The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIAGEO ADR ADR 25243Q205 467 2,125 SH   SOLE   0 0 2,125
NESTLE S A SPONSORED ADR ADR 641069406 5,372 38,271 SH   SOLE   0 0 38,271
NOVARTIS AG ADR ADR 66987V109 270 3,088 SH   SOLE   0 0 3,088
UNILEVER PLC ADR ADR 904767704 569 10,579 SH   SOLE   0 0 10,579
ABBOTT LABORATORIES COM 002824100 2,781 19,763 SH   SOLE   0 0 19,763
ABBVIE INC. COM COM 00287Y109 780 5,767 SH   SOLE   0 0 5,767
AFLAC COM 001055102 2,036 34,875 SH   SOLE   0 0 34,875
AIR PRODUCTS & CHEMICALS COM 009158106 2,758 9,066 SH   SOLE   0 0 9,066
ALLEGION PUB LTD CO ORD SHS COM G0176J109 742 5,606 SH   SOLE   0 0 5,606
ALLSTATE CORP COM 020002101 272 2,320 SH   SOLE   0 0 2,320
ALPHABET INC CAP STK CL A COM 02079K305 9,594 3,312 SH   SOLE   0 0 3,312
ALPHABET INC CAP STK CL C COM 02079K107 15,521 5,364 SH   SOLE   0 0 5,364
ALTRIA GROUP COM 02209S103 3,297 69,590 SH   SOLE   0 0 69,590
AMAZON COM 023135106 28,201 8,457 SH   SOLE   0 0 8,457
AMERICAN ELECTRIC POWER COM 025537101 1,122 12,611 SH   SOLE   0 0 12,611
AMERICAN EXPRESS COM 025816109 2,940 17,971 SH   SOLE   0 0 17,971
AMERICAN INTL GROUP COM NEW COM 026874784 819 14,410 SH   SOLE   0 0 14,410
AMERICAN STATES WATER COM 029899101 556 5,380 SH   SOLE   0 0 5,380
AMERICAN TOWER REIT COM COM 03027X100 334 1,145 SH   SOLE   0 0 1,145
AMERICAN WTR WKS CO IN COM COM 030420103 2,267 12,005 SH   SOLE   0 0 12,005
AMGEN COM 031162100 2,097 9,322 SH   SOLE   0 0 9,322
ANTHEM INC COM COM 036752103 208 450 SH   SOLE   0 0 450
APPLE COMPUTER COM 037833100 77,627 437,162 SH   SOLE   0 0 437,162
APPLIED MATERIALS COM 038222105 1,514 9,625 SH   SOLE   0 0 9,625
AT&T, INC. COM 00206R102 1,665 67,723 SH   SOLE   0 0 67,723
AUTOMATIC DATA PROCESSING COM 053015103 541 2,195 SH   SOLE   0 0 2,195
BANK OF AMERICA COM 060505104 5,921 133,107 SH   SOLE   0 0 133,107
BAXTER INTERNATIONAL COM 071813109 1,349 15,720 SH   SOLE   0 0 15,720
BCB BANCORP INC (NJ) COM 055298103 229 14,876 SH   SOLE   0 0 14,876
BECTON DICKINSON COM 075887109 1,178 4,685 SH   SOLE   0 0 4,685
BERKSHIRE HATHAWAY INC CL B NE COM 084670702 13,495 45,134 SH   SOLE   0 0 45,134
BLACKROCK COM 09247x101 1,206 1,318 SH   SOLE   0 0 1,318
BLACKSTONE GROUP INC COM CL A COM 09260D107 898 6,942 SH   SOLE   0 0 6,942
BOEING COM 097023105 5,466 27,155 SH   SOLE   0 0 27,155
BRISTOL MYERS SQUIBB COM 110122108 2,598 41,680 SH   SOLE   0 0 41,680
BROADRIDGE FINL SOLUTI COM COM 11133T103 219 1,200 SH   SOLE   0 0 1,200
CANADIAN NATIONAL RAILWAY COM 136375102 466 3,800 SH   SOLE   0 0 3,800
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 2,491 34,636 SH   SOLE   0 0 34,636
CATERPILLAR COM 149123101 2,094 10,132 SH   SOLE   0 0 10,132
CHEVRON CORP COM 166764100 5,995 51,093 SH   SOLE   0 0 51,093
CHIPOTLE MEXICAN GRILL CL A COM 169656105 201 115 SH   SOLE   0 0 115
CHUBB CORP COM H1467J104 632 3,272 SH   SOLE   0 0 3,272
CIGNA COM 125523100 1,848 8,048 SH   SOLE   0 0 8,048
CISCO SYSTEMS COM 17275R102 4,122 65,051 SH   SOLE   0 0 65,051
CITIGROUP COM 172967424 1,875 31,052 SH   SOLE   0 0 31,052
CLOROX COMPANY COM 189054109 742 4,257 SH   SOLE   0 0 4,257
COCA COLA COM 191216100 6,277 106,016 SH   SOLE   0 0 106,016
COLGATE PALMOLIVE COM 194162103 1,332 15,611 SH   SOLE   0 0 15,611
COMCAST CORP CL A COM 20030N101 2,954 58,705 SH   SOLE   0 0 58,705
CONOCOPHILLIPS COM 20825C104 419 5,815 SH   SOLE   0 0 5,815
CONSOLIDATED EDISON COM 209115104 1,451 17,016 SH   SOLE   0 0 17,016
CONSTELLATION BRANDS COM 21036P108 404 1,610 SH   SOLE   0 0 1,610
CORNING COM 219350105 231 6,225 SH   SOLE   0 0 6,225
COSTCO WHOLESALE COM 22160K105 1,339 2,359 SH   SOLE   0 0 2,359
CSX COM 126408103 4,487 119,354 SH   SOLE   0 0 119,354
CUMMINS COM 231021106 662 3,038 SH   SOLE   0 0 3,038
CVS CORP COM 126650100 292 2,839 SH   SOLE   0 0 2,839
DANAHER COM 235851102 496 1,510 SH   SOLE   0 0 1,510
DEERE COM 244199105 342 1,000 SH   SOLE   0 0 1,000
DOMINION RESOURCES COM 25746U109 1,415 18,016 SH   SOLE   0 0 18,016
DOW INC COM COM 260557103 742 13,086 SH   SOLE   0 0 13,086
DUKE ENERGY CORP NEW COM 26441c204 2,224 21,207 SH   SOLE   0 0 21,207
DUKE REALTY INVESTMENTS COM 264411505 539 8,225 SH   SOLE   0 0 8,225
DUPONT DE NEMOURS INC COM COM 26614N102 878 10,876 SH   SOLE   0 0 10,876
EASTMAN CHEMICAL COM 277432100 547 4,530 SH   SOLE   0 0 4,530
EATON CORP PLC SHS COM G29183103 551 3,190 SH   SOLE   0 0 3,190
EDWARDS LIFESCIENCES COM 28176E108 1,194 9,218 SH   SOLE   0 0 9,218
ELI LILLY COM 532457108 4,496 16,277 SH   SOLE   0 0 16,277
EMERSON ELECTRIC COM 291011104 741 7,980 SH   SOLE   0 0 7,980
ENTERPRISE PRODUCTS PARTNERS L COM 293792107 668 30,439 SH   SOLE   0 0 30,439
ESSENTIAL UTILS INC COM COM 29670G102 322 6,007 SH   SOLE   0 0 6,007
ESTEE LAUDER CL A COM 518439104 307 830 SH   SOLE   0 0 830
EVERGY INC COM COM 30034W106 338 4,934 SH   SOLE   0 0 4,934
EVERSOURCE ENERGY COM COM 30040W108 209 2,305 SH   SOLE   0 0 2,305
EXXON MOBIL COM 30231G102 5,144 84,081 SH   SOLE   0 0 84,081
F M C CORP COM NEW COM 302491303 225 2,047 SH   SOLE   0 0 2,047
FACTSET RESEARCH SYSTEMS COM 303075105 243 500 SH   SOLE   0 0 500
FEDEX COM 31428X106 2,570 9,937 SH   SOLE   0 0 9,937
GENERAL DYNAMICS COM 369550108 2,563 12,298 SH   SOLE   0 0 12,298
GENERAL MILLS COM 370334104 845 12,553 SH   SOLE   0 0 12,553
GOLDMAN SACHS GROUP COM 38141G104 1,444 3,776 SH   SOLE   0 0 3,776
HERSHEY COMPANY COM 427866108 2,435 12,590 SH   SOLE   0 0 12,590
HOME DEPOT COM 437076102 20,732 49,956 SH   SOLE   0 0 49,956
HONEYWELL INTERNATIONAL COM 438516106 8,664 41,553 SH   SOLE   0 0 41,553
IBM COM 459200101 2,373 17,761 SH   SOLE   0 0 17,761
ILLINOIS TOOL WORKS COM 452308109 431 1,746 SH   SOLE   0 0 1,746
INGERSOLL RAND INC COM COM 45687V106 1,136 18,372 SH   SOLE   0 0 18,372
INTEL COM 458140100 1,334 25,913 SH   SOLE   0 0 25,913
INTERNATIONAL PAPER COM 460146103 806 17,168 SH   SOLE   0 0 17,168
INTUITIVE SURGICAL COM 46120E602 5,852 16,288 SH   SOLE   0 0 16,288
JOHNSON & JOHNSON COM 478160104 15,569 91,013 SH   SOLE   0 0 91,013
JP MORGAN CHASE COM 46625H100 15,813 99,863 SH   SOLE   0 0 99,863
KIMBERLY CLARK COM 494368103 1,334 9,333 SH   SOLE   0 0 9,333
L3HARRIS TECHNOLOGIES COM COM 502431109 657 3,085 SH   SOLE   0 0 3,085
LAM RESEARCH COM 512807108 1,359 1,890 SH   SOLE   0 0 1,890
LOCKHEED MARTIN COM 539830109 1,753 4,933 SH   SOLE   0 0 4,933
LOWES COMPANIES COM 548661107 4,811 18,614 SH   SOLE   0 0 18,614
MAGELLAN MIDSTREAM PARTNERS LP COM 559080106 286 6,167 SH   SOLE   0 0 6,167
MASTERCARD INC COM COM 57636Q104 3,422 9,525 SH   SOLE   0 0 9,525
MCDONALDS COM 580135101 10,459 39,019 SH   SOLE   0 0 39,019
MCKESSON COM 58155Q103 727 2,925 SH   SOLE   0 0 2,925
MEDTRONIC COM G5960L103 306 2,964 SH   SOLE   0 0 2,964
MERCK & CO INC NEW COM COM 58933Y105 4,368 56,994 SH   SOLE   0 0 56,994
META PLATFORMS INC CL A COM 30303M102 19,355 57,546 SH   SOLE   0 0 57,546
METTLER TOLEDO INTL COM 592688105 339 200 SH   SOLE   0 0 200
MICROSOFT COM 594918104 34,994 104,050 SH   SOLE   0 0 104,050
MIDDLESEX WATER COM 596680108 366 3,050 SH   SOLE   0 0 3,050
MIMEDX GROUP INC COM COM 602496101 137 22,700 SH   SOLE   0 0 22,700
MMM (3M COMPANY) COM 88579Y101 5,723 32,223 SH   SOLE   0 0 32,223
MONDELEZ INTL INC CL A COM 609207105 428 6,456 SH   SOLE   0 0 6,456
NETFLIX COM 64110L106 1,517 2,519 SH   SOLE   0 0 2,519
NEXTERA ENERGY INC COM COM 65339F101 1,946 20,846 SH   SOLE   0 0 20,846
NORFOLK SOUTHERN COM 655844108 2,344 7,875 SH   SOLE   0 0 7,875
NORTHROP GRUMMAN COM 666807102 887 2,294 SH   SOLE   0 0 2,294
NVIDIA COM 67066G104 1,209 4,113 SH   SOLE   0 0 4,113
ORACLE COM 68389X105 586 6,724 SH   SOLE   0 0 6,724
PALANTIR TECHNOLOGIES CL A COM 69608A108 439 24,157 SH   SOLE   0 0 24,157
PAYPAL HLDGS INC COM COM 70450Y103 1,421 7,536 SH   SOLE   0 0 7,536
PEPSICO COM 713448108 8,596 49,487 SH   SOLE   0 0 49,487
PFIZER COM 717081103 4,559 77,216 SH   SOLE   0 0 77,216
PHILIP MORRIS INTL INC COM COM 718172109 1,180 12,423 SH   SOLE   0 0 12,423
POWERSHS DB MULTI SECT DB OIL COM 73936B507 233 17,203 SH   SOLE   0 0 17,203
PPG INDUSTRIES COM 693506107 384 2,230 SH   SOLE   0 0 2,230
PROCTER & GAMBLE COM 742718109 12,182 74,476 SH   SOLE   0 0 74,476
PRUDENTIAL FINANCIAL COM 744320102 226 2,093 SH   SOLE   0 0 2,093
PUBLIC SERVICE ENTERPRISE GROU COM 744573106 2,697 40,431 SH   SOLE   0 0 40,431
RAYTHEON TECHNOLOGIES COM COM 75513E101 6,454 75,002 SH   SOLE   0 0 75,002
ROCKWELL AUTOMATION COM 773903109 992 2,845 SH   SOLE   0 0 2,845
SALESFORCE COM INC COM COM 79466L302 5,388 21,202 SH   SOLE   0 0 21,202
SOUTHERN COMPANY COM 842587107 753 10,984 SH   SOLE   0 0 10,984
STANLEY BLACK & DECKER COM COM 854502101 311 1,650 SH   SOLE   0 0 1,650
STARBUCKS COM 855244109 442 3,780 SH   SOLE   0 0 3,780
STRYKER COM 863667101 3,009 11,252 SH   SOLE   0 0 11,252
TESLA MTRS INC COM COM 88160R101 1,583 1,498 SH   SOLE   0 0 1,498
THERMO ELECTRON COM 883556102 605 907 SH   SOLE   0 0 907
TRANE TECHNOLOGIES PLC SHS COM G8994E103 5,606 27,750 SH   SOLE   0 0 27,750
TRILLION ENERGY INTERN COM COM 89621V103 5 35,000 SH   SOLE   0 0 35,000
UGI CORP COM 902681105 203 4,425 SH   SOLE   0 0 4,425
UNION PACIFIC COM 907818108 7,081 28,107 SH   SOLE   0 0 28,107
UNITED PARCEL SERVICE CL B COM 911312106 7,152 33,368 SH   SOLE   0 0 33,368
UNITEDHEALTH GROUP COM 91324P102 8,162 16,254 SH   SOLE   0 0 16,254
VERIZON COMMUNICATIONS COM 92343V104 9,654 185,811 SH   SOLE   0 0 185,811
VISA INC COM CL A COM 92826C839 14,854 68,546 SH   SOLE   0 0 68,546
WAL-MART STORES COM 931142103 4,548 31,436 SH   SOLE   0 0 31,436
WALT DISNEY COM 254687106 10,941 70,639 SH   SOLE   0 0 70,639
DJ US BASIC MATERIALS COM 464287838 358 2,555 SH   SOLE   0 0 2,555
DJ US ENERGY COM 464287796 309 10,279 SH   SOLE   0 0 10,279
DJ US HEALTHCARE COM 464287762 9,354 31,142 SH   SOLE   0 0 31,142
DJ US HEALTHCARE PROVIDERS COM 464288828 5,135 17,690 SH   SOLE   0 0 17,690
DJ US MEDICAL DEVICES COM 464288810 3,491 53,021 SH   SOLE   0 0 53,021
DJ US TECHNOLOGY COM 464287721 3,052 26,589 SH   SOLE   0 0 26,589
DJ US TRANSPORTATION COM 464287192 267 966 SH   SOLE   0 0 966
DJ US UTILITIES SECTOR COM 464287697 638 7,216 SH   SOLE   0 0 7,216
EXCHANGE TRADED CONCEP ROBO GL COM 301505707 999 14,258 SH   SOLE   0 0 14,258
FIRST TR EXCH TRD FD DJ INTERN COM 33733E302 15,191 67,179 SH   SOLE   0 0 67,179
FIRST TR ISE WTR INDEX COM ETF COM 33733B100 203 2,150 SH   SOLE   0 0 2,150
GOLDMAN SACHS SOFTWARE COM 464287515 994 2,500 SH   SOLE   0 0 2,500
GOLDMAN SACHS TECHNOLOGY COM 464287549 682 1,555 SH   SOLE   0 0 1,555
INVESCO EXCHANGE TRADE DWA STA COM 46137V886 694 7,590 SH   SOLE   0 0 7,590
INVESCO EXCHANGE TRADE NASDAQ COM 46137V530 240 1,115 SH   SOLE   0 0 1,115
INVESCO QQQ TR UNIT SER 1 COM 46090E103 36,676 92,186 SH   SOLE   0 0 92,186
ISHARES INC CORE MSCI EMKT COM 46434G103 1,641 27,426 SH   SOLE   0 0 27,426
ISHARES TR CORE MSCI EAFE COM 46432F842 670 8,988 SH   SOLE   0 0 8,988
ISHARES TR CORE S&P TTL STK COM 464287150 215 2,011 SH   SOLE   0 0 2,011
ISHARES TR DJ PHARMA INDX COM 464288836 3,608 18,075 SH   SOLE   0 0 18,075
ISHARES TR DJ US FINL SEC COM 464287788 1,971 22,739 SH   SOLE   0 0 22,739
ISHARES TR GL CLEAN ENE ETF COM 464288224 530 25,040 SH   SOLE   0 0 25,040
ISHARES TR HGH DIV EQT FD COM 46429B663 217 2,158 SH   SOLE   0 0 2,158
ISHARES TR MSCI ACWI EX COM 464288240 222 4,000 SH   SOLE   0 0 4,000
ISHARES TR MSCI USA QLT FCT COM 46432F339 226 1,555 SH   SOLE   0 0 1,555
ISHARES TR NASDAQ BIOTECH COM 464287556 3,623 23,743 SH   SOLE   0 0 23,743
ISHARES TR RESIDENT INDEX COM 464288562 363 3,705 SH   SOLE   0 0 3,705
ISHARES TR RUS200 GRW IDX COM 464289438 311 1,794 SH   SOLE   0 0 1,794
ISHARES TR S&P 500 INDEX COM 464287200 1,135 2,380 SH   SOLE   0 0 2,380
ISHARES TR S&P GL C STAPL COM 464288737 403 6,235 SH   SOLE   0 0 6,235
MSCI EAFE COM 464287465 1,638 20,825 SH   SOLE   0 0 20,825
MSCI EMERGING MARKET COM 464287234 417 8,550 SH   SOLE   0 0 8,550
PROSHARES TR ULTRAPRO QQQ ETF COM 74347x831 848 5,100 SH   SOLE   0 0 5,100
RUSSELL 2000 COM 464287655 304 1,370 SH   SOLE   0 0 1,370
RUSSELL 2000 GROWTH COM 464287648 552 1,884 SH   SOLE   0 0 1,884
RUSSELL MIDCAP GROWTH COM 464287481 1,373 11,923 SH   SOLE   0 0 11,923
SCHWAB STRATEGIC TR US LRG CAP COM 808524201 408 3,592 SH   SOLE   0 0 3,592
SELECT SECTOR SPDR TR COMMUNIC COM 81369Y852 13,315 171,418 SH   SOLE   0 0 171,418
SELECT SECTOR SPDR TR RL EST S COM 81369Y860 406 7,841 SH   SOLE   0 0 7,841
SELECT SECTOR SPDR TR SBI CONS COM 81369Y407 34,787 170,159 SH   SOLE   0 0 170,159
SELECT SECTOR SPDR TR SBI CONS COM 81369Y308 10,639 137,972 SH   SOLE   0 0 137,972
SELECT SECTOR SPDR TR SBI INT- COM 81369Y605 21,996 563,285 SH   SOLE   0 0 563,285
SP 400 MIDCAP COM 464287507 539 1,904 SH   SOLE   0 0 1,904
SP 500 GROWTH COM 464287309 651 7,792 SH   SOLE   0 0 7,792
SP 500 VALUE COM 464287408 266 1,700 SH   SOLE   0 0 1,700
SPDR DOW JONES INDL AV UT SER COM 78467X109 6,793 18,697 SH   SOLE   0 0 18,697
SPDR ENERGY COM 81369Y506 4,769 85,941 SH   SOLE   0 0 85,941
SPDR HEALTH CARE COM 81369y209 23,411 166,169 SH   SOLE   0 0 166,169
SPDR INDUSTRIAL SECTOR COM 81369Y704 20,192 190,841 SH   SOLE   0 0 190,841
SPDR MATERIALS SECTOR COM 81369y100 6,451 71,197 SH   SOLE   0 0 71,197
SPDR SERIES TRUST NYSE TECH ET COM 78464A102 2,554 15,419 SH   SOLE   0 0 15,419
SPDR SERIES TRUST PORTFOLIO TL COM 78464A805 449 7,685 SH   SOLE   0 0 7,685
SPDR SERIES TRUST S&P BIOTECH COM 78464A870 1,495 13,355 SH   SOLE   0 0 13,355
SPDR SERIES TRUST S&P RETAIL E COM 78464A714 452 5,010 SH   SOLE   0 0 5,010
SPDR SERIES TRUST S&P SEMICNDC COM 78464A862 617 2,540 SH   SOLE   0 0 2,540
SPDR SP500 TRUST SR 1 COM 78462F103 40,957 86,234 SH   SOLE   0 0 86,234
SPDR UTILITIES SELECT COM 81369Y886 5,898 82,399 SH   SOLE   0 0 82,399
STREETTRACKS GOLD SHARES COM 78463v107 1,552 9,082 SH   SOLE   0 0 9,082
TECHNOLOGY SELECT SECT SPDR ET COM 81369Y803 14,957 86,028 SH   SOLE   0 0 86,028
VANECK VECTORS ETF TR AGRIBUSI COM 92189F700 658 6,900 SH   SOLE   0 0 6,900
VANECK VECTORS ETF TR BIOTECH COM 92189F726 6,147 32,467 SH   SOLE   0 0 32,467
VANECK VECTORS ETF TR SEMICOND COM 92189F676 833 2,700 SH   SOLE   0 0 2,700
VANGUARD EMERGING MARKETS VIPE COM 922042858 1,142 23,107 SH   SOLE   0 0 23,107
VANGUARD FINANCIAL ETF COM 92204a405 415 4,302 SH   SOLE   0 0 4,302
VANGUARD INDEX FDS GROWTH ETF COM 922908736 401 1,250 SH   SOLE   0 0 1,250
VANGUARD INDEX FDS LARGE CAP E COM 922908637 611 2,765 SH   SOLE   0 0 2,765
VANGUARD INDEX FDS MID CAP ETF COM 922908629 311 1,221 SH   SOLE   0 0 1,221
VANGUARD INDEX FDS S&P 500 ETF COM 922908363 952 2,182 SH   SOLE   0 0 2,182
VANGUARD INTL EQTY IDX ALLWRLD COM 922042775 4,874 79,548 SH   SOLE   0 0 79,548
VANGUARD INTL EQTY IDX EURPEAN COM 922042874 317 4,650 SH   SOLE   0 0 4,650
VANGUARD SPECIALIZED DIV APP E COM 921908844 407 2,375 SH   SOLE   0 0 2,375
VANGUARD TELECOM SERVICES VIPE COM 92204A884 3,301 24,354 SH   SOLE   0 0 24,354
VANGUARD VALUE ETF COM 922908744 253 1,724 SH   SOLE   0 0 1,724
VANGUARD WORLD FDS HEALTH CAR COM 92204A504 1,869 7,017 SH   SOLE   0 0 7,017
VANGUARD WORLD FDS INF TECH ET COM 92204A702 32,232 70,351 SH   SOLE   0 0 70,351
WISDOMTREE TR US QLT SHRHD YLD COM XXXXXXXXX 487 7,700 SH   SOLE   0 0 7,700
DIMENSIONAL INVT GROUP US LGCA MF 25434D823 479 14,161 SH   SOLE   0 0 14,161
EATON VANCE SPL INVT DIVD BLRD MF 277905832 250 12,603 SH   SOLE   0 0 12,603
FIDELITY MAGELLAN FUND MF 316184100 230 15,000 SH   SOLE   0 0 15,000
GOLDMAN SACHS TR II GQG PRTNR MF 38147N293 395 20,200 SH   SOLE   0 0 20,200
INSTITUTIONAL EQUITY F LARGECP MF 45775L408 257 3,503 SH   SOLE   0 0 3,503
LEGG MASON PRTNRS EQT INVS VAL MF 52470J407 336 8,499 SH   SOLE   0 0 8,499
MFS SER TR I VALUE FD CL I MF 552983694 207 3,800 SH   SOLE   0 0 3,800
T ROWE PRICE CAPITAL APPRECIAT MF 77954M105 726 19,649 SH   SOLE   0 0 19,649
VIRTUS OPPORTUNITIES T VONTOBE MF 92828W361 185 18,403 SH   SOLE   0 0 18,403
SOUTHERN CO 4.20 NT S20C 60 PFD 842587883 268 10,320 SH   SOLE   0 0 10,320