The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   820,726 7,256 SH   SOLE 0 0 0 7,256
ABBVIE INC COM 00287Y109   1,086,784 6,116 SH   SOLE 0 0 0 6,116
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   881,938 2,507 SH   SOLE 0 0 0 2,507
ADOBE INC COM 00724F101   1,219,313 2,742 SH   SOLE 0 0 0 2,742
ADVANCED MICRO DEVICES INC COM 007903107   357,418 2,959 SH   SOLE 0 0 0 2,959
AERCAP HOLDINGS NV SHS N00985106   335,046 3,501 SH   SOLE 0 0 0 3,501
AFFILIATED MANAGERS GROUP IN COM 008252108   321,206 1,737 SH   SOLE 0 0 0 1,737
AFLAC INC COM 001055102   245,980 2,378 SH   SOLE 0 0 0 2,378
AIR PRODS & CHEMS INC COM 009158106   227,971 786 SH   SOLE 0 0 0 786
ALCON AG ORD SHS H01301128   581,072 6,845 SH   SOLE 0 0 0 6,845
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   872,682 8,946 SH   SOLE 0 0 0 8,946
ALLOGENE THERAPEUTICS INC COM 019770106   44,920 21,089 SH   SOLE 0 0 0 21,089
ALPHABET INC CAP STK CL C 02079K107   7,032,191 36,926 SH   SOLE 0 0 0 36,926
ALPHABET INC CAP STK CL A 02079K305   9,935,312 52,484 SH   SOLE 0 0 0 52,484
ALTRIA GROUP INC COM 02209S103   622,533 11,905 SH   SOLE 0 0 0 11,905
AMAZON COM INC COM 023135106   7,488,700 34,134 SH   SOLE 0 0 0 34,134
AMDOCS LTD SHS G02602103   217,277 2,552 SH   SOLE 0 0 0 2,552
AMERICAN CENTY ETF TR US SML CP VALU 025072877   30,361,710 314,531 SH   SOLE 0 0 0 314,531
AMERICAN CENTY ETF TR US EQT ETF 025072885   7,350,686 75,835 SH   SOLE 0 0 0 75,835
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   28,861,169 443,472 SH   SOLE 0 0 0 443,472
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,660,971 24,876 SH   SOLE 0 0 0 24,876
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   2,410,741 52,181 SH   SOLE 0 0 0 52,181
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   1,422,787 27,414 SH   SOLE 0 0 0 27,414
AMERICAN EXPRESS CO COM 025816109   434,797 1,465 SH   SOLE 0 0 0 1,465
AMERICAN INTL GROUP INC COM NEW 026874784   232,596 3,195 SH   SOLE 0 0 0 3,195
AMGEN INC COM 031162100   787,874 3,023 SH   SOLE 0 0 0 3,023
AMPHENOL CORP NEW CL A 032095101   233,769 3,366 SH   SOLE 0 0 0 3,366
ANALOG DEVICES INC COM 032654105   505,017 2,377 SH   SOLE 0 0 0 2,377
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   531,092 10,607 SH   SOLE 0 0 0 10,607
APPLE INC COM 037833100   32,691,503 130,547 SH   SOLE 0 0 0 130,547
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L203   729,867 31,555 SH   SOLE 0 0 0 31,555
ARROW ELECTRS INC COM 042735100   259,724 2,296 SH   SOLE 0 0 0 2,296
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,183,088 1,707 SH   SOLE 0 0 0 1,707
ASTRAZENECA PLC SPONSORED ADR 046353108   659,393 10,064 SH   SOLE 0 0 0 10,064
AT&T INC COM 00206R102   664,679 29,191 SH   SOLE 0 0 0 29,191
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   260,156 26,765 SH   SOLE 0 0 0 26,765
BANCO SANTANDER S.A. ADR 05964H105   452,357 99,201 SH   SOLE 0 0 0 99,201
BANK AMERICA CORP COM 060505104   948,750 21,587 SH   SOLE 0 0 0 21,587
BANK NOVA SCOTIA HALIFAX COM 064149107   217,996 4,058 SH   SOLE 0 0 0 4,058
BARCLAYS PLC ADR 06738E204   264,870 19,930 SH   SOLE 0 0 0 19,930
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,468,563 5,446 SH   SOLE 0 0 0 5,446
BHP GROUP LTD SPONSORED ADS 088606108   488,886 10,012 SH   SOLE 0 0 0 10,012
BIOGEN INC COM 09062X103   317,309 2,075 SH   SOLE 0 0 0 2,075
BLACKROCK INC COM 09290D101   433,195 423 SH   SOLE 0 0 0 423
BLACKSTONE INC COM 09260D107   1,267,450 7,351 SH   SOLE 0 0 0 7,351
BOEING CO COM 097023105   387,630 2,190 SH   SOLE 0 0 0 2,190
BOOKING HOLDINGS INC COM 09857L108   268,463 54 SH   SOLE 0 0 0 54
BOSTON SCIENTIFIC CORP COM 101137107   378,092 4,233 SH   SOLE 0 0 0 4,233
BP PLC SPONSORED ADR 055622104   322,677 10,916 SH   SOLE 0 0 0 10,916
BRISTOL-MYERS SQUIBB CO COM 110122108   360,961 6,382 SH   SOLE 0 0 0 6,382
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   228,562 6,293 SH   SOLE 0 0 0 6,293
BROADCOM INC COM 11135F101   3,444,723 14,858 SH   SOLE 0 0 0 14,858
BROOKFIELD CORP CL A LTD VT SH 11271J107   364,118 6,338 SH   SOLE 0 0 0 6,338
CADENCE DESIGN SYSTEM INC COM 127387108   297,756 991 SH   SOLE 0 0 0 991
CANADIAN NATL RY CO COM 136375102   213,577 2,104 SH   SOLE 0 0 0 2,104
CARDIFF ONCOLOGY INC COM 14147L108   440,836 101,575 SH   SOLE 0 0 0 101,575
CATERPILLAR INC COM 149123101   718,990 1,982 SH   SOLE 0 0 0 1,982
CGI INC CL A SUB VTG 12532H104   399,018 3,650 SH   SOLE 0 0 0 3,650
CHECK POINT SOFTWARE TECH LT ORD M22465104   256,152 1,372 SH   SOLE 0 0 0 1,372
CHEVRON CORP NEW COM 166764100   712,390 4,918 SH   SOLE 0 0 0 4,918
CHORD ENERGY CORPORATION COM NEW 674215207   211,508 1,809 SH   SOLE 0 0 0 1,809
CHUBB LIMITED COM H1467J104   425,778 1,541 SH   SOLE 0 0 0 1,541
CISCO SYS INC COM 17275R102   1,015,813 17,159 SH   SOLE 0 0 0 17,159
CITIGROUP INC COM NEW 172967424   439,620 6,245 SH   SOLE 0 0 0 6,245
CITY OFFICE REIT INC COM 178587101   146,192 26,484 SH   SOLE 0 0 0 26,484
COCA COLA CO COM 191216100   544,370 8,743 SH   SOLE 0 0 0 8,743
COCA-COLA EUROPACIFIC PARTNE SHS G25839104   451,336 5,876 SH   SOLE 0 0 0 5,876
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   228,854 2,976 SH   SOLE 0 0 0 2,976
COINBASE GLOBAL INC COM CL A 19260Q107   294,484 1,186 SH   SOLE 0 0 0 1,186
COLGATE PALMOLIVE CO COM 194162103   213,275 2,346 SH   SOLE 0 0 0 2,346
COMCAST CORP NEW CL A 20030N101   291,707 7,773 SH   SOLE 0 0 0 7,773
CONNECT BIOPHARMA HLDGS LTD ADS 207523101   110,400 80,000 SH   SOLE 0 0 0 80,000
CONOCOPHILLIPS COM 20825C104   325,476 3,282 SH   SOLE 0 0 0 3,282
CONSOLIDATED EDISON INC COM 209115104   469,350 5,260 SH   SOLE 0 0 0 5,260
COSTCO WHSL CORP NEW COM 22160K105   1,370,111 1,495 SH   SOLE 0 0 0 1,495
CROWDSTRIKE HLDGS INC CL A 22788C105   1,549,985 4,530 SH   SOLE 0 0 0 4,530
DANAHER CORPORATION COM 235851102   312,188 1,360 SH   SOLE 0 0 0 1,360
DBX ETF TR XTRACKERS ARTIFI 23306X829   332,962 9,957 SH   SOLE 0 0 0 9,957
DEERE & CO COM 244199105   301,122 711 SH   SOLE 0 0 0 711
DEUTSCHE BANK A G NAMEN AKT D18190898   872,585 51,178 SH   SOLE 0 0 0 51,178
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   10,787,017 405,985 SH   SOLE 0 0 0 405,985
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   4,075,671 117,828 SH   SOLE 0 0 0 117,828
DISNEY WALT CO COM 254687106   676,903 6,079 SH   SOLE 0 0 0 6,079
DUKE ENERGY CORP NEW COM NEW 26441C204   424,819 3,943 SH   SOLE 0 0 0 3,943
DUPONT DE NEMOURS INC COM 26614N102   555,786 7,289 SH   SOLE 0 0 0 7,289
DYADIC INTL INC DEL COM 26745T101   47,555 27,174 SH   SOLE 0 0 0 27,174
EATON CORP PLC SHS G29183103   515,062 1,552 SH   SOLE 0 0 0 1,552
ELECTRONIC ARTS INC COM 285512109   207,892 1,421 SH   SOLE 0 0 0 1,421
ELEVANCE HEALTH INC COM 036752103   465,552 1,262 SH   SOLE 0 0 0 1,262
ELI LILLY & CO COM 532457108   3,165,500 4,100 SH   SOLE 0 0 0 4,100
ENI S P A SPONSORED ADR 26874R108   407,719 14,902 SH   SOLE 0 0 0 14,902
ENTERPRISE PRODS PARTNERS L COM 293792107   241,817 7,711 SH   SOLE 0 0 0 7,711
EOG RES INC COM 26875P101   447,785 3,653 SH   SOLE 0 0 0 3,653
EQUILLIUM INC COM 29446K106   74,587 99,688 SH   SOLE 0 0 0 99,688
EQUINOR ASA SPONSORED ADR 29446M102   221,691 9,358 SH   SOLE 0 0 0 9,358
EVERGY INC COM 30034W106   229,766 3,733 SH   SOLE 0 0 0 3,733
EXELON CORP COM 30161N101   455,406 12,099 SH   SOLE 0 0 0 12,099
EXXON MOBIL CORP COM 30231G102   1,124,228 10,451 SH   SOLE 0 0 0 10,451
EYENOVIA INC COM 30234E104   4,380 30,000 SH   SOLE 0 0 0 30,000
FERRARI N V COM N3167Y103   259,152 610 SH   SOLE 0 0 0 610
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   437,662 8,974 SH   SOLE 0 0 0 8,974
FIFTH THIRD BANCORP COM 316773100   290,252 6,865 SH   SOLE 0 0 0 6,865
FISERV INC COM 337738108   355,171 1,729 SH   SOLE 0 0 0 1,729
FLEXSHARES TR M STAR DEV MKT 33939L803   272,953 3,962 SH   SOLE 0 0 0 3,962
FOX CORP CL A COM 35137L105   261,603 5,385 SH   SOLE 0 0 0 5,385
FRESENIUS MEDICAL CARE AG SPONSORED ADR 358029106   296,675 13,104 SH   SOLE 0 0 0 13,104
FTAI AVIATION LTD SHS G3730V105   203,384 1,412 SH   SOLE 0 0 0 1,412
GE AEROSPACE COM NEW 369604301   419,478 2,515 SH   SOLE 0 0 0 2,515
GE VERNOVA INC COM 36828A101   257,552 783 SH   SOLE 0 0 0 783
GENERAL MTRS CO COM 37045V100   337,785 6,341 SH   SOLE 0 0 0 6,341
GENPACT LIMITED SHS G3922B107   513,725 11,961 SH   SOLE 0 0 0 11,961
GILEAD SCIENCES INC COM 375558103   282,560 3,059 SH   SOLE 0 0 0 3,059
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   419,631 13,134 SH   SOLE 0 0 0 13,134
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   3,215,403 100,733 SH   SOLE 0 0 0 100,733
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   24,177,269 725,173 SH   SOLE 0 0 0 725,173
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   18,489,185 160,524 SH   SOLE 0 0 0 160,524
GOLDMAN SACHS GROUP INC COM 38141G104   548,337 958 SH   SOLE 0 0 0 958
GOSSAMER BIO INC COM 38341P102   27,138 30,000 SH   SOLE 0 0 0 30,000
GOSSAMER BIO INC COM 38341P102   12,994 20,000 SH Call SOLE 0 0 0 20,000
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109   147,245 31,196 SH   SOLE 0 0 0 31,196
GRAINGER W W INC COM 384802104   844,294 801 SH   SOLE 0 0 0 801
GSK PLC SPONSORED ADR 37733W204   327,614 9,687 SH   SOLE 0 0 0 9,687
HAFNIA LTD SHS Y2990R101   111,912 20,092 SH   SOLE 0 0 0 20,092
HALEON PLC SPON ADS 405552100   345,978 36,266 SH   SOLE 0 0 0 36,266
HALOZYME THERAPEUTICS INC COM 40637H109   295,800 6,187 SH   SOLE 0 0 0 6,187
HOME DEPOT INC COM 437076102   2,098,422 5,395 SH   SOLE 0 0 0 5,395
HONDA MOTOR LTD ADR ECH CNV IN 3 438128308   601,549 21,070 SH   SOLE 0 0 0 21,070
HONEYWELL INTL INC COM 438516106   620,376 2,746 SH   SOLE 0 0 0 2,746
HSBC HLDGS PLC SPON ADR NEW 404280406   445,783 9,013 SH   SOLE 0 0 0 9,013
ICL GROUP LTD SHS M53213100   81,507 16,455 SH   SOLE 0 0 0 16,455
ILLINOIS TOOL WKS INC COM 452308109   591,302 2,332 SH   SOLE 0 0 0 2,332
ILLUMINA INC COM 452327109   206,458 1,545 SH   SOLE 0 0 0 1,545
IMMUNITYBIO INC COM 45256X103   30,861 12,055 SH   SOLE 0 0 0 12,055
INCYTE CORP COM 45337C102   202,306 2,929 SH   SOLE 0 0 0 2,929
ING GROEP N.V. SPONSORED ADR 456837103   392,925 25,075 SH   SOLE 0 0 0 25,075
INNOVATIVE INDL PPTYS INC COM 45781V101   972,278 14,590 SH   SOLE 0 0 0 14,590
INOGEN INC COM 45780L104   184,418 20,111 SH   SOLE 0 0 0 20,111
INTEL CORP COM 458140100   351,614 17,537 SH   SOLE 0 0 0 17,537
INTEL CORP COM 458140100   8,600 20,000 SH Call SOLE 0 0 0 20,000
INTERCONTINENTAL EXCHANGE IN COM 45866F104   237,522 1,594 SH   SOLE 0 0 0 1,594
INTERNATIONAL BUSINESS MACHS COM 459200101   411,082 1,870 SH   SOLE 0 0 0 1,870
INTUITIVE SURGICAL INC COM NEW 46120E602   537,619 1,030 SH   SOLE 0 0 0 1,030
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   241,250 5,000 SH   SOLE 0 0 0 5,000
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   5,213,141 108,857 SH   SOLE 0 0 0 108,857
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   245,473 11,986 SH   SOLE 0 0 0 11,986
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   533,777 16,881 SH   SOLE 0 0 0 16,881
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   3,167,845 58,415 SH   SOLE 0 0 0 58,415
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   11,523,447 276,939 SH   SOLE 0 0 0 276,939
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   37,978,704 941,465 SH   SOLE 0 0 0 941,465
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   677,529 3,867 SH   SOLE 0 0 0 3,867
INVESCO QQQ TR UNIT SER 1 46090E103   1,284,922 2,513 SH   SOLE 0 0 0 2,513
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   203,659 3,839 SH   SOLE 0 0 0 3,839
ISHARES GOLD TR ISHARES NEW 464285204   455,244 9,195 SH   SOLE 0 0 0 9,195
ISHARES INC CORE MSCI EMKT 46434G103   378,856 7,255 SH   SOLE 0 0 0 7,255
ISHARES INC EMNG MKTS EQT 46434G889   5,966,868 131,932 SH   SOLE 0 0 0 131,932
ISHARES TR U S EQUITY FACTR 46434V282   390,952 6,478 SH   SOLE 0 0 0 6,478
ISHARES TR INTL EQTY FACTOR 46434V274   22,101,859 769,558 SH   SOLE 0 0 0 769,558
ISHARES TR IBOXX HI YD ETF 464288513   904,871 11,505 SH   SOLE 0 0 0 11,505
ISHARES TR MSCI KLD400 SOC 464288570   528,980 4,798 SH   SOLE 0 0 0 4,798
ISHARES TR CORE S&P MCP ETF 464287507   3,977,213 63,829 SH   SOLE 0 0 0 63,829
ISHARES TR CORE S&P SCP ETF 464287804   351,997 3,055 SH   SOLE 0 0 0 3,055
ISHARES TR CORE S&P500 ETF 464287200   5,969,211 10,140 SH   SOLE 0 0 0 10,140
ISHARES TR S&P 500 GRWT ETF 464287309   3,932,316 38,731 SH   SOLE 0 0 0 38,731
ISHARES TR RUS 1000 ETF 464287622   531,500 1,650 SH   SOLE 0 0 0 1,650
ISHARES TR RUS 1000 GRW ETF 464287614   249,952 622 SH   SOLE 0 0 0 622
ISHARES TR RUSSELL 2000 ETF 464287655   1,349,233 6,106 SH   SOLE 0 0 0 6,106
ISHARES TR MSCI EAFE ETF 464287465   419,802 5,552 SH   SOLE 0 0 0 5,552
ISHARES TR RUS MID CAP ETF 464287499   483,655 5,471 SH   SOLE 0 0 0 5,471
ISHARES TR U.S. FINLS ETF 464287788   1,749,818 15,824 SH   SOLE 0 0 0 15,824
ISHARES TR U.S. TECH ETF 464287721   273,417 1,714 SH   SOLE 0 0 0 1,714
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,235,055 44,075 SH   SOLE 0 0 0 44,075
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214   244,165 5,741 SH   SOLE 0 0 0 5,741
JOHNSON & JOHNSON COM 478160104   1,007,679 6,968 SH   SOLE 0 0 0 6,968
JONES LANG LASALLE INC COM 48020Q107   235,926 932 SH   SOLE 0 0 0 932
JPMORGAN CHASE & CO. COM 46625H100   2,711,293 11,311 SH   SOLE 0 0 0 11,311
KEYCORP COM 493267108   174,777 10,197 SH   SOLE 0 0 0 10,197
KLA CORP COM NEW 482480100   243,856 387 SH   SOLE 0 0 0 387
KNOW LABS INC COM NEW 499238103   63,677 370,000 SH   SOLE 0 0 0 370,000
KRAFT HEINZ CO COM 500754106   569,425 18,542 SH   SOLE 0 0 0 18,542
KROGER CO COM 501044101   261,416 4,275 SH   SOLE 0 0 0 4,275
L3HARRIS TECHNOLOGIES INC COM 502431109   221,635 1,054 SH   SOLE 0 0 0 1,054
LAM RESEARCH CORP COM NEW 512807306   331,969 4,596 SH   SOLE 0 0 0 4,596
LINDE PLC SHS G54950103   504,497 1,205 SH   SOLE 0 0 0 1,205
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   204,743 75,273 SH   SOLE 0 0 0 75,273
LOEWS CORP COM 540424108   487,984 5,762 SH   SOLE 0 0 0 5,762
LOWES COS INC COM 548661107   729,294 2,955 SH   SOLE 0 0 0 2,955
MANULIFE FINL CORP COM 56501R106   493,510 16,070 SH   SOLE 0 0 0 16,070
MARATHON PETE CORP COM 56585A102   267,422 1,917 SH   SOLE 0 0 0 1,917
MARAVAI LIFESCIENCES HLDGS I COM CL A 56600D107   14,291 10,000 SH Call SOLE 0 0 0 10,000
MARAVAI LIFESCIENCES HLDGS I COM CL A 56600D107   6,600 4,000 SH Call SOLE 0 0 0 4,000
MARVELL TECHNOLOGY INC COM 573874104   499,959 4,527 SH   SOLE 0 0 0 4,527
MASTERCARD INCORPORATED CL A 57636Q104   1,233,754 2,343 SH   SOLE 0 0 0 2,343
MCDONALDS CORP COM 580135101   659,210 2,274 SH   SOLE 0 0 0 2,274
MEDTRONIC PLC SHS G5960L103   309,375 3,873 SH   SOLE 0 0 0 3,873
MERCK & CO INC COM 58933Y105   1,233,045 12,395 SH   SOLE 0 0 0 12,395
META PLATFORMS INC CL A 30303M102   132,481,427 226,267 SH   SOLE 0 0 0 226,267
MICRON TECHNOLOGY INC COM 595112103   346,318 4,115 SH   SOLE 0 0 0 4,115
MICROSOFT CORP COM 594918104   12,230,402 29,016 SH   SOLE 0 0 0 29,016
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   818,537 69,841 SH   SOLE 0 0 0 69,841
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   925,775 189,320 SH   SOLE 0 0 0 189,320
MOLSON COORS BEVERAGE CO CL B 60871R209   331,539 5,784 SH   SOLE 0 0 0 5,784
MORGAN STANLEY COM NEW 617446448   276,568 2,200 SH   SOLE 0 0 0 2,200
NATWEST GROUP PLC SPONS ADR 639057207   199,668 19,633 SH   SOLE 0 0 0 19,633
NETFLIX INC COM 64110L106   2,973,444 3,336 SH   SOLE 0 0 0 3,336
NEUMORA THERAPEUTICS INC. COM 640979100   6,743,656 636,194 SH   SOLE 0 0 0 636,194
NEXTERA ENERGY INC COM 65339F101   831,666 11,601 SH   SOLE 0 0 0 11,601
NIKE INC CL B 654106103   261,970 3,462 SH   SOLE 0 0 0 3,462
NOMURA HLDGS INC SPONSORED ADR 65535H208   798,123 137,845 SH   SOLE 0 0 0 137,845
NOVARTIS AG SPONSORED ADR 66987V109   1,101,452 11,319 SH   SOLE 0 0 0 11,319
NOVO-NORDISK A S ADR 670100205   2,177,940 25,319 SH   SOLE 0 0 0 25,319
NVIDIA CORPORATION COM 67066G104   28,449,146 211,849 SH   SOLE 0 0 0 211,849
NVIDIA CORPORATION COM 67066G104   29,889 30,000 SH Put SOLE 0 0 0 30,000
NVIDIA CORPORATION COM 67066G104   36,510 50,000 SH Put SOLE 0 0 0 50,000
ORACLE CORP COM 68389X105   3,655,248 21,935 SH   SOLE 0 0 0 21,935
OREILLY AUTOMOTIVE INC COM 67103H107   468,391 395 SH   SOLE 0 0 0 395
ORIX CORP SPONSORED ADR 686330101   1,238,429 11,658 SH   SOLE 0 0 0 11,658
OSHKOSH CORP COM 688239201   297,474 3,129 SH   SOLE 0 0 0 3,129
OTIS WORLDWIDE CORP COM 68902V107   245,324 2,649 SH   SOLE 0 0 0 2,649
PACIFIC PREMIER BANCORP COM 69478X105   440,458 17,675 SH   SOLE 0 0 0 17,675
PALANTIR TECHNOLOGIES INC CL A 69608A108   253,739 3,355 SH   SOLE 0 0 0 3,355
PALO ALTO NETWORKS INC COM 697435105   587,185 3,227 SH   SOLE 0 0 0 3,227
PAYPAL HLDGS INC COM 70450Y103   414,374 4,855 SH   SOLE 0 0 0 4,855
PEARSON PLC SPONSORED ADR 705015105   289,596 17,965 SH   SOLE 0 0 0 17,965
PEPSICO INC COM 713448108   811,876 5,339 SH   SOLE 0 0 0 5,339
PFIZER INC COM 717081103   476,079 17,945 SH   SOLE 0 0 0 17,945
PHILIP MORRIS INTL INC COM 718172109   463,804 3,854 SH   SOLE 0 0 0 3,854
PHILLIPS 66 COM 718546104   347,145 3,047 SH   SOLE 0 0 0 3,047
PPL CORP COM 69351T106   565,323 17,416 SH   SOLE 0 0 0 17,416
PRINCIPAL EXCHANGE TRADED FD PRNC INVT GRAD 74255Y821   239,239 11,762 SH   SOLE 0 0 0 11,762
PROCTER AND GAMBLE CO COM 742718109   1,613,752 9,626 SH   SOLE 0 0 0 9,626
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   278,057 3,291 SH   SOLE 0 0 0 3,291
QIAGEN NV SHS NEW N72482149   284,547 6,390 SH   SOLE 0 0 0 6,390
QUALCOMM INC COM 747525103   437,979 2,851 SH   SOLE 0 0 0 2,851
QUANTUM SI INC COM CL A 74765K105   29,160 10,800 SH   SOLE 0 0 0 10,800
QUANTUM SI INC COM CL A 74765K105   12,500 10,000 SH Call SOLE 0 0 0 10,000
QUANTUM SI INC COM CL A 74765K105   23,075 13,000 SH Call SOLE 0 0 0 13,000
QUANTUM SI INC COM CL A 74765K105   38,525 23,000 SH Call SOLE 0 0 0 23,000
REDWOOD TRUST INC COM 758075402   163,250 25,000 SH   SOLE 0 0 0 25,000
REGENERON PHARMACEUTICALS COM 75886F107   293,480 412 SH   SOLE 0 0 0 412
RELX PLC SPONSORED ADR 759530108   368,356 8,110 SH   SOLE 0 0 0 8,110
RIO TINTO PLC SPONSORED ADR 767204100   275,995 4,693 SH   SOLE 0 0 0 4,693
ROPER TECHNOLOGIES INC COM 776696106   213,139 410 SH   SOLE 0 0 0 410
ROYAL BK CDA COM 780087102   375,630 3,117 SH   SOLE 0 0 0 3,117
ROYAL CARIBBEAN GROUP COM V7780T103   527,127 2,285 SH   SOLE 0 0 0 2,285
RTX CORPORATION COM 75513E101   719,952 6,221 SH   SOLE 0 0 0 6,221
RUBRIK INC. CL A 781154109   2,399,431 36,711 SH   SOLE 0 0 0 36,711
S&P GLOBAL INC COM 78409V104   551,319 1,107 SH   SOLE 0 0 0 1,107
SALESFORCE INC COM 79466L302   1,172,974 3,508 SH   SOLE 0 0 0 3,508
SANOFI SPONSORED ADR 80105N105   622,167 12,900 SH   SOLE 0 0 0 12,900
SAP SE SPON ADR 803054204   1,276,106 5,183 SH   SOLE 0 0 0 5,183
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   135,368,351 5,963,363 SH   SOLE 0 0 0 5,963,363
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   72,273,682 3,906,686 SH   SOLE 0 0 0 3,906,686
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,108,455 47,819 SH   SOLE 0 0 0 47,819
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,434,847 94,155 SH   SOLE 0 0 0 94,155
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   828,851 29,740 SH   SOLE 0 0 0 29,740
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   7,484,774 281,065 SH   SOLE 0 0 0 281,065
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   7,310,093 322,031 SH   SOLE 0 0 0 322,031
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   269,796 9,875 SH   SOLE 0 0 0 9,875
SCHWAB STRATEGIC TR US REIT ETF 808524847   373,394 17,730 SH   SOLE 0 0 0 17,730
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   19,877,003 669,259 SH   SOLE 0 0 0 669,259
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   16,298,950 561,065 SH   SOLE 0 0 0 561,065
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   61,311,422 1,846,174 SH   SOLE 0 0 0 1,846,174
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   88,107,056 3,720,737 SH   SOLE 0 0 0 3,720,737
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789   31,493,395 1,353,972 SH   SOLE 0 0 0 1,353,972
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,048,792 27,068 SH   SOLE 0 0 0 27,068
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   1,568,078 18,637 SH   SOLE 0 0 0 18,637
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,111,596 12,977 SH   SOLE 0 0 0 12,977
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   7,238,887 149,780 SH   SOLE 0 0 0 149,780
SELECT SECTOR SPDR TR INDL 81369Y704   7,154,429 54,299 SH   SOLE 0 0 0 54,299
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   21,977,539 94,519 SH   SOLE 0 0 0 94,519
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,212,021 53,581 SH   SOLE 0 0 0 53,581
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   10,050,326 73,056 SH   SOLE 0 0 0 73,056
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   7,693,123 34,291 SH   SOLE 0 0 0 34,291
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,273,452 31,312 SH   SOLE 0 0 0 31,312
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   4,867,485 50,279 SH   SOLE 0 0 0 50,279
SERVICENOW INC COM 81762P102   1,885,953 1,779 SH   SOLE 0 0 0 1,779
SHELL PLC SPON ADS 780259305   358,985 5,730 SH   SOLE 0 0 0 5,730
SHOPIFY INC CL A 82509L107   509,640 4,793 SH   SOLE 0 0 0 4,793
SONY GROUP CORP SPONSORED ADR 835699307   1,019,256 48,169 SH   SOLE 0 0 0 48,169
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   453,338 1,065 SH   SOLE 0 0 0 1,065
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   35,630,224 1,043,956 SH   SOLE 0 0 0 1,043,956
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,667,262 6,257 SH   SOLE 0 0 0 6,257
SPDR SER TR PORTFOLI S&P1500 78464A805   20,803,185 291,239 SH   SOLE 0 0 0 291,239
SPDR SER TR S&P 600 SMCP GRW 78464A201   549,089 6,077 SH   SOLE 0 0 0 6,077
SPDR SER TR S&P DIVID ETF 78464A763   326,202 2,469 SH   SOLE 0 0 0 2,469
SPOTIFY TECHNOLOGY S A SHS L8681T102   244,717 547 SH   SOLE 0 0 0 547
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   3,769,736 95,703 SH   SOLE 0 0 0 95,703
STELLANTIS N.V SHS N82405106   285,351 21,866 SH   SOLE 0 0 0 21,866
STMICROELECTRONICS N V NY REGISTRY 861012102   214,043 8,572 SH   SOLE 0 0 0 8,572
STRYKER CORPORATION COM 863667101   252,395 701 SH   SOLE 0 0 0 701
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   672,756 46,429 SH   SOLE 0 0 0 46,429
SYNCHRONY FINANCIAL COM 87165B103   282,815 4,351 SH   SOLE 0 0 0 4,351
T-MOBILE US INC COM 872590104   617,161 2,796 SH   SOLE 0 0 0 2,796
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   913,786 4,627 SH   SOLE 0 0 0 4,627
TARGET CORP COM 87612E106   273,334 2,022 SH   SOLE 0 0 0 2,022
TARSUS PHARMACEUTICALS INC COM 87650L103   664,440 12,000 SH   SOLE 0 0 0 12,000
TE CONNECTIVITY PLC ORD SHS G87052109   296,091 2,071 SH   SOLE 0 0 0 2,071
TELEFONAKTIEBOLAGET LM ERICS ADR B SEK 10 294821608   456,559 56,645 SH   SOLE 0 0 0 56,645
TELEFONICA S A SPONSORED ADR 879382208   123,631 30,754 SH   SOLE 0 0 0 30,754
TESLA INC COM 88160R101   7,695,575 19,056 SH   SOLE 0 0 0 19,056
TEXAS INSTRS INC COM 882508104   672,973 3,589 SH   SOLE 0 0 0 3,589
THE TRADE DESK INC COM CL A 88339J105   645,945 5,496 SH   SOLE 0 0 0 5,496
THERMO FISHER SCIENTIFIC INC COM 883556102   402,138 773 SH   SOLE 0 0 0 773
TJX COS INC NEW COM 872540109   391,787 3,243 SH   SOLE 0 0 0 3,243
TOTALENERGIES SE SPONSORED ADS 89151E109   765,180 14,040 SH   SOLE 0 0 0 14,040
TOYOTA MOTOR CORP ADS 892331307   1,153,064 5,925 SH   SOLE 0 0 0 5,925
TRANE TECHNOLOGIES PLC SHS G8994E103   662,245 1,793 SH   SOLE 0 0 0 1,793
TRAVELERS COMPANIES INC COM 89417E109   244,744 1,016 SH   SOLE 0 0 0 1,016
UBER TECHNOLOGIES INC COM 90353T100   250,509 4,153 SH   SOLE 0 0 0 4,153
UBS GROUP AG SHS H42097107   674,438 22,244 SH   SOLE 0 0 0 22,244
UNILEVER PLC SPON ADR NEW 904767704   502,702 8,866 SH   SOLE 0 0 0 8,866
UNION PAC CORP COM 907818108   342,516 1,502 SH   SOLE 0 0 0 1,502
UNITED PARCEL SERVICE INC CL B 911312106   203,273 1,612 SH   SOLE 0 0 0 1,612
UNITEDHEALTH GROUP INC COM 91324P102   895,485 1,770 SH   SOLE 0 0 0 1,770
UNUM GROUP COM 91529Y106   661,725 9,061 SH   SOLE 0 0 0 9,061
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,968,516 8,193 SH   SOLE 0 0 0 8,193
VANGUARD INDEX FDS VALUE ETF 922908744   212,569 1,256 SH   SOLE 0 0 0 1,256
VANGUARD INDEX FDS MID CAP ETF 922908629   1,841,617 6,972 SH   SOLE 0 0 0 6,972
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,727,261 19,390 SH   SOLE 0 0 0 19,390
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,891,762 3,511 SH   SOLE 0 0 0 3,511
VANGUARD INDEX FDS LARGE CAP ETF 922908637   524,078 1,943 SH   SOLE 0 0 0 1,943
VANGUARD INDEX FDS TOTAL STK MKT 922908769   472,215 1,629 SH   SOLE 0 0 0 1,629
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   29,291,298 665,107 SH   SOLE 0 0 0 665,107
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   12,630,396 220,003 SH   SOLE 0 0 0 220,003
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   885,130 7,732 SH   SOLE 0 0 0 7,732
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   740,975 6,307 SH   SOLE 0 0 0 6,307
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   36,123,161 720,590 SH   SOLE 0 0 0 720,590
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   894,062 4,565 SH   SOLE 0 0 0 4,565
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,181,898 53,995 SH   SOLE 0 0 0 53,995
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   857,375 17,929 SH   SOLE 0 0 0 17,929
VANGUARD WORLD FD MATERIALS ETF 92204A801   1,190,425 6,337 SH   SOLE 0 0 0 6,337
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   6,889,391 27,157 SH   SOLE 0 0 0 27,157
VANGUARD WORLD FD ENERGY ETF 92204A306   3,493,093 28,795 SH   SOLE 0 0 0 28,795
VANGUARD WORLD FD COMM SRVC ETF 92204A884   9,417,476 60,774 SH   SOLE 0 0 0 60,774
VANGUARD WORLD FD INF TECH ETF 92204A702   22,133,830 35,596 SH   SOLE 0 0 0 35,596
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   6,243,975 16,634 SH   SOLE 0 0 0 16,634
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   4,352,735 17,110 SH   SOLE 0 0 0 17,110
VANGUARD WORLD FD UTILITIES ETF 92204A876   1,653,938 10,121 SH   SOLE 0 0 0 10,121
VANGUARD WORLD FD FINANCIALS ETF 92204A405   8,408,218 71,214 SH   SOLE 0 0 0 71,214
VANGUARD WORLD FD CONSUM STP ETF 92204A207   4,467,166 21,133 SH   SOLE 0 0 0 21,133
VERIZON COMMUNICATIONS INC COM 92343V104   306,963 7,676 SH   SOLE 0 0 0 7,676
VERTEX PHARMACEUTICALS INC COM 92532F100   1,767,450 4,389 SH   SOLE 0 0 0 4,389
VISA INC COM CL A 92826C839   955,764 3,024 SH   SOLE 0 0 0 3,024
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   541,654 63,799 SH   SOLE 0 0 0 63,799
WALMART INC COM 931142103   2,274,381 25,173 SH   SOLE 0 0 0 25,173
WEC ENERGY GROUP INC COM 92939U106   352,180 3,745 SH   SOLE 0 0 0 3,745
WELLS FARGO CO NEW COM 949746101   449,325 6,397 SH   SOLE 0 0 0 6,397
WESTERN UN CO COM 959802109   138,468 13,063 SH   SOLE 0 0 0 13,063
YUM CHINA HLDGS INC COM 98850P109   411,131 8,535 SH   SOLE 0 0 0 8,535
ZIMMER BIOMET HOLDINGS INC COM 98956P102   209,359 1,982 SH   SOLE 0 0 0 1,982
ZOETIS INC CL A 98978V103   460,603 2,827 SH   SOLE 0 0 0 2,827