The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
TELIGENT INC NEW COM Stock 87960W104 10 1,465 SH   SOLE 0 1,465 0 0
POWERSHARES QQQ TRUST, SERIES 1 ETF 73935A104 0 0 SH   SOLE 0 0 0 0
PUBLIC SVC ENTERPRISE GROUP COM Stock 744573106 172 3,709 SH   SOLE 0 3,709 0 0
WISDOMTREE U.S. SMALLCAP EARNINGS FUND ETF 97717W562 785 22,447 SH   SOLE 0 22,447 0 0
ISHARES COMEX GOLD TRUST ETF 464285105 1,436 116,626 SH   SOLE 0 116,626 0 0
IONIS PHARMACEUTICALS INC COM Stock 462222100 51 1,000 SH   SOLE 0 1,000 0 0
JOHNSON & JOHNSON COM Stock 478160104 299 2,300 SH   SOLE 0 2,300 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 382,447 2,952,803 SH   SOLE 0 2,952,802 0 0
CELLDEX THERAPEUTICS INC Stock 15117B103 3 1,100 SH   SOLE 0 1,100 0 0
POWERSHARES FUNDAMENTAL HIGH YIELD CORPORATE BOND FUND ETF 73936T557 211 11,050 SH   SOLE 0 11,050 0 0
ISHARES GLOBAL TELECOM ETF ETF 464287275 15 256 SH   SOLE 0 256 0 0
COCA COLA CO COM Stock 191216100 24 544 SH   SOLE 0 544 0 0
CHARTER COMMUNICATIONS INC NEW CL A Stock 16119P108 11 31 SH   SOLE 0 31 0 0
VANGUARD REIT ETF ETF 922908553 45,054 542,236 SH   SOLE 0 542,235 0 0
BIOGEN INC COM Stock 09062X103 27 85 SH   SOLE 0 85 0 0
POWERSHARES DB COMMODITY INDEX TRACKING FUND ETF 73935S105 6 398 SH   SOLE 0 397 0 0
INTEL CORP COM Stock 458140100 14 355 SH   SOLE 0 355 0 0
MEDTRONIC PLC SHS Stock G5960L103 104 1,338 SH   SOLE 0 1,338 0 0
PEOPLES UNITED FINANCIAL INC COM Stock 712704105 6 329 SH   SOLE 0 329 0 0
CVB FINL CORP COM Stock 126600105 732 30,289 SH   SOLE 0 30,289 0 0
ISHARES SILVER TRUST ETF 46428Q109 58 3,678 SH   SOLE 0 3,678 0 0
SPDR DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749 283 5,930 SH   SOLE 0 5,930 0 0
SPDR S&P 500 ETF ETF 78462F103 55 219 SH   SOLE 0 219 0 0
WISDOMTREE U.S. MIDCAP EARNINGS FUND ETF 97717W570 91 2,433 SH   SOLE 0 2,433 0 0
ADIENT PLC ORD SHS Stock G0084W101 11 133 SH   SOLE 0 133 0 0
ANNALY CAP MGMT INC COM REIT 035710409 9 750 SH   SOLE 0 750 0 0
LAMB WESTON HLDGS INC COM Stock 513272104 7 154 SH   SOLE 0 154 0 0
ISHARES TIPS BOND ETF ETF 464287176 10 92 SH   SOLE 0 92 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 122 2,459 SH   SOLE 0 2,459 0 0
BIOVERATIV INC COM Stock 09075E100 3 47 SH   SOLE 0 47 0 0
CHUBB LIMITED COM Stock H1467J104 36 251 SH   SOLE 0 251 0 0
OCLARO INC COM Stock 67555N206 7 820 SH   SOLE 0 820 0 0
ISHARES CORE MSCI PACIFIC ETF ETF 46434V696 454 8,030 SH   SOLE 0 8,030 0 0
ISHARES MSCI EUROZONE ETF ETF 464286608 0 0 SH   SOLE 0 0 0 0
NXSTAGE MEDICAL INC COM Stock 67072V103 7 245 SH   SOLE 0 245 0 0
ISHARES CALIFORNIA MUNI BOND ETF ETF 464288356 369 3,114 SH   SOLE 0 3,114 0 0
UNILEVER N V N Y SHS NEW ADR 904784709 24 409 SH   SOLE 0 409 0 0
TE CONNECTIVITY LTD REG SHS Stock H84989104 116 1,400 SH   SOLE 0 1,400 0 0
HOME DEPOT INC COM Stock 437076102 0 1 SH   SOLE 0 1 0 0
SPDR BLOOMBERG BARCLAYS INTERMEDIATE TERM CORPORATE BOND ETF ETF 78464A375 75 2,161 SH   SOLE 0 2,161 0 0
WILLAMETTE VY VINEYARD INC COM Stock 969136100 7 850 SH   SOLE 0 850 0 0
SPDR GOLD SHARES ETF 78463V107 73 598 SH   SOLE 0 598 0 0
SOUTHERN CO COM Stock 842587107 7 150 SH   SOLE 0 150 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 2,418 35,895 SH   SOLE 0 35,895 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 8,138 133,607 SH   SOLE 0 133,607 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 21 623 SH   SOLE 0 623 0 0
CENTURYLINK INC COM Stock 156700106 1 57 SH   SOLE 0 57 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 30 296 SH   SOLE 0 296 0 0
HRG GROUP INC COM Stock 40434J100 1 80 SH   SOLE 0 80 0 0
FS INVT CORP COM CEF 302635107 701 82,900 SH   SOLE 0 82,900 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 542 7,303 SH   SOLE 0 7,303 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 364 1,985 SH   SOLE 0 1,985 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 1,468 54,535 SH   SOLE 0 54,535 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 29 30 SH   SOLE 0 30 0 0
PIEDMONT OFFICE REALTY TR INC COM CL A REIT 720190206 16 810 SH   SOLE 0 810 0 0
CALLIDUS SOFTWARE INC COM Stock 13123E500 6 255 SH   SOLE 0 255 0 0
COMCAST CORP NEW CL A Stock 20030N101 19 506 SH   SOLE 0 506 0 0
MAXLINEAR INC COM Stock 57776J100 5 200 SH   SOLE 0 200 0 0
MICROSOFT CORP COM Stock 594918104 67 905 SH   SOLE 0 905 0 0
CVS HEALTH CORP COM Stock 126650100 18 225 SH   SOLE 0 225 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 1,177 8,326 SH   SOLE 0 8,326 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 70 473 SH   SOLE 0 473 0 0
FINISAR CORP COM NEW Stock 31787A507 6 287 SH   SOLE 0 287 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 67,076 1,149,939 SH   SOLE 0 1,149,939 0 0
HARLEY DAVIDSON INC COM Stock 412822108 10 200 SH   SOLE 0 200 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 331 6,378 SH   SOLE 0 6,378 0 0
SCHWAB U.S. TIPS ETF ETF 808524870 220 3,990 SH   SOLE 0 3,990 0 0
WELLTOWER INC COM REIT 95040Q104 19 265 SH   SOLE 0 264 0 0
CONAGRA BRANDS INC COM Stock 205887102 9 261 SH   SOLE 0 261 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 4 50 SH   SOLE 0 50 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201 0 0 SH   SOLE 0 0 0 0
BLACKROCK MUNIYIELD QUALITY FD COM CEF 09254F100 83 5,355 SH   SOLE 0 5,355 0 0
RTI SURGICAL INC COM Stock 74975N105 8 1,710 SH   SOLE 0 1,710 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 72 485 SH   SOLE 0 485 0 0
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663 555 6,461 SH   SOLE 0 6,461 0 0
ISHARES U.S. OIL & GAS EXPLORATION & PRODUCTION ETF ETF 464288851 4 74 SH   SOLE 0 74 0 0
FUELCELL ENERGY INC COM NEW Stock 35952H502 0 12 SH   SOLE 0 12 0 0
AMERICAN ELEC PWR INC COM Stock 025537101 14 193 SH   SOLE 0 193 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 68,209 1,000,138 SH   SOLE 0 1,000,137 0 0
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 64 502 SH   SOLE 0 502 0 0
BIOMARIN PHARMACEUTICAL INC COM Stock 09061G101 3 29 SH   SOLE 0 29 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 759 14,489 SH   SOLE 0 14,489 0 0
ISHARES EDGE MSCI MIN VOL GLOBAL ETF ETF 464286525 0 0 SH   SOLE 0 0 0 0
IMPERVA INC COM Stock 45321L100 6 135 SH   SOLE 0 135 0 0
POWERSHARES FTSE RAFI US 1000 PORTFOLIO ETF 73935X583 181 1,690 SH   SOLE 0 1,690 0 0
LIGAND PHARMACEUTICALS INC COM NEW Stock 53220K504 7 50 SH   SOLE 0 50 0 0
ISHARES EDGE MSCI MIN VOL EAFE ETF ETF 46429B689 152 2,143 SH   SOLE 0 2,143 0 0
ATRICURE INC COM Stock 04963C209 5 235 SH   SOLE 0 235 0 0
HERSHEY CO COM Stock 427866108 20 179 SH   SOLE 0 179 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 730 14,508 SH   SOLE 0 14,508 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 74 746 SH   SOLE 0 746 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 120 906 SH   SOLE 0 906 0 0
HORIZON PHARMA PLC SHS Stock G4617B105 4 300 SH   SOLE 0 300 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 152 2,629 SH   SOLE 0 2,629 0 0
ISHARES EMERGING MARKETS HIGH YIELD BOND FUND ETF 464286285 15 288 SH   SOLE 0 288 0 0
ENZO BIOCHEM INC COM Stock 294100102 4 410 SH   SOLE 0 410 0 0
HEALTHCARE TR AMER INC CL A NEW REIT 42225P501 15 500 SH   SOLE 0 500 0 0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF ETF 92189F643 8 205 SH   SOLE 0 205 0 0
W P CAREY INC COM REIT 92936U109 79 1,168 SH   SOLE 0 1,168 0 0
DYNEGY INC NEW DEL WT EXP 100217 Stock 26817R116 0 3 SH   SOLE 0 3 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 54 1,337 SH   SOLE 0 1,337 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 47 740 SH   SOLE 0 740 0 0
POWERSHARES S&P 500 HIGH DIVIDEND LOW VOLATILITY PORTFOLIO ETF 73937B654 0 0 SH   SOLE 0 0 0 0
SUPERNUS PHARMACEUTICALS INC COM Stock 868459108 5 125 SH   SOLE 0 125 0 0
NEOGENOMICS INC COM NEW Stock 64049M209 7 665 SH   SOLE 0 665 0 0
ISHARES 1-3 YEAR CREDIT BOND ETF ETF 464288646 79 747 SH   SOLE 0 747 0 0
KCAP FINL INC COM CEF 48668E101 32 8,801 SH   SOLE 0 8,801 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 363 4,434 SH   SOLE 0 4,434 0 0
OMNICELL INC COM Stock 68213N109 6 125 SH   SOLE 0 125 0 0
CLEAR CHANNEL OUTDOOR HLDGS IN CL A Stock 18451C109 1 138 SH   SOLE 0 138 0 0
SPDR MSCI ACWI IMI ETF ETF 78463X475 78 1,033 SH   SOLE 0 1,033 0 0
MCDONALDS CORP COM Stock 580135101 16 100 SH   SOLE 0 100 0 0
CISCO SYS INC COM Stock 17275R102 10 308 SH   SOLE 0 308 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 177 3,236 SH   SOLE 0 3,236 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 150 760 SH   SOLE 0 760 0 0
GIGAMON INC COM Stock 37518B102 8 195 SH   SOLE 0 195 0 0
AT&T INC COM Stock 00206R102 748 19,087 SH   SOLE 0 19,086 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 4 65 SH   SOLE 0 65 0 0
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF ETF 921946885 5 67 SH   SOLE 0 67 0 0
ISHARES NASDAQ BIOTECHNOLOGY INDEX FUND ETF 464287556 20 60 SH   SOLE 0 60 0 0
GENERAL ELECTRIC CO COM Stock 369604103 66 2,720 SH   SOLE 0 2,719 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 9 52 SH   SOLE 0 52 0 0
TIME WARNER INC COM NEW Stock 887317303 35 342 SH   SOLE 0 342 0 0
COMMVAULT SYSTEMS INC COM Stock 204166102 8 129 SH   SOLE 0 129 0 0
VEEVA SYS INC CL A COM Stock 922475108 14 250 SH   SOLE 0 250 0 0
SKYWORKS SOLUTIONS INC COM Stock 83088M102 6 60 SH   SOLE 0 60 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 53 491 SH   SOLE 0 491 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 261 1,031 SH   SOLE 0 1,031 0 0
CHART INDS INC COM PAR $0.01 Stock 16115Q308 4 105 SH   SOLE 0 105 0 0
ISHARES U.S. PREFERRED STOCK ETF ETF 464288687 12 304 SH   SOLE 0 304 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 171 594 SH   SOLE 0 594 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 110 1,040 SH   SOLE 0 1,040 0 0
INTL PAPER CO COM Stock 460146103 7 120 SH   SOLE 0 120 0 0
CHEVRON CORP NEW COM Stock 166764100 25 209 SH   SOLE 0 209 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 14,936 134,715 SH   SOLE 0 134,715 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 803 18,509 SH   SOLE 0 18,509 0 0
BERKSHIRE HILLS BANCORP INC COM Stock 084680107 34 890 SH   SOLE 0 890 0 0
WAL-MART STORES INC COM Stock 931142103 16 200 SH   SOLE 0 200 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661 18 148 SH   SOLE 0 148 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 8 56 SH   SOLE 0 56 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 205 4,708 SH   SOLE 0 4,708 0 0
TEXAS INSTRS INC COM Stock 882508104 34 375 SH   SOLE 0 375 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX FUND ETF 921946406 419 5,172 SH   SOLE 0 5,172 0 0
PFIZER INC COM Stock 717081103 33 922 SH   SOLE 0 921 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 34 281 SH   SOLE 0 281 0 0
3M CO COM Stock 88579Y101 13 60 SH   SOLE 0 60 0 0
SPDR S&P INTERNATIONAL SMALL CAP ETF ETF 78463X871 18 500 SH   SOLE 0 500 0 0
8X8 INC NEW COM Stock 282914100 5 365 SH   SOLE 0 365 0 0
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803 36 1,249 SH   SOLE 0 1,249 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 7 7 SH   SOLE 0 7 0 0
POWERSHARES EMERGING MARKETS SOVEREIGN DEBT PORTFOLIO ETF 73936T573 28 934 SH   SOLE 0 934 0 0
K2M GROUP HLDGS INC COM Stock 48273J107 4 185 SH   SOLE 0 185 0 0
TIME INC NEW COM Stock 887228104 1 46 SH   SOLE 0 46 0 0
INTERSECT ENT INC COM Stock 46071F103 9 295 SH   SOLE 0 295 0 0
ISHARES CORE MSCI EUROPE ETF ETF 46434V738 2,497 50,264 SH   SOLE 0 50,264 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 126,787 854,879 SH   SOLE 0 854,878 0 0
SPROTT GOLD MINERS ETF ETF 00162Q643 9 447 SH   SOLE 0 447 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 71 351 SH   SOLE 0 351 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 35 226 SH   SOLE 0 226 0 0
ASPEN AEROGELS INC COM Stock 04523Y105 9 2,020 SH   SOLE 0 2,020 0 0
CDK GLOBAL INC COM Stock 12508E101 3 50 SH   SOLE 0 50 0 0
CYBERARK SOFTWARE LTD SHS Stock M2682V108 5 115 SH   SOLE 0 115 0 0
INTEGRATED DEVICE TECHNOLOGY COM Stock 458118106 8 295 SH   SOLE 0 295 0 0
QORVO INC COM Stock 74736K101 5 71 SH   SOLE 0 71 0 0
VANGUARD MEGA CAP ETF ETF 921910873 3,861 44,759 SH   SOLE 0 44,759 0 0
BRISTOL MYERS SQUIBB CO COM Stock 110122108 27 418 SH   SOLE 0 418 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 232 1,555 SH   SOLE 0 1,555 0 0
SPDR DOW JONES REIT ETF ETF 78464A607 102 1,100 SH   SOLE 0 1,100 0 0
BARRICK GOLD CORP COM Stock 067901108 7 450 SH   SOLE 0 450 0 0
ALTRIA GROUP INC COM Stock 02209S103 22 350 SH   SOLE 0 350 0 0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 22 192 SH   SOLE 0 192 0 0
EXXON MOBIL CORP COM Stock 30231G102 271 3,309 SH   SOLE 0 3,309 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109 18 150 SH   SOLE 0 150 0 0
AKORN INC COM Stock 009728106 9 260 SH   SOLE 0 260 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 15 200 SH   SOLE 0 200 0 0
CENTRAL FD CDA LTD CL A CEF 153501101 19 1,506 SH   SOLE 0 1,506 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 102 569 SH   SOLE 0 569 0 0
ARRAY BIOPHARMA INC COM Stock 04269X105 4 325 SH   SOLE 0 325 0 0
FRONTIER COMMUNICATIONS CORP COM NEW Stock 35906A306 3 253 SH   SOLE 0 253 0 0
ISHARES MSCI EAFE ETF ETF 464287465 93 1,356 SH   SOLE 0 1,356 0 0
APPLE INC COM Stock 037833100 73 476 SH   SOLE 0 476 0 0
PJT PARTNERS INC COM CL A Stock 69343T107 0 7 SH   SOLE 0 7 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 1 9 SH   SOLE 0 9 0 0
INSULET CORP COM Stock 45784P101 5 95 SH   SOLE 0 95 0 0