The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 560 4,673 SH   SOLE   0 0 4,673
ABBVIE INC COM 00287Y109 4,964 45,869 SH   SOLE   0 0 45,869
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,504 5,445 SH   SOLE   0 0 5,445
AIR PRODS & CHEMS INC COM 009158106 2,820 10,022 SH   SOLE   0 0 10,022
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 230 1,015 SH   SOLE   0 0 1,015
ALLSTATE CORP COM 020002101 3,358 29,229 SH   SOLE   0 0 29,229
ALPHABET INC CAP STK CL C 02079K107 6,590 3,186 SH   SOLE   0 0 3,186
ALPHABET INC CAP STK CL A 02079K305 1,139 552 SH   SOLE   0 0 552
ALTRIA GROUP INC COM 02209S103 214 4,181 SH   SOLE   0 0 4,181
AMAZON COM INC COM 023135106 5,288 1,709 SH   SOLE   0 0 1,709
AMGEN INC COM 031162100 1,769 7,112 SH   SOLE   0 0 7,112
ANTHEM INC COM 036752103 478 1,330 SH   SOLE   0 0 1,330
APPLE INC COM 037833100 22,333 182,833 SH   SOLE   0 0 182,833
APPLIED MATLS INC COM 038222105 6,897 51,625 SH   SOLE   0 0 51,625
ARISTA NETWORKS INC COM 040413106 2,029 6,722 SH   SOLE   0 0 6,722
AT&T INC COM 00206R102 1,782 58,870 SH   SOLE   0 0 58,870
B & G FOODS INC NEW COM 05508R106 708 22,800 SH   SOLE   0 0 22,800
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 239 935 SH   SOLE   0 0 935
BIOGEN INC COM 09062X103 1,152 4,119 SH   SOLE   0 0 4,119
BK OF AMERICA CORP COM 060505104 4,994 129,088 SH   SOLE   0 0 129,088
BLACKROCK INC COM 09247X101 894 1,186 SH   SOLE   0 0 1,186
BLACKSTONE GROUP INC COM 09260D107 214 2,871 SH   SOLE   0 0 2,871
BOEING CO COM 097023105 261 1,026 SH   SOLE   0 0 1,026
BP PLC SPONSORED ADR 055622104 534 21,919 SH   SOLE   0 0 21,919
BRISTOL-MYERS SQUIBB CO COM 110122108 207 3,276 SH   SOLE   0 0 3,276
BROADCOM INC COM 11135F101 1,267 2,733 SH   SOLE   0 0 2,733
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 497 3,249 SH   SOLE   0 0 3,249
BYLINE BANCORP INC COM 124411109 254 12,000 SH   SOLE   0 0 12,000
CATERPILLAR INC COM 149123101 5,297 22,846 SH   SOLE   0 0 22,846
CBRE CLARION GLOBAL REAL EST COM 12504G100 194 24,899 SH   SOLE   0 0 24,899
CBRE GROUP INC CL A 12504L109 4,230 53,475 SH   SOLE   0 0 53,475
CHEVRON CORP NEW COM 166764100 210 2,000 SH   SOLE   0 0 2,000
CIGNA CORP NEW COM 125523100 1,751 7,244 SH   SOLE   0 0 7,244
CISCO SYS INC COM 17275R102 2,099 40,591 SH   SOLE   0 0 40,591
CITIZENS FINANCIAL GROUP INC COM 174610105 3,486 78,954 SH   SOLE   0 0 78,954
CITRIX SYS INC COM 177376100 2,610 18,594 SH   SOLE   0 0 18,594
CLOROX CO DEL COM 189054109 216 1,119 SH   SOLE   0 0 1,119
COCA COLA CO COM 191216100 222 4,214 SH   SOLE   0 0 4,214
COMCAST CORP NEW CL A 20030N101 5,452 100,763 SH   SOLE   0 0 100,763
CSX CORP COM 126408103 215 2,234 SH   SOLE   0 0 2,234
CVS HEALTH CORP COM 126650100 378 5,029 SH   SOLE   0 0 5,029
DEERE & CO COM 244199105 665 1,778 SH   SOLE   0 0 1,778
DISNEY WALT CO COM 254687106 902 4,888 SH   SOLE   0 0 4,888
EATON CORP PLC SHS G29183103 1,900 13,740 SH   SOLE   0 0 13,740
ESSEX PPTY TR INC COM 297178105 858 3,158 SH   SOLE   0 0 3,158
EXELON CORP COM 30161N101 1,312 29,994 SH   SOLE   0 0 29,994
EXXON MOBIL CORP COM 30231G102 490 8,774 SH   SOLE   0 0 8,774
FACEBOOK INC CL A 30303M102 4,827 16,390 SH   SOLE   0 0 16,390
FIRST SOLAR INC COM 336433107 1,770 20,278 SH   SOLE   0 0 20,278
FIRST TR NASDAQ ABA CMNTY BK UT COM SHS ETF 33736Q104 356 6,273 SH   SOLE   0 0 6,273
FORD MTR CO DEL COM 345370860 186 15,176 SH   SOLE   0 0 15,176
GARTNER INC COM 366651107 1,219 6,677 SH   SOLE   0 0 6,677
GENERAL MLS INC COM 370334104 859 14,005 SH   SOLE   0 0 14,005
GENERAL MTRS CO COM 37045V100 1,582 27,525 SH   SOLE   0 0 27,525
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 655 18,361 SH   SOLE   0 0 18,361
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 471 5,954 SH   SOLE   0 0 5,954
GOLDMAN SACHS GROUP INC COM 38141G104 687 2,102 SH   SOLE   0 0 2,102
HOLOGIC INC COM 436440101 202 2,721 SH   SOLE   0 0 2,721
HOME DEPOT INC COM 437076102 2,926 9,585 SH   SOLE   0 0 9,585
HONDA MOTOR LTD AMERN SHS 438128308 315 10,439 SH   SOLE   0 0 10,439
HONEYWELL INTL INC COM 438516106 217 1,001 SH   SOLE   0 0 1,001
INGREDION INC COM 457187102 2,370 26,354 SH   SOLE   0 0 26,354
INTEL CORP COM 458140100 4,732 73,945 SH   SOLE   0 0 73,945
INTERNATIONAL BUSINESS MACHS COM 459200101 387 2,901 SH   SOLE   0 0 2,901
INTERPUBLIC GROUP COS INC COM 460690100 817 27,972 SH   SOLE   0 0 27,972
INVESCO EXCH TRADED FD TR II S&P SMLCP MATL 46138G201 205 3,259 SH   SOLE   0 0 3,259
INVESCO EXCHANGE TRADED FD T DYNMC FOOD BEV 46137V753 257 6,436 SH   SOLE   0 0 6,436
INVESCO EXCHANGE TRADED FD T DYNMC SOFTWARE 46137V639 761 4,881 SH   SOLE   0 0 4,881
ISHARES INC MSCI EMERG MRKT 464286533 3,631 57,490 SH   SOLE   0 0 57,490
ISHARES INC ESG AWR MSCI EM 46434G863 248 5,721 SH   SOLE   0 0 5,721
ISHARES TR CORE S&P SCP ETF 464287804 2,141 19,724 SH   SOLE   0 0 19,724
ISHARES TR EXPANDED TECH 464287515 266 780 SH   SOLE   0 0 780
ISHARES TR S&P 100 ETF 464287101 508 2,826 SH   SOLE   0 0 2,826
ISHARES TR TIPS BD ETF 464287176 4,144 33,017 SH   SOLE   0 0 33,017
ISHARES TR SELECT DIVID ETF 464287168 1,586 13,904 SH   SOLE   0 0 13,904
ISHARES TR CORE S&P500 ETF 464287200 4,408 11,080 SH   SOLE   0 0 11,080
ISHARES TR EAFE SML CP ETF 464288273 1,457 20,286 SH   SOLE   0 0 20,286
ISHARES TR BARCLAYS 7 10 YR 464287440 2,917 25,827 SH   SOLE   0 0 25,827
ISHARES TR 1 3 YR TREAS BD 464287457 817 9,476 SH   SOLE   0 0 9,476
ISHARES TR RUS 1000 VAL ETF 464287598 5,811 38,341 SH   SOLE   0 0 38,341
ISHARES TR RUS 1000 GRW ETF 464287614 1,860 7,655 SH   SOLE   0 0 7,655
ISHARES TR RUSSELL 2000 ETF 464287655 385 1,743 SH   SOLE   0 0 1,743
ISHARES TR RUS 2000 VAL ETF 464287630 251 1,571 SH   SOLE   0 0 1,571
ISHARES TR CORE DIV GRWTH 46434V621 294 6,087 SH   SOLE   0 0 6,087
ISHARES TR BLACKROCK ULTRA 46434V878 625 12,370 SH   SOLE   0 0 12,370
ISHARES TR MSCI USA QLT FCT 46432F339 555 4,554 SH   SOLE   0 0 4,554
ISHARES TR MSCI USA VALUE 46432F388 449 4,383 SH   SOLE   0 0 4,383
ISHARES TR MSCI USA MMENTM 46432F396 442 2,749 SH   SOLE   0 0 2,749
ISHARES TR GNMA BOND ETF 46429B333 211 4,200 SH   SOLE   0 0 4,200
ISHARES TR MSCI EAFE MIN VL 46429B689 3,225 44,180 SH   SOLE   0 0 44,180
ISHARES TR RUS MD CP GR ETF 464287481 529 5,182 SH   SOLE   0 0 5,182
ISHARES TR MSCI USA MIN VOL 46429B697 7,660 110,710 SH   SOLE   0 0 110,710
ISHARES TR AGENCY BOND ETF 464288166 1,876 15,933 SH   SOLE   0 0 15,933
ISHARES TR INTL SEL DIV ETF 464288448 360 11,434 SH   SOLE   0 0 11,434
ISHARES TR MBS ETF 464288588 2,759 25,445 SH   SOLE   0 0 25,445
ISHARES TR 10-20 YR TRS ETF 464288653 297 2,120 SH   SOLE   0 0 2,120
ISHARES TR CORE S&P TTL STK 464287150 313 3,418 SH   SOLE   0 0 3,418
ISHARES TR U.S. MED DVC ETF 464288810 260 788 SH   SOLE   0 0 788
ISHARES TR EAFE VALUE ETF 464288877 300 5,891 SH   SOLE   0 0 5,891
ISHARES TR CORE US AGGBD ET 464287226 265 2,325 SH   SOLE   0 0 2,325
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 1,386 22,724 SH   SOLE   0 0 22,724
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 407 8,016 SH   SOLE   0 0 8,016
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 2,561 50,176 SH   SOLE   0 0 50,176
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 2,192 13,336 SH   SOLE   0 0 13,336
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 520 10,581 SH   SOLE   0 0 10,581
JOHNSON & JOHNSON COM 478160104 2,594 15,782 SH   SOLE   0 0 15,782
JPMORGAN CHASE & CO COM 46625H100 827 5,432 SH   SOLE   0 0 5,432
KIMBERLY-CLARK CORP COM 494368103 632 4,544 SH   SOLE   0 0 4,544
KINDER MORGAN INC DEL COM 49456B101 2,173 130,502 SH   SOLE   0 0 130,502
KROGER CO COM 501044101 1,184 32,912 SH   SOLE   0 0 32,912
LEGGETT & PLATT INC COM 524660107 1,974 43,243 SH   SOLE   0 0 43,243
LILLY ELI & CO COM 532457108 3,897 20,859 SH   SOLE   0 0 20,859
LKQ CORP COM 501889208 3,047 71,992 SH   SOLE   0 0 71,992
LOWES COS INC COM 548661107 714 3,756 SH   SOLE   0 0 3,756
MAGNA INTL INC COM 559222401 648 7,358 SH   SOLE   0 0 7,358
MANPOWERGROUP INC COM 56418H100 2,217 22,413 SH   SOLE   0 0 22,413
MANULIFE FINL CORP COM 56501R106 1,966 91,449 SH   SOLE   0 0 91,449
MARATHON PETE CORP COM 56585A102 2,067 38,634 SH   SOLE   0 0 38,634
MASCO CORP COM 574599106 3,388 56,567 SH   SOLE   0 0 56,567
MCDONALDS CORP COM 580135101 1,261 5,626 SH   SOLE   0 0 5,626
MERCK & CO. INC COM 58933Y105 791 10,263 SH   SOLE   0 0 10,263
MGM GROWTH PPTYS LLC CL A COM 55303A105 1,696 52,000 SH   SOLE   0 0 52,000
MICROSOFT CORP COM 594918104 7,383 31,314 SH   SOLE   0 0 31,314
MONDELEZ INTL INC CL A 609207105 202 3,443 SH   SOLE   0 0 3,443
MORGAN STANLEY COM NEW 617446448 4,870 62,707 SH   SOLE   0 0 62,707
NAVIENT CORPORATION COM 63938C108 620 43,325 SH   SOLE   0 0 43,325
NETAPP INC COM 64110D104 400 5,504 SH   SOLE   0 0 5,504
NETFLIX INC COM 64110L106 442 847 SH   SOLE   0 0 847
NEWELL BRANDS INC COM 651229106 370 13,817 SH   SOLE   0 0 13,817
NEWMONT CORP COM 651639106 1,108 18,379 SH   SOLE   0 0 18,379
NEXTERA ENERGY INC COM 65339F101 1,006 13,307 SH   SOLE   0 0 13,307
NORTHROP GRUMMAN CORP COM 666807102 2,487 7,683 SH   SOLE   0 0 7,683
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 224 5,200 SH   SOLE   0 0 5,200
NUVEEN PFD & INCM SECURTIES COM 67072C105 101 10,341 SH   SOLE   0 0 10,341
NVIDIA CORPORATION COM 67066G104 273 512 SH   SOLE   0 0 512
ORACLE CORP COM 68389X105 856 12,205 SH   SOLE   0 0 12,205
PAYCHEX INC COM 704326107 1,351 13,786 SH   SOLE   0 0 13,786
PAYPAL HLDGS INC COM 70450Y103 1,735 7,146 SH   SOLE   0 0 7,146
PEOPLES FINL SVCS CORP COM 711040105 211 5,000 SH   SOLE   0 0 5,000
PEPSICO INC COM 713448108 951 6,726 SH   SOLE   0 0 6,726
PFIZER INC COM 717081103 1,330 36,712 SH   SOLE   0 0 36,712
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,455 24,092 SH   SOLE   0 0 24,092
PIMCO ETF TR 1-5 US TIP IDX 72201R205 1,203 21,935 SH   SOLE   0 0 21,935
POTLATCHDELTIC CORPORATION COM 737630103 348 6,571 SH   SOLE   0 0 6,571
PROCTER AND GAMBLE CO COM 742718109 819 6,048 SH   SOLE   0 0 6,048
PROGRESSIVE CORP COM 743315103 802 8,387 SH   SOLE   0 0 8,387
PROLOGIS INC. COM 74340W103 447 4,221 SH   SOLE   0 0 4,221
QORVO INC COM 74736K101 1,363 7,462 SH   SOLE   0 0 7,462
REALTY INCOME CORP COM 756109104 557 8,772 SH   SOLE   0 0 8,772
REGENERON PHARMACEUTICALS COM 75886F107 1,830 3,867 SH   SOLE   0 0 3,867
REGIONS FINANCIAL CORP NEW COM 7591EP100 1,630 78,885 SH   SOLE   0 0 78,885
RIO TINTO PLC SPONSORED ADR 767204100 1,149 14,799 SH   SOLE   0 0 14,799
ROSS STORES INC COM 778296103 3,181 26,530 SH   SOLE   0 0 26,530
SCHWAB CHARLES CORP COM 808513105 3,185 48,858 SH   SOLE   0 0 48,858
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 267 5,196 SH   SOLE   0 0 5,196
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 577 7,919 SH   SOLE   0 0 7,919
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 882 7,551 SH   SOLE   0 0 7,551
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,918 14,443 SH   SOLE   0 0 14,443
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 958 9,735 SH   SOLE   0 0 9,735
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,131 33,213 SH   SOLE   0 0 33,213
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 237 3,694 SH   SOLE   0 0 3,694
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 908 12,384 SH   SOLE   0 0 12,384
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,185 7,048 SH   SOLE   0 0 7,048
SOUTHERN CO COM 842587107 358 5,767 SH   SOLE   0 0 5,767
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 7,300 166,745 SH   SOLE   0 0 166,745
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,350 36,120 SH   SOLE   0 0 36,120
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 5,968 168,789 SH   SOLE   0 0 168,789
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,668 9,254 SH   SOLE   0 0 9,254
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 390 819 SH   SOLE   0 0 819
SPDR SER TR S&P 600 SMCP GRW 78464A201 7,924 92,303 SH   SOLE   0 0 92,303
SPDR SER TR PORTFOLIO SH TSR 78468R101 14,073 458,995 SH   SOLE   0 0 458,995
SPDR SER TR S&P 600 SMCP VAL 78464A300 6,958 84,868 SH   SOLE   0 0 84,868
SPDR SER TR PORTFOLIO SHORT 78464A474 325 10,387 SH   SOLE   0 0 10,387
SPDR SER TR PORTFOLIO LN TSR 78464A664 327 8,395 SH   SOLE   0 0 8,395
SPDR SER TR PORTFOLIO S&P500 78464A854 981 21,053 SH   SOLE   0 0 21,053
SPDR SER TR PORTFOLI S&P1500 78464A805 820 16,667 SH   SOLE   0 0 16,667
SPDR SER TR PORTFLI INTRMDIT 78464A672 12,392 386,297 SH   SOLE   0 0 386,297
SPDR SER TR PRTFLO S&P500 GW 78464A409 19,282 341,879 SH   SOLE   0 0 341,879
SPDR SER TR SPDR BLOOMBERG 78468R663 957 10,462 SH   SOLE   0 0 10,462
SPDR SER TR BLOMBERG 1 10 YR 78468R861 14,923 715,044 SH   SOLE   0 0 715,044
SPDR SER TR PRTFLO S&P500 VL 78464A508 20,458 539,778 SH   SOLE   0 0 539,778
SPDR SER TR PRTFLO S&P500 HI 78468R788 518 13,444 SH   SOLE   0 0 13,444
SPDR SER TR S&P 400 MDCP GRW 78464A821 12,164 161,949 SH   SOLE   0 0 161,949
SPDR SER TR S&P 400 MDCP VAL 78464A839 12,903 197,201 SH   SOLE   0 0 197,201
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 4,254 60,886 SH   SOLE   0 0 60,886
STARBUCKS CORP COM 855244109 251 2,294 SH   SOLE   0 0 2,294
STEEL DYNAMICS INC COM 858119100 2,105 41,475 SH   SOLE   0 0 41,475
STERIS PLC SHS USD G8473T100 2,301 12,081 SH   SOLE   0 0 12,081
STONE HBR EMERGING MKTS INCO COM 86164T107 170 20,242 SH   SOLE   0 0 20,242
STRYKER CORPORATION COM 863667101 3,056 12,546 SH   SOLE   0 0 12,546
TESLA INC COM 88160R101 462 691 SH   SOLE   0 0 691
TEXAS INSTRS INC COM 882508104 368 1,949 SH   SOLE   0 0 1,949
THERMO FISHER SCIENTIFIC INC COM 883556102 524 1,148 SH   SOLE   0 0 1,148
TRI POINTE HOMES INC COM 87265H109 2,614 128,403 SH   SOLE   0 0 128,403
TRUIST FINL CORP COM 89832Q109 2,939 50,386 SH   SOLE   0 0 50,386
TYSON FOODS INC CL A 902494103 2,439 32,827 SH   SOLE   0 0 32,827
UBS AG LONDON BRANCH EN LG CP GRWTH 902677780 223 396 SH   SOLE   0 0 396
UNION PAC CORP COM 907818108 1,396 6,335 SH   SOLE   0 0 6,335
UNITED PARCEL SERVICE INC CL B 911312106 804 4,731 SH   SOLE   0 0 4,731
UNITED RENTALS INC COM 911363109 5,612 17,041 SH   SOLE   0 0 17,041
UNITEDHEALTH GROUP INC COM 91324P102 277 744 SH   SOLE   0 0 744
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 518 6,299 SH   SOLE   0 0 6,299
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,640 16,962 SH   SOLE   0 0 16,962
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,158 23,415 SH   SOLE   0 0 23,415
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 574 1,577 SH   SOLE   0 0 1,577
VANGUARD INDEX FDS GROWTH ETF 922908736 15,660 60,925 SH   SOLE   0 0 60,925
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,888 38,165 SH   SOLE   0 0 38,165
VANGUARD INDEX FDS VALUE ETF 922908744 6,579 50,044 SH   SOLE   0 0 50,044
VANGUARD INDEX FDS MID CAP ETF 922908629 386 1,745 SH   SOLE   0 0 1,745
VANGUARD INDEX FDS SMALL CP ETF 922908751 294 1,371 SH   SOLE   0 0 1,371
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,453 8,932 SH   SOLE   0 0 8,932
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,158 31,147 SH   SOLE   0 0 31,147
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,674 39,992 SH   SOLE   0 0 39,992
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,442 56,724 SH   SOLE   0 0 56,724
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,523 48,472 SH   SOLE   0 0 48,472
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 218 1,696 SH   SOLE   0 0 1,696
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 551 6,680 SH   SOLE   0 0 6,680
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 417 6,209 SH   SOLE   0 0 6,209
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 253 4,748 SH   SOLE   0 0 4,748
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 9,236 62,793 SH   SOLE   0 0 62,793
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,942 39,539 SH   SOLE   0 0 39,539
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,218 31,830 SH   SOLE   0 0 31,830
VANGUARD WORLD FD MEGA GRWTH IND 921910816 444 2,144 SH   SOLE   0 0 2,144
VERINT SYS INC COM 92343X100 1,781 39,149 SH   SOLE   0 0 39,149
VERIZON COMMUNICATIONS INC COM 92343V104 2,881 49,544 SH   SOLE   0 0 49,544
VIACOMCBS INC CL B 92556H206 403 8,937 SH   SOLE   0 0 8,937
VISA INC COM CL A 92826C839 3,154 14,896 SH   SOLE   0 0 14,896
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,931 35,171 SH   SOLE   0 0 35,171
WALMART INC COM 931142103 350 2,578 SH   SOLE   0 0 2,578
WISDOMTREE TR INTL SMCAP DIV 97717W760 783 10,844 SH   SOLE   0 0 10,844
WISDOMTREE TR EMER MKT HIGH FD 97717W315 623 14,041 SH   SOLE   0 0 14,041
WISDOMTREE TR US S CAP QTY DIV 97717X651 1,097 23,829 SH   SOLE   0 0 23,829
WISDOMTREE TR US QTLY DIV GRT 97717X669 601 10,503 SH   SOLE   0 0 10,503
WISDOMTREE TR US MULTIFACTOR 97717Y857 485 12,807 SH   SOLE   0 0 12,807