625 SH   SOLE 0 3,625 0 0
Eaton Vance Tax-Mgd Buy-Write Opp Fd Com 27828Y108   12,931 937 SH   SOLE 0 937 0 0
Eaton Vance Tax Managed Global Income Fund Com 27829F108   34,880 4,000 SH   SOLE 0 4,000 0 0
Edison Intl Com 281020107   64,098 736 SH   SOLE 0 736 0 0
Emerson Electric Co Com 291011104   298,143 2,726 SH   SOLE 0 2,726 0 0
Enbridge Inc Com 29250N105   164,958 4,062 SH   SOLE 0 4,062 0 0
Enphase Energy Inc Com 29355A107   3,391 30 SH   SOLE 0 30 0 0
Enterprise Products Partners LP Com 293792107   125,755 4,320 SH   SOLE 0 4,320 0 0
Evergy Inc Com 30034W106   468,796 7,560 SH   SOLE 0 7,560 0 0
Eversource Energy Com 30040W108   61,721 907 SH   SOLE 0 907 0 0
Exelon Corp Com 30161N101   55,391 1,366 SH   SOLE 0 1,366 0 0
Exxon Mobil Corp Com 30231G102   2,660,777 22,699 SH   SOLE 0 22,699 0 0
Exxon Mobil Corp Com 30231G102   24,968 213 SH   DFND 0 213 0 0
F M C Corp Com New Com 302491303   6,594 100 SH   SOLE 0 100 0 0
Meta Platforms Inc Com 30303M102   6,297 11 SH   SOLE 0 11 0 0
Meta Platforms Inc Com 30303M102   72,127 126 SH   DFND 0 126 0 0
Fastenal Co Com 311900104   99,988 1,400 SH   SOLE 0 1,400 0 0
Fedex Corp Com 31428X106   15,052 55 SH   SOLE 0 55 0 0
First Solar Inc Com 336433107   76,079 305 SH   SOLE 0 305 0 0
First Trust Four Corners Senior Floating Rate Com 33733U108   3,232 312 SH   SOLE 0 312 0 0
FT Vest U.S. Equity Deep Buffer ETF - Septemb Com 33740F680   661,786 16,524 SH   SOLE 0 16,524 0 0
FT Vest U.S. Equity Deep Buffer ETF - June Com 33740F714   118,308 2,780 SH   SOLE 0 2,780 0 0
Fiserv Inc Com 337738108   1,149,760 6,400 SH   SOLE 0 6,400 0 0
Firstenergy Corp Com 337932107   24,481 552 SH   SOLE 0 552 0 0
Ford Motor Co Com 345370860   77,141 7,305 SH   SOLE 0 7,305 0 0
Fortis Inc Com 349553107   13,632 300 SH   SOLE 0 300 0 0
GE Healthcare Technology Com 36266G107   29,844 318 SH   SOLE 0 318 0 0
GE Vernova Inc Com 36828A101   118,056 463 SH   SOLE 0 463 0 0
GE Vernova Inc Com 36828A101   23,713 93 SH   DFND 0 93 0 0
GE Aerospace Com 369604301   349,816 1,855 SH   SOLE 0 1,855 0 0
GE Aerospace Com 369604301   70,718 375 SH   DFND 0 375 0 0
General Mills Inc Com 370334104   195,038 2,641 SH   SOLE 0 2,641 0 0
General Mills Inc Com 370334104   30,131 408 SH   DFND 0 408 0 0
Gilead SCI Inc Com 375558103   103,123 1,230 SH   SOLE 0 1,230 0 0
GSK PLC - Spon ADR Com 37733W204   71,622 1,752 SH   SOLE 0 1,752 0 0
Global X MLP & Energy Infrastructure Com 37954Y293   490,959 9,020 SH   SOLE 0 9,020 0 0
Global X Russell 2000 Covered Call Com 37954Y459   817,534 50,590 SH   SOLE 0 50,590 0 0
Global X Russell 2000 Covered Call Com 37954Y459   43,632 2,700 SH   DFND 0 2,700 0 0
HSBC Holdings Plc Adr Com 404280406   4,519 100 SH   SOLE 0 100 0 0
Halliburton Co Com 406216101   155,127 5,340 SH   SOLE 0 5,340 0 0
John Hancock Preferred Income III Com 41021P103   17,240 1,000 SH   SOLE 0 1,000 0 0
Harley Davidson Inc Com 412822108   3,853 100 SH   SOLE 0 100 0 0
Hartford Finl Svcs Group Inc Com 416515104   11,761 100 SH   SOLE 0 100 0 0
Hershey Company Com 427866108   133,095 694 SH   SOLE 0 694 0 0
Hess Corp Com 42809H107   2,173 16 SH   SOLE 0 16 0 0
Home Depot Inc Com 437076102   786,088 1,940 SH   SOLE 0 1,940 0 0
Home Depot Inc Com 437076102   202,600 500 SH   DFND 0 500 0 0
Honeywell Intl Inc Com 438516106   466,338 2,256 SH   SOLE 0 2,256 0 0
Hunt (Jb)transportation Svcs Inc Com 445658107   107,879 626 SH   SOLE 0 626 0 0
Huntington Bancshares Inc Com 446150104   21,859 1,487 SH   SOLE 0 1,487 0 0
Huntsman Corp Com 447011107   404,358 16,709 SH   SOLE 0 16,709 0 0
Illinois Tool Works Com 452308109   91,725 350 SH   SOLE 0 350 0 0
Ingredion Inc Com 457187102   6,872 50 SH   SOLE 0 50 0 0
Intel Corp Com 458140100   32,140 1,370 SH   SOLE 0 1,370 0 0
Intel Corp Com 458140100   20,574 877 SH   DFND 0 877 0 0
Intercontinental Exchange Inc Com 45866F104   418,467 2,605 SH   SOLE 0 2,605 0 0
International Business Machines Com 459200101   485,492 2,196 SH   SOLE 0 2,196 0 0
Interpublic Group Of Co Com 460690100   10,817 342 SH   DFND 0 342 0 0
Invesco QQQ Trust Series I Com 46090E103   241,595 495 SH   SOLE 0 495 0 0
Intuit Com 461202103   522,261 841 SH   SOLE 0 841 0 0
Invesco Value Municipal Inco Com 46132P108   85,008 6,600 SH   SOLE 0 6,600 0 0
Invesco S & P 500 Equal Weight Com 46137V357   1,757,380 9,809 SH   SOLE 0 9,809 0 0
Invesco S & P 500 Equal Weight Com 46137V357   447,900 2,500 SH   DFND 0 2,500 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   1,350,522 13,199 SH   SOLE 0 13,199 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   306,960 3,000 SH   DFND 0 3,000 0 0
Iron Mountain Inc New Com 46284V101   2,923,693 24,604 SH   SOLE 0 24,604 0 0
Iron Mountain Inc New Com 46284V101   238,848 2,010 SH   DFND 0 2,010 0 0
Ishares Dow Jones Select Dividend Index Fund Com 464287168   325,654 2,411 SH   SOLE 0 2,411 0 0
Ishares S&P 500 Index Fund Com 464287200   3,193,276 5,536 SH   SOLE 0 5,536 0 0
Ishares S&P 500 Index Fund Com 464287200   807,548 1,400 SH   DFND 0 1,400 0 0
IShares S&P 500 Growth Index Fund Com 464287309   91,537 956 SH   SOLE 0 956 0 0
Ishares S&P 500 Value Index Fund Com 464287408   69,995 355 SH   SOLE 0 355 0 0
IShares Msci Eafe Index Fund Com 464287465   16,642 199 SH   SOLE 0 199 0 0
Ishares Russell Midcap Value Index Fund Com 464287473   124,580 942 SH   DFND 0 942 0 0
Ishares Russell Midcap Growth Com 464287481   128,550 1,096 SH   DFND 0 1,096 0 0
iShares S&P MidCap 400 Com 464287507   1,965,261 31,535 SH   SOLE 0 31,535 0 0
iShares S&P MidCap 400 Com 464287507   277,324 4,450 SH   DFND 0 4,450 0 0
IShares Russell 1000 Value Com 464287598   70,416 371 SH   SOLE 0 371 0 0
iShares S&P Mid-Cap 400 Growth ETF Com 464287606   12,135 132 SH   SOLE 0 132 0 0
Ishares Russell 1000 Growth Com 464287614   93,845 250 SH   SOLE 0 250 0 0
Ishares Russell 2000 Value Index Fund Com 464287630   87,581 525 SH   SOLE 0 525 0 0
Ishares S&P Midcap 400 Value Index Fund Com 464287705   10,384 84 SH   SOLE 0 84 0 0
Ishares S&P Smallcap 600 Com 464287804   3,117,803 26,657 SH   SOLE 0 26,657 0 0
Ishares S&P Smallcap 600 Com 464287804   35,088 300 SH   DFND 0 300 0 0
IShares U.S. Preferred Stock ETF Com 464288687   19,938 600 SH   DFND 0 600 0 0
ishares Edge MSCI USA Quality Factor ETF Com 46432F339   32,633 182 SH   SOLE 0 182 0 0
iShares Edge MSCI USA Value ETF Com 46432F388   87,450 802 SH   SOLE 0 802 0 0
Ishares Core International Stock ETF Com 46432F834   18,158 250 SH   SOLE 0 250 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   2,396,753 41,748 SH   SOLE 0 41,748 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   325,515 5,670 SH   DFND 0 5,670 0 0
IShares Edge MSCI Intl Value Com 46435G409   4,959,652 167,953 SH   SOLE 0 167,953 0 0
IShares Edge MSCI Intl Value Com 46435G409   377,984 12,800 SH   DFND 0 12,800 0 0
IShares Gold Trust Micro ETF Com 46436F103   78,750 3,000 SH   SOLE 0 3,000 0 0
J P Morgan Chase & Co Com 46625H100   2,076,971 9,850 SH   SOLE 0 9,850 0 0
J P Morgan Chase & Co Com 46625H100   59,673 283 SH   DFND 0 283 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   1,510,126 25,376 SH   SOLE 0 25,376 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   66,949 1,125 SH   DFND 0 1,125 0 0
Johnson & Johnson Com 478160104   2,606,087 16,081 SH   SOLE 0 16,081 0 0
Johnson & Johnson Com 478160104   16,692 103 SH   DFND 0 103 0 0
Kellogg Co Com 487836108   118,321 1,466 SH   SOLE 0 1,466 0 0
Kimberly Clark Corp Com 494368103   228,502 1,606 SH   SOLE 0 1,606 0 0
Kimco Realty Corp Com 49446R109   28,793 1,240 SH   SOLE 0 1,240 0 0
Kimco Realty Corp Com 49446R109   46,788 2,015 SH   DFND 0 2,015 0 0
Kinder Morgan Inc Com 49456B101   37,553 1,700 SH   DFND 0 1,700 0 0
Knife River Corp Com 498894104   2,235 25 SH   SOLE 0 25 0 0
Koninklijke Philips NVR-NY Com 500472303   9,489 290 SH   SOLE 0 290 0 0
Kontoor Brands Inc. Com 50050N103   10,795 132 SH   SOLE 0 132 0 0
Kraft Heinz Co Com 500754106   21,066 600 SH   SOLE 0 600 0 0
Kroger Co Com 501044101   58,331 1,018 SH   SOLE 0 1,018 0 0
Lkq Corp Com 501889208   7,984 200 SH   SOLE 0 200 0 0
L3Harris Technologies Com 502431109   47,574 200 SH   SOLE 0 200 0 0
Lamb Weston Holding Inc Com 513272104   75,940 1,173 SH   SOLE 0 1,173 0 0
Landmark Bancorp Inc Com 51504L107   2,907 144 SH   SOLE 0 144 0 0
Estee Lauder Cl A Com 518439104   24,025 241 SH   SOLE 0 241 0 0
Leggett & Platt Inc Com 524660107   4,767 350 SH   SOLE 0 350 0 0
Leggett & Platt Inc Com 524660107   10,188 748 SH   DFND 0 748 0 0
Leidos Holdings Inc Com 525327102   12,714 78 SH   SOLE 0 78 0 0
Lilly Eli & Co Com 532457108   885,940 1,000 SH   SOLE 0 1,000 0 0
Lockheed Martin Corp Com 539830109   116,912 200 SH   SOLE 0 200 0 0
Lockheed Martin Corp Com 539830109   25,136 43 SH   DFND 0 43 0 0
Lowes Cos Inc Com 548661107   2,347,728 8,668 SH   SOLE 0 8,668 0 0
Lululemon Athletica Inc Com 550021109   10,854 40 SH   SOLE 0 40 0 0
Lumen Technologies Inc Com 550241103   2,343 330 SH   SOLE 0 330 0 0
Mdu Resources Group Inc Com 552690109   2,741 100 SH   SOLE 0 100 0 0
Marathon Petroleum Corp Com 56585A102   671,841 4,124 SH   SOLE 0 4,124 0 0
Masco Corp Com 574599106   125,910 1,500 SH   SOLE 0 1,500 0 0
Mastercard Inc Com 57636Q104   34,566 70 SH   SOLE 0 70 0 0
McDonalds Corp Com 580135101   2,257,333 7,413 SH   SOLE 0 7,413 0 0
McDonalds Corp Com 580135101   42,936 141 SH   DFND 0 141 0 0
McKesson Corp Com 58155Q103   57,847 117 SH   SOLE 0 117 0 0
Merck & Co., Inc Com 58933Y105   1,305,372 11,495 SH   SOLE 0 11,495 0 0
Merck & Co., Inc Com 58933Y105   11,356 100 SH   DFND 0 100 0 0
Metlife Inc Com 59156R108   214,201 2,597 SH   SOLE 0 2,597 0 0
Metlife Inc Com 59156R108   57,736 700 SH   DFND 0 700 0 0
Microsoft Corp Com 594918104   3,399,370 7,900 SH   SOLE 0 7,900 0 0
Microsoft Corp Com 594918104   537,875 1,250 SH   DFND 0 1,250 0 0
Micron Technology Inc Com 595112103   17,423 168 SH   SOLE 0 168 0 0
Mondelez International Inc Com 609207105   370,855 5,034 SH   SOLE 0 5,034 0 0
Morgan Stanley Com New Com 617446448   48,784 468 SH   SOLE 0 468 0 0
Morgan Stanley Com New Com 617446448   20,118 193 SH   DFND 0 193 0 0
NOV Inc Com Com 62955J103   45,195 2,830 SH   SOLE 0 2,830 0 0
Netflix Inc Com 64110L106   4,256 6 SH   SOLE 0 6 0 0
Newell Brands Inc. Com 651229106   3,571 465 SH   SOLE 0 465 0 0
Nike Inc Com 654106103   630,557 7,133 SH   SOLE 0 7,133 0 0
Norfolk Southern Corp Com 655844108   1,305,371 5,253 SH   SOLE 0 5,253 0 0
Northern Tr Corp Com 665859104   114,968 1,277 SH   SOLE 0 1,277 0 0
Northrop Grumman Corp Com 666807102   21,123 40 SH   SOLE 0 40 0 0
Novartis AG ADR Com 66987V109   251,894 2,190 SH   SOLE 0 2,190 0 0
Novo-Nordisk A/S ADR Com 670100205   574,632 4,826 SH   SOLE 0 4,826 0 0
Nucor Corp Com 670346105   478,683 3,184 SH   SOLE 0 3,184 0 0
Nvidia Corp Com 67066G104   41,290 340 SH   SOLE 0 340 0 0
Nvidia Corp Com 67066G104   200,376 1,650 SH   DFND 0 1,650 0 0
Nuveen Muni High Income Opportunity Fund Com 670682103   9,398 806 SH   SOLE 0 806 0 0
Nuveen NASDAQ 100 Dynamic Overwrite Fund Com 670699107   33,058 1,316 SH   SOLE 0 1,316 0 0
Nuveen S&P 500 Buy-Write Income Fd Com 6706ER101   25,519 1,860 SH   SOLE 0 1,860 0 0
Nuveen Amt Free Muni Credit Income Fund Com 67071L106   8,235 615 SH   SOLE 0 615 0 0
Nuveen Floating Rate Income Com 67072T108   53,961 6,118 SH   SOLE 0 6,118 0 0
Nuveen Preferred Income Opportunities Fund Com 67073B106   62,131 7,699 SH   SOLE 0 7,699 0 0
Nutrien LTD Com 67077M108   1,922 40 SH   SOLE 0 40 0 0
Occidental Pete Corp Del Com 674599105   23,554 457 SH   SOLE 0 457 0 0
Occidental Petroleum Corp WT Expire 08/03/27 Com 674599162   981 33 SH   SOLE 0 33 0 0
Olin Corp Com 680665205   35,985 750 SH   SOLE 0 750 0 0
Omnicom Group Inc Com 681919106   10,339 100 SH   SOLE 0 100 0 0
One Gas Inc Com 68235P108   7,442 100 SH   SOLE 0 100 0 0
ONEOK Inc. Com 682680103   373,633 4,100 SH   SOLE 0 4,100 0 0
Oracle Corp Com 68389X105   873,470 5,126 SH   SOLE 0 5,126 0 0
Otis Worldwide Corp Com 68902V107   64,755 623 SH   SOLE 0 623 0 0
Owens Corning Com 690742101   155,338 880 SH   SOLE 0 880 0 0
PBF Energy INC Com 69318G106   15,166 490 SH   SOLE 0 490 0 0
PPG Industries Inc Com 693506107   79,476 600 SH   SOLE 0 600 0 0
Parker Hannifin Corp Com 701094104   126,364 200 SH   SOLE 0 200 0 0
Paycom Software Inc Com Com 70432V102   9,994 60 SH   SOLE 0 60 0 0
Paypal Holdings Inc Com 70450Y103   5,852 75 SH   SOLE 0 75 0 0
PepsiCo Inc Com 713448108   1,221,129 7,181 SH   SOLE 0 7,181 0 0
PepsiCo Inc Com 713448108   34,010 200 SH   DFND 0 200 0 0
Pfizer Inc Com 717081103   218,034 7,534 SH   SOLE 0 7,534 0 0
Pfizer Inc Com 717081103   54,986 1,900 SH   DFND 0 1,900 0 0
Philip Morris International Com 718172109   577,985 4,761 SH   SOLE 0 4,761 0 0
Philip Morris International Com 718172109   60,214 496 SH   DFND 0 496 0 0
Phillips 66 Com 718546104   413,805 3,148 SH   SOLE 0 3,148 0 0
Plains All American Pipeline LP Com 726503105   98,818 5,689 SH   SOLE 0 5,689 0 0
Portland General Electric Co Com 736508847   245,009 5,115 SH   SOLE 0 5,115 0 0
Principal Financial Group Com 74251V102   12,885 150 SH   SOLE 0 150 0 0
Procter & Gamble Co Com 742718109   2,282,256 13,177 SH   SOLE 0 13,177 0 0
Procter & Gamble Co Com 742718109   240,055 1,386 SH   DFND 0 1,386 0 0
Prologis Inc Com Com 74340W103   11,618 92 SH   SOLE 0 92 0 0
Prudential Financial Inc Com 744320102   16,833 139 SH   SOLE 0 139 0 0
Public Svc Enterprise Group Com 744573106   77,077 864 SH   SOLE 0 864 0 0
Public Storage Com 74460D109   21,832 60 SH   DFND 0 60 0 0
Qualcomm Inc Com 747525103   36,901 217 SH   SOLE 0 217 0 0
RTX Corporation Com 75513E101   736,289 6,077 SH   SOLE 0 6,077 0 0
RTX Corporation Com 75513E101   11,753 97 SH   DFND 0 97 0 0
Realty Income Corp Com 756109104   68,494 1,080 SH   SOLE 0 1,080 0 0
Republic Services Inc Com 760759100   150,630 750 SH   SOLE 0 750 0 0
Robert Half Inc Com 770323103   74,151 1,100 SH   SOLE 0 1,100 0 0
Roper Technologies Com 776696106   38,394 69 SH   SOLE 0 69 0 0
Ross Stores Inc Com 778296103   60,505 402 SH   SOLE 0 402 0 0
Royal Bank of Canada Com 780087102   16,589 133 SH   SOLE 0 133 0 0
Shell PLC-ADR Com 780259305   28,952 439 SH   SOLE 0 439 0 0
S & T Bancorp Inc Com 783859101   167,880 4,000 SH   SOLE 0 4,000 0 0
S&P Global Inc Com 78409V104   769,764 1,490 SH   SOLE 0 1,490 0 0
SEI Investments Company Com 784117103   25,808 373 SH   SOLE 0 373 0 0
Spdr Trust Series 1 Com 78462F103   1,756,279 3,061 SH   SOLE 0 3,061 0 0
SPDR S&P Aerospace & Defense ETF Com 78464A631   136,099 865 SH   SOLE 0 865 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   82,508 195 SH   SOLE 0 195 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   74,046 175 SH   DFND 0 175 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   39,876 70 SH   SOLE 0 70 0 0
SPDR Russell 1000 Yeild Focus ETF Com 78468R770   554,743 4,946 SH   SOLE 0 4,946 0 0
SPDR Russell 1000 Yeild Focus ETF Com 78468R770   26,582 237 SH   DFND 0 237 0 0
Schwab Charles Corp New Com 808513105   11,795 182 SH   SOLE 0 182 0 0
Snap-On Inc Com 833034101   34,475 119 SH   SOLE 0 119 0 0
Solventum Corp Com 83444M101   15,338 220 SH   SOLE 0 220 0 0
Southern Co Com 842587107   18,036 200 SH   SOLE 0 200 0 0
Southwest Airls Co Com 844741108   146,876 4,957 SH   SOLE 0 4,957 0 0
Starbucks Corp Com 855244109   278,529 2,857 SH   SOLE 0 2,857 0 0
Starbucks Corp Com 855244109   89,496 918 SH   DFND 0 918 0 0
Stryker Corp Com 863667101   245,657 680 SH   SOLE 0 680 0 0
Summit Materials Inc Com 86614U100   103,469 2,651 SH   SOLE 0 2,651 0 0
Sunoco LP Com 86765K109   2,416 45 SH   SOLE 0 45 0 0
Synchrony Financial Com 87165B103   5,986 120 SH   SOLE 0 120 0 0
Sysco Corp Com 871829107   9,758 125 SH   SOLE 0 125 0 0
T-Mobile US Inc Com 872590104   26,620 129 SH   SOLE 0 129 0 0
Taiwan Semiconductor Mfg Ltd Sponsored Adr Com 874039100   34,734 200 SH   SOLE 0 200 0 0
Tapestry Inc Com 876030107   9,396 200 SH   SOLE 0 200 0 0
Target Corp Com 87612E106   294,264 1,888 SH   SOLE 0 1,888 0 0
Target Corp Com 87612E106   99,906 641 SH   DFND 0 641 0 0
Teledyne Technologies Inc Com 879360105   30,636 70 SH   SOLE 0 70 0 0
Teledyne Technologies Inc Com 879360105   28,448 65 SH   DFND 0 65 0 0
Tesla Inc Com 88160R101   24,855 95 SH   SOLE 0 95 0 0
Texas Instrs Inc Com 882508104   296,841 1,437 SH   SOLE 0 1,437 0 0
Texas Instrs Inc Com 882508104   13,014 63 SH   DFND 0 63 0 0
3m Co Com 88579Y101   120,296 880 SH   SOLE 0 880 0 0
TotalEnergies SE - Sponsore Com 89151E109   19,386 300 SH   SOLE 0 300 0 0
Toyota Motor Corp Com 892331307   88,928 498 SH   SOLE 0 498 0 0
Tractor Supply Company Com 892356106   58,186 200 SH   SOLE 0 200 0 0
Tyson Foods Inc Class A Com 902494103   119,120 2,000 SH   SOLE 0 2,000 0 0
US Bancorp Com 902973304   82,314 1,800 SH   SOLE 0 1,800 0 0
Union Pac Corp Com 907818108   483,840 1,963 SH   SOLE 0 1,963 0 0
United Parcel Service Inc Cl B Com 911312106   362,255 2,657 SH   SOLE 0 2,657 0 0
Unitedhealth Group Inc Com 91324P102   1,340,671 2,293 SH   SOLE 0 2,293 0 0
V F Corp Com 918204108   72,578 3,638 SH   SOLE 0 3,638 0 0
VanEck Pharmaceutical ETF Com 92189F692   966,930 10,175 SH   SOLE 0 10,175 0 0
VanEck Pharmaceutical ETF Com 92189F692   123,539 1,300 SH   DFND 0 1,300 0 0
Vanguard Dividend Appreciation ETF Com 921908844   3,781,163 19,091 SH   SOLE 0 19,091 0 0
Vanguard Total Intl Stock Index Fd ETF Com 921909768   170,266 2,630 SH   SOLE 0 2,630 0 0
Vanguard US Value Factor ETF Com 921935805   609,209 5,054 SH   SOLE 0 5,054 0 0
Vanguard US Value Factor ETF Com 921935805   180,810 1,500 SH   DFND 0 1,500 0 0
Vanguard Total Bond Market EFT Com 921937835   21,632 288 SH   SOLE 0 288 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   4,606,722 87,232 SH   SOLE 0 87,232 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   929,456 17,600 SH   DFND 0 17,600 0 0
Vanguard High Dividend Yield Index Com 921946406   5,118,641 39,927 SH   SOLE 0 39,927 0 0
Vanguard International High DVD Yield Com 921946794   2,442,463 33,267 SH   SOLE 0 33,267 0 0
Vanguard International High DVD Yield Com 921946794   42,584 580 SH   DFND 0 580 0 0
Vanguard International DVD Apprecation Com 921946810   1,592,748 18,042 SH   SOLE 0 18,042 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF Com 92203J407   98,700 1,963 SH   SOLE 0 1,963 0 0
Vanguard Growth ETF Com 922908736   71,411 186 SH   SOLE 0 186 0 0
Vanguard Total Stock Mkt ETF Com 922908769   368,108 1,300 SH   SOLE 0 1,300 0 0
VERALTO CORP COM Com 92338C103   96,759 865 SH   SOLE 0 865 0 0
Verizon Communications Com 92343V104   138,458 3,083 SH   SOLE 0 3,083 0 0
Verizon Communications Com 92343V104   137,784 3,068 SH   DFND 0 3,068 0 0
Visa Inc Com 92826C839   569,147 2,070 SH   SOLE 0 2,070 0 0
Vodafone Group PLC - ADR Com 92857W308   18,036 1,800 SH   SOLE 0 1,800 0 0
WEC Energy Group Inc Com 92939U106   23,564 245 SH   SOLE 0 245 0 0
WK KELLOGG CO COM Com 92942W107   428 25 SH   SOLE 0 25 0 0
Wabtec Corp Com 929740108   46,170 254 SH   SOLE 0 254 0 0
Walmart Stores Inc Com 931142103   2,144,882 26,562 SH   SOLE 0 26,562 0 0
Walmart Stores Inc Com 931142103   201,875 2,500 SH   DFND 0 2,500 0 0
Walgreens Boots Alliance Inc Com 931427108   1,792 200 SH   SOLE 0 200 0 0
Walgreens Boots Alliance Inc Com 931427108   3,315 370 SH   DFND 0 370 0 0
Warner Bros Discovery Inc Com 934423104   8,646 1,048 SH   SOLE 0 1,048 0 0
Waste Mgmt Inc Del Com 94106L109   91,344 440 SH   SOLE 0 440 0 0
Wells Fargo & Co New Com 949746101   278,213 4,925 SH   SOLE 0 4,925 0 0
Westlake Corp. Com 960413102   3,006 20 SH   SOLE 0 20 0 0
Weyerhaeuser Co Com 962166104   245,113 7,239 SH   SOLE 0 7,239 0 0
Whirlpool Corp Com 963320106   11,770 110 SH   DFND 0 110 0 0
Williams Companies Inc Com 969457100   97,508 2,136 SH   SOLE 0 2,136 0 0
Wisdomtree Emerging Markets High DVD Fund Com 97717W315   18,924 430 SH   DFND 0 430 0 0
Xcel Energy Inc Com 98389B100   232,403 3,559 SH   SOLE 0 3,559 0 0
Xylem Inc Com 98419M100   105,188 779 SH   SOLE 0 779 0 0
Yum! Brands Inc Com 988498101   81,032 580 SH   SOLE 0 580 0 0
Yum China Holdings Inc Com 98850P109   12,020 267 SH   SOLE 0 267 0 0
Zimmer Biomet Holdings Inc Com 98956P102   71,787 665 SH   SOLE 0 665 0 0
Ambarella Inc Com G037AX101   5,641 100 SH   SOLE 0 100 0 0
Accenture PLC Cl A Com G1151C101   994,693 2,814 SH   SOLE 0 2,814 0 0
Eaton Corp PLC Com G29183103   1,261,792 3,807 SH   SOLE 0 3,807 0 0
Eaton Corp PLC Com G29183103   26,515 80 SH   DFND 0 80 0 0
Jazz Pharmaceuticals PLC Com G50871105   25,067 225 SH   SOLE 0 225 0 0
Linde PLC Com G54950103   95,372 200 SH   SOLE 0 200 0 0
Medtronic PLC Com G5960L103   205,448 2,282 SH   SOLE 0 2,282 0 0
Bunge Global SA Com H11356104   240,634 2,490 SH   SOLE 0 2,490 0 0
Bunge Global SA Com H11356104   31,891 330 SH   DFND 0 330 0 0
Chubb Limited Com H1467J104   194,663 675 SH   SOLE 0 675 0 0
Garmin LTD Com H2906T109   5,281 30 SH   SOLE 0 30 0 0
Garmin LTD Com H2906T109   14,082 80 SH   DFND 0 80 0 0