The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
10X Genomics Inc CL A COM 88025U109   1,403 34 SH   SOLE   34 0 0
2U Inc COM 90214J101   432 175 SH   SOLE   175 0 0
3M Co COM 88579Y101   93,620 1,000 SH   DFND   1,000 0 0
3M Co COM 88579Y101   67,875 725 SH   SOLE   725 0 0
5TH THIRD BANCORP COM 316773100   6,535 258 SH   SOLE   258 0 0
908 Devices Inc COM 65443P102   739 111 SH   SOLE   111 0 0
ACADIA Pharmaceuticals Inc COM 004225108   4,168 200 SH   SOLE   200 0 0
ACELYRIN Inc None 00445A100   183 18 SH   SOLE   18 0 0
ADVANCED MICRO DEV COM 007903107   583,195 5,672 SH   SOLE   3,112 0 2,560
AES CORP COM 00130H105   121,600 8,000 SH   SOLE   8,000 0 0
AGILENT TECHS INC COM 00846U101   265,573 2,375 SH   SOLE   2,375 0 0
AGNC INVESTMENT CORP COM 00123Q104   4,909 520 SH   SOLE   520 0 0
ALBEMARLE CORP COM 012653101   4,931 29 SH   SOLE   29 0 0
ALCON AG ORD SHS H01301128   14,179 184 SH   SOLE   184 0 0
ALPHABET INC CAP STK CL A 02079K305   3,414,399 26,092 SH   SOLE   23,292 0 2,800
ALPS ETFs/USA OSHARES US QUALT 00162Q387   62,895 1,500 SH   SOLE   1,500 0 0
ALPS ETFs/USA None 00162Q395   10,533 300 SH   SOLE   300 0 0
ALTRIA GROUP INC COM 02209S103   588,700 14,000 SH   DFND   14,000 0 0
ALTRIA GROUP INC COM 02209S103   308,521 7,337 SH   SOLE   7,337 0 0
AMBEV SA SPONSORED ADR 02319V103   57,715 22,370 SH   SOLE   0 0 22,370
AMER EXPRESS CO COM 025816109   556,180 3,728 SH   SOLE   3,728 0 0
AMER INTL GRP COM NEW 026874784   184,709 3,048 SH   SOLE   3,048 0 0
AMETEK Inc COM 031100100   4,285 29 SH   SOLE   29 0 0
ANALOG DEVICES INC COM 032654105   254,406 1,453 SH   SOLE   1,453 0 0
ANSYS, INC. COM 03662Q105   8,629 29 SH   SOLE   29 0 0
APA Corp COM 03743Q108   82,200 2,000 SH   SOLE   2,000 0 0
APPLIED MATERIALS COM 038222105   787,642 5,689 SH   SOLE   5,689 0 0
ARISTA NETWORKS INC COM 040413106   9,748 53 SH   SOLE   53 0 0
ARK Investment Management LLC INNOVATION ETF 00214Q104   12,615 318 SH   SOLE   318 0 0
ASE Technology Holding Co Ltd SPONSORED ADS 00215W100   128,381 17,072 SH   SOLE   0 0 17,072
ASML HOLDING NV N Y REGISTRY SHS N07059210   108,313 184 SH   SOLE   49 0 135
AT&T INC COM 00206R102   105,140 7,000 SH   DFND   7,000 0 0
AT&T INC COM 00206R102   851,529 56,693 SH   SOLE   21,727 0 34,966
AUTOMATIC DATA PROCESSING COM 053015103   1,042,674 4,334 SH   SOLE   4,334 0 0
AUTOZONE INC COM 053332102   53,340 21 SH   SOLE   21 0 0
AVERY DENNISON CORP COM 053611109   52,609 288 SH   SOLE   288 0 0
AbbVie Inc COM 00287Y109   1,043,420 7,000 SH   DFND   7,000 0 0
AbbVie Inc COM 00287Y109   1,412,493 9,476 SH   SOLE   5,952 0 3,524
Abbott Laboratories COM 002824100   508,463 5,250 SH   DFND   5,250 0 0
Abbott Laboratories COM 002824100   2,553,353 26,364 SH   SOLE   13,194 0 13,170
Abcam PLC ADS 000380204   2,059 91 SH   SOLE   91 0 0
Aberdeen Standard Investments PHYSICAL PALLADM 003262102   1,611 14 SH   SOLE   14 0 0
Accenture PLC SHS CLASS A G1151C101   2,732,972 8,899 SH   SOLE   4,050 0 4,849
Activision Blizzard Inc COM 00507V109   282,201 3,014 SH   SOLE   3,014 0 0
Addus HomeCare Corp COM 006739106   1,193 14 SH   SOLE   14 0 0
Adobe Inc COM 00724F101   3,405,622 6,679 SH   SOLE   2,213 0 4,466
Advance Auto Parts Inc COM 00751Y106   9,452 169 SH   SOLE   169 0 0
Aflac Inc COM 001055102   27,477 358 SH   SOLE   358 0 0
Air Products and Chemicals Inc COM 009158106   318,258 1,123 SH   SOLE   1,123 0 0
Airbnb Inc COM CL A 009066101   1,831,754 13,350 SH   SOLE   2,100 0 11,250
Alamos Gold Inc COM CL A 011532108   914 81 SH   SOLE   81 0 0
Alaska Air Group Inc COM 011659109   1,112 30 SH   SOLE   30 0 0
Align Technology Inc COM 016255101   544,996 1,785 SH   SOLE   467 0 1,319
Allegion plc ORD SHS G0176J109   4,897 47 SH   SOLE   47 0 0
Allstate Corp/The COM 020002101   68,740 617 SH   SOLE   617 0 0
Ally Financial Inc COM 02005N100   4,669 175 SH   SOLE   175 0 0
Alphabet Inc CAP STK CL C 02079K107   92,295 700 SH   DFND   700 0 0
Alphabet Inc CAP STK CL C 02079K107   5,082,554 38,548 SH   SOLE   18,061 0 20,487
Amazon.com Inc COM 023135106   9,244,421 72,722 SH   SOLE   31,392 0 41,330
Amcor PLC ORD G0250X107   66,410 7,250 SH   DFND   7,250 0 0
Amcor PLC ORD G0250X107   412,860 45,072 SH   SOLE   7,546 0 37,526
American Century ETF Trust AVANTIS EMGMKT 025072604   1,038,696 19,676 SH   SOLE   18,128 0 1,548
American Century ETF Trust INTL EQT ETF 025072703   938,816 16,870 SH   SOLE   13,616 0 3,254
American Electric Power Co Inc COM 025537101   75,220 1,000 SH   DFND   1,000 0 0
American Electric Power Co Inc COM 025537101   663,440 8,820 SH   SOLE   1,920 0 6,900
American Tower Corp COM 03027X100   281,210 1,710 SH   SOLE   1,710 0 0
Ameriprise Financial Inc COM 03076C106   572,654 1,737 SH   SOLE   1,737 0 0
Amgen Inc COM 031162100   1,661,743 6,183 SH   SOLE   3,008 0 3,175
Amphenol Corp CL A 032095101   88,441 1,053 SH   SOLE   1,053 0 0
Anheuser-Busch InBev SA/NV SPONSORED ADR 03524A108   55,300 1,000 SH   SOLE   1,000 0 0
Antero Resources Corp COM 03674X106   1,472 58 SH   SOLE   58 0 0
Aon PLC SHS CL A G0403H108   98,887 305 SH   SOLE   305 0 0
Apollo Global Management Inc COM 03769M106   8,258 92 SH   SOLE   92 0 0
Apple Hospitality REIT Inc COM NEW 03784Y200   207,443 13,523 SH   SOLE   13,523 0 0
Apple Inc COM 037833100   11,642,280 68,000 SH   DFND   68,000 0 0
Apple Inc COM 037833100   18,049,301 105,422 SH   SOLE   103,554 0 1,868
Archer Aviation Inc None 03945R102   26,747 5,286 SH   SOLE   5,286 0 0
Archer-Daniels-Midland Co COM 039483102   77,758 1,031 SH   SOLE   1,031 0 0
Arcus Biosciences Inc COM 03969F109   880 49 SH   SOLE   49 0 0
Ares Capital Corp COM 04010L103   14,018 720 SH   SOLE   720 0 0
Arthur J Gallagher & Co COM 363576109   231,121 1,014 SH   SOLE   484 0 530
AstraZeneca PLC SPONSORED ADR 046353108   504,514 7,450 SH   DFND   7,450 0 0
AstraZeneca PLC SPONSORED ADR 046353108   274,740 4,057 SH   SOLE   4,057 0 0
Atkore Inc COM 047649108   1,194 8 SH   SOLE   8 0 0
Atlassian Corp CL A 049468101   104,382 518 SH   SOLE   518 0 0
Autodesk Inc COM 052769106   1,307,464 6,319 SH   SOLE   1,170 0 5,149
Axcelis Technologies Inc COM NEW 054540208   205,932 1,263 SH   SOLE   1,263 0 0
B. RILEY FINANCIAL INC COM 05580M108   943 23 SH   SOLE   23 0 0
BAKER HUGHES INC CL A 05722G100   5,298 150 SH   SOLE   150 0 0
BARRICK GOLD CORP COM 067901108   35,589 2,446 SH   SOLE   2,446 0 0
BAXTER INTL INC COM 071813109   80,235 2,126 SH   SOLE   2,126 0 0
BCE Inc COM NEW 05534B760   167,948 4,400 SH   DFND   4,400 0 0
BCE Inc COM NEW 05534B760   864,131 22,639 SH   SOLE   5,359 0 17,280
BECTON DICKINSON COM 075887109   3,619 14 SH   SOLE   14 0 0
BEST BUY CO INC COM 086516101   53,145 765 SH   SOLE   765 0 0
BHP BILLITON LTD SPONSORED ADS 088606108   72,351 1,272 SH   SOLE   0 0 1,272
BILL Holdings Inc COM 090043100   651 6 SH   SOLE   6 0 0
BJ's Wholesale Club Holdings I COM 05550J101   97,063 1,360 SH   SOLE   1,360 0 0
BK OF AMERICA CORP COM 060505104   2,015,469 73,611 SH   SOLE   69,501 0 4,110
BK OF MONTREAL COM 063671101   43,029 510 SH   SOLE   510 0 0
BK OF NY MELLON CP COM 064058100   62,525 1,466 SH   SOLE   1,466 0 0
BLACKROCK FUND ADVISORS HDG MSCI EAFE 46434V803   1,429,750 47,500 SH   SOLE   0 0 47,500
BOEING CO COM 097023105   90,090 470 SH   SOLE   470 0 0
BP PLC SPONSORED ADR 055622104   258,882 6,686 SH   SOLE   6,686 0 0
BRISTOL-MYRS SQUIB COM 110122108   116,080 2,000 SH   DFND   2,000 0 0
BRISTOL-MYRS SQUIB COM 110122108   195,247 3,364 SH   SOLE   3,364 0 0
BRITISH AMERICAN TOBACCO PLC SPONSORED ADR 110448107   86,378 2,750 SH   DFND   2,750 0 0
BRITISH AMERICAN TOBACCO PLC SPONSORED ADR 110448107   581,650 18,518 SH   SOLE   4,875 0 13,643
BROADRIDGE FIN SOL COM 11133T103   8,953 50 SH   SOLE   50 0 0
Baidu Inc SPON ADR REP A 056752108   88,402 658 SH   SOLE   0 0 658
Balchem Corp COM 057665200   1,240 10 SH   SOLE   10 0 0
Banco Bradesco SA SP ADR PFD NEW 059460303   41,057 14,406 SH   SOLE   0 0 14,406
Bancolombia SA SPON ADR PREF 05968L102   60,804 2,279 SH   SOLE   0 0 2,279
Barclays PLC ADR 06738E204   64,937 8,336 SH   SOLE   0 0 8,336
Beam Therapeutics Inc COM 07373V105   1,275 53 SH   SOLE   53 0 0
Berkshire Hathaway Inc CL B NEW 084670702   1,162,996 3,320 SH   SOLE   3,320 0 0
Bio-Techne Corp COM 09073M104   3,131 46 SH   SOLE   46 0 0
BioLife Solutions Inc COM NEW 09062W204   635 46 SH   SOLE   46 0 0
Biogen Inc COM 09062X103   18,248 71 SH   SOLE   71 0 0
Black Stone Minerals LP COM UNIT 09225M101   17,230 1,000 SH   SOLE   1,000 0 0
BlackRock Capital Investment C COM 092533108   252,280 68,000 SH   SOLE   68,000 0 0
BlackRock Fund Advisors CORE S&P TTL STK 464287150   5,751,336 61,061 SH   SOLE   61,061 0 0
BlackRock Fund Advisors 20 YR TR BD ETF 464287432   1,330 15 SH   DFND   15 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   122,333 1,775 SH   DFND   1,775 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   5,146,877 74,679 SH   SOLE   67,864 0 6,815
BlackRock Fund Advisors RUS MDCP VAL ETF 464287473   203,359 1,949 SH   SOLE   1,949 0 0
BlackRock Fund Advisors RUS MD CP GR ETF 464287481   109,620 1,200 SH   SOLE   1,200 0 0
BlackRock Fund Advisors RUS MID CAP ETF 464287499   1,772,800 25,600 SH   SOLE   25,600 0 0
BlackRock Fund Advisors CORE S&P MCP ETF 464287507   53,112 213 SH   DFND   213 0 0
BlackRock Fund Advisors CORE S&P MCP ETF 464287507   32,913,701 131,998 SH   SOLE   113,048 0 18,950
BlackRock Fund Advisors S&P MC 400GR ETF 464287606   45,872 635 SH   SOLE   635 0 0
BlackRock Fund Advisors RUSSELL 3000 ETF 464287689   126,206 515 SH   SOLE   515 0 0
BlackRock Fund Advisors S&P MC 400VL ETF 464287705   170,067 1,685 SH   SOLE   1,685 0 0
BlackRock Fund Advisors US INDUSTRIALS 464287754   10,089 100 SH   SOLE   100 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   280,632 2,975 SH   DFND   2,975 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   27,973,844 296,553 SH   SOLE   249,985 0 46,568
BlackRock Fund Advisors SHRT NAT MUN ETF 464288158   9,886,903 96,120 SH   SOLE   93,051 0 3,069
BlackRock Fund Advisors EAFE SML CP ETF 464288273   56,752 1,005 SH   SOLE   1,005 0 0
BlackRock Fund Advisors GLB INFRASTR ETF 464288372   60,866 1,406 SH   SOLE   1,406 0 0
BlackRock Fund Advisors INTL SEL DIV ETF 464288448   63,500 2,500 SH   SOLE   2,500 0 0
BlackRock Fund Advisors ISHS 1-5YR INVS 464288646   463,768 9,307 SH   SOLE   9,307 0 0
BlackRock Fund Advisors US HOME CONS ETF 464288752   6,593 84 SH   SOLE   84 0 0
BlackRock Fund Advisors MSCI USA ESG SLC 464288802   209,450 2,328 SH   SOLE   2,328 0 0
BlackRock Fund Advisors U.S. MED DVC ETF 464288810   2,619 54 SH   SOLE   54 0 0
BlackRock Fund Advisors EAFE GRWTH ETF 464288885   5,782 67 SH   DFND   67 0 0
BlackRock Fund Advisors MSCI USA MIN VOL 46429B697   2,316 32 SH   DFND   32 0 0
BlackRock Fund Advisors MSCI USA MIN VOL 46429B697   361,900 5,000 SH   SOLE   5,000 0 0
BlackRock Fund Advisors GSCI CMDTY STGY 46431W853   172,422 5,915 SH   SOLE   5,915 0 0
BlackRock Fund Advisors MSCI USA QLT FCT 46432F339   7,248 55 SH   DFND   55 0 0
BlackRock Fund Advisors MRNGSTR INC ETF 46432F875   75,056 3,942 SH   DFND   3,942 0 0
BlackRock Fund Advisors CORE MSCI EMKT 46434G103   26,365 554 SH   DFND   554 0 0
BlackRock Fund Advisors CORE MSCI EMKT 46434G103   9,897,673 207,978 SH   SOLE   114,185 0 93,793
BlackRock Fund Advisors MSCI EMRG CHN 46434G764   21,427 430 SH   SOLE   430 0 0
BlackRock Fund Advisors MSCI ITALY ETF 46434G830   3,042 100 SH   SOLE   100 0 0
BlackRock Fund Advisors CORE TOTAL USD 46434V613   3,672 84 SH   DFND   84 0 0
BlackRock Fund Advisors TRS FLT RT BD 46434V860   761 15 SH   DFND   15 0 0
BlackRock Fund Advisors IBONDS DEC23 ETF 46434VAX8   47,398 1,869 SH   SOLE   1,869 0 0
BlackRock Fund Advisors IBONDS DEC25 ETF 46434VBD1   18,399 755 SH   SOLE   755 0 0
BlackRock Fund Advisors IBONDS DEC2026 46435GAA0   19,835 850 SH   SOLE   850 0 0
BlackRock Fund Advisors US INFRASTRUC 46435U713   1,061 29 SH   DFND   29 0 0
BlackRock Inc COM 09247X101   281,223 435 SH   SOLE   435 0 0
Blackstone Inc COM 09260D107   107,140 1,000 SH   DFND   1,000 0 0
Blackstone Inc COM 09260D107   50,356 470 SH   SOLE   470 0 0
Block Inc CL A 852234103   13,189 298 SH   SOLE   298 0 0
Booking Holdings Inc COM 09857L108   9,252 3 SH   SOLE   3 0 0
BorgWarner Inc COM 099724106   42,227 1,046 SH   SOLE   1,046 0 0
Boston Scientific Corp COM 101137107   130,997 2,481 SH   SOLE   2,481 0 0
Bowlero Corp CL A COM 10258P102   1,289 134 SH   SOLE   134 0 0
Broadcom Inc COM 11135F101   939,386 1,131 SH   SOLE   1,131 0 0
Burlington Stores Inc COM 122017106   14,883 110 SH   SOLE   110 0 0
CACI International Inc CL A 127190304   17,894 57 SH   SOLE   57 0 0
CARNIVAL CORP COMMON STOCK 143658300   53,714 3,915 SH   SOLE   0 0 3,915
CARRIER GLOBAL CORP COM 14448C104   41,400 750 SH   DFND   750 0 0
CARRIER GLOBAL CORP COM 14448C104   165,655 3,001 SH   SOLE   3,001 0 0
CBRE Group Inc CL A 12504L109   48,526 657 SH   SOLE   657 0 0
CDN NATL RAILWAYS COM 136375102   69,115 638 SH   SOLE   0 0 638
CDW Corp/DE COM 12514G108   807 4 SH   SOLE   4 0 0
CF Industries Holdings Inc COM 125269100   15,433 180 SH   SOLE   180 0 0
CHUBB LIMITED COM COM H1467J104   62,454 300 SH   DFND   300 0 0
CHUBB LIMITED COM COM H1467J104   170,708 820 SH   SOLE   820 0 0
CIBC COM 136069101   177,606 4,600 SH   DFND   4,600 0 0
CIBC COM 136069101   400,231 10,366 SH   SOLE   1,690 0 8,676
CIENA CORP COM NEW 171779309   945 20 SH   SOLE   20 0 0
CINTAS CORP COM 172908105   4,810 10 SH   SOLE   10 0 0
CISCO SYSTEMS COM 17275R102   979,346 18,217 SH   SOLE   16,673 0 1,544
CME Group Inc COM 12572Q105   260,286 1,300 SH   SOLE   515 0 785
CMS Energy Corp COM 125896100   16,517 311 SH   SOLE   311 0 0
CNX Resources Corp COM 12653C108   5,713 253 SH   SOLE   253 0 0
COGNIZANT TECHNOLO CL A 192446102   23,777 351 SH   SOLE   351 0 0
COINBASE GLOBAL INC -CLASS COM CL A 19260Q107   7,208 96 SH   SOLE   96 0 0
CONAGRA FOODS INC COM 205887102   361,889 13,198 SH   SOLE   3,052 0 10,146
CONOCOPHILLIPS COM 20825C104   1,587,949 13,255 SH   SOLE   13,255 0 0
CONSOL Energy Inc COM 20854L108   2,623 25 SH   SOLE   25 0 0
CORNING INC COM 219350105   52,622 1,727 SH   SOLE   1,727 0 0
CRISPR Therapeutics AG NAMEN AKT H17182108   3,586 79 SH   SOLE   79 0 0
CRONOS GROUP INC COM 22717L101   4,000 2,000 SH   DFND   2,000 0 0
CSX CORP COM 126408103   808,756 26,301 SH   SOLE   22,551 0 3,750
CUMMINS INC COM 231021106   5,940 26 SH   SOLE   26 0 0
CVS Health Corp COM 126650100   326,967 4,683 SH   SOLE   4,683 0 0
Cadence Design Systems Inc COM 127387108   199,389 851 SH   SOLE   851 0 0
Canadian Pacific Kansas City L None 13646K108   18,082 243 SH   SOLE   243 0 0
Capital One Financial Corp COM 14040H105   85,113 877 SH   SOLE   877 0 0
Capital Research and Managemen None 14020W106   10,588 400 SH   SOLE   400 0 0
Capital Research and Managemen None 14020X104   22,920 1,000 SH   SOLE   1,000 0 0
CarMax Inc COM 143130102   8,063 114 SH   SOLE   114 0 0
Cardinal Health Inc COM 14149Y108   22,226 256 SH   SOLE   256 0 0
Casella Waste Systems Inc CL A 147448104   1,602 21 SH   SOLE   21 0 0
Caterpillar Inc COM 149123101   416,598 1,526 SH   SOLE   1,526 0 0
Cboe Global Markets Inc COM 12503M108   3,124 20 SH   SOLE   20 0 0
Celanese Corp COM 150870103   372,292 2,966 SH   SOLE   2,966 0 0
Celsius Holdings Inc COM NEW 15118V207   1,888 11 SH   SOLE   11 0 0
Centene Corp COM 15135B101   4,133 60 SH   SOLE   60 0 0
ChampionX Corp COM 15872M104   1,745 49 SH   SOLE   49 0 0
Charles Schwab Corp/The COM 808513105   195,005 3,552 SH   SOLE   3,552 0 0
Charles Schwab Investment Management Inc US LRG CAP ETF 808524201   185,095 3,658 SH   SOLE   3,658 0 0
Charles Schwab Investment Management Inc US MID-CAP ETF 808524508   68,357 1,010 SH   SOLE   1,010 0 0
Charles Schwab Investment Management Inc US SML CAP ETF 808524607   43,077 1,040 SH   SOLE   1,040 0 0
Charter Communications Inc CL A 16119P108   41,343 94 SH   SOLE   94 0 0
Check Point Software Technolog ORD M22465104   98,760 741 SH   SOLE   0 0 741
Chemed Corp COM 16359R103   3,638 7 SH   SOLE   7 0 0
Chevron Corp COM 166764100   1,348,960 8,000 SH   DFND   8,000 0 0
Chevron Corp COM 166764100   1,493,636 8,858 SH   SOLE   5,414 0 3,444
Chipotle Mexican Grill Inc COM 169656105   62,282 34 SH   SOLE   34 0 0
Churchill Downs Inc COM 171484108   1,160 10 SH   SOLE   10 0 0
Cigna Group/The COM 125523100   507,202 1,773 SH   SOLE   1,773 0 0
Cincinnati Financial Corp COM 172062101   5,831 57 SH   SOLE   57 0 0
Citigroup Inc COM NEW 172967424   114,506 2,784 SH   SOLE   2,784 0 0
Citizens Financial Group Inc COM 174610105   12,328 460 SH   SOLE   460 0 0
Clayton Dubilier & Rice LLC CL A 21874C102   1,962 68 SH   SOLE   68 0 0
Clorox Co/The COM 189054109   87,417 667 SH   SOLE   667 0 0
Coca-Cola Co/The COM 191216100   170,739 3,050 SH   DFND   3,050 0 0
Coca-Cola Co/The COM 191216100   1,087,579 19,428 SH   SOLE   15,494 0 3,934
Comcast Corp CL A 20030N101   756,795 17,068 SH   SOLE   14,698 0 2,370
Comerica Inc COM 200340107   12,050 290 SH   SOLE   290 0 0
Constellation Brands Inc CL A 21036P108   78,164 311 SH   SOLE   311 0 0
Constellation Energy Corp COM 21037T109   173,874 1,594 SH   SOLE   1,594 0 0
Copart Inc COM 217204106   7,411 172 SH   SOLE   172 0 0
Corteva Inc COM 22052L104   7,623 149 SH   SOLE   149 0 0
Costco Wholesale Corp COM 22160K105   1,589,797 2,814 SH   SOLE   2,525 0 289
Crocs Inc COM 227046109   794 9 SH   SOLE   9 0 0
Crowdstrike Holdings Inc CL A 22788C105   25,442 152 SH   SOLE   152 0 0
Crown Castle Inc COM 22822V101   156,451 1,700 SH   DFND   1,700 0 0
Crown Castle Inc COM 22822V101   735,504 7,992 SH   SOLE   2,227 0 5,765
Curtiss-Wright Corp COM 231561101   2,739 14 SH   SOLE   14 0 0
DEERE & CO COM 244199105   618,526 1,639 SH   SOLE   1,156 0 483
DIAGEO SPON ADR NEW 25243Q205   179,016 1,200 SH   DFND   1,200 0 0
DIAGEO SPON ADR NEW 25243Q205   130,383 874 SH   SOLE   333 0 541
DISCOVER FINL SVCS COM 254709108   17,239 199 SH   SOLE   199 0 0
DOMINION RES(VIR) COM 25746U109   44,670 1,000 SH   DFND   1,000 0 0
DOMINION RES(VIR) COM 25746U109   804,551 18,011 SH   SOLE   5,361 0 12,650
DR HORTON INC COM 23331A109   15,261 142 SH   SOLE   142 0 0
DUKE ENERGY CORP COM NEW 26441C204   97,086 1,100 SH   DFND   1,100 0 0
DUKE ENERGY CORP COM NEW 26441C204   1,613,922 18,286 SH   SOLE   9,092 0 9,194
Danaher Corp COM 235851102   604,124 2,435 SH   SOLE   2,435 0 0
Darden Restaurants Inc COM 237194105   194,922 1,361 SH   SOLE   1,361 0 0
Darling Ingredients Inc COM 237266101   10,544 202 SH   SOLE   202 0 0
Dell Technologies Inc CL C 24703L202   5,512 80 SH   SOLE   80 0 0
Delta Air Lines Inc COM NEW 247361702   46,287 1,251 SH   SOLE   1,251 0 0
Devon Energy Corp COM 25179M103   41,642 873 SH   SOLE   873 0 0
Dexcom Inc COM 252131107   9,797 105 SH   SOLE   105 0 0
Diamondback Energy Inc COM 25278X109   5,266 34 SH   SOLE   34 0 0
Digital Realty Trust Inc COM 253868103   30,981 256 SH   SOLE   256 0 0
DocuSign Inc COM 256163106   37,758 899 SH   SOLE   899 0 0
Dolby Laboratories Inc COM CL A 25659T107   31,704 400 SH   SOLE   400 0 0
Dollar General Corp COM 256677105   33,221 314 SH   SOLE   314 0 0
Dollar Tree Inc COM 256746108   9,687 91 SH   SOLE   91 0 0
Dover Corp COM 260003108   28,460 204 SH   SOLE   204 0 0
Dow Inc COM 260557103   13,509 262 SH   SOLE   262 0 0
DraftKings Inc COM CL A 26142V105   4,357 148 SH   SOLE   148 0 0
DuPont de Nemours Inc COM 26614N102   25,435 341 SH   SOLE   341 0 0
EBAY INC COM 278642103   215,556 4,889 SH   SOLE   4,889 0 0
ECOLAB INC COM 278865100   9,317 55 SH   SOLE   55 0 0
EDISON INTERNATIONAL COM 281020107   11,709 185 SH   SOLE   185 0 0
ELECTRONIC ARTS COM 285512109   49,966 415 SH   SOLE   415 0 0
EMERSON ELECTRIC COM 291011104   183,386 1,899 SH   SOLE   1,899 0 0
ENBRIDGE INC COM 29250N105   1,045,319 31,495 SH   SOLE   10,037 0 21,458
ENI SPONSORED ADR 26874R108   31,920 1,000 SH   SOLE   1,000 0 0
EOG Resources Inc COM 26875P101   85,183 672 SH   SOLE   672 0 0
EPAM Systems Inc COM 29414B104   7,159 28 SH   SOLE   28 0 0
EQUINIX INC COM 29444U700   186,649 257 SH   SOLE   125 0 132
ERICSSON(LM)TEL ADR B SEK 10 294821608   36,008 7,409 SH   SOLE   0 0 7,409
ESTEE LAUDER COS CL A 518439104   120,266 832 SH   SOLE   832 0 0
EXELON CORP COM 30161N101   184,680 4,887 SH   SOLE   4,887 0 0
Eaton Corp PLC SHS G29183103   939,285 4,404 SH   SOLE   3,725 0 679
Edwards Lifesciences Corp COM 28176E108   59,581 860 SH   SOLE   860 0 0
Elevance Health Inc COM 036752103   288,683 663 SH   SOLE   663 0 0
Eli Lilly & Co COM 532457108   805,695 1,500 SH   DFND   1,500 0 0
Eli Lilly & Co COM 532457108   2,221,570 4,136 SH   SOLE   2,904 0 1,232
Energy Transfer LP COM UT LTD PTN 29273V100   2,413 172 SH   SOLE   172 0 0
Entergy Corp COM 29364G103   463,055 5,006 SH   SOLE   493 0 4,513
Enterprise Products Partners L COM 293792107   1,451 53 SH   SOLE   53 0 0
Enviva Inc COM 29415B103   7,470 1,000 SH   SOLE   1,000 0 0
Equity Residential SH BEN INT 29476L107   9,217 157 SH   SOLE   157 0 0
Everest Group Ltd COM G3223R108   162,048 436 SH   SOLE   0 0 436
Eversource Energy COM 30040W108   3,605 62 SH   SOLE   62 0 0
Exact Sciences Corp COM 30063P105   7,231 106 SH   SOLE   106 0 0
Exponent Inc COM 30214U102   770 9 SH   SOLE   9 0 0
Exxon Mobil Corp COM 30231G102   4,938,360 42,000 SH   DFND   42,000 0 0
Exxon Mobil Corp COM 30231G102   2,384,405 20,279 SH   SOLE   20,279 0 0
FACEBOOK INC CL A 30303M102   1,158,510 3,859 SH   SOLE   3,859 0 0
FEDEX CORP COM 31428X106   97,491 368 SH   SOLE   368 0 0
FERRARI NV COM N3167Y103   25,121 85 SH   SOLE   85 0 0
FIRST SOLAR INC COM 336433107   21,330 132 SH   SOLE   132 0 0
FISERV INC COM 337738108   15,137 134 SH   SOLE   134 0 0
FMC Corp COM NEW 302491303   37,369 558 SH   SOLE   558 0 0
FORD MOTOR CO COM 345370860   6,769 545 SH   SOLE   545 0 0
FREEPORT-MCMOR C&G CL B 35671D857   204,237 5,477 SH   SOLE   5,477 0 0
FTAI Aviation Ltd SHS G3730V105   4,230 119 SH   SOLE   119 0 0
FTI Consulting Inc COM 302941109   2,498 14 SH   SOLE   14 0 0
Fair Isaac Corp COM 303250104   138,965 160 SH   SOLE   160 0 0
Fastenal Co COM 311900104   41,089 752 SH   SOLE   752 0 0
Ferguson PLC SHS G3421J106   9,375 57 SH   SOLE   57 0 0
Fidelity National Financial In FNF GROUP COM 31620R303   41,300 1,000 SH   SOLE   1,000 0 0
Fidelity National Information COM 31620M106   41,397 749 SH   SOLE   749 0 0
Figs Inc CL A 30260D103   5,900 1,000 SH   SOLE   1,000 0 0
First Trust Advisors LP NAS CLNEDG GREEN 33733E500   2,302 54 SH   SOLE   54 0 0
First Trust Advisors LP NASDAQ CYB ETF 33734X846   35,935 791 SH   SOLE   791 0 0
First Trust Advisors LP NASDQ CLN EDGE 33737A108   3,192 34 SH   SOLE   34 0 0
First Trust Advisors LP FST LOW OPPT EFT 33739Q200   63,963 1,354 SH   DFND   1,354 0 0
First Trust Advisors LP FST LOW OPPT EFT 33739Q200   5,767,484 122,089 SH   SOLE   120,591 0 1,498
First Trust ETFs/USA CAP STRENGTH ETF 33733E104   287,157 3,900 SH   SOLE   0 0 3,900
FlexShares ETFs/USA IBOXX 3R TARGT 33939L506   131,186 5,657 SH   SOLE   5,657 0 0
FlexShares ETFs/USA HIG YLD VL ETF 33939L662   22,623 569 SH   SOLE   569 0 0
Fortinet Inc COM 34959E109   22,768 388 SH   SOLE   388 0 0
Fortive Corp COM 34959J108   3,708 50 SH   SOLE   50 0 0
Forward Air Corp COM 349853101   825 12 SH   SOLE   12 0 0
Franklin Resources Inc COM 354613101   28,882 1,175 SH   SOLE   1,175 0 0
GARTNER INC COM 366651107   943,209 2,745 SH   SOLE   699 0 2,046
GE HealthCare Technologies Inc COMMON STOCK 36266G107   3,538 52 SH   SOLE   52 0 0
GEN DYNAMICS CORP COM 369550108   72,920 330 SH   SOLE   330 0 0
GENERAL MILLS INC COM 370334104   223,965 3,500 SH   DFND   3,500 0 0
GENERAL MILLS INC COM 370334104   109,359 1,709 SH   SOLE   1,709 0 0
GOLDMAN SACHS GRP COM 38141G104   204,820 633 SH   SOLE   633 0 0
GSK PLC SPONSORED ADR 37733W204   139,200 3,840 SH   DFND   3,840 0 0
GSK PLC SPONSORED ADR 37733W204   95,120 2,624 SH   SOLE   2,624 0 0
Generac Holdings Inc COM 368736104   763 7 SH   SOLE   7 0 0
General Electric Co COM NEW 369604301   362,493 3,279 SH   SOLE   3,279 0 0
General Motors Co COM 37045V100   13,847 420 SH   SOLE   420 0 0
Genesco Inc COM 371532102   30,820 1,000 SH   SOLE   1,000 0 0
Genuine Parts Co COM 372460105   86,628 600 SH   SOLE   600 0 0
Gilead Sciences Inc COM 375558103   662,320 8,838 SH   SOLE   4,053 0 4,785
Ginkgo Bioworks Holdings Inc CL A SHS 37611X100   2,617 1,446 SH   SOLE   1,446 0 0
Glaukos Corp COM 377322102   753 10 SH   SOLE   10 0 0
Global Payments Inc COM 37940X102   1,269 11 SH   SOLE   11 0 0
Globant SA COM L44385109   989 5 SH   SOLE   5 0 0
Golden Gate Private Equity Inc COM CL A 53838L100   454 136 SH   SOLE   136 0 0
Goldman Sachs Asset Management LP UNIT 38150K103   2,692 147 SH   SOLE   147 0 0
GoodRx Holdings Inc COM CL A 38246G108   586 104 SH   SOLE   104 0 0
GraniteShares ETF Trust SHS BEN INT 38748T103   2,089 237 SH   SOLE   237 0 0
HALLIBURTON COM 406216101   17,577 434 SH   SOLE   434 0 0
HARMONY GOLD MNG SPONSORED ADR 413216300   940 250 SH   SOLE   250 0 0
HCA Healthcare Inc COM 40412C101   179,073 728 SH   SOLE   728 0 0
HDFC BANK SPONSORED ADS 40415F101   128,642 2,180 SH   SOLE   910 0 1,270
HERSHEY CO (THE) COM 427866108   3,401 17 SH   SOLE   17 0 0
HONDA MOTOR CO AMERN SHS 438128308   71,485 2,125 SH   SOLE   0 0 2,125
HORIZON THERAPEUTICS PLC SHS G46188101   17,354 150 SH   SOLE   150 0 0
HSBC HLDGS SPON ADR NEW 404280406   83,418 2,114 SH   SOLE   0 0 2,114
HUBSPOT INC COM 443573100   13,298 27 SH   SOLE   27 0 0
HUMANA INC COM 444859102   85,141 175 SH   SOLE   175 0 0
Haleon PLC SPON ADS 405552100   26,531 3,185 SH   SOLE   3,185 0 0
Harmonic Inc COM 413160102   1,165 121 SH   SOLE   121 0 0
Hartford Financial Services Gr COM 416515104   48,786 688 SH   SOLE   688 0 0
Hecla Mining Co COM 422704106   305 78 SH   SOLE   78 0 0
Henry Schein Inc COM 806407102   4,010 54 SH   SOLE   54 0 0
Hess Corp COM 42809H107   125,460 820 SH   SOLE   820 0 0
Hewlett Packard Enterprise Co COM 42824C109   9,276 534 SH   SOLE   534 0 0
Home Depot Inc/The COM 437076102   12,086 40 SH   DFND   40 0 0
Home Depot Inc/The COM 437076102   2,529,381 8,371 SH   SOLE   8,068 0 303
Honeywell International Inc COM 438516106   203,214 1,100 SH   DFND   1,100 0 0
Honeywell International Inc COM 438516106   710,510 3,846 SH   SOLE   3,846 0 0
Hubbell Inc COM 443510607   125,364 400 SH   SOLE   400 0 0
Huntington Bancshares Inc/OH COM 446150104   20,800 2,000 SH   DFND   2,000 0 0
Huntington Bancshares Inc/OH COM 446150104   516,214 49,636 SH   SOLE   7,579 0 42,057
ICICI BANK ADR 45104G104   140,824 6,091 SH   SOLE   0 0 6,091
ICON PLC SHS G4705A100   179,763 730 SH   SOLE   68 0 662
ICU Medical Inc COM 44930G107   1,309 11 SH   SOLE   11 0 0
IDEXX Laboratories Inc COM 45168D104   10,932 25 SH   SOLE   25 0 0
ILLINOIS TOOL WKS COM 452308109   1,830,734 7,949 SH   SOLE   7,419 0 530
IMPERIAL OIL COM NEW 453038408   3,080 50 SH   SOLE   50 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   298,374 2,712 SH   SOLE   2,712 0 0
INTL BUSINESS MCHN COM 459200101   696,169 4,962 SH   SOLE   4,962 0 0
INVESCO SHS G491BT108   25,439 1,752 SH   SOLE   1,752 0 0
IQVIA Holdings Inc COM 46266C105   4,525 23 SH   SOLE   23 0 0
ISHARES SELECT DIVID ETF 464287168   13,563 126 SH   SOLE   126 0 0
ISHARES CORE S&P500 ETF 464287200   28,342 66 SH   DFND   66 0 0
ISHARES CORE S&P500 ETF 464287200   11,704,544 27,256 SH   SOLE   23,201 0 4,055
ISHARES S&P 500 GRWT ETF 464287309   2,189 32 SH   DFND   32 0 0
ISHARES GLOB HLTHCRE ETF 464287325   17,473 212 SH   SOLE   212 0 0
ISHARES RUS 2000 VAL ETF 464287630   48,934 361 SH   SOLE   361 0 0
ISHARES RUSSELL 2000 ETF 464287655   1,446,263 8,183 SH   SOLE   8,183 0 0
ISHARES U.S. TECH ETF 464287721   2,098 20 SH   DFND   20 0 0
ISHARES U.S. ENERGY ETF 464287796   529,224 11,158 SH   SOLE   11,158 0 0
ISHARES SP SMCP600VL ETF 464287879   53,532 600 SH   SOLE   600 0 0
ISHARES EAFE VALUE ETF 464288877   7,780 159 SH   DFND   159 0 0
ISHARES ISHARES 46428Q109   2,705 133 SH   SOLE   133 0 0
ISHARES CORE MSCI EAFE 46432F842   11,247,029 174,779 SH   SOLE   137,638 0 37,141
ISHARES GOLD TRUST ISHARES NEW 464285204   434,751 12,425 SH   SOLE   12,425 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,999,927 52,699 SH   SOLE   51,852 0 847
ISHARES TRUST TIPS BD ETF 464287176   51,860 500 SH   SOLE   500 0 0
ISHARES TRUST 1 3 YR TREAS BD 464287457   97,164 1,200 SH   SOLE   1,200 0 0
ISHARES TRUST RUS 1000 VAL ETF 464287598   2,264,851 14,918 SH   SOLE   14,545 0 373
ISHARES TRUST IBOXX HI YD ETF 464288513   17,988 244 SH   SOLE   244 0 0
ISHARES/USA RUS 1000 GRW ETF 464287614   5,613,453 21,104 SH   SOLE   21,104 0 0
ISHARES/USA S&P SML 600 GWT 464287887   490,160 4,469 SH   SOLE   4,469 0 0
ISHARES/USA NATIONAL MUN ETF 464288414   5,672,410 55,319 SH   SOLE   54,813 0 506
Illumina Inc COM 452327109   779,339 5,677 SH   SOLE   817 0 4,860
Ingersoll Rand Inc COM 45687V106   175,294 2,751 SH   SOLE   1,847 0 904
Inspire Medical Systems Inc COM 457730109   1,588 8 SH   SOLE   8 0 0
Intel Corp COM 458140100   293,643 8,260 SH   SOLE   8,260 0 0
Intellia Therapeutics Inc COM 45826J105   3,984 126 SH   SOLE   126 0 0
International Paper Co COM 460146103   30,433 858 SH   SOLE   858 0 0
Intuit Inc COM 461202103   743,418 1,455 SH   SOLE   1,455 0 0
Intuitive Surgical Inc COM NEW 46120E602   220,387 754 SH   SOLE   754 0 0
Invesco Capital Management LLC S&P500 EQL WGT 46137V357   430,879 3,041 SH   SOLE   3,041 0 0
Invesco Capital Management LLC SR LN ETF 46138G508   97,121 4,627 SH   SOLE   4,627 0 0
Invesco ETFs/USA UNIT SER 1 46090E103   291,274 813 SH   SOLE   813 0 0
Invitae Corp COM 46185L103   427 706 SH   SOLE   706 0 0
Itau Unibanco Holding SA SPON ADR REP PFD 465562106   72,796 13,556 SH   SOLE   0 0 13,556
JP Morgan ETFs/USA ACTIVE VALUE ETF 46641Q167   10,252 200 SH   SOLE   200 0 0
JP Morgan ETFs/USA EQUITY PREMIUM 46641Q332   10,712 200 SH   SOLE   200 0 0
JP Morgan ETFs/USA ULTRA SHRT INC 46641Q837   86,811 1,730 SH   SOLE   1,730 0 0
JPMorgan Chase & Co COM 46625H100   942,630 6,500 SH   DFND   6,500 0 0
JPMorgan Chase & Co COM 46625H100   2,583,386 17,814 SH   SOLE   16,685 0 1,129
JUNIPER NETWORKS COM 48203R104   26,150 941 SH   SOLE   941 0 0
Jacobs Solutions Inc COM 46982L108   42,452 311 SH   SOLE   311 0 0
Johnson & Johnson COM 478160104   389,375 2,500 SH   DFND   2,500 0 0
Johnson & Johnson COM 478160104   2,545,578 16,344 SH   SOLE   15,835 0 509
Johnson Controls International SHS G51502105   118,445 2,226 SH   SOLE   2,226 0 0
KELLOGG CO COM 487836108   11,902 200 SH   SOLE   200 0 0
KIMBERLY-CLARK CP COM 494368103   241,700 2,000 SH   DFND   2,000 0 0
KIMBERLY-CLARK CP COM 494368103   917,252 7,590 SH   SOLE   2,694 0 4,896
KKR & Co Inc COM 48251W104   12,874 209 SH   SOLE   209 0 0
KLA Corp COM NEW 482480100   257,767 562 SH   SOLE   562 0 0
KRAFT FOODS INC CL A 609207105   680,328 9,803 SH   SOLE   7,613 0 2,190
KROGER COM 501044101   615,447 13,753 SH   SOLE   13,753 0 0
Kartoon Studios Inc COM NEW 37229T509   140 100 SH   SOLE   100 0 0
Keurig Dr Pepper Inc COM 49271V100   9,692 307 SH   SOLE   307 0 0
KeyCorp COM 493267108   18,948 1,761 SH   SOLE   1,761 0 0
Kinder Morgan Inc COM 49456B101   6,632 400 SH   SOLE   400 0 0
Kingdom of Norway Ministry of SPONSORED ADR 29446M102   119,257 3,637 SH   SOLE   0 0 3,637
Kura Sushi USA Inc CL A COM 501270102   1,256 19 SH   SOLE   19 0 0
Kyndryl Holdings Inc COMMON STOCK 50155Q100   12,427 823 SH   SOLE   823 0 0
L3Harris Technologies Inc COM 502431109   57,111 328 SH   SOLE   328 0 0
LAS VEGAS SANDS CO COM 517834107   2,292 50 SH   SOLE   50 0 0
LENNAR CORP CL A 526057104   469,683 4,185 SH   SOLE   235 0 3,950
LOWE'S COS INC COM 548661107   559,921 2,694 SH   SOLE   2,184 0 510
LULULEMON ATHLETIC COM 550021109   38,561 100 SH   DFND   100 0 0
LULULEMON ATHLETIC COM 550021109   23,908 62 SH   SOLE   62 0 0
Laboratory Corp of America Hol COM NEW 50540R409   33,977 169 SH   SOLE   169 0 0
Lam Research Corp COM 512807108   370,421 591 SH   SOLE   413 0 178
Lamb Weston Holdings Inc COM 513272104   4,161 45 SH   SOLE   45 0 0
Lattice Semiconductor Corp COM 518415104   86,703 1,009 SH   SOLE   1,009 0 0
Lennar Corp CL B 526057302   8,076 79 SH   SOLE   0 0 79
Lincoln Electric Holdings Inc COM 533900106   87,441 481 SH   SOLE   481 0 0
Linde PLC SHS G54950103   144,472 388 SH   SOLE   388 0 0
Littelfuse Inc COM 537008104   49,464 200 SH   SOLE   200 0 0
Lockheed Martin Corp COM 539830109   16,358 40 SH   DFND   40 0 0
Lockheed Martin Corp COM 539830109   373,789 914 SH   SOLE   914 0 0
Lumentum Holdings Inc COM 55024U109   2,033 45 SH   SOLE   45 0 0
LyondellBasell Industries NV SHS - A - N53745100   846,713 8,941 SH   SOLE   1,234 0 7,707
M&T Bank Corp COM 55261F104   8,472 67 SH   SOLE   67 0 0
MARATHON OIL CORP COM 565849106   16,077 601 SH   SOLE   601 0 0
MARSH & MCLENNAN COM 571748102   205,334 1,079 SH   SOLE   1,079 0 0
MASTERCARD INC CL A 57636Q104   2,693,772 6,804 SH   SOLE   2,266 0 4,538
MCCORMICK & CO INC COM NON VTG 579780206   18,910 250 SH   SOLE   250 0 0
MCDONALD'S CORP COM 580135101   270,026 1,025 SH   DFND   1,025 0 0
MCDONALD'S CORP COM 580135101   760,288 2,886 SH   SOLE   2,413 0 473
MCKESSON CORP COM 58155Q103   293,524 675 SH   SOLE   675 0 0
MGM MIRAGE INC COM 552953101   161,670 4,398 SH   SOLE   2,018 0 2,380
MICROSOFT CORP COM 594918104   189,450 600 SH   DFND   600 0 0
MICROSOFT CORP COM 594918104   9,326,624 29,538 SH   SOLE   21,182 0 8,356
MOODYS CORP COM 615369105   106,865 338 SH   SOLE   338 0 0
MORGAN STANLEY COM NEW 617446448   189,719 2,323 SH   SOLE   2,323 0 0
MOTOROLA INC COM NEW 620076307   395,837 1,454 SH   SOLE   1,454 0 0
MSCI Inc COM 55354G100   59,004 115 SH   SOLE   115 0 0
Magna International Inc COM 559222401   51,251 956 SH   SOLE   0 0 956
Marathon Digital Holdings Inc COM 565788106   1,207 142 SH   SOLE   142 0 0
Marathon Petroleum Corp COM UNIT REP LTD 55336V100   1,779 50 SH   SOLE   50 0 0
Marathon Petroleum Corp COM 56585A102   307,977 2,035 SH   SOLE   2,035 0 0
Marriott International Inc/MD CL A 571903202   248,452 1,264 SH   SOLE   1,264 0 0
Marvell Technology Inc COM 573874104   88,503 1,635 SH   SOLE   65 0 1,570
Masterbrand Inc COMMON STOCK 57638P104   122 10 SH   SOLE   10 0 0
Matador Resources Co COM 576485205   1,249 21 SH   SOLE   21 0 0
MaxCyte Inc COM 57777K106   209 67 SH   SOLE   67 0 0
Medical Properties Trust Inc COM 58463J304   2,447 449 SH   SOLE   449 0 0
Medtronic PLC SHS G5960L103   627,820 8,012 SH   SOLE   3,352 0 4,660
MercadoLibre Inc COM 58733R102   12,679 10 SH   SOLE   10 0 0
Merck & Co Inc COM 58933Y105   308,850 3,000 SH   DFND   3,000 0 0
Merck & Co Inc COM 58933Y105   1,216,663 11,818 SH   SOLE   10,598 0 1,220
MetLife Inc COM 59156R108   97,385 1,548 SH   SOLE   1,548 0 0
Mettler-Toledo International I COM 592688105   6,648 6 SH   SOLE   6 0 0
Microchip Technology Inc COM 595017104   57,367 735 SH   SOLE   735 0 0
Micron Technology Inc COM 595112103   560,431 8,238 SH   SOLE   5,688 0 2,550
MongoDB Inc CL A 60937P106   6,225 18 SH   SOLE   18 0 0
Monster Beverage Corp COM 61174X109   212,753 4,018 SH   SOLE   4,018 0 0
Morningstar Inc COM 617700109   23,424 100 SH   SOLE   100 0 0
Murphy Oil Corp COM 626717102   10,113 223 SH   SOLE   223 0 0
NETFLIX INC COM 64110L106   2,933,197 7,768 SH   SOLE   1,123 0 6,645
NEWMONT MINING CP COM 651639106   70,353 1,904 SH   SOLE   1,904 0 0
NEXTERA ENERGY COM 65339F101   229,160 4,000 SH   DFND   4,000 0 0
NEXTERA ENERGY COM 65339F101   883,011 15,413 SH   SOLE   13,589 0 1,824
NIKE INC CL B 654106103   1,307,125 13,670 SH   SOLE   6,157 0 7,513
NORTHERN TRUST CORP COM 665859104   21,122 304 SH   SOLE   304 0 0
NORTHROP GRUMMAN COM 666807102   65,588 149 SH   SOLE   149 0 0
NRG Energy Inc COM NEW 629377508   14,329 372 SH   SOLE   372 0 0
NVIDIA Corp COM 67066G104   434,990 1,000 SH   DFND   1,000 0 0
NVIDIA Corp COM 67066G104   4,707,462 10,822 SH   SOLE   10,822 0 0
NXP Semiconductors NV COM N6596X109   1,200 6 SH   SOLE   6 0 0
Natera Inc COM 632307104   2,390 54 SH   SOLE   54 0 0
National Amusements Inc CLASS B COM 92556H206   9,675 750 SH   SOLE   750 0 0
National Grid PLC SPONSORED ADR NE 636274409   212,205 3,500 SH   DFND   3,500 0 0
National Grid PLC SPONSORED ADR NE 636274409   862,219 14,221 SH   SOLE   3,655 0 10,566
New Gold Inc COM 644535106   910 1,000 SH   SOLE   1,000 0 0
Newell Brands Inc COM 651229106   9,996 1,107 SH   SOLE   1,107 0 0
Nice Ltd SPONSORED ADR 653656108   96,560 568 SH   SOLE   0 0 568
Nordson Corp COM 655663102   45,304 203 SH   SOLE   203 0 0
Norfolk Southern Corp COM 655844108   109,493 556 SH   SOLE   556 0 0
Northern Oil and Gas Inc COM 665531307   2,575 64 SH   SOLE   64 0 0
Northern Trust Investments Inc MORNSTAR UPSTR 33939L407   178,745 4,420 SH   SOLE   4,420 0 0
Northern Trust Investments Inc STOXX GLOBR INF 33939L795   15,159 313 SH   SOLE   313 0 0
Novartis AG SPONSORED ADR 66987V109   91,572 899 SH   SOLE   100 0 799
Novo Holdings A/S ADR 670100205   435,330 4,787 SH   SOLE   554 0 4,233
Nucor Corp COM 670346105   268,609 1,718 SH   SOLE   1,718 0 0
O'Reilly Automotive Inc COM 67103H107   126,332 139 SH   SOLE   139 0 0
OMNICOM GROUP INC COM 681919106   4,022 54 SH   SOLE   54 0 0
ON Semiconductor Corp COM 682189105   4,369 47 SH   SOLE   47 0 0
ONEOK Inc COM 682680103   36,599 577 SH   SOLE   577 0 0
OPKO Health Inc COM 68375N103   3,200 2,000 SH   SOLE   2,000 0 0
ORACLE CORP COM 68389X105   451,537 4,263 SH   SOLE   4,263 0 0
Occidental Petroleum Corp COM 674599105   18,102 279 SH   SOLE   279 0 0
Old Dominion Freight Line Inc COM 679580100   11,456 28 SH   SOLE   28 0 0
Olink Holding AB SPONSORED ADS 680710100   413 28 SH   SOLE   28 0 0
Omega Healthcare Investors Inc COM 681936100   15,685 473 SH   SOLE   473 0 0
On Holding AG NAMEN AKT A H5919C104   49,575 1,782 SH   SOLE   1,782 0 0
Onto Innovation Inc COM 683344105   1,913 15 SH   SOLE   15 0 0
Organon & Co COMMON STOCK 68622V106   5,208 300 SH   DFND   300 0 0
Organon & Co COMMON STOCK 68622V106   7,656 441 SH   SOLE   441 0 0
Osisko Gold Royalties Ltd COM 68827L101   623 53 SH   SOLE   53 0 0
Otis Worldwide Corp COM 68902V107   30,116 375 SH   DFND   375 0 0
Otis Worldwide Corp COM 68902V107   136,366 1,698 SH   SOLE   1,698 0 0
Owens Corning COM 690742101   159,600 1,170 SH   SOLE   1,170 0 0
PACCAR INC COM 693718108   30,862 363 SH   SOLE   363 0 0
PARKER-HANNIFIN COM 701094104   43,237 111 SH   SOLE   111 0 0
PEPSICO INC COM 713448108   169,440 1,000 SH   DFND   1,000 0 0
PEPSICO INC COM 713448108   1,230,134 7,260 SH   SOLE   6,787 0 473
PHILIP MORRIS INTL COM 718172109   268,482 2,900 SH   DFND   2,900 0 0
PHILIP MORRIS INTL COM 718172109   1,773,555 19,157 SH   SOLE   7,491 0 11,666
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   90,300 1,000 SH   SOLE   1,000 0 0
PIONEER NATURAL RESOURCE COM 723787107   122,809 535 SH   SOLE   535 0 0
PNC Financial Services Group I COM 693475105   694,755 5,659 SH   SOLE   1,454 0 4,205
PPG Industries Inc COM 693506107   4,413 34 SH   SOLE   34 0 0
PPL CORP COM 69351T106   29,450 1,250 SH   DFND   1,250 0 0
PPL CORP COM 69351T106   427,190 18,132 SH   SOLE   6,531 0 11,601
PROGRESSIVE CP(OH) COM 743315103   96,953 696 SH   SOLE   696 0 0
PRUDENTIAL FINL COM 744320102   43,839 462 SH   SOLE   462 0 0
PTC Therapeutics Inc COM 69366J200   403 18 SH   SOLE   18 0 0
PULTE HOMES INC COM 745867101   30,361 410 SH   SOLE   410 0 0
Pacer ETFs/USA DATA AND INFRAST 69374H741   1,398 54 SH   SOLE   54 0 0
Pacer ETFs/USA None 69374H766   1,544 44 SH   SOLE   44 0 0
Pacer ETFs/USA PACER US SMALL 69374H857   4,170 100 SH   SOLE   100 0 0
Pacer ETFs/USA US CASH COWS 100 69374H881   103,160 2,087 SH   SOLE   2,087 0 0
Pacific Biosciences of Califor COM 69404D108   1,946 233 SH   SOLE   233 0 0
PagerDuty Inc COM 69553P100   2,699 120 SH   SOLE   120 0 0
Palantir Technologies Inc CL A 69608A108   2,336 146 SH   SOLE   146 0 0
Palo Alto Networks Inc COM 697435105   115,813 494 SH   SOLE   494 0 0
Pangaea Logistics Solutions Lt SHS G6891L105   1,470 250 SH   SOLE   250 0 0
PayPal Holdings Inc COM 70450Y103   1,601,278 27,391 SH   SOLE   4,651 0 22,740
Paychex Inc COM 704326107   294,092 2,550 SH   SOLE   745 0 1,805
Penske Automotive Group Inc COM 70959W103   41,765 250 SH   SOLE   250 0 0
Pfizer Inc COM 717081103   1,831,150 55,205 SH   SOLE   37,039 0 18,166
Pfizer Inc CL A 98978V103   1,312,157 7,542 SH   SOLE   2,272 0 5,270
Phillips 66 COM 718546104   145,622 1,212 SH   SOLE   1,212 0 0
Phinia Inc None 71880K101   1,072 40 SH   SOLE   0 0 40
Plains All American Pipeline L UNIT LTD PARTN 726503105   1,746 114 SH   SOLE   114 0 0
Planet Fitness Inc CL A 72703H101   1,180 24 SH   SOLE   24 0 0
Prime Medicine Inc COM 74168J101   735 77 SH   SOLE   77 0 0
ProShare Advisors LLC S&P 500 DV ARIST 74348A467   180,111 2,034 SH   SOLE   2,034 0 0
Procore Technologies Inc COM 74275K108   3,005 46 SH   SOLE   46 0 0
Procter & Gamble Co/The COM 742718109   291,720 2,000 SH   DFND   2,000 0 0
Procter & Gamble Co/The COM 742718109   1,878,093 12,876 SH   SOLE   12,180 0 696
Prologis Inc COM 74340W103   176,170 1,570 SH   SOLE   1,570 0 0
Prudential PLC ADR 74435K204   37,878 1,728 SH   SOLE   0 0 1,728
Public Service Enterprise Grou COM 744573106   12,691 223 SH   SOLE   223 0 0
Public Storage COM 74460D109   131,760 500 SH   DFND   500 0 0
QUALCOMM Inc COM 747525103   313,633 2,824 SH   SOLE   2,824 0 0
Quanta Services Inc COM 74762E102   29,557 158 SH   SOLE   158 0 0
RBC Bearings Inc COM 75524B104   2,575 11 SH   SOLE   11 0 0
REALTY INCOME CORP COM 756109104   37,455 750 SH   DFND   750 0 0
REALTY INCOME CORP COM 756109104   339,692 6,802 SH   SOLE   1,844 0 4,958
REGENERON PHARMACEUTICALS COM 75886F107   56,784 69 SH   SOLE   69 0 0
RELX PLC SPONSORED ADR 759530108   118,388 3,513 SH   SOLE   0 0 3,513
RESTAURANT BRANDS INTERNATIONA COM 76131D103   99,597 1,495 SH   SOLE   0 0 1,495
ROBLOX Corp CL A 771049103   4,605 159 SH   SOLE   159 0 0
ROCKWELL AUTOMATION COM 773903109   30,302 106 SH   SOLE   106 0 0
ROPER INDUSTRIES INC COM 776696106   5,811 12 SH   SOLE   12 0 0
ROYAL CARIBBEAN COM V7780T103   46,807 508 SH   SOLE   508 0 0
RTX Corp COM 75513E101   53,978 750 SH   DFND   750 0 0
RTX Corp COM 75513E101   422,320 5,868 SH   SOLE   5,868 0 0
Rafferty Asset Management LLC None 25459W557   23,085 1,500 SH   SOLE   1,500 0 0
Rambus Inc COM 750917106   1,729 31 SH   SOLE   31 0 0
Reaves Utility Income Trust/Cl COM SH BEN INT 756158101   113,957 4,623 SH   SOLE   4,623 0 0
Regions Financial Corp COM 7591EP100   30,066 1,748 SH   SOLE   1,748 0 0
Reliance Steel & Aluminum Co COM 759509102   254,363 970 SH   SOLE   970 0 0
Repligen Corp COM 759916109   2,385 15 SH   SOLE   15 0 0
Republic Services Inc COM 760759100   13,823 97 SH   SOLE   97 0 0
ResMed Inc COM 761152107   7,246 49 SH   SOLE   49 0 0
Rio Tinto PLC SPONSORED ADR 767204100   94,505 1,485 SH   SOLE   400 0 1,085
Rithm Capital Corp COM NEW 64828T201   2,833 305 SH   SOLE   305 0 0
Robinhood Markets Inc COM CL A 770700102   2,786 284 SH   SOLE   284 0 0
Rogers Communications Inc CL B 775109200   38,774 1,010 SH   SOLE   0 0 1,010
Roku Inc COM CL A 77543R102   11,083 157 SH   SOLE   157 0 0
Ross Stores Inc COM 778296103   19,766 175 SH   SOLE   175 0 0
Ryder System Inc COM 783549108   13,369 125 SH   SOLE   125 0 0
S&P Global Inc COM 78409V104   276,250 756 SH   SOLE   512 0 244
SALESFORCE.COM INC COM 79466L302   2,384,693 11,760 SH   SOLE   3,902 0 7,858
SAP SE SPON ADR 803054204   70,350 544 SH   SOLE   544 0 0
SCOTTS MIRACLE-GRO CO/THE CL A 810186106   2,584 50 SH   SOLE   50 0 0
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   109,815 853 SH   SOLE   853 0 0
SELECT SECTOR SPDR ENERGY 81369Y506   2,652,043 29,340 SH   SOLE   8,211 0 21,129
SELECT SECTOR SPDR FINANCIAL 81369Y605   405,039 12,211 SH   SOLE   12,211 0 0
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   114,751 700 SH   SOLE   700 0 0
SEMPRA ENERGY COM 816851109   51,567 758 SH   SOLE   758 0 0
SHOPIFY INC CL A 82509L107   4,529 83 SH   SOLE   83 0 0
SIMON PROP GROUP COM 828806109   18,797 174 SH   SOLE   174 0 0
SOUTHWEST AIRLINES COM 844741108   268,643 9,924 SH   SOLE   9,924 0 0
SPDR DOW JONES IND UT SER 1 78467X109   45,218 135 SH   SOLE   135 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   649,625 17,605 SH   SOLE   17,605 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607   83,189 1,003 SH   SOLE   1,003 0 0
SPS Commerce Inc COM 78463M107   853 5 SH   SOLE   5 0 0
SSGA FUNDS MANAGEMENT INC GLB NAT RESRCE 78463X541   27,024 485 SH   SOLE   485 0 0
SSGA FUNDS MANAGEMENT INC PORTFOLIO DEVLPD 78463X889   73,959 2,385 SH   SOLE   2,385 0 0
SSGA Funds Management Inc S&P DIVID ETF 78464A763   66,936 582 SH   SOLE   582 0 0
STARBUCKS CORP COM 855244109   134,806 1,477 SH   SOLE   1,477 0 0
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107   7,249,160 15,875 SH   SOLE   15,718 0 157
STERIS PLC SHS USD G8473T100   11,190 51 SH   SOLE   51 0 0
SYNCHRONY FINANCIAL COM 87165B103   24,823 812 SH   SOLE   812 0 0
Saia Inc COM 78709Y105   797 2 SH   SOLE   2 0 0
Sanken Electric Co Ltd COM 01749D105   1,022 32 SH   SOLE   32 0 0
Sanofi SPONSORED ADR 80105N105   268,200 5,000 SH   DFND   5,000 0 0
Sanofi SPONSORED ADR 80105N105   627,266 11,694 SH   SOLE   2,542 0 9,152
Schlumberger NV COM STK 806857108   118,466 2,032 SH   SOLE   2,032 0 0
Schwab ETFs/USA US REIT ETF 808524847   51,457 2,899 SH   SOLE   2,831 0 68
Sea Ltd SPONSORD ADS 81141R100   4,483 102 SH   SOLE   102 0 0
Seagate Technology Holdings PL ORD SHS G7997R103   57,377 870 SH   SOLE   870 0 0
ServiceNow Inc COM 81762P102   2,652,824 4,746 SH   SOLE   794 0 3,952
Shell PLC SPON ADS 780259305   126,120 1,959 SH   SOLE   201 0 1,758
Sherwin-Williams Co/The COM 824348106   43,103 169 SH   SOLE   169 0 0
Silver Lake Group LLC CL A COM 29260Y109   995 50 SH   SOLE   50 0 0
Simpson Manufacturing Co Inc COM 829073105   1,198 8 SH   SOLE   8 0 0
SiteOne Landscape Supply Inc COM 82982L103   3,432 21 SH   SOLE   21 0 0
Skyworks Solutions Inc COM 83088M102   3,352 34 SH   SOLE   34 0 0
Smartsheet Inc COM CL A 83200N103   1,740 43 SH   SOLE   43 0 0
Smith & Nephew PLC SPDN ADR NEW 83175M205   50,630 2,044 SH   SOLE   0 0 2,044
Snowflake Inc CL A 833445109   7,027 46 SH   SOLE   46 0 0
Sony Group Corp SPONSORED ADR 835699307   110,924 1,346 SH   SOLE   500 0 846
Southern Co/The COM 842587107   258,880 4,000 SH   DFND   4,000 0 0
Southern Co/The COM 842587107   960,768 14,845 SH   SOLE   5,308 0 9,537
Splunk Inc COM 848637104   29,689 203 SH   SOLE   203 0 0
Spotify Technology SA SHS L8681T102   1,701 11 SH   SOLE   11 0 0
Starwood Property Trust Inc COM 85571B105   45,473 2,350 SH   SOLE   2,350 0 0
State Street Corp COM 857477103   10,044 150 SH   SOLE   150 0 0
State Street ETF/USA TR UNIT 78462F103   8,368,776 19,577 SH   SOLE   12,942 0 6,635
State Street Global Advisors Inc SPDR MSCI USA GE 78468R747   160,310 1,886 SH   SOLE   1,886 0 0
Steel Dynamics Inc COM 858119100   11,901 111 SH   SOLE   111 0 0
Stryker Corp COM 863667101   21,042 77 SH   SOLE   77 0 0
Sumitomo Mitsui Financial Grou SPONSORED ADR 86562M209   739 75 SH   SOLE   75 0 0
Summit Materials Inc CL A 86614U100   1,713 55 SH   SOLE   55 0 0
Super Micro Computer Inc COM 86800U104   1,371 5 SH   SOLE   5 0 0
Syndax Pharmaceuticals Inc COM 87164F105   348 24 SH   SOLE   24 0 0
Synopsys Inc COM 871607107   15,146 33 SH   SOLE   33 0 0
Sysco Corp COM 871829107   41,612 630 SH   SOLE   630 0 0
T-MOBILE US INC COM 872590104   139,210 994 SH   SOLE   994 0 0
TC Energy Corp COM 87807B107   582,148 16,918 SH   SOLE   2,539 0 14,379
TE Connectivity Ltd SHS H84989104   73,747 597 SH   SOLE   597 0 0
TEXAS INSTRUMENTS COM 882508104   909,060 5,717 SH   SOLE   5,301 0 416
TJX Cos Inc/The COM 872540109   357,298 4,020 SH   SOLE   4,020 0 0
TORONTO-DOMINION COM NEW 891160509   167,402 2,778 SH   SOLE   2,778 0 0
TRACTOR SUPPLY CO COM 892356106   5,482 27 SH   SOLE   27 0 0
TRAVEL PLUS LEISURE CO COM 894164102   21,487 585 SH   SOLE   585 0 0
TRAVELERS CO INC COM 89417E109   241,372 1,478 SH   SOLE   1,478 0 0
TSMC SPONSORED ADS 874039100   334,739 3,852 SH   SOLE   986 0 2,866
Targa Resources Corp COM 87612G101   38,574 450 SH   SOLE   450 0 0
Target Corp COM 87612E106   152,587 1,380 SH   SOLE   1,380 0 0
TechnipFMC PLC COM G87110105   2,034 100 SH   SOLE   100 0 0
Teladoc Health Inc COM 87918A105   3,160 170 SH   SOLE   170 0 0
Tenable Holdings Inc COM 88025T102   1,747 39 SH   SOLE   39 0 0
Tenet Healthcare Corp COM NEW 88033G407   857 13 SH   SOLE   13 0 0
Teradyne Inc COM 880770102   55,052 548 SH   SOLE   548 0 0
Tesla Inc COM 88160R101   856,753 3,424 SH   SOLE   3,424 0 0
Texas Roadhouse Inc COM 882681109   1,057 11 SH   SOLE   11 0 0
Textron Inc COM 883203101   12,112 155 SH   SOLE   155 0 0
Thermo Fisher Scientific Inc COM 883556102   1,760,459 3,478 SH   SOLE   1,262 0 2,216
TopBuild Corp COM 89055F103   1,006 4 SH   SOLE   4 0 0
TotalEnergies SE SPONSORED ADS 89151E109   1,389,246 21,126 SH   SOLE   4,683 0 16,443
Trade Desk Inc/The COM CL A 88339J105   37,512 480 SH   SOLE   480 0 0
Trane Technologies PLC SHS G8994E103   866,629 4,271 SH   SOLE   3,246 0 1,025
Triple Flag Precious Metals Co COM 89679M104   471 36 SH   SOLE   36 0 0
Truist Financial Corp COM 89832Q109   572,629 20,015 SH   SOLE   5,705 0 14,310
Twilio Inc CL A 90138F102   3,922 67 SH   SOLE   67 0 0
Twist Bioscience Corp COM 90184D100   1,155 57 SH   SOLE   57 0 0
Tyson Foods Inc CL A 902494103   5,049 100 SH   SOLE   100 0 0
US Bancorp COM NEW 902973304   636,273 19,246 SH   SOLE   3,869 0 15,377
UTD PARCEL SERV CL B 911312106   194,838 1,250 SH   DFND   1,250 0 0
UTD PARCEL SERV CL B 911312106   753,320 4,833 SH   SOLE   2,161 0 2,672
Uber Technologies Inc COM 90353T100   20,098 437 SH   SOLE   437 0 0
UiPath Inc CL A 90364P105   5,646 330 SH   SOLE   330 0 0
Ulta Beauty Inc COM 90384S303   56,722 142 SH   SOLE   142 0 0
Unilever PLC SPON ADR NEW 904767704   49,400 1,000 SH   DFND   1,000 0 0
Unilever PLC SPON ADR NEW 904767704   705,728 14,286 SH   SOLE   2,678 0 11,608
Union Pacific Corp COM 907818108   187,747 922 SH   SOLE   922 0 0
UnitedHealth Group Inc COM 91324P102   3,306,982 6,559 SH   SOLE   3,671 0 2,888
Unity Software Inc COM 91332U101   3,422 109 SH   SOLE   109 0 0
Universal Health Services Inc CL B 913903100   880 7 SH   SOLE   7 0 0
VANGUARD S&P 500 ETF SHS 922908363   144,906 369 SH   DFND   369 0 0
VANGUARD S&P 500 ETF SHS 922908363   37,249,951 94,856 SH   SOLE   44,110 0 50,746
VANGUARD ETF/USA DIV APP ETF 921908844   570,089 3,669 SH   SOLE   46 0 3,623
VANGUARD ETF/USA VG TL INTL STK F 921909768   32,112 600 SH   SOLE   600 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   3,428,326 87,435 SH   SOLE   27,217 0 60,218
VANGUARD ETF/USA INF TECH ETF 92204A702   207,450 500 SH   SOLE   500 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   5,885,222 78,313 SH   SOLE   71,303 0 7,010
VANGUARD ETF/USA INT-TERM CORP 92206C870   31,912 420 SH   SOLE   420 0 0
VANGUARD ETF/USA SM CP VAL ETF 922908611   1,478,632 9,271 SH   SOLE   5,547 0 3,724
VANGUARD ETF/USA TOTAL STK MKT 922908769   816,716 3,845 SH   SOLE   3,845 0 0
VANGUARD GROUP INC/THE SHORT TERM TREAS 92206C102   896,890 15,571 SH   SOLE   15,571 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   140,928 1,364 SH   DFND   1,364 0 0
VERIZON COMMUN COM 92343V104   210,665 6,500 SH   DFND   6,500 0 0
VERIZON COMMUN COM 92343V104   1,214,370 37,469 SH   SOLE   13,378 0 24,091
VIATRIS INC COM 92556V106   11,793 1,196 SH   SOLE   1,196 0 0
VISA INC COM CL A 92826C839   3,199,899 13,912 SH   SOLE   5,892 0 8,020
Valero Energy Corp COM 91913Y100   437,034 3,084 SH   SOLE   2,573 0 511
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   1,562,290 35,734 SH   SOLE   9,370 0 26,364
Vanguard ETF/USA ALLWRLD EX US 922042775   88,179 1,700 SH   SOLE   1,700 0 0
Vanguard ETF/USA ENERGY ETF 92204A306   2,835,047 22,369 SH   SOLE   7,205 0 15,164
Vanguard ETF/USA MCAP VL IDXVIP 922908512   1,525,160 11,646 SH   SOLE   7,280 0 4,366
Vanguard ETF/USA MCAP GR IDXVIP 922908538   155,816 800 SH   SOLE   800 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   389,649 5,150 SH   DFND   5,150 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   2,837,477 37,503 SH   SOLE   37,270 0 233
Vanguard ETF/USA SML CP GRW ETF 922908595   26,987 126 SH   SOLE   126 0 0
Vanguard ETF/USA MID CAP ETF 922908629   4,702,059 22,580 SH   SOLE   15,872 0 6,708
Vanguard ETF/USA GROWTH ETF 922908736   27,231 100 SH   SOLE   100 0 0
Vanguard ETF/USA VALUE ETF 922908744   6,236,919 45,218 SH   SOLE   29,967 0 15,251
Vanguard ETF/USA SMALL CP ETF 922908751   4,171,451 22,063 SH   SOLE   14,561 0 7,502
Vanguard Group Inc/The TOTAL BND MRKT 921937835   4,355,458 62,417 SH   SOLE   56,712 0 5,705
Vanguard Group Inc/The FTSE SMCAP ETF 922042718   10,195 96 SH   SOLE   96 0 0
Vanguard Group Inc/The TAX EXEMPT BD 922907746   8,978,490 186,663 SH   SOLE   181,229 0 5,434
Vanguard Group Inc/The LARGE CAP ETF 922908637   71,623 366 SH   SOLE   366 0 0
Ventas Inc COM 92276F100   32,061 761 SH   SOLE   761 0 0
Veracyte Inc COM 92337F107   2,099 94 SH   SOLE   94 0 0
Verisk Analytics Inc COM 92345Y106   45,122 191 SH   SOLE   191 0 0
Vertex Pharmaceuticals Inc COM 92532F100   141,182 406 SH   SOLE   406 0 0
Vertiv Holdings Co COM CL A 92537N108   4,278 115 SH   SOLE   115 0 0
Virgin Galactic Holdings Inc COM 92766K106   614 341 SH   SOLE   341 0 0
Vitesse Energy Inc COMMON STOCK 92852X103   2,289 100 SH   SOLE   100 0 0
Vodafone Group PLC SPONSORED ADR 92857W308   23,842 2,515 SH   SOLE   2,515 0 0
Vontier Corp COM 928881101   618 20 SH   SOLE   20 0 0
Voya Financial Inc COM 929089100   198,486 2,987 SH   SOLE   2,987 0 0
WASTE MANAGEMENT COM 94106L109   153,202 1,005 SH   SOLE   1,005 0 0
WEC Energy Group Inc COM 92939U106   7,491 93 SH   SOLE   93 0 0
WELLS FARGO & CO COM 949746101   124,460 3,046 SH   SOLE   3,046 0 0
WELLTOWER INC COM COM 95040Q104   84,378 1,030 SH   SOLE   1,030 0 0
WW INTERNATIONAL INC COM 98262P101   1,317 119 SH   SOLE   119 0 0
Walgreens Boots Alliance Inc COM 931427108   55,311 2,487 SH   SOLE   2,487 0 0
Walmart Inc COM 931142103   987,088 6,172 SH   SOLE   6,172 0 0
Walt Disney Co/The COM 254687106   537,929 6,637 SH   SOLE   6,637 0 0
Warner Bros Discovery Inc COM SER A 934423104   4,442 409 SH   SOLE   409 0 0
Waste Connections Inc COM 94106B101   49,557 369 SH   SOLE   369 0 0
Weibo Corp SPONSORED ADR 948596101   33,770 2,693 SH   SOLE   0 0 2,693
Westinghouse Air Brake Technol COM 929740108   5,845 55 SH   SOLE   55 0 0
Weyerhaeuser Co COM NEW 962166104   7,634 249 SH   SOLE   249 0 0
Williams Cos Inc/The COM 969457100   1,012,452 30,052 SH   SOLE   7,745 0 22,307
Wolfspeed Inc COM 977852102   11,430 300 SH   SOLE   300 0 0
Woodside Energy Group Ltd SPONSORED ADR 980228308   67,751 2,909 SH   SOLE   0 0 2,909
Workday Inc CL A 98138H101   1,422,307 6,620 SH   SOLE   3,216 0 3,404
Workiva Inc COM CL A 98139A105   2,229 22 SH   SOLE   22 0 0
XP INC CL A G98239109   49,926 2,166 SH   SOLE   0 0 2,166
XPO Inc COM 983793100   2,613 35 SH   SOLE   35 0 0
Xcel Energy Inc COM 98389B100   85,601 1,496 SH   SOLE   149 0 1,347
Xometry Inc CLASS A COM 98423F109   1,375 81 SH   SOLE   81 0 0
Xponential Fitness Inc COM CL A 98422X101   527 34 SH   SOLE   34 0 0
Xylem Inc/NY COM 98419M100   21,119 232 SH   SOLE   232 0 0
YETI Holdings Inc COM 98585X104   43,398 900 SH   SOLE   900 0 0
YUM BRANDS INC COM 988498101   359,702 2,879 SH   SOLE   1,999 0 880
Yelp Inc CL A 985817105   21,752 523 SH   SOLE   523 0 0
Zebra Technologies Corp CL A 989207105   27,674 117 SH   SOLE   117 0 0
Zoom Video Communications Inc CL A 98980L101   7,414 106 SH   SOLE   106 0 0
ZoomInfo Technologies Inc COMMON STOCK 98980F104   1,394 85 SH   SOLE   85 0 0
iShares ETFs/USA CORE US AGGBD ET 464287226   1,471,538 15,648 SH   SOLE   13,307 0 2,341
iShares ETFs/USA MSCI ACWI EX US 464288240   25,620 545 SH   SOLE   545 0 0
iShares ETFs/USA IBONDS DEC24 ETF 46434VBG4   28,984 1,172 SH   SOLE   1,172 0 0
iShares ETFs/USA ESG AWR MSCI USA 46435G425   3,569 38 SH   DFND   38 0 0
iShares ETFs/USA IBONDS 23 TRM HG 46435U150   2,009 85 SH   SOLE   85 0 0
iShares ETFs/USA IBONDS 24 TRM HG 46435U184   2,088 90 SH   SOLE   90 0 0
iShares ETFs/USA IBDS DEC28 ETF 46435U515   15,620 650 SH   SOLE   650 0 0
iShares ETFs/USA BROAD USD HIGH 46435U853   2,558,231 73,703 SH   SOLE   64,560 0 9,143
iShares ETFs/USA IBONDS DEC 2032 46436E296   11,369 517 SH   SOLE   517 0 0
iShares ETFs/USA IBONDS DEC 2031 46436E486   9,208 475 SH   SOLE   475 0 0
iShares ETFs/USA ESG SCRND S&P500 46436E569   125,269 3,863 SH   SOLE   3,863 0 0
iShares ETFs/USA IBONDS 29 TRM TS 46436E825   23,625 1,125 SH   SOLE   1,125 0 0
iShares ETFs/USA IBONDS 27 TRM TS 46436E841   28,405 1,300 SH   SOLE   1,300 0 0
iShares ETFs/USA IBONDS 23 TRM TS 46436E882   18,392 741 SH   SOLE   741 0 0
nVent Electric PLC SHS G6700G107   689 13 SH   SOLE   13 0 0