The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 1,614,819 15,363 SH   SOLE   0 0 15,363
ABBOTT LABS COM 002824100 BBG001S5N9M6 3,972,835 39,234 SH   SOLE   0 0 39,234
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 11,181,732 70,162 SH   SOLE   0 0 70,162
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 532,909 1,865 SH   SOLE   0 0 1,865
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 1,279,428 3,320 SH   SOLE   0 0 3,320
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 721,759 2,513 SH   SOLE   0 0 2,513
ALLSTATE CORP COM 020002101 BBG001S9BM06 353,927 3,194 SH   SOLE   0 0 3,194
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 13,891,833 133,923 SH   SOLE   0 0 133,923
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 678,392 6,523 SH   SOLE   0 0 6,523
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 215,693 4,834 SH   SOLE   0 0 4,834
AMAZON COM INC COM 023135106 BBG001S5PQL7 15,031,277 145,525 SH   SOLE   0 0 145,525
AMEREN CORP COM 023608102 BBG001S5NF24 279,212 3,232 SH   SOLE   0 0 3,232
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 356,226 3,915 SH   SOLE   0 0 3,915
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 1,961,420 11,891 SH   SOLE   0 0 11,891
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 7,660,153 37,487 SH   SOLE   0 0 37,487
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 291,175 950 SH   SOLE   0 0 950
AMGEN INC COM 031162100 BBG001S5NNL6 887,592 3,672 SH   SOLE   0 0 3,672
ANGION BIOMEDICA CORP COM 03476J107 BBG00444GM11 8,987 15,495 SH   SOLE   0 0 15,495
APPLE INC COM 037833100 BBG001S5N8V8 51,403,781 311,727 SH   SOLE   0 0 311,727
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 248,362 2,022 SH   SOLE   0 0 2,022
AT&T INC COM 00206R102 BBG001S5VWH2 857,914 44,567 SH   SOLE   0 0 44,567
ATMOS ENERGY CORP COM 049560105 BBG001S5VG05 279,776 2,490 SH   SOLE   0 0 2,490
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 4,696,271 21,095 SH   SOLE   0 0 21,095
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 919,927 32,165 SH   SOLE   0 0 32,165
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 216,840 4,772 SH   SOLE   0 0 4,772
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 BBG001SPJ625 37,658,692 1,192,108 SH   SOLE   0 0 1,192,108
BAXTER INTL INC COM 071813109 BBG001S5P1K3 266,236 6,564 SH   SOLE   0 0 6,564
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 505,229 2,041 SH   SOLE   0 0 2,041
BENTLEY SYS INC COM CL B 08265T208 BBG001SBWGV7 2,891,808 67,267 SH   SOLE   0 0 67,267
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 1,396,800 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 5,711,010 18,496 SH   SOLE   0 0 18,496
BLACKROCK INC COM 09247X101 BBG001SDBP55 6,532,168 9,762 SH   SOLE   0 0 9,762
BLACKSTONE INC COM 09260D107 BBG001S7H949 294,528 3,353 SH   SOLE   0 0 3,353
BOEING CO COM 097023105 BBG001S5P0V3 1,016,690 4,786 SH   SOLE   0 0 4,786
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 2,434,775 35,129 SH   SOLE   0 0 35,129
BRUKER CORP COM 116794108 BBG001SF69P0 364,743 4,626 SH   SOLE   0 0 4,626
CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 4,790,892 22,804 SH   SOLE   0 0 22,804
CARLISLE COS INC COM 142339100 BBG001S5Q6R4 595,468 2,634 SH   SOLE   0 0 2,634
CATERPILLAR INC COM 149123101 BBG001S5PJ06 2,791,277 12,198 SH   SOLE   0 0 12,198
CENTERPOINT ENERGY INC COM 15189T107 BBG001SB10S0 1,384,213 46,986 SH   SOLE   0 0 46,986
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 20,644,516 126,529 SH   SOLE   0 0 126,529
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 359,233 1,850 SH   SOLE   0 0 1,850
CISCO SYS INC COM 17275R102 BBG001S6HC62 10,477,390 200,428 SH   SOLE   0 0 200,428
CMS ENERGY CORP COM 125896100 BBG001S5PYJ3 1,138,292 18,545 SH   SOLE   0 0 18,545
COCA COLA CO COM 191216100 BBG001S5SMQ8 2,630,853 42,413 SH   SOLE   0 0 42,413
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 300,375 3,997 SH   SOLE   0 0 3,997
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 1,877,008 49,512 SH   SOLE   0 0 49,512
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 370,450 3,734 SH   SOLE   0 0 3,734
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 276,870 3,527 SH   SOLE   0 0 3,527
CORNING INC COM 219350105 BBG001S5RLH1 2,159,242 61,203 SH   SOLE   0 0 61,203
CORTEVA INC COM 22052L104 BBG00BN969D0 415,304 6,886 SH   SOLE   0 0 6,886
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 12,560,369 25,279 SH   SOLE   0 0 25,279
CSX CORP COM 126408103 BBG001S5Q7Q3 2,936,126 98,067 SH   SOLE   0 0 98,067
CUMMINS INC COM 231021106 BBG001S5Q9M3 301,228 1,261 SH   SOLE   0 0 1,261
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 8,126,027 109,353 SH   SOLE   0 0 109,353
D R HORTON INC COM 23331A109 BBG001S8M692 6,999,041 71,645 SH   SOLE   0 0 71,645
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 10,480,023 41,581 SH   SOLE   0 0 41,581
DEERE & CO COM 244199105 BBG001S5QFF7 8,430,394 20,419 SH   SOLE   0 0 20,419
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 309,027 3,143 SH   SOLE   0 0 3,143
DISNEY WALT CO COM 254687106 BBG001S5QHF3 6,982,966 69,739 SH   SOLE   0 0 69,739
DNP SELECT INCOME FD INC COM 23325P104 BBG001S5QKC9 270,122 24,512 SH   SOLE   0 0 24,512
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 1,055,192 5,014 SH   SOLE   0 0 5,014
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 560,330 10,022 SH   SOLE   0 0 10,022
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 2,516,227 26,083 SH   SOLE   0 0 26,083
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 223,439 3,113 SH   SOLE   0 0 3,113
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 356,337 4,225 SH   SOLE   0 0 4,225
EATON CORP PLC SHS G29183103 BBG001S5QZ45 241,075 1,407 SH   SOLE   0 0 1,407
ECOLAB INC COM 278865100 BBG001S5QRB5 6,148,807 37,146 SH   SOLE   0 0 37,146
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 384,446 4,647 SH   SOLE   0 0 4,647
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 2,145,735 24,624 SH   SOLE   0 0 24,624
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 1,068,756 28,066 SH   SOLE   0 0 28,066
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 673,031 53,972 SH   SOLE   0 0 53,972
ESSENTIAL UTILS INC COM 29670G102 BBG001S5VFD3 4,267,789 97,773 SH   SOLE   0 0 97,773
EXELON CORP COM 30161N101 BBG001SBJMT2 583,067 13,919 SH   SOLE   0 0 13,919
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 6,704,687 61,141 SH   SOLE   0 0 61,141
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 BBG001S5RC36 443,253 4,485 SH   SOLE   0 0 4,485
FEDERAL SIGNAL CORP COM 313855108 BBG001S5RD98 296,800 5,475 SH   SOLE   0 0 5,475
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 6,955,776 552,046 SH   SOLE   0 0 552,046
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 451,878 4,727 SH   SOLE   0 0 4,727
GENERAL MLS INC COM 370334104 BBG001S5RKR2 492,933 5,768 SH   SOLE   0 0 5,768
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 254,326 7,148 SH   SOLE   0 0 7,148
HERSHEY CO COM 427866108 BBG001S5S148 1,073,610 4,220 SH   SOLE   0 0 4,220
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,231,754 4,174 SH   SOLE   0 0 4,174
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 3,248,467 16,997 SH   SOLE   0 0 16,997
HUMANA INC COM 444859102 BBG001S5S1X6 283,023 583 SH   SOLE   0 0 583
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 397,211 1,632 SH   SOLE   0 0 1,632
INTEL CORP COM 458140100 BBG001S5SF65 1,962,345 60,066 SH   SOLE   0 0 60,066
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 3,684,678 28,108 SH   SOLE   0 0 28,108
INVESCO PA VALUE MUN INC TR COM 46132K109 BBG001S75GP3 481,418 47,950 SH   SOLE   0 0 47,950
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 964,490 3,005 SH   SOLE   0 0 3,005
IONIS PHARMACEUTICALS INC COM 462222100 BBG001SB7RD1 5,323,830 148,960 SH   SOLE   0 0 148,960
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 31,747,263 650,692 SH   SOLE   0 0 650,692
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 200,950 3,999 SH   SOLE   0 0 3,999
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 25,999,168 388,918 SH   SOLE   0 0 388,918
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 56,475,723 225,758 SH   SOLE   0 0 225,758
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 73,165,965 756,628 SH   SOLE   0 0 756,628
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 22,943,557 253,380 SH   SOLE   0 0 253,380
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 59,871,412 145,644 SH   SOLE   0 0 145,644
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 26,873,103 269,702 SH   SOLE   0 0 269,702
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 215,017 2,993 SH   SOLE   0 0 2,993
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 309,649 9,110 SH   SOLE   0 0 9,110
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 406,121 4,490 SH   SOLE   0 0 4,490
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 384,961 8,010 SH   SOLE   0 0 8,010
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 986,868 13,062 SH   SOLE   0 0 13,062
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 8,060,554 73,538 SH   SOLE   0 0 73,538
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 285,551 5,650 SH   SOLE   0 0 5,650
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 21,386,686 247,875 SH   SOLE   0 0 247,875
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 1,928,465 26,964 SH   SOLE   0 0 26,964
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 1,386,624 35,140 SH   SOLE   0 0 35,140
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 247,698 1,100 SH   SOLE   0 0 1,100
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 559,849 8,007 SH   SOLE   0 0 8,007
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 783,885 4,191 SH   SOLE   0 0 4,191
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 211,276 1,803 SH   SOLE   0 0 1,803
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 803,330 14,882 SH   SOLE   0 0 14,882
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 2,408,567 47,865 SH   SOLE   0 0 47,865
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 19,845,248 128,034 SH   SOLE   0 0 128,034
JOHNSON CTLS INTL PLC SHS G51502105 BBG001S5WZ84 289,538 4,808 SH   SOLE   0 0 4,808
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 17,566,035 134,802 SH   SOLE   0 0 134,802
KARYOPHARM THERAPEUTICS INC NOTE 3.000%10/1 48576UAA4   57,770 75,000 PRN   SOLE   0 0 75,000
KEYCORP COM 493267108 BBG001S5SKV6 142,415 11,375 SH   SOLE   0 0 11,375
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 661,302 4,927 SH   SOLE   0 0 4,927
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 293,763 16,777 SH   SOLE   0 0 16,777
LILLY ELI & CO COM 532457108 BBG001S5STL8 1,050,522 3,059 SH   SOLE   0 0 3,059
LINDE PLC SHS G54950103 BBG01FND0CH6 289,049 821 SH   SOLE   0 0 821
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 6,848,652 14,487 SH   SOLE   0 0 14,487
M & T BK CORP COM 55261F104 BBG001S7S2B4 236,509 1,978 SH   SOLE   0 0 1,978
MASCO CORP COM 574599106 BBG001S5SZ70 372,651 7,495 SH   SOLE   0 0 7,495
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 990,292 2,725 SH   SOLE   0 0 2,725
MCDONALDS CORP COM 580135101 BBG001S5T110 8,935,585 31,957 SH   SOLE   0 0 31,957
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 286,306 3,551 SH   SOLE   0 0 3,551
MERCK & CO INC COM 58933Y105 BBG001S5TC52 5,933,264 55,769 SH   SOLE   0 0 55,769
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 475,381 2,243 SH   SOLE   0 0 2,243
MICROSOFT CORP COM 594918104 BBG001S5TD05 47,332,225 164,177 SH   SOLE   0 0 164,177
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 802,734 11,514 SH   SOLE   0 0 11,514
MONSTER BEVERAGE CORP NEW COM 61174X109 BBG008NVB1F7 2,945,597 54,538 SH   SOLE   0 0 54,538
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 363,229 4,137 SH   SOLE   0 0 4,137
MUELLER WTR PRODS INC COM SER A 624758108 BBG001SNQZ91 441,828 31,695 SH   SOLE   0 0 31,695
NETFLIX INC COM 64110L106 BBG001SF6L46 372,427 1,078 SH   SOLE   0 0 1,078
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 11,623,942 150,804 SH   SOLE   0 0 150,804
NIKE INC CL B 654106103 BBG001S6NTK2 218,719 1,783 SH   SOLE   0 0 1,783
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 272,877 591 SH   SOLE   0 0 591
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 BBG00FJ5HKX5 325,337 8,510 SH   SOLE   0 0 8,510
NUVEEN MUN VALUE FD INC COM 670928100 BBG001S5TS84 94,611 10,739 SH   SOLE   0 0 10,739
NUVEEN PENNSYLVANIA QLT MUN COM 670972108 BBG001S6PT66 180,343 15,778 SH   SOLE   0 0 15,778
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 20,861,035 75,102 SH   SOLE   0 0 75,102
ORACLE CORP COM 68389X105 BBG001S5SJG6 540,516 5,817 SH   SOLE   0 0 5,817
PAYCHEX INC COM 704326107 BBG001S5V135 2,054,026 17,925 SH   SOLE   0 0 17,925
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 443,566 5,841 SH   SOLE   0 0 5,841
PEPSICO INC COM 713448108 BBG001S695T1 5,106,954 28,014 SH   SOLE   0 0 28,014
PFIZER INC COM 717081103 BBG001S5V466 6,538,087 160,247 SH   SOLE   0 0 160,247
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 313,534 3,224 SH   SOLE   0 0 3,224
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 8,559,195 67,342 SH   SOLE   0 0 67,342
PPG INDS INC COM 693506107 BBG001S5VC13 830,868 6,220 SH   SOLE   0 0 6,220
PPL CORP COM 69351T106 BBG001S5VC31 1,700,248 61,182 SH   SOLE   0 0 61,182
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 18,691,774 125,710 SH   SOLE   0 0 125,710
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 21,546,282 172,688 SH   SOLE   0 0 172,688
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 291,017 4,660 SH   SOLE   0 0 4,660
QUALCOMM INC COM 747525103 BBG001S6VS70 5,271,423 41,319 SH   SOLE   0 0 41,319
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 610,319 6,232 SH   SOLE   0 0 6,232
REALTY INCOME CORP COM 756109104 BBG001S884K0 453,213 7,158 SH   SOLE   0 0 7,158
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 8,043,945 23,331 SH   SOLE   0 0 23,331
SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 1,497,746 30,504 SH   SOLE   0 0 30,504
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 5,650,863 107,882 SH   SOLE   0 0 107,882
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 305,370 4,174 SH   SOLE   0 0 4,174
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 47,574,071 701,165 SH   SOLE   0 0 701,165
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 544,419 12,984 SH   SOLE   0 0 12,984
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 681,194 8,224 SH   SOLE   0 0 8,224
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 355,779 5,256 SH   SOLE   0 0 5,256
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 272,049 4,728 SH   SOLE   0 0 4,728
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 2,349,170 10,451 SH   SOLE   0 0 10,451
SHOPIFY INC CL A 82509L107 BBG004DW5NC7 339,655 7,085 SH   SOLE   0 0 7,085
SOUTHERN CO COM 842587107 BBG001S5W777 440,581 6,332 SH   SOLE   0 0 6,332
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 252,111 1,376 SH   SOLE   0 0 1,376
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 14,859,934 36,298 SH   SOLE   0 0 36,298
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 558,343 1,218 SH   SOLE   0 0 1,218
SPDR SER TR AEROSPACE DEF 78464A631 BBG0024LG8W4 347,573 2,973 SH   SOLE   0 0 2,973
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 10,757,495 115,896 SH   SOLE   0 0 115,896
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 2,603,372 80,128 SH   SOLE   0 0 80,128
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 9,249,716 312,174 SH   SOLE   0 0 312,174
SPDR SER TR S&P 600 SML CAP 78464A813 BBG001SPTB69 478,971 5,700 SH   SOLE   0 0 5,700
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 BBG00JPZ8T56 413,146 21,848 SH   SOLE   0 0 21,848
STANLEY BLACK & DECKER INC COM 854502101 BBG001S5WHT1 242,143 3,005 SH   SOLE   0 0 3,005
STARBUCKS CORP COM 855244109 BBG001S72KH6 259,257 2,490 SH   SOLE   0 0 2,490
STATE STR CORP COM 857477103 BBG001S5RLD5 214,354 2,832 SH   SOLE   0 0 2,832
STRYKER CORPORATION COM 863667101 BBG001S8FR03 10,715,408 37,536 SH   SOLE   0 0 37,536
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 BBG001S9TN41 4,667,732 39,126 SH   SOLE   0 0 39,126
TARGET CORP COM 87612E106 BBG001SC0K41 4,121,206 24,882 SH   SOLE   0 0 24,882
TELEFLEX INCORPORATED COM 879369106 BBG001S5WNP2 367,300 1,450 SH   SOLE   0 0 1,450
TESLA INC COM 88160R101 BBG001SQKGD7 596,033 2,873 SH   SOLE   0 0 2,873
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 836,487 4,497 SH   SOLE   0 0 4,497
TEXAS PACIFIC LAND CORPORATI COM 88262P102 BBG00YRJXKC0 289,173 170 SH   SOLE   0 0 170
TEXTRON INC COM 883203101 BBG001S5WZ39 802,074 11,356 SH   SOLE   0 0 11,356
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 636,525 2,491 SH   SOLE   0 0 2,491
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 3,105,498 16,880 SH   SOLE   0 0 16,880
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 334,592 1,952 SH   SOLE   0 0 1,952
UNION PAC CORP COM 907818108 BBG001S5X2M0 443,376 2,203 SH   SOLE   0 0 2,203
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 419,607 2,163 SH   SOLE   0 0 2,163
UNIVEST FINANCIAL CORPORATIO COM 915271100 BBG001S6YQ99 787,776 33,184 SH   SOLE   0 0 33,184
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 BBG001TC6MK2 250,735 2,822 SH   SOLE   0 0 2,822
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 2,548,766 33,213 SH   SOLE   0 0 33,213
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 BBG001ST39S0 1,567,595 20,454 SH   SOLE   0 0 20,454
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 3,491,524 45,647 SH   SOLE   0 0 45,647
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 247,748 3,356 SH   SOLE   0 0 3,356
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 2,875,248 58,774 SH   SOLE   0 0 58,774
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 11,237,036 45,049 SH   SOLE   0 0 45,049
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 3,472,413 18,588 SH   SOLE   0 0 18,588
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 349,438 1,793 SH   SOLE   0 0 1,793
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 288,251 2,150 SH   SOLE   0 0 2,150
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 26,828,262 127,196 SH   SOLE   0 0 127,196
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1,748,995 4,651 SH   SOLE   0 0 4,651
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 27,546,701 145,319 SH   SOLE   0 0 145,319
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,210,607 10,831 SH   SOLE   0 0 10,831
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 10,661,510 77,196 SH   SOLE   0 0 77,196
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 11,355,625 212,374 SH   SOLE   0 0 212,374
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 66,309,949 1,641,335 SH   SOLE   0 0 1,641,335
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 1,318,948 28,334 SH   SOLE   0 0 28,334
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 400,888 2,603 SH   SOLE   0 0 2,603
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 847,915 15,358 SH   SOLE   0 0 15,358
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 82,646,768 1,829,683 SH   SOLE   0 0 1,829,683
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 4,765,953 76,488 SH   SOLE   0 0 76,488
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 BBG001SHVTQ3 274,774 1,088 SH   SOLE   0 0 1,088
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 BBG001SHTTM0 671,256 8,618 SH   SOLE   0 0 8,618
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 453,698 1,177 SH   SOLE   0 0 1,177
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 3,601,797 92,615 SH   SOLE   0 0 92,615
VISA INC COM CL A 92826C839 BBG001SRCFY3 14,381,725 63,788 SH   SOLE   0 0 63,788
WALMART INC COM 931142103 BBG001S5XH92 393,544 2,669 SH   SOLE   0 0 2,669
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 8,247,038 50,543 SH   SOLE   0 0 50,543
WEC ENERGY GROUP INC COM 92939U106 BBG001S5XDC7 318,874 3,364 SH   SOLE   0 0 3,364
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 791,363 21,171 SH   SOLE   0 0 21,171
WESTERN DIGITAL CORP. COM 958102105 BBG001S5XD28 647,397 17,186 SH   SOLE   0 0 17,186
WEYERHAEUSER CO MTN BE COM NEW 962166104 BBG001S5XL11 445,201 14,776 SH   SOLE   0 0 14,776
WILLIAMS COS INC COM 969457100 BBG001S5XH10 403,827 13,524 SH   SOLE   0 0 13,524
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 BBG001T6DPF6 200,017 2,433 SH   SOLE   0 0 2,433
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 683,080 5,287 SH   SOLE   0 0 5,287
ZOETIS INC CL A 98978V103 BBG0039320P7 9,824,734 59,029 SH   SOLE   0 0 59,029