The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 3,428 88,171 SH   SOLE 0 87,171 0 1,000
AT&T Inc Com 00206R102 1,894 48,726 SH   OTR 0 42,283 1,030 5,413
Abbott Labs Com 002824100 4,944 86,629 SH   SOLE 0 86,129 0 500
Abbott Labs Com 002824100 1,441 25,244 SH   OTR 0 21,994 1,371 1,879
Abbvie Inc Com 00287Y109 5,068 52,403 SH   SOLE 0 51,903 0 500
Abbvie Inc Com 00287Y109 2,111 21,824 SH   OTR 0 18,569 1,145 2,110
Activision Blizzard, Inc Com 00507V109 595 9,398 SH   SOLE 0 9,398 0 0
Activision Blizzard, Inc Com 00507V109 411 6,485 SH   OTR 0 6,485 0 0
Air Products & Chemicals Inc Com 009158106 1,657 10,099 SH   SOLE 0 10,099 0 0
Air Products & Chemicals Inc Com 009158106 372 2,265 SH   OTR 0 2,265 0 0
Allstate Corp Com 020002101 197 1,885 SH   SOLE 0 1,885 0 0
Allstate Corp Com 020002101 139 1,328 SH   OTR 0 1,328 0 0
Alphabet Inc Cl C Com 02079K107 3,659 3,497 SH   SOLE 0 3,442 0 55
Alphabet Inc Cl C Com 02079K107 2,203 2,105 SH   OTR 0 2,105 0 0
Alphabet Inc Cl A Com 02079K305 3,316 3,148 SH   SOLE 0 3,128 0 20
Alphabet Inc Cl A Com 02079K305 652 619 SH   OTR 0 619 0 0
Altria Group Inc Com 02209S103 1,171 16,398 SH   SOLE 0 15,023 0 1,375
Altria Group Inc Com 02209S103 2,941 41,190 SH   OTR 0 39,900 200 1,090
Amazon.Com Inc Com 023135106 451 386 SH   SOLE 0 386 0 0
Amazon.Com Inc Com 023135106 132 113 SH   OTR 0 113 0 0
American Express CO Com 025816109 703 7,083 SH   SOLE 0 6,833 0 250
American Express CO Com 025816109 317 3,196 SH   OTR 0 2,610 0 586
American Water Works CO Inc Com 030420103 1,199 13,106 SH   SOLE 0 13,106 0 0
American Water Works CO Inc Com 030420103 962 10,520 SH   OTR 0 8,410 100 2,010
Amgen Inc Com 031162100 625 3,595 SH   SOLE 0 3,595 0 0
Amgen Inc Com 031162100 328 1,885 SH   OTR 0 1,885 0 0
Anadarko Petroleum Corporation Com 032511107 87 1,619 SH   SOLE 0 1,619 0 0
Anadarko Petroleum Corporation Com 032511107 140 2,610 SH   OTR 0 2,550 0 60
Apache Corp Com 037411105 714 16,916 SH   SOLE 0 16,916 0 0
Apache Corp Com 037411105 537 12,725 SH   OTR 0 12,725 0 0
Apple Inc Com 037833100 14,232 84,100 SH   SOLE 0 80,820 105 3,175
Apple Inc Com 037833100 5,944 35,125 SH   OTR 0 32,995 1,280 850
Applied Materials Inc Com 038222105 150 2,940 SH   SOLE 0 2,570 0 370
Applied Materials Inc Com 038222105 84 1,650 SH   OTR 0 1,650 0 0
Autodesk Inc Com 052769106 239 2,279 SH   SOLE 0 2,279 0 0
Autoliv Inc Com 052800109 1,365 10,744 SH   SOLE 0 9,994 0 750
Autoliv Inc Com 052800109 1,585 12,474 SH   OTR 0 12,474 0 0
Automatic Data Processing Inc Com 053015103 3,788 32,323 SH   SOLE 0 32,043 0 280
Automatic Data Processing Inc Com 053015103 1,158 9,884 SH   OTR 0 9,214 190 480
BP PLC Spons ADR Com 055622104 133 3,168 SH   SOLE 0 3,168 0 0
BP PLC Spons ADR Com 055622104 197 4,676 SH   OTR 0 4,676 0 0
Bank of America Corp Com 060505104 505 17,103 SH   SOLE 0 17,103 0 0
Bank of America Corp Com 060505104 384 12,997 SH   OTR 0 12,740 0 257
Bank of New York Mellon Corp Com 064058100 607 11,279 SH   SOLE 0 11,279 0 0
Bank of New York Mellon Corp Com 064058100 53 988 SH   OTR 0 488 0 500
Bard Cr Inc Com 067383109 185 560 SH   SOLE 0 560 0 0
Bard Cr Inc Com 067383109 31 94 SH   OTR 0 94 0 0
Baxter Intl Inc Com 071813109 625 9,667 SH   SOLE 0 9,667 0 0
Baxter Intl Inc Com 071813109 284 4,399 SH   OTR 0 2,839 100 1,460
Becton Dickinson Com 075887109 453 2,116 SH   SOLE 0 2,001 0 115
Becton Dickinson Com 075887109 257 1,200 SH   OTR 0 1,200 0 0
Berkshire Hathaway Inc-Cl B Com 084670702 3,906 19,706 SH   SOLE 0 19,476 30 200
Berkshire Hathaway Inc-Cl B Com 084670702 1,842 9,292 SH   OTR 0 9,242 20 30
Best Buy Company Inc Com 086516101 1,189 17,361 SH   SOLE 0 17,361 0 0
Best Buy Company Inc Com 086516101 56 812 SH   OTR 0 812 0 0
BHP Billiton Ltd Spons ADR Com 088606108 167 3,628 SH   SOLE 0 3,328 0 300
BHP Billiton Ltd Spons ADR Com 088606108 82 1,775 SH   OTR 0 1,725 0 50
Biogen Inc Com 09062X103 193 605 SH   SOLE 0 605 0 0
Biogen Inc Com 09062X103 1,290 4,050 SH   OTR 0 4,050 0 0
Boeing CO Com 097023105 2,560 8,681 SH   SOLE 0 8,391 0 290
Boeing CO Com 097023105 2,486 8,431 SH   OTR 0 8,431 0 0
Bristol Myers Squibb CO Com 110122108 4,155 67,802 SH   SOLE 0 64,757 725 2,320
Bristol Myers Squibb CO Com 110122108 2,499 40,785 SH   OTR 0 32,115 5,960 2,710
Csx Corp Com 126408103 164 2,985 SH   SOLE 0 2,985 0 0
Csx Corp Com 126408103 196 3,555 SH   OTR 0 3,555 0 0
CVS Health Corp Com 126650100 2,635 36,348 SH   SOLE 0 36,348 0 0
CVS Health Corp Com 126650100 1,065 14,688 SH   OTR 0 13,548 340 800
Caterpillar Inc Com 149123101 3,200 20,304 SH   SOLE 0 20,186 0 118
Caterpillar Inc Com 149123101 1,446 9,175 SH   OTR 0 8,830 45 300
Celgene Corp Com 151020104 1,186 11,369 SH   SOLE 0 11,369 0 0
Celgene Corp Com 151020104 318 3,048 SH   OTR 0 3,048 0 0
Chevron Corporation Com 166764100 7,723 61,693 SH   SOLE 0 60,134 475 1,084
Chevron Corporation Com 166764100 4,788 38,244 SH   OTR 0 33,219 2,935 2,090
Cisco Systems Inc Com 17275R102 3,988 104,127 SH   SOLE 0 101,372 0 2,755
Cisco Systems Inc Com 17275R102 1,874 48,939 SH   OTR 0 48,414 525 0
Citigroup Inc Com 172967424 734 9,859 SH   SOLE 0 9,859 0 0
Citigroup Inc Com 172967424 603 8,106 SH   OTR 0 7,206 150 750
Clorox Company Com 189054109 1,012 6,807 SH   SOLE 0 6,807 0 0
Clorox Company Com 189054109 614 4,125 SH   OTR 0 3,640 0 485
Coca Cola CO Com 191216100 2,689 58,610 SH   SOLE 0 52,510 1,100 5,000
Coca Cola CO Com 191216100 1,467 31,985 SH   OTR 0 26,725 150 5,110
Cognizant Technology Solutions Com 192446102 219 3,083 SH   SOLE 0 3,083 0 0
Cognizant Technology Solutions Com 192446102 14 196 SH   OTR 0 196 0 0
Colgate Palmolive CO Com 194162103 3,094 41,006 SH   SOLE 0 39,106 500 1,400
Colgate Palmolive CO Com 194162103 1,059 14,035 SH   OTR 0 11,535 800 1,700
ComcAst Corp-Cl A Com 20030N101 740 18,474 SH   SOLE 0 17,192 0 1,282
ComcAst Corp-Cl A Com 20030N101 201 5,026 SH   OTR 0 3,438 400 1,188
Conocophillips Com 20825C104 1,457 26,537 SH   SOLE 0 26,037 100 400
Conocophillips Com 20825C104 220 4,010 SH   OTR 0 3,585 275 150
Corning Inc Com 219350105 393 12,295 SH   SOLE 0 12,295 0 0
Corning Inc Com 219350105 382 11,950 SH   OTR 0 11,250 700 0
Costco Wholesale Corp Com 22160K105 241 1,296 SH   SOLE 0 1,296 0 0
Costco Wholesale Corp Com 22160K105 274 1,474 SH   OTR 0 834 0 640
Danaher Corp Com 235851102 3,915 42,183 SH   SOLE 0 40,353 0 1,830
Danaher Corp Com 235851102 1,577 16,990 SH   OTR 0 14,920 180 1,890
Deere & CO Com 244199105 1,190 7,604 SH   SOLE 0 7,604 0 0
Deere & CO Com 244199105 1,485 9,489 SH   OTR 0 9,489 0 0
Digital Realty Trust Inc REIT Com 253868103 98 860 SH   SOLE 0 860 0 0
Digital Realty Trust Inc REIT Com 253868103 145 1,271 SH   OTR 0 1,271 0 0
Disney Walt CO New Com 254687106 5,730 53,297 SH   SOLE 0 52,562 0 735
Disney Walt CO New Com 254687106 2,552 23,735 SH   OTR 0 22,205 420 1,110
Dominion Resources Inc Com 25746U109 1,819 22,438 SH   SOLE 0 22,028 0 410
Dominion Resources Inc Com 25746U109 1,110 13,699 SH   OTR 0 9,869 880 2,950
Dover Corp Com 260003108 139 1,376 SH   SOLE 0 976 0 400
Dover Corp Com 260003108 81 800 SH   OTR 0 800 0 0
DowDuPont Inc Com 26078J100 4,073 57,188 SH   SOLE 0 56,563 0 625
DowDuPont Inc Com 26078J100 3,768 52,905 SH   OTR 0 45,884 588 6,433
Duke Energy Corp Com 26441C204 272 3,234 SH   SOLE 0 2,835 333 66
Duke Energy Corp Com 26441C204 232 2,758 SH   OTR 0 1,673 833 252
Ecolab Inc Com 278865100 1,833 13,659 SH   SOLE 0 13,559 0 100
Ecolab Inc Com 278865100 418 3,115 SH   OTR 0 2,625 40 450
Emerson Elec CO Com 291011104 1,169 16,778 SH   SOLE 0 16,428 0 350
Emerson Elec CO Com 291011104 524 7,515 SH   OTR 0 6,615 900 0
Enbridge Incorporated Com 29250N105 210 5,380 SH   SOLE 0 5,250 0 130
Enbridge Incorporated Com 29250N105 35 905 SH   OTR 0 905 0 0
Enterprise Prods Partners LP Com 293792107 268 10,125 SH   SOLE 0 10,125 0 0
Enterprise Prods Partners LP Com 293792107 103 3,880 SH   OTR 0 3,880 0 0
Exelon Corp Com 30161N101 214 5,436 SH   SOLE 0 5,436 0 0
Exelon Corp Com 30161N101 146 3,709 SH   OTR 0 2,859 0 850
Express Scripts Hldg Com 30219G108 1,168 15,642 SH   SOLE 0 14,963 75 604
Express Scripts Hldg Com 30219G108 181 2,428 SH   OTR 0 2,278 0 150
Exxonmobil Corp Com 30231G102 10,801 129,132 SH   SOLE 0 124,677 925 3,530
Exxonmobil Corp Com 30231G102 6,799 81,291 SH   OTR 0 78,201 635 2,455
Facebook Inc-A Com 30303M102 412 2,337 SH   SOLE 0 2,337 0 0
Facebook Inc-A Com 30303M102 166 938 SH   OTR 0 938 0 0
Fedex Corporation Com 31428X106 317 1,271 SH   SOLE 0 1,171 0 100
Fedex Corporation Com 31428X106 37 150 SH   OTR 0 150 0 0
Fiserv Inc Com 337738108 2,549 19,438 SH   SOLE 0 19,363 0 75
Fiserv Inc Com 337738108 212 1,620 SH   OTR 0 1,620 0 0
FlexShares Mstar Glbl Upstrm N Com 33939L407 24,760 743,766 SH   SOLE 0 733,916 0 9,850
FlexShares Mstar Glbl Upstrm N Com 33939L407 2,817 84,615 SH   OTR 0 80,595 340 3,680
Fortive Corp Com 34959J108 723 9,997 SH   SOLE 0 9,387 0 610
Fortive Corp Com 34959J108 244 3,376 SH   OTR 0 2,532 50 794
Franklin Resources Inc Com 354613101 183 4,229 SH   SOLE 0 4,229 0 0
Franklin Resources Inc Com 354613101 17 396 SH   OTR 0 396 0 0
General Dynamics Corp Com 369550108 944 4,640 SH   SOLE 0 4,640 0 0
General Dynamics Corp Com 369550108 114 560 SH   OTR 0 510 0 50
General Electric Corp Com 369604103 3,948 226,247 SH   SOLE 0 219,132 1,500 5,615
General Electric Corp Com 369604103 2,527 144,836 SH   OTR 0 132,511 4,900 7,425
General Mls Inc Com 370334104 1,445 24,376 SH   SOLE 0 24,376 0 0
General Mls Inc Com 370334104 721 12,167 SH   OTR 0 9,722 600 1,845
Gilead Sciences Inc Com 375558103 1,322 18,449 SH   SOLE 0 18,449 0 0
Gilead Sciences Inc Com 375558103 140 1,960 SH   OTR 0 1,960 0 0
Glaxo Smithkline Spons ADR Com 37733W105 441 12,439 SH   SOLE 0 12,439 0 0
Glaxo Smithkline Spons ADR Com 37733W105 291 8,212 SH   OTR 0 7,207 255 750
Goldman Sachs Group Inc Com 38141G104 1,238 4,860 SH   SOLE 0 4,840 20 0
Goldman Sachs Group Inc Com 38141G104 1,026 4,027 SH   OTR 0 4,017 10 0
Wr Grace & CO Com 38388F108 386 5,500 SH   OTR 0 0 0 5,500
Grainger W W Inc Com 384802104 1,135 4,805 SH   SOLE 0 4,805 0 0
Grainger W W Inc Com 384802104 810 3,430 SH   OTR 0 2,460 100 870
Home Depot Inc Com 437076102 1,003 5,292 SH   SOLE 0 5,137 0 155
Home Depot Inc Com 437076102 1,025 5,410 SH   OTR 0 5,045 0 365
Honeywell International Inc Com 438516106 3,406 22,211 SH   SOLE 0 21,246 0 965
Honeywell International Inc Com 438516106 1,242 8,100 SH   OTR 0 6,026 850 1,224
Illinois Tool Wks Inc Com 452308109 1,617 9,691 SH   SOLE 0 9,691 0 0
Illinois Tool Wks Inc Com 452308109 123 738 SH   OTR 0 738 0 0
Intel Corp Com 458140100 8,211 177,881 SH   SOLE 0 174,681 1,200 2,000
Intel Corp Com 458140100 2,226 48,221 SH   OTR 0 42,721 3,550 1,950
Intercontinental Exchange Inc Com 45866F104 427 6,048 SH   SOLE 0 6,048 0 0
Intercontinental Exchange Inc Com 45866F104 25 350 SH   OTR 0 100 0 250
Intl. Business Machines Corp Com 459200101 4,356 28,391 SH   SOLE 0 26,532 435 1,424
Intl. Business Machines Corp Com 459200101 2,370 15,449 SH   OTR 0 14,109 20 1,320
Ishares DJ Select Dividend ETF Com 464287168 234 2,370 SH   SOLE 0 2,370 0 0
Ishares Core S&P 500 ETF Com 464287200 293 1,088 SH   SOLE 0 1,088 0 0
Ishares Core Total U.S. Aggreg Com 464287226 351 3,211 SH   SOLE 0 3,211 0 0
Ishares Msci Emerging Mkt ETF Com 464287234 6,738 142,986 SH   SOLE 0 141,468 525 993
Ishares Msci Emerging Mkt ETF Com 464287234 752 15,963 SH   OTR 0 14,883 355 725
Ishares Barclays 7-10 Year Tr Com 464287440 245 2,316 SH   SOLE 0 2,316 0 0
Ishares Barclays 1-3 Year Tr E Com 464287457 488 5,818 SH   SOLE 0 5,818 0 0
Ishares Msci Eafe ETF Com 464287465 5,657 80,465 SH   SOLE 0 80,465 0 0
Ishares Msci Eafe ETF Com 464287465 958 13,629 SH   OTR 0 12,584 720 325
Ishares Core S&P Mid-Cap ETF Com 464287507 4,354 22,943 SH   SOLE 0 22,730 0 213
Ishares Core S&P Mid-Cap ETF Com 464287507 591 3,115 SH   OTR 0 2,915 0 200
Ishares Nasdaq Biotech ETF Com 464287556 6,505 60,924 SH   SOLE 0 60,336 96 492
Ishares Nasdaq Biotech ETF Com 464287556 1,618 15,156 SH   OTR 0 14,346 660 150
Ishares S&P Midcap 400/Grwth E Com 464287606 281 1,300 SH   SOLE 0 1,300 0 0
Ishares Russell 2000 ETF Com 464287655 8,920 58,507 SH   SOLE 0 57,509 0 998
Ishares Russell 2000 ETF Com 464287655 868 5,694 SH   OTR 0 5,329 330 35
Ishares DJ US Telcom Sector ET Com 464287713 846 28,750 SH   SOLE 0 28,750 0 0
Ishares DJ US Telcom Sector ET Com 464287713 564 19,171 SH   OTR 0 18,971 200 0
Ishares S&P Smallcap/600 Growt Com 464287887 213 1,250 SH   SOLE 0 1,250 0 0
Ishares Barclays 1-3 Year Cr E Com 464288646 256 2,453 SH   SOLE 0 2,453 0 0
Ishares S&P Pref Stk ETF Com 464288687 2,579 67,742 SH   SOLE 0 67,742 0 0
Ishares S&P Pref Stk ETF Com 464288687 697 18,299 SH   OTR 0 14,999 0 3,300
JP Morgan Chase & CO Com 46625H100 10,483 98,025 SH   SOLE 0 96,938 112 975
JP Morgan Chase & CO Com 46625H100 5,693 53,233 SH   OTR 0 49,298 1,515 2,420
Johnson & Johnson Com 478160104 14,251 101,996 SH   SOLE 0 97,359 150 4,487
Johnson & Johnson Com 478160104 5,767 41,276 SH   OTR 0 35,789 1,757 3,730
Keycorp Com 493267108 52 2,562 SH   SOLE 0 2,562 0 0
Keycorp Com 493267108 217 10,754 SH   OTR 0 10,040 714 0
Kimberly Clark Corp Com 494368103 509 4,221 SH   SOLE 0 4,221 0 0
Kimberly Clark Corp Com 494368103 133 1,100 SH   OTR 0 1,100 0 0
Kohls Corp Com 500255104 168 3,095 SH   SOLE 0 3,095 0 0
Kohls Corp Com 500255104 39 725 SH   OTR 0 725 0 0
Kraft Heinz CO Com 500754106 209 2,686 SH   SOLE 0 2,597 0 89
Kraft Heinz CO Com 500754106 633 8,138 SH   OTR 0 7,788 46 304
Lilly Eli & CO Com 532457108 368 4,359 SH   SOLE 0 3,831 0 528
Lilly Eli & CO Com 532457108 514 6,085 SH   OTR 0 5,060 0 1,025
Lockheed Martin Corp Com 539830109 3,338 10,398 SH   SOLE 0 9,883 0 515
Lockheed Martin Corp Com 539830109 1,313 4,090 SH   OTR 0 3,970 120 0
Lowes Cos Inc Com 548661107 7,348 79,063 SH   SOLE 0 78,663 25 375
Lowes Cos Inc Com 548661107 2,913 31,345 SH   OTR 0 30,310 335 700
M & T Bank Corp Com 55261F104 214 1,250 SH   OTR 0 1,250 0 0
Mastercard Inc Cl A Com 57636Q104 112 737 SH   SOLE 0 737 0 0
Mastercard Inc Cl A Com 57636Q104 102 675 SH   OTR 0 675 0 0
McDonalds Corp Com 580135101 8,547 49,659 SH   SOLE 0 49,284 75 300
McDonalds Corp Com 580135101 4,062 23,600 SH   OTR 0 21,314 1,265 1,021
Merck & CO Inc Com 58933Y105 2,989 53,118 SH   SOLE 0 51,643 675 800
Merck & CO Inc Com 58933Y105 1,347 23,936 SH   OTR 0 22,766 165 1,005
Metlife Inc Com 59156R108 603 11,922 SH   SOLE 0 11,922 0 0
Metlife Inc Com 59156R108 119 2,350 SH   OTR 0 1,739 611 0
Microsoft Corp Com 594918104 12,269 143,425 SH   SOLE 0 140,960 225 2,240
Microsoft Corp Com 594918104 4,696 54,893 SH   OTR 0 50,348 985 3,560
Microchip Technology Inc Com 595017104 2,354 26,792 SH   SOLE 0 26,792 0 0
Microchip Technology Inc Com 595017104 781 8,890 SH   OTR 0 6,915 1,150 825
Mondelez International Inc Com 609207105 469 10,968 SH   SOLE 0 10,285 0 683
Mondelez International Inc Com 609207105 935 21,843 SH   OTR 0 20,777 138 928
Monsanto CO Com 61166W101 908 7,778 SH   SOLE 0 7,078 0 700
Monsanto CO Com 61166W101 233 1,992 SH   OTR 0 1,922 70 0
NBT Bancorp Inc Com 628778102 6,796 184,682 SH   SOLE 0 102,131 0 82,551
NBT Bancorp Inc Com 628778102 2,084 56,620 SH   OTR 0 52,874 0 3,746
Nextera Energy Inc Com 65339F101 2,548 16,311 SH   SOLE 0 15,861 0 450
Nextera Energy Inc Com 65339F101 1,447 9,265 SH   OTR 0 6,420 780 2,065
Nike Inc-Class B Com 654106103 2,061 32,946 SH   SOLE 0 32,946 0 0
Nike Inc-Class B Com 654106103 935 14,950 SH   OTR 0 10,810 140 4,000
Norfolk Southern Corp Com 655844108 1,068 7,372 SH   SOLE 0 7,197 0 175
Norfolk Southern Corp Com 655844108 1,061 7,320 SH   OTR 0 6,050 70 1,200
Novartis Ag Spons ADR Com 66987V109 2,012 23,968 SH   SOLE 0 23,968 0 0
Novartis Ag Spons ADR Com 66987V109 1,205 14,354 SH   OTR 0 12,419 150 1,785
Novo Nordisk As Spons ADR Com 670100205 384 7,150 SH   SOLE 0 7,150 0 0
Nucor Corp Com 670346105 966 15,200 SH   SOLE 0 15,200 0 0
Nucor Corp Com 670346105 366 5,754 SH   OTR 0 3,754 0 2,000
Oracle Corporation Com 68389X105 2,267 47,939 SH   SOLE 0 45,455 0 2,484
Oracle Corporation Com 68389X105 498 10,526 SH   OTR 0 10,526 0 0
Pepsico Inc Com 713448108 8,343 69,568 SH   SOLE 0 69,068 100 400
Pepsico Inc Com 713448108 3,526 29,400 SH   OTR 0 27,010 1,520 870
Pfizer Inc Com 717081103 4,669 128,911 SH   SOLE 0 126,911 0 2,000
Pfizer Inc Com 717081103 2,624 72,445 SH   OTR 0 67,926 1,930 2,589
Philip Morris International Com 718172109 954 9,034 SH   SOLE 0 8,159 0 875
Philip Morris International Com 718172109 3,751 35,502 SH   OTR 0 34,962 150 390
Praxair Inc Com 74005P104 1,761 11,388 SH   SOLE 0 11,313 0 75
Praxair Inc Com 74005P104 1,006 6,505 SH   OTR 0 5,380 0 1,125
T Rowe Price Group Inc Com 74144T108 5,194 49,503 SH   SOLE 0 49,453 50 0
T Rowe Price Group Inc Com 74144T108 1,961 18,686 SH   OTR 0 18,091 295 300
Procter & Gamble CO Com 742718109 9,236 100,527 SH   SOLE 0 95,862 500 4,165
Procter & Gamble CO Com 742718109 4,672 50,847 SH   OTR 0 45,758 849 4,240
Prudential Finl Inc Com 744320102 2,232 19,411 SH   SOLE 0 19,361 50 0
Prudential Finl Inc Com 744320102 1,487 12,932 SH   OTR 0 12,582 150 200
Public Service Enterprise Grou Com 744573106 267 5,182 SH   SOLE 0 5,182 0 0
Public Service Enterprise Grou Com 744573106 161 3,125 SH   OTR 0 2,725 400 0
Qualcomm Inc Com 747525103 2,700 42,177 SH   SOLE 0 41,403 0 774
Qualcomm Inc Com 747525103 1,197 18,700 SH   OTR 0 17,155 970 575
Rockwell Automation Inc Com 773903109 236 1,200 SH   SOLE 0 1,200 0 0
Rockwell Automation Inc Com 773903109 116 590 SH   OTR 0 590 0 0
Royal Dutch Shell Spons ADR Com 780259206 127 1,905 SH   SOLE 0 1,905 0 0
Royal Dutch Shell Spons ADR Com 780259206 287 4,301 SH   OTR 0 4,051 0 250
SPDR S&P 500 ETF Trust Com 78462F103 4,152 15,560 SH   SOLE 0 15,251 0 309
SPDR S&P 500 ETF Trust Com 78462F103 986 3,693 SH   OTR 0 3,333 160 200
SPDR Portfolio Intermediate Te Com 78464A375 679 19,828 SH   SOLE 0 19,828 0 0
Kbw Regional Banking ETF Com 78464A698 3,716 63,148 SH   SOLE 0 63,148 0 0
Kbw Regional Banking ETF Com 78464A698 1,329 22,575 SH   OTR 0 22,375 100 100
SPDR S&P Dividend ETF Com 78464A763 11,711 123,951 SH   SOLE 0 123,951 0 0
SPDR S&P Dividend ETF Com 78464A763 794 8,400 SH   OTR 0 5,550 2,450 400
Kbw Bank ETF Com 78464A797 358 7,560 SH   SOLE 0 7,560 0 0
Kbw Bank ETF Com 78464A797 82 1,728 SH   OTR 0 1,628 0 100
SPDR Dow Jones Industrial Aver Com 78467X109 1,290 5,213 SH   SOLE 0 5,213 0 0
SPDR Dow Jones Industrial Aver Com 78467X109 544 2,200 SH   OTR 0 1,735 365 100
Midcap SPDR Trust Series 1 Com 78467Y107 10,672 30,898 SH   SOLE 0 30,522 0 376
Midcap SPDR Trust Series 1 Com 78467Y107 1,439 4,166 SH   OTR 0 3,956 175 35
Salesforce.Com Com 79466L302 182 1,782 SH   SOLE 0 1,762 20 0
Salesforce.Com Com 79466L302 79 775 SH   OTR 0 775 0 0
Schlumberger Ltd Com 806857108 2,688 39,882 SH   SOLE 0 39,167 0 715
Schlumberger Ltd Com 806857108 861 12,780 SH   OTR 0 12,620 160 0
Charles Schwab Corp Com 808513105 33 650 SH   SOLE 0 650 0 0
Charles Schwab Corp Com 808513105 202 3,925 SH   OTR 0 3,925 0 0
Seattle Genetics Inc Com 812578102 334 6,241 SH   SOLE 0 6,241 0 0
Materials Select SPDR Fund Com 81369Y100 1,700 28,081 SH   SOLE 0 26,101 0 1,980
Materials Select SPDR Fund Com 81369Y100 621 10,255 SH   OTR 0 9,375 425 455
Health Care Select Sector SPDR Com 81369Y209 1,125 13,611 SH   SOLE 0 13,336 0 275
Health Care Select Sector SPDR Com 81369Y209 201 2,426 SH   OTR 0 2,426 0 0
Consumer Staples Select Sector Com 81369Y308 848 14,906 SH   SOLE 0 14,521 0 385
Consumer Staples Select Sector Com 81369Y308 124 2,182 SH   OTR 0 1,892 100 190
Consumer Discretionary Selt Com 81369Y407 1,528 15,482 SH   SOLE 0 13,582 0 1,900
Consumer Discretionary Selt Com 81369Y407 329 3,330 SH   OTR 0 2,665 530 135
Energy Select Sector SPDR Com 81369Y506 878 12,150 SH   SOLE 0 11,775 0 375
Energy Select Sector SPDR Com 81369Y506 101 1,394 SH   OTR 0 1,161 80 153
Financial Select Sector SPDR Com 81369Y605 1,170 41,932 SH   SOLE 0 40,432 0 1,500
Financial Select Sector SPDR Com 81369Y605 104 3,720 SH   OTR 0 3,562 158 0
Industrial Select Sector SPDR Com 81369Y704 1,403 18,539 SH   SOLE 0 18,489 0 50
Industrial Select Sector SPDR Com 81369Y704 134 1,774 SH   OTR 0 1,674 0 100
Technology Select Sect SPDR Com 81369Y803 2,146 33,560 SH   SOLE 0 32,798 162 600
Technology Select Sect SPDR Com 81369Y803 250 3,903 SH   OTR 0 3,503 400 0
Real Estate Select Sect SPDR Com 81369Y860 923 28,015 SH   SOLE 0 26,793 105 1,117
Real Estate Select Sect SPDR Com 81369Y860 796 24,153 SH   OTR 0 24,056 21 76
Utilities Select Sector SPDR Com 81369Y886 2,187 41,515 SH   SOLE 0 40,365 0 1,150
Utilities Select Sector SPDR Com 81369Y886 1,063 20,181 SH   OTR 0 19,044 525 612
Sherwin Williams CO Com 824348106 246 600 SH   SOLE 0 600 0 0
Jm Smucker CO Com 832696405 117 940 SH   SOLE 0 865 0 75
Jm Smucker CO Com 832696405 192 1,544 SH   OTR 0 1,526 0 18
Southern Company Com 842587107 1,223 25,424 SH   SOLE 0 25,424 0 0
Southern Company Com 842587107 828 17,228 SH   OTR 0 15,403 1,700 125
Starbucks Corp Com 855244109 5 94 SH   SOLE 0 94 0 0
Starbucks Corp Com 855244109 195 3,400 SH   OTR 0 3,400 0 0
State Street Corp Com 857477103 578 5,917 SH   SOLE 0 5,917 0 0
State Street Corp Com 857477103 86 885 SH   OTR 0 710 0 175
Stryker Corporation Com 863667101 709 4,577 SH   SOLE 0 4,577 0 0
Suncor Energy Inc Com 867224107 191 5,214 SH   SOLE 0 4,939 0 275
Suncor Energy Inc Com 867224107 66 1,800 SH   OTR 0 1,800 0 0
Sysco Corp Com 871829107 516 8,490 SH   SOLE 0 8,490 0 0
Sysco Corp Com 871829107 465 7,649 SH   OTR 0 7,224 0 425
TJX Cos Inc Com 872540109 1,604 20,976 SH   SOLE 0 20,326 150 500
TJX Cos Inc Com 872540109 1,320 17,268 SH   OTR 0 16,755 170 343
Target Corp Com 87612E106 2,327 35,664 SH   SOLE 0 35,389 0 275
Target Corp Com 87612E106 1,151 17,635 SH   OTR 0 16,370 265 1,000
Texas Instruments Inc Com 882508104 203 1,943 SH   SOLE 0 1,643 0 300
Texas Instruments Inc Com 882508104 56 532 SH   OTR 0 400 0 132
Textron Inc Com 883203101 1,100 19,440 SH   SOLE 0 19,440 0 0
3m CO Com 88579Y101 3,328 14,141 SH   SOLE 0 13,181 340 620
3m CO Com 88579Y101 498 2,115 SH   OTR 0 1,480 35 600
Toronto Dominion Bank Com 891160509 1,439 24,572 SH   SOLE 0 23,742 0 830
Toyota Motor Corp Spons ADR Com 892331307 295 2,316 SH   SOLE 0 2,316 0 0
Toyota Motor Corp Spons ADR Com 892331307 15 118 SH   OTR 0 118 0 0
US Bancorp New Com 902973304 2,578 48,124 SH   SOLE 0 48,124 0 0
US Bancorp New Com 902973304 406 7,570 SH   OTR 0 6,309 1,045 216
Union Pac Corp Com 907818108 4,836 36,065 SH   SOLE 0 35,284 0 781
Union Pac Corp Com 907818108 2,960 22,072 SH   OTR 0 19,452 0 2,620
United Parcel Service Cl B Com 911312106 708 5,946 SH   SOLE 0 5,946 0 0
United Parcel Service Cl B Com 911312106 264 2,215 SH   OTR 0 2,215 0 0
United Technologies Corp Com 913017109 6,677 52,343 SH   SOLE 0 51,593 100 650
United Technologies Corp Com 913017109 3,357 26,313 SH   OTR 0 23,857 1,706 750
Unitedhealth Group Inc Com 91324P102 2,901 13,159 SH   SOLE 0 12,959 0 200
Unitedhealth Group Inc Com 91324P102 1,156 5,242 SH   OTR 0 5,067 150 25
Univest Corp of Pennsylvania Com 915271100 331 11,812 SH   OTR 0 11,812 0 0
V.F. Corp Com 918204108 340 4,588 SH   SOLE 0 4,588 0 0
V.F. Corp Com 918204108 32 429 SH   OTR 0 429 0 0
Vaneck Vectors Agribusiness ET Com 92189F700 1,513 24,563 SH   SOLE 0 23,713 50 800
Vaneck Vectors Agribusiness ET Com 92189F700 807 13,108 SH   OTR 0 12,633 125 350
Vanguard Intermediate-Term Bon Com 921937819 348 4,150 SH   SOLE 0 4,150 0 0
Vanguard Intermediate-Term Bon Com 921937819 31 375 SH   OTR 0 375 0 0
Vanguard Total Bond Market ETF Com 921937835 555 6,801 SH   SOLE 0 6,801 0 0
Vanguard High Dividend Yield E Com 921946406 141 1,650 SH   SOLE 0 1,650 0 0
Vanguard High Dividend Yield E Com 921946406 88 1,025 SH   OTR 0 1,025 0 0
Vanguard Ftse Emerging Markets Com 922042858 1,259 27,417 SH   SOLE 0 27,417 0 0
Vanguard Ftse Emerging Markets Com 922042858 538 11,710 SH   OTR 0 10,895 0 815
Vanguard Inter Term Corp Bond Com 92206C870 933 10,676 SH   SOLE 0 10,676 0 0
Vanguard Inter Term Corp Bond Com 92206C870 232 2,650 SH   OTR 0 2,650 0 0
Vanguard S&P 500 ETF Com 922908363 8,678 35,378 SH   SOLE 0 35,175 0 203
Vanguard Real Estate ETF Com 922908553 1,599 19,273 SH   SOLE 0 19,273 0 0
Vanguard Real Estate ETF Com 922908553 468 5,635 SH   OTR 0 4,546 989 100
Verizon Communications Com 92343V104 4,017 75,895 SH   SOLE 0 73,908 860 1,127
Verizon Communications Com 92343V104 2,754 52,029 SH   OTR 0 46,279 3,454 2,296
Visa Inc Cl A Com 92826C839 351 3,076 SH   SOLE 0 3,076 0 0
Visa Inc Cl A Com 92826C839 431 3,780 SH   OTR 0 3,680 100 0
Wal Mart Inc Com 931142103 1,531 15,502 SH   SOLE 0 15,102 0 400
Wal Mart Inc Com 931142103 1,296 13,119 SH   OTR 0 12,153 150 816
Walgreens Boots Alliance Inc Com 931427108 1,373 18,903 SH   SOLE 0 18,803 0 100
Walgreens Boots Alliance Inc Com 931427108 103 1,418 SH   OTR 0 1,114 0 304
Wells Fargo & CO Com 949746101 5,396 88,937 SH   SOLE 0 88,537 0 400
Wells Fargo & CO Com 949746101 3,081 50,786 SH   OTR 0 43,863 2,705 4,218
Xcel Energy Inc Com 98389B100 148 3,086 SH   SOLE 0 3,086 0 0
Xcel Energy Inc Com 98389B100 69 1,426 SH   OTR 0 775 651 0
Xylem Inc Com 98419M100 377 5,526 SH   SOLE 0 5,526 0 0
Xylem Inc Com 98419M100 233 3,420 SH   OTR 0 3,420 0 0
Yum! Brands Inc Com 988498101 805 9,861 SH   SOLE 0 9,861 0 0
Yum! Brands Inc Com 988498101 109 1,336 SH   OTR 0 1,261 75 0
Zimmer Biomet Holdings Inc Com 98956P102 323 2,676 SH   SOLE 0 2,346 60 270
Zimmer Biomet Holdings Inc Com 98956P102 209 1,731 SH   OTR 0 1,592 23 116
Eaton Corp PLC Com G29183103 493 6,235 SH   SOLE 0 5,955 0 280
Eaton Corp PLC Com G29183103 478 6,049 SH   OTR 0 4,974 0 1,075
Medtronic PLC Com G5960L103 1,144 14,170 SH   SOLE 0 14,170 0 0
Medtronic PLC Com G5960L103 748 9,259 SH   OTR 0 9,188 71 0