The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   213,521 2,281 SH   SOLE   0 0 2,281
ABBVIE INC COM 00287Y109   1,548,035 10,385 SH   SOLE   0 0 10,385
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   306,498 998 SH   SOLE   0 0 998
ADOBE INC COM 00724F101   350,811 688 SH   SOLE   0 0 688
AFLAC INC COM 001055102   471,973 6,149 SH   SOLE   0 0 6,149
AIR PRODS & CHEMS INC COM 009158106   417,165 1,472 SH   SOLE   0 0 1,472
ALPHABET INC CAP STK CL C 02079K107   1,192,188 9,042 SH   SOLE   0 0 9,042
ALPHABET INC CAP STK CL A 02079K305   1,022,671 7,815 SH   SOLE   0 0 7,815
ALTRIA GROUP INC COM 02209S103   206,063 4,900 SH   SOLE   0 0 4,900
AMAZON COM INC COM 023135106   1,881,757 14,803 SH   SOLE   0 0 14,803
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   10,672,160 202,163 SH   SOLE   0 0 202,163
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   7,630,820 144,852 SH   SOLE   0 0 144,852
AMGEN INC COM 031162100   784,704 2,920 SH   SOLE   0 0 2,920
ANALOG DEVICES INC COM 032654105   206,434 1,179 SH   SOLE   0 0 1,179
APPLE INC COM 037833100   5,540,355 32,360 SH   SOLE   0 0 32,360
APPLIED MATLS INC COM 038222105   369,122 2,666 SH   SOLE   0 0 2,666
AUTOMATIC DATA PROCESSING IN COM 053015103   691,832 2,876 SH   SOLE   0 0 2,876
BANK AMERICA CORP COM 060505104   824,770 30,123 SH   SOLE   0 0 30,123
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   301,959 862 SH   SOLE   0 0 862
BLACKROCK INC COM 09247X101   299,988 464 SH   SOLE   0 0 464
BRISTOL-MYERS SQUIBB CO COM 110122108   906,301 15,615 SH   SOLE   0 0 15,615
BROADCOM INC COM 11135F101   2,036,689 2,452 SH   SOLE   0 0 2,452
CADENCE DESIGN SYSTEM INC COM 127387108   204,544 873 SH   SOLE   0 0 873
CARMAX INC COM 143130102   452,813 6,402 SH   SOLE   0 0 6,402
CATERPILLAR INC COM 149123101   867,646 3,178 SH   SOLE   0 0 3,178
CHEVRON CORP NEW COM 166764100   1,815,241 10,765 SH   SOLE   0 0 10,765
CISCO SYS INC COM 17275R102   1,273,329 23,685 SH   SOLE   0 0 23,685
CITIGROUP INC COM NEW 172967424   934,676 22,725 SH   SOLE   0 0 22,725
CME GROUP INC COM 12572Q105   520,463 2,599 SH   SOLE   0 0 2,599
COCA COLA CO COM 191216100   1,287,812 23,005 SH   SOLE   0 0 23,005
COMCAST CORP NEW CL A 20030N101   716,929 16,169 SH   SOLE   0 0 16,169
CONOCOPHILLIPS COM 20825C104   740,096 6,178 SH   SOLE   0 0 6,178
COSTCO WHSL CORP NEW COM 22160K105   733,337 1,298 SH   SOLE   0 0 1,298
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   455,461 17,384 SH   SOLE   0 0 17,384
DUKE ENERGY CORP NEW COM NEW 26441C204   221,295 2,507 SH   SOLE   0 0 2,507
ELI LILLY & CO COM 532457108   880,951 1,640 SH   SOLE   0 0 1,640
EOG RES INC COM 26875P101   536,090 4,229 SH   SOLE   0 0 4,229
ETF SER SOLUTIONS NATIONWIDE DOW J 26922B758   5,780,487 293,651 SH   SOLE   0 0 293,651
EXPEDITORS INTL WASH INC COM 302130109   365,788 3,191 SH   SOLE   0 0 3,191
EXXON MOBIL CORP COM 30231G102   2,124,680 18,070 SH   SOLE   0 0 18,070
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   210,848 5,105 SH   SOLE   0 0 5,105
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   471,442 86,982 SH   SOLE   0 0 86,982
GILEAD SCIENCES INC COM 375558103   730,173 9,743 SH   SOLE   0 0 9,743
GOLDMAN SACHS GROUP INC COM 38141G104   708,321 2,189 SH   SOLE   0 0 2,189
HOME DEPOT INC COM 437076102   1,617,632 5,354 SH   SOLE   0 0 5,354
ILLINOIS TOOL WKS INC COM 452308109   528,892 2,296 SH   SOLE   0 0 2,296
INTUIT COM 461202103   307,594 602 SH   SOLE   0 0 602
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   1,104,385 23,740 SH   SOLE   0 0 23,740
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   13,408,861 638,821 SH   SOLE   0 0 638,821
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   5,037,846 62,551 SH   SOLE   0 0 62,551
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   1,827,632 24,839 SH   SOLE   0 0 24,839
INVESCO QQQ TR UNIT SER 1 46090E103   438,522 1,224 SH   SOLE   0 0 1,224
ISHARES INC ESG AWR MSCI EM 46434G863   323,602 10,687 SH   SOLE   0 0 10,687
ISHARES TR ESG AW MSCI EAFE 46435G516   1,171,339 16,944 SH   SOLE   0 0 16,944
ISHARES TR ESG AWARE MSCI 46435U663   452,794 13,456 SH   SOLE   0 0 13,456
ISHARES TR CORE DIV GRWTH 46434V621   17,394,477 351,191 SH   SOLE   0 0 351,191
ISHARES TR EXPONENTIAL TECH 46434V381   6,377,496 122,151 SH   SOLE   0 0 122,151
ISHARES TR SHORT TREAS BD 464288679   13,171,756 119,234 SH   SOLE   0 0 119,234
ISHARES TR MSCI KLD400 SOC 464288570   1,949,118 23,942 SH   SOLE   0 0 23,942
ISHARES TR NATIONAL MUN ETF 464288414   728,034 7,100 SH   SOLE   0 0 7,100
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   9,879,047 228,312 SH   SOLE   0 0 228,312
JOHNSON & JOHNSON COM 478160104   2,406,076 15,448 SH   SOLE   0 0 15,448
JPMORGAN CHASE & CO COM 46625H100   2,030,751 14,003 SH   SOLE   0 0 14,003
LAM RESEARCH CORP COM 512807108   236,301 377 SH   SOLE   0 0 377
LENNAR CORP CL A 526057104   478,369 4,262 SH   SOLE   0 0 4,262
LINDE PLC SHS G54950103   641,245 1,722 SH   SOLE   0 0 1,722
LOCKHEED MARTIN CORP COM 539830109   960,466 2,349 SH   SOLE   0 0 2,349
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   720,933 7,613 SH   SOLE   0 0 7,613
MARSH & MCLENNAN COS INC COM 571748102   946,743 4,975 SH   SOLE   0 0 4,975
MASTERCARD INCORPORATED CL A 57636Q104   736,399 1,860 SH   SOLE   0 0 1,860
MCDONALDS CORP COM 580135101   904,368 3,433 SH   SOLE   0 0 3,433
MEDTRONIC PLC SHS G5960L103   285,544 3,644 SH   SOLE   0 0 3,644
MERCK & CO INC COM 58933Y105   1,932,061 18,767 SH   SOLE   0 0 18,767
META PLATFORMS INC CL A 30303M102   1,784,148 5,943 SH   SOLE   0 0 5,943
METLIFE INC COM 59156R108   221,585 3,522 SH   SOLE   0 0 3,522
MICROSOFT CORP COM 594918104   6,649,079 21,058 SH   SOLE   0 0 21,058
MOHAWK INDS INC COM 608190104   294,157 3,428 SH   SOLE   0 0 3,428
MORGAN STANLEY COM NEW 617446448   551,628 6,754 SH   SOLE   0 0 6,754
NEXTERA ENERGY INC COM 65339F101   1,091,506 19,052 SH   SOLE   0 0 19,052
NUCOR CORP COM 670346105   481,714 3,081 SH   SOLE   0 0 3,081
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   291,692 10,260 SH   SOLE   0 0 10,260
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   3,372,201 100,393 SH   SOLE   0 0 100,393
NVIDIA CORPORATION COM 67066G104   1,591,661 3,659 SH   SOLE   0 0 3,659
OMNICOM GROUP INC COM 681919106   210,171 2,822 SH   SOLE   0 0 2,822
ORACLE CORP COM 68389X105   201,672 1,904 SH   SOLE   0 0 1,904
PALO ALTO NETWORKS INC COM 697435105   264,917 1,130 SH   SOLE   0 0 1,130
PEPSICO INC COM 713448108   1,419,401 8,377 SH   SOLE   0 0 8,377
PHILIP MORRIS INTL INC COM 718172109   291,351 3,147 SH   SOLE   0 0 3,147
PROCTER AND GAMBLE CO COM 742718109   1,552,839 10,646 SH   SOLE   0 0 10,646
PROSHARES TR S&P 500 DV ARIST 74348A467   5,011,142 56,591 SH   SOLE   0 0 56,591
PULTE GROUP INC COM 745867101   564,205 7,619 SH   SOLE   0 0 7,619
QUALCOMM INC COM 747525103   474,665 4,274 SH   SOLE   0 0 4,274
S&P GLOBAL INC COM 78409V104   545,593 1,493 SH   SOLE   0 0 1,493
SALESFORCE INC COM 79466L302   286,934 1,415 SH   SOLE   0 0 1,415
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,535,234 106,490 SH   SOLE   0 0 106,490
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   210,959 4,400 SH   SOLE   0 0 4,400
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   258,728 7,594 SH   SOLE   0 0 7,594
SERVICENOW INC COM 81762P102   273,890 490 SH   SOLE   0 0 490
SOUTHERN CO COM 842587107   820,717 12,681 SH   SOLE   0 0 12,681
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   2,966,041 90,153 SH   SOLE   0 0 90,153
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   4,534,909 146,240 SH   SOLE   0 0 146,240
SPDR S&P 500 ETF TR TR UNIT 78462F103   354,808 830 SH   SOLE   0 0 830
SPDR SER TR S&P 600 SMCP VAL 78464A300   8,410,332 116,213 SH   SOLE   0 0 116,213
SPDR SER TR PRTFLO S&P500 GW 78464A409   11,549,528 194,830 SH   SOLE   0 0 194,830
SPDR SER TR PORT MTG BK ETF 78464A383   1,097,694 52,774 SH   SOLE   0 0 52,774
SPDR SER TR PORTFOLIO SHORT 78464A474   27,059,925 922,917 SH   SOLE   0 0 922,917
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   8,665,943 94,380 SH   SOLE   0 0 94,380
SPDR SER TR S&P KENSHO CLEAN 78468R655   482,311 7,150 SH   SOLE   0 0 7,150
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   16,011,796 381,870 SH   SOLE   0 0 381,870
STARBUCKS CORP COM 855244109   477,897 5,236 SH   SOLE   0 0 5,236
STEEL DYNAMICS INC COM 858119100   233,096 2,174 SH   SOLE   0 0 2,174
SYNOPSYS INC COM 871607107   235,452 513 SH   SOLE   0 0 513
TESLA INC COM 88160R101   901,966 3,605 SH   SOLE   0 0 3,605
TEXAS INSTRS INC COM 882508104   1,181,775 7,432 SH   SOLE   0 0 7,432
THERMO FISHER SCIENTIFIC INC COM 883556102   361,914 715 SH   SOLE   0 0 715
UNION PAC CORP COM 907818108   1,311,404 6,440 SH   SOLE   0 0 6,440
UNITED PARCEL SERVICE INC CL B 911312106   880,149 5,647 SH   SOLE   0 0 5,647
UNITEDHEALTH GROUP INC COM 91324P102   1,516,296 3,007 SH   SOLE   0 0 3,007
VALERO ENERGY CORP COM 91913Y100   644,367 4,547 SH   SOLE   0 0 4,547
VANECK ETF TRUST IG FLOATING RATE 92189F486   15,250,634 603,030 SH   SOLE   0 0 603,030
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,217,795 56,304 SH   SOLE   0 0 56,304
VANGUARD WORLD FDS INF TECH ETF 92204A702   246,451 594 SH   SOLE   0 0 594
VERIZON COMMUNICATIONS INC COM 92343V104   384,661 11,869 SH   SOLE   0 0 11,869
VERTEX PHARMACEUTICALS INC COM 92532F100   229,856 661 SH   SOLE   0 0 661
VISA INC COM CL A 92826C839   797,526 3,467 SH   SOLE   0 0 3,467
WALMART INC COM 931142103   538,023 3,364 SH   SOLE   0 0 3,364
WISDOMTREE TR US MIDCAP DIVID 97717W505   4,353,106 106,277 SH   SOLE   0 0 106,277
WP CAREY INC COM 92936U109   202,259 3,740 SH   SOLE   0 0 3,740