The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Common Stock 88579Y101 871 5,298 SH   SOLE   5,298 0 0
3M CO Common Stock 88579Y101 611 3,717 SH   OTR   3,717 0 0
ABBOTT LABS Common Stock 002824100 1,425 17,035 SH   SOLE   17,035 0 0
ABBOTT LABS Common Stock 002824100 167 2,000 SH   OTR   2,000 0 0
ABBVIE INC Common Stock 00287Y109 673 8,891 SH   SOLE   8,891 0 0
ABBVIE INC Common Stock 00287Y109 53 701 SH   OTR   701 0 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101 702 3,651 SH   SOLE   3,651 0 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101 122 633 SH   OTR   633 0 0
AFLAC INC Common Stock 001055102 756 14,456 SH   SOLE   14,456 0 0
AFLAC INC Common Stock 001055102 137 2,618 SH   OTR   2,618 0 0
ALPHABET INC Common Stock 02079K107 1,569 1,287 SH   SOLE   1,287 0 0
ALPHABET INC Common Stock 02079K107 240 197 SH   OTR   197 0 0
ALPHABET INC Common Stock 02079K305 963 789 SH   SOLE   789 0 0
ALPHABET INC Common Stock 02079K305 115 94 SH   OTR   94 0 0
ALTRIA GROUP INC Common Stock 02209S103 535 13,091 SH   SOLE   13,091 0 0
ALTRIA GROUP INC Common Stock 02209S103 12 288 SH   OTR   288 0 0
AMAZON COM INC Common Stock 023135106 498 287 SH   SOLE   287 0 0
AMAZON COM INC Common Stock 023135106 45 26 SH   OTR   26 0 0
AMERICAN EXPRESS CO Common Stock 025816109 423 3,573 SH   SOLE   3,573 0 0
AMERICAN EXPRESS CO Common Stock 025816109 97 820 SH   OTR   820 0 0
AMERICAN WTR WKS CO INC NEW Common Stock 030420103 596 4,798 SH   SOLE   4,798 0 0
AMGEN INC Common Stock 031162100 1,180 6,099 SH   SOLE   6,099 0 0
APPLE INC Common Stock 037833100 3,100 13,842 SH   SOLE   13,842 0 0
APPLE INC Common Stock 037833100 301 1,343 SH   OTR   1,343 0 0
APPLIED MATLS INC Common Stock 038222105 13 262 SH   SOLE   262 0 0
APPLIED MATLS INC Common Stock 038222105 200 4,000 SH   OTR   4,000 0 0
AT&T INC Common Stock 00206R102 421 11,131 SH   SOLE   11,131 0 0
AT&T INC Common Stock 00206R102 8 200 SH   OTR   200 0 0
BANK AMER CORP Common Stock 060505104 316 10,836 SH   SOLE   10,836 0 0
BANK AMER CORP Common Stock 060505104 38 1,300 SH   OTR   1,300 0 0
BAXTER INTL INC Common Stock 071813109 562 6,420 SH   SOLE   6,420 0 0
BAXTER INTL INC Common Stock 071813109 67 770 SH   OTR   770 0 0
BECTON DICKINSON & CO Common Stock 075887109 356 1,408 SH   SOLE   1,408 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702 1,810 8,702 SH   SOLE   8,702 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702 270 1,300 SH   OTR   1,300 0 0
BRISTOL MYERS SQUIBB CO Common Stock 110122108 316 6,225 SH   SOLE   6,225 0 0
BRISTOL MYERS SQUIBB CO Common Stock 110122108 46 900 SH   OTR   900 0 0
CANADIAN PAC RY LTD Int'l Common Stock 13645T100 423 1,900 SH   SOLE   1,900 0 0
CATERPILLAR INC DEL Common Stock 149123101 124 985 SH   SOLE   985 0 0
CATERPILLAR INC DEL Common Stock 149123101 234 1,850 SH   OTR   1,850 0 0
CHEVRON CORP NEW Common Stock 166764100 1,184 9,985 SH   SOLE   9,985 0 0
CHEVRON CORP NEW Common Stock 166764100 449 3,786 SH   OTR   3,786 0 0
CISCO SYS INC Common Stock 17275R102 688 13,921 SH   SOLE   13,921 0 0
CISCO SYS INC Common Stock 17275R102 314 6,355 SH   OTR   6,355 0 0
CITIGROUP INC Common Stock 172967424 1,035 14,976 SH   SOLE   14,976 0 0
CITIGROUP INC Common Stock 172967424 45 647 SH   OTR   647 0 0
CME GROUP INC Common Stock 12572Q105 254 1,200 SH   SOLE   1,200 0 0
COCA COLA CO Common Stock 191216100 775 14,244 SH   SOLE   14,244 0 0
COCA COLA CO Common Stock 191216100 507 9,317 SH   OTR   9,317 0 0
COGNIZANT TECHNOLOGY SOLUTIONS Common Stock 192446102 260 4,320 SH   SOLE   4,320 0 0
COGNIZANT TECHNOLOGY SOLUTIONS Common Stock 192446102 15 250 SH   OTR   250 0 0
COLGATE PALMOLIVE CO Common Stock 194162103 298 4,053 SH   SOLE   4,053 0 0
COLGATE PALMOLIVE CO Common Stock 194162103 200 2,726 SH   OTR   2,726 0 0
COMCAST CORP NEW Common Stock 20030N101 278 6,156 SH   SOLE   6,156 0 0
COMCAST CORP NEW Common Stock 20030N101 74 1,650 SH   OTR   1,650 0 0
CONOCOPHILLIPS Common Stock 20825C104 321 5,632 SH   SOLE   5,632 0 0
CVS HEALTH CORP Common Stock 126650100 507 8,036 SH   SOLE   8,036 0 0
CVS HEALTH CORP Common Stock 126650100 59 938 SH   OTR   938 0 0
DANAHER CORPORATION Common Stock 235851102 2,028 14,043 SH   SOLE   14,043 0 0
DANAHER CORPORATION Common Stock 235851102 188 1,304 SH   OTR   1,304 0 0
DEERE & CO Common Stock 244199105 568 3,365 SH   SOLE   3,365 0 0
DEERE & CO Common Stock 244199105 312 1,850 SH   OTR   1,850 0 0
DOMINION ENERGY INC Common Stock 25746U109 843 10,402 SH   SOLE   10,402 0 0
DOMINION ENERGY INC Common Stock 25746U109 183 2,260 SH   OTR   2,260 0 0
DUPONT DE NEMOURS INC Common Stock 26614N102 95 1,336 SH   SOLE   1,336 0 0
DUPONT DE NEMOURS INC Common Stock 26614N102 136 1,906 SH   OTR   1,906 0 0
EXELON CORP Common Stock 30161N101 583 12,074 SH   SOLE   12,074 0 0
EXXON MOBIL CORP Common Stock 30231G102 2,673 37,852 SH   SOLE   37,852 0 0
EXXON MOBIL CORP Common Stock 30231G102 798 11,306 SH   OTR   11,306 0 0
FACEBOOK INC Common Stock 30303M102 209 1,173 SH   SOLE   1,173 0 0
FISERV INC Common Stock 337738108 691 6,667 SH   SOLE   6,667 0 0
FISERV INC Common Stock 337738108 126 1,216 SH   OTR   1,216 0 0
FLEXSHARES TR Exchange Traded Fund 33939L407 4,747 152,396 SH   SOLE   152,396 0 0
FLEXSHARES TR Exchange Traded Fund 33939L407 283 9,080 SH   OTR   9,080 0 0
FLEXSHARES TR Exchange Traded Fund 33939L860 15,371 338,274 SH   SOLE   338,274 0 0
FLEXSHARES TR Exchange Traded Fund 33939L860 1,307 28,762 SH   OTR   28,762 0 0
FLEXSHARES TR Fixed Income ETF 33939L506 3,441 139,936 SH   SOLE   139,936 0 0
FLEXSHARES TR Fixed Income ETF 33939L506 150 6,117 SH   OTR   6,117 0 0
FLEXSHARES TR Fixed Income ETF 33939L605 3,514 137,661 SH   SOLE   137,661 0 0
FLEXSHARES TR Fixed Income ETF 33939L605 667 26,135 SH   OTR   26,135 0 0
FORTIVE CORP Common Stock 34959J108 435 6,338 SH   SOLE   6,338 0 0
FORTIVE CORP Common Stock 34959J108 27 399 SH   OTR   399 0 0
GALLAGHER ARTHUR J & CO Common Stock 363576109 296 3,300 SH   SOLE   3,300 0 0
GENERAL MLS INC Common Stock 370334104 350 6,341 SH   SOLE   6,341 0 0
GENERAL MLS INC Common Stock 370334104 14 246 SH   OTR   246 0 0
HCA HEALTHCARE INC Common Stock 40412C101 264 2,190 SH   SOLE   2,190 0 0
HCA HEALTHCARE INC Common Stock 40412C101 42 350 SH   OTR   350 0 0
HOME DEPOT INC Common Stock 437076102 301 1,299 SH   SOLE   1,299 0 0
HONEYWELL INTL INC Common Stock 438516106 494 2,918 SH   SOLE   2,918 0 0
INDUSTRIAL SVCS OF AMERICA INC Common Stock 456314103 12 11,101 SH   SOLE   11,101 0 0
INTEL CORP Common Stock 458140100 1,415 27,457 SH   SOLE   27,457 0 0
INTEL CORP Common Stock 458140100 196 3,800 SH   OTR   3,800 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101 100 687 SH   SOLE   687 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101 113 778 SH   OTR   778 0 0
ISHARES TR Exchange Traded Fund 464287507 1,490 7,713 SH   SOLE   7,713 0 0
ISHARES TR Exchange Traded Fund 464287507 257 1,330 SH   OTR   1,330 0 0
ISHARES TR Exchange Traded Fund 464287804 2,122 27,266 SH   SOLE   27,266 0 0
ISHARES TR Exchange Traded Fund 464287804 147 1,892 SH   OTR   1,892 0 0
ISHARES TR Fixed Income ETF 464287242 590 4,625 SH   SOLE   4,625 0 0
ISHARES TR International Equity ETF 464287465 2,978 45,667 SH   SOLE   45,667 0 0
JOHNSON & JOHNSON Common Stock 478160104 1,306 10,091 SH   SOLE   10,091 0 0
JOHNSON & JOHNSON Common Stock 478160104 585 4,525 SH   OTR   4,525 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 1,809 15,369 SH   SOLE   15,369 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 102 870 SH   OTR   870 0 0
KIMBERLY CLARK CORP Common Stock 494368103 47 331 SH   SOLE   331 0 0
KIMBERLY CLARK CORP Common Stock 494368103 185 1,300 SH   OTR   1,300 0 0
LOCKHEED MARTIN CORP Common Stock 539830109 206 529 SH   SOLE   529 0 0
LOWES COS INC Common Stock 548661107 1,013 9,212 SH   SOLE   9,212 0 0
LOWES COS INC Common Stock 548661107 462 4,202 SH   OTR   4,202 0 0
MASTERCARD INC Common Stock 57636Q104 756 2,782 SH   SOLE   2,782 0 0
MASTERCARD INC Common Stock 57636Q104 81 300 SH   OTR   300 0 0
MCDONALDS CORP Common Stock 580135101 1,525 7,104 SH   SOLE   7,104 0 0
MCDONALDS CORP Common Stock 580135101 120 558 SH   OTR   558 0 0
MEDTRONIC PLC Int'l Common Stock G5960L103 742 6,827 SH   SOLE   6,827 0 0
MERCK & CO INC Common Stock 58933Y105 692 8,220 SH   SOLE   8,220 0 0
MERCK & CO INC Common Stock 58933Y105 209 2,488 SH   OTR   2,488 0 0
METLIFE INC Common Stock 59156R108 322 6,821 SH   SOLE   6,821 0 0
METLIFE INC Common Stock 59156R108 34 717 SH   OTR   717 0 0
MICROSOFT CORP Common Stock 594918104 3,030 21,794 SH   SOLE   21,794 0 0
MICROSOFT CORP Common Stock 594918104 70 500 SH   OTR   500 0 0
MONDELEZ INTL INC Common Stock 609207105 236 4,262 SH   SOLE   4,262 0 0
NEXTERA ENERGY INC Common Stock 65339F101 853 3,660 SH   SOLE   3,660 0 0
NEXTERA ENERGY INC Common Stock 65339F101 446 1,915 SH   OTR   1,915 0 0
NIKE INC Common Stock 654106103 1,578 16,799 SH   SOLE   16,799 0 0
NORFOLK SOUTHERN CORP Common Stock 655844108 319 1,773 SH   SOLE   1,773 0 0
NORFOLK SOUTHERN CORP Common Stock 655844108 36 200 SH   OTR   200 0 0
NUCOR CORP Common Stock 670346105 156 3,061 SH   SOLE   3,061 0 0
NUCOR CORP Common Stock 670346105 85 1,660 SH   OTR   1,660 0 0
ORACLE CORP Common Stock 68389X105 460 8,355 SH   SOLE   8,355 0 0
ORACLE CORP Common Stock 68389X105 40 720 SH   OTR   720 0 0
PEPSICO INC Common Stock 713448108 1,088 7,934 SH   SOLE   7,934 0 0
PEPSICO INC Common Stock 713448108 708 5,163 SH   OTR   5,163 0 0
PFIZER INC Common Stock 717081103 1,256 34,950 SH   SOLE   34,950 0 0
PFIZER INC Common Stock 717081103 244 6,800 SH   OTR   6,800 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 456 5,999 SH   SOLE   5,999 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 28 373 SH   OTR   373 0 0
PROCTER & GAMBLE CO Common Stock 742718109 1,792 14,407 SH   SOLE   14,407 0 0
PROCTER & GAMBLE CO Common Stock 742718109 552 4,438 SH   OTR   4,438 0 0
SABINE ROYALTY TR Common Stock 785688102 1,064 24,524 SH   SOLE   24,524 0 0
SALESFORCE COM INC Common Stock 79466L302 1,170 7,885 SH   SOLE   7,885 0 0
SALESFORCE COM INC Common Stock 79466L302 42 284 SH   OTR   284 0 0
SCHLUMBERGER LTD Int'l Common Stock 806857108 169 4,943 SH   SOLE   4,943 0 0
SCHLUMBERGER LTD Int'l Common Stock 806857108 31 914 SH   OTR   914 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103 899 3,030 SH   SOLE   3,030 0 0
STARBUCKS CORP Common Stock 855244109 1,315 14,877 SH   SOLE   14,877 0 0
STARBUCKS CORP Common Stock 855244109 78 880 SH   OTR   880 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106 485 4,044 SH   SOLE   4,044 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106 96 800 SH   OTR   800 0 0
UNITED TECHNOLOGIES CORP Common Stock 913017109 521 3,817 SH   SOLE   3,817 0 0
UNITED TECHNOLOGIES CORP Common Stock 913017109 92 675 SH   OTR   675 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 213 981 SH   SOLE   981 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 24 110 SH   OTR   110 0 0
US BANCORP DEL Common Stock 902973304 498 9,007 SH   SOLE   9,007 0 0
US BANCORP DEL Common Stock 902973304 48 867 SH   OTR   867 0 0
VANGUARD WHITEHALL FDS INC Exchange Traded Fund 921946406 445 5,012 SH   SOLE   5,012 0 0
VANGUARD WHITEHALL FDS INC Exchange Traded Fund 921946406 455 5,130 SH   OTR   5,130 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 878 14,554 SH   SOLE   14,554 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 171 2,839 SH   OTR   2,839 0 0
WELLS FARGO CO NEW Common Stock 949746101 223 4,416 SH   SOLE   4,416 0 0
WELLS FARGO CO NEW Common Stock 949746101 141 2,802 SH   OTR   2,802 0 0
ZIMMER BIOMET HLDGS INC Common Stock 98956P102 226 1,648 SH   SOLE   1,648 0 0
ZIMMER BIOMET HLDGS INC Common Stock 98956P102 16 120 SH   OTR   120 0 0