The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 678 7,414 SH   SOLE   0 0 7,414
ABBVIE INC COM 00287Y109 900 9,170 SH   SOLE   0 0 9,170
ADOBE INC COM 00724F101 318 731 SH   SOLE   0 0 731
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 623 2,889 SH   SOLE   0 0 2,889
ALLIANT ENERGY CORP COM 018802108 1,834 38,327 SH   SOLE   0 0 38,327
ALPHABET INC CAP STK CL C 02079K107 1,432 1,013 SH   SOLE   0 0 1,013
ALPS ETF TR ALERIAN MLP 00162Q452 34,760 1,408,447 SH   SOLE   0 0 1,408,447
ALTRIA GROUP INC COM 02209S103 2,461 62,694 SH   SOLE   0 0 62,694
AMAZON COM INC COM 023135106 2,833 1,027 SH   SOLE   0 0 1,027
AMERICAN EXPRESS CO COM 025816109 231 2,422 SH   SOLE   0 0 2,422
AMERICAN TOWER CORP NEW COM 03027X100 366 1,415 SH   SOLE   0 0 1,415
AMGEN INC COM 031162100 242 1,024 SH   SOLE   0 0 1,024
APPLE INC COM 037833100 11,804 32,357 SH   SOLE   0 0 32,357
AT&T INC COM 00206R102 1,034 34,191 SH   SOLE   0 0 34,191
AUTOMATIC DATA PROCESSING IN COM 053015103 3,999 26,861 SH   SOLE   0 0 26,861
BANCO SANTANDER S.A. ADR 05964H105 60 25,000 SH   SOLE   0 0 25,000
BK OF AMERICA CORP COM 060505104 796 33,533 SH   SOLE   0 0 33,533
BERKSHIRE HATHAWAY INC DEL CL A 084670108 18,176 68 SH   SOLE   0 0 68
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,037 22,614 SH   SOLE   0 0 22,614
BOEING CO COM 097023105 688 3,752 SH   SOLE   0 0 3,752
BP PLC SPONSORED ADR 055622104 239 10,245 SH   SOLE   0 0 10,245
BRISTOL-MYERS SQUIBB CO COM 110122108 480 8,164 SH   SOLE   0 0 8,164
CANADIAN NATL RY CO COM 136375102 386 4,359 SH   SOLE   0 0 4,359
CARRIER GLOBAL CORPORATION COM 14448C104 489 22,013 SH   SOLE   0 0 22,013
CATERPILLAR INC DEL COM 149123101 1,128 8,919 SH   SOLE   0 0 8,919
CHEVRON CORP NEW COM 166764100 1,509 16,914 SH   SOLE   0 0 16,914
CISCO SYS INC COM 17275R102 739 15,853 SH   SOLE   0 0 15,853
CITIGROUP INC COM NEW 172967424 202 3,955 SH   SOLE   0 0 3,955
CLOROX CO DEL COM 189054109 401 1,829 SH   SOLE   0 0 1,829
COCA COLA CO COM 191216100 794 17,775 SH   SOLE   0 0 17,775
COMCAST CORP NEW CL A 20030N101 939 24,097 SH   SOLE   0 0 24,097
CONSTELLATION BRANDS INC CL A 21036P108 430 2,459 SH   SOLE   0 0 2,459
COSTCO WHSL CORP NEW COM 22160K105 459 1,513 SH   SOLE   0 0 1,513
COVANTA HLDG CORP COM 22282E102 97 10,064 SH   SOLE   0 0 10,064
CSX CORP COM 126408103 1,392 19,960 SH   SOLE   0 0 19,960
CVS HEALTH CORP COM 126650100 231 3,556 SH   SOLE   0 0 3,556
DANAHER CORPORATION COM 235851102 228 1,291 SH   SOLE   0 0 1,291
DEERE & CO COM 244199105 405 2,575 SH   SOLE   0 0 2,575
DELTA AIR LINES INC DEL COM NEW 247361702 217 7,727 SH   SOLE   0 0 7,727
DIAGEO P L C SPON ADR NEW 25243Q205 221 1,642 SH   SOLE   0 0 1,642
DISNEY WALT CO COM DISNEY 254687106 808 7,245 SH   SOLE   0 0 7,245
DOMINION ENERGY INC COM 25746U109 251 3,087 SH   SOLE   0 0 3,087
DUKE ENERGY CORP NEW COM NEW 26441C204 1,531 19,165 SH   SOLE   0 0 19,165
EMERSON ELEC CO COM 291011104 274 4,410 SH   SOLE   0 0 4,410
ENBRIDGE INC COM 29250N105 2,177 71,561 SH   SOLE   0 0 71,561
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 107 15,059 SH   SOLE   0 0 15,059
EXELON CORP COM 30161N101 223 6,137 SH   SOLE   0 0 6,137
EXXON MOBIL CORP COM 30231G102 727 16,257 SH   SOLE   0 0 16,257
FACEBOOK INC CL A 30303M102 940 4,141 SH   SOLE   0 0 4,141
FASTENAL CO COM 311900104 608 14,184 SH   SOLE   0 0 14,184
FIRST FINL BANCORP OH COM 320209109 708 50,957 SH   SOLE   0 0 50,957
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 1,090 54,648 SH   SOLE   0 0 54,648
FISERV INC COM 337738108 13,066 133,850 SH   SOLE   0 0 133,850
FORD MTR CO DEL COM 345370860 752 123,676 SH   SOLE   0 0 123,676
FULTON FINL CORP PA COM 360271100 188 17,818 SH   SOLE   0 0 17,818
GENERAL DYNAMICS CORP COM 369550108 817 5,467 SH   SOLE   0 0 5,467
GENERAL ELECTRIC CO COM 369604103 234 34,283 SH   SOLE   0 0 34,283
ALPHABET INC CAP STK CL A 02079K305 1,549 1,092 SH   SOLE   0 0 1,092
HMN FINL INC COM 40424G108 698 47,540 SH   SOLE   0 0 47,540
HOME DEPOT INC COM 437076102 10,029 40,033 SH   SOLE   0 0 40,033
HONEYWELL INTL INC COM 438516106 751 5,194 SH   SOLE   0 0 5,194
ILLINOIS TOOL WKS INC COM 452308109 559 3,198 SH   SOLE   0 0 3,198
INTEL CORP COM 458140100 1,215 20,307 SH   SOLE   0 0 20,307
INTERNATIONAL BUSINESS MACHS COM 459200101 952 7,886 SH   SOLE   0 0 7,886
ISHARES TR NATIONAL MUN ETF 464288414 358 3,105 SH   SOLE   0 0 3,105
ISHARES TR CORE MSCI INTL 46435G326 307 6,000 SH   SOLE   0 0 6,000
ISHARES TR CORE S&P MCP ETF 464287507 1,078 6,060 SH   SOLE   0 0 6,060
ISHARES TR CRE U S REIT ETF 464288521 21,564 495,957 SH   SOLE   0 0 495,957
ISHARES GOLD TRUST ISHARES 464285105 426 25,093 SH   SOLE   0 0 25,093
ISHARES TR IBOXX HI YD ETF 464288513 326 3,997 SH   SOLE   0 0 3,997
ISHARES TR MSCI EAFE ETF 464287465 7,202 118,311 SH   SOLE   0 0 118,311
ISHARES TR EAFE SML CP ETF 464288273 10,293 191,953 SH   SOLE   0 0 191,953
ISHARES TR MSCI EMG MKT ETF 464287234 471 11,776 SH   SOLE   0 0 11,776
ISHARES TR RUS 1000 GRW ETF 464287614 74,463 387,927 SH   SOLE   0 0 387,927
ISHARES TR RUS 1000 VAL ETF 464287598 38,307 340,141 SH   SOLE   0 0 340,141
ISHARES TR RUSSELL 2000 ETF 464287655 15,930 111,257 SH   SOLE   0 0 111,257
ISHARES TR RUS 2000 GRW ETF 464287648 18,768 90,723 SH   SOLE   0 0 90,723
ISHARES TR RUS 2000 VAL ETF 464287630 12,031 123,443 SH   SOLE   0 0 123,443
ISHARES TR RUS MD CP GR ETF 464287481 1,770 11,195 SH   SOLE   0 0 11,195
ISHARES TR RUS MDCP VAL ETF 464287473 1,326 17,325 SH   SOLE   0 0 17,325
ISHARES TR S&P 500 GRWT ETF 464287309 15,134 72,937 SH   SOLE   0 0 72,937
ISHARES TR CORE S&P500 ETF 464287200 10,320 33,325 SH   SOLE   0 0 33,325
ISHARES TR S&P 500 VAL ETF 464287408 962 8,889 SH   SOLE   0 0 8,889
ISHARES TR CORE S&P SCP ETF 464287804 1,177 17,241 SH   SOLE   0 0 17,241
ISHARES TR TIPS BD ETF 464287176 355 2,884 SH   SOLE   0 0 2,884
ISHARES TR RUS 1000 ETF 464287622 31,353 182,623 SH   SOLE   0 0 182,623
ISHARES TR RUS MID CAP ETF 464287499 2,089 38,965 SH   SOLE   0 0 38,965
ISHARES TR MRGSTR SM CP ETF 464288505 1,129 7,456 SH   SOLE   0 0 7,456
JOHNSON & JOHNSON COM 478160104 1,427 10,146 SH   SOLE   0 0 10,146
JPMORGAN CHASE & CO COM 46625H100 1,361 14,471 SH   SOLE   0 0 14,471
KANSAS CITY SOUTHERN COM NEW 485170302 229 1,535 SH   SOLE   0 0 1,535
KIMBERLY CLARK CORP COM 494368103 472 3,313 SH   SOLE   0 0 3,313
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 466 9,953 SH   SOLE   0 0 9,953
KRAFT HEINZ CO COM 500754106 395 12,389 SH   SOLE   0 0 12,389
LILLY ELI & CO COM 532457108 225 1,368 SH   SOLE   0 0 1,368
LIPOCINE INC NEW COM 53630X104 82 65,212 SH   SOLE   0 0 65,212
LOWES COS INC COM 548661107 394 2,913 SH   SOLE   0 0 2,913
MAGNA INTL INC COM 559222401 546 12,268 SH   SOLE   0 0 12,268
MARATHON PETE CORP COM 56585A102 469 12,537 SH   SOLE   0 0 12,537
MASTERCARD INCORPORATED CL A 57636Q104 343 1,161 SH   SOLE   0 0 1,161
MCDONALDS CORP COM 580135101 2,513 13,622 SH   SOLE   0 0 13,622
MERCK & CO. INC COM 58933Y105 548 7,035 SH   SOLE   0 0 7,035
MICROSOFT CORP COM 594918104 8,116 39,879 SH   SOLE   0 0 39,879
MONDELEZ INTL INC CL A 609207105 1,104 21,600 SH   SOLE   0 0 21,600
NETFLIX INC COM 64110L106 274 603 SH   SOLE   0 0 603
NEXTERA ENERGY INC COM 65339F101 647 2,695 SH   SOLE   0 0 2,695
NIKE INC CL B 654106103 288 2,939 SH   SOLE   0 0 2,939
NN INC COM 629337106 256 53,983 SH   SOLE   0 0 53,983
NORFOLK SOUTHERN CORP COM 655844108 2,484 14,149 SH   SOLE   0 0 14,149
NORTHFIELD BANCORP INC DEL COM 66611T108 200 17,353 SH   SOLE   0 0 17,353
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 82 10,000 SH   SOLE   0 0 10,000
NVIDIA CORPORATION COM 67066G104 989 2,604 SH   SOLE   0 0 2,604
OREILLY AUTOMOTIVE INC COM 67103H107 246 583 SH   SOLE   0 0 583
ORACLE CORP COM 68389X105 328 5,933 SH   SOLE   0 0 5,933
OTIS WORLDWIDE CORP COM 68902V107 627 11,026 SH   SOLE   0 0 11,026
PAYPAL HLDGS INC COM 70450Y103 453 2,602 SH   SOLE   0 0 2,602
PEPSICO INC COM 713448108 1,183 8,948 SH   SOLE   0 0 8,948
PFIZER INC COM 717081103 838 25,616 SH   SOLE   0 0 25,616
PHILIP MORRIS INTL INC COM 718172109 3,618 51,642 SH   SOLE   0 0 51,642
POLYMET MNG CORP COM 731916102 6 15,481 SH   SOLE   0 0 15,481
INVESCO QQQ TR UNIT SER 1 46090E103 759 3,066 SH   SOLE   0 0 3,066
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 236 5,677 SH   SOLE   0 0 5,677
PROCTER AND GAMBLE CO COM 742718109 2,462 20,594 SH   SOLE   0 0 20,594
PROGRESSIVE CORP OHIO COM 743315103 449 5,608 SH   SOLE   0 0 5,608
PROSHARES TR S&P 500 DV ARIST 74348A467 558 8,280 SH   SOLE   0 0 8,280
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 455 6,196 SH   SOLE   0 0 6,196
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 22,906 769,954 SH   SOLE   0 0 769,954
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 18,053 610,530 SH   SOLE   0 0 610,530
SEI INVTS CO COM 784117103 6,666 121,253 SH   SOLE   0 0 121,253
SEMPRA ENERGY COM 816851109 299 2,547 SH   SOLE   0 0 2,547
SHOPIFY INC CL A 82509L107 285 300 SH   SOLE   0 0 300
SIMPSON MANUFACTURING CO INC COM 829073105 3,621 42,918 SH   SOLE   0 0 42,918
SOUTHERN CO COM 842587107 252 4,862 SH   SOLE   0 0 4,862
SOUTHWEST AIRLS CO COM 844741108 253 7,393 SH   SOLE   0 0 7,393
SPDR GOLD TR GOLD SHS 78463V107 912 5,451 SH   SOLE   0 0 5,451
SPDR S&P 500 ETF TR TR UNIT 78462F103 20,157 65,368 SH   SOLE   0 0 65,368
SPDR SER TR S&P DIVID ETF 78464A763 1,069 11,725 SH   SOLE   0 0 11,725
STARBUCKS CORP COM 855244109 770 10,457 SH   SOLE   0 0 10,457
SUNCOR ENERGY INC NEW COM 867224107 316 18,760 SH   SOLE   0 0 18,760
TARGET CORP COM 87612E106 284 2,369 SH   SOLE   0 0 2,369
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 496 4,745 SH   SOLE   0 0 4,745
TESLA INC COM 88160R101 831 770 SH   SOLE   0 0 770
TEXAS PAC LD TR SUB CTF PROP I T 882610108 297 500 SH   SOLE   0 0 500
THERMO FISHER SCIENTIFIC INC COM 883556102 243 672 SH   SOLE   0 0 672
TRANSGLOBE ENERGY CORP COM 893662106 7 12,000 SH   SOLE   0 0 12,000
UNILEVER PLC SPON ADR NEW 904767704 291 5,306 SH   SOLE   0 0 5,306
UNION PAC CORP COM 907818108 943 5,578 SH   SOLE   0 0 5,578
UNITED FIRE GROUP INC COM 910340108 378 13,650 SH   SOLE   0 0 13,650
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,502 24,380 SH   SOLE   0 0 24,380
UNITEDHEALTH GROUP INC COM 91324P102 616 2,088 SH   SOLE   0 0 2,088
US BANCORP DEL COM NEW 902973304 735 19,960 SH   SOLE   0 0 19,960
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 310 2,073 SH   SOLE   0 0 2,073
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 730 6,196 SH   SOLE   0 0 6,196
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 33,373 860,344 SH   SOLE   0 0 860,344
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 33,484 845,340 SH   SOLE   0 0 845,340
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,630 56,363 SH   SOLE   0 0 56,363
VANGUARD INDEX FDS GROWTH ETF 922908736 164,895 815,950 SH   SOLE   0 0 815,950
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 485 6,151 SH   SOLE   0 0 6,151
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 700 7,317 SH   SOLE   0 0 7,317
VANGUARD INDEX FDS LARGE CAP ETF 922908637 16,931 118,397 SH   SOLE   0 0 118,397
VANGUARD INDEX FDS MID CAP ETF 922908629 664 4,048 SH   SOLE   0 0 4,048
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 498 3,016 SH   SOLE   0 0 3,016
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,273 54,418 SH   SOLE   0 0 54,418
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 23,753 83,384 SH   SOLE   0 0 83,384
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 620 7,500 SH   SOLE   0 0 7,500
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 224 4,463 SH   SOLE   0 0 4,463
VANGUARD INDEX FDS SMALL CP ETF 922908751 14,387 98,728 SH   SOLE   0 0 98,728
VANGUARD INDEX FDS SML CP GRW ETF 922908595 72,158 361,514 SH   SOLE   0 0 361,514
VANGUARD INDEX FDS SM CP VAL ETF 922908611 34,865 326,084 SH   SOLE   0 0 326,084
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10,444 118,222 SH   SOLE   0 0 118,222
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 241 4,179 SH   SOLE   0 0 4,179
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,513 73,554 SH   SOLE   0 0 73,554
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,000 26,736 SH   SOLE   0 0 26,736
VANGUARD INDEX FDS VALUE ETF 922908744 73,676 739,792 SH   SOLE   0 0 739,792
VERIZON COMMUNICATIONS INC COM 92343V104 1,096 19,875 SH   SOLE   0 0 19,875
VISA INC COM CL A 92826C839 1,880 9,730 SH   SOLE   0 0 9,730
WALGREENS BOOTS ALLIANCE INC COM 931427108 508 11,986 SH   SOLE   0 0 11,986
WALMART INC COM 931142103 810 6,761 SH   SOLE   0 0 6,761
WASTE MGMT INC DEL COM 94106L109 441 4,163 SH   SOLE   0 0 4,163
WELLS FARGO CO NEW COM 949746101 593 23,177 SH   SOLE   0 0 23,177
WINNEBAGO INDS INC COM 974637100 218 3,277 SH   SOLE   0 0 3,277
WISDOMTREE TR US LARGECAP DIVD 97717W307 483 5,195 SH   SOLE   0 0 5,195
ZOETIS INC CL A 98978V103 609 4,443 SH   SOLE   0 0 4,443