The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   37,285,459 598,867 SH   SOLE   598,867 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   4,963,929 81,256 SH   SOLE   81,256 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   44,135,559 489,362 SH   SOLE   489,362 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   6,618,267 143,354 SH   SOLE   143,354 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   1,648,924 40,003 SH   SOLE   40,003 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   49,255,389 1,207,832 SH   SOLE   1,207,832 0 0
AMERICAN CENTY ETF TR AVANTIS US LARG 025072158   39,310,717 626,266 SH   SOLE   626,266 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   41,333,073 657,751 SH   SOLE   657,751 0 0
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   4,950,323 99,185 SH   SOLE   99,185 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   23,993,502 255,767 SH   SOLE   255,767 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   20,428,813 243,897 SH   SOLE   243,897 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   78,644,954 522,801 SH   SOLE   522,801 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   70,310,325 306,283 SH   SOLE   306,283 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   4,611,130 39,247 SH   SOLE   39,247 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   300,248,380 1,871,756 SH   SOLE   1,871,756 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   54,485,970 1,245,109 SH   SOLE   1,245,109 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   46,301,571 735,997 SH   SOLE   735,997 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   62,133,326 862,364 SH   SOLE   862,364 0 0
ISHARES TR TIPS BD ETF 464287176   16,782,185 157,166 SH   SOLE   157,166 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   32,587,783 213,971 SH   SOLE   213,971 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   31,034,984 118,215 SH   SOLE   118,215 0 0
ISHARES TR EAFE GRWTH ETF 464288885   30,865,445 301,715 SH   SOLE   301,715 0 0