The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   897,211 5,630 SH   SOLE   0 0 5,630
ALPHABET INC CAP STK CL C 02079K107   1,006,200 9,675 SH   SOLE   0 0 9,675
ALPHABET INC CAP STK CL A 02079K305   379,756 3,661 SH   SOLE   0 0 3,661
AMAZON COM INC COM 023135106   1,286,270 12,453 SH   SOLE   0 0 12,453
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   8,331,306 157,521 SH   SOLE   0 0 157,521
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   5,476,313 107,148 SH   SOLE   0 0 107,148
AMERICAN TOWER CORP NEW COM 03027X100   383,751 1,878 SH   SOLE   0 0 1,878
AMGEN INC COM 031162100   387,937 1,605 SH   SOLE   0 0 1,605
APPLE INC COM 037833100   4,602,743 27,912 SH   SOLE   0 0 27,912
APPLIED MATLS INC COM 038222105   205,382 1,672 SH   SOLE   0 0 1,672
BANK AMERICA CORP COM 060505104   497,973 17,412 SH   SOLE   0 0 17,412
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   276,040 894 SH   SOLE   0 0 894
BEST BUY INC COM 086516101   232,616 2,972 SH   SOLE   0 0 2,972
BRISTOL-MYERS SQUIBB CO COM 110122108   715,132 10,318 SH   SOLE   0 0 10,318
BROADCOM INC COM 11135F101   897,927 1,400 SH   SOLE   0 0 1,400
CAPITAL ONE FINL CORP COM 14040H105   244,095 2,538 SH   SOLE   0 0 2,538
CARMAX INC COM 143130102   257,441 4,005 SH   SOLE   0 0 4,005
CHEVRON CORP NEW COM 166764100   1,115,215 6,835 SH   SOLE   0 0 6,835
CISCO SYS INC COM 17275R102   569,030 10,885 SH   SOLE   0 0 10,885
CITIGROUP INC COM NEW 172967424   621,802 13,261 SH   SOLE   0 0 13,261
CME GROUP INC COM 12572Q105   299,537 1,564 SH   SOLE   0 0 1,564
COCA COLA CO COM 191216100   817,176 13,174 SH   SOLE   0 0 13,174
COMCAST CORP NEW CL A 20030N101   389,188 10,266 SH   SOLE   0 0 10,266
CONOCOPHILLIPS COM 20825C104   376,955 3,800 SH   SOLE   0 0 3,800
COSTCO WHSL CORP NEW COM 22160K105   203,720 410 SH   SOLE   0 0 410
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   308,563 12,110 SH   SOLE   0 0 12,110
DISH NETWORK CORPORATION CL A 25470M109   255,801 27,417 SH   SOLE   0 0 27,417
ETF SER SOLUTIONS NATIONWIDE DOW J 26922B758   6,685,359 336,335 SH   SOLE   0 0 336,335
EXXON MOBIL CORP COM 30231G102   1,729,926 15,775 SH   SOLE   0 0 15,775
FEDEX CORP COM 31428X106   260,250 1,139 SH   SOLE   0 0 1,139
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   247,534 55,751 SH   SOLE   0 0 55,751
GILEAD SCIENCES INC COM 375558103   477,852 5,759 SH   SOLE   0 0 5,759
GOLDMAN SACHS GROUP INC COM 38141G104   430,676 1,317 SH   SOLE   0 0 1,317
HOME DEPOT INC COM 437076102   846,801 2,869 SH   SOLE   0 0 2,869
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   1,140,248 22,869 SH   SOLE   0 0 22,869
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   10,414,664 500,705 SH   SOLE   0 0 500,705
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   3,560,078 48,509 SH   SOLE   0 0 48,509
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   10,069,808 132,672 SH   SOLE   0 0 132,672
INVESCO QQQ TR UNIT SER 1 46090E103   355,911 1,109 SH   SOLE   0 0 1,109
ISHARES INC ESG AWR MSCI EM 46434G863   305,891 9,717 SH   SOLE   0 0 9,717
ISHARES TR ESG AW MSCI EAFE 46435G516   1,158,564 16,127 SH   SOLE   0 0 16,127
ISHARES TR CORE DIV GRWTH 46434V621   18,703,884 374,153 SH   SOLE   0 0 374,153
ISHARES TR EXPONENTIAL TECH 46434V381   9,654,821 183,203 SH   SOLE   0 0 183,203
ISHARES TR MSCI GBL SUS DEV 46435G532   283,817 3,584 SH   SOLE   0 0 3,584
ISHARES TR ESG AWARE MSCI 46435U663   448,804 13,204 SH   SOLE   0 0 13,204
ISHARES TR SHORT TREAS BD 464288679   10,447,079 94,544 SH   SOLE   0 0 94,544
ISHARES TR MSCI KLD400 SOC 464288570   2,167,888 27,797 SH   SOLE   0 0 27,797
ISHARES TR NATIONAL MUN ETF 464288414   1,108,645 10,290 SH   SOLE   0 0 10,290
JOHNSON & JOHNSON COM 478160104   1,592,236 10,272 SH   SOLE   0 0 10,272
JPMORGAN CHASE & CO COM 46625H100   1,121,523 8,607 SH   SOLE   0 0 8,607
KROGER CO COM 501044101   331,142 6,707 SH   SOLE   0 0 6,707
LENNAR CORP CL A 526057104   260,357 2,477 SH   SOLE   0 0 2,477
LILLY ELI & CO COM 532457108   414,934 1,208 SH   SOLE   0 0 1,208
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   297,853 3,172 SH   SOLE   0 0 3,172
MASTERCARD INCORPORATED CL A 57636Q104   424,103 1,167 SH   SOLE   0 0 1,167
MCDONALDS CORP COM 580135101   632,617 2,262 SH   SOLE   0 0 2,262
MERCK & CO INC COM 58933Y105   1,040,737 9,782 SH   SOLE   0 0 9,782
META PLATFORMS INC CL A 30303M102   750,480 3,541 SH   SOLE   0 0 3,541
MICROSOFT CORP COM 594918104   5,057,272 17,542 SH   SOLE   0 0 17,542
MOHAWK INDS INC COM 608190104   232,611 2,321 SH   SOLE   0 0 2,321
MORGAN STANLEY COM NEW 617446448   343,439 3,912 SH   SOLE   0 0 3,912
NEXTERA ENERGY INC COM 65339F101   588,071 7,629 SH   SOLE   0 0 7,629
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   3,478,785 102,107 SH   SOLE   0 0 102,107
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   508,361 17,713 SH   SOLE   0 0 17,713
NVIDIA CORPORATION COM 67066G104   746,388 2,687 SH   SOLE   0 0 2,687
ORACLE CORP COM 68389X105   328,600 3,536 SH   SOLE   0 0 3,536
PARAMOUNT GLOBAL CLASS B COM 92556H206   407,088 18,247 SH   SOLE   0 0 18,247
PEPSICO INC COM 713448108   810,307 4,445 SH   SOLE   0 0 4,445
PHILLIPS 66 COM 718546104   456,458 4,502 SH   SOLE   0 0 4,502
PROCTER AND GAMBLE CO COM 742718109   1,084,161 7,291 SH   SOLE   0 0 7,291
PULTE GROUP INC COM 745867101   257,015 4,410 SH   SOLE   0 0 4,410
QUALCOMM INC COM 747525103   508,425 3,985 SH   SOLE   0 0 3,985
S&P GLOBAL INC COM 78409V104   299,605 869 SH   SOLE   0 0 869
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   282,674 5,605 SH   SOLE   0 0 5,605
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   9,580,278 130,950 SH   SOLE   0 0 130,950
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   248,465 6,647 SH   SOLE   0 0 6,647
SIYATA MOBILE INC COM NEW 83013Q509   151,280 992,000 SH   SOLE   0 0 992,000
SOUTHERN CO COM 842587107   487,269 7,003 SH   SOLE   0 0 7,003
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   2,986,347 87,116 SH   SOLE   0 0 87,116
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   4,250,632 132,336 SH   SOLE   0 0 132,336
SPDR S&P 500 ETF TR TR UNIT 78462F103   354,122 865 SH   SOLE   0 0 865
SPDR SER TR S&P 600 SMCP VAL 78464A300   6,416,378 84,227 SH   SOLE   0 0 84,227
SPDR SER TR PRTFLO S&P500 GW 78464A409   13,464,434 243,216 SH   SOLE   0 0 243,216
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   6,827,631 74,359 SH   SOLE   0 0 74,359
SPDR SER TR PORTFOLIO SHORT 78464A474   21,443,865 723,721 SH   SOLE   0 0 723,721
SPDR SER TR PORT MTG BK ETF 78464A383   1,855,729 83,667 SH   SOLE   0 0 83,667
SPDR SER TR S&P KENSHO CLEAN 78468R655   650,508 7,504 SH   SOLE   0 0 7,504
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   14,077,388 339,541 SH   SOLE   0 0 339,541
TESLA INC COM 88160R101   619,476 2,986 SH   SOLE   0 0 2,986
TEXAS INSTRS INC COM 882508104   713,898 3,838 SH   SOLE   0 0 3,838
THERMO FISHER SCIENTIFIC INC COM 883556102   274,354 476 SH   SOLE   0 0 476
TRUIST FINL CORP COM 89832Q109   535,438 15,702 SH   SOLE   0 0 15,702
TYSON FOODS INC CL A 902494103   258,172 4,352 SH   SOLE   0 0 4,352
UNION PAC CORP COM 907818108   425,976 2,117 SH   SOLE   0 0 2,117
UNITED PARCEL SERVICE INC CL B 911312106   474,857 2,448 SH   SOLE   0 0 2,448
UNITEDHEALTH GROUP INC COM 91324P102   843,678 1,785 SH   SOLE   0 0 1,785
VALERO ENERGY CORP COM 91913Y100   346,258 2,480 SH   SOLE   0 0 2,480
VANECK ETF TRUST IG FLOATING RATE 92189F486   12,884,936 516,017 SH   SOLE   0 0 516,017
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,297,068 71,666 SH   SOLE   0 0 71,666
VANGUARD WORLD FDS INF TECH ETF 92204A702   228,969 594 SH   SOLE   0 0 594
VERIZON COMMUNICATIONS INC COM 92343V104   212,811 5,472 SH   SOLE   0 0 5,472
VISA INC COM CL A 92826C839   530,131 2,351 SH   SOLE   0 0 2,351
WALGREENS BOOTS ALLIANCE INC COM 931427108   260,721 7,540 SH   SOLE   0 0 7,540
WALMART INC COM 931142103   384,871 2,610 SH   SOLE   0 0 2,610
WESTROCK CO COM 96145D105   256,415 8,415 SH   SOLE   0 0 8,415
WISDOMTREE TR US MIDCAP DIVID 97717W505   3,570,505 87,128 SH   SOLE   0 0 87,128
WP CAREY INC COM 92936U109   343,413 4,434 SH   SOLE   0 0 4,434
XCEL ENERGY INC COM 98389B100   205,759 3,051 SH   SOLE   0 0 3,051