The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 203 3,604 SH   SOLE   0 0 3,604
AMAZON COM INC COM 023135106 2,405 21,285 SH   SOLE   0 0 21,285
AMERICAN EXPRESS CO COM 025816109 7,989 59,214 SH   SOLE   0 0 59,214
AMGEN INC COM 031162100 1,268 5,625 SH   SOLE   0 0 5,625
ELEVANCE HEALTH INC COM 036752103 3,996 8,797 SH   SOLE   0 0 8,797
APPLE INC COM 037833100 12,680 91,750 SH   SOLE   0 0 91,750
AUTOZONE INC COM 053332102 9,716 4,536 SH   SOLE   0 0 4,536
BP PLC SPONSORED ADR 055622104 360 12,623 SH   SOLE   0 0 12,623
BORGWARNER INC COM 099724106 283 9,000 SH   SOLE   0 0 9,000
BRISTOL-MYERS SQUIBB CO COM 110122108 6,546 92,079 SH   SOLE   0 0 92,079
COTERRA ENERGY INC COM 127097103 1,737 66,515 SH   SOLE   0 0 66,515
CHEVRON CORP NEW COM 166764100 11,548 80,377 SH   SOLE   0 0 80,377
CITIGROUP INC COM NEW 172967424 6,378 153,058 SH   SOLE   0 0 153,058
CUMMINS INC COM 231021106 2,178 10,704 SH   SOLE   0 0 10,704
DOLLAR GEN CORP NEW COM 256677105 3,492 14,560 SH   SOLE   0 0 14,560
ELECTRONIC ARTS INC COM 285512109 2,134 18,439 SH   SOLE   0 0 18,439
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 321 7,233 SH   SOLE   0 0 7,233
FIFTH THIRD BANCORP COM 316773100 1,382 43,250 SH   SOLE   0 0 43,250
FISERV INC COM 337738108 3,966 42,381 SH   SOLE   0 0 42,381
FORD MTR CO DEL COM 345370860 616 55,000 SH   SOLE   0 0 55,000
GENERAL DYNAMICS CORP COM 369550108 818 3,857 SH   SOLE   0 0 3,857
GENERAL ELECTRIC CO COM NEW 369604301 1,182 19,100 SH   SOLE   0 0 19,100
GILEAD SCIENCES INC COM 375558103 592 9,591 SH   SOLE   0 0 9,591
INTEL CORP COM 458140100 3,067 119,000 SH   SOLE   0 0 119,000
INTERNATIONAL BUSINESS MACHS COM 459200101 2,954 24,865 SH   SOLE   0 0 24,865
ISHARES TR MSCI EMG MKT ETF 464287234 249 7,144 SH   SOLE   0 0 7,144
ISHARES TR S&P 500 GRWT ETF 464287309 243 4,200 SH   SOLE   0 0 4,200
ISHARES TR MSCI EAFE ETF 464287465 990 17,673 SH   SOLE   0 0 17,673
ISHARES TR SHRT NAT MUN ETF 464288158 4,818 46,931 SH   SOLE   0 0 46,931
ISHARES TR MSCI ACWI EX US 464288240 570 14,250 SH   SOLE   0 0 14,250
ISHARES TR NATIONAL MUN ETF 464288414 4,123 40,196 SH   SOLE   0 0 40,196
ISHARES TR SHORT TREAS BD 464288679 695 6,320 SH   SOLE   0 0 6,320
JOHNSON & JOHNSON COM 478160104 10,876 66,579 SH   SOLE   0 0 66,579
KLA CORP COM NEW 482480100 4,471 14,774 SH   SOLE   0 0 14,774
KRAFT HEINZ CO COM 500754106 1,583 47,460 SH   SOLE   0 0 47,460
LILLY ELI & CO COM 532457108 2,519 7,790 SH   SOLE   0 0 7,790
LINCOLN NATL CORP IND COM 534187109 4,298 97,880 SH   SOLE   0 0 97,880
LOCKHEED MARTIN CORP COM 539830109 1,215 3,145 SH   SOLE   0 0 3,145
LUMEN TECHNOLOGIES INC COM 550241103 1,314 180,459 SH   SOLE   0 0 180,459
MSC INDL DIRECT INC CL A 553530106 1,172 16,095 SH   SOLE   0 0 16,095
MICROSOFT CORP COM 594918104 5,695 24,452 SH   SOLE   0 0 24,452
MICRON TECHNOLOGY INC COM 595112103 3,966 79,171 SH   SOLE   0 0 79,171
MORGAN STANLEY COM NEW 617446448 790 10,000 SH   SOLE   0 0 10,000
NEWMONT CORP COM 651639106 1,258 29,937 SH   SOLE   0 0 29,937
NOKIA CORP SPONSORED ADR 654902204 179 41,996 SH   SOLE   0 0 41,996
NORFOLK SOUTHN CORP COM 655844108 1,153 5,500 SH   SOLE   0 0 5,500
OMEGA HEALTHCARE INVS INC COM 681936100 1,387 47,030 SH   SOLE   0 0 47,030
PARKER-HANNIFIN CORP COM 701094104 727 3,000 SH   SOLE   0 0 3,000
PROCTER AND GAMBLE CO COM 742718109 294 2,332 SH   SOLE   0 0 2,332
PROGRESSIVE CORP COM 743315103 5,704 49,087 SH   SOLE   0 0 49,087
QUALCOMM INC COM 747525103 3,208 28,395 SH   SOLE   0 0 28,395
ROSS STORES INC COM 778296103 2,980 35,365 SH   SOLE   0 0 35,365
SHELL PLC SPON ADS 780259305 919 18,475 SH   SOLE   0 0 18,475
SOUTHERN CO COM 842587107 226 3,321 SH   SOLE   0 0 3,321
STANLEY BLACK & DECKER INC COM 854502101 3,616 48,078 SH   SOLE   0 0 48,078
STRYKER CORPORATION COM 863667101 890 4,395 SH   SOLE   0 0 4,395
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 5,022 73,250 SH   SOLE   0 0 73,250
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 242 30,000 SH   SOLE   0 0 30,000
THERMO FISHER SCIENTIFIC INC COM 883556102 2,244 4,425 SH   SOLE   0 0 4,425
TYSON FOODS INC CL A 902494103 2,770 42,007 SH   SOLE   0 0 42,007
US BANCORP DEL COM NEW 902973304 5,254 130,309 SH   SOLE   0 0 130,309
UNITED PARCEL SERVICE INC CL B 911312106 4,369 27,049 SH   SOLE   0 0 27,049
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 289 2,140 SH   SOLE   0 0 2,140
VANGUARD STAR FDS VG TL INTL STK F 921909768 222 4,856 SH   SOLE   0 0 4,856
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 16,099 215,168 SH   SOLE   0 0 215,168
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 23,098 323,823 SH   SOLE   0 0 323,823
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 7,066 146,783 SH   SOLE   0 0 146,783
VANGUARD INDEX FDS SM CP VAL ETF 922908611 323 2,253 SH   SOLE   0 0 2,253
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,773 9,879 SH   SOLE   0 0 9,879
WALMART INC COM 931142103 1,076 8,299 SH   SOLE   0 0 8,299
WELLS FARGO CO NEW COM 949746101 1,526 37,932 SH   SOLE   0 0 37,932
WESTERN DIGITAL CORP. COM 958102105 793 24,370 SH   SOLE   0 0 24,370
WILLIAMS COS INC COM 969457100 474 16,550 SH   SOLE   0 0 16,550
AMERISOURCEBERGEN CORP COM 03073E105 7,144 52,791 SH   SOLE   0 0 52,791
VALE S A SPONSORED ADS 91912E105 466 35,000 SH   SOLE   0 0 35,000
AT&T INC COM 00206R102 418 27,244 SH   SOLE   0 0 27,244
ABBVIE INC COM 00287Y109 1,780 13,266 SH   SOLE   0 0 13,266
ALPHABET INC CAP STK CL C 02079K107 904 9,400 SH   SOLE   0 0 9,400
ALPHABET INC CAP STK CL A 02079K305 13,764 143,899 SH   SOLE   0 0 143,899
BROADCOM INC COM 11135F101 15,480 34,864 SH   SOLE   0 0 34,864
CBRE GROUP INC CL A 12504L109 6,181 91,555 SH   SOLE   0 0 91,555
CDW CORP COM 12514G108 1,889 12,104 SH   SOLE   0 0 12,104
CAMPING WORLD HLDGS INC CL A 13462K109 1,298 51,280 SH   SOLE   0 0 51,280
CAPITAL ONE FINL CORP COM 14040H105 3,223 34,963 SH   SOLE   0 0 34,963
CISCO SYS INC COM 17275R102 10,060 251,508 SH   SOLE   0 0 251,508
CONOCOPHILLIPS COM 20825C104 2,730 26,675 SH   SOLE   0 0 26,675
DIAMONDBACK ENERGY INC COM 25278X109 3,106 25,786 SH   SOLE   0 0 25,786
EXELON CORP COM 30161N101 255 6,800 SH   SOLE   0 0 6,800
EXXON MOBIL CORP COM 30231G102 512 5,869 SH   SOLE   0 0 5,869
META PLATFORMS INC CL A 30303M102 5,182 38,192 SH   SOLE   0 0 38,192
FEDEX CORP COM 31428X106 2,154 14,505 SH   SOLE   0 0 14,505
HCA HEALTHCARE INC COM 40412C101 6,721 36,568 SH   SOLE   0 0 36,568
ISHARES TR US TREAS BD ETF 46429B267 228 10,000 SH   SOLE   0 0 10,000
JPMORGAN CHASE & CO COM 46625H100 10,386 99,388 SH   SOLE   0 0 99,388
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 812 16,182 SH   SOLE   0 0 16,182
LPL FINL HLDGS INC COM 50212V100 2,427 11,107 SH   SOLE   0 0 11,107
LABORATORY CORP AMER HLDGS COM NEW 50540R409 2,880 14,063 SH   SOLE   0 0 14,063
M & T BK CORP COM 55261F104 236 1,337 SH   SOLE   0 0 1,337
MERCK & CO INC COM 58933Y105 5,366 62,313 SH   SOLE   0 0 62,313
MOELIS & CO CL A 60786M105 1,423 42,090 SH   SOLE   0 0 42,090
ONEMAIN HLDGS INC COM 68268W103 1,445 48,940 SH   SOLE   0 0 48,940
ORACLE CORP COM 68389X105 1,533 25,104 SH   SOLE   0 0 25,104
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 1,835 19,378 SH   SOLE   0 0 19,378
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,122 11,349 SH   SOLE   0 0 11,349
PINTEREST INC CL A 72352L106 523 22,430 SH   SOLE   0 0 22,430
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,448 4,053 SH   SOLE   0 0 4,053
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 228 7,336 SH   SOLE   0 0 7,336
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 5,157 108,004 SH   SOLE   0 0 108,004
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 438 1,525 SH   SOLE   0 0 1,525
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 5,815 63,479 SH   SOLE   0 0 63,479
SPDR SER TR NUVEEN BLMBRG MU 78468R721 1,448 32,911 SH   SOLE   0 0 32,911
SANOFI SPONSORED ADR 80105N105 411 10,800 SH   SOLE   0 0 10,800
SURFACE ONCOLOGY INC COM 86877M209 23 22,000 SH   SOLE   0 0 22,000
UNITEDHEALTH GROUP INC COM 91324P102 3,178 6,292 SH   SOLE   0 0 6,292
VERIZON COMMUNICATIONS INC COM 92343V104 3,372 88,801 SH   SOLE   0 0 88,801
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 677 2,633 SH   SOLE   0 0 2,633
EATON CORP PLC SHS G29183103 1,034 7,750 SH   SOLE   0 0 7,750
INVESCO LTD SHS G491BT108 276 20,175 SH   SOLE   0 0 20,175
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,993 37,445 SH   SOLE   0 0 37,445
WILLIS TOWERS WATSON PLC LTD SHS G96629103 201 1,000 SH   SOLE   0 0 1,000
CHUBB LIMITED COM H1467J104 11,288 62,063 SH   SOLE   0 0 62,063
COMPUGEN LTD ORD M25722105 23 35,000 SH   SOLE   0 0 35,000