The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 270 1,282 SH   SOLE   1,282 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 529 2,512 SH   DFND   2,507 5 0
EATON CORP CMN FOREIGN EQUITIES G29183103 17 180 SH   SOLE   180 0 0
EATON CORP CMN FOREIGN EQUITIES G29183103 244 2,571 SH   DFND   2,497 74 0
LINDE AG A PLC FOREIGN EQUITIES G5494J103 23 109 SH   SOLE   109 0 0
LINDE AG A PLC FOREIGN EQUITIES G5494J103 187 877 SH   DFND   768 109 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 284 2,505 SH   SOLE   2,505 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 174 1,531 SH   DFND   1,489 42 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104 107 686 SH   SOLE   686 0 0
CHUBB LIMITED COM FOREIGN EQUITIES H1467J104 146 938 SH   DFND   930 8 0
AFLAC INC COM COMMON STOCK 001055102 470 8,894 SH   SOLE   8,894 0 0
AFLAC INC COM COMMON STOCK 001055102 42 798 SH   DFND   798 0 0
ALPS ETF TR ALERIAN MLP EXCHANGE TRADED FDS-EQUITY 00162Q866 86 10,100 SH   SOLE   10,100 0 0
ALPS ETF TR ALERIAN MLP EXCHANGE TRADED FDS-EQUITY 00162Q866 112 13,150 SH   DFND   10,000 3,150 0
AT&T INC COM COMMON STOCK 00206R102 569 14,565 SH   SOLE   14,565 0 0
AT&T INC COM COMMON STOCK 00206R102 1,051 26,896 SH   DFND   22,803 4,093 0
ABBOTT LABS COM COMMON STOCK 002824100 109 1,250 SH   SOLE   1,250 0 0
ABBOTT LABS COM COMMON STOCK 002824100 348 4,001 SH   DFND   3,483 518 0
ABBVIE INC COM COMMON STOCK 00287Y109 299 3,375 SH   SOLE   3,375 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 438 4,945 SH   DFND   4,762 183 0
ADOBE INC COM COMMON STOCK 00724F101 1,058 3,207 SH   SOLE   3,207 0 0
ADOBE INC COM COMMON STOCK 00724F101 270 819 SH   DFND   819 0 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107 229 5,000 SH   SOLE   5,000 0 0
ADVANCED MICRO DEVICES INC COM COMMON STOCK 007903107 25 535 SH   DFND   535 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 63 268 SH   SOLE   268 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 368 1,565 SH   DFND   1,554 11 0
ALIBABA GROUP HLDG LTD SPONSORED ADS FOREIGN EQUITIES 01609W102 49 229 SH   SOLE   229 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS FOREIGN EQUITIES 01609W102 270 1,272 SH   DFND   1,272 0 0
ALPHABET INC. COMMON STOCK 02079K107 328 245 SH   SOLE   245 0 0
ALPHABET INC. COMMON STOCK 02079K107 1,075 804 SH   DFND   804 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 343 256 SH   SOLE   256 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 1,469 1,097 SH   DFND   1,057 40 0
ALTRIA GROUP INC COMMON STOCK 02209S103 197 3,946 SH   SOLE   3,946 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 629 12,609 SH   DFND   9,740 2,869 0
AMAZON COM INC COM COMMON STOCK 023135106 408 221 SH   SOLE   221 0 0
AMAZON COM INC COM COMMON STOCK 023135106 1,408 762 SH   DFND   677 85 0
AMERICAN EXPRESS COMMON STOCK 025816109 41 328 SH   SOLE   328 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 406 3,259 SH   DFND   3,259 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 20 86 SH   SOLE   86 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 223 972 SH   DFND   972 0 0
AMGEN INC COM COMMON STOCK 031162100 168 695 SH   SOLE   695 0 0
AMGEN INC COM COMMON STOCK 031162100 794 3,292 SH   DFND   1,442 1,850 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 4,552 15,501 SH   SOLE   15,501 0 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 3,898 13,276 SH   DFND   12,548 728 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 7,037 41,271 SH   SOLE   41,271 0 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 422 2,476 SH   DFND   1,168 1,308 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 81 2,286 SH   SOLE   2,286 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 692 19,653 SH   DFND   19,502 151 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 7,131 21 SH   SOLE   21 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 785 3,467 SH   SOLE   3,467 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 1,080 4,769 SH   DFND   4,569 200 0
BLACKROCK INC COM COMMON STOCK 09247X101 100 198 SH   SOLE   198 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 351 699 SH   DFND   667 32 0
BOEING CO COM COMMON STOCK 097023105 759 2,330 SH   SOLE   2,330 0 0
BOEING CO COM COMMON STOCK 097023105 497 1,526 SH   DFND   1,526 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 405 6,305 SH   SOLE   6,305 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 846 13,172 SH   DFND   10,319 2,853 0
BROADCOM INC COMMON STOCK 11135F101 101 319 SH   SOLE   319 0 0
BROADCOM INC COMMON STOCK 11135F101 225 711 SH   DFND   680 31 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 677 12,383 SH   SOLE   12,383 0 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 29 536 SH   DFND   103 433 0
CIGNA CORP NEW COMMON STOCK 125523100 43 208 SH   SOLE   208 0 0
CIGNA CORP NEW COMMON STOCK 125523100 517 2,530 SH   DFND   2,530 0 0
CVS CORP. COMMON STOCK 126650100 609 8,200 SH   SOLE   8,200 0 0
CVS CORP. COMMON STOCK 126650100 384 5,174 SH   DFND   2,711 2,463 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 302 2,042 SH   SOLE   2,042 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 506 3,429 SH   DFND   2,729 700 0
CHEVRON COM COMMON STOCK 166764100 12,438 103,211 SH   SOLE   103,211 0 0
CHEVRON COM COMMON STOCK 166764100 731 6,066 SH   DFND   5,871 195 0
CISCO COMMON STOCK 17275R102 699 14,569 SH   SOLE   14,569 0 0
CISCO COMMON STOCK 17275R102 780 16,262 SH   DFND   14,762 1,500 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 66 825 SH   SOLE   825 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 160 1,999 SH   DFND   1,999 0 0
CLOROX CO DEL COM COMMON STOCK 189054109 307 2,000 SH   SOLE   2,000 0 0
CLOROX CO DEL COM COMMON STOCK 189054109 15 100 SH   DFND   100 0 0
COCA COLA CO COM COMMON STOCK 191216100 434 7,840 SH   SOLE   7,840 0 0
COCA COLA CO COM COMMON STOCK 191216100 950 17,169 SH   DFND   14,693 2,476 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 369 5,366 SH   SOLE   5,366 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 408 5,920 SH   DFND   5,920 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 356 7,926 SH   SOLE   7,926 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 808 17,972 SH   DFND   17,653 319 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 536 8,243 SH   SOLE   8,243 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 292 4,492 SH   DFND   3,545 947 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 74 253 SH   SOLE   253 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 162 552 SH   DFND   552 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 30 209 SH   SOLE   209 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 235 1,653 SH   DFND   1,653 0 0
CUMMINS INC COM COMMON STOCK 231021106 268 1,500 SH   SOLE   1,500 0 0
CUMMINS INC COM COMMON STOCK 231021106 87 487 SH   DFND   487 0 0
DANAHER CORPORATION COMMON STOCK 235851102 402 2,616 SH   SOLE   2,616 0 0
DANAHER CORPORATION COMMON STOCK 235851102 389 2,533 SH   DFND   2,533 0 0
DEERE & CO COM COMMON STOCK 244199105 520 3,000 SH   SOLE   3,000 0 0
DEERE & CO COM COMMON STOCK 244199105 103 597 SH   DFND   590 7 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 373 2,214 SH   SOLE   2,214 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 142 845 SH   DFND   735 110 0
DISNEY WALT CO COM COMMON STOCK 254687106 1,061 7,333 SH   SOLE   7,333 0 0
DISNEY WALT CO COM COMMON STOCK 254687106 1,119 7,737 SH   DFND   7,037 700 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 141 1,698 SH   SOLE   1,698 0 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 79 952 SH   DFND   352 600 0
DOVER CORP COMMON STOCK 260003108 281 2,436 SH   SOLE   2,436 0 0
DOVER CORP COMMON STOCK 260003108 285 2,472 SH   DFND   2,450 22 0
DOW INC COM COMMON STOCK 260557103 55 1,008 SH   SOLE   1,008 0 0
DOW INC COM COMMON STOCK 260557103 146 2,660 SH   DFND   2,625 35 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 221 2,426 SH   SOLE   2,426 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 325 3,558 SH   DFND   3,323 235 0
ECOLAB INC COM COMMON STOCK 278865100 504 2,610 SH   SOLE   2,610 0 0
ECOLAB INC COM COMMON STOCK 278865100 273 1,416 SH   DFND   1,379 37 0
EMERSON ELECTRIC COMMON STOCK 291011104 116 1,515 SH   SOLE   1,515 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 720 9,436 SH   DFND   5,836 3,600 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 8,475 121,451 SH   SOLE   121,451 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 2,061 29,535 SH   DFND   22,683 6,852 0
FACEBOOK INC CL A COMMON STOCK 30303M102 612 2,981 SH   SOLE   2,981 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102 827 4,031 SH   DFND   4,031 0 0
FIRST TR EXCHANGE TRADED FD CAP STRENGTH ETF EXCHANGE TRADED FDS-EQUITY 33733E104 199 3,302 SH   SOLE   3,302 0 0
FIRST TR EXCHANGE TRADED FD CAP STRENGTH ETF EXCHANGE TRADED FDS-EQUITY 33733E104 12 204 SH   DFND   204 0 0
FISERV INC COMMON STOCK 337738108 116 1,000 SH   SOLE   1,000 0 0
FISERV INC COMMON STOCK 337738108 87 753 SH   DFND   753 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 459 2,600 SH   SOLE   2,600 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 514 2,913 SH   DFND   2,901 12 0
GENERAL ELECTRIC COM COMMON STOCK 369604103 91 8,155 SH   SOLE   8,155 0 0
GENERAL ELECTRIC COM COMMON STOCK 369604103 378 33,846 SH   DFND   29,068 4,778 0
GENERAL MTRS CO COM COMMON STOCK 37045V100 146 4,000 SH   SOLE   4,000 0 0
GENERAL MTRS CO COM COMMON STOCK 37045V100 55 1,491 SH   DFND   1,491 0 0
GRAINGER W.W. INC COMMON STOCK 384802104 300 885 SH   SOLE   885 0 0
GRAINGER W.W. INC COMMON STOCK 384802104 17 51 SH   DFND   51 0 0
HERSHEY CO COM COMMON STOCK 427866108 260 1,772 SH   DFND   307 1,465 0
HOME DEPOT COM COMMON STOCK 437076102 858 3,931 SH   SOLE   3,931 0 0
HOME DEPOT COM COMMON STOCK 437076102 1,784 8,170 SH   DFND   5,324 2,846 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 145 822 SH   SOLE   822 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 411 2,323 SH   DFND   2,241 82 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 72 400 SH   SOLE   400 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 356 1,983 SH   DFND   1,977 6 0
INTEL COM COMMON STOCK 458140100 534 8,928 SH   SOLE   8,928 0 0
INTEL COM COMMON STOCK 458140100 851 14,229 SH   DFND   10,423 3,806 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 600 4,478 SH   SOLE   4,478 0 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 1,002 7,479 SH   DFND   7,315 164 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 641 3,015 SH   SOLE   3,015 0 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 1,268 5,964 SH   DFND   5,964 0 0
INVESCO EXCHANGE TRADED FD TINTL DIVI ACHI EXCHANGE TRADED FDS-OTHER 46137V548 93 5,475 SH   SOLE   5,475 0 0
INVESCO EXCHANGE TRADED FD TINTL DIVI ACHI EXCHANGE TRADED FDS-OTHER 46137V548 118 6,900 SH   DFND   6,900 0 0
INVESCO EXCHANGE TRADED FD TFTSE RAFI 1500 EXCHANGE TRADED FDS-OTHER 46137V597 158 1,157 SH   SOLE   1,157 0 0
INVESCO EXCHANGE TRADED FD TFTSE RAFI 1500 EXCHANGE TRADED FDS-OTHER 46137V597 45 330 SH   DFND   330 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 96 1,641 SH   SOLE   1,641 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 169 2,890 SH   DFND   1,085 1,805 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150 330 4,537 SH   SOLE   4,537 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168 209 1,976 SH   DFND   1,785 191 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 1,051 3,251 SH   SOLE   3,251 0 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 849 2,628 SH   DFND   2,628 0 0
ISHARES TR INDEX MSCI EMERG MKT EXCHANGE TRADED FDS-EQUITY 464287234 147 3,270 SH   SOLE   3,270 0 0
ISHARES TR INDEX MSCI EMERG MKT EXCHANGE TRADED FDS-EQUITY 464287234 151 3,370 SH   DFND   2,425 945 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 517 2,670 SH   SOLE   2,670 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 52 268 SH   DFND   268 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 366 5,274 SH   SOLE   5,274 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 2,655 38,236 SH   DFND   38,236 0 0
ISHARES TR RUSSELL MIDCAP VALUE INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287473 229 2,416 SH   DFND   2,416 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481 23 150 SH   SOLE   150 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481 350 2,297 SH   DFND   2,292 5 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 87 1,460 SH   SOLE   1,460 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 252 4,230 SH   DFND   3,990 240 0
ISHARES TR S&P MIDCAP 400 MUTUAL FDS/TAXABLE - OTHER 464287507 180 874 SH   SOLE   874 0 0
ISHARES TR S&P MIDCAP 400 MUTUAL FDS/TAXABLE - OTHER 464287507 171 832 SH   DFND   832 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 24 198 SH   SOLE   198 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 283 2,345 SH   DFND   815 1,530 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 194 1,100 SH   SOLE   1,100 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 324 1,839 SH   DFND   1,839 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 883 5,329 SH   SOLE   5,329 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 530 3,198 SH   DFND   3,198 0 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 117 1,391 SH   SOLE   1,391 0 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 354 4,224 SH   DFND   4,224 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 447 6,858 SH   SOLE   6,858 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 485 7,437 SH   DFND   7,437 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 751 13,975 SH   SOLE   13,975 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 335 6,237 SH   DFND   6,237 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 999 7,169 SH   SOLE   7,169 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,688 12,110 SH   DFND   10,547 1,563 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 5,843 40,054 SH   SOLE   40,054 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,854 26,418 SH   DFND   22,908 3,510 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 1,348 9,797 SH   SOLE   9,797 0 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 345 2,511 SH   DFND   1,361 1,150 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 302 1,525 SH   SOLE   1,525 0 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 49 247 SH   DFND   193 54 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 4 21 SH   SOLE   21 0 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 300 1,451 SH   DFND   1,376 75 0
LILLY ELI & COMPANY COMMON STOCK 532457108 1,065 8,101 SH   SOLE   8,101 0 0
LILLY ELI & COMPANY COMMON STOCK 532457108 723 5,502 SH   DFND   3,795 1,707 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 277 711 SH   SOLE   711 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 233 598 SH   DFND   598 0 0
MANAGED PORTFOLIO SERIES TORTOISE N. AM. PPLN EXCHANGE TRADED FDS-EQUITY 56167N720 248 10,557 SH   DFND   10,557 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 185 619 SH   SOLE   619 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 885 2,963 SH   DFND   2,933 30 0
MCDONALDS CORP COM COMMON STOCK 580135101 416 2,105 SH   SOLE   2,105 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 982 4,971 SH   DFND   4,268 703 0
MERCK & CO INC COMMON STOCK 58933Y105 740 8,132 SH   SOLE   8,132 0 0
MERCK & CO INC COMMON STOCK 58933Y105 1,732 19,047 SH   DFND   15,439 3,608 0
METLIFE INC COM COMMON STOCK 59156R108 40 775 SH   SOLE   775 0 0
METLIFE INC COM COMMON STOCK 59156R108 244 4,783 SH   DFND   3,999 784 0
MICROSOFT COM COMMON STOCK 594918104 1,203 7,628 SH   SOLE   7,628 0 0
MICROSOFT COM COMMON STOCK 594918104 2,658 16,855 SH   DFND   13,895 2,960 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 525 9,525 SH   SOLE   9,525 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 173 3,136 SH   DFND   3,099 37 0
MOODYS CORP COM COMMON STOCK 615369105 973 4,100 SH   SOLE   4,100 0 0
MOODYS CORP COM COMMON STOCK 615369105 7 30 SH   DFND   0 30 0
NETFLIX INC COM COMMON STOCK 64110L106 335 1,036 SH   DFND   1,036 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 86 357 SH   SOLE   357 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 446 1,840 SH   DFND   1,720 120 0
NIKE INC CL B COMMON STOCK 654106103 300 2,963 SH   SOLE   2,963 0 0
NIKE INC CL B COMMON STOCK 654106103 381 3,759 SH   DFND   3,759 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 728 3,750 SH   SOLE   3,750 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 65 335 SH   DFND   197 138 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 224 2,366 SH   SOLE   2,366 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 191 2,012 SH   DFND   1,332 680 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 203 3,500 SH   SOLE   3,500 0 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 50 863 SH   DFND   713 150 0
NVIDIA CORP COMMON STOCK 67066G104 4 18 SH   SOLE   18 0 0
NVIDIA CORP COMMON STOCK 67066G104 334 1,419 SH   DFND   1,419 0 0
OGE ENERGY CORP COM COMMON STOCK 670837103 267 6,000 SH   DFND   6,000 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 118 2,228 SH   SOLE   2,228 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 158 2,981 SH   DFND   2,981 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 102 698 SH   SOLE   698 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 440 2,998 SH   DFND   2,070 928 0
PPG INDS INC COM COMMON STOCK 693506107 400 2,993 SH   DFND   2,979 14 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 182 1,683 SH   SOLE   1,683 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 470 4,344 SH   DFND   4,344 0 0
PEPSICO INC COMMON STOCK 713448108 1,078 7,889 SH   SOLE   7,889 0 0
PEPSICO INC COMMON STOCK 713448108 1,266 9,261 SH   DFND   8,770 491 0
PFIZER INC COM COMMON STOCK 717081103 1,104 28,182 SH   SOLE   28,182 0 0
PFIZER INC COM COMMON STOCK 717081103 1,553 39,629 SH   DFND   32,425 7,204 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 94 1,106 SH   SOLE   1,106 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 321 3,776 SH   DFND   2,905 871 0
PHILLIPS 66 COM COMMON STOCK 718546104 454 4,078 SH   SOLE   4,078 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 587 5,266 SH   DFND   4,966 300 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 250 2,050 SH   SOLE   2,050 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 75 613 SH   DFND   595 18 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 1,126 9,013 SH   SOLE   9,013 0 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 1,952 15,625 SH   DFND   12,319 3,306 0
PROLOGIS INC COM COMMON STOCK 74340W103 233 2,610 SH   DFND   2,610 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 243 3,212 SH   SOLE   3,212 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 623 8,244 SH   DFND   6,700 1,544 0
QUALCOMM INC COM COMMON STOCK 747525103 9 100 SH   SOLE   100 0 0
QUALCOMM INC COM COMMON STOCK 747525103 273 3,096 SH   DFND   2,396 700 0
RAYTHEON COMPANY COMMON STOCK 755111507 330 1,500 SH   SOLE   1,500 0 0
RAYTHEON COMPANY COMMON STOCK 755111507 380 1,728 SH   DFND   728 1,000 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106 205 579 SH   SOLE   579 0 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106 34 95 SH   DFND   78 17 0
ROSS STORES INC COMMON STOCK 778296103 385 3,304 SH   DFND   3,304 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 161 2,731 SH   SOLE   2,731 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 114 1,929 SH   DFND   1,929 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 1,091 3,389 SH   SOLE   3,389 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 546 1,697 SH   DFND   133 1,564 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 47 286 SH   SOLE   286 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 211 1,299 SH   DFND   1,299 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 27 667 SH   SOLE   667 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 255 6,349 SH   DFND   5,758 591 0
SCHWAB STRATEGIC TR US SML CAP ETF EXCHANGE TRADED FDS-EQUITY 808524607 261 3,448 SH   SOLE   3,448 0 0
SCHWAB STRATEGIC TR US SML CAP ETF EXCHANGE TRADED FDS-EQUITY 808524607 109 1,436 SH   DFND   1,436 0 0
SCHWAB STRATEGIC EMERGING MARKETS ETF EXCHANGE TRADED FDS-EQUITY 808524706 153 5,583 SH   SOLE   5,583 0 0
SCHWAB STRATEGIC EMERGING MARKETS ETF EXCHANGE TRADED FDS-EQUITY 808524706 132 4,840 SH   DFND   4,840 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 16 257 SH   SOLE   257 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 1,335 21,626 SH   DFND   21,626 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 277 4,344 SH   SOLE   4,344 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 208 3,260 SH   DFND   1,600 1,660 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 83 500 SH   SOLE   500 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 329 1,985 SH   DFND   978 1,007 0
STRYKER CORP COMMON STOCK 863667101 639 3,046 SH   SOLE   3,046 0 0
STRYKER CORP COMMON STOCK 863667101 429 2,044 SH   DFND   1,499 545 0
TJX COS INC NEW COM COMMON STOCK 872540109 93 1,520 SH   SOLE   1,520 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 128 2,103 SH   DFND   2,103 0 0
TARGET CORPORATION COMMON STOCK 87612E106 3,975 31,000 SH   SOLE   31,000 0 0
TARGET CORPORATION COMMON STOCK 87612E106 135 1,050 SH   DFND   955 95 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 192 591 SH   SOLE   591 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 432 1,330 SH   DFND   1,330 0 0
3M COMPANY COM COMMON STOCK 88579Y101 196 1,110 SH   SOLE   1,110 0 0
3M COMPANY COM COMMON STOCK 88579Y101 830 4,702 SH   DFND   3,019 1,683 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 159 1,158 SH   SOLE   1,158 0 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 97 706 SH   DFND   693 13 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 169 3,000 SH   SOLE   3,000 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 125 2,215 SH   DFND   2,182 33 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 2,815 47,473 SH   SOLE   47,473 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 510 8,596 SH   DFND   7,885 711 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 49 858 SH   SOLE   858 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 240 4,206 SH   DFND   4,186 20 0
UNION PACIFIC CORP COM COMMON STOCK 907818108 1,022 5,653 SH   SOLE   5,653 0 0
UNION PACIFIC CORP COM COMMON STOCK 907818108 388 2,145 SH   DFND   2,145 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 34 290 SH   SOLE   290 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 319 2,724 SH   DFND   2,251 473 0
UNITED TECH COMMON STOCK 913017109 730 4,877 SH   SOLE   4,877 0 0
UNITED TECH COMMON STOCK 913017109 1,004 6,704 SH   DFND   4,908 1,796 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 223 760 SH   SOLE   760 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 515 1,753 SH   DFND   1,622 131 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 359 3,832 SH   DFND   3,519 313 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 100 800 SH   SOLE   800 0 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 254 2,035 SH   DFND   2,035 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 505 2,896 SH   SOLE   2,896 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 142 812 SH   DFND   812 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 312 7,074 SH   SOLE   7,074 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 193 4,387 SH   DFND   3,029 1,358 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 204 2,180 SH   SOLE   2,180 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 488 5,207 SH   DFND   4,804 403 0
VANGUARD WHITEHALL INTL DIVIDEND ETF EXCHANGE TRADED FDS-EQUITY 921946810 255 3,535 SH   SOLE   3,535 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 371 4,575 SH   SOLE   4,575 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 100 1,232 SH   DFND   1,232 0 0
VANGUARD INC TAX EXEMPT BD FD ETF ETF - TAX EXEMPT 922907746 826 15,420 SH   SOLE   15,420 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 486 1,642 SH   SOLE   1,642 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 654 2,211 SH   DFND   2,211 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED FDS-EQUITY 922908512 607 5,096 SH   SOLE   5,096 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED FDS-EQUITY 922908512 123 1,028 SH   DFND   1,028 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP EXCHANGE TRADED FDS-EQUITY 922908538 592 3,726 SH   SOLE   3,726 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 318 3,430 SH   SOLE   3,430 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 365 3,934 SH   DFND   3,834 100 0
VANGUARD INDEX FDS SM CP VAL ETF EXCHANGE TRADED FDS-EQUITY 922908611 271 1,974 SH   SOLE   1,974 0 0
VANGUARD INDEX FDS SM CP VAL ETF EXCHANGE TRADED FDS-EQUITY 922908611 66 483 SH   DFND   483 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 841 4,719 SH   SOLE   4,719 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 132 742 SH   DFND   742 0 0
VANGUARD INDEX FDS GROWTH ETF EXCHANGE TRADED FDS-OTHER 922908736 543 2,980 SH   SOLE   2,980 0 0
VANGUARD INDEX FDS GROWTH ETF EXCHANGE TRADED FDS-OTHER 922908736 7 41 SH   DFND   41 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-OTHER 922908744 591 4,935 SH   SOLE   4,935 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-OTHER 922908744 679 5,664 SH   DFND   5,664 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 570 3,443 SH   SOLE   3,443 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 41 250 SH   DFND   146 104 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769 343 2,095 SH   SOLE   2,095 0 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769 98 600 SH   DFND   600 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 170 2,761 SH   SOLE   2,761 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,061 17,273 SH   DFND   17,032 241 0
VISA INC COM CL A COMMON STOCK 92826C839 1,103 5,871 SH   SOLE   5,871 0 0
VISA INC COM CL A COMMON STOCK 92826C839 1,396 7,432 SH   DFND   7,002 430 0
WAL-MART COMMON STOCK 931142103 40 340 SH   SOLE   340 0 0
WAL-MART COMMON STOCK 931142103 466 3,918 SH   DFND   3,488 430 0
WALGREENS BOOTS ALLIANCE INCCOM COMMON STOCK 931427108 91 1,550 SH   SOLE   1,550 0 0
WALGREENS BOOTS ALLIANCE INCCOM COMMON STOCK 931427108 174 2,948 SH   DFND   2,948 0 0
WEBSTER FINANCIAL CORP COMMON STOCK 947890109 234 4,381 SH   DFND   4,381 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,006 18,707 SH   SOLE   18,707 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 790 14,686 SH   DFND   13,190 1,496 0
YUM BRANDS INC COM COMMON STOCK 988498101 213 2,110 SH   DFND   2,110 0 0