The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AETNA INC NEW COM 00817Y108 1,858 10,993 SH   DFND 4 10,993 0 0
AETNA INC NEW COM 00817Y108 872 5,160 SH   DFND 7 5,160 0 0
AIR PRODS & CHEMS INC COM 009158106 16,420 103,250 SH   DFND 4 103,250 0 0
AIR PRODS & CHEMS INC COM 009158106 782 4,915 SH   DFND 7 4,915 0 0
AIR PRODS & CHEMS INC COM 009158106 32 200 SH   DFND 9 200 0 0
ALPHABET INC CAP STK CL C 02079K107 1,873 1,815 SH   DFND 4 1,815 0 0
ALPHABET INC CAP STK CL C 02079K107 920 892 SH   DFND 7 892 0 0
ALPHABET INC CAP STK CL C 02079K107 52 50 SH   DFND 9 50 0 0
ALPHABET INC CAP STK CL A 02079K305 5,073 4,891 SH   DFND 4 4,891 0 0
ALPHABET INC CAP STK CL A 02079K305 795 767 SH   DFND 7 767 0 0
AMERICAN EXPRESS CO COM 025816109 20,014 214,555 SH   DFND 4 214,555 0 0
AMERICAN EXPRESS CO COM 025816109 749 8,027 SH   DFND 7 8,027 0 0
AMERICAN EXPRESS CO COM 025816109 34 361 SH   DFND 9 361 0 0
APPLE INC COM 037833100 7,029 41,896 SH   DFND 4 41,896 0 0
APPLE INC COM 037833100 1,159 6,910 SH   DFND 7 6,910 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 299 1,500 SH   DFND 4 1,500 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 55 277 SH   DFND 7 277 0 0
BIOGEN INC COM 09062X103 233 852 SH   DFND 4 852 0 0
BOEING CO COM 097023105 4,030 12,290 SH   DFND 4 12,290 0 0
BOEING CO COM 097023105 206 627 SH   DFND 7 627 0 0
CME GROUP INC COM CL A 12572Q105 5,543 34,269 SH   DFND 7 34,269 0 0
CME GROUP INC COM CL A 12572Q105 6,470 40,001 SH   DFND 9 40,001 0 0
CISCO SYS INC COM 17275R102 2,490 58,053 SH   DFND 4 58,053 0 0
CINTAS CORP COM 172908105 24,319 142,568 SH   DFND 4 142,568 0 0
CINTAS CORP COM 172908105 1,194 6,997 SH   DFND 7 6,997 0 0
CINTAS CORP COM 172908105 37 214 SH   DFND 9 214 0 0
COLGATE PALMOLIVE CO COM 194162103 1,182 16,494 SH   DFND 4 16,494 0 0
COLGATE PALMOLIVE CO COM 194162103 330 4,610 SH   DFND 7 4,610 0 0
COMCAST CORP NEW CL A 20030N101 1,803 52,760 SH   DFND 4 52,760 0 0
COMCAST CORP NEW CL A 20030N101 369 10,785 SH   DFND 7 10,785 0 0
CONOCOPHILLIPS COM 20825C104 23,222 391,665 SH   DFND 4 391,665 0 0
CONOCOPHILLIPS COM 20825C104 745 12,569 SH   DFND 7 12,569 0 0
CONOCOPHILLIPS COM 20825C104 74 1,242 SH   DFND 9 1,242 0 0
COSTCO WHSL CORP NEW COM 22160K105 349 1,850 SH   DFND 4 1,850 0 0
CUMMINS INC COM 231021106 1,017 6,275 SH   DFND 4 6,275 0 0
DISCOVER FINL SVCS COM 254709108 5,668 78,803 SH   DFND 7 78,803 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 191 1,615 SH   DFND 7 1,615 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 277 2,340 SH   DFND 9 2,340 0 0
EOG RES INC COM 26875P101 130 1,238 SH   DFND 4 1,238 0 0
EOG RES INC COM 26875P101 447 4,250 SH   DFND 7 4,250 0 0
ENBRIDGE ENERGY MANAGEMENT L SHS UNITS LLI 29250X103 1,075 117,636 SH   DFND 7 117,636 0 0
EQUIFAX INC COM 294429105 1,065 9,039 SH   DFND 4 9,039 0 0
FLIR SYS INC COM 302445101 874 17,472 SH   DFND 7 17,472 0 0
FEDEX CORP COM 31428X106 4,297 17,896 SH   DFND 4 17,896 0 0
FEDEX CORP COM 31428X106 956 3,980 SH   DFND 7 3,980 0 0
F5 NETWORKS INC COM 315616102 275 1,900 SH   DFND 4 1,900 0 0
FONAR CORP COM NEW 344437405 599 20,096 SH   DFND 7 20,096 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 534 48,200 SH   DFND 7 48,200 0 0
GILEAD SCIENCES INC COM 375558103 20,150 267,273 SH   DFND 4 267,273 0 0
GILEAD SCIENCES INC COM 375558103 655 8,694 SH   DFND 7 8,694 0 0
GILEAD SCIENCES INC COM 375558103 32 428 SH   DFND 9 428 0 0
HOME DEPOT INC COM 437076102 968 5,432 SH   DFND 7 5,432 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,533 9,788 SH   DFND 7 9,788 0 0
INTEL CORP COM 458140100 30,148 578,887 SH   DFND 4 578,887 0 0
INTEL CORP COM 458140100 1,331 25,556 SH   DFND 7 25,556 0 0
INTEL CORP COM 458140100 100 1,915 SH   DFND 9 1,915 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 229 3,162 SH   DFND 9 3,162 0 0
ISHARES INC MSCI EURZONE ETF 464286608 467 10,772 SH   DFND 4 10,772 0 0
ISHARES INC MSCI EURZONE ETF 464286608 625 14,415 SH   DFND 7 14,415 0 0
ISHARES INC MSCI PAC JP ETF 464286665 1,831 39,412 SH   DFND 4 39,412 0 0
ISHARES INC MSCI PAC JP ETF 464286665 29 619 SH   DFND 7 619 0 0
ISHARES INC MSCI GERMANY ETF 464286806 258 8,060 SH   DFND 7 8,060 0 0
ISHARES TR CORE S&P500 ETF 464287200 9,460 35,648 SH   DFND 4 35,648 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,945 7,328 SH   DFND 7 7,328 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 874 18,111 SH   DFND 4 18,111 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 40 836 SH   DFND 7 836 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 260 2,335 SH   DFND 7 2,335 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 2,016 26,000 SH   DFND 4 26,000 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 163 2,100 SH   DFND 7 2,100 0 0
ISHARES TR JPMORGAN USD EMG 464288281 253 2,245 SH   DFND 7 2,245 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 4,113 67,785 SH   DFND 4 67,785 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 360 5,930 SH   DFND 7 5,930 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 252 7,250 SH   DFND 4 7,250 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 223 6,425 SH   DFND 7 6,425 0 0
JPMORGAN CHASE & CO COM 46625H100 42,233 384,042 SH   DFND 4 384,042 0 0
JPMORGAN CHASE & CO COM 46625H100 1,721 15,648 SH   DFND 7 15,648 0 0
JPMORGAN CHASE & CO COM 46625H100 81 739 SH   DFND 9 739 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 553 9,346 SH   DFND 7 9,346 0 0
JOHNSON & JOHNSON COM 478160104 1,282 10,000 SH   DFND 4 10,000 0 0
JOHNSON & JOHNSON COM 478160104 1,182 9,227 SH   DFND 7 9,227 0 0
KLA-TENCOR CORP COM 482480100 22,018 201,981 SH   DFND 4 201,981 0 0
KLA-TENCOR CORP COM 482480100 800 7,335 SH   DFND 7 7,335 0 0
KLA-TENCOR CORP COM 482480100 35 324 SH   DFND 9 324 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 622 5,660 SH   DFND 4 5,660 0 0
KIMBERLY CLARK CORP COM 494368103 1,101 10,000 SH   DFND 4 10,000 0 0
KIMBERLY CLARK CORP COM 494368103 83 750 SH   DFND 7 750 0 0
KRAFT HEINZ CO COM 500754106 277 4,440 SH   DFND 4 4,440 0 0
KRAFT HEINZ CO COM 500754106 108 1,739 SH   DFND 7 1,739 0 0
KRAFT HEINZ CO COM 500754106 30 477 SH   DFND 9 477 0 0
KROGER CO COM 501044101 1,825 76,230 SH   DFND 4 76,230 0 0
KROGER CO COM 501044101 306 12,800 SH   DFND 7 12,800 0 0
LAUDER ESTEE COS INC CL A 518439104 26,360 176,062 SH   DFND 4 176,062 0 0
LAUDER ESTEE COS INC CL A 518439104 991 6,618 SH   DFND 7 6,618 0 0
LAUDER ESTEE COS INC CL A 518439104 41 273 SH   DFND 9 273 0 0
LILLY ELI & CO COM 532457108 738 9,539 SH   DFND 4 9,539 0 0
LILLY ELI & CO COM 532457108 250 3,230 SH   DFND 7 3,230 0 0
MARSH & MCLENNAN COS INC COM 571748102 929 11,247 SH   DFND 9 11,247 0 0
MCKESSON CORP COM 58155Q103 257 1,827 SH   DFND 4 1,827 0 0
MCKESSON CORP COM 58155Q103 338 2,400 SH   DFND 7 2,400 0 0
MICROSOFT CORP COM 594918104 26,088 285,831 SH   DFND 4 285,831 0 0
MICROSOFT CORP COM 594918104 3,615 39,612 SH   DFND 7 39,612 0 0
MICROSOFT CORP COM 594918104 37 403 SH   DFND 9 403 0 0
MONSANTO CO NEW COM 61166W101 3,693 31,652 SH   DFND 7 31,652 0 0
MORGAN STANLEY COM NEW 617446448 13,769 255,164 SH   DFND 4 255,164 0 0
MORGAN STANLEY COM NEW 617446448 821 15,210 SH   DFND 7 15,210 0 0
PFIZER INC COM 717081103 28 800 SH   DFND 4 800 0 0
PFIZER INC COM 717081103 193 5,425 SH   DFND 7 5,425 0 0
PHILIP MORRIS INTL INC COM 718172109 788 7,928 SH   DFND 4 7,928 0 0
PHILIP MORRIS INTL INC COM 718172109 240 2,415 SH   DFND 7 2,415 0 0
PHILIP MORRIS INTL INC COM 718172109 44 440 SH   DFND 9 440 0 0
REPUBLIC SVCS INC COM 760759100 441 6,660 SH   DFND 4 6,660 0 0
REPUBLIC SVCS INC COM 760759100 144 2,170 SH   DFND 7 2,170 0 0
SCHLUMBERGER LTD COM 806857108 2,442 37,702 SH   DFND 7 37,702 0 0
SENIOR HSG PPTYS TR SH BEN INT 81721M109 626 40,000 SH   DFND 7 40,000 0 0
SOUTHWEST AIRLS CO COM 844741108 18,226 318,193 SH   DFND 4 318,193 0 0
SOUTHWEST AIRLS CO COM 844741108 727 12,684 SH   DFND 7 12,684 0 0
SOUTHWEST AIRLS CO COM 844741108 33 575 SH   DFND 9 575 0 0
STRYKER CORP COM 863667101 1,464 9,100 SH   DFND 7 9,100 0 0
SYSCO CORP COM 871829107 402 6,710 SH   DFND 7 6,710 0 0
SYSCO CORP COM 871829107 56 931 SH   DFND 9 931 0 0
UNITED TECHNOLOGIES CORP COM 913017109 701 5,570 SH   DFND 4 5,570 0 0
UNITED TECHNOLOGIES CORP COM 913017109 55 441 SH   DFND 7 441 0 0
VALERO ENERGY CORP NEW COM 91913Y100 25,041 269,921 SH   DFND 4 269,921 0 0
VALERO ENERGY CORP NEW COM 91913Y100 1,194 12,875 SH   DFND 7 12,875 0 0
VALERO ENERGY CORP NEW COM 91913Y100 36 388 SH   DFND 9 388 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 617 10,136 SH   DFND 4 10,136 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 190 3,115 SH   DFND 7 3,115 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,698 99,996 SH   DFND 4 99,996 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 744 15,840 SH   DFND 7 15,840 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 3,263 44,736 SH   DFND 4 44,736 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 786 10,780 SH   DFND 7 10,780 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 4,646 79,904 SH   DFND 4 79,904 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,057 18,170 SH   DFND 7 18,170 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 819 11,791 SH   DFND 4 11,791 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 675 9,715 SH   DFND 7 9,715 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,989 12,958 SH   DFND 4 12,958 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 457 2,975 SH   DFND 7 2,975 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 553 3,235 SH   DFND 4 3,235 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,832 32,355 SH   DFND 4 32,355 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,540 6,360 SH   DFND 7 6,360 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,236 16,376 SH   DFND 4 16,376 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 579 8,850 SH   DFND 7 8,850 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 16 250 SH   DFND 9 250 0 0
WORLDPAY INC CL A 981558109 4,427 53,836 SH   DFND 7 53,836 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,223 11,213 SH   DFND 4 11,213 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 284 2,600 SH   DFND 7 2,600 0 0
LAZARD LTD SHS A G54050102 904 17,195 SH   DFND 4 17,195 0 0