The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 461 4,820 SH   SOLE   0 0 4,820
ALPHABET INC CAP STK CL C 02079K107 592 6,160 SH   SOLE   0 0 6,160
AMAZON COM INC COM 023135106 418 3,695 SH   SOLE   0 0 3,695
APPLE INC COM 037833100 637 4,608 SH   SOLE   0 0 4,608
COCA COLA CO COM 191216100 204 3,633 SH   SOLE   0 0 3,633
ELEVANCE HEALTH INC COM 036752103 308 679 SH   SOLE   0 0 679
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 2,317 16,029 SH   SOLE   0 0 16,029
ISHARES TR RUS 1000 GRW ETF 464287614 347 1,649 SH   SOLE   0 0 1,649
ISHARES TR RUSSELL 2000 ETF 464287655 239 1,449 SH   SOLE   0 0 1,449
ISHARES TR MSCI EAFE ETF 464287465 715 12,761 SH   SOLE   0 0 12,761
ISHARES TR RUS MID CAP ETF 464287499 423 6,807 SH   SOLE   0 0 6,807
ISHARES TR MSCI ACWI EX US 464288240 219 5,482 SH   SOLE   0 0 5,482
ISHARES TR MODERT ALLOC ETF 464289875 1,194 32,601 SH   SOLE   0 0 32,601
ISHARES TR CONSER ALLOC ETF 464289883 654 20,044 SH   SOLE   0 0 20,044
ISHARES TR GRWT ALLOCAT ETF 464289867 413 9,220 SH   SOLE   0 0 9,220
JOHNSON & JOHNSON COM 478160104 257 1,573 SH   SOLE   0 0 1,573
JPMORGAN CHASE & CO COM 46625H100 504 4,825 SH   SOLE   0 0 4,825
LILLY ELI & CO COM 532457108 222 686 SH   SOLE   0 0 686
LOCKHEED MARTIN CORP COM 539830109 212 549 SH   SOLE   0 0 549
MARRIOTT INTL INC NEW CL A 571903202 286 2,044 SH   SOLE   0 0 2,044
MICROSOFT CORP COM 594918104 839 3,603 SH   SOLE   0 0 3,603
NORTHROP GRUMMAN CORP COM 666807102 385 819 SH   SOLE   0 0 819
PROSHARES TR S&P 500 DV ARIST 74348A467 330 4,128 SH   SOLE   0 0 4,128
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,113 181,761 SH   SOLE   0 0 181,761
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,837 68,747 SH   SOLE   0 0 68,747
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,379 106,222 SH   SOLE   0 0 106,222
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 333 6,909 SH   SOLE   0 0 6,909
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,575 26,025 SH   SOLE   0 0 26,025
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,672 147,243 SH   SOLE   0 0 147,243
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1,862 43,799 SH   SOLE   0 0 43,799
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 6,783 142,024 SH   SOLE   0 0 142,024
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 876 28,212 SH   SOLE   0 0 28,212
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 19,748 765,418 SH   SOLE   0 0 765,418
SPDR S&P 500 ETF TR TR UNIT 78462F103 496 1,387 SH   SOLE   0 0 1,387
SPDR SER TR S&P 600 SMCP VAL 78464A300 6,382 95,059 SH   SOLE   0 0 95,059
SPDR SER TR PRTFLO S&P500 GW 78464A409 22,116 441,431 SH   SOLE   0 0 441,431
SPDR SER TR PRTFLO S&P500 VL 78464A508 31,988 927,458 SH   SOLE   0 0 927,458
SPDR SER TR PORTFOLIO S&P400 78464A847 8,436 218,775 SH   SOLE   0 0 218,775
SPDR SER TR NUVEEN BLMBRG MU 78468R721 586 13,317 SH   SOLE   0 0 13,317
SPDR SER TR PORTFOLIO AGRGTE 78464A649 29,408 1,178,690 SH   SOLE   0 0 1,178,690
SPDR SER TR PORTFOLIO S&P600 78468R853 947 27,799 SH   SOLE   0 0 27,799
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,401 34,879 SH   SOLE   0 0 34,879
TESLA INC COM 88160R101 218 822 SH   SOLE   0 0 822
UNION PAC CORP COM 907818108 386 1,980 SH   SOLE   0 0 1,980
UNITEDHEALTH GROUP INC COM 91324P102 311 617 SH   SOLE   0 0 617
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,003 7,023 SH   SOLE   0 0 7,023
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,064 28,940 SH   SOLE   0 0 28,940
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 824 6,482 SH   SOLE   0 0 6,482