The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 2,737 90,424 SH   SOLE 1 90,424 0 0
AT&T INC COMMON STOCK 00206R102 185 6,127 SH   OTR 1 4,715 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100 3,664 30,578 SH   SOLE 1 29,511 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 398 3,317 SH   OTR 1 3,317 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 2,637 24,367 SH   SOLE 1 23,350 0 1,017
ABBVIE INC SR NT COMMON STOCK 00287Y109 501 4,630 SH   OTR 1 4,130 500 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 366 1,300 SH   SOLE 1 1,300 0 0
ALLSTATE CORP COMMON STOCK 020002101 241 2,100 SH   SOLE 1 2,100 0 0
ALLSTATE CORP COMMON STOCK 020002101 23 200 SH   OTR 1 200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 132 2,580 SH   SOLE 1 2,580 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 125 2,436 SH   OTR 1 2,436 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,255 8,875 SH   SOLE 1 8,875 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 283 2,000 SH   OTR 1 1,500 500 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 105 12,200 SH   SOLE 1 12,200 0 0
ANNALY CAPITAL MANAGEMENT INC COMMON STOCK 035710409 12 1,400 SH   OTR 1 1,400 0 0
APPLE INC COMMON STOCK 037833100 4,643 38,008 SH   SOLE 1 38,008 0 0
APPLE INC COMMON STOCK 037833100 689 5,640 SH   OTR 1 5,300 340 0
APPLIED MATERIALS INC COMMON STOCK 038222105 5,808 43,475 SH   SOLE 1 42,875 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 428 3,200 SH   OTR 1 2,700 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 760 4,035 SH   SOLE 1 3,135 0 900
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 75 400 SH   OTR 1 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 413 1,616 SH   OTR 1 1,616 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 433 6,865 SH   SOLE 1 6,865 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 283 4,482 SH   OTR 1 3,582 900 0
CME GROUP INC COMMON STOCK 12572Q105 286 1,400 SH   SOLE 1 1,400 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 752 10,000 SH   SOLE 1 10,000 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 140 1,867 SH   OTR 1 1,867 0 0
CATERPILLAR INC COMMON STOCK 149123101 362 1,563 SH   SOLE 1 1,563 0 0
CATERPILLAR INC COMMON STOCK 149123101 93 400 SH   OTR 1 400 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,497 23,832 SH   SOLE 1 23,832 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 439 4,193 SH   OTR 1 3,303 890 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,547 29,910 SH   SOLE 1 29,910 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 154 2,981 SH   OTR 1 842 2,139 0
CITIGROUP INC COMMON STOCK 172967424 266 3,650 SH   SOLE 1 3,650 0 0
CITIGROUP INC COMMON STOCK 172967424 63 868 SH   OTR 1 868 0 0
COCA COLA CO COMMON STOCK 191216100 2,614 49,599 SH   SOLE 1 48,999 0 600
COCA COLA CO COMMON STOCK 191216100 347 6,579 SH   OTR 1 3,529 3,050 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 2,247 28,510 SH   SOLE 1 28,510 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 404 5,120 SH   OTR 1 4,720 400 0
COMCAST CORP COMMON STOCK 20030N101 314 5,800 SH   OTR 1 5,800 0 0
DISNEY WALT CO COMMON STOCK 254687106 3,865 20,945 SH   SOLE 1 19,670 0 1,275
DISNEY WALT CO COMMON STOCK 254687106 360 1,950 SH   OTR 1 1,500 450 0
DOW INC COM COMMON STOCK 260557103 388 6,070 SH   SOLE 1 5,525 0 545
DOW INC COM COMMON STOCK 260557103 88 1,384 SH   OTR 1 644 740 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 439 5,683 SH   SOLE 1 5,138 0 545
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 107 1,384 SH   OTR 1 644 740 0
ECOLAB INC COMMON STOCK 278865100 546 2,550 SH   SOLE 1 2,550 0 0
ECOLAB INC COMMON STOCK 278865100 64 300 SH   OTR 1 300 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 1,258 13,949 SH   SOLE 1 13,949 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 64 713 SH   OTR 1 713 0 0
EXELON CORP COMMON STOCK 30161N101 357 8,168 SH   SOLE 1 8,168 0 0
EXELON CORP COMMON STOCK 30161N101 123 2,820 SH   OTR 1 2,220 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,402 43,029 SH   SOLE 1 41,679 0 1,350
EXXON MOBIL CORP COMMON STOCK 30231G102 546 9,781 SH   OTR 1 5,491 4,290 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 3,700 281,812 SH   SOLE 1 277,552 0 4,260
GENERAL ELECTRIC CO COMMON STOCK 369604103 386 29,387 SH   OTR 1 14,483 14,904 0
GENERAL MILLS INC COMMON STOCK 370334104 1,149 18,741 SH   SOLE 1 18,741 0 0
GENERAL MILLS INC COMMON STOCK 370334104 316 5,148 SH   OTR 1 3,748 1,400 0
HOME DEPOT INC COMMON STOCK 437076102 438 1,435 SH   SOLE 1 1,435 0 0
HOME DEPOT INC COMMON STOCK 437076102 31 100 SH   OTR 1 100 0 0
INTEL CORP COMMON STOCK 458140100 5,958 93,090 SH   SOLE 1 92,815 0 275
INTEL CORP COMMON STOCK 458140100 567 8,862 SH   OTR 1 7,012 1,850 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 752 5,643 SH   SOLE 1 5,643 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 452 3,391 SH   OTR 1 3,191 200 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 390 5,139 SH   SOLE 1 5,139 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 63 825 SH   OTR 1 825 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 4,010 26,342 SH   SOLE 1 26,042 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,057 6,941 SH   OTR 1 5,691 1,250 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 362 2,800 SH   SOLE 1 2,800 0 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 106 820 SH   OTR 1 0 820 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,661 22,273 SH   SOLE 1 22,273 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 921 5,604 SH   OTR 1 3,104 2,500 0
ELI LILLY & CO COMMON STOCK 532457108 262 1,400 SH   SOLE 1 1,400 0 0
ELI LILLY & CO COMMON STOCK 532457108 216 1,156 SH   OTR 1 456 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 194 524 SH   SOLE 1 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 197 533 SH   OTR 1 533 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 1,393 7,325 SH   SOLE 1 7,325 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 110 578 SH   OTR 1 578 0 0
MASCO CORP COMMON STOCK 574599106 491 8,200 SH   SOLE 1 8,200 0 0
MASCO CORP COMMON STOCK 574599106 276 4,600 SH   OTR 1 2,000 2,600 0
MCDONALDS CORP COMMON STOCK 580135101 1,558 6,950 SH   SOLE 1 6,950 0 0
MCDONALDS CORP COMMON STOCK 580135101 184 822 SH   OTR 1 622 200 0
MERCK & CO INC COMMON STOCK 58933Y105 621 8,050 SH   SOLE 1 8,050 0 0
MERCK & CO INC COMMON STOCK 58933Y105 334 4,338 SH   OTR 1 1,859 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 3,611 15,314 SH   SOLE 1 15,314 0 0
MICROSOFT CORP COMMON STOCK 594918104 854 3,621 SH   OTR 1 3,621 0 0
NIKE INC COMMON STOCK 654106103 2,515 18,925 SH   SOLE 1 18,925 0 0
NIKE INC COMMON STOCK 654106103 279 2,100 SH   OTR 1 2,100 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 282 1,050 SH   SOLE 1 1,050 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 310 1,153 SH   OTR 1 1,153 0 0
ORACLE CORP COMMON STOCK 68389X105 846 12,061 SH   SOLE 1 12,061 0 0
ORACLE CORP COMMON STOCK 68389X105 221 3,152 SH   OTR 1 2,252 900 0
PEPSICO INC COMMON STOCK 713448108 2,064 14,591 SH   SOLE 1 14,591 0 0
PEPSICO INC COMMON STOCK 713448108 578 4,089 SH   OTR 1 3,089 1,000 0
PFIZER INC COMMON STOCK 717081103 1,337 36,901 SH   SOLE 1 36,901 0 0
PFIZER INC COMMON STOCK 717081103 287 7,931 SH   OTR 1 7,931 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 240 2,700 SH   SOLE 1 2,700 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 206 2,319 SH   OTR 1 2,319 0 0
PIEDMONT LITHIUM LTD FOREIGN STOCK 720162106 257 3,700 SH   SOLE 1 3,700 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,548 18,817 SH   SOLE 1 18,817 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 358 2,645 SH   OTR 1 2,645 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,188 15,374 SH   SOLE 1 15,374 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 101 1,305 SH   OTR 1 1,305 0 0
SOUTHERN CO COMMON STOCK 842587107 1,504 24,196 SH   SOLE 1 24,196 0 0
SOUTHERN CO COMMON STOCK 842587107 301 4,849 SH   OTR 1 3,349 1,500 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 326 1,632 SH   OTR 1 1,632 0 0
STATE STREET CORP COMMON STOCK 857477103 557 6,625 SH   SOLE 1 6,625 0 0
STATE STREET CORP COMMON STOCK 857477103 67 800 SH   OTR 1 400 400 0
TARGET CORP COMMON STOCK 87612E106 1,446 7,300 SH   SOLE 1 7,300 0 0
TARGET CORP COMMON STOCK 87612E106 272 1,373 SH   OTR 1 973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,989 10,525 SH   SOLE 1 10,525 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 525 1,151 SH   OTR 1 1,151 0 0
3M CO COMMON STOCK 88579Y101 1,048 5,439 SH   SOLE 1 5,439 0 0
3M CO COMMON STOCK 88579Y101 125 650 SH   OTR 1 650 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 4,428 600,875 SH   SOLE 1 546,810 0 54,065
TRUSTCO BANK CORP NY COMMON STOCK 898349105 47 6,333 SH   OTR 1 0 0 6,333
UNITED PARCEL SERVICE COMMON STOCK 911312106 599 3,525 SH   SOLE 1 3,525 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 161 950 SH   OTR 1 550 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 517 9,940 SH   SOLE 1 9,940 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 101 1,950 SH   OTR 1 1,625 325 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 155 935 SH   SOLE 1 935 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 68 413 SH   OTR 1 413 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1,043 17,939 SH   SOLE 1 17,839 0 100
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 350 6,016 SH   OTR 1 4,616 1,400 0
VIACOMCBS INC COMMON STOCK 92556H206 2,284 50,649 SH   SOLE 1 50,649 0 0
WALMART INC COMMON STOCK 931142103 1,123 8,270 SH   SOLE 1 8,270 0 0
WALMART INC COMMON STOCK 931142103 173 1,275 SH   OTR 1 475 800 0
YUM! BRANDS INC COMMON STOCK 988498101 234 2,166 SH   OTR 1 2,166 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 367 6,149 SH   SOLE 1 6,149 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 48 801 SH   OTR 1 801 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 1,454 12,310 SH   SOLE 1 12,310 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 252 2,132 SH   OTR 1 932 1,200 0