The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101   250,564 1,941 SH   SOLE   1,941 0 0
ABBOTT LABS COM Stock 002824100   672,326 5,944 SH   SOLE   5,944 0 0
ABBVIE INC COM Stock 00287Y109   555,490 3,126 SH   SOLE   3,126 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   732,075 2,081 SH   SOLE   2,081 0 0
ADAGENE INC ADS ADR 005329107   397,224 199,610 SH   SOLE   199,610 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   671,834 5,562 SH   SOLE   5,562 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   3,918,889 20,702 SH   SOLE   20,702 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   4,512,572 23,696 SH   SOLE   23,695 0 0
ALTRIA GROUP INC COM Stock 02209S103   316,412 6,051 SH   SOLE   6,051 0 0
AMAZON COM INC COM Stock 023135106   7,481,199 34,100 SH   SOLE   34,100 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   2,132,875 11,629 SH   SOLE   11,629 0 0
AMGEN INC COM Stock 031162100   1,013,629 3,889 SH   SOLE   3,889 0 0
AON PLC SHS CL A Stock G0403H108   211,186 588 SH   SOLE   588 0 0
APOLLO GLOBAL MGMT INC COM Stock 03769M106   1,415,256 8,569 SH   SOLE   8,569 0 0
APPLE INC COM Stock 037833100   39,569,149 158,011 SH   SOLE   158,011 0 0
APPLIED MATLS INC COM Stock 038222105   272,243 1,674 SH   SOLE   1,674 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   458,415 1,566 SH   SOLE   1,566 0 0
BAIN CAP SPECIALTY FIN INC COM STK CEF 05684B107   211,852 12,092 SH   SOLE   12,092 0 0
BANK AMERICA CORP COM Stock 060505104   382,860 8,711 SH   SOLE   8,711 0 0
BECTON DICKINSON & CO COM Stock 075887109   267,026 1,177 SH   SOLE   1,177 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   17,703,920 26 SH   SOLE   26 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   9,745,973 21,501 SH   SOLE   21,501 0 0
BLACKROCK INC COM Stock 09290D101   618,141 603 SH   SOLE   603 0 0
BLACKSTONE INC COM Stock 09260D107   1,042,279 6,045 SH   SOLE   6,045 0 0
BLOCK INC CL A Stock 852234103   259,644 3,055 SH   SOLE   3,055 0 0
BRIDGER AEROSPACE GRP HLDGS IN COM Stock 96812F102   415,209 194,934 SH   SOLE   194,934 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   336,023 5,941 SH   SOLE   5,941 0 0
BROADCOM INC COM Stock 11135F101   1,925,199 8,304 SH   SOLE   8,304 0 0
CHEVRON CORP NEW COM Stock 166764100   717,537 4,954 SH   SOLE   4,954 0 0
CHUBB LIMITED COM Stock H1467J104   253,643 918 SH   SOLE   918 0 0
CISCO SYS INC COM Stock 17275R102   1,292,454 21,832 SH   SOLE   21,832 0 0
COCA COLA CO COM Stock 191216100   394,479 6,336 SH   SOLE   6,336 0 0
COCA COLA CONS INC COM Stock 191098102   254,202 202 SH   SOLE   201 0 0
COMCAST CORP NEW CL A Stock 20030N101   460,681 12,275 SH   SOLE   12,275 0 0
COMMSCOPE HLDG CO INC COM Stock 20337X109   354,421 68,027 SH   SOLE   68,027 0 0
CONOCOPHILLIPS COM Stock 20825C104   335,492 3,383 SH   SOLE   3,383 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   483,026 2,153 SH   SOLE   2,153 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308   2,085,639 26,531 SH   SOLE   26,531 0 0
CONTEXT THERAPEUTICS INC COM Stock 21077P108   109,863 104,631 SH   SOLE   104,631 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   2,023,033 2,208 SH   SOLE   2,207 0 0
CSX CORP COM Stock 126408103   312,406 9,681 SH   SOLE   9,681 0 0
D R HORTON INC COM Stock 23331A109   284,813 2,037 SH   SOLE   2,037 0 0
DANAHER CORPORATION COM Stock 235851102   471,496 2,054 SH   SOLE   2,054 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205   809,437 6,367 SH   SOLE   6,367 0 0
DIREXION NASDAQ-100 EQUAL WEIGHTED INDEX SHARES ETF 25459Y207   405,940 4,522 SH   SOLE   4,522 0 0
DISNEY WALT CO COM Stock 254687106   3,223,711 28,951 SH   SOLE   28,951 0 0
DOORDASH INC CL A Stock 25809K105   277,459 1,654 SH   SOLE   1,654 0 0
EATON CORP PLC SHS Stock G29183103   396,253 1,194 SH   SOLE   1,194 0 0
EATON VANCE TAX-MANAGED BUY- W COM CEF 27828Y108   175,096 12,151 SH   SOLE   12,151 0 0
EATON VANCE TAX-MANAGED GLOBAL COM CEF 27829F108   270,909 33,159 SH   SOLE   33,159 0 0
ECOLAB INC COM Stock 278865100   1,140,201 4,866 SH   SOLE   4,866 0 0
ELI LILLY & CO COM Stock 532457108   315,818 409 SH   SOLE   409 0 0
EMERSON ELEC CO COM Stock 291011104   243,275 1,963 SH   SOLE   1,963 0 0
ENERGY TRANSFER L P COM UT LTD PTN Stock 29273V100   560,470 28,610 SH   SOLE   28,610 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   1,020,241 32,533 SH   SOLE   32,533 0 0
EXXON MOBIL CORP COM Stock 30231G102   1,783,884 16,583 SH   SOLE   16,583 0 0
FEDEX CORP COM Stock 31428X106   823,172 2,926 SH   SOLE   2,926 0 0
FISERV INC COM Stock 337738108   1,521,751 7,408 SH   SOLE   7,408 0 0
FRANKLIN U.S. LOW VOLATILITY HIGH DIVIDEND INDEX ETF ETF 52468L406   747,486 19,486 SH   SOLE   19,486 0 0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK CEF 30290Y101   146,105 21,423 SH   SOLE   21,423 0 0
FS KKR CAP CORP COM CEF 302635206   673,494 31,008 SH   SOLE   31,008 0 0
GE AEROSPACE COM NEW Stock 369604301   437,689 2,624 SH   SOLE   2,624 0 0
GE VERNOVA INC COM Stock 36828A101   263,144 800 SH   SOLE   800 0 0
GILEAD SCIENCES INC COM Stock 375558103   238,407 2,581 SH   SOLE   2,581 0 0
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF ETF 37954Y673   408,567 10,111 SH   SOLE   10,110 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   2,608,393 4,555 SH   SOLE   4,555 0 0
GRAYSCALE BITCOIN TRUST ETF ETF 389637109   328,279 4,435 SH   SOLE   4,435 0 0
HARTFORD MULTIFACTOR DEVELOPED MARKETS EX US ETF 518416102   58,686,539 2,064,973 SH   SOLE   2,064,973 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   4,471,118 32,501 SH   SOLE   32,500 0 0
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109   210,105 9,841 SH   SOLE   9,841 0 0
HOME DEPOT INC COM Stock 437076102   1,906,557 4,901 SH   SOLE   4,901 0 0
HONEYWELL INTL INC COM Stock 438516106   537,166 2,378 SH   SOLE   2,378 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   512,191 2,020 SH   SOLE   2,020 0 0
INTEL CORP COM Stock 458140100   253,953 12,666 SH   SOLE   12,666 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   208,018 1,396 SH   SOLE   1,396 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   456,807 2,078 SH   SOLE   2,078 0 0
INVESCO DORSEY WRIGHT MOMENTUM ETF ETF 46137V837   707,428 6,574 SH   SOLE   6,574 0 0
INVESCO LARGE CAP GROWTH ETF ETF 46137V746   4,671,804 45,920 SH   SOLE   45,920 0 0
INVESCO LARGE CAP VALUE ETF ETF 46137V738   3,925,176 69,013 SH   SOLE   69,013 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   4,718,142 9,229 SH   SOLE   9,229 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   282,380 4,034 SH   SOLE   4,034 0 0
INVESCO S&P GLOBAL WATER INDEX ETF ETF 46138E263   1,885,230 34,783 SH   SOLE   34,782 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   287,756 3,295 SH   SOLE   3,295 0 0
ISHARES AGENCY BOND ETF ETF 464288166   16,844,553 156,026 SH   SOLE   156,025 0 0
ISHARES BITCOIN TRUST ETF ETF 46438F101   3,633,713 68,496 SH   SOLE   68,496 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   7,489,078 122,091 SH   SOLE   122,091 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   264,835,852 3,768,296 SH   SOLE   3,768,296 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   119,966,237 2,297,324 SH   SOLE   2,297,323 0 0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834   311,762,159 4,713,670 SH   SOLE   4,713,670 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   22,332,190 37,936 SH   SOLE   37,936 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   673,073 10,802 SH   SOLE   10,802 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   3,796,162 32,947 SH   SOLE   32,947 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   851,179 6,618 SH   SOLE   6,617 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671   248,495 1,783 SH   SOLE   1,783 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   113,672,257 1,173,088 SH   SOLE   1,173,088 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   679,657 8,926 SH   SOLE   8,926 0 0
ISHARES ETHEREUM TRUST ETF ETF 46438R105   828,121 32,745 SH   SOLE   32,745 0 0
ISHARES GOLD TRUST ETF 464285204   832,808 16,821 SH   SOLE   16,821 0 0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF ETF 46436E866   1,014,420 43,500 SH   SOLE   43,500 0 0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF ETF 46436E858   1,046,523 45,880 SH   SOLE   45,880 0 0
ISHARES MBS ETF ETF 464288588   46,480,704 506,988 SH   SOLE   506,988 0 0
ISHARES MORNINGSTAR SMALL CAP VALUE ETF ETF 464288703   598,083 9,432 SH   SOLE   9,432 0 0
ISHARES MSCI ACWI ETF ETF 464288257   39,223,247 333,815 SH   SOLE   333,814 0 0
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   12,989,697 249,036 SH   SOLE   249,035 0 0
ISHARES MSCI EAFE ETF ETF 464287465   8,684,225 114,856 SH   SOLE   114,855 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   9,289,155 95,933 SH   SOLE   95,932 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   20,613,253 339,313 SH   SOLE   339,312 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   3,457,647 65,898 SH   SOLE   65,897 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   7,122,365 170,310 SH   SOLE   170,310 0 0
ISHARES MSCI EMERGING MARKETS SMALL CAP ETF ETF 464286475   835,530 14,371 SH   SOLE   14,371 0 0
ISHARES MSCI EUROZONE ETF ETF 464286608   1,288,493 27,299 SH   SOLE   27,298 0 0
ISHARES MSCI ISRAEL ETF ETF 464286632   739,148 9,593 SH   SOLE   9,593 0 0
ISHARES MSCI JAPAN ETF ETF 46434G822   369,798 5,511 SH   SOLE   5,511 0 0
ISHARES MSCI USA ESG SELECT ETF ETF 464288802   1,288,927 10,601 SH   SOLE   10,600 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   1,719,137 9,654 SH   SOLE   9,653 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   1,754,104 16,463 SH   SOLE   16,462 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   3,569,297 11,079 SH   SOLE   11,079 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   10,540,554 26,248 SH   SOLE   26,247 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   6,096,516 32,931 SH   SOLE   32,931 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   6,681,794 30,240 SH   SOLE   30,239 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   3,948,691 13,719 SH   SOLE   13,719 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   3,941,229 24,007 SH   SOLE   24,007 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689   42,760,916 127,931 SH   SOLE   127,930 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   12,580,952 99,258 SH   SOLE   99,258 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   7,985,581 61,741 SH   SOLE   61,741 0 0
ISHARES S&P 100 ETF ETF 464287101   1,086,365 3,761 SH   SOLE   3,761 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   5,499,576 54,167 SH   SOLE   54,167 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   1,437,708 7,532 SH   SOLE   7,532 0 0
ISHARES S&P GLOBAL TECHNOLOGY ETF ETF 464287291   254,250 3,000 SH   SOLE   3,000 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606   7,970,196 87,652 SH   SOLE   87,652 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705   9,025,361 72,226 SH   SOLE   72,226 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   5,246,650 38,758 SH   SOLE   38,757 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   383,393 3,530 SH   SOLE   3,530 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   2,950,060 22,470 SH   SOLE   22,469 0 0
ISHARES U.S. HEALTHCARE ETF ETF 464287762   480,728 8,250 SH   SOLE   8,250 0 0
ISHARES U.S. INDUSTRIALS ETF ETF 464287754   293,744 2,200 SH   SOLE   2,200 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   610,483 3,827 SH   SOLE   3,827 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267   53,619,914 2,333,330 SH   SOLE   2,333,329 0 0
JACOBS SOLUTIONS INC COM Stock 46982L108   393,511 2,945 SH   SOLE   2,945 0 0
JOHNSON & JOHNSON COM Stock 478160104   35,961,315 248,661 SH   SOLE   248,660 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   6,399,286 26,696 SH   SOLE   26,695 0 0
KENVUE INC COM Stock 49177J102   2,544,140 119,163 SH   SOLE   119,163 0 0
KKR & CO INC COM Stock 48251W104   517,685 3,500 SH   SOLE   3,500 0 0
KROGER CO COM Stock 501044101   250,532 4,097 SH   SOLE   4,097 0 0
LABCORP HOLDINGS INC COM SHS Stock 504922105   347,190 1,514 SH   SOLE   1,514 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   955,186 1,966 SH   SOLE   1,965 0 0
LOWES COS INC COM Stock 548661107   1,160,207 4,701 SH   SOLE   4,701 0 0
M & T BK CORP COM Stock 55261F104   238,382 1,268 SH   SOLE   1,267 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202   335,007 1,201 SH   SOLE   1,201 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   9,738,228 18,494 SH   SOLE   18,493 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100   231,806 2,755 SH   SOLE   2,755 0 0
MCDONALDS CORP COM Stock 580135101   849,233 2,930 SH   SOLE   2,929 0 0
MERCK & CO INC COM Stock 58933Y105   1,136,696 11,426 SH   SOLE   11,426 0 0
META PLATFORMS INC CL A Stock 30303M102   4,340,139 7,413 SH   SOLE   7,412 0 0
MICROSOFT CORP COM Stock 594918104   11,764,526 27,911 SH   SOLE   27,911 0 0
MICROSTRATEGY INC CL A NEW Stock 594972408   479,321 1,655 SH   SOLE   1,655 0 0
MORGAN STANLEY COM NEW Stock 617446448   440,397 3,503 SH   SOLE   3,503 0 0
MOTLEY FOOL 100 INDEX ETF ETF 74933W601   219,618 3,653 SH   SOLE   3,653 0 0
MOVADO GROUP INC COM Stock 624580106   1,156,200 58,750 SH   SOLE   58,750 0 0
NETFLIX INC COM Stock 64110L106   276,309 310 SH   SOLE   310 0 0
NEW MTN FIN CORP COM CEF 647551100   1,677,740 149,000 SH   SOLE   149,000 0 0
NEXTERA ENERGY INC COM Stock 65339F101   424,476 5,921 SH   SOLE   5,921 0 0
NOVO-NORDISK A S ADR ADR 670100205   240,598 2,797 SH   SOLE   2,797 0 0
NUVEEN NEW YORK AMT QLT MUNICP COM CEF 670656107   126,807 12,123 SH   SOLE   12,123 0 0
NVIDIA CORPORATION COM Stock 67066G104   4,219,189 31,418 SH   SOLE   31,418 0 0
ONEOK INC NEW COM Stock 682680103   614,548 6,121 SH   SOLE   6,121 0 0
OPKO HEALTH INC COM Stock 68375N103   18,203 12,383 SH   SOLE   12,383 0 0
ORACLE CORP COM Stock 68389X105   1,307,692 7,847 SH   SOLE   7,847 0 0
PEPSICO INC COM Stock 713448108   1,019,562 6,705 SH   SOLE   6,705 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   228,400 1,898 SH   SOLE   1,897 0 0
PPG INDS INC COM Stock 693506107   368,981 3,089 SH   SOLE   3,089 0 0
PRECIGEN INC COM Stock 74017N105   123,200 110,000 SH   SOLE   110,000 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   18,790,199 112,080 SH   SOLE   112,079 0 0
PROSHARES ULTRAPRO QQQ ETF 74347X831   503,979 6,369 SH   SOLE   6,369 0 0
PRUDENTIAL FINL INC COM Stock 744320102   502,330 4,238 SH   SOLE   4,238 0 0
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   349,028 4,131 SH   SOLE   4,131 0 0
REPUBLIC SVCS INC COM Stock 760759100   901,286 4,480 SH   SOLE   4,480 0 0
ROSS STORES INC COM Stock 778296103   208,753 1,380 SH   SOLE   1,380 0 0
RTX CORPORATION COM Stock 75513E101   409,302 3,537 SH   SOLE   3,537 0 0
S&P GLOBAL INC COM Stock 78409V104   373,024 749 SH   SOLE   749 0 0
SBA COMMUNICATIONS CORP NEW CL A REIT 78410G104   426,146 2,091 SH   SOLE   2,091 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   1,146,411 43,050 SH   SOLE   43,049 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   6,392,083 345,518 SH   SOLE   345,518 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888   713,471 20,783 SH   SOLE   20,782 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   3,597,339 129,076 SH   SOLE   129,075 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409   1,011,803 38,811 SH   SOLE   38,811 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   566,903 21,922 SH   SOLE   21,922 0 0
SIMPLIFY MBS ETF ETF 82889N525   35,383,098 712,077 SH   SOLE   712,076 0 0
SIRIUSXM HOLDINGS INC COMMON STOCK Stock 829933100   348,224 15,273 SH   SOLE   15,273 0 0
SLM CORP COM Stock 78442P106   860,220 31,190 SH   SOLE   31,190 0 0
SONY GROUP CORP SPONSORED ADR ADR 835699307   2,100,765 99,280 SH   SOLE   99,280 0 0
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359   347,779 4,465 SH   SOLE   4,465 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   1,996,872 4,693 SH   SOLE   4,693 0 0
SPDR GOLD SHARES ETF 78463V107   1,287,889 5,319 SH   SOLE   5,319 0 0
SPDR MSCI ACWI EX-US ETF ETF 78463X848   4,673,697 167,276 SH   SOLE   167,276 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   72,405,527 123,542 SH   SOLE   123,542 0 0
SPDR S&P BIOTECH ETF ETF 78464A870   609,436 6,767 SH   SOLE   6,767 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   487,317 3,689 SH   SOLE   3,689 0 0
SPDR S&P EMERGING ASIA PACIFIC ETF ETF 78463X301   626,174 5,419 SH   SOLE   5,418 0 0
SPDR S&P HOMEBUILDERS ETF ETF 78464A888   289,073 2,766 SH   SOLE   2,766 0 0
SPDR S&P INTERNATIONAL SMALL CAP ETF ETF 78463X871   1,077,999 34,791 SH   SOLE   34,791 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   10,733,799 18,845 SH   SOLE   18,845 0 0
SPDR S&P SEMICONDUCTOR ETF ETF 78464A862   261,077 1,051 SH   SOLE   1,050 0 0
STRYKER CORPORATION COM Stock 863667101   268,237 745 SH   SOLE   745 0 0
TARGA RES CORP COM Stock 87612G101   311,483 1,745 SH   SOLE   1,745 0 0
TARGET CORP COM Stock 87612E106   288,339 2,133 SH   SOLE   2,133 0 0
TE CONNECTIVITY PLC ORD SHS Stock G87052109   539,855 3,776 SH   SOLE   3,776 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   4,417,648 18,999 SH   SOLE   18,999 0 0
TESLA INC COM Stock 88160R101   8,672,464 21,475 SH   SOLE   21,475 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   4,338,770 8,340 SH   SOLE   8,340 0 0
TJX COS INC NEW COM Stock 872540109   845,428 6,998 SH   SOLE   6,998 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   296,087 5,222 SH   SOLE   5,222 0 0
UNION PAC CORP COM Stock 907818108   2,204,235 9,666 SH   SOLE   9,666 0 0
UNITED AIRLS HLDGS INC COM Stock 910047109   258,383 2,661 SH   SOLE   2,661 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   1,502,910 2,971 SH   SOLE   2,971 0 0
UNIVERSAL DISPLAY CORP COM Stock 91347P105   1,995,338 13,648 SH   SOLE   13,648 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884   403,919 2,607 SH   SOLE   2,606 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204A207   1,530,391 7,240 SH   SOLE   7,240 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   3,548,635 18,121 SH   SOLE   18,121 0 0
VANGUARD ESG U.S. STOCK ETF ETF 921910733   17,706,586 168,811 SH   SOLE   168,811 0 0
VANGUARD EXTENDED MARKET ETF ETF 922908652   326,386 1,718 SH   SOLE   1,718 0 0
VANGUARD FINANCIALS ETF ETF 92204A405   342,521 2,901 SH   SOLE   2,901 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   442,746 7,712 SH   SOLE   7,712 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   679,645 14,213 SH   SOLE   14,212 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   1,517,370 34,454 SH   SOLE   34,454 0 0
VANGUARD GROWTH ETF ETF 922908736   1,090,645,989 2,657,260 SH   SOLE   2,657,260 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   4,441,439 34,810 SH   SOLE   34,810 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   850,231 1,367 SH   SOLE   1,367 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   367,601 1,363 SH   SOLE   1,363 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816   302,201 880 SH   SOLE   880 0 0
VANGUARD MID-CAP ETF ETF 922908629   1,339,148 5,070 SH   SOLE   5,070 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538   573,221 2,259 SH   SOLE   2,259 0 0
VANGUARD MID-CAP VALUE ETF ETF 922908512   474,310 2,932 SH   SOLE   2,932 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   2,480,522 27,846 SH   SOLE   27,846 0 0
VANGUARD RUSSELL 1000 ETF ETF 92206C730   408,882 1,533 SH   SOLE   1,533 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   2,718,139 26,313 SH   SOLE   26,313 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714   2,641,616 32,512 SH   SOLE   32,512 0 0
VANGUARD RUSSELL 2000 GROWTH ETF ETF 92206C623   504,032 2,399 SH   SOLE   2,398 0 0
VANGUARD S&P 500 ETF ETF 922908363   90,798,594 168,517 SH   SOLE   168,516 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505   329,454 900 SH   SOLE   900 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   97,215,367 490,541 SH   SOLE   490,540 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   5,507,534 22,921 SH   SOLE   22,921 0 0
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   89,059,977 318,003 SH   SOLE   318,003 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   225,384 4,496 SH   SOLE   4,496 0 0
VANGUARD TOTAL CORPORATE BOND ETF ETF 92206C573   69,397,606 916,624 SH   SOLE   916,624 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   29,302,766 497,247 SH   SOLE   497,247 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   11,778,381 40,642 SH   SOLE   40,641 0 0
VANGUARD UTILITIES ETF ETF 92204A876   366,878 2,245 SH   SOLE   2,245 0 0
VANGUARD VALUE ETF ETF 922908744   917,980,530 5,422,212 SH   SOLE   5,422,212 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   258,495 6,464 SH   SOLE   6,464 0 0
VISA INC COM CL A Stock 92826C839   2,197,215 6,952 SH   SOLE   6,952 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108   183,801 19,700 SH   SOLE   19,700 0 0
WALMART INC COM Stock 931142103   594,450 6,579 SH   SOLE   6,579 0 0
WASTE MGMT INC DEL COM Stock 94106L109   741,780 3,676 SH   SOLE   3,676 0 0
WELLS FARGO CO NEW COM Stock 949746101   217,323 3,094 SH   SOLE   3,094 0 0
WILLIAMS COS INC COM Stock 969457100   379,056 7,004 SH   SOLE   7,004 0 0
WISDOMTREE EUROPE HEDGED EQUITY FUND ETF 97717X701   293,186 6,706 SH   SOLE   6,706 0 0
WSFS FINL CORP COM Stock 929328102   748,336 14,085 SH   SOLE   14,085 0 0
ZETA GLOBAL HOLDINGS CORP CL A Stock 98956A105   3,954,004 219,789 SH   SOLE   219,789 0 0